Video & Transcript Research : 'consumer debt'

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OK
Transcript Highlights:
  • authority of the corporation commission under Article 9 Title 17, and they already comply with existing consumer
  • This bill is a consumer protection act that cleans up. Yielded questions.
AL

Alabama 2025 Regular Session

Alabama Senate Mar 4th, 2025

Alabama Senate Floor Meeting

Transcript Highlights:
  • resilience of services, underscoring the resilience of Alabama's economy; Whereas to meet international consumer
  • worldwide demand for quality goods and services, Alabama exports are much sought after by international consumers
  • This bill simply allows you to pay with gold or silver any debt.
  • It doesn't... ...pay with gold or silver any debt.
HI

Hawaii 2026 Regular Session

CPC Public Hearing - Tue Feb 24, 2026 @ 2:00 PM HST

Consumer Protection & Commerce

Transcript Highlights:
  • uh will create a gap in consumer uh will create a gap in consumer protection<00:12:33.920> uh
  • protections for the bank as a consumer protections for the bank as a consumer would<00:59:12.079
  • > these Consumer consumer demand for these Consumer consumer demand for these systems<01:28:46.000
  • may state guidelines, consumers may state guidelines, consumers may unknowingly<01:28:54.480>
  • is not yet approved for consumer use. is not yet approved for consumer use.
Summary: The committee heard testimony on HB 1697, which would exempt natural hair braiders from licensing requirements under certain conditions. The DCCA Board of Barbering and Cosmetology said it recognizes braiding as within the scope of cosmetology practice but warned that a broad exemption could create consumer protection gaps, especially around sanitation training, tool use, and enforcement. Supporters from the Institute for Justice and the Grassroots Institute of Hawaii argued the current licensing regime is overly burdensome and unrelated to braiding, citing the 1,250-hour training requirement, high tuition costs, barriers for low-income entrepreneurs, and the fact that many other states already exempt braiders. Committee members asked whether a standalone sanitation course or similar training could address the board’s concerns, and the board said it would bring that idea back for discussion. The committee also noted 16 written testimonies in support and 2 in opposition. The committee then took up HB 1678, relating to condominium and planned community association elections using cumulative voting. Supporters, including the Hawaii State Association of Parliamentarians, said the bill would clarify that cumulative voting applies to all candidates, including write-ins, and would help resolve confusion in association elections. One testifier urged the committee to remove proxy voting, calling it an abuse of power in some associations, while another asked whether cumulative voting and proxies could be manipulated to stack votes. In response, the parliamentarian explained that cumulative voting and proxy voting are different, that proxies simply allow someone to vote on another’s behalf, and that existing deadlines and counting procedures reduce opportunities for abuse. Testimony also emphasized that electronic or mail voting can be secure and efficient, and that the bill would make the process clearer and more democratic. Finally, the committee heard testimony on HB 1679, which would clarify an association board’s authority over electronic meetings, electronic voting, voting without a meeting, and mail voting without a meeting. Supporters said the measure would clean up statutory language, make electronic voting optional, and fix problems created by a 2024 change that made written-consent timing rules difficult to use for association actions. They also said the bill would clarify that proxies are only used at meetings, not for actions taken without a meeting. One opponent argued the bill needs further amendment because electronic voting is not well defined and could be abused, and questioned the neutrality of parliamentarians testifying on condominium bills. No votes were taken on any of the measures during the portion of the meeting provided.
TX

Texas 89th Regular

Ways & Means Mar 31st, 2025

Ways & Means

Transcript Highlights:
  • and certain other school-related items from $100 to $150. ...with annual adjustments based on the Consumer
  • Price Index following that to provide financial relief to consumers, especially in light of recent economic
  • The Texas sales tax holiday has been a significant benefit to consumers since its inception in 1999.
  • the shortfall. ...It doesn't just happen at the M&O level; it also happens at the INS, which is your debt
  • And we've gotten to the point where we're starting to default on debt.
TX

