Transcript Highlights:

• Minnesota is the worst uh of the fraud Minnesota is the worst uh of the fraud it<00:05:31.880>
• We hear a lot about waste, fraud, and abuse, and so the fraud, I think, is a well-understood term.
• I get fraud, but I hear waste, fraud, and abuse, and like, what are these things?
• I get fraud, but I hear waste, fraud, and abuse, and like, what are these things?
• abuse, and I understand fraud.

Bills: HF1, HF2

Keywords: Office of Inspector General, inspector general, legislative audit, fraud prevention, waste and abuse, public funds, grant oversight, state grants, grant management, whistleblower protection, retaliation, subpoena power, data practices, government transparency, accountability, law enforcement referrals, sanctions, debarment, payment withholding, public assistance fraud

Bills: HB20, HB120

Keywords: fraudulent solicitation, disaster relief, nonprofit organizations, criminal penalties, consumer protection, fraud prevention, charitable donations, higher education, LGBTQ studies, DEI studies, program prohibition, educational policy, HB120, Texas, Texas Education Code, public universities, public colleges, queer studies, gay studies, lesbian studies

Transcript Highlights:

• for the AG Office of Consumer for the AG Office of Consumer Protection,<00:37:57.120> Department
• But what what really of kiosk frauds.
• <00:45:18.800> protection the most consumer protection the most consumer protection is<00:
• :51:23.440> an non-legitimate fraud victim has an non-legitimate fraud victim has an opportunity
• SB 888 SD2 relating to consumer SB 888 SD2 relating to consumer protection.<01:38:02.280> The

Bills: SB1166, SB888, SB2387, SB2471

Keywords: insurance, climate change, responsible parties, damages, Hawaii Property Insurance Association, Hurricane Relief Fund, civil action, climate disasters, extreme weather, SB888, Hawaii, consumer protection, smart home security, smart household security device, home security camera, video doorbell, Ring, Nest, connected devices, internet of things

Summary: The committee heard SB 1166 SD2, a bill on insurance and climate-related damages that would authorize the Hawaii Property Insurance Association and, in amended versions discussed during testimony, other public and private entities to pursue civil actions to recover losses tied to climate disasters and extreme weather. DCCA’s Insurance Division and the Department of the Attorney General raised legal concerns, saying the bill’s scope may not fit the insurance code section being amended, that it could create subject-matter and title issues, and that some subrogation language may be duplicative of existing rate-filing practice. Lawyers for Justice opposed the measure, arguing it conflicts with existing subrogation law and recent Hawaii Supreme Court rulings that treat the judicial lien process as the exclusive remedy. The American Petroleum Institute also opposed, warning the bill would add liability and litigation risk for companies operating under existing permits and could undermine energy reliability and investment. Supporters said the bill would help shift climate-related insurance costs away from residents and onto fossil fuel companies and other responsible parties. Testimony in support came from the Polluters Pay Hawaii Coalition, Center for Climate Integrity, Hawaii Island Council, Our Hawaii, Sierra Club of Hawaii, and others, who described recent flooding, storm damage, rising premiums, non-renewals, and underinsurance as evidence of a worsening climate-driven insurance crisis. Several supporters urged amendments to give the Attorney General explicit authority to recover insurance-related losses for the Hurricane Relief Fund, HPIA, and private insurers, and to ensure recovered amounts benefit policyholders. Committee members questioned whether HPIA is a private entity, whether the Attorney General could represent it, whether the bill could create double recovery or affect pending climate litigation, and whether insurers would have standing or damages if they are only paying contractual claims. The committee then took up SB 888 SD2, a consumer protection bill that would restrict smart household security device operators from sharing user data with law enforcement without consent or a judicial order, and would bar conditioning device use on such consent. The Office of Consumer Protection testified in support and said an Illinois law could serve as a useful template for exceptions to the warrant requirement. An individual supporter said the measure would protect immigrant communities, judges, and others from surveillance and misuse of private data. No vote was taken during the portion of the meeting provided, and the chair noted additional written testimony submitted in support of SB 1166.

