Video & Transcript Research : 'cost of borrowing'

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HI

Hawaii 2026 Regular Session

JDC Public Hearing 02-06-2026

Judiciary

Transcript Highlights:
  • We'll stand on our written testimony, providing comments, but we'd just like to note that the cost of
  • We'll stand on our written testimony, providing comments, but we'd just like to note that the cost of
  • We'll stand on our written testimony, providing comments, but we'd just like to note that the cost of
  • Hawaii, Hawaii League of Women Voters of Hawaii, Hawaii League of Women Voters of Hawaii, also<00
  • of of evidence, but by a preponderance of of evidence, but maybe<00:29:56.399> even<00:29:56.559
Summary: The Judiciary Committee heard testimony on several bills. SB 2444 would raise the real property exemption amount for attachment or execution, which the Attorney General said could create vague retroactivity language and litigation risk; the committee noted the exemption had last been adjusted around 1978. SB 2446 would add a seventh associate judge to the Intermediate Court of Appeals. Judiciary staff testified in opposition, saying recent internal restructuring and a pending vacancy had improved output and that it would be prudent to wait and see the effect before adding another judge. The Public Defender supported the goal of faster appellate resolution but said it would defer to the court’s assessment and had no objection to revisiting the issue later. The committee also discussed current appellate timelines, with staff saying at least 225 days is built into the process before a case reaches a merit panel, and that a two-year delay from panel assignment was realistic under the current structure. The committee then heard SB 2450, which would establish a presidential preference primary for the 2028 cycle. The Chief Election Officer said the election would cost about $4 million, less if combined with the regular primary. Several opponents argued the bill would add bureaucracy, duplicate or undermine party-run processes, and waste taxpayer money; one speaker estimated the total cost could be closer to $6 million when county costs are included. Supporters and committee members discussed that the measure would not require parties to use the results and that Hawaii remains one of the few states still using caucuses. The committee also asked whether counties could staff the election and whether the results would be useful given Hawaii’s current primary timing. SB 2453 would require the Office of Elections to include a notice with each ballot that a digital and printed voter information guide is available, with the notice in 32-point font as a separate insert. The Chief Election Officer said the insert would cost about $90,000 and asked for an effective date of January 1, 2027 because mailing preparations for the primary would already be underway. The Disability and Communications Access Board, League of Women Voters, National Federation of the Blind of Hawaii, and others supported the bill. The committee also began hearing SB 2461, which would have the Office of Elections prepare a questionnaire for candidates and publish responses online and in the voter guide; the Chief Election Officer said the office did not think it should be the agency to shape campaign questions, though he said it could work if the questions were specified in statute. Finally, the committee heard SB 2457, which would require a criminal conviction before seized property could be forfeited. The Attorney General and Honolulu Police Department opposed the bill, arguing it would prolong cases, increase storage costs, and make forfeiture less effective against crime, especially where owners flee, die, or hide assets through shell companies. The Public Defender strongly supported the measure, saying forfeiture should be tied to convictions and that people challenging forfeiture often lack counsel. The Honolulu Prosecutor also opposed the bill, but said it supported transparency, due process, and even a right to counsel; it argued conviction-only forfeiture would fail in cases involving fugitives, deceased suspects, or hidden ownership structures. The committee questioned what would happen to property if an owner could not be found, and the prosecutor said the outcome would depend on the type of property and could involve abandonment or interpleader proceedings.
AZ

Arizona 2026 Regular Session

02/03/2026 - Senate Appropriations, Transportation and Technology

Appropriations, Transportation and Technology

Transcript Highlights:
  • their report was the cost of the public employees’ pensions, which is quite high.
  • Senator Kavanagh mentioned, is that we cram a lot of the high-cost prisoners into the public prisons
  • But it is very difficult for us to have a fair analysis of what costs more, even if Senator Kavanagh
  • You know, I think this is a great academic discussion about the average cost of prisoner care and all
  • costs because of medical care for inmates.
AZ

Arizona 2026 Regular Session

01/28/2026 - Senate Judiciary and Elections

Judiciary and Elections

Transcript Highlights:
  • support of the passage of Senate Bill 1211.
  • But because of this case and because of what has happened, we've spent quite a bit of time, probation
  • Senator Warner, you had a lot of hours of testimony of getting people down here during the summer to
  • of 25 years.
  • I'm here today in support of SB 1259 on behalf of the justices of the peace.
AZ

