Video & Transcript : 'condominium insurance' :

Page 24 of 500
WA

Washington 2025-2026 Regular Session

Senate Labor & Commerce Jan 26th, 2026 at 10:30 am

Labor & Commerce

Transcript Highlights:
  • Passing SB 5882 is about more than insurance.
  • I mean, there are small self-insurers in the county.
  • There are small self-insurers in the county and cities out there for whom costs of insurance claims like
  • We are a state-insured plan. I understand that's rather unique.
  • We are a state-insured plan. I understand that's rather unique.
Bills: SB6196 , SB6204 , SB6195 , SB5882 , SB6134
TX

Texas 89th 2nd C.S.

Human Services Mar 18th, 2025

Human Services

Transcript Highlights:
  • that I noticed about your written testimony and I was hoping you could elaborate on was the um auto insurance
  • It's worth noting that the issue blocking us from contracting with Providence was an auto insurance requirement
  • What was the requirement for the auto insurance. um, as an adopt-only agency, we don't transport our
  • are paid very minimal compared to foster care and so the requirement for that um expense of that insurance
HI

Hawaii 2025 Regular Session

CPC Public Hearing - Wed Feb 19, 2025 @ 2:00 PM HST

Consumer Protection & Commerce

Transcript Highlights:
  • He added that he did not know that particular lady's ... for condominium issues and uh recently for condominium
  • </c><00:21:42.200><c> Association</c> report at my Condominium Association report at my Condominium Association
  • </c> breach of fiary Duty at my Condominium breach of fiary Duty at my Condominium Association<00:22:
  • 28.320><c> and</c><00:22:28.600><c> many</c><00:22:28.799><c> condominium</c> Association and many condominium
  • </c> American pit Health Insurance American pit Health Insurance Association<00:25:14.039><c> um</c><
Keywords: 910, house, all
Summary: The committee heard testimony on several measures, beginning with HB 117 on condominiums. Testifiers were split: reserve-study professionals and the Community Associations Institute opposed tying reserve requirements to assessed value, arguing reserve studies should be based on actual components and costs and that the bill could lead to over- or under-collection. Condominium owners and advocates supported the bill, saying some associations are not completing reserve studies or are failing to provide audits and adequate funding, and urging stronger fiduciary accountability. A member later asked about compliance rates, and a witness said he was not aware of any association that had failed to do a reserve study, estimating compliance at well over 95 percent, likely close to 100 percent. The committee then took testimony on HB 544 on pet insurance, which drew support from the Attorney General’s office and the Insurance Division with comments about contract-impairment issues, as well as support from the North American Pet Health Insurance Association and the Hawaiian Humane Society. Testifiers said the bill would help consumers understand and use pet insurance as veterinary costs rise. HB 983 on certified public accountants also drew mostly support, with the Hawaii Society of CPAs and the Hawaii Association of Public Accountants offering conditional support and proposed amendments. Public accountants said the bill could help address a shortage of CPAs and expand pathways into the profession, while some speakers cautioned that the language needed clarification and that public accounting experience should be tied to CPA-firm work. An instructor from UH West Oahu said students cannot afford the extra credits currently required and would benefit from a more accessible pathway. The committee also heard HB 1050 on Title 24, with DCCA supporting the measure and no opposition or questions. The discussion then moved to HB 256 HD1 on environmental protection and incinerator emissions. The Department of Health offered comments, while Energy Justice Network and Climate Protectors Hawaii supported strengthening the bill, warning that it could weaken existing standards at H-Power unless amended to preserve stricter state rules and require modern pollution controls. A member questioned the Department of Health about H-Power’s permits and whether additional controls would be required if federal rules change; the department said permits are reviewed every five years and that the facility currently meets state and federal requirements, while EPA rules remain in a public comment process. Finally, the committee heard HB 1051 HD1 on energy efficiency portfolio standards, with support from the Consumer Advocate, State Energy Office, Climate Change Mitigation and Adaptation Commission, Public Utilities Commission, and Hawaii Energy. The committee then heard HB 350 HD1 on energy, where the State Energy Office supported the bill, Solar Ray Corporation offered conditional comments urging any new mandated water-heating technology to meet the same efficiency level as existing solar thermal systems, and the Kauai Climate Action Coalition testified in support. No votes or final committee actions were taken during the portion of the meeting provided.
HI

