Transcript Highlights:

• But this is Alabama's Vehicle Protection Product Act.
• This legislation builds on that framework by expressly authorizing optional vehicle protection products
• specifically designed to protect catalytic converters.
• specifically designed to protect catalytic converters.
• </c> offer consumers theft protection offer consumers theft protection products<00:17:10.799><c> that

Bills: HB610 , HB620 , HB582 , HB610 , HB620 , HB582

Committee: House Commerce and Small Business

Keywords: state bank, public bank, government funds, financial services, constitutional amendment, tax abatements, international headquarters, publicly traded companies, economic incentives, Alabama tax reform, social-emotional learning, education policy, parental consent, K-12 education, teacher training, student surveys, disciplinary action, automatic renewal, consumer protection, cancellation policy

Transcript Highlights:

• There are protections in the bill against retaliation and also to protect tenure issues.
• And this year, we've been working with Senator Edmonds on Senate Bill 450 to achieve that, to protect
• In our local school districts on ways that we continue to kind of protect and prioritize recess.
• That mandatory report is meant to protect the child.
• It can be traumatic, and it can lead children into dangerous things like protecting yourself, where,

Bills: HR249 , HR251 , HB395 , HB902 , SB83 , SB132 , SB157 , SB338 , SB450 , SB484 , SB501 , SB507

Committee: House Education

Keywords: artificial intelligence, AI, BESE, State Board of Elementary and Secondary Education, content standards, K-12 education, public schools, curriculum, digital literacy, computer science, STEM, technology education, student privacy, ethical AI, workforce development, future-ready workforce, instructional resources, education policy, school standards, Louisiana education

Transcript Highlights:

• </c><00:07:30.800><c> So</c> inclusion of an evolving workforce.
• So inclusion of an evolving workforce.
• Uh there some language that we just changed addresses workforce development. uh uh uh >> how you know
• </c> changed addresses workforce development. changed addresses workforce development. uh uh uh &gt;&
• That's what I meant. >> Uh, educational programs that would provide a workforce-development skill set

Bills: SB342 , HB379 , HB326 , HB233 , HB388 , SB342 , HB379 , HB326 , HB233 , HB388

Committee: Senate Finance and Taxation Education

Keywords: land bank, land bank authority, local land bank authority, Alabama Land Bank Authority, tax delinquent property, tax sale, tax lien, redemption period, quiet title, blight remediation, vacant property, foreclosure, ad valorem tax, property tax exemption, intergovernmental agreement, county government, municipal government, redevelopment, brownfields, floodplain management

Bills: HR286 , HR287 , HR288 , HR289 , HR290 , HR291 , HR292 , HR293 , HR294 , HCR114 , HR275 , HR276 , HR277 , HR278 , HR279 , HR280 , HR282 , HR283 , HR284 , HR285 , HCR112 , HCR113 , SCR62 , SCR64 , SB132 , SB135 , SB405 , HR179 , HR216 , HR223 , HR225 , HR274 , HCR89 , SB39 , SB99 , SB111 , SB112 , SB124 , SB134 , SB174 , SB189 , SB190 , SB201 , SB233 , SB236 , SB258 , SB270 , SB273 , SB288 , SB307 , SB313 , SB320 , SB321 , SB325 , SB326 , SB331 , SB339 , SB341 , SB345 , SB346 , SB347 , SB353 , SB357 , SB359 , SB387 , SB393 , SB401 , SB415 , SB419 , SB422 , SB426 , SB435 , SB437 , SB440 , SB451 , SB464 , SB470 , SB487 , SB488 , SB495 , SB504 , SB505 , SB518 , SB523 , SB228 , SB408 , HR168 , HR174 , HR194 , HCR54 , HCR74 , HCR79 , HCR87 , HCR94 , HCR95 , HCR97 , HCR98 , HCR102 , HCR104 , SCR23 , SCR38 , HCR26 , HB250 , HB265 , HB339 , HB427 , HB445 , HB463 , HB468 , HB606 , HB639 , HB649 , HB665 , HB746 , HB781 , HB853 , HB861 , HB872 , HB886 , HB916 , HB937 , HB1054 , HB1068 , HB1117 , HB1237 , HB75 , HB705 , SB34 , SB164 , SB172 , SB198 , SB208 , SB232 , SB281 , SB286 , SB317 , SB322 , SB334 , SB380 , SB385 , SB409 , SB417 , SB421 , SB430 , SB439 , SB447 , SB458 , SB510 , SB54 , SB56 , SB72 , SB79 , SB97 , SB105 , SB123 , SB125 , SB129 , SB163 , SB171 , SB252 , SB287 , SB375 , SB386 , SB461 , SB466 , HR84 , SCR3 , HB582 , HB625 , HB646 , HB998 , HB1191 , HB1255 , SB81 , SB100 , SB109 , SB197 , SB374 , SB479 , SB78 , HB901 , HR20 , HR74 , HCR65 , HCR71 , HB284 , HB302 , HB306 , HB341 , HB366 , HB393 , HB458 , HB577 , HB603 , HB605 , HB614 , HB733 , HB752 , HB773 , HB798 , HB911 , HB955 , HB996 , HB1035 , HB1069 , HB1113 , HB1140 , HB1180 , HB1240 , SB82 , SB89 , HB134 , HB258 , HB359 , HB782 , SB149 , SB382 , SB441