Bills: HB207, HB267, HB300, HB464, HB618, HB853

Keywords: Louisiana Auctioneers Licensing Board, auctioneer licensing, professional licensing board, board membership, gubernatorial appointments, consumer members, public at large, Public Service Commission district, East Baton Rouge Parish, venue, domicile, licensure requirements, licensed auctioneer, occupational licensing, state board governance, Act 138, home inspectors, licensing, term limits, Louisiana State Board

Transcript Highlights:

• fraud committed against state programs. fraud committed against state programs.
• >> aspect of fraud is looked at. >> aspect of fraud is looked at.
• expressly at fraud. expressly at fraud.
• fraud has happened. Absolutely. fraud has happened. Absolutely.
• triggers, not just intentional fraud. triggers, not just intentional fraud.

Bills: HF3676, HF3683, HF3395

Keywords: Safe at Home, address confidentiality, domestic violence, sexual assault, stalking, harassment, victim privacy, survivor protection, confidential address, protected address, secret address, identity protection, residential confidentiality, program participant, nondiscrimination, court disclosure, protective order, service of process, driver's license, state ID

Summary: The committee first approved minutes from February 19 and February 26, while skipping the February 24 minutes because of a drafting error that would be corrected later. It then took up House File 3676, a Safe at Home program bill described by Rep. Nash as arising from a constituent’s dangerous identity exposure and intended to tighten protections for participants, including allowing emancipated minors to enroll. Testimony from the Secretary of State’s office explained that the bill would clarify who may apply for a minor, require proof of guardianship, strengthen court findings before a participant’s physical address can be disclosed, increase penalties for harmful disclosure, prohibit discrimination based on participation, require state agencies to designate a Safe at Home contact person, allow use of the Safe at Home card as proof of residence for certain ID purposes, and require judge training. Members raised concerns about federal compatibility, constitutionality of court-related provisions, and the need for a fiscal note on the felony penalty. Several sections were noted as being removed or modified in a later engrossment, and the committee voted to re-refer HF 3676 to the Transportation Finance and Policy Committee. The committee then heard House File 3683, which would direct the state budget forecast to include the estimated cost of fraud. Rep. Nash argued that fraud is a significant but unquantified drain on state resources and said the bill would adapt existing forecast language used for inflation to track fraud costs. Minnesota Management and Budget Deputy Commissioner Anna Mingi testified that fraud is unacceptable and that the agency works to prevent and detect it, but said the twice-yearly forecast is not the right tool for this kind of retrospective analysis. She explained that if fraud is identified, the forecast would reflect reduced spending through program integrity actions rather than a separate fraud-cost line item. The bill was moved and referred to the general register after a roll call was requested.

Transcript Highlights:

• This bill empowers businesses to prevent breaches and is a win-win for businesses and consumers alike
• provide civil penalties against folks who are using artificial intelligence for phishing and other fraud

Bills: SB1540, SB2610, SB2373

Keywords: election officials, confidentiality, personal information, government transparency, public safety, cybersecurity, data breach, breach of system security, exemplary damages, punitive damages, liability shield, safe harbor, small business, mid-sized business, Texas Business & Commerce Code, sensitive personal information, personal identifying information, identity theft, fraud prevention, NIST

Transcript Highlights:

• the consumer price index as consumers the consumer price index as consumers are<00:03:34.799>
• So, this bill people to fight fraud.
• 52:14.559> unit Minnesota's Medicaid fraud control unit Minnesota's Medicaid fraud control unit
• <00:53:34.880> public welfare fraud or fraud in other public welfare fraud or fraud in other
• <00:54:00.800> charges<00:54:01.119> and provider fraud charges and provider fraud

Bills: HF2216, HF1978, HF2354, HF1963, HF1994, HF1995, HF1894

Keywords: assisted living, nursing home, long-term care, guardian, conservator, resident rights, arbitration, mandatory arbitration, consumer protection, fee increase, rate increase, price hike, private pay, public funds, Medicaid, waiver services, elderly, seniors, older adults, disability rights

Transcript Highlights:

• Office to bring legal claims against entities suspected of violating consumer fraud laws in the marketing
• Those include harms to consumers.
• The AG is responsible for protecting consumers against fraud, and she has a robust operation in house
• This office would pursue legal claims against entities that violate consumer fraud laws to sell technology
• He sued them for fraud.

