Video & Transcript Research : 'home loan'
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AZ
Transcript Highlights:
- Recently, I'm currently building a single-family home. My brother is building a single-family home.
- building their home on their lot and whatever they need... ...for their home on their lot.
- To the home builder?
- These standards apply to a million-dollar home and a $200,000 home.
- new home price, roughly.
Keywords:
workers' compensation, industrial commission, safety regulations, employee protection, penalties, compliance, municipal planning, homeowners associations, design regulations, property rights, building permits, single-family homes, liquor, alcohol, spirituous liquor, liquor license, liquor licensing, Arizona Department of Liquor Licenses and Control, restaurant to-go cocktails, mixed cocktails
HI
Hawaii 2026 Regular Session
CPC Public Hearing - Tue Feb 24, 2026 @ 2:00 PM HST
Consumer Protection & Commerce
Transcript Highlights:
- Uh we are families and funeral homes.
- And that's really where this is stemming from with the funeral homes and the mortuary or the medical
- </c> is stemming from with the funeral homes is stemming from with the funeral homes and<01:18:00.320
- They are safe, low cost, and they work for renters, apartments, and homes with unsuitable roofs.
- </c> different um apartments or uh home different um apartments or uh home homeowners<01:35:24.480><c
Keywords:
natural hair braiding, registration, Barbering and Cosmetology Licensing Act, public health, sanitation, cumulative voting, associations, unit owners, board of directors, elections, Hawaii Revised Statutes, condominium, association meetings, electronic voting, proxy voting, mail voting, insurance, premium increase, policy cancellation, licensing
Summary:
The committee heard testimony on HB 1697, which would exempt natural hair braiders from licensing requirements under certain conditions. The DCCA Board of Barbering and Cosmetology said it recognizes braiding as within the scope of cosmetology practice but warned that a broad exemption could create consumer protection gaps, especially around sanitation training, tool use, and enforcement. Supporters from the Institute for Justice and the Grassroots Institute of Hawaii argued the current licensing regime is overly burdensome and unrelated to braiding, citing the 1,250-hour training requirement, high tuition costs, barriers for low-income entrepreneurs, and the fact that many other states already exempt braiders. Committee members asked whether a standalone sanitation course or similar training could address the board’s concerns, and the board said it would bring that idea back for discussion. The committee also noted 16 written testimonies in support and 2 in opposition.
The committee then took up HB 1678, relating to condominium and planned community association elections using cumulative voting. Supporters, including the Hawaii State Association of Parliamentarians, said the bill would clarify that cumulative voting applies to all candidates, including write-ins, and would help resolve confusion in association elections. One testifier urged the committee to remove proxy voting, calling it an abuse of power in some associations, while another asked whether cumulative voting and proxies could be manipulated to stack votes. In response, the parliamentarian explained that cumulative voting and proxy voting are different, that proxies simply allow someone to vote on another’s behalf, and that existing deadlines and counting procedures reduce opportunities for abuse. Testimony also emphasized that electronic or mail voting can be secure and efficient, and that the bill would make the process clearer and more democratic.
Finally, the committee heard testimony on HB 1679, which would clarify an association board’s authority over electronic meetings, electronic voting, voting without a meeting, and mail voting without a meeting. Supporters said the measure would clean up statutory language, make electronic voting optional, and fix problems created by a 2024 change that made written-consent timing rules difficult to use for association actions. They also said the bill would clarify that proxies are only used at meetings, not for actions taken without a meeting. One opponent argued the bill needs further amendment because electronic voting is not well defined and could be abused, and questioned the neutrality of parliamentarians testifying on condominium bills. No votes were taken on any of the measures during the portion of the meeting provided.
AL
Alabama 2026 Regular Session
Alabama House Commerce and Small Business Committee Feb 18th, 2026
Commerce and Small Business
Transcript Highlights:
- It basically says that if you're building a house, the home builder must disclose that they do not have
Keywords:
financial services, banking, insurance, debanking, social credit score, ESG, environmental, social, and governance, diversity, equity, and inclusion, DEI, religious freedom, free speech, viewpoint discrimination, political discrimination, firearms, gun industry, ammunition, fossil fuels, oil and gas, mining, timber
FL
Transcript Highlights:
- And we also have folks at home who probably could talk to us about this issue and others.
