Video & Transcript Research : 'Texas Estates Code'

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MN

Minnesota 2025-2026 Regular Session

Committee on Agriculture, Veterans Broadband and Rural Development - 03/12/25

Agriculture, Veterans, Broadband, and Rural Development

Transcript Highlights:
  • <01:33:57.000> agencies partnering with industry estate agencies partnering with industry
  • estate agencies and<01:33:58.119> community<01:33:58.600> colleges<01:33:59.520> we<
  • meet<01:49:28.719> many<01:49:28.880> of<01:49:29.000> the<01:49:29.119> codes
  • <01:49:29.480> so<01:49:29.599> we on um don't meet many of the codes so we on um don't
  • meet many of the codes so we do<01:49:30.480> we<01:49:30.679> bring<01:49:30.880>
Keywords: 1187, senate, all
CA
Transcript Highlights:
  • To bring potentially refined gasoline in from Texas or refiners in Arizona.
  • Is Texas foreign oil? Or is Iran foreign oil? Or is it all just foreign?
  • We just don't want that code. ...upfront funding, not the ongoing basis.
  • So even the smallest code-compliant projects would be pushed into years of discretionary review.
  • So even the smallest code-compliant process. definitions or parameters around the size.
Summary: The committee first heard SB 804, the Hydrogen Pipeline Safety Act, from Senator Arreguín. He said the bill would designate the State Fire Marshal as the safety regulator for intrastate hydrogen pipelines and require hydrogen-specific standards, while not mandating any pipeline construction or bypassing environmental review. Supporters included labor groups, utility employees, and the City of Burbank, while Air Products opposed unless amended, citing concerns about the bill’s specificity, fee structure, and the need for a hydrogen-specific rulemaking process. The committee discussed safety, fees, and regulatory certainty, and later passed SB 804 on a 9-0 vote to Emergency Management with commitment to take amendments. The committee then took up SB 905 by Senator Becker, aimed at reducing electricity rates by changing utility incentives. The bill would tie part of executive compensation to keeping rates below inflation, require more performance metrics, and allow the CPUC to consider lower returns on equity for certain lower-risk investments and alternative financing options. Support came from consumer, environmental, agricultural, and large energy user groups, while Southern California Edison, CalChamber, PG&E, and utility labor groups raised concerns that the bill could reduce investment, create regulatory uncertainty, and raise borrowing costs. After extensive discussion about utility affordability, wildfire costs, and capital markets, the committee passed SB 905 on a 7-1 vote to Appropriations. SB 913, also by Senator Becker, would create a clearer pathway for distributed energy resources such as batteries and smart thermostats to participate in the resource adequacy market and compete with utility-scale resources. Supporters said the bill would better use existing grid capacity, lower costs, and build on the state’s Demand Side Grid Support Program; PG&E opposed unless amended, saying the use case was not yet proven and was already being addressed in other rulemakings. After the committee accepted amendments, one opposition group moved to neutral and another said it might do so after reviewing the changes. The bill passed 8-0 to Appropriations and was placed on call. Several other measures were heard and advanced, including SB 1196 on faster utility hookups for small energization projects such as ADUs and EV chargers, SB 931 reauthorizing the Diablo Canyon Essential Services Mitigation Fund through 2028, SB 1158 reducing the frequency of joint reliability assessments from quarterly to twice yearly, and SB 1245 directing further study of California’s gasoline market and potential use of non-CARBOB fuel during supply disruptions. SB 1196 and SB 931 both passed with broad support and no opposition after amendments, SB 1158 passed without testimony, and SB 1245 drew strong support from consumer and environmental advocates but opposition from fuel industry and business groups concerned about costs, confidentiality, and fuel standards.
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on the Judiciary Jun 21st, 2026 at 01:00 pm

