Video & Transcript Research : 'home loan'

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AZ

Arizona 2026 Regular Session

03/17/2026 - House Commerce

Commerce

Transcript Highlights:
  • Recently, I'm currently building a single-family home. My brother is building a single-family home.
  • building their home on their lot and whatever they need... ...for their home on their lot.
  • To the home builder?
  • These standards apply to a million-dollar home and a $200,000 home.
  • new home price, roughly.
HI

Hawaii 2026 Regular Session

CPC Public Hearing - Tue Feb 24, 2026 @ 2:00 PM HST

Consumer Protection & Commerce

Transcript Highlights:
  • Uh we are families and funeral homes.
  • And that's really where this is stemming from with the funeral homes and the mortuary or the medical
  • </c> is stemming from with the funeral homes is stemming from with the funeral homes and<01:18:00.320
  • They are safe, low cost, and they work for renters, apartments, and homes with unsuitable roofs.
  • </c> different um apartments or uh home different um apartments or uh home homeowners<01:35:24.480><c
Summary: The committee heard testimony on HB 1697, which would exempt natural hair braiders from licensing requirements under certain conditions. The DCCA Board of Barbering and Cosmetology said it recognizes braiding as within the scope of cosmetology practice but warned that a broad exemption could create consumer protection gaps, especially around sanitation training, tool use, and enforcement. Supporters from the Institute for Justice and the Grassroots Institute of Hawaii argued the current licensing regime is overly burdensome and unrelated to braiding, citing the 1,250-hour training requirement, high tuition costs, barriers for low-income entrepreneurs, and the fact that many other states already exempt braiders. Committee members asked whether a standalone sanitation course or similar training could address the board’s concerns, and the board said it would bring that idea back for discussion. The committee also noted 16 written testimonies in support and 2 in opposition. The committee then took up HB 1678, relating to condominium and planned community association elections using cumulative voting. Supporters, including the Hawaii State Association of Parliamentarians, said the bill would clarify that cumulative voting applies to all candidates, including write-ins, and would help resolve confusion in association elections. One testifier urged the committee to remove proxy voting, calling it an abuse of power in some associations, while another asked whether cumulative voting and proxies could be manipulated to stack votes. In response, the parliamentarian explained that cumulative voting and proxy voting are different, that proxies simply allow someone to vote on another’s behalf, and that existing deadlines and counting procedures reduce opportunities for abuse. Testimony also emphasized that electronic or mail voting can be secure and efficient, and that the bill would make the process clearer and more democratic. Finally, the committee heard testimony on HB 1679, which would clarify an association board’s authority over electronic meetings, electronic voting, voting without a meeting, and mail voting without a meeting. Supporters said the measure would clean up statutory language, make electronic voting optional, and fix problems created by a 2024 change that made written-consent timing rules difficult to use for association actions. They also said the bill would clarify that proxies are only used at meetings, not for actions taken without a meeting. One opponent argued the bill needs further amendment because electronic voting is not well defined and could be abused, and questioned the neutrality of parliamentarians testifying on condominium bills. No votes were taken on any of the measures during the portion of the meeting provided.
FL

Florida 2026 Regular Session

Fiscal Policy Feb 5th, 2026

Fiscal Policy

Transcript Highlights:
  • And we also have folks at home who probably could talk to us about this issue and others.
Summary: The Committee on Fiscal Policy met and first postponed SB 524 and SB 1156. It then heard and favorably reported several bills, including SB 488 and SB 490 by Sen. Massullo, which update Department of Highway Safety and Motor Vehicles procedures, raise the crash-reporting threshold, expand email use, and create a related public-records exemption. The committee also favorably reported SB 892 by Sen. Martin on enhanced sentencing for repeat offenders, SB 124 by Sen. Rodriguez updating Florida Virtual School statutes, and SB 584 by Sen. Yarbrough strengthening oversight of commercial driving schools and tax collector authority. SB 656 by Sen. Bradley, codifying the Internet Crimes Against Children Task Force and related grant program, and SB 816 by Sen. Bradley, formally establishing the University of Florida Diabetes Institute, also passed unanimously or near-unanimously. The most extensive debate centered on SB 216 by Sen. McLean, which would tighten unemployment assistance eligibility by adding job-search requirements, more frequent verification, and fraud-reporting measures. Supporters argued the bill would reduce fraud and improve program integrity, while opponents from labor groups and several senators warned it would burden claimants, especially rural residents, seniors, and workers facing layoffs, and could sharply reduce access to benefits. Despite those objections, the committee reported the bill favorably on a divided vote. The committee also considered CS/SB 382 by Sen. Truenow on electric bicycles, requiring riders to yield to pedestrians, sound an audible signal before passing, and limit speed near pedestrians, while creating a task force to study broader regulation of e-bikes and related devices. A mother whose son was killed on an electric scooter urged the committee to restore scooters to the bill, and several members expressed support for further work on that issue. The committee reported the bill favorably. At the end of the meeting, members recorded additional affirmative votes on selected tabs, and the committee adjourned.
AZ