Hawaii 2026 Regular Session

CPC Public Hearing - Tue Feb 10, 2026 @ 2:00 PM HST

Consumer Protection & Commerce

Transcript Highlights:
  • for condominiums and single-family homes in the state who are unable to acquire that insurance in the
  • for condominiums and single-family homes in the state who are unable to acquire that insurance in the
  • for condominiums and single-family homes in the state who are unable to acquire that insurance in the
  • Um chair's to condominiums.
  • Uh we relating to condominiums.
Summary: The committee on Consumer Protection and Commerce met on February 10, 2026, and heard testimony on several bills. HB 1849 relating to licensing drew comments from DCCA’s Professional and Vocational Licensing Division and the Hawaii Real Estate Commission, both of which stood on written testimony. The Hawaii Coalition for Immigrant Rights testified in strong support, emphasizing that some immigrants, including DACA recipients, are already contributing in Hawaii and that the state should help create pathways for them to remain and advance professionally. No vote or final action was taken on HB 1849 during the portion shown. The committee then heard HB 2000, the wheelchair right-to-repair bill. Encart opposed the measure, arguing that repair delays are largely driven by insurance prior authorization and that wheelchair repairs involve FDA-regulated medical devices where improper repairs could create health risks. Peter Fritz testified in support, saying the bill was modeled on similar laws in other states and that he had personal experience through his sister’s use of a wheelchair. Members questioned whether repairs done outside insurer networks might not be reimbursed, and Fritz said that was a concern but that the need for timely repair outweighed it. The committee also discussed HB 1753 on social media, where DCCA’s Office of Consumer Protection supported the bill but suggested an amendment to the definition of personal information. On HB 1511 relating to consumer protection, DCCA’s Insurance Division supported the bill, while the Alliance for Automotive Innovation and the Hawaii Automobile Dealers Association offered comments seeking to preserve legitimate manufacturer and dealer communications about vehicles, warranties, recalls, and related services. The committee also took up HB 276 HD1 and HB 1513 on condominiums. The Hawaii Real Estate Commission offered comments on HB 276 HD1. For HB 1513, the Hawaii Green Infrastructure Authority supported the bill, but DCCA’s Insurance Division opposed it, warning that diverting HHRF funds could weaken reinsurance arrangements and raise premiums for consumers who rely on the fund. Members questioned whether the proposed condo loan program would need HHRF money and whether the amounts in the bill were necessary, and the division said it opposed using HHRF for that purpose. The committee also heard HB 2188 on housing, where OCP supported the measure and the Hawaii Association of Realtors raised concerns about conflicts with the Fair Credit Reporting Act and the use of tenant screening reports, noting that a working group is already addressing landlord-tenant issues. Members asked OCP to research how other states handle similar laws and whether additional language is needed to avoid federal conflict. Finally, on HB 1876 relating to mental health, the Department of Health’s Adult Mental Health Division supported the bill but said it remains opposed to harmful, non-evidence-based treatment modalities; Pride at Work Hawaii also testified in strong support. No final votes or committee decisions were reported in the excerpt.
FL

