Transcript Highlights:

• And then you'll hear in June a little bit more about insurance, but every year insurance premiums go
• every year you appropriate additional funds so that school districts can pay their share of those insurance

Transcript Highlights:

• GFANS consists of approximately 450 banks, investors, and insurance companies whose members control $130
• But that's if you have insurance.
• But that's if you have insurance.

Summary: The Agriculture and Natural Resources Budget Subcommittee heard House Bill 651, described by sponsors as the Florida Farm Bill and a comprehensive FDACS agency package. The bill combined technical agency updates with several policy provisions, including changes to water additive rules, labeling requirements for meat, milk, poultry, and eggs, criminal penalties related to drones over agricultural land, mail theft, and retail fuel theft, updates to disaster recovery loan programs, an FFA scholarship, school infrastructure provisions, land purchase authority for converted agricultural land, and a Florida Farmer Financial Protection Act addressing ESG-related banking practices. A major portion of the discussion focused on the bill’s fluoride language, with supporters arguing for local choice and consumer consent and opponents warning about public health impacts and loss of local control. Members also questioned the C-4 registry language and whether it was duplicative or could affect organizations’ status. Public testimony was split. Opponents included Florida for All and the Florida Dental Association, with testimony arguing the bill protected agribusiness interests and that removing fluoride would harm dental health, especially for low-income families. Proponents included Heritage Action, Heartland Impact, and several individuals who argued the bill protected farmers from ESG-driven banking restrictions and supported informed consent and the removal of fluoride from public water. Several agricultural and advocacy groups also waved in support. During debate, some members praised portions of the bill such as housing for agricultural workers, drone penalties, and school-related provisions, but said they could not support the fluoride preemption or the C-4 language. Others supported the fluoride provision as a matter of individual and local choice. On final passage, the committee reported HB 651 favorably. The vote was 11-4, with Chair Esposito, Vice Chair Botana, Representatives Barnaby, Benaroch, Black, Mayfield, Mooney, Plasencia, Salzman, and Weinberger voting yes, and Representatives Alvarez, Bartleman, Henson, and Rainer voting no.

Transcript Highlights:

• Some small districts in my area chose to do so, believing private insurance would provide more affordable
• of the TRS insurance?
• centers, trying to establish a kind of a cooperative that would bid and solicit bids for health insurance

Bills: HB3014 , HB3109 , HB3126 , HB3474 , HB3594

Committee: House Pensions, Investments & Financial Services

Keywords: gift card fraud, counterfeit gift card, gift card tampering, gift card theft, prepaid card, stored value card, retail fraud, financial crimes, consumer protection, organized retail crime, gift card skimming, magnetic stripe, chip card, redemption information, gift card packaging, Penal Code, felony theft, state jail felony, third-degree felony, second-degree felony

Transcript Highlights:

• This establishes a regulatory framework specifically for pet insurance based on the National Association
• of Insurance Commissioners' pet insurance model act, which I had never heard of before.

Committee: Senate Judiciary

Summary: The Judiciary Committee met on a decision-making agenda and took up a series of bills, mostly accepting committee recommendations with either technical or substantive amendments. HB 472 would allow digitized identification cards to be accepted as valid ID under certain circumstances; the committee amended it to clarify that a physical ID may still be required where state or federal law demands it, and the measure passed. HB 510 on water shortages and emergencies, HB 871 on the effective date of Act 130 relating to the Hawaiian Homes Commission Act, HB 1120 on the Department of Health’s nuisance-abatement authority, and HB 1162 on motorcycle instruction permits all passed with amendments or technical changes. HB 544 establishing a pet insurance framework, HB 995 extending reporting time for firearm carry license reports, HB 10002 extending the White Correctional Oversight Commission coordinator term, HB 1093 clarifying the Hawaii Public Housing Authority’s powers, HB 1291 expanding labeling rules for winged brown coffee to roasted coffee, and HB 1348 on public-land recreation leases and county-resident lotteries also passed, with HB 1348 amended to require a lottery within a year of vacancy and to limit renewal conditions. The committee also discussed HB 76, requiring skateboard users under 16 to wear helmets, and HB 1259, which would change how speed limits can be reduced without an engineering study. One member raised concerns about HB 1259, arguing the language could allow unsafe reductions on state highways; the committee noted a no vote from that member, but the measure still passed. HB 76 initially passed as amended, then the committee briefly revisited it after a member said they had intended to vote no; on revote, the bill was adopted unamended. Throughout the meeting, members generally voiced no objections to the remaining measures, and each bill was reported out with the stated recommendation.