Joint Committee on the Judiciary

Transcript Highlights:
  • Code 42, which is public health and welfare, not criminal code.
  • In 2021, we adopted our first son Leonardo, who was born in Texas.
  • His birth parents utilized Massachusetts termination form in Texas, and his adoption was finalized in
  • This line should never have been added to the Massachusetts Code.
  • This line should never have been added to the Massachusetts Code.
Keywords: 995, all
Summary: The committee hearing began with opening remarks from the House and Senate chairs outlining procedures for a large public hearing with more than 100 witnesses on 64 legislative proposals. They explained time limits, rules for in-person and virtual testimony, written testimony procedures, and the committee’s reporting deadline. Testimony then moved through a series of juvenile justice, child protection, and civil liberties bills, with witnesses generally urging favorable reports or, in one case, opposing expanded juvenile court transparency and child advocate access to records. Several witnesses supported bills aimed at juvenile justice reform. Representative Hendricks backed H. 1744 to prevent child labor exploitation and trafficking, citing federal findings of child labor in seafood processing and calling for stronger penalties and a ban on minors working in such facilities. Senator Gomez supported S. 1131 and S. 1121 to reduce juvenile fees, fines, restitution burdens, and bail-related costs, arguing they worsen racial and economic disparities. Senator Crean and other advocates supported S. 1051/H. 1695 to expand juvenile diversion eligibility, while multiple witnesses from juvenile justice and immigrant advocacy groups supported H. 1657/S. 1058 to expand juvenile expungement and to limit sharing juvenile fingerprints with federal authorities, describing recent ICE detentions of Chelsea students and the resulting fear in immigrant communities. Witnesses also supported H. 1918/S. 1240 to narrow the youthful offender statute, raising the minimum age and reducing mandatory adult-style penalties for youth. The committee also heard testimony on child safety and bodily autonomy bills. Middlesex District Attorney Marion Ryan supported H. 1752 to protect children left in extreme temperatures, explaining it would create civil penalties, allow emergency responders to remove children from cars without liability, and add criminal penalties when serious injury results. Representative Thurber and Senator O’Connor testified for H. 2011/S. 1227, a bill prohibiting coercion or mandates for health-related interventions, including vaccinations, and allowing legal remedies for violations. Senator Jalen supported S. 1136/H. 1847 to prevent false confessions by requiring recording of interrogations and banning deceptive tactics, and several innocence-project and legal-services witnesses described wrongful convictions tied to false confessions and coercive interrogations. Another major topic was H. 1626, which would require age verification for pornographic content and launch an education campaign about online sexual exploitation; Representative Cruz and survivor Udoz Wallace testified in support, describing nonconsensual image sharing and deepfake harms. Not all testimony was supportive. The Committee for Public Counsel Services opposed S. 1035, which would increase transparency in juvenile court proceedings, and H. 1689, which would expand the child advocate’s access to confidential juvenile records, arguing both would undermine privacy and trauma-informed protections for children and families. No votes or formal committee actions were taken during the portion of the hearing provided; the session consisted of opening remarks and public testimony on the listed bills.
PA

Pennsylvania 2025-2026 Regular Session

House Session (Jun 30 2026)

Pennsylvania House Floor Meeting

Transcript Highlights:
  • another standout and good friend still comes to the tournament each year is Billy Martin of Houston, Texas
  • This bill amends the Second Class Township Code to change the date of the completion, filing, and publication
  • There's actually a provision in the school code that would allow administrators, if they are changed
  • By putting this legislation into the public school code, we are involving the Department of Education
  • Act 27 of 2020 is landmark legislation in Pennsylvania that amended the state's game and wildlife code
Keywords: Scheduler, 973, house, all
Summary: The House convened, opened with prayer and the Pledge, and first handled routine business including postponing approval of the prior journal and confirming a quorum. Several committee reports were adopted, including measures from Veterans Affairs and Emergency Preparedness, Tourism and Recreation and Economic Development, Appropriations, Rules, Commerce, and Environmental and Natural Resource Protection. The chamber also adopted House Resolution 531, designating June 2026 as Scoliosis Awareness Month, after testimony from Rep. DeLosier and discussion of a constituent’s experience with severe scoliosis; the resolution passed 201-1. The House then adopted a series of additional resolutions and bills, including Diaper Need Awareness Week, a study on PANS/PANDAS, 717 Day, Little League World Series Week, and a resolution commemorating America 250 in Pennsylvania. It also passed bills on Sunshine Act agenda notice changes, veteran death notifications, Korean War Veterans Armistice Day, township audit deadlines, first responder memorials, road transfers, parole board succession, and restrictions on HOA limits for rooftop solar. The solar bill drew multiple failed amendments on HOA voting rules, native plants, energy-source discrimination, and net metering; one amendment on indemnification for elected officials at special events was adopted. In final passage votes, the House approved legislation to prohibit NDAs related to data centers, with debate centered on transparency and local control; it passed 171-31. The chamber also passed bills allowing Pittsburgh school administrators to collectively bargain, requiring hunting and trapping education options in schools, expanding SWIF’s equity investment authority, and scheduling metatomidine as a Schedule 3 controlled substance. The Counseling Compact bill and a parole-record privilege bill both passed unanimously or near-unanimously, and the House signed those measures for presentation to the Governor. The session ended with referrals of new bills to committees, a motion to adjourn, and adjournment until July 1, 2026.
LA