Bills: SB1020, SB1107, SB1117, SB1160, SB1216, SB1308

Keywords: special plates, Arizona Space Commission, transportation, funding, space exploration, peace officer certification, police certification, law enforcement licensing, Arizona POST, peace officer standards and training, military police, veterans, honorably discharged, veteran hiring, abbreviated academy, law enforcement recruitment, public safety, community policing, background investigation, psychological fitness

Summary: The Public Safety Committee met and approved several bills, beginning with SB 1107, which creates an alternative Arizona peace officer certification pathway for honorably discharged veterans who served as military police. The sponsor and a former military police officer testified that the bill would recognize existing training while still requiring Arizona-specific training, certification testing, background checks, and fitness standards. The committee adopted a clarifying amendment limiting the pathway to military police veterans and then passed the bill 7-0. The committee then passed SB 1308, which creates a Foreign Adversary Fraud Office in the Attorney General’s Office and related funds to pursue consumer fraud claims involving technology from foreign adversaries and to help replace such technology in critical infrastructure. Supporters argued the bill would address both consumer fraud and national security risks tied to foreign-made technology in utilities, communications, and other infrastructure. The bill was approved 7-0. The committee also passed SB 1020, creating an Arizona Space Commission specialty license plate to support the commission’s work; supporters said it would raise voluntary revenue and promote Arizona’s growing space industry. That bill also passed 7-0. SB 1160 was approved after amendment. The bill restricts drones near ticketed entertainment events, and the amendment expanded the restricted area from 400 feet to 5,280 feet. The sponsor, along with representatives from NASCAR and Live Nation, said the measure would close a public safety gap and protect large crowds from unauthorized drones. The committee passed the bill as amended 7-0. SB 1117 was also approved 7-0; it appropriates funds to DPS crime lab services for processing evidence from counties with populations under one million, with the sponsor saying it would help rural counties handle DNA and other evidence backlogs. Finally, the committee passed SB 1216, which removes the sunset on traumatic event counseling for public safety employees and expands eligibility to include crime scene and digital forensic technicians. Testimony from the Arizona Police Association supported making the counseling program permanent and extending it to additional employees exposed to traumatic material. The bill passed 7-0, and the committee adjourned after completing its agenda.

Transcript Highlights:

• <00:02:37.400> in is not uh this whole issue of fraud in is not uh this whole issue of fraud
• the Commerce department for their fraud the Commerce department for their fraud investigative unit
• This fraud would not have occurred.
• we will decrease our capacity to address fraud.
• Thank you." fraud but the impact of the bill is the fraud but the impact of the bill is the opposite<

Bills: HF1, HF98

Keywords: Office of Inspector General, inspector general, legislative audit, fraud prevention, waste and abuse, public funds, grant oversight, state grants, grant management, whistleblower protection, retaliation, subpoena power, data practices, government transparency, accountability, law enforcement referrals, sanctions, debarment, payment withholding, public assistance fraud

Transcript Highlights:

• I think that this bill will make meaningful regulation to protect seniors from scammers and fraud.
• Not to have an invasion of privacy, but just because there's so many instances of fraud in these cases
• this bill so much is it's widely underreported how many folks actually are victims of financial fraud
• So we have numerous steps in place, unfortunately, fraud is still perpetrated, and in a lot of instances
• Senator, the purpose of the bill is to put regulations in place to give notice to the consumer both on

Bills: S0198, S0570, S0772, S0808, S1038, S1040, S1286, S1440, S1504, S1668

Keywords: virtual currency, kiosks, money services business, regulation, financial services, consumer protection, cryptocurrency, registration, payment scams, task force, fraud prevention, property insurance, roofing requirements, inspector, insurance policies, homeowners insurance, roof age, residential structures, insurance renewal, investment

