Video & Transcript : 'digital payments' :

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CA
CA

California 2025-2026 Regular Session

Assembly Banking and Finance Committee Feb 18th, 2026

Banking and Finance

Transcript Highlights:
  • Stablecoins are pegged one-to-one to the dollar, think digital checking account, designed for payments
  • Over 15,000 businesses accept digital asset payments.
  • We've seen digital rights bills... Digital asset reserves have passed into law in three states.
  • They have easier ways to get their digital assets or their financial assets if they're digital.
  • So I think it's risky to keep digital assets in very low-quality types of digital asset formats.
Committee: House Banking and Finance
MN
MN

Minnesota 2025-2026 Regular Session

Committee on State and Local Government - Part 2 - 03/27/26

State and Local Government

Transcript Highlights:
  • </c> those digital titles. those digital titles.
  • </c> their own digital collections. their own digital collections.
  • <00:41:02.240><c> digital</c><00:41:03.240><c> publications</c><00:41:03.920><c> are</c> digital digital
  • > the</c> payments and other payments from the payments and other payments from the state<02:12:49.640
  • That they would want us to um make payments intentionally, payments intentionally, um, um, um, make payments
Committee: Senate State and Local Government
FL
FL

Florida 2026 5th Special Session

Appropriations Committee on Agriculture, Environment, and General Government Feb 18th, 2026

Transcript Highlights:
  • As the digital economy grows, states across the nation are exploring new tools to make payments faster
  • , more efficient, and create additional payment options.
  • wallet, and convert stable coin payments to U.S. dollars, processing them just like any other payment
  • not any approved federal or state qualified payment stable coin issuers.
  • It allows DFS to hold payment stable coin in a custodial bank.
Summary: The Appropriations Committee on Agriculture, Environment, and General Government heard and reported favorably several bills. CS/SB 800 would increase penalties for repeated unlicensed engineering practice and create an engineering student loan assistance program funded by licensure fees and fines; Senator Sharif asked about restitution for victims, and the sponsor said the bill does not create a reimbursement mechanism. CS/SB 576 would create a local government cybersecurity protection program administered by Florida Digital Service, with state purchasing support, grant access, and data-sharing requirements; local government and cybersecurity groups waived in support. CS/SB 1078 would establish transition procedures between gubernatorial administrations, including liaisons, briefing books, office space, IT access, and access to agency records under a signed confidentiality agreement. The committee also reported favorably CS/SB 314 on payment stablecoin issuers, CS/SB 530 updating lottery operations and security rules, CS/SB 1614 giving JAC/LAC-related audit findings more enforcement effect for local governments seeking state funds, SB 990 authorizing protective cell captive insurance companies, SB 1588 beginning implementation of the prior gold-and-silver legal tender law, CS/SB 1440 adding cybersecurity-related exemptions and reporting provisions for financial institutions, and CS/SB 1568 creating a stablecoin pilot program for DFS fee payments. Several bills had support testimony from state agencies and industry groups, and some included technical or guardrail amendments that were adopted without objection. The committee also received a budget overview highlighting major funding items, including more than $350 million for Florida Forever, $738 million for Everglades restoration, more than $500 million for water quality projects outside the Everglades, $60 million for Farmers Feeding Florida, and more than $250 million for citrus recovery. Members asked questions about school lunch funding, state park improvements, land acquisition, water quality funding, gaming enforcement offices, and staffing for PERC. After the bills and budget discussion, members recorded a few affirmative votes on selected tabs, and the committee adjourned.
WA
WA