Arizona 2026 Regular Session

01/28/2026 - Senate Regulatory Affairs and Government Efficiency

Regulatory Affairs and Government Efficiency

Transcript Highlights:
  • One of the key issues for us is the scope of projects that's covered under the bill.
  • in the system and share in the cost of it.
  • It's kind of important. Please. Thank you. Sorry. It's kind of important. Please.
  • the Senate, the Speaker of the House of Representatives, and the Secretary of State by December 1, 2026
  • That's sort of a question.
AZ

Arizona 2026 Regular Session

01/14/2026 - Senate Judiciary and Elections

Judiciary and Elections

Transcript Highlights:
  • These claims cost tens of thousands of dollars to defend.
  • These claims cost tens of thousands of dollars to defend.
  • Not for the cost of the attorney, but the bar, the cost of a bar complaint, of fighting a bar complaint
  • Not for the cost of the attorney, but the bar, the cost of a bar complaint, of fighting a bar complaint
  • What cost? The cost of the defense? Of the investigation. Okay.
FL

Florida 2026 Regular Session

Community Affairs Jan 13th, 2026

Community Affairs

Transcript Highlights:
  • Costs and damages of delay could include on-site staff, rented machinery, fencing, portable workspaces
  • Costs and damages of delay could include on-site staff, rented machinery, fencing, portable workspaces
  • Local governments get the cost of this, but not the control.
  • Local governments get the cost of this, but not the control.
  • Schumanger, I think it was, from the Potato Capital of Florida, talked about the cost shifting.
Summary: The committee took up several bills related to public safety, housing, disaster recovery, construction, and land use. SB 330 clarified the heart disease presumption for firefighters, law enforcement, and correctional officers, aligned the definition of heart disease with medical practice, and allowed a transferring law enforcement officer to rely on a prior physical if the new agency does not provide one. An amendment stating the act serves an important state interest was adopted, and the bill passed unanimously after supportive testimony from law enforcement and fire groups. SB 594 expanded local housing assistance eligibility to residents of mobile home communities, including SHIP rental assistance for lot rent and rehabilitation/emergency repair programs for the home itself; it also passed unanimously after support from manufactured housing advocates. SB 840 revised the hurricane-related land use limits enacted in prior legislation by sunsetting certain temporary restrictions on June 30, 2026, narrowing the affected area from 100 miles to 50 miles from a storm track, and exempting certain planning, water, wastewater, stormwater, and flood-related decisions. The sponsor said the bill was intended to fix unintended consequences of prior hurricane recovery legislation, and the measure was reported favorably on a unanimous vote. SB 526 addressed commercial construction projects by prohibiting “no damages for delay” clauses in public construction contracts, directing the Florida Building Commission to create a uniform commercial permit application, requiring permit fee reductions when private providers are used, and adding mitigation to product approval categories; county representatives raised concerns about implementation and fees, but the bill passed favorably. The committee also approved SB 504 and SB 506, both by Senator Burgess, creating a framework for code inspector body camera use and a related public records exemption for recordings. Both were described as optional for local governments and were reported favorably without opposition. Finally, the committee considered CS/SB 354, a major “blue ribbon projects” bill creating a framework for very large developments that would reserve at least 60% of land for conservation, agriculture, recreation, utilities, and related uses in exchange for streamlined approval and state preemption over local land use controls. The bill drew extensive testimony both for and against, with supporters emphasizing housing supply and land preservation and opponents warning about local control, sprawl, infrastructure costs, and weak conservation protections. Two amendments were adopted to define reserve areas more specifically and address conservation easements, and the committee reported the bill favorably on a divided vote, with Senator Passidomo voting no.
TX