Summary: The Committee on Banking and Insurance met with a quorum present and took up a series of bills, beginning with SB 1286 by Senator Wright. That bill expands the law enforcement recruitment bonus program to include firefighters, creates a DFS grant review panel for fire-related grants, and establishes an institute for PTSD and first-responder behavioral health. Testimony from fire chiefs and others supported the measure, and the committee reported it favorably. The committee then considered several insurance and financial regulation bills. CS/SB 198 by Senator Rousan, as amended, regulates virtual currency kiosks with transaction limits, notice and receipt requirements, and OFR enforcement authority; witnesses described it as a needed anti-fraud measure, especially for seniors, and it was reported favorably. CS/SB 772 by Senator Burgess, as amended, allows limited licenses for portable electronics and eyewear insurance, and CS/SB 1504 by Senator Claudio, as amended, creates a pathway for high school students to qualify for insurance customer representative licensure; both were reported favorably. The committee also approved two cryptocurrency reserve bills by Senator Gruters: CS/SB 1038 creates the Florida Strategic Cryptocurrency Reserve framework, and CS/SB 1040 creates the related trust fund; both received technical amendments and favorable reports. CS/SB 1440 by Senator Martin, as amended, creates public records exemptions and cybersecurity reporting provisions for financial institutions and related entities, and it was reported favorably. Finally, SB 1668 by Senator Burton, which updates the NICA program’s funding and benefit structure, and CS/SB 570 by Senator Polsky, which creates a task force on payment scams, were both heard with supportive testimony and reported favorably. Senators later recorded additional affirmative votes on selected bills before the committee adjourned.

Transcript Highlights:

• He has a keen understanding of consumer protection, antitrust, and administrative law.
• The informing consumers about smart devices act the spy fridge at bill required disclosure of hidden
• The committee also should focus on protecting consumers from scams and the FTC consumers report shows
• that one point one point 1 billion consumers lost I mean I that's can't be right according to the FTC
• The victims of human trafficking are transported to what is called fraud dens.

Bills: SB244, SB28, SB289, SB323, SB389, SB414, SB428, SB433, SB582, SB613, SB759, SB792, SB841, SB843, SB97

Keywords: national security, cybersecurity, consumer technology, routers, modems, study, communication, consumer protection, smart devices, transparency, internet-connected devices, FTC enforcement, broadband, infrastructure, federal programs, internet access, accessibility, affordability, deployment, government coordination

Summary: The Senate Committee on Commerce, Science, and Transportation held an important meeting where they discussed various bills aimed at addressing pressing issues like consumer protection, technology, and environmental management. Chairman Cruz opened the meeting by emphasizing the role of subpoenas in ensuring accountability and oversight, highlighting a recent compliance from several parties following such threats. The meeting progressed to consider several bills, including the Romance Scam Prevention Act championed by Senator Blackburn, which seeks to protect vulnerable populations from online dating scams that have resulted in enormous financial losses, particularly among seniors. The committee also nominated Michael Kratios for the Office of Science and Technology Policy and Mark Medder for the Federal Trade Commission, underscoring the significance of leadership in fostering innovation and consumer protection in technology sectors.

Transcript Highlights:

• Cryptocurrency kiosks pose a significant financial risk to consumers and require... ...requires comparable

Bills: HB886, HB1514, HB2434, HB2688, HB2802, HB3161, HB3221, HB4029, HB4339, HB4591, HB4774, HB4802, HB4853, HB5627, SB1737

Keywords: retirement, supplemental payment, benefits, Employees Retirement System, eligible annuitants, legislation, annuity, service credit, Employees Retirement System of Texas, employee benefits, pension reform, public retirement systems, municipality pensions, firefighters, police officers, retirement age, DROP program, actuarial studies, pension benefits, municipal retirement

Transcript Highlights:

• We show you registered as Elizabeth Hammond on behalf of Texas Consumer Credit Union.
• It's with the Texas Consumer Credit Coalition. Do we have permission to change that in the record?
• Okay, so we Show you registered as Elizabeth Hammond on behalf of Texas Consumer Credit Coalition.
• Um, I am a member of the Texas Consumer Credit Coalition.
• I'm Leslie Pettyjohn, Consumer Credit Commissioner.