Arizona 2026 Regular Session

01/28/2026 - House Transportation & Infrastructure

Transportation & Infrastructure

Transcript Highlights:
  • think about Verco Decking, maybe the easiest way to describe it to you is if you go up in a Walmart, Home
  • But if they don’t go home safely every day, does it really matter if I pay them a dollar or a million
  • that we are growing our workforce right here in the state and taking care of folks who call Arizona home
  • It’s building those relationships with our team at work and carrying that home to family.
  • Chairman, just something that brings it close to home: I've known Mr.
WA

Washington 2025-2026 Regular Session

House Postsecondary Education & Workforce Jan 27th, 2026 at 01:30 pm

Postsecondary Education & Workforce

Transcript Highlights:
  • But we have transition to kindergarten, working connections child care, Head Start, home child care.
Summary: The Post-Secondary Education and Workforce Committee met on January 27 and first took executive action on three bills. House Bill 2311, which makes administrative changes to the Workforce Education Investment Accountability and Oversight Board, was advanced with a do pass recommendation after the proposed amendment was withdrawn. Members supporting the bill said it was a modest process improvement, while some members raised concerns about transparency, accountability, and ensuring workforce dollars go directly to student success. The bill passed on a 15-1 vote. House Bill 2324, which extends tuition waiver eligibility for children of certain disabled veterans, also passed unanimously with a do pass recommendation. House Bill 288, the Dietitian Licensure Compact, was amended to delay implementation until July 1, 2028, and then advanced unanimously with a do pass recommendation. The committee then held public hearings on several bills. House Bill 2422 would shift private security guard licensing fees from individual guards to their employers, eliminate transfer fees, and penalize companies that require reimbursement. The sponsor and labor advocates argued the current system unfairly burdens low-wage workers and contributes to high turnover, while committee members asked about whether the license is tied to the company, the size of the turnover rate, and whether lowering or eliminating fees might be an alternative. House Bill 2438 would create the SEEDS scholarship for early childhood education degree seekers, funded by up to $10 million from the GET account if it remains sufficiently funded. The sponsor and supporters said it would help address severe early learning workforce shortages, especially in rural areas, while WASAC said it supported the concept but had concerns about using GET funds directly and suggested a new account structure to avoid conflicts with existing requirements. The committee also heard House Bill 2525, which would create a heritage orchard program at Washington State University to register and preserve old and rare apple varieties. The sponsor and the tree fruit industry described it as a way to preserve agricultural history, support research, and promote ag education. Finally, House Bill 2586 would align Passport to Careers financial need calculations with the federal student aid formula and automatically qualify Passport students for the Washington College Grant. The sponsor, WASAC, and student testifiers said the bill would simplify aid access for foster youth and unaccompanied homeless youth; WASAC said it would absorb the modest administrative cost and clarified it was not seeking new appropriations. No final committee action was taken on the bills heard in public testimony during this meeting.
TX

Texas 89th Regular

Land & Resource Management Apr 3rd, 2025

Land & Resource Management

Transcript Highlights:
  • We have smaller home sites, and we can build a smaller home. And we think the lack of reasonable...
  • tiny homes.
  • So we start with homes; tiny homes are 400 to 500 square feet.
  • Developers went from developing on average $545,000 homes to $310,000. Homes.
  • where this one home used to be."
TX

Texas 89th Regular

Land & Resource Management Apr 3rd, 2025

Land & Resource Management

Transcript Highlights:
  • So, as such, $33,000 per home, $33,000 per home, $33,000 per home.
  • Well, Georgetown was a $18,000 per home. Effective two days ago, it's $33,000 per home.
  • Each home? Right. The impact fee per home of $33,000. And you have to do a study on each home?
  • But yes, every home, before we start the home Oh, we have to pay those fees.
  • I understand home affordability is a big issue.
AL

Alabama 2025 Regular Session

Alabama House Military and Veterans Affairs Committee Feb 12th, 2025

Military and Veterans Affairs

Transcript Highlights:
  • I grew up in foster homes, and my mother suffered a nervous breakdown.
  • You bring all the stuff back with you when you come home, okay? And you...
  • I got an MBA and I was able to start a company on a $10,000 loan.
  • A group of farsighted Alabama veterans returning home from World War II were concerned about how best
  • veterans, opening veteran service offices in almost every county, building a much-needed new veterans home
Bills: HB154, HB153, HB180, SB70
MN