Transcript Highlights:

• Senate Bill 2077 by Zaffirini relates to the Board of Directors of the Texas Mutual Insurance Company
• Senate Bill 2108 by Hughes relates to insurance deductibles and certain state health benefit plans to
• Senate Bill 2156 by Eckhart relates to firearm liability insurance for certain firearm owners to State

Bills: SCR8 , SCR24 , SCR25 , SB1 , SB65 , SB315 , SB371 , SB372 , SB379 , SB400 , SB402 , SB406 , SB427 , SB487 , SB502 , SB509 , SB535 , SB610 , SB707 , SB740 , SB761 , SB840 , SB875 , SB893 , SB918 , SB925 , SB965 , SB987 , SB990 , SB995 , SB1006 , SB1018 , SB1073 , SB1106 , SB1121 , SB1194 , SB1253 , SB1300 , SB1343 , SB1362 , SB1379 , SB1447 , SB1532 , SB1555 , SJR36 , SJR12 , SJR57 , SCR25 , SCR22 , SCR12 , SCR24 , SCR8 , SB565 , SB372 , SB765 , SB62 , SB666 , SB707 , SB888 , SB687 , SB847 , SB1248 , SB740 , SB14 , SB1006 , SB504 , SB925 , SB1121 , SB995 , SB857 , SB305 , SB296 , SB284 , SB815 , SB1379 , SB1300 , SB1497 , SB1499 , SB1498 , SB65 , SB241 , SB304 , SB402 , SB621 , SB1023 , SB1024 , SB1106 , SB686 , SB112 , SB371 , SB204 , SB400 , SB609 , SB1447 , SB670 , SB502 , SB427 , SB850 , SB854 , SB413 , SB1555 , SB1362 , SB1346 , SB1033 , SB1220 , SB1073 , SB810 , SB987 , SB1539 , SB893 , SB447 , SB875 , SB406 , SB509 , SB985 , SB965 , SB1119 , SB1505 , SB24 , SB1194 , SB1253 , SB1215 , SB1532 , SB1302 , SB856 , SB650 , SB583 , SB673 , SB840 , SB213 , SB681 , SB1172 , SB1252 , SB378 , SB610 , SB918 , SB1343 , SB608 , SB487 , SB955 , SB957 , SB988 , SB990 , SB1019 , SB1021 , SB1120 , SB251 , SB958 , SB535 , SB761 , SB1 , SB541 , SB315 , SB379 , SB1018 , SB1737 , SB266 , SB1415 , SB1527 , SB125 , SB599 , SB1330 , SB53 , SB916 , SB896 , SB1352 , SB973 , SB785 , SB710 , SB472 , SB1450 , SB1502 , SB1566 , SB414 , SB1062 , SB1547 , SB961 , SB1038 , SB513 , SB578 , SB711 , SB746 , SB942 , SB1404 , SB1448 , SB1738 , SB108 , SB8 , SB318 , SB507 , SB533 , SB689 , SB1026 , SB1349 , SB1355 , SB1433 , SB1434 , SB1596 , SB1403 , SB1198 , SB1146 , SB763 , SB667

Transcript Highlights:

• An insurance claim, or charge a rural hospital or healthcare practitioner providing services in a rural
• At some big issues, for instance, one of them is you'll have an insurance company pay, you know, say
• because they simply couldn't afford to provide free medical care to people that didn't have health insurance

Bills: HB18 , HB742 , HB754 , HB1644 , HB2187 , HB1887 , HB 1275 , HB37 , HB1503 , HB1699 , HB1700 , HB2735 , HB1741 , HB1731 , HB1675 , HB18 , HB37