Louisiana 2026 Regular Session

House of Representatives May 31st, 2026

Louisiana House Floor Meeting

Transcript Highlights:
  • That bill provides relative to the 2024 Regular Session and retroactivity of certain ethics code provisions
  • That bill provides relative to the 2024 Regular Session and retroactivity of certain ethics code provisions
  • We had a technical error in the plumbing bill as it pertained to the plumbing code, so I'd make a motion
  • Senate Bill 300 by Senator Mizell provides relative to the Louisiana procurement code, request for information
  • We just missed some of the Texas statute that we adopted on the floor.
VA

Virginia 2026 Regular Session

March 10, 2026 - Regular Session

Virginia House Floor Meeting

Transcript Highlights:
  • States to crack Japan's primary encryption system, code-named Purple.
  • Perhaps the code girls most lost to history were the Black women who were segregated from their white
  • This seeks to amend the Code of Virginia related to the remediated mine gas grant program.
  • But there was a national report in Texas while I was owning my store that really hit a large cap.
  • They correct the code references to the code that gives those folks the authority to do that.
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Housing Jun 21st, 2026 at 11:00 am

Joint Committee on Housing

Transcript Highlights:
  • change I'm requesting is to allow..." "...to allow judges of the Commonwealth to apply modern real estate
  • It's sort of like a real estate divorce."
Keywords: 995, all
Summary: The Joint Committee on Housing held its 12th hearing of the session, chaired by Representative Richard Haggerty and Senator Julian Cyr, and heard testimony on two bills: H. 5317, concerning condominium conversion of co-owned two-unit buildings, and H. 5447, a home rule petition for an affordable housing trust fund in West Tisbury. The chair outlined a hybrid hearing format, three-minute testimony limits for individuals, and a July 31 deadline for written testimony. Peter Harrington testified in support of H. 5317, arguing that the partition law is outdated and should be updated so courts can use the condominium statute when dividing co-owned property. He said the change would help preserve middle-class housing, especially two-family homes that might otherwise be sold, torn down, or redeveloped into more expensive housing. Committee members asked about how common the issue is and whether it is more case-specific; Harrington said it arises at the lower end of Chapter 241 cases but is not unusual. Laura Silber testified in support of H. 5447 on behalf of West Tisbury’s Affordable Housing Committee and the Martha’s Vineyard Commission. She said the bill would let the town’s affordable housing trust serve households up to 180% of area median income and better support seasonal communities tools, including housing for essential public-sector workers and acquisition of year-round deed restrictions. Senator Cyr questioned whether the home rule petition was necessary if technical fixes to the seasonal communities law are enacted, and Silber said the petition was a short-term measure while the towns await statutory changes and work toward a pooled year-round housing trust. No votes were taken, and the committee adjourned after testimony concluded.
AZ

Arizona 2026 Regular Session

01/22/2026 - House Artificial Intelligence & Innovation

Artificial Intelligence & Innovation

Transcript Highlights:
  • I feel like we should apologize to anybody that got a coding degree because a decade ago we said, 'This
  • So who makes it, what their intent is behind it, what code is in there that maybe we don't see that could
  • I came from Texas and Oklahoma, a bunch of farmers.
Keywords: 1182, all
FL