Minnesota 2025-2026 Regular Session

House Higher Education Finance and Policy Committee 3/26/26

Higher Education Finance and Policy

Transcript Highlights:
  • Like, I owe less on my mortgage than I do on my student loans because I came from a family that couldn't
  • Then I did a little search to see who Joel Bergstrom was and it turns out he bought a home in October
  • </c><01:11:16.560><c> in</c><01:11:17.280><c> um</c> it turns out he bought a home in um it turns out
  • he bought a home in um in<01:11:19.000><c> October</c><01:11:19.600><c> of</c><01:11:19.720><c> '23<
  • </c> for federal student loans. for federal student loans.
TX
Transcript Highlights:
  • So when I went back home and all over the Texas explained to our members, I heard 76 legislature.
  • Especially regarding the home building business, is that our technology does not grow alone. old.
  • The only way to address the student loan crisis is by increasing affordability. expanding student loan
  • And will again, when I am not in deferment, I pay my loans and I.
  • Have a safe drive home. and Nathan Darsh. A lot of time, but we'll be happy to take your testimony.
OK

Oklahoma 2026 Regular Session

Senate Legislative Session Mar 11th, 2026 at 01:30 pm

Oklahoma Senate Floor Meeting

Transcript Highlights:
  • It adds the definition of the word 'originated', clarifying that broker-brokered loans aren't included
  • weekends and holidays are often the easiest time to serve someone because they're more likely to be home
  • bill risks sending resources out of state instead of strengthening the very programs working here at home
OK

Oklahoma 2026 Regular Session

Senate Legislative Session Mar 11th, 2026

Oklahoma Senate Floor Meeting

Transcript Highlights:
  • It adds the definition of the word 'originated,' clarifying that brokered loans aren't included in the
  • calculation. ...of the word 'originated,' clarifying that brokered loans aren't included in the calculation
  • weekends and holidays are often the easiest time to serve someone because they're more likely to be home
  • Are the providers already serving instead of strengthening the very programs working here at home?
  • This chamber has spent a great deal of time talking about working here at home.
Summary: The Senate began with several ceremonial recognitions, including citations for the Destiny Christian School girls volleyball team and football team for state championships, and for Delta Sigma Theta Sorority, Incorporated, in connection with Delta Day at the Capitol and Women’s History Month. Members and guests were welcomed to speak briefly before the chamber returned to its agenda. The chamber then considered a series of bills. SB 444, dealing with hospice handling and disposal of controlled dangerous substances left after a patient’s death, passed 39-0. SB 1327, restoring the Tourism and Recreation Commission’s authority and adding general commission-member requirements, passed 27-12. SB 1061, a mortgage broker fee cleanup bill, passed 38-0. SB 1425, repealing an obsolete health care workforce board, passed 40-0. SB 1455, extending the sunset for the Board of Governors of the Architects, Landscape Architects, and Licensed Interior Designers, passed 28-11 and then also passed the emergency with 38-1. SB 1458, an Attorney General-request bill to align grand jury witness confidentiality statutes, failed 24-14. The Senate also passed SB 1460, which increases penalties for repeat peeping Tom and clandestine recording offenses and makes second or subsequent offenses sex offenses, by a vote of 38-3. SB 1480, creating a youth apprenticeship pilot program, passed 42-0 and then passed the emergency. SB 1530, updating the Oklahoma Research Development Rebate Program and encouraging private partnerships with higher education, passed 36-4. SB 1543, allowing multiple DUI charges within one year to be prosecuted as a single felony case and making related cleanup changes, passed 37-6 after extended debate about diversion, due process, and testing issues. SB 1555, aligning the state definition of intellectual disability with federal standards, passed 42-0, with a later correction noting the final vote as 42-1. SB 1593, updating outdated OSU-Tulsa trustee language, passed 43-0 and then passed the emergency. SB 1730, requiring law enforcement to copy OSBI on sexual offense reports, passed 37-6. SB 1209, which would have excluded Sundays and federal holidays from the eviction filing-to-hearing timeline, failed on a 21-21 tie after debate over landlord rights, service timing, and court delays.
AZ

Arizona 2026 Regular Session

02/24/2026 - Senate Appropriations, Transportation and Technology

Appropriations, Transportation and Technology

Transcript Highlights:
  • So it could be in, you know, a nursing home, for that matter, or it could be in-home care services that
  • I provide mobile services where I go out regularly to homes and community settings.
  • therefore we're paying interest on the loan.
  • , home health agencies.
  • He's going back home part of the way. He's still on staff right now.