Keywords: HR286, House Resolution 286, LED, Louisiana Economic Development, rural development, energy efficiency, renewable energy, public-private partnership, tax credits, economic development, workforce training, school energy costs, community colleges, technical colleges, local government, building modernization, on-site energy generation, public facilities, rural parishes, distressed communities

Transcript Highlights:

• Tribal people bring deep knowledge, proven stewardship, and long-term commitment to protecting habitat
• 8015, requesting Congress to ensure that federal wildfire response entities have the capacity to protect
• communities and infrastructure, limit impacts to natural resources and watersheds, and protect wildland
• Committee before, as well as in the Consumer Protection and Business Committee, which has some overlap
• I support federal workforce reductions or consolidations where they make sense for efficiency.

Bills: SB5919 , SB5816 , SJM8015 , HB2737

Committee: House Agriculture & Natural Resources

Keywords: fire safety, insurance incentives, best practices, community protection, voluntary measures, juice grapes, agriculture, commerce, state regulation, market access, federal response, wildfire protection, community safety, infrastructure, natural resources, commercial shellfish, shellfish fees, Department of Health, biotoxin testing, export certificate

Transcript Highlights:

• I have to do some obligatory things like talk about what this budget does, which protects the people
• The very communities that are struggling right now with workforce shortages and long travel distances
• This is a tool for justice and protecting vulnerable communities against cyberattacks or attacks from
• This bill is regarding a tax exemption for agricultural crop protection products.
• A tax exemption for agricultural crop protection products.

Bills: HB2720 , HB2073 , SB5816 , SB5919 , SB5831 , SB6244 , SB6044 , SB5109 , SB5877 , SB6258

Keywords: behavioral health, emergency services, health insurance, provider access, mental health funding, premium assistance, funding, healthcare, subsidies, juice grapes, agriculture, commerce, state regulation, market access, fire safety, insurance incentives, best practices, community protection, voluntary measures, mortgage modification

Transcript Highlights:

• played on a courthouse, on a state park, on a waterway, on a bridge, whether it's feeding the orca, protecting

Bills: HB2720 , HB2073 , SB5816 , SB5919 , SB5831 , SB6244 , SB6044 , SB5109 , SB5877 , SB6258

Keywords: behavioral health, emergency services, health insurance, provider access, mental health funding, premium assistance, funding, healthcare, subsidies, juice grapes, agriculture, commerce, state regulation, market access, fire safety, insurance incentives, best practices, community protection, voluntary measures, mortgage modification

Transcript Highlights:

• Fix your day-to-day expenses and protect your capital assets.

Bills: HB2720 , HB2073 , SB5816 , SB5919 , SB5831 , SB6244 , SB6044 , SB5109 , SB5877 , SB6258

Keywords: behavioral health, emergency services, health insurance, provider access, mental health funding, premium assistance, funding, healthcare, subsidies, juice grapes, agriculture, commerce, state regulation, market access, fire safety, insurance incentives, best practices, community protection, voluntary measures, mortgage modification

Transcript Highlights:

• This is what the Voting Rights Act is there to protect. Of voter dilution.
• There are protections.
• Let's protect the homeowners and the small businesses on their property.
• There are protections. system on its head.
• Let's protect the homeowners and the small businesses on their let's protect the homeowners and the small