Keywords:
Florida Virtual School, FLVS, virtual school, online education, distance learning, K-12 education, public school choice, charter-like franchise, student enrollment priorities, home education, homeschool, military families, active duty military, rural schools, inner-city schools, accelerated graduation, education technology, supplemental funding, direct-support organization, foundation
Summary:
The Committee on Fiscal Policy met and first postponed SB 524 and SB 1156. It then heard and favorably reported several bills, including SB 488 and SB 490 by Sen. Massullo, which update Department of Highway Safety and Motor Vehicles procedures, raise the crash-reporting threshold, expand email use, and create a related public-records exemption. The committee also favorably reported SB 892 by Sen. Martin on enhanced sentencing for repeat offenders, SB 124 by Sen. Rodriguez updating Florida Virtual School statutes, and SB 584 by Sen. Yarbrough strengthening oversight of commercial driving schools and tax collector authority. SB 656 by Sen. Bradley, codifying the Internet Crimes Against Children Task Force and related grant program, and SB 816 by Sen. Bradley, formally establishing the University of Florida Diabetes Institute, also passed unanimously or near-unanimously.
The most extensive debate centered on SB 216 by Sen. McLean, which would tighten unemployment assistance eligibility by adding job-search requirements, more frequent verification, and fraud-reporting measures. Supporters argued the bill would reduce fraud and improve program integrity, while opponents from labor groups and several senators warned it would burden claimants, especially rural residents, seniors, and workers facing layoffs, and could sharply reduce access to benefits. Despite those objections, the committee reported the bill favorably on a divided vote.
The committee also considered CS/SB 382 by Sen. Truenow on electric bicycles, requiring riders to yield to pedestrians, sound an audible signal before passing, and limit speed near pedestrians, while creating a task force to study broader regulation of e-bikes and related devices. A mother whose son was killed on an electric scooter urged the committee to restore scooters to the bill, and several members expressed support for further work on that issue. The committee reported the bill favorably. At the end of the meeting, members recorded additional affirmative votes on selected tabs, and the committee adjourned.
AZ
Arizona 2026 Regular Session
01/28/2026 - House Transportation & Infrastructure
Transportation & Infrastructure
Transcript Highlights:
- think about Verco Decking, maybe the easiest way to describe it to you is if you go up in a Walmart, Home
- But if they don’t go home safely every day, does it really matter if I pay them a dollar or a million
- that we are growing our workforce right here in the state and taking care of folks who call Arizona home
- It’s building those relationships with our team at work and carrying that home to family.
- Chairman, just something that brings it close to home: I've known Mr.
Bills:
HB2003, HB2057, HB2109, HB2111, HB2112, HB2114, HB2256, HB2259, HB2317, HB2323, HB2398, HB2443, HB2446, HB2574
Keywords:
driver education, instruction permit, underage drivers, motorcycle licenses, traffic regulations, special plates, centennial, Arizona Department of Transportation, vehicle registration, commercial discounts, Arizona Centennial, distracted driving, portable wireless communication devices, motorcycles, traffic safety, civil penalties, driver license, examinations, motorcycle awareness, public safety
WA
Washington 2025-2026 Regular Session
House Postsecondary Education & Workforce Jan 27th, 2026 at 01:30 pm
Postsecondary Education & Workforce
Transcript Highlights:
- But we have transition to kindergarten, working connections child care, Head Start, home child care.
Keywords:
education, scholarship, early childhood, funding, higher education, early education, support, degree seekers, private security, security guard, armed security guard, security company, licensing fees, license renewal, endorsement fee, fingerprints, background check, workforce retention, low-wage workers, public safety
Summary:
The Post-Secondary Education and Workforce Committee met on January 27 and first took executive action on three bills. House Bill 2311, which makes administrative changes to the Workforce Education Investment Accountability and Oversight Board, was advanced with a do pass recommendation after the proposed amendment was withdrawn. Members supporting the bill said it was a modest process improvement, while some members raised concerns about transparency, accountability, and ensuring workforce dollars go directly to student success. The bill passed on a 15-1 vote. House Bill 2324, which extends tuition waiver eligibility for children of certain disabled veterans, also passed unanimously with a do pass recommendation. House Bill 288, the Dietitian Licensure Compact, was amended to delay implementation until July 1, 2028, and then advanced unanimously with a do pass recommendation.