Florida 2026 5th Special Session

Regulated Industries Mar 25th, 2025

Transcript Highlights:
  • SB 592, the My Safe Florida Condominium Pilot Program, by Senator Leak.
  • resilience of eligible condominiums by providing financial assistance for mitigation projects.
  • First, it limits eligibility to condominiums of three stories or higher.
  • This is obviously a very important and particularly pressing topic for condominium owners.
  • So if an insurance company...
Summary: The Committee on Regulated Industries met with a quorum and took up several bills, beginning with CS for SB 592, the My Safe Florida Condominium Pilot Program. The bill was explained as revising condominium eligibility and grant rules, lowering the approval threshold to 75%, changing roof project rules, capping reimbursement at $175,000 per association, and excluding detached units. Two amendments were adopted, including one clarifying the three-story threshold and another adding wind-driven rain mitigation devices for sliding glass doors as an eligible improvement. A late-filed amendment to appropriate $500 million for the program was adopted on a roll call vote, but the bill itself was then reported favorably. Testimony generally supported the program, with members noting strong demand and the need for more funding, though one amendment drew concern from a window manufacturer and some members about product approval and fairness. The committee then approved CS for SB 622 on pari-mutuel permit holders, which would allow certain facilities to be leased to Hialeah permit holders and other same-class permit holders, with an amendment making the lessee eligible to apply for, rather than automatically receive, a license for inter-track wagering or Hialeah games. CS for SB 1404 on illegal gambling was also reported favorably after amendments added a declaratory judgment process for veterans organizations, strengthened ethics/revolving-door restrictions for Gaming Commission personnel, and then withdrew a late amendment concerning a Miami casino property. Prosecutors and the Gaming Control Commission supported the bill as a tool to target criminal gambling operations, while amusement machine operators and veterans groups raised concerns about overbreadth and uncertainty for lawful operators. SB 604 on residential swimming pool requirements was temporarily postponed after questions about how the new sale/transfer disclosure and safety-feature requirement would work in practice, especially for cash transactions and whether home inspectors would be involved. SB 1682, adding 911 dispatchers to the definition of first responder, was reported favorably with support from dispatchers and members who emphasized the trauma and public safety role of telecommunicators. SB 818 on utility relocation and SB 1228 on spring restoration were both reported favorably, with counties opposing the utility bill as a cost shift to taxpayers and the spring bill drawing support from JEA. The committee also approved CS for SB 948 on flood disclosures for tenants and condo buyers, and CS for SB 1742, a major condominium and cooperative association reform bill that would adjust reserve funding rules, allow temporary reserve pauses after milestone inspections, require substitute budgets over a certain threshold, permit lines of credit in lieu of reserves through 2028, expand disclosure and data reporting, and add conflict-of-interest and governance changes. The condo bill drew extensive discussion and testimony, with supporters praising the flexibility and transparency provisions and some owners urging additional relief for inland, lower-rise buildings; it was ultimately reported favorably.
FL

Florida 2025 Regular Session

Regulated Industries Jan 14th, 2025

Transcript Highlights:
  • I WAS BOARD CERTIFIED IN CONDOMINIUM LAW, REAL ESTATE LAW IN 1992 AND CONDOMINIUM LAW IN 2018.
  • IMAGINE THAT ON A WHOLE CONDOMINIUM COMPLEX. THE PAINT IS NOT DONE ON TIME.
  • THEIR INSURED VALUE IS ALMOST $30 MILLION DOLLARS. $30 MILLION.
  • THE COST THAT WE HAVE ALREADY SEEN IS INSURANCE.
  • THE INSURANCE HAS GONE UP MORE THAN DOUBLE IN THE LAST COUPLE OF YEARS.
Keywords: 999, senate, all
HI

Hawaii 2025 Regular Session

CPC-CPN Informational Briefing 01-27-2025

Hawaii Senate Floor Meeting

Transcript Highlights:
  • big re insure hey I have uh 50 big re insure hey I have uh 50 condominiums<00:43:01.480><c> that</c><
  • </c> for writing a bunch of condominium for writing a bunch of condominium Insurance<00:44:02.920><c>
  • HPIA is not set up to write condominium insurance. It's a new, developing event.
  • HPIA is not set up to write condominium insurance. It's a new, developing event.
  • </c> condominium insurance it's a new condominium insurance it's a new developing<00:49:25.839><c> event
Keywords: 912, senate, all
TX

Texas 89th Regular

Local Government (Part II) Apr 24th, 2025

Local Government

Transcript Highlights:
  • To also add to your question, ma'am, is the insurance that has to be there.
  • Under Chapter 82 of the Property Code, condominiums follow a distinct platting process...
  • Condominiums do not divide land into lots.
  • As you know, the legislature created the Uniform Condominium Act, Chapter 82...
  • a condominium regime recorded. ...the condominium platting ordinance any time there's a condominium
Summary: The Senate Committee on Local Government considered and voted on several bills, adopting committee substitutes on Senate Bills 1237, 1708, 1844, 1454, 2520, and 2541. In each case, the committee substitute was explained as narrowing or clarifying the filed bill, and the committee voted to report the substitute version to the full Senate, usually with a recommendation that the filed bill not pass. The committee also recommended each of those measures for the local and uncontested calendar. SB 1237 concerned property tax exemption eligibility for charitable organizations; SB 1844 addressed annexation and disannexation limits tied to city services; SB 1454 clarified housing authority tax exemptions and agreements with districts; SB 2520 dealt with a school district tax ceiling comparison; and SB 2541 reduced the unused increment period from three years to two years. The committee then heard extensive testimony on SB 2354, which would allow developers to hire qualified third-party professionals for plat review, permit review, and inspections if local governments are delayed. Supporters included affordable housing providers, builders, Pew Charitable Trusts, housing advocates, and legal groups, who said the bill would reduce permitting delays, lower costs, and help housing production. A Corpus Christi representative testified as neutral, asking for amendments to preserve city final inspection authority, document sharing, and floodplain enforcement. Urban counties opposed the bill as written, arguing it removed too much local oversight, though they acknowledged work on a committee substitute. SB 2354 was left pending. The committee also heard SB 2703, which would clarify that condominiums are not subdivisions for local platting purposes. Builders and a land use attorney supported the bill, saying it would reduce confusion and duplicative regulation; the bill was left pending. SB 777, dealing with firefighter collective bargaining and impasse procedures, drew support from Austin and Texarkana firefighter representatives and the City of Austin, who said the committee substitute reflected stakeholder agreement and preserved voter-approved local procedures; it was left pending. SB 2965, concerning annexation and emergency service district response obligations, drew support from ESD and fire association witnesses who said it would prevent service gaps after annexation, and opposition from local officials who argued it gave unelected ESD boards too much power and lacked neutral review; it was also left pending. The committee then recessed subject to call of the chair.
FL