Bills: HB2720 , HB2073 , SB5816 , SB5919 , SB5831 , SB6244 , SB6044 , SB5109 , SB5877 , SB6258

Keywords: behavioral health, emergency services, health insurance, provider access, mental health funding, premium assistance, funding, healthcare, subsidies, juice grapes, agriculture, commerce, state regulation, market access, fire safety, insurance incentives, best practices, community protection, voluntary measures, mortgage modification

Summary: The House began by signing several bills and receiving messages from the Senate that multiple House bills had passed there or that Senate bills had been signed. It then took up third reading and concurrence on a series of bills, often with sponsors explaining that Senate amendments were technical, clarifying, or improved the bills, while opponents argued some amendments broadened exemptions, weakened election protections, or created tax increases and other unintended consequences. Among the most debated measures were bills related to election administration and voting rights, utility and energy programs, local government finance, tourism promotion, and public safety. House Bill 2215 failed to concur in Senate amendments after concerns that an exemption was too broad. House Bill 1710, dealing with voting rights/election procedures, passed 57-39 after a roll call vote despite objections that it could complicate elections and reduce local control. House Bill 1750 and House Bill 1916 also passed after roll calls, with supporters describing them as technical or protective of election integrity and opponents warning about voter dilution, local authority, and access issues. Other bills passed with varying levels of support: House Bill 1903 on utility assistance passed 70-26 after supporters said it would help small counties and make the program voluntary and state-funded; House Bill 2532 on nitrous oxide sales passed unanimously as a public health and youth safety measure; House Bill 1974 on housing/conservation-related policy passed 59-37 amid debate over nonprofit advantages and county revenue impacts; House Bill 2296 passed 95-1 after supporters said it would help renters and utilities with energy efficiency; House Bill 2325 passed 91-5 with added transparency for tourism oversight; House Bill 2442 passed 51-45 despite sharp disagreement over property tax and levy implications; and House Bill 2594 passed 95-1 as the state version of McKinney-Vento protections for unhoused students. The House also transmitted or received several bills and ended the session briefly at ease.

Transcript Highlights:

• the state's toolkit additional means to ensure that consumers, workers, and small businesses are protected
• Speaker, we have a duty to make sure that the Article I constitutional protections to people and small
• business owners in this state... ...protections to people and small business owners in this state to
• Speaker, to protect their privacy, are staunchly defended. We need to be the check, Mr. Speaker.
• You don't protect constitutional right A by restricting constitutional right B.

Bills: HB2720 , HB2073 , SB5816 , SB5919 , SB5831 , SB6244 , SB6044 , SB5109 , SB5877 , SB6258

Keywords: behavioral health, emergency services, health insurance, provider access, mental health funding, premium assistance, funding, healthcare, subsidies, juice grapes, agriculture, commerce, state regulation, market access, fire safety, insurance incentives, best practices, community protection, voluntary measures, mortgage modification

Summary: The House convened, established a quorum, approved the previous day’s minutes, heard Senate messages on several bills, and then took up a series of third-reading and concurrence votes. The chamber also received notice that the Senate had concurred in House amendments to several other bills and that the Senate President had signed Engrossed Senate Bill 5068. Members then considered a slate of bills dealing with climate commitment account revenue, court administration, attorney general investigative authority, inmate funds, health care facility transactions, ferry governance, gun violence prevention and 3D-printed firearms, and renewable energy tax treatment. Engrossed Second Substitute House Bill 1170, Engrossed Second Substitute House Bill 2251, Engrossed House Bill 2445, Substitute House Bill 2334, Engrossed Third Substitute House Bill 1960, Engrossed Substitute House Bill 1500, Second Substitute House Bill 1909, Engrossed House Bill 2156, Substitute House Bill 2539, Engrossed Substitute House Bill 2548, Engrossed House Bill 2588, and Engrossed Substitute House Bill 2320 all received final passage after Senate amendments, with several members speaking in support or opposition. Supporters generally described the measures as clarifying revenue accounts, improving court access, protecting consumers, updating inmate account limits, addressing hospital consolidation, enabling local ferry management, and strengthening gun-violence prevention or renewable-energy tax policy. Opponents raised concerns about reduced transparency, expanded bureaucracy, shifting costs, attorney general overreach, limits on local control, and First Amendment or property-rights issues. Recorded votes showed passage on each of those bills, with margins ranging from narrow to broad: 55-38 on HB 1170, 54-40 on HB 2251, 66-29 on HB 2445, 80-15 on SHB 2334, 86-9 on ESHB 1960, 61-34 on ESHB 1500, 57-38 on SSB 1909, 54-41 on EHB 2156 after reconsideration, 57-38 on SHB 2539, 55-41 on ESHB 2548, 56-40 on EHB 2588, and 58-38 on ESHB 2320. The House also agreed to retransmit Engrossed Substitute House Bill 1408 to the Senate after deciding not to concur in the Senate’s fourth amendment. The meeting ended with both caucuses called and the House at ease.