The committee then held public hearings on several bills. House Bill 2422 would shift private security guard licensing fees from individual guards to their employers, eliminate transfer fees, and penalize companies that require reimbursement. The sponsor and labor advocates argued the current system unfairly burdens low-wage workers and contributes to high turnover, while committee members asked about whether the license is tied to the company, the size of the turnover rate, and whether lowering or eliminating fees might be an alternative. House Bill 2438 would create the SEEDS scholarship for early childhood education degree seekers, funded by up to $10 million from the GET account if it remains sufficiently funded. The sponsor and supporters said it would help address severe early learning workforce shortages, especially in rural areas, while WASAC said it supported the concept but had concerns about using GET funds directly and suggested a new account structure to avoid conflicts with existing requirements.
The committee also heard House Bill 2525, which would create a heritage orchard program at Washington State University to register and preserve old and rare apple varieties. The sponsor and the tree fruit industry described it as a way to preserve agricultural history, support research, and promote ag education. Finally, House Bill 2586 would align Passport to Careers financial need calculations with the federal student aid formula and automatically qualify Passport students for the Washington College Grant. The sponsor, WASAC, and student testifiers said the bill would simplify aid access for foster youth and unaccompanied homeless youth; WASAC said it would absorb the modest administrative cost and clarified it was not seeking new appropriations. No final committee action was taken on the bills heard in public testimony during this meeting.
MN
Keywords:
local government aid, Baldwin, taxation, base year formula, municipal funding, population aid, aid penalty forgiveness, Minnesota, city funding, appropriations, HF156, lawful gambling, veterans organizations, licensed veterans organization, Minnesota gambling law, gross profits, lawful purpose, real property repair, facility maintenance, capital assets
TX
Transcript Highlights:
- We have smaller home sites, and we can build a smaller home. And we think the lack of reasonable...
- tiny homes.
- So we start with homes; tiny homes are 400 to 500 square feet.
- Developers went from developing on average $545,000 homes to $310,000. Homes.
- where this one home used to be."
Keywords:
affordable housing, land use, zoning, urban planning, community development, housing crisis, mixed-use development, sustainability, municipal utility district, board of directors, qualifications, land ownership, Texas, taxation, residency, municipal approval, subdivision plans, local governance, plats, local government
TX
Transcript Highlights:
- So, as such, $33,000 per home, $33,000 per home, $33,000 per home.
- Well, Georgetown was a $18,000 per home. Effective two days ago, it's $33,000 per home.
- Each home? Right. The impact fee per home of $33,000. And you have to do a study on each home?
- But yes, every home, before we start the home Oh, we have to pay those fees.
- I understand home affordability is a big issue.
Keywords:
affordable housing, land use, zoning, urban planning, community development, housing crisis, mixed-use development, sustainability, municipal utility district, board of directors, qualifications, land ownership, Texas, taxation, residency, municipal approval, subdivision plans, local governance, plats, local government
AL
Alabama 2025 Regular Session
Alabama House Military and Veterans Affairs Committee Feb 12th, 2025
Military and Veterans Affairs
Transcript Highlights:
- I grew up in foster homes, and my mother suffered a nervous breakdown.
- You bring all the stuff back with you when you come home, okay? And you...
- I got an MBA and I was able to start a company on a $10,000 loan.
- A group of farsighted Alabama veterans returning home from World War II were concerned about how best
- veterans, opening veteran service offices in almost every county, building a much-needed new veterans home
Keywords:
veterans affairs, Alabama Department of Veterans Affairs, State Board of Veterans Affairs, commissioner, governor appointment, board advisory, veteran service organizations, veterans homes, veterans cemeteries, veteran service officers, district managers, state veterans home trust fund, veterans benefits, military veterans, disabled veterans, elderly veterans, active-duty service members, state agency reorganization, executive authority, governance reform
MN
Minnesota 2025-2026 Regular Session
House Higher Education Finance and Policy Committee 3/26/26
Higher Education Finance and Policy
Transcript Highlights:
- Like, I owe less on my mortgage than I do on my student loans because I came from a family that couldn't
- Then I did a little search to see who Joel Bergstrom was and it turns out he bought a home in October
- </c><01:11:16.560><c> in</c><01:11:17.280><c> um</c> it turns out he bought a home in um it turns out
- he bought a home in um in<01:11:19.000><c> October</c><01:11:19.600><c> of</c><01:11:19.720><c> '23<
- </c> for federal student loans. for federal student loans.