Florida 2025 Regular Session

Banking and Insurance Mar 3rd, 2025

Transcript Highlights:
  • WARRANTIES PER CURRENT LAW REQUIRES LICENSE ORIENTED COMPANIES ISSUED LICENSES FROM THE OFFICE OF INSURANCE
  • THIS WOULD PROMOTE COMPETITION BY ALLOWING MORE INSURERS IN HIGHER NET WORK COMPANIES.
  • AN INSURER BECOMES INSOLVENT THOSE RECORDS TRANSFERRED TO THE DEPARTMENT OF FINANCIAL SERVICES.
  • IT DOES REVISE THE DEFINITION OF CONDOMINIUM TO EXCLUDE THE ATTACHED UNITS.
  • PARTICULARLY BUT THIS BILL IT AFFECTS THE SENIOR COMMUNITY AND CONDOMINIUMS.
Keywords: 999, senate, all
WA

Washington 2025-2026 Regular Session

Senate Housing Feb 4th, 2026 at 10:30 am

Housing

Transcript Highlights:
  • Condominium Act contains similar resale certificate requirements, which require a unit owner to provide
  • In addition, it requires landlords to disclose that the landlord's insurance does not cover the loss
  • of the tenant's personal possessions and that the tenant should consider purchasing renters insurance
  • and flood insurance.
  • or just renting, know that flood insurance is not included in renter's insurance.
Committee: Senate Housing
TX
Transcript Highlights:
  • Jamie is stuck testifying over in-house insurance on a very similar bill.
  • Those remain covered by dental insurance.
  • For example, it could be ABC Insurance and ABC Health Plans Plus.
  • Deborah Diaz-Lara, Texas Department of Insurance, as a resource.
  • With insured patients, there can be no balance billing, and disputes with the insurer are not Subject
TX
Transcript Highlights:
  • Dental insurance and parents normally cover the cost of medically necessary dental procedures.
  • However, some medical health insurers do not want to cover the anesthesia.
  • Health insurance will pay for anesthesia when a child needs ear tubes or when the child needs their tonsils
  • However, we find it difficult to get insurers to approve payment for the medically necessary anesthesia
  • Health insurance for necessary general anesthesia for these dental procedures.
TX

Texas 89th Regular

Health and Human Services (Part II) Apr 9th, 2025

Health & Human Services

Transcript Highlights:
  • In recent years, dentists have found it difficult to get medical insurance to cover general anesthesia
  • Dental insurance and parents normally cover the cost of medically necessary dental procedures.
  • However, some medical health insurers do not want to cover the anesthesia necessary to safely care for
  • Health insurance will pay for anesthesia when a child needs ear tubes or when the child needs their tonsils
  • This bill simply says that if medical insurance provides coverage for general anesthesia for other medically
TX