Washington 2025-2026 Regular Session

Committee to Hear SAO Performance Audits May 13th, 2026

Transcript Highlights:
  • Access to internet, digital equity.
  • Washington decided to prioritize digital equity through the passage of the State Digital Equity Act in
  • barriers to digital equity.
  • Let’s start with defining what a digital navigator is. So digital navigators help people.
  • Digital navigators help people who face barriers to digital access, such as older adults, low-income
Summary: The Joint Legislative Audit and Review Committee subcommittee heard three State Auditor’s Office performance audits: implementation of the Law Enforcement Training and Community Safety Act, Washington’s digital equity planning, and the Department of Commerce’s Digital Navigator Program. In the law enforcement training audit, the State Auditor found the Criminal Justice Training Commission had developed most required training content but had not developed all required topics, lacked a systematic project management approach, and had weak tools to ensure participation and compliance. Auditors said most officers had not completed the required 40 hours, patrol tactics training was a major bottleneck, and the Commission’s reporting did not clearly show statewide compliance. The Commission said it generally agreed with the recommendations and had begun implementing some changes. Committee members raised concerns about staffing, liability, incentives, and whether the law had enough enforcement “teeth.” In the digital equity audit, auditors said Washington lacked a comprehensive, unified statewide plan, a designated leader, and reliable funding for digital equity efforts. They said existing plans were fragmented, with the NTIA-approved plan the most complete but no longer fully funded after federal changes. The State Auditor recommended the legislature establish oversight authority and require a lead organization to coordinate and evaluate statewide digital equity efforts and develop a unified plan. The Department of Commerce and Office of Equity agreed with the need for clearer leadership and coordination, and a public witness described ongoing coalition and local planning work. Committee members asked about best practices from other states and whether the auditor could provide additional research on coordination models. In the Digital Navigator Program audit, the State Auditor concluded Commerce did not consistently follow core grant-management practices, including competitive award processes, vetting of grantees, clear contracts, performance monitoring, and reimbursement controls. Auditors said Commerce expanded grants without a new competition, lacked adequate documentation and reporting, and paid out millions without sufficient support; they also cited management decisions that overrode staff concerns. Commerce said it had already begun major contract-management reforms, created a new contracts and compliance structure, and was working on risk assessments, documentation standards, and staff training. Members pressed Commerce on accountability, possible recoupment of improper payments, ethics issues, and whether the agency had clear performance metrics for the program. No votes were taken, and the hearing ended after public testimony and committee discussion.
LA
LA

Louisiana 2026 Regular Session

Transportation, Highways and Public Works May 14th, 2026

Transportation, Highways & Public Works

Transcript Highlights:
  • So it modernizes OMV electronic titling, provides for electronic signatures, also digital title transfers
  • , lien holder requirements that make them digital as well, and then it has a timeline for implementation
  • Actually, so under this, when you miss a payment, it just tacks on to the end of my payment plan.
  • It's all digital. All right, that's littered down the road. That's a good thought.
  • This is about the license plate suspension payments. I want to put that into the record. All right.
Bills: SCR58 , SB309 , SB514 , HCR63 , HCR69 , HB401 , HB487 , HB722 , HB730 , HB745 , HB988 , HB989 , HB1001 , HB1024 , HB1032 , HB1050 , HB1081 , HB1086 , HB1108 , HB1172 , HB1173 , HB1175 , HB1192 , HB1218 , HB1244
Committee: Senate Transportation, Highways & Public Works
Keywords: SCR 58, Senate Concurrent Resolution, DOTD, Department of Transportation and Development, public-private partnership, P3, public-private partnership contracting, Belle Chasse Toll Bridge, Belle Chasse Bridge, toll bridge, tolling, tolls, transportation infrastructure, roads and highways, Plaquemines Parish, bridge project, toll fees, unauthorized charges, contract oversight, procurement
OK
OK

Oklahoma 2026 Regular Session

Commerce and Economic Development Oversight Mar 3rd, 2026 at 03:00 pm

Commerce & Economic Development Oversight

OK
OK

Oklahoma 2026 Regular Session

Commerce and Economic Development Oversight Mar 3rd, 2026 at 10:30 am

Commerce & Economic Development Oversight

OK
OK

Oklahoma 2026 Regular Session

Public Safety Feb 11th, 2026 at 09:00 am

Public Safety

AL
AL

Alabama 2026 Regular Session

Alabama Senate Education Policy Committee Feb 4th, 2026

Education Policy

US
US

US Federal 2025-2026 Regular Session

Business meeting to consider S.28, to require the disclosure of a camera or recording capability in certain internet-connected devices, S.97, to require SelectUSA to coordinate with State-level economic development organizations to increase foreign d Mar 12th, 2025 at 08:30 am