Keywords:
undocumented, financial aid, state policy, higher education, noncitizen eligibility, state grants, college affordability, Office of Higher Education, Minnesota State Grant, need analysis, expected family contribution, student aid, grant formula, living and miscellaneous expense allowance, dependent student, independent student, parental contribution, student contribution, surplus appropriation, biennium
TX
Transcript Highlights:
- I believe it's important to note that it really... starts at home in the very early ages.
- Students that want to stay closer to home need to stay closer to home.
Bills:
SB530, SB757, SB769, SB1085, SB1241, SB1242, SB1409, SB1878, SB2138, SB2314, SB2231, SB2361, SB2431, SJR59
Keywords:
accreditation, postsecondary education, Texas Higher Education Coordinating Board, baccalaureate degrees, junior colleges, program delivery, faculty recruitment, higher education, performance standards, student loan debt, degree programs, funding, students with disabilities, accessibility, enrollment, report, SB 1085, Sul Ross State University, Rio Grande College, Del Rio
TX
Transcript Highlights:
- So when I went back home and all over the Texas explained to our members, I heard 76 legislature.
- Especially regarding the home building business, is that our technology does not grow alone. old.
- The only way to address the student loan crisis is by increasing affordability. expanding student loan
- And will again, when I am not in deferment, I pay my loans and I.
- Have a safe drive home. and Nathan Darsh. A lot of time, but we'll be happy to take your testimony.
Bills:
SB530, SB757, SB769, SB1085, SB1241, SB1242, SB1409, SB1878, SB2138, SB2314, SB2231, SB2361, SB2431, SJR59
Keywords:
accreditation, postsecondary education, Texas Higher Education Coordinating Board, baccalaureate degrees, junior colleges, program delivery, faculty recruitment, higher education, performance standards, student loan debt, degree programs, funding, students with disabilities, accessibility, enrollment, report, SB 1085, Sul Ross State University, Rio Grande College, Del Rio
OK
Oklahoma 2026 Regular Session
Senate Legislative Session Mar 11th, 2026 at 01:30 pm
Oklahoma Senate Floor Meeting
Transcript Highlights:
- It adds the definition of the word 'originated', clarifying that broker-brokered loans aren't included
- weekends and holidays are often the easiest time to serve someone because they're more likely to be home
- bill risks sending resources out of state instead of strengthening the very programs working here at home
Bills:
SCR17, SB2104, SB2155, SB1428, SB1250, SB1651, SB1794, SB444, SB1061, SB1327, SB1425, SB1455, SB1458, SB1460, SB1480, SB1530, SB1543, SB1555, SB1593, SB1209, SB1730, SB1733, SB1769, SB1805, SB2069, SB2095, SB1503
Keywords:
Oklahoma Ireland relations, Ireland, Irish heritage, St. Patrick's Day, Choctaw Nation, Choctaw famine relief, Irish-American, cultural resolution, concurrent resolution, ceremonial resolution, economic development, trade commission, international relations, Tulsa IrishFest, ShamROCK the Gardens, Oklahoma City St. Patrick's Parade, Irish ancestry, Senate of Ireland, Aubrey McCarthy, Phil Thompson
OK
Oklahoma 2026 Regular Session
Senate Legislative Session Mar 11th, 2026 at 09:00 am
Oklahoma Senate Floor Meeting
Transcript Highlights:
- And the last thing I think I would just like to drive home as this bill does something that we should
Bills:
SCR17, SB2104, SB2155, SB1428, SB1250, SB1651, SB1794, SB444, SB1061, SB1327, SB1425, SB1455, SB1458, SB1460, SB1480, SB1530, SB1543, SB1555, SB1593, SB1209, SB1730, SB1733, SB1769, SB1805, SB2069, SB2095, SB1503
Keywords:
Oklahoma Ireland relations, Ireland, Irish heritage, St. Patrick's Day, Choctaw Nation, Choctaw famine relief, Irish-American, cultural resolution, concurrent resolution, ceremonial resolution, economic development, trade commission, international relations, Tulsa IrishFest, ShamROCK the Gardens, Oklahoma City St. Patrick's Parade, Irish ancestry, Senate of Ireland, Aubrey McCarthy, Phil Thompson
OK
Oklahoma 2026 Regular Session
Senate Legislative Session Mar 11th, 2026
Oklahoma Senate Floor Meeting
Transcript Highlights:
- It adds the definition of the word 'originated,' clarifying that brokered loans aren't included in the
- calculation. ...of the word 'originated,' clarifying that brokered loans aren't included in the calculation
- weekends and holidays are often the easiest time to serve someone because they're more likely to be home
- Are the providers already serving instead of strengthening the very programs working here at home?