Bills: HB886, HB1514, HB2434, HB2688, HB2802, HB3161, HB3221, HB4029, HB4339, HB4591, HB4774, HB4802, HB4853, HB5627, SB1737

Keywords: retirement, supplemental payment, benefits, Employees Retirement System, eligible annuitants, legislation, annuity, service credit, Employees Retirement System of Texas, employee benefits, pension reform, public retirement systems, municipality pensions, firefighters, police officers, retirement age, DROP program, actuarial studies, pension benefits, municipal retirement

Transcript Highlights:

• We can't do recipient fraud, for example, fraud in obtaining benefits.
• Our state Medicaid fraud unit has a smaller staff size than other Medicaid fraud units with similar Medicaid
• I'm wondering if in the Medicaid fraud space, if you have actually seen fraud when it comes to the kinds
• That's where the fraud is.
• So an agency like DHS could flag an instance of fraud or alleged fraud and say, "I recommend that this

Bills: HF3043, HF2891

Keywords: public safety, illegal remunerations, healthcare fraud, grants, criminal penalties, state law, grants management, state employees training, certification, monitoring grants, accountability, grant fraud

Transcript Highlights:

• part of their network, the consumer part of their network, the consumer would<00:14:48.720> most
• Thank you. with Office of Consumer Protection. Um, with Office of Consumer Protection.
• consumer protection. Thank you. consumer protection. Thank you.
• Even the German health minister fraud.
• <00:50:32.720> Uh relating to consumer protection. Uh relating to consumer protection.

Bills: HB1849, HB2000, HB1753, HB1511, HB276, HB1513, HB2188, HB1876

Keywords: licensing, professional license, individual taxpayer identification number, immigration, state residency, right to repair, wheelchairs, consumer protection, repair providers, device documentation, HB1753, Hawaii Social Media Data Deletion Act, social media, account deletion, data deletion, privacy, consumer privacy, personal information, sensitive personal information, data retention

Summary: The committee on Consumer Protection and Commerce met on February 10, 2026, and heard testimony on several bills. HB 1849 relating to licensing drew comments from DCCA’s Professional and Vocational Licensing Division and the Hawaii Real Estate Commission, both of which stood on written testimony. The Hawaii Coalition for Immigrant Rights testified in strong support, emphasizing that some immigrants, including DACA recipients, are already contributing in Hawaii and that the state should help create pathways for them to remain and advance professionally. No vote or final action was taken on HB 1849 during the portion shown. The committee then heard HB 2000, the wheelchair right-to-repair bill. Encart opposed the measure, arguing that repair delays are largely driven by insurance prior authorization and that wheelchair repairs involve FDA-regulated medical devices where improper repairs could create health risks. Peter Fritz testified in support, saying the bill was modeled on similar laws in other states and that he had personal experience through his sister’s use of a wheelchair. Members questioned whether repairs done outside insurer networks might not be reimbursed, and Fritz said that was a concern but that the need for timely repair outweighed it. The committee also discussed HB 1753 on social media, where DCCA’s Office of Consumer Protection supported the bill but suggested an amendment to the definition of personal information. On HB 1511 relating to consumer protection, DCCA’s Insurance Division supported the bill, while the Alliance for Automotive Innovation and the Hawaii Automobile Dealers Association offered comments seeking to preserve legitimate manufacturer and dealer communications about vehicles, warranties, recalls, and related services. The committee also took up HB 276 HD1 and HB 1513 on condominiums. The Hawaii Real Estate Commission offered comments on HB 276 HD1. For HB 1513, the Hawaii Green Infrastructure Authority supported the bill, but DCCA’s Insurance Division opposed it, warning that diverting HHRF funds could weaken reinsurance arrangements and raise premiums for consumers who rely on the fund. Members questioned whether the proposed condo loan program would need HHRF money and whether the amounts in the bill were necessary, and the division said it opposed using HHRF for that purpose. The committee also heard HB 2188 on housing, where OCP supported the measure and the Hawaii Association of Realtors raised concerns about conflicts with the Fair Credit Reporting Act and the use of tenant screening reports, noting that a working group is already addressing landlord-tenant issues. Members asked OCP to research how other states handle similar laws and whether additional language is needed to avoid federal conflict. Finally, on HB 1876 relating to mental health, the Department of Health’s Adult Mental Health Division supported the bill but said it remains opposed to harmful, non-evidence-based treatment modalities; Pride at Work Hawaii also testified in strong support. No final votes or committee decisions were reported in the excerpt.