Commerce, Science, and Transportation Committee

Transcript Highlights:
  • This bill standardized digitizes and maps fishing restrictions in federal waters.
  • It's modeled after the successful map land act which required the federal government to digitize maps
  • Semiconductor Supply Chains Act tackles the shortage of semiconductors, which are central to both the digital
  • The Ad for Mental Health Services Act from Senators Sullivan and Peters, which requires major digital
Bills: SB244 , SB28 , SB289 , SB323 , SB389 , SB414 , SB428 , SB433 , SB582 , SB613 , SB759 , SB792 , SB841 , SB843 , SB97
Committee: Senate Commerce, Science, and Transportation Committee
Keywords: national security, cybersecurity, consumer technology, routers, modems, study, communication, consumer protection, smart devices, transparency, internet-connected devices, FTC enforcement, lithium-ion batteries, battery safety, consumer product safety, CPSC, Consumer Product Safety Commission, e-bikes, electric bicycles, e-scooters
Summary: The Senate Committee on Commerce, Science, and Transportation held an important meeting where they discussed various bills aimed at addressing pressing issues like consumer protection, technology, and environmental management. Chairman Cruz opened the meeting by emphasizing the role of subpoenas in ensuring accountability and oversight, highlighting a recent compliance from several parties following such threats. The meeting progressed to consider several bills, including the Romance Scam Prevention Act championed by Senator Blackburn, which seeks to protect vulnerable populations from online dating scams that have resulted in enormous financial losses, particularly among seniors. The committee also nominated Michael Kratios for the Office of Science and Technology Policy and Mark Medder for the Federal Trade Commission, underscoring the significance of leadership in fostering innovation and consumer protection in technology sectors.
CA
CA

California 2025-2026 Regular Session

Assembly Banking and Finance Committee Apr 21st, 2025

Banking and Finance

Transcript Highlights:
  • It is not a part of the payment processing system at all.
  • That data does not go through the payment networks.
  • of fees using digital financial assets.
  • assets. misconceptions surrounding these digital assets.
  • dollars, and it's just a digital version of currency.
Committee: House Banking and Finance
FL
FL

Florida 2026 Regular Session

Appropriations Committee on Agriculture, Environment, and General Government Feb 18th, 2026