Texas 89th Regular

Senate Session Jul 24th, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • Senate Bill 7 by Middleton and Kolkhorst, relating to the designation and use of certain spaces and facilities
  • The agency regarding certain employees of the agency to State Affairs. Senate Bill 15 by.
Bills: SB7, SB13, SB14, SB15, SB7, SB13, SB14, SB15, SB7, SB13, SB14, SB15
TX
Transcript Highlights:
  • Before this change in law, only out-of-state shipping costs were covered by the Instructional Materials
  • Since 2019, shipping costs have increased by up to 12% of the total order value, even when the real costs
  • The school district did some other freight estimates and found that the freight cost of shipping should
  • Example he said of the cost from $3,000 to $80,000, that was my district this year.
  • Are you guys involved in any of that? I'm not aware of any of those, sir.
AL

Alabama 2025 Regular Session

Alabama Senate Veterans, Military Affairs and Public Safety Committee Apr 30th, 2025

Veterans, Military Affairs, and Public Safety

Transcript Highlights:
  • Adoption of the amendment. Uh, any objection to the previous amendment?
  • Chairman, members of the committee.
  • A constituent of mine actually was part of the cleanup process on the atomic bombs.
  • It's the people who actually were part of the program in the state.
  • cleaned up some of the waste after the fact.
TX

Texas 89th Regular

State Affairs (Part I) Apr 28th, 2025

State Affairs

Transcript Highlights:
  • Multiple rounds of discovery can cost a respondent thousands of dollars in attorney's fees and effectively
  • Well, first of all, thank all of you for being here.
  • of these conversations in the state of Texas.
  • So I urge all of you to vote in favor of this bill.
  • So I urge all of you to vote in favor of this bill.
Summary: The Committee on State Affairs heard several bills, mostly on alcohol regulation, ethics procedures, the Alamo, and free speech in professional associations. SB 2633 would let the City of Garland hold local option elections on alcohol sales within designated zones and use zoning/land-use rules for alcohol-selling businesses; Senator Johnson and Garland officials said it would reduce the burden of the petition process and support economic development. SB 2637 would require social media platforms to disclose when posts are made by bot accounts and allow Attorney General enforcement; supporters framed it as consumer protection against misleading automated content, while members raised questions about how platforms would identify bots and how enforcement would work. SB 2334 would allow airlines with passenger transportation permits to store sealed alcoholic beverages within five miles of an airport in the same county, which the sponsor and an American Airlines witness said would improve logistics without changing permits, taxes, or alcohol sourcing. The committee also heard SB 2781 and SB 2782, both related to Texas Ethics Commission procedures. SB 2781 would cap civil penalties tied to certain campaign contribution violations by former legislators who later lobby, and SB 2782 would require TEC to adopt discovery control plans and align discovery rules more closely with the Texas Rules of Civil Procedure to limit costly, open-ended discovery. Both bills were left pending after no public testimony. SB 3059 would transfer oversight of the Alamo from the General Land Office to a new Alamo Commission beginning in 2027; Senator Campbell said it would provide long-term stewardship and transparency, while Senator Birdwell questioned the need for a change and the commission’s structure, and GLO witnesses said they were not aware of any problem prompting the shift. HB 1130, a House companion to a previously passed Senate bill, would provide liability protections for cavern entities that post warning signs, and it was also left pending. A major portion of the meeting focused on SB 2713, which would bar professional or trade associations from denying membership or access based on protected characteristics or lawful speech and assembly. Senator Middleton and invited witnesses described disciplinary actions by realtor associations against members for social media posts, sermons, or political speech, arguing that the National Association of Realtors’ ethics rules were being used to punish private expression and threaten livelihoods through loss of MLS access. Committee members and witnesses discussed whether the bill should be narrowed to avoid affecting religious organizations, how association discipline works, and whether the measure should address existing penalties or only future conduct. The bill was left pending after extensive invited testimony and committee discussion.
TX