Transcript Highlights:

• how money would go into the consumer how money would go into the consumer fraud<00:07:50.560>
• <00:07:55.199> fraud money go into the consumer fraud money go into the consumer fraud restitution
• I urge you to consider establishing a consumer fraud restitution fund to support fraud victims.
• I urge you to consider establishing a consumer fraud restitution fund to support fraud victims.
• I urge you to consider establishing a consumer fraud restitution fund to support victims of fraud.

Bills: HF1392, HF2233, HF695, HF2228, HF1289

Keywords: consumer protection, restitution, attorney general, consumer enforcement, unclaimed funds, victim compensation, settlement funds, special revenue fund, general fund, restitution account, consumer fraud, state treasury, eligible consumers, distribution of funds, tax subtraction, income tax, refund, unpaid compensation, Minnesota Department of Revenue, consumer redress

Transcript Highlights:

• We can't do recipient fraud, for example, fraud and obtaining benefits.
• beneficiary fraud investigations.
• beneficiary fraud investigations.
• talked about, we can do Medicaid fraud. talked about, we can do Medicaid fraud.
• of millions of dollars worth of fraud. of millions of dollars worth of fraud.

Bills: HF3043, HF2891

Keywords: public safety, illegal remunerations, healthcare fraud, grants, criminal penalties, state law, grants management, state employees training, certification, monitoring grants, accountability, grant fraud, 1183, house

Transcript Highlights:

• and consumers. and consumers.
• fraud.
• fraud.
• fraud.
• We're all against fraud. We hate fraud.

Bills: SF1750, HF2700, HF1606, HF3356, HF3946, HF3970, HF3658, HF3875, HF2627, SF856, HF1268, HF1338

Keywords: common interest community, CIC, homeowners association, HOA, condominium, planned community, cooperative, unit owner, association board, declarant, declarant control, special declarant rights, assessment lien, foreclosure, late fees, fines, attorney fees, resale disclosure, annual report, maintenance plan

Transcript Highlights:

• the problems they’ve had with fraud are not fraud within government.
• She said that, while fraud within government can happen, it has not characterized Minnesota.
• the investigation process of fraud the investigation process of fraud throughout<00:19:37.919>
• Fraud and abuse, and this bill seems to be mostly directed at fraud, you know, but I don't quite know
• But we'll talk more about that in the fraud committee.

Bills: HF25, HF1, HF428

Keywords: pregnancy support, women's health, maternity homes, nonprofit organizations, grant funding, abortion, family services, Office of Inspector General, inspector general, legislative audit, fraud prevention, waste and abuse, public funds, grant oversight, state grants, grant management, whistleblower protection, retaliation, subpoena power, data practices

Transcript Highlights:

• <00:10:06.200> and approach to addressing waste Fraud and approach to addressing waste Fraud
• But the problem is, and this is a cyclical issue that we're seeing relating to fraud, the biggest fraud
• relating to fraud uh the biggest<01:10:15.320> fraud<01:10:15.640> that<01:10:15.800><
• Is he part of the fraud? What's going on?
• <01:13:43.120> that focus on one element of the fraud that focus on one element of the fraud

Bills: HF1, HF779, HF1034

Keywords: Office of Inspector General, inspector general, legislative audit, fraud prevention, waste and abuse, public funds, grant oversight, state grants, grant management, whistleblower protection, retaliation, subpoena power, data practices, government transparency, accountability, law enforcement referrals, sanctions, debarment, payment withholding, public assistance fraud