Appropriations Committee on Agriculture, Environment, and General Government

Transcript Highlights:
  • As the digital economy grows, states across the nation are exploring new tools to make payments faster
  • , more efficient, and create additional payment options.
  • wallet, and convert stable coin payments to U.S. dollars, processing them just like any other payment
  • wallet, and convert stable coin payments to U.S. dollars, processing them just like any other payment
  • It allows DFS to hold payment stable coin in a custodial bank.
Bills: S0314 , S0530 , S0576 , S0800 , S0990 , S1078 , S1440 , S1568 , S1588 , S1614
Committee: Senate Appropriations Committee on Agriculture, Environment, and General Government
Summary: The committee heard and advanced several bills related to engineering regulation, cybersecurity, financial services, and state administration. CS/SB 800 would increase penalties for repeated unlicensed engineering practice and create an engineering student loan assistance program funded by licensure fees and fines; it was reported favorably after questions about whether it would reimburse victims of unlicensed practitioners, with the sponsor noting it would not and that affected individuals would need to pursue complaints and private legal action. CS/SB 576 created a local government cybersecurity protection program administered by Florida Digital Service, with state purchasing of cybersecurity services and priority for fiscally constrained counties; it received support from local government and industry groups and was reported favorably. CS/SB 1078 set transition requirements for gubernatorial administrations, including liaisons, briefing books, office space, IT access, and controlled access to agency records under a memorandum of understanding, and it also passed favorably. The committee also approved CS/SB 314, which creates a regulatory framework for payment stablecoin issuers in Florida, and CS/SB 530, which updates lottery operations, security, retailer rules, and bonding requirements. CS/SB 1614, after adoption of a technical substitute amendment, would limit local governments’ eligibility for certain state funding if they have excess funds, have recently been audited by the legislative audit committee, or fail to affirm expenditure of prior funds; the sponsor said it would give the Joint Legislative Auditing Committee more enforcement leverage, and the bill was reported favorably. CS/SB 990 authorizes protective cell captive insurance companies to expand insurance market capacity and potentially lower premiums, while CS/SB 1588 is a step toward implementing last session’s gold and silver legal tender law; both were reported favorably. Additional bills passed included CS/SB 1440, which adds cybersecurity-related exemptions and reporting provisions for financial institutions, loan originators, and money service businesses, and CS/SB 1568, which creates a Florida Stable Coin Pilot Program allowing DFS fees to be paid with approved stablecoins. The stablecoin bill was amended to add guardrails, including fee limits, website notice requirements, and restrictions if no approved issuers are available. The committee also received a brief budget overview highlighting major funding items such as Florida Forever, Everglades restoration, water quality, Farmers Feeding Florida, citrus recovery, school lunches, state parks, and law enforcement and staffing items, and members later recorded additional votes before the committee adjourned.
HI
HI

Hawaii 2025 Regular Session

CPN Informational Briefing 11-12-2025

Hawaii Senate Floor Meeting

Transcript Highlights:
  • </c> digital economy. digital economy.
  • all of my digital identity and digital<00:47:34.160><c> data.
  • </c> digital asset kiosk licensing regime. digital asset kiosk licensing regime.
  • </c> value um on the digital ecosystem. value um on the digital ecosystem.
  • </c> don't support the digital currency. don't support the digital currency.
Summary: The Hawaii State Senate Committee on Commerce and Consumer Protection held an informational briefing on digital assets, blockchain, and related regulatory developments. Chair Jarrett Keohoko said the committee was focusing on national and state policy issues around digital assets, while leaving the separate issue of Bitcoin kiosks and fraud to the House Consumer Protection Committee, which had already noticed a similar briefing. No public testimony was taken; the session was for informational updates and member questions. Representatives from the Aptos Foundation, including JC Yun and Michael Cheng, gave a detailed presentation on blockchain basics and Aptos’s technology. They described blockchain as a tamper-resistant digital ledger, explained proof-of-work and proof-of-stake systems, and argued that proof-of-stake networks are faster, cheaper, and more environmentally friendly. They also emphasized smart contracts and potential uses beyond speculation, such as car titles, college transcripts, collectibles, digital IDs, real estate, and other tokenized assets. The presenters highlighted Aptos’s Hawaii connections and said the technology could help local residents and businesses participate in the digital economy. They cited adoption statistics, including billions of transactions on Aptos, tokenized money market funds from major financial firms, micro-lending applications, decentralized cloud infrastructure, and the rapid growth of stablecoins. They acknowledged concerns about scams and consumer protection, but argued that the answer is stronger regulation and education rather than avoiding the technology altogether.
MA
MA

Massachusetts 2025-2026 Regular Session

Future of Payments and Sales Transactions by Credit Card and the Impacts for Small Businesses Jun 21st, 2026 at 11:00 am