Texas 89th Regular

Health and Human Services (Part I) Apr 9th, 2025

Health & Human Services

Transcript Highlights:
  • So how will this impact insurance premiums?
  • This bill addresses this gap by requiring medical insurance...
  • Covered by dental insurance.
  • For example, it could be ABC Insurance and ABC Health Plans Plus.
  • With insured patients, there can be no balance billing, and disputes with the insurer are not subject
Summary: The Senate Committee on Health and Human Services met with several members initially absent, then later established a quorum. The committee heard multiple bills, with most testimony focusing on access to care, insurance practices, senior safety, and health care worker protections. Several bills were laid out with committee substitutes, and public testimony was limited to two minutes per witness. Most bills were left pending after testimony, with no final votes taken in the portion provided. Senate Bill 2069 would create a work group to study the feasibility of a statewide acute psychiatric bed registry; the substitute shifts appointment authority to the Health and Human Services Commissioner and extends reporting and sunset dates. Senate Bill 463 would expand workplace violence protections to additional hospice, home and community support, intermediate care, and state-supported living center settings. Senate Bill 1283 would require background checks and transparency measures for senior retirement communities after testimony about the Dallas-area serial killings of elderly residents. Senate Bill 1784 would require 60 days’ written notice before medical debt is sent to collections. Senate Bill 527 would require medical insurance coverage for general anesthesia for medically necessary pediatric dental procedures for children under 13 with qualifying conditions; pediatric dentists testified that denials delay needed care. A major portion of the meeting centered on prior authorization. Senate Bill 1380 would eliminate prior authorization for a broad list of services, including emergency, primary, mental health, substance use, chemotherapy, preventive, pediatric hospice, and certain chronic-condition care. Physicians and hospice advocates supported the bill, describing delays, administrative burden, and patient harm, while health plans opposed blanket exemptions and argued prior authorization helps prevent unnecessary care and control costs. Relatedly, Senate Bill 547 would require insurers to report gold-card prior authorization exemptions to TDI and create a centralized database and annual report; TMA supported better tracking, while health plans warned of duplicative reporting and administrative cost. Senate Bill 407 would require health care facilities to honor conscience- and religion-based vaccine exemptions for employees, with testimony from a physician and vaccine-choice advocate supporting the bill. The committee also heard Senate Bill 1383, which would regulate senior living referral agencies, allow more flexible compensation structures, and add disclosure and consumer protections; an out-of-state referral company and A Place for Mom supported it. Senate Bill 1511 would allow freestanding emergency centers to provide outpatient services in addition to emergency care, with consumer protections such as estimates, limits on facility fees, and restrictions on balance billing. The chair repeatedly announced that bills were being left pending after testimony, and no final committee action or recorded votes were taken in the transcript provided.
FL

Florida 2026 Regular Session

Regulated Industries Mar 25th, 2025

Regulated Industries

Transcript Highlights:
  • SB 592, the My Safe Florida Condominium Pilot Program, by Senator Leak [questionable].
  • resilience of eligible condominiums by providing financial assistance for mitigation projects.
  • First, it limits eligibility to condominiums of three stories or higher.
  • This is obviously a very important and particularly pressing topic for condominium owners.
  • Take up tab 10, SB 1742 on condominium and cooperative associations by Senator Bradley.
Summary: The Committee on Regulated Industries heard and advanced several bills, with the most extensive discussion centered on condominium issues, gambling enforcement, and public safety. CS/SB 592 on the My Safe Florida Condominium Pilot Program was amended to clarify the three-story eligibility threshold and to add sliding glass door wind-driven rain mitigation devices as an eligible improvement. A late-filed amendment to appropriate $500 million for the program failed on a 3-4 roll call vote, and the bill was then reported favorably. Members also took up CS/SB 1742, a broad condominium and cooperative association reform bill, which would give associations more flexibility on reserves after milestone inspections, require substitute budgets over certain spending increases, improve disclosure and conflict-of-interest rules, expand data collection, and extend some disclosure rescission periods; the committee adopted an amendment and reported the bill favorably. The committee also approved CS/SB 622 on pari-mutuel permit leasing, as amended to allow leasing to same-class permit holders or Hialeah permit holders and to make related wagering licenses discretionary rather than automatic. SB 1404 on illegal gambling was reported favorably after amendments allowing veterans organizations to seek declaratory rulings on machine compliance and adding ethics/revolving-door restrictions for Gaming Commission personnel; a late amendment concerning a Miami casino property was withdrawn. Testimony on that bill came from prosecutors, the Gaming Control Commission, veterans groups, and amusement machine operators, with supporters emphasizing organized crime enforcement and opponents seeking clearer definitions and compliance guidance. On public safety and infrastructure, SB 1682 to include 911 dispatchers in the definition of first responder was reported favorably with strong support from dispatchers and committee members. SB 818 on utility relocation and SB 1228 on spring restoration were also reported favorably, with counties opposing the utility bill as a taxpayer cost shift. SB 948 on flood disclosures for rental properties and condominium sales/rentals was reported favorably after support from environmental and flood advocacy groups. The committee also heard SB 604 on residential pool safety requirements, but the chair temporarily postponed it after concerns were raised about how the inspection requirement would work in cash transactions and whether it would require permits or delay closings.
HI