Texas 89th Regular

State Affairs (Part II) Apr 28th, 2025

State Affairs

Transcript Highlights:
  • Hall: Not all of it. We heard some of it. You had some of it.
  • lose you know access to a listing or any of those kinds of things or any of those types of actions removal
  • rights of freedom of expression and freedom of speech.
  • The cost of age verification technology and the staff time required to operate and implement these systems
  • Instead of using the 368,000 per year it is projected to cost taxpayers to instate this bill to try and
Summary: The committee first reopened public testimony on Senate Bill 2713, which concerned protections for freedom of conscience in the context of Realtor association discipline. Texas Realtors representatives testified that their organization is a separate Texas legal entity but affiliated with the National Association of Realtors through a charter and code of ethics. They said Texas Realtors is neutral on SB 2713, that their ethics process is focused on fair housing and equal professional service, and that they have not suspended or terminated anyone in Texas for religious or political speech. Senators pressed them on whether national standards could override Texas law and on examples from other states; the witnesses said state and federal law control and that they would comply with Texas law if the bill passed. Public testimony then closed and SB 2713 was left pending. The committee then took up Senate Bill 1698 on e-cigarettes. Senator Parker explained a committee substitute that tightened enforcement, required distributor registration, expanded regulation to nicotine from any source, added restrictions on child-appealing packaging, authorized inspections and audits, and set compliance deadlines later in 2025 and 2026. After questions, the substitute was adopted and SB 1698, as substituted, was reported favorably to the full Senate on a 6-0 vote, with a recommendation for the local and uncontested calendar. Next, the committee considered Senate Bill 2487 on crisis and mental health facilities. Senator Parker described a substitute that renamed the program a crisis service model, allowed multiple county facilities, added local siting limits, expanded staffing options, shortened clinical timelines, required discharge referrals, directed law enforcement and EMS to transport people there first, and created local boards and expanded reporting. The substitute was adopted and the bill was reported favorably on a 6-0 vote, also recommended for the local and uncontested calendar. Senate Bill 2819, dealing with political activities of county elections administrators, was then reported favorably on a 6-0 vote and likewise sent to the local and uncontested calendar. Senate Bill 2043 was withdrawn. The committee spent substantial time on Senate Bill 2101, which would require municipal public libraries to move sexually explicit materials out of minors’ sections and impose age-verification and review requirements. Supporters argued the bill would protect children from explicit material in public libraries and that libraries should not be left to self-regulate. Opponents, including librarians, parents, authors, and ACLU representatives, argued the definitions were vague, the bill would be costly and burdensome for small libraries, could function as a book ban, and would restrict teens’ access to classics, research materials, and other books. Several witnesses said parents should make those decisions, not the state. The bill’s author said the committee substitute was still being worked on and asked witnesses to review it; public testimony remained open in the portion provided, with no final action on SB 2101 shown.
MN

Minnesota 2025 1st Special Session

House Taxes Committee 3/27/25

Taxes

Transcript Highlights:
  • What's the total cost of the project? Do we know that yet, or...
  • to it but just kind of like isn't a cost to it but just kind of like because<00:19:09.760> there
  • Some of them all have a general fund cost, a natural resources and arts fund cost, but then some of them
  • Some of them all have a general fund cost, a natural resources and arts fund cost, but then some of them
  • <01:08:17.480> of right and so that means as the cost of right and so that means as the cost
HI
Transcript Highlights:
  • Cover that at much lower cost, and many of the beneficiaries will pay for that service.
  • needs some of their their cost needs some of their their cost needs um<00:14:31.280> because<
  • <00:15:28.360> the<00:15:28.520> beneficiaries cost, and many of the the beneficiaries
  • For them maybe their out-of-pocket costs are going to be higher than this program costs.
  • c> going<00:20:57.080> to<00:20:57.160> be out-of-pocket costs are going to be out-of-pocket
Summary: The committee heard testimony on SCR 21 SD1, which asks Hawaii Health Systems Corporation’s East Hawaii Regional Health Care System to study the feasibility of a rural health clinic or similar access point for the Volcano community. Testimony in strong support came from HHSC representatives, Volcano residents, the Volcano Health Collaborative, the Rotary Club of Volcano, and others, who said the area has a clear need and that local primary and urgent care would align with regional plans. HHSC said it had already looked at the area, found no suitable temporary buildings, and would need a longer-term, capital-intensive solution, but that the study could help accelerate next steps. The committee then took up SCR 50 SD1, proposing a Hawaii Health Plan Working Group to design a basic affordable health plan for residents. Dr. Jack Lewin of SHIPTA said the state faces a growing uninsured population and argued for a short-term, lower-cost plan focused on preventive and primary care, drawing on the old State Health Insurance Plan as a possible model. Members asked about whether that prior program still exists and whether the working group should include the Hawaii Medical Association and Hawaii Primary Care Association; Dr. Lewin said the statute still exists but is unfunded, and that the group should be inclusive. The Department of Labor and other organizations also provided comments. For SCR 75 SD1, which urges a coordinated interdepartmental effort to reduce fetal alcohol spectrum disorder, Dr. Lewin and others said prevention, prenatal screening, and early intervention are needed because FASD is often hidden until later problems appear. Amanda from Hawaii FASD Action Group said current implementation under Act 192 is still largely a landscape analysis and that Hawaii lacks the infrastructure and specialists for a full system. Darlene Chance Govor urged adding the judiciary as a partner so juvenile justice and probation staff can be trained and referral pathways improved, while the Department of Health said it supports prevention but prefers a broader, systems-based approach focused on child needs and upstream care. The Disability Rights Center supported the resolution and asked for an earlier reporting date. The committee also heard SCR 149 SD1, which seeks an informal working group to address complex patients with multiple diagnoses involving substance use, mental health, or chronic physical illness. The Hawaii Substance Abuse Coalition and Ke Nui Malo strongly supported the measure, saying current siloed systems leave people bouncing between medical, mental health, and substance use providers without coordinated care, often ending up in crisis, emergency rooms, or the justice system. They said integrated residential care and a coordinated working group could improve outcomes and align with federal funding opportunities. The transcript ended before any final vote or action on the measures was announced, and SCR 109 was noted as withdrawn from the agenda.
OK