Transcript Highlights:
  • Digital payments support nearly every sector of the modern economy and are central to economic growth
  • As PwC found, simply accepting digital payments drives $34 billion a year to entrepreneurs, which can
  • PwC also found that digital payments save small businesses an estimated 806 million labor hours each
  • There is a value to digital payments, as was pointed out by the representative from PwC.
  • point of sale, secondary digital wallet payment systems, as well as credit card fees.
Summary: The commission met for its second hearing to study the future of credit card payments and sales transactions and their impacts on small businesses. Members heard extensive testimony from credit unions, retailers, restaurants, and payment-industry representatives on interchange fees, processing fees, fraud, chargebacks, rewards programs, and the ability of businesses to pass fees on to customers. Several witnesses argued that swipe fees have risen sharply, are especially burdensome for restaurants and other small businesses, and are charged on taxes and tips that are merely pass-through amounts. They urged state action to prohibit fees on tax and tip portions, improve transparency, and allow surcharging or convenience fees, while opponents warned that state regulation could reduce fraud protections, increase compliance costs, and threaten consumer rewards programs. Business owners and trade groups described thin margins, rising costs, and the difficulty of understanding merchant statements or negotiating with processors. Restaurant witnesses said card-not-present and online transactions create the greatest fraud and chargeback risk, with money often removed immediately from merchants’ accounts and disputes rarely resolved in their favor. Retail witnesses gave examples of rising effective rates, higher fees on rewards cards, and the burden of processing fees on low-value transactions. A representative from the Massachusetts Restaurant Association and others said restaurants are effectively paying fees on meals tax and gratuities, which they argued should not be subject to interchange charges. On the other side, the Cooperative Credit Union Association said interchange revenue helps credit unions fund fraud prevention, rapid card replacement, and member protections, and warned that state limits on interchange could weaken those safeguards and lead to higher consumer costs or reduced services. Airlines for America testified that airline credit card rewards are popular, support travel and jobs in Massachusetts, and could be harmed by interchange reform. The National Restaurant Association and a payments-policy attorney countered that interchange fees are set by card networks rather than competitive markets, that banks remain highly profitable even with rewards, and that states can act after recent court decisions. No votes were taken; the hearing consisted of testimony and questions from commissioners.
US
US

US Federal 2025-2026 Regular Session

Organizational business meeting to consider an original resolution authorizing expenditures by the committee during the 119th Congress; to be immediately followed by hearings to examine the real impacts of debanking in America. Feb 5th, 2025 at 09:00 am

Banking, Housing, and Urban Affairs Committee

Transcript Highlights:
  • The digital asset industry has felt this impact with great intensity.
  • If America had instituted real-time payments when England did.
  • This is about the kind of payment system we're going to have in our country.
  • The payment process.
  • From accessing the payment system, and that chart puts my hair on fire.
Committee: Senate Banking, Housing, and Urban Affairs Committee
US
US

US Federal 2025-2026 Regular Session

Business meeting to consider an original bill entitled, "GENIUS Act of 2025", and S.875, to curtail the political weaponization of Federal banking agencies by eliminating reputational risk as a component of the supervision of depository institutions. Mar 13th, 2025 at 09:00 am

Banking, Housing, and Urban Affairs Committee

Transcript Highlights:
  • Payment stable coins issuance to just banks, issuing payment stable coins is inherently different than
  • Second, payment stable coins are backed one-to-one in reserves.
  • Our bill is focused on payment stable coins, not digital asset exchanges. bringing up the article serves
  • This bill is critical for the digital asset and payments innovation which we must lead around the globe
  • This bill is critical for digital asset and payments innovation, and America must lead around the globe
Bills: SB875
Committee: Senate Banking, Housing, and Urban Affairs Committee
Keywords: banking regulation, federal agencies, reputational risk, financial services, supervision, FIRM Act, bank supervision, depository institutions, federal banking agencies, FDIC, OCC, Federal Reserve, NCUA, CFPB, credit unions, Operation Choke Point, financial discrimination, safety and soundness, supervisory guidance, examination manual
Summary: This meeting focused on the markup of the Genius Act and the FIRM Act, two significant pieces of legislation addressing stablecoin regulation and the financial industry's regulatory framework. The Chairman noted the importance of providing clarity to the digital asset community and protecting American consumers, while also promoting innovation and competition within the financial sector. Members of both parties expressed varying viewpoints, with some highlighting concerns related to national security and the potential risks associated with stablecoins.
CA
CA