Transcript Highlights:

• It protects working Washingtonians. It protects our constitutional obligations.
• Today I fought to protect Washington State citizens from a progressive income tax.
• Today I fought to protect Washington State citizens from a progressive income tax.
• It fails to preserve and protect our consequences. It fails our people.
• It fails to preserve and protect our constitution.

Bills: HB2720 , HB2073 , SB5816 , SB5919 , SB5831 , SB6244 , SB6044 , SB5109 , SB5877 , SB6258

Keywords: behavioral health, emergency services, health insurance, provider access, mental health funding, premium assistance, funding, healthcare, subsidies, juice grapes, agriculture, commerce, state regulation, market access, fire safety, insurance incentives, best practices, community protection, voluntary measures, mortgage modification

Transcript Highlights:

• And it has workforce consequences. So I think that this tax credit is a good idea.
• We need a workforce. We need drivers in our economy.
• Protecting, putting a statutory protection like this amendment tries to do on a constitutional privilege
• Right now we're in a massive, we're competing right now for workforce.
• It's had the good workforce. Our state has always had those edges. It's had the good workforce.

Bills: HB2720 , HB2073 , SB5816 , SB5919 , SB5831 , SB6244 , SB6044 , SB5109 , SB5877 , SB6258

Keywords: behavioral health, emergency services, health insurance, provider access, mental health funding, premium assistance, funding, healthcare, subsidies, juice grapes, agriculture, commerce, state regulation, market access, fire safety, insurance incentives, best practices, community protection, voluntary measures, mortgage modification

Transcript Highlights:

• This amendment simply provides common sense protections.
• Representative Penner: Protect the startup culture in Washington state.
• We need to protect our small housing providers with this amendment.
• This amendment seeks to protect Washington citizens and taxpayers.
• And that area, about two-thirds of it, is permanently protected.

Bills: HB2720 , HB2073 , SB5816 , SB5919 , SB5831 , SB6244 , SB6044 , SB5109 , SB5877 , SB6258

Keywords: behavioral health, emergency services, health insurance, provider access, mental health funding, premium assistance, funding, healthcare, subsidies, juice grapes, agriculture, commerce, state regulation, market access, fire safety, insurance incentives, best practices, community protection, voluntary measures, mortgage modification

Transcript Highlights:

• This bill is a crucial step in building and protecting and creating a more sustainable workforce in this
• By eliminating it, we are literally eliminating protections for the community.
• myth that once in the Community Protection Program you never get out of it.
• The problem is that the Community Protection Program is, yes, protection for the community, protection
• The bill helps protect tribal sacred sites from destruction and development.

Bills: HB2720 , HB2073 , SB5816 , SB5919 , SB5831 , SB6244 , SB6044 , SB5109 , SB5877 , SB6258

Keywords: behavioral health, emergency services, health insurance, provider access, mental health funding, premium assistance, funding, healthcare, subsidies, juice grapes, agriculture, commerce, state regulation, market access, fire safety, insurance incentives, best practices, community protection, voluntary measures, mortgage modification

Transcript Highlights:

• This bill is a crucial step in building and protecting and creating a more sustainable workforce in this
• This bill is a crucial step in building and protecting and creating a more sustainable workforce in this
• The problem is, is the Community Protection Program is, yes, protection for the community, protection
• Also, the Community Protection Program is also protection for these offenders who also have disabilities
• The bill helps protect tribal sacred sites from destruction and development.