Oklahoma 2026 Regular Session

Veterans and Military Affairs Apr 9th, 2026 at 11:00 am

Veterans and Military Affairs

Transcript Highlights:
  • OK, Senator Hines, you are recognized to present the provisions of House Bill 3940.
  • Otherwise, I am very happy with it from a military point of view.
  • You are recognized to explain the provisions of House Bill 3043.
  • And yes, you're right, it would double that amount of time.
  • Yes, because when you do this kind of employing of part-time staff, you can pay them a good rate and
Bills: HB3940, HB3078, HB3043
OK

Oklahoma 2026 Regular Session

Wildlife Apr 7th, 2026 at 10:30 am

Wildlife

Transcript Highlights:
  • SB2069 prohibits the taking of migratory birds through baiting.
  • With a vote of six ayes, zero nays, we declare your bill to have passed. Townley 2095.
  • They would not be required to have a license unless they are out of state.
  • Now, some people feel like this does not protect some of our landowners.
  • You said that the out-of-state is higher. It's $1,000, and then $2,000 for out-of-state. Thank you.
Bills: SB330, SB2069, SB2095
OK

Oklahoma 2026 Regular Session

Appropriations and Budget REVISED: Agenda added Apr 6th, 2026 at 04:30 pm

Appropriations and Budget

Transcript Highlights:
  • As a member of the committee, would you have Mr. McFettridge read the amendment?
  • Amendment 1 of Senate Bill 201 by deleting section two in its entirety.
  • It's part of a global education agreement with the Senate of increasing teacher pay by $2,000 by increasing
  • It's part of the budget, so we're gonna give.
  • About the sources of revenue or the purposes of the revenue and how they're spent after this merger process
AZ

Arizona 2026 Regular Session

03/18/2026 - Senate Public Safety

Public Safety

Transcript Highlights:
  • What it does is as somebody walks in front of the field of view of one of our sensors, it captures a
  • I know one of, and I heard what you said about the cost effects.
  • While it is prospective, I still am somewhat concerned about the additional costs, and that's more of
  • here and in friendly nations that are produced mass-produced, etc., and the cost of those. ...so, while
  • of Arizona.
MN

Minnesota 2025-2026 Regular Session

House Energy Finance and Policy Committee 3/17/26

Energy Finance and Policy

Transcript Highlights:
  • cost source of energy become the lowest cost source of energy supply.<00:03:20.080> Uh,<00:03
  • <00:32:01.519> per installed cost of less than $20 per installed cost of less than $20 per
  • of of reliable energy when cost source of of reliable energy when it's<00:47:19.280> needed.
  • Well, on yours, kind of an average cost.
  • <01:45:17.440> of want to effectually change the cost of want to effectually change the cost
Bills: HF4059, HF76