Florida 2026 Regular Session

Children, Families, and Elder Affairs Jan 20th, 2026

Children, Families, and Elder Affairs

Transcript Highlights:
  • We moved from Texas a couple years ago as we were victims of seven hate crimes.
  • What we've seen is providers use conventional medical diagnosis codes to hide these tragic procedures
  • ensures patients are not left financially responsible when medical providers use a different billing code
Bills: S0560, S0590, S0778, S1010
Summary: The Committee on Children, Families, and Elder Affairs considered four bills. SB 590, by Sen. Bradley, would toll the statute of limitations for failure to report suspected child abuse by mandatory reporters until the offense is known to law enforcement; an amendment clarified retroactive application for offenses not already time-barred by the bill’s effective date. Sen. Bradley said the bill is intended to ensure accountability in institutional abuse cases and not to change the reasonable-suspicion reporting standard. The committee adopted the amendment and reported the bill favorably. The committee also heard SB 778, by Sen. Simon, which would update the definition of forensic client so certain individuals with intellectual disabilities or autism whose charges were dismissed for incompetency can be housed with other Chapter 916 residents, reducing duplicative staffing and space needs at the Agency for Persons with Disabilities. Barney Bishop appeared in support, and the bill was reported favorably without amendment. SB 560, by Sen. Garcia, would streamline procedures for psychotropic medication prescriptions for children in DCF custody, reduce duplicative background checks and reporting, and simplify consent documentation. Amendments removed language allowing licensed clinical social workers and marriage and family therapists to serve as evaluators and narrowed changes to the Road to Independence Program’s postsecondary education services and supports, extending eligibility ages from 18 to 26 while keeping the five-year cap. Senators discussed the fiscal impact and funding blend for the education stipend. The committee adopted the amendments and reported the bill favorably. The committee then took up SB 1010, by Sen. Yarbrough, which adds criminal and civil enforcement for violations involving sex-reassignment prescriptions or procedures for minors and related parental-rights provisions. An amendment clarified that the civil action authority applies to minors and that damages benefit the affected minor. Public testimony was heavily divided, with supporters saying the bill enforces existing protections and opponents warning it would chill care, counseling, and school-based support for transgender youth. Senators Harrell, Sharief, and Rouson raised concerns about vagueness, standing, and impacts on teachers and health professionals; Sharief voted no, while the bill was still reported favorably.
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Tuesday, January 21, 2025)

US Federal House Floor Meeting

Transcript Highlights:
  • September the 13th 1951 in Bowmont Texas September the 13th 1951 in Bowmont Texas he<00:13:55.720
  • Ed graduated from the University of Texas after four years in the military.
  • Castro of Texas, Mr. Krishnamoorthi of Illinois, Mr. Crow of Colorado, Mr.
  • <02:09:42.559> Mr Carson of Indiana Mr Castro of Texas Mr Carson of Indiana Mr Castro of Texas
  • For what purpose does the gentleman from Texas seek recognition? Mr.
FL
Transcript Highlights:
  • And there's already an AHCA Florida code in Medicaid for this combined test.
  • And all 12 hospital systems, including Stanford and Texas Children's, have reported no incremental cost
  • A nurse's health shouldn't depend on their zip code or employer.
  • A nurse's health shouldn't depend on their zip code or employer.
Summary: The Appropriations Committee on Health and Human Services met with a quorum present and took up several health-related bills. CS/SB 1110, covering Medicaid and insurance coverage for medically necessary orthotics and prosthetics, including activity-specific devices without lifetime or continuous-use caps, received emotional testimony from families and athletes describing high costs and the importance of access for children and adults with disabilities. Members voiced strong support, and the bill was reported favorably. The committee also heard SB 1574, which would add biliary atresia screening to the newborn screening program using the existing birth blood specimen. The sponsor and a parent testified that earlier detection could prevent severe liver damage, transplants, and deaths, and the bill was reported favorably. CS/SB 794, dealing with background screening for employees at residential facilities and day training programs for people with developmental disabilities and a review of waiver support coordination, was amended to align with the House companion and then reported favorably after testimony emphasizing the importance of strong support coordinators for APD waiver families. Members then considered SB 162, requiring hospitals and ambulatory surgical centers to adopt policies for smoke evacuation systems during procedures that generate surgical smoke. Nurses and other supporters described surgical smoke as a serious occupational hazard, while the Florida Hospital Association said hospitals are already regulated in this area and the bill was somewhat prescriptive; an amendment was adopted and the bill was reported favorably. CS/SB 254, which tightens oversight of nursing education programs, adds preceptorship and provisional licensure pathways for graduates awaiting NCLEX results, and increases transparency and accountability for low-performing programs, drew support from nursing advocates and opposition from private nursing schools concerned about workforce impacts; after amendment, it was reported favorably. Finally, SB 688 to reestablish licensure and regulation of naturopathic doctors in Florida was heard with testimony both supporting expanded health care choices and opposing the bill over safety and scope concerns, and it too was reported favorably. The committee then adjourned.
OK