California 2025-2026 Regular Session

Assembly Banking and Finance Committee Apr 21st, 2025

Transcript Highlights:
  • It is not a part of the payment processing system at all.
  • You see single-digit profit margins for the retail industry.
  • As digital assets become more widely used, the risks grow.
  • Second, the bill adds clarity for unclaimed digital property.
  • of fees using digital financial assets.
Summary: The Assembly Banking and Finance Committee heard several bills, beginning with AB 407, which would expand the California Pollution Control Financing Authority. The author said the measure would increase flexibility and access to resources, and the bill was approved 7-0 and sent to the Committee on Local Government. The committee also adopted the consent calendar, which included AB 76, by a 7-0 vote. A lengthy portion of the meeting focused on AB 1065, which would prohibit swipe fees on the sales tax portion of credit card transactions. Supporters, including small business owners, restaurant and grocery representatives, and a payments-policy expert, argued the bill would reduce costs for merchants and consumers and rein in dominant card networks. Opponents, including banks, credit unions, and payment industry groups, argued the bill is likely preempted by federal law, would be difficult to implement, and could disproportionately affect community banks and credit unions. After extensive questioning about preemption, fraud, implementation, and consumer impacts, the committee rejected the bill on a 6-0 vote, but then granted reconsideration by a 7-1 vote. The committee then heard AB 1365, which would create the Cal Account Program, a zero-fee, zero-penalty state banking account for unbanked and underbanked Californians. Supporters said the program would help low-income households, survivors of abuse, and others facing barriers to traditional banking, while opponents from community banks and credit unions argued existing low-cost accounts and the Bank On program already address the need and raised concerns about cost, feasibility, and duplication. The bill advanced on a 6-0 vote and later received enough votes on the reopened roll to move forward to the Committee on Labor and Employment. The committee also approved AB 1052, which would create a legal framework for digital assets and address unclaimed digital property and restrictions on public officials issuing or promoting digital assets, and AB 1180, which would create a pilot program for paying state fees with digital financial assets and require a report on broader adoption. Both bills passed with broad support after brief testimony and discussion. Final roll calls later confirmed AB 1052 and AB 1180, along with AB 407 and AB 1365, were moved out of committee.
CA
CA

California 2025-2026 Regular Session

Assembly Banking and Finance Committee Apr 20th, 2026

Banking and Finance

Transcript Highlights:
  • However, if a borrower makes payments during a forbearance plan, the payments must be applied to the
  • I do not want lump-sum payments.
  • I'm going to ask them about lump-sum payments, but assuming they're not lump-sum payments, I mean, there
  • clear that it doesn't allow balloon payments, then it would be illegal to do a balloon payment, correct
  • AB 2335 would establish a digital asset reserve fund to strategically invest digital assets and generate
Committee: House Banking and Finance
FL
FL

Florida 2026 4th Special Session

January 20, 2026 - 01:00 PM

Transcript Highlights:
  • So we've had two main methods of payment for state-funded projects, which are advance payment or reimbursement
  • So, I would love to know what the update is on moving to digital. Yes, so.
  • But the majority of it is headed to digital, and a lot of it already is.
  • You said some of our organizations Is digitized and some is not.
  • So when they're coming back in, we are digitizing those.
FL
FL

Florida 2026 Regular Session

Appropriations Committee on Agriculture, Environment, and General Government Feb 18th, 2026

Appropriations Committee on Agriculture, Environment, and General Government

Transcript Highlights:
  • The state would be required through Florida Digital Service.
  • As the digital economy grows, states across the nation are exploring new tools to make payments faster
  • , more efficient, and create additional payment options.
  • wallet, and convert stable coin payments to U.S. dollars, processing them just like any other payment
  • not any approved federal or state qualified payment stable coin issuers.
Bills: S0314 , S0530 , S0576 , S0800 , S0990 , S1078 , S1440 , S1568 , S1588 , S1614
Committee: Senate Appropriations Committee on Agriculture, Environment, and General Government