Committee: House Public Health

Keywords: rural health, hospital funding, healthcare access, mental health services, financial stability, human trafficking, first responders, health care, training, reporting, protection, trafficking prevention, medical assistant training, health care facilities, hospital compliance, clinic compliance, anti-retaliation, whistleblower protection, employee reporting, good faith report

Transcript Highlights:

• We get ratings regularly, we get insurance, usually on�there�s very few truly non-rated uninsured MUDs
• We�re getting insurance at the very least at the very beginning.
• It helps their insurance rates go down. Everybody's happy about that.

Bills: HB23 , HB363 , HB447 , HB954 , HB23

Committee: House Land & Resource Management

Keywords: third-party review, property development, local government, permits, construction inspection, regulatory authority, land development, liability, occupancy certificate, municipal utility district, petition, county clerk, water code, Texas Commission on Environmental Quality, traffic impact studies, bonds, road projects, eminent domain, extraterritorial jurisdiction, county authority

Transcript Highlights:

• What's most important is they have the gift of affordable insurance for individuals in small companies
• Senate Bill 168, introduced by Senator Scherer, an act relating to travel insurance, enacting the Travel
• Insurance Act, repealing and enacting sections of the NMSA 1978.

Transcript Highlights:

• This bill provides that insurers will cover biological marker testing for the treatment and management
• the examinations to adhere to National Association of Insurance Commissioner standards. >> I'd like
• </c> Association of Insurance Commissioners. Association of Insurance Commissioners.
• program provided for National insurance program provided for National Guard<01:39:16.680><c> members
• </c><01:39:33.200><c> We</c> sponsored life insurance program. We sponsored life insurance program.

Transcript Highlights:

• And it's all about the insurance and safety of our people.
• And it's all about the insurance and safety of our people.
• And it's all about the insurance and safety of our people.
• Laws require insurance.
• Laws require insurance.

Summary: The committee meeting began with prayer, the Pledge of Allegiance, roll call, and approval of the prior minutes. Members also observed a moment of reflection for Charlie Kirk and offered condolences to Representative Bobby McCool on the death of his mother. Representative Fugate then made announcements about the ongoing ATV/UTV trail system, including an October 21 opening in Letcher County and an October 2 groundbreaking in Knott County, and staff was asked to circulate the dates to members. The main agenda item was Senate Bill 137, presented by Senator Cassie Chambers Armstrong with testimony from George Ecklan of the Coalition of the Homeless and Wesley Bryant, a flood survivor and Eastern Kentucky resident. The bill would prohibit utility disconnections for non-payment during dangerous weather and emergencies, including extreme cold, excessive heat, and declared natural disasters. Supporters said the measure is narrow, does not forgive past-due balances or change reconnection policies, and is intended to protect vulnerable residents, reduce risks to first responders, and create a minimum statewide standard amid a patchwork of utility policies. They cited weather thresholds and historical examples of extreme weather and disaster declarations in Kentucky. Testimony emphasized the human impact of shutoffs, especially for low-income households, older adults, and families facing illness or disaster recovery. Bryant described experiences with people shivering without heat or struggling to keep children cool when power was cut off, calling electricity a lifeline rather than a luxury. Representative Gu raised concerns that utility bills have become unaffordable due to broader policy and rate issues, argued that some customers may not pay if shutoffs are prohibited, and questioned whether the bill was needed. Senator Chambers Armstrong responded that the proposal is limited to non-payment shutoffs during short periods of dangerous conditions and is meant to keep people safe during emergencies. No vote or final action on the bill was taken in the portion of the meeting provided.