Oklahoma 2026 Regular Session

Technology and Telecommunications REVISED Feb 19th, 2026 at 10:00 am

Technology and Telecommunications

Transcript Highlights:
  • University of Michigan and Texas A&M are two that do this very well.
  • Some of the best engineers in the world said that they had handed over most of their coding work to AI
Bills: SB1670, SB1716, SB1521
OK
Transcript Highlights:
  • Ohio, Texas, and Florida have also got similar bills that they're looking at.
  • Just automatic refusals to pay and down codes that just happen sort of on you know, unilaterally.
FL

Florida 2025 Regular Session

Health Policy Feb 18th, 2025

Transcript Highlights:
  • ADDITIONALLY THE NATIONAL FIRE PROTECTION ASSOCIATION'S 2024 HEALTHCARE FACILITIES CODE REQUIRES THE
  • ADDITIONAL LEGISLATION IS EXPECTED THIS YEAR IN TEXAS OKLAHOMA SOUTH CAROLINA NORTH CAROLINA AND MORE
Keywords: 999, senate, all
CA

California 2025-2026 Regular Session

Senate Labor, Public Employment and Retirement Committee Apr 22nd, 2026

Labor, Public Employment and Retirement

Transcript Highlights:
  • and we continue to lose manufacturing jobs, good-paying jobs, to states like Kentucky, Florida, and Texas
  • in Montana, where it's frozen three months a year, or they're going to the humidity and the heat of Texas
  • original legislation in 2011, The original legislation, in 2011, amended the International Residential Code
  • , and therefore the California Residential Code, to require fire sprinklers in all occupancies, meaning
  • In the last item in the set of amendments, we are adding a new Labor Code provision, which of course
Summary: The committee heard SB 921, which would create a tax credit to help agricultural employers offset overtime premium costs for farmworkers. Senator Grove and supporters, including farmworkers, the California Farm Bureau, and agricultural groups, argued the bill would restore lost hours and take-home pay after California’s agricultural overtime law reduced schedules. Opponents, including the California Federation of Labor Unions and CRLA Foundation, argued the proposal would subsidize employers with taxpayer dollars and undermine the principle that employers should pay overtime themselves. The bill was held in subcommittee until more members arrived. The committee then took up SB 1083, a cleanup bill to the prior year’s school employee misconduct database law. The author and supporters said it would add due process protections for classified school employees, require an administrative law judge review before placement in the database, and improve notice and vetting rules for contractors and non-permanent staff. School employer groups and other opponents warned the bill could slow investigations and weaken child-safety protections. The committee approved the bill 3-0 and sent it to Senate Appropriations. Members also considered SB 1089, which would require CalPERS health plans to cover GLP-1 medications and expand access through CalRX for chronic weight management and related health conditions. The author and supporters, including the American Diabetes Association and medical groups, said the drugs can prevent diabetes and improve health outcomes but remain unaffordable for many. Pharma representatives expressed concerns about the bill as drafted but said they were open to continued discussions. The bill passed 4-0 to Appropriations. The committee also approved the consent calendar 4-0. Later, the committee heard SB 954, which would narrow and add guardrails to last year’s CEQA exemption for advanced manufacturing, including environmental review near disadvantaged communities and labor standards such as prevailing wage and skilled-and-trained workforce requirements. Labor, environmental, and community groups supported the bill as a cleanup of an overly broad exemption, while business and manufacturing groups opposed it, warning it would discourage investment and worsen California’s competitiveness. The bill passed 3-1 to Appropriations. Finally, SB 1299, a fire sprinkler fitter certification bill, was heard and passed 3-0 to Appropriations with support from the sprinkler fitters and building trades and no recorded opposition.
NM

New Mexico 2025 Regular Session

IC - Courts, Corrections and Justice May 27th, 2025

Courts, Corrections & Justice Committee

Transcript Highlights:
  • and he and you read his report, uh, and it's damning, uh, both his report and his assessment and the code
  • Failing in her job responsibilities and there's no other way to read a code neutrals report uh or the
  • That actually deals with the two acts, the, the Mental Health Development Disabilities Code, but also
  • Texas DPS sent someone and so did the Air Force to assist in those efforts.
  • And so, so for example, this committee at times has heard any number of things including the Texas v.
FL