Bills: HB2720 , HB2073 , SB5816 , SB5919 , SB5831 , SB6244 , SB6044 , SB5109 , SB5877 , SB6258

Keywords: behavioral health, emergency services, health insurance, provider access, mental health funding, premium assistance, funding, healthcare, subsidies, juice grapes, agriculture, commerce, state regulation, market access, fire safety, insurance incentives, best practices, community protection, voluntary measures, mortgage modification

Summary: The House convened with a quorum, the flag was escorted by the Muckleshoot Veterans Color Guard, and the day opened with a prayer from Dennis Anderson Sr. The House approved the previous day’s minutes, welcomed representatives from the Urban Native Education Alliance, and then moved through caucuses and Senate messages before taking up a long series of third-reading votes on bills that had returned from the Senate. Several measures drew debate over Senate amendments. House Bill 1069, concerning bargaining over supplemental retirement benefits for certain public employees, passed 78-17 after supporters said it would help correctional workers and critics said the Senate changes weakened the bill. Second Substitute House Bill 1128, creating a child care workforce standards board, passed 68-27 amid arguments over child care shortages, wages, and affordability. Engrossed Substitute House Bill 1155, banning non-compete agreements, passed 62-33; supporters framed it as pro-worker and pro-entrepreneurship, while opponents said contracts should be voluntary and important in business sales. The House also passed Engrossed Substitute House Bill 1187 on ambulance billing and collections (93-2), Substitute House Bill 1390 phasing out the Community Protection Program (51-44), Engrossed House Bill 1501 on housing-related local requirements (58-37), House Bill 291 on bargaining communication rights (92-3), Engrossed Substitute House Bill 2110 on ambulance staffing/training (95-0), Engrossed Substitute House Bill 2165 on impersonating peace officers (66-29), Engrossed Substitute House Bill 2219 on child care regulations and opioid-related safety language (67-28), Engrossed Substitute House Bill 2266 on housing siting and local flexibility (56-39), Substitute House Bill 2350 on notice and accountability for developmental disability services (95-0), Substitute House Bill 2360 allowing schools to keep and administer albuterol with parental-notification changes (79-16), Second Substitute House Bill 2384 on financial transparency for continuing care retirement communities (78-17), Second Substitute House Bill 2429 on behavioral health planning and appropriations (95-0), Substitute House Bill 2496 protecting tribal sacred sites (71-24), and House Bill 2510, on which the House did not concur in Senate amendments. The chamber also granted conference requests on Engrossed Substitute Senate Bills 5998 and 605 and appointed conferees for each.

Transcript Highlights:

• Critically, this act will protect people and property.
• So let's take the first step, and let's make sure we're protecting them as well.
• And we are trying to protect that.
• the mangroves and protecting the spoil islands that are there.
• And his family started a foundation to really honor his work in protecting our environment, protecting

Bills: S0698 , S0958 , S1066 , S1230 , S1288

Committee: Senate Environment and Natural Resources

Keywords: onsite sewage treatment, disposal systems, building permits, environmental regulation, local government authority, drinking straws, stirrers, local regulation, compostable, environmental impact, Ocklawaha River, St. Johns River, Silver Springs, river restoration, dam removal, Kirkpatrick Dam, Buckman Lock, Cross Florida Barge Canal, environmental restoration, springs protection

Transcript Highlights:

• This bill protects patients from unnecessary delays while providing providers with clarity and due process