Transcript Highlights:

• The data I was able to get was from one insurance company that reported to the Insurance Department that
• I was able to get it from one insurance company that reported to the Insurance Department that more than
• insurance cover the situation?
• This by no means is bailing out an insurance carrier or anything like that.
• I've ever heard that insurance company I've ever heard that insurance company has<04:27:42.319><c> way

Summary: The committee took up House Bill 2 provisions affecting the New Hampshire Retirement System, focusing on Group 2/Tier B retirement changes in pages 25 through 39 of the bill. NHRS Executive Director Jan Goodwin and deputy chief counsel Mark Kavanaugh explained that the 2025 bill is largely similar to prior versions and to HB 727, with the main difference being that the 2025 version does not include the earlier increase in the maximum benefit. They also said the fiscal note for HB 2 is based on earlier actuarial work and that an updated valuation was expected later in the week. A major topic was whether the bill accidentally removed an anti-spiking or special-duty compensation limit. NHRS said the omission appears to be a scrivener’s error caused by moving language between Group 1 and Group 2 definitions, and they planned to flag it in the fiscal note. Members also reviewed the bill’s intent to restore Tier B members to pre-2011 benefit rules, including changes to earnable compensation, average final compensation, and the comp-over-base rule. Some members questioned whether restoring those older rules was appropriate, arguing the 2011 changes were meant to curb pension spiking and that undoing them could be problematic. The committee also discussed the bill’s cost and funding assumptions. NHRS said the 2025 bill would reduce unfunded actuarial liability by about $98.2 million and would have a more favorable effect than the 2023 version, while employer contribution impacts would remain relatively small. Members noted the bill assumes annual appropriations of $27.5 million for 10 years, but House Bill 1 currently provides only $5 million in the first year, and NHRS had not yet analyzed the effect of that shortfall. No votes were taken in the portion provided; the discussion was informational and focused on clarifying the bill’s language, intent, and fiscal impact.

Transcript Highlights:

• , but who are insured by Medicare and especially by Medicaid, which pays hospitals significantly less
• ,</c> percentage of commercial insurance, percentage of commercial insurance, increases<01:07:45.360>
• </c><01:10:25.880><c> or</c> is the people who are self-insured or is the people who are self-insured
• If they don't have insurance, what we have is a registration office and financial counselors.
• If they don't have insurance, what we have is a registration office and financial counselors.

Committee: Senate Health and Human Services

Transcript Highlights:

• She added that insurance rates are going up across the country, and some people are not even able to
• She said it was less of a question and more of a comment. insurance rates are going up across the insurance
• And we're passing the house insured.
• And our Petro Fund is basically a big insurance carrier insuring every tank in Minnesota.
• So every tank operator uses the Petro Fund for his insurance.

Bills: HF3298

Committee: House Energy Finance and Policy

Transcript Highlights:

• </c> they have to exhaust private insurance they have to exhaust private insurance first<00:13:43.519
• Use of insurance just Yeah. &gt;&gt; Okay. Yeah. Use of insurance just Yeah.
• They’re covered by insurance now.
• They’re covered by insurance now.
• They’re covered by insurance now.

Summary: The commission met to review and amend the minutes from its previous meeting, correcting the date, several spelling and wording errors, and clarifying references to a scholarship fund and a member’s title. The minutes were then approved as amended, with some members abstaining because they were not present at the prior meeting. The chair then turned to the commission’s work plan under SB 57, emphasizing the need to prioritize the statutory topics and identify which issues require additional research, documentation, and possible spreadsheets. Members discussed a broad range of special education cost drivers and policy questions, including student referral rates, why students are classified as other health impaired, whether referrals increased after COVID school closures, intervention processes before referral, the cost of services required under IEPs and 504 plans, differences between federal law, state law, and DOE rules, reporting of special education costs, out-of-district and residential placements, district sharing of resources, dispute resolution, graduation rates, and adult learning outcomes. Several members raised concerns that school environments, mental health, bullying, and possible overidentification may be contributing to rising special education numbers and costs, while others cautioned that some reported district percentages may be inflated or unclear because of how the data are counted. A major portion of the meeting focused on HB 742, which would eliminate prorated special education aid when state appropriations are insufficient and require the governor to draw a warrant to cover shortfalls. Representative Ames explained that the bill had been recommended for interim study because the commission is already examining special education costing, and he highlighted the gap between FY24 special education costs of about $977.1 million and state aid of $33.9 million for catastrophic aid, $67.4 million for differentiated aid, and $50.8 million in federal IDEA funds, leaving local districts to cover about $825.1 million. He argued the commission should ultimately make clear that both the federal government and the state should contribute more. The Department of Education, through Melissa White, answered questions about data and oversight. She said special education counts come from IEPs entered into the state system using SASIDs, that DOE monitors districts through both desk audits and on-site visits, and that billing is checked against the services listed in each student’s IEP. She also said DOE’s special education work is largely federally funded, with roughly $56.7 million received through IDEA this year and about $49.1 million flowing through to LEAs, while the department retains a small amount for administration and statewide support activities. Members also discussed how adequacy calculations use special education counts from the state system and how those figures are reported.