Texas 89th Regular

Pensions, Investments & Financial Services Mar 31st, 2025

Pensions, Investments & Financial Services

Transcript Highlights:
  • But they should not be able to continue to pound these consumers with a request for a voluntary additional
  • all of the sensitive data, they can simply drain the funds straight off of the card, leaving the consumer
  • These are multiple actors working in concert to defraud unsuspecting consumers.
TX

Texas 89th Regular

Judiciary & Civil Jurisprudence Mar 12th, 2025

Judiciary & Civil Jurisprudence

Transcript Highlights:
  • 250 M&A transactions totaling over 50 billion dollars and executed over a hundred public and private debt
  • Have you given any thought to allowing the Attorney General's Consumer Protection Division because they
  • as he's done on human trafficking and any number of other. really important issues to the state, Consumer
TX

Texas 89th Regular

Judiciary & Civil Jurisprudence Mar 12th, 2025

Judiciary & Civil Jurisprudence

Transcript Highlights:
  • I've been a consumer advocate on health issues for over 30 years.
  • Texas, and I'm a student attorney in our Consumer Protection Clinic.
  • My work at Haven for Hope led me to my current position teaching the Consumer Protection Clinic at St
  • I've also written and taught in the area of consumer law and landlord-tenant law.
  • encourage you to get with Professor Spector and all these folks, but my former law professor, my consumer
LA

Louisiana 2026 Regular Session

Senate May 31st, 2026

Louisiana Senate Floor Meeting

Transcript Highlights:
  • Chair, Senate Bill 414 by Senator Talbot is an act to amend Title 51 relative to medical debt protection
  • , to create the Louisiana Medical Debt Protection Act.
  • Yes, so the amendments—this is the bill dealing with medical debt—the amendments basically take everything
  • It's an act to amend Title 32 relative to delinquent debt owed to the Office of Motor Vehicles to require
LA

Louisiana 2026 Regular Session

Senate May 31st, 2026

Louisiana Senate Floor Meeting

Transcript Highlights:
  • Senate Bill 414 by Senator Talbot is an act to amend Title 51 relative to medical debt protection, to
  • create the Louisiana Medical Debt Protection Act.
  • Senator Talbot says the amendments are for the bill dealing with medical debt.
  • It's an act to amend Title 32 relative to delinquent debt owed to the Office of Motor Vehicles to require
Summary: The Senate met with 29 members present, heard a prayer and national anthem presentation, and approved the journal without objection. The chamber then received multiple messages from the House on conference committee reports and concurrence actions, and took up a long calendar of Senate resolutions and House/Senate bills returned from the House with amendments. Several resolutions were adopted without objection, including commendations and requests for reports or studies, while others were left over or returned to the calendar. The Senate concurred in or adopted amendments on a series of bills covering registrar compensation (SB 25), broadband administration and reimbursement (SB 80), school safety master key boxes (SB 132), dental coverage for cancer treatment (SB 155), paid parental leave for educators (SB 157), election supervisor compensation days (SB 202), water utility service line replacement funding (SB 228), weight management services through the Office of Group Benefits (SB 250), medical debt protection (SB 414), Medicaid coverage of weight-loss medication (SB 443), and design-build authority for vertiport facilities (SB 513). It also adopted a House concurrent resolution urging backup motors for the St. Claude Avenue Bridge (HCR 32). One bill, SB 479 on removal of certain judges, had its amendments rejected and was sent to conference. The chamber then considered conference committee reports on several measures. Reports were adopted on SB 312 (labor organization dues and fees), SB 208 (veterans services and VA-related restrictions), SB 382 (workers’ compensation advisory council and reimbursement schedule timing), SB 389 (agent and athlete registration and fee review), and multiple House bills including HB 359 (party primary qualifying rules), HB 368 (New Orleans historic preservation lien procedures), HB 468 (wholesale residential real estate definitions), HB 552 (DWI-related responsive verdict language), HB 732 (motor vehicle fines/fees and hybrids), HB 870 and HB 1236 (pharmacy benefit manager and insurance provisions), and HB 1117 (prescription period issues). HB 210 on retroactivity was also adopted after debate. Several conference reports were temporarily passed over or returned to the calendar, including HB 953, and the Senate adjourned to reconvene the next morning for final work.