- This chamber has spent a great deal of time talking about working here at home.
Bills:
SCR17, SB2104, SB2155, SB1428, SB1250, SB1651, SB1794, SB444, SB1061, SB1327, SB1425, SB1455, SB1458, SB1460, SB1480, SB1530, SB1543, SB1555, SB1593, SB1209, SB1730, SB1733, SB1769, SB1805, SB2069, SB2095, SB1503
Keywords:
Oklahoma Ireland relations, Ireland, Irish heritage, St. Patrick's Day, Choctaw Nation, Choctaw famine relief, Irish-American, cultural resolution, concurrent resolution, ceremonial resolution, economic development, trade commission, international relations, Tulsa IrishFest, ShamROCK the Gardens, Oklahoma City St. Patrick's Parade, Irish ancestry, Senate of Ireland, Aubrey McCarthy, Phil Thompson
Summary:
The Senate began with several ceremonial recognitions, including citations for the Destiny Christian School girls volleyball team and football team for state championships, and for Delta Sigma Theta Sorority, Incorporated, in connection with Delta Day at the Capitol and Women’s History Month. Members and guests were welcomed to speak briefly before the chamber returned to its agenda.
The chamber then considered a series of bills. SB 444, dealing with hospice handling and disposal of controlled dangerous substances left after a patient’s death, passed 39-0. SB 1327, restoring the Tourism and Recreation Commission’s authority and adding general commission-member requirements, passed 27-12. SB 1061, a mortgage broker fee cleanup bill, passed 38-0. SB 1425, repealing an obsolete health care workforce board, passed 40-0. SB 1455, extending the sunset for the Board of Governors of the Architects, Landscape Architects, and Licensed Interior Designers, passed 28-11 and then also passed the emergency with 38-1. SB 1458, an Attorney General-request bill to align grand jury witness confidentiality statutes, failed 24-14.
The Senate also passed SB 1460, which increases penalties for repeat peeping Tom and clandestine recording offenses and makes second or subsequent offenses sex offenses, by a vote of 38-3. SB 1480, creating a youth apprenticeship pilot program, passed 42-0 and then passed the emergency. SB 1530, updating the Oklahoma Research Development Rebate Program and encouraging private partnerships with higher education, passed 36-4. SB 1543, allowing multiple DUI charges within one year to be prosecuted as a single felony case and making related cleanup changes, passed 37-6 after extended debate about diversion, due process, and testing issues. SB 1555, aligning the state definition of intellectual disability with federal standards, passed 42-0, with a later correction noting the final vote as 42-1. SB 1593, updating outdated OSU-Tulsa trustee language, passed 43-0 and then passed the emergency. SB 1730, requiring law enforcement to copy OSBI on sexual offense reports, passed 37-6. SB 1209, which would have excluded Sundays and federal holidays from the eviction filing-to-hearing timeline, failed on a 21-21 tie after debate over landlord rights, service timing, and court delays.