Transcript Highlights:

• And I don't say this humorously, I say this seriously: is the time to buy fire insurance.
• And I I don't say be the insurance side.
• </c> Is that the time to buy fire insurance?
• Um, so I noticed that when I'm renewing insurance or getting new insurance, insurance companies are not
• So I think this house-by-house kind of assessment might already be happening from the insurance.

Summary: The House Committee on Public Safety held an informational briefing with the City and County of Honolulu Department of Emergency Management on its hazard mitigation plan and recent emergency events on Oahu. Chair Dela Botti opened the meeting by explaining that the briefing was intended to review the mitigation planning process, the city’s hazard mitigation plan, and lessons learned from recent tsunami and wildfire threats, building on earlier briefings with state emergency management and transportation officials. Director Collins and hazard mitigation staff officer Ian Kio presented the plan, describing it as a five-year FEMA-required document focused on reducing long-term risk to people and property, not an operations plan for active disasters. Kio outlined how the plan was developed over roughly 18 months with a core team, steering committee, consultant support, and public input, and said it was formally adopted by the mayor’s office and approved by FEMA in July 2025. He said the updated plan was aligned more closely with the state hazard mitigation plan, expanded to cover 15 hazards including climate change and sea level rise, and organized around hazard risk rankings and mitigation strategies. He identified the highest-risk hazards as climate change and sea level rise, floods, health risks, hurricanes, tsunamis, and wildfires, and said the plan includes short-, medium-, and long-term actions such as education, Firewise community planning, flood mapping, and major infrastructure projects like tsunami walls and street elevation work. He also emphasized that the plan will be maintained with yearly updates and ongoing public feedback. Collins then discussed after-action findings from the July 6 Meli fire and the recent tsunami response, noting that reviews are still ongoing. He said the fire response showed strong initiative and teamwork, including police officers helping with fire suppression support and door-to-door evacuation efforts before firefighters arrived, and a staff duty officer who initiated a wireless emergency alert without waiting for higher-level direction. He said these actions reflected a culture of rapid decision-making when lives are at stake. Collins also urged residents to prepare by making family plans, gathering supplies, checking flood and tsunami risk maps, retrofitting homes, and obtaining insurance before disasters occur. No votes or formal committee actions were taken during the informational briefing.

Transcript Highlights:

• You're not going to get the whole—it's just like private insurance.
• </c><01:09:04.560><c> You're</c> just like private insurance. You're just like private insurance.
• Do you get any private insurance reimbursing at all? Um, not that we know of. No.
• Do you get any private insurance Right.
• </c> private insurance. private insurance.