Hawaii 2025 Regular Session

Room 224 Conference PM - 04-24-2025

Hawaii Senate Floor Meeting

Transcript Highlights:
  • House Bill 70, HD1, SD1, relating to condominiums.
  • Okay, next up we've got HB 850, HD1, SD1, relating to condominiums.
  • This is for relating to condominiums.
  • Go back to House Bill 70, HD1, SD1, relating to condominiums.
  • </c> stabilization of property insurance. stabilization of property insurance.
Keywords: 912, senate, all
FL

Florida 2025 Regular Session

Regulated Industries Mar 25th, 2025

Transcript Highlights:
  • A Florida condominium pilot program by Senator leak Senator leak.
  • A Florida condominium pilot program to him prove the hurricane resilience of eligible condominiums by
  • First, it limits eligibility to condominiums of 3 stories or higher.
  • And we also know and many cases it reduces their insurance premiums.
  • secure insurance, we had to have that home inspection.
Keywords: 999, senate, all
HI
Transcript Highlights:
  • We created the State Health Insurance Plan, which provided very low-cost insurance.
  • ,</c><00:14:23.240><c> which</c> State Health Insurance Plan, which State Health Insurance Plan, which
  • </c><00:14:26.200><c> We</c> provided very low-cost insurance. We provided very low-cost insurance.
  • Today, I mean, for the insurance.
  • </c> that created the State Health Insurance that created the State Health Insurance Plan, Plan, Plan
Bills: HCR18 , HCR32 , HCR35 , HCR105 , HCR173
Committee: House Health
Summary: The committee heard testimony on SCR 21 SD1, which asks Hawaii Health Systems Corporation’s East Hawaii Regional Health Care System to study the feasibility of a rural health clinic or similar access point for the Volcano community. Testimony in strong support came from HHSC representatives, Volcano residents, the Volcano Health Collaborative, the Rotary Club of Volcano, and others, who said the area has a clear need and that local primary and urgent care would align with regional plans. HHSC said it had already looked at the area, found no suitable temporary buildings, and would need a longer-term, capital-intensive solution, but that the study could help accelerate next steps. The committee then took up SCR 50 SD1, proposing a Hawaii Health Plan Working Group to design a basic affordable health plan for residents. Dr. Jack Lewin of SHIPTA said the state faces a growing uninsured population and argued for a short-term, lower-cost plan focused on preventive and primary care, drawing on the old State Health Insurance Plan as a possible model. Members asked about whether that prior program still exists and whether the working group should include the Hawaii Medical Association and Hawaii Primary Care Association; Dr. Lewin said the statute still exists but is unfunded, and that the group should be inclusive. The Department of Labor and other organizations also provided comments. For SCR 75 SD1, which urges a coordinated interdepartmental effort to reduce fetal alcohol spectrum disorder, Dr. Lewin and others said prevention, prenatal screening, and early intervention are needed because FASD is often hidden until later problems appear. Amanda from Hawaii FASD Action Group said current implementation under Act 192 is still largely a landscape analysis and that Hawaii lacks the infrastructure and specialists for a full system. Darlene Chance Govor urged adding the judiciary as a partner so juvenile justice and probation staff can be trained and referral pathways improved, while the Department of Health said it supports prevention but prefers a broader, systems-based approach focused on child needs and upstream care. The Disability Rights Center supported the resolution and asked for an earlier reporting date. The committee also heard SCR 149 SD1, which seeks an informal working group to address complex patients with multiple diagnoses involving substance use, mental health, or chronic physical illness. The Hawaii Substance Abuse Coalition and Ke Nui Malo strongly supported the measure, saying current siloed systems leave people bouncing between medical, mental health, and substance use providers without coordinated care, often ending up in crisis, emergency rooms, or the justice system. They said integrated residential care and a coordinated working group could improve outcomes and align with federal funding opportunities. The transcript ended before any final vote or action on the measures was announced, and SCR 109 was noted as withdrawn from the agenda.