Florida 2026 Regular Session

Senate in Session Apr 9th, 2025

Florida Senate Floor Meeting

Transcript Highlights:
  • Senate Bill 14, a bill to be entitled an act for the relief of the estate of Penny L.
  • The city of Miami Beach paid the estate the maximum allowable amount of $300,000, with the remaining
  • Please read the bill a third time: Senate Bill 14, a bill to be entitled an act for the relief of the estate
  • The committee would implement standards across multiple chapters of the Florida Building Code, including
Summary: The Senate opened with prayer, the Pledge of Allegiance, and several gallery introductions before taking up Committee Substitute for Senate Bill 168, the Tristan Murphy Act, on mental health. Senator Bradley explained that the bill is intended to divert clinically appropriate defendants with mental illness from jail to treatment, create pretrial mental health diversion programs, expand grant uses for mental health and substance abuse reinvestment, require evaluations and treatment follow-up in certain probation and prison settings, add Hillsborough County to a forensic hospital diversion pilot, and establish a Florida Behavioral Health Data Repository. Senators from both parties spoke in support, emphasizing treatment over incarceration, public safety, and the Murphy family’s role in the bill. The Senate passed the bill 37-0 and then recorded 37 co-sponsors. The chamber then moved into presentations on SB 2500, the 2025-26 General Appropriations Act. Chair Hooper said the Senate budget totals $117.4 billion, reduces overall spending from the prior year, maintains reserves, keeps employee health contributions level, and includes major investments in water quality, transportation, education infrastructure, and nearly $1 billion in education capital outlay. Committee chairs outlined their portions of the budget, including increased funding for K-12 schools and scholarships, higher education workforce programs, Medicaid and health services, corrections and courts, transportation and housing, and environmental restoration such as Everglades and water quality projects. Members then asked extensive questions, especially about education funding, school choice, AP/IB and accelerated programs, the Family Empowerment Scholarship, and the FEFP calculations. Senator Burgess repeatedly explained that scholarship funding is being moved “below the line” to improve tracking and that the Senate position is to preserve funding while giving districts more flexibility. Senators also questioned the APD wait list for disability services, opioid settlement spending, arts funding, the My Safe Florida Home condo pilot, and proposed IT and agency restructuring. Several chairs said some issues would be resolved in conference, and no final vote on the budget was taken in the portion provided.
MN

Minnesota 2025-2026 Regular Session

House Housing Finance and Policy Committee 3/18/26

Housing Finance and Policy

Transcript Highlights:
  • c><00:14:01.279> like<00:14:01.519> hiring<00:14:01.839> an<00:14:02.079> estate
  • these situations like hiring an estate these situations like hiring an estate attorney<00:14:02.720
  • Under this bill, an authorized representative of a renter's estate could have a notice period as short
  • As a result, the statute would create an imbalance where the renter's estate or surviving residents can
  • could have a notice period as estate could have a notice period as short<00:16:12.720> as<00:
WY

Wyoming 2026 Regular Session

House Minerals, Business & Economic Development Committee, February 23, 2026

Minerals, Business & Economic Development

Transcript Highlights:
  • line 16, Romanette two there says preserve mineral ownership of the lands and the underlying mineral estate
  • line 16, Romanette two there says preserve mineral ownership of the lands and the underlying mineral estate
  • line 16, Romanette two there says preserve mineral ownership of the lands and the underlying mineral estate
  • line 16, Romanette two there says preserve mineral ownership of the lands and the underlying mineral estate
  • Preserve federal ownership of lands and the underlying mineral estate.
Bills: SJ0001
MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 3/27/25

Commerce Finance and Policy

Transcript Highlights:
  • Chair, it's also basically like any other mortgage that we see all the time in real estate.
  • And again, as Chair Driscoll knows, we do use this tool in real estate. Thank you. Mr.
  • Chair, it's also basically like any other mortgage that we see all the time in real estate.
  • And again, as Chair Driscoll knows, we do use this tool in real estate. Thank you.
  • And again, as Chair Driscoll knows, we do use this tool in real estate. Thank you.