Summary: The subcommittee met for its third discussion on special education aid under retained bill 742, with the chair noting that no action would be taken at the meeting. The chair reviewed prior hearings on Medicaid and local special education funding shortfalls, saying the committee was trying to understand why districts are facing proration of special education aid and how to reduce unfunded costs. He raised a series of questions for the Department of Education about the Nessus system, eligibility and ineligibility, invoices and vouchers, audit procedures, reimbursement rates, out-of-state placements, and who enters data at the district level. Rebecca Fdet, director of special education services at the Department of Education, explained that Nessus is the statewide special education information system and that every child in special education must be entered into it. She said most districts use it to develop IEPs and track services, while six districts use it only as a data reporting tool. She described which fields are required, how the system connects IEP development to the financial section, and how districts submit invoices when seeking special education aid, court-ordered placement payments, or episode-of-treatment placements. She said the department reviews invoices against the IEP, pays only for allowable services, and uses a cap that notifies districts when they reach the annual limit. Members asked about who submits the information, how districts decide when to seek aid, and how costs are calculated for individual or group services. Fdet said the district, usually an administrative assistant in the SAU office, submits the documentation electronically, and districts decide when to track students for aid based on their own circumstances. She said reimbursement is based on actual costs tied to the IEP, with group services split among students, and that the department does not generally set rates for local services. The only rate-setting she described was for approved private special education providers, which submit annual cost spreadsheets for tuition rates. She also said out-of-state providers must be approved by their own state, and the department checks licensure and certification through monitoring and investigations if concerns arise. The department also described its monitoring process, called Program Approval and General Supervision Monitoring, or PAGS. Fdet said districts are reviewed on a six-year cycle, with more intensive review for districts needing assistance or intervention and fewer file requests for districts meeting requirements. She said the department can review up to 65 data points on an IEP and that districts must submit special education aid paperwork by July 31, with superintendent verification due by August 15. The meeting ended with continued questions about procurement, audit procedures, and how the department handles out-of-district and out-of-state placements.

Committee: House State-Federal Relations and Veterans Affairs

Summary: The committee first continued its hearing on HB 1287, which concerns the definition of “veteran.” Representative Manion explained that the amendment would adopt the federal-style definition by including a general discharge under honorable conditions, while restoring documentation requirements such as a DD214 and removing a problematic reference to World War II allied veterans. The chair said the committee would close the hearing and take the bill up later in executive session. The committee then moved to HCR 13, a resolution calling for an Article V convention limited to proposing a constitutional amendment imposing term limits on members of Congress. Representative Joe Alexander, the prime sponsor, said the measure is narrowly focused on congressional term limits, that 12 states have already passed similar resolutions, and that broad public support in New Hampshire justifies action. Members asked whether the effort would prompt Congress to act on its own, whether the resolution should also cover Supreme Court justices, and how many states are needed; Alexander said the goal is to pressure Congress, that the Constitution already treats Supreme Court justices differently, and that 34 states are required. Testimony in support came from former Representative Linda Masamela, who gave a history-based argument for Article V conventions as a constitutional check, and from Deborah Childs and Aaron Ducet of U.S. Term Limits. Childs said New Hampshire voters strongly support term limits and argued they would open seats to younger, more diverse candidates. Ducet said the application is single-topic and would allow only one amendment, described Article V applications as historically common, and argued that state pressure can force Congress to act. No vote was taken in the portion provided; the chair continued hearing testimony on HCR 13.

Transcript Highlights:

• You have to buy all the equipment, all the insurance, all your licenses.
• You have to buy all the equipment, all the insurance, all your licenses.
• You have to buy all the equipment, all the insurance, all your licenses.
• You have to buy all the equipment, all the insurance, all your licenses.
• </c> not going to have that kind of insurance not going to have that kind of insurance to<02:22:11.680

Committee: Joint Agriculture, State and Public Lands & Water Resources

Transcript Highlights:

• insurance insurance or<01:00:34.079><c> deemed</c><01:00:34.480><c> ineligible</c><01:00:35.200><c>
• </c><01:22:44.000><c> costs</c> access, increased health insurance costs access, increased health insurance
• Thank you, members. insurance company. It was it was it was insurance company.
• </c> which means they lose their insurance which means they lose their insurance which<02:33:57.280><
• ,</c> in many cases, if you have insurance, in many cases, if you have insurance, they'll<02:34:35.680

Transcript Highlights:

• Do they have to have insurance before they can come onto my property, or does my insurance have to cover
• Do they have to have insurance get hurt?
• </c> does my insurance have to cover it? does my insurance have to cover it?
• ,</c> have homeowners insurance, have homeowners insurance, you<01:38:41.199><c> know,</c><01:38:41.360
• And, oh, by the way, I understand everyone has homeowners insurance, Everyone has homeowners insurance