NM
New Mexico 2026 Regular Session
House - Chamber Meeting Feb 17th, 2026 at 12:07 pm
New Mexico House Floor Meeting
Bills:
HB145, SB29, SB37, SB64, HB279, HB292, SB35, SB40, SB43, SB48, SB96, SB143, HB132, SB20, SB21, SB101, SJR1, HJM1, HM7, HM17, HM4, HM22, HM23, HM24, HM26, HM2, HM16, HM32, HM13, HM47, HM20, HM51, HM1, HM31, HM35, HM36, HM46, HM53, HM54, HM39, HM29, HM43, HM59, HM30, HM52, HM11, HM14, HM21, HM34, HM50, HB2, SB264, SB241
Keywords:
high-wage jobs, tax credit, job creation, New Mexico, economic development, SB29, math requirements for teaching license, teacher licensure, teacher endorsement, mathematics methods, elementary education, secondary education, special education, early childhood education, reciprocity, Public Education Department, Mathematics and Science Education Act, mathematics instructional leadership framework, professional learning plan, K-3 screening
NM
New Mexico 2026 Regular Session
House - Chamber Meeting Feb 16th, 2026 at 11:58 am
New Mexico House Floor Meeting
Bills:
HB145, HR1, SB29, SB37, SB193, SB58, SB64, HB195, HB234, HB279, HB287, HB292, HB303, SB30, SB35, SB40, SB43, SB48, SB96, SB143, HJM1, HM7, HM17, HM4, HM22, HM23, HM24, HM26, HM2, HM16, HM32, HM13, HM47, HM20, HM51, HM1, HM31, HM35, HM36, HM46, HM53, HM54, HM39, HM29, HM43, HM59, HM11, HM14, HM21, HM34, HM50, HB332
Keywords:
high-wage jobs, tax credit, job creation, New Mexico, economic development, House Resolution 1, HR1, House investigatory subcommittee, special committee, legislative investigation, subpoena power, public corruption, criminal activity, Zorro ranch, Santa Fe County, public accountability, government oversight, impeachment power, children and vulnerable persons, public funds
HI
Bills:
SB2256, SB2053, SB2090, SB2169, SB2245, SB2519, SB2765, SB3055, SB3102, SB3118, SB3144, SB3248, HCR43, HCR69, HCR188, HB2300, HB1605, HB2094, HB1166, HB1970, HB1969, HB2050, HB2165, HB2271, HB2338, HB2339, HB1972, HB2208, HB2310, HB1801, HB2498, HB2443, HB1976, HB2246, HB2319, HB1541, HB2606, HB2343, HB1853, HB1840, HB1785, HB1952, HB2551, HB2171, HB1661, HB1802, HB1663, HB1838, HB1960, HB1815, HB2599, HB1769, HB2315, HB1860, HB1891, HB2104, HB2158, HB389, HB1510, HB2089, HB2090, HB2099, HB1516, HB1548, HB1481, HB2452, HB2329, HB2275, HB1658, HB2272, HB2273, HB2276, HB2335, HB1656, HB2207, HB2289, HB1854, HB2581, HB20, HB2296, HB1707, HB2297, HB1890, HB2241, HB2474, HB1740, HB2472, HB1688, HB2345, HB2546, HB1574, HB1546, HB2218, HB1163, HB1523, HB2021, HB1524, HB2020
Keywords:
Brother Joseph Dutton, Kalaupapa, historic recognition, observance, Hawaii history, salvage vehicles, vehicle title transfer, electronic signatures, insurance, administrative efficiency, child custody, mental health, evaluations, licensed counselors, family court, SB2245, Hawaii ethics, revolving door, state employee ethics, cooling-off period
AZ
Arizona 2026 Regular Session
02/24/2026 - Senate Appropriations, Transportation and Technology
Appropriations, Transportation and Technology
Transcript Highlights:
- So it could be in, you know, a nursing home, for that matter, or it could be in-home care services that
- I provide mobile services where I go out regularly to homes and community settings.
- therefore we're paying interest on the loan.
- , home health agencies.
- He's going back home part of the way. He's still on staff right now.
Bills:
SB1041, SB1050, SB1131, SB1138, SB1249, SB1267, SB1272, SB1317, SB1461, SB1488, SB1504, SB1517, SB1523, SB1580, SB1582, SB1584, SB1585, SB1602, SB1630, SB1654, SB1672, SB1673, SB1718, SB1761, SB1819, SB1826, SB1827
Keywords:
electronic monitoring, nursing care, assisted living, resident rights, privacy, consent, surveillance, veterans, lifetime pass, state parks, Arizona, access, disabled veterans, cardiac arrest, defibrillators, school safety, emergency response, CPR training, Arizona education funding, automated license plate readers