Bills: HR133 , HR134 , HR135 , HR136 , HR137 , HR138 , HR139 , HR140 , HR141 , HR142 , HR143 , HR144 , HR145 , HR146 , HR147 , HR148 , HR149 , HR150 , HR151 , HR152 , HR119 , HR120 , HR121 , HR122 , HR123 , HR125 , HR126 , HR127 , HR128 , HR129 , HR130 , HR131 , HR132 , HCR53 , HCR54 , HCR55 , HCR56 , SCR3 , SCR22 , SB4 , SB18 , SB66 , SB106 , SB201 , SB256 , SB274 , SB292 , SB326 , SB386 , SB406 , SB422 , SB423 , SB456 , SB475 , HCR3 , HB1 , HB3 , HB27 , HB71 , HB214 , HB225 , HB241 , HB244 , HB306 , HB312 , HB313 , HB314 , HB345 , HB366 , HB383 , HB446 , HB473 , HB511 , HB514 , HB655 , HB730 , HB743 , HB836 , HB983 , HB1027 , HB1037 , HB1043 , HB1082 , HB1091 , HB1096 , HB1103 , HB1126 , HB1167 , HB1174 , HB1175 , HB1230 , HB1237 , HB1238 , SB162 , SB349 , SB350 , SB382 , SB383 , HB76 , HB132 , HB181 , HB210 , HB250 , HB265 , HB275 , HB291 , HB322 , HB342 , HB475 , HB486 , HB616 , HB635 , HB639 , HB690 , HB740 , HB757 , HB761 , HB774 , HB808 , HB855 , HB872 , HB883 , HB886 , HB903 , HB949 , HB962 , HB996 , HB1003 , HB1036 , HB1054 , HB1071 , HB1076 , HB1078 , HB1113 , HB1132 , HB1146 , HB1232 , HB1233 , HB21 , HB24 , HB29 , HB31 , HB39 , HB45 , HB77 , HB136 , HB150 , HB263 , HB273 , HB299 , HB315 , HB376 , HB377 , HB431 , HB444 , HB450 , HB519 , HB533 , HB538 , HB559 , HB562 , HB663 , HB664 , HB715 , HB717 , HB805 , HB822 , HB823 , HB834 , HB864 , HB867 , HB1017 , HB1018 , HB1068 , HB1134 , HB1137 , HB1234 , HB1235 , HB1236 , HB961 , HB399 , HB868 , HB905 , HB180 , HB192 , HB284 , HB476 , HB915 , HB952 , HB1006 , HB401 , HB51 , HB58 , HB140 , HB982 , HB1010 , HB750 , HB911 , HB977 , HB901 , HR20 , HR74 , HB9 , HB151 , HB193 , HB310 , HB393 , HB459 , HB577 , HB582 , HB605 , HB614 , HB615 , HB682 , HB733 , HB773

Keywords: commendation, leadership, energy sector, Shell USA, Louisiana pride, House Resolution 134, HR134, honorary resolution, Bob Lupo, Robert E. Smith Lupo, Lakeview, New Orleans, civic service, philanthropy, real estate development, Hurricane Katrina recovery, community service, charitable giving, public recognition, Louisiana House of Representatives

Transcript Highlights:

• And that's why I'm introducing the Protect Every Preschooler Act, legislation to extend existing gun
• safety protections to our youngest learners at preschools and early childhood education campuses.
• their... and resources to protect their operations, their employees, and customers.
• Second Amendment's rights and also protect second graders.
• and and women dedicated to protecting and defending our republic. >> The gentle lady yields.

Bills: HB2323 , HB6644 , SB629 , HB8882 , HB8881 , HB8880 , HB8879 , HB4238 , HR915 , HR826 , HB7401 , HB7396

Keywords: Big Bend National Park, land acquisition, boundary adjustment, Secretary of the Interior, conservation, Holodomor, Ukraine famine, 1932-1933 famine, genocide recognition, Soviet Union, Joseph Stalin, collectivization, grain confiscation, human rights, Ukraine, Ukrainian people, Russian aggression, Vladimir Putin, foreign affairs, sense of the House

Transcript Highlights:

• What we are protections remain.
• </c> protecting them. The facts are clear. protecting them. The facts are clear.
• This is temporary protected status.
• And a vote parts of our workforce.
• That protection exists today. control. That protection exists today.

Bills: HR1156 , HB6398 , HB6409 , HR965 , HR1174 , HR1176 , HCR40

Keywords: tax cuts, working families, tax relief, income tax, healthcare, education, overtime pay, child tax credit, environmental regulations, EPA, clean air, reducing duplication, federal projects, Clean Air Act, emissions, air quality, international pollutants, economic impact, temporary protected status, Haiti

Transcript Highlights:

• been placed into our partnership community land trust in Mankato and will require the homes to be protected
• </c><00:10:07.279><c> homes</c><00:10:07.519><c> to</c><00:10:07.680><c> be</c><00:10:07.839><c> protected
• </c><00:10:08.240><c> and</c> require the homes to be protected and require the homes to be protected

Bills: HF3806 , HF2687 , HF497

Committee: House Housing Finance and Policy

Keywords: housing, infrastructure bonds, funding, appropriation, Minnesota Statutes, HF2687, single-family homes, corporate landlords, corporate ownership, real estate investment trust, REIT, landlord registry, landlord database, tenant transparency, housing affordability, homeownership, deed tax, transfer tax, property tax, affordable housing