Transcript Highlights:

• A fixed percentage cap doesn’t account for these realities, and in some communities, modest aesthetic
• So rather than a single mandated cap, associations we would like to see being allowed to offer a menu
• in with our homeowners are in the best position to strike that balance, and an arbitrary percentage cap
• It adds legislative intent that the Commission is not a retail mortgage lender and does not compete with
• It adds legislative intent that the Commission is not a retail mortgage lender and does not compete with

Bills: SB6001 , SB6015 , SB6054 , SB5470 , SB5884 , SB6018 , SB6027 , SB6028

Committee: Senate Housing

Keywords: building code, scissor stairs, safety regulations, construction standards, statebuilding regulations, residential building, construction permits, housing development, planning efficiency, state regulations, wildfire, home hardening, fire-resistant materials, fire-hardened building materials, common interest communities, homeowners association, HOA, condominium, condo association, wildland urban interface

Transcript Highlights:

• </c> revert back to the lender by default. revert back to the lender by default.
• In the bill, there is a fee cap at $350.
• So, they would be able to negotiate with a vendor, the fee capped at $350. Thank you.
• would have the option to go the lender would have the option to go right<01:09:39.759><c> to</c><01:
• There is a $350 fee cap that was addressed with Representative Binsbergen's question, but there is no

Bills: HF3951 , HF4005 , HF962 , HF4585 , HF3870 , HF4542 , HF3893 , HF4293 , HF4075 , HF4057 , HF3809

Committee: House Judiciary Finance and Civil Law

Keywords: submetered utility service, tenant rights, digital payment, eviction protection, housing policy, biometric data, consent, data protection, civil penalties, privacy laws, HF4585, Minnesota, harassment restraining order, HRO, restraining order, temporary restraining order, petitioner notice, service of process, law enforcement notification, sheriff

Transcript Highlights:

• Lenders who engage in TLF are largely unregulated and, as a result, TPLF attracts hedge funds to participate
• Lenders who engage in TLF are largely unregulated and, as a result, TPLF attracts hedge funds to participate
• Lenders who engage in TLF are largely unregulated and, as a result, TPLF attracts hedge funds to participate
• Lenders who engage in TLF are largely unregulated and, as a result, TPLF attracts hedge funds to participate
• And isn't it true that some states actually did try to cap that contract and how much you could get?

Summary: The committee heard testimony on HB 733-FN, a bill concerning third-party litigation financing (TPLF). Representative Cole, the prime sponsor, described TPLF as outside investors funding lawsuits in which they have no personal stake, arguing that the practice is largely unregulated, can involve foreign entities, increases litigation abuse, and contributes to higher insurance and consumer costs. He said the bill is modeled on an NCOIL proposal and would require disclosure of TPLF agreements, with guardrails and reporting requirements on specified pages of the bill. He also noted a couple of drafting fixes, including adding the word “knowingly” and incorporating a missing section later. Members raised questions about the bill’s foreign-entity language, especially the provision allowing a governor or the Department of Safety to designate a country as a threat to critical infrastructure. Representative Cole said he would have lawyers review that issue. Another member asked whether the bill would prohibit a party from obtaining outside funding for a lawsuit; Cole clarified that the bill is intended as a reporting measure, not a ban, and that disclosure would be required. He also said the bill is aimed at American citizens rather than foreign-backed financing, and that some states had considered caps on such arrangements, though this bill does not. Brandon Gratz of the Attorney General’s office testified that the enforcement language appears too limited, because it would allow only civil penalties and not broader Consumer Protection Act remedies such as injunctions or restitution. He suggested the Attorney General may not have meaningful authority under the bill as written and raised possible insurance-law issues. Commissioner D.J. Benton-Court of the Insurance Department said the disclosure could help insurers better assess risk and potentially soften the hard insurance market by improving transparency, competition, underwriting, innovation, and claims management. He also said the bill likely needs further work on jurisdiction and enforcement, and that the committee may need to coordinate with the Attorney General, Insurance Department, and possibly banking regulators. No vote was taken in the portion provided.

Transcript Highlights:

• We'll talk later about the caps we've proposed in this bill, but that is one model.
• or $3.50 cap would come into play if you need access to your wages immediately.
• What should we cap these providers at per transaction?
• In 2022, the legislature capped interest rates on small loans at 36%.
• That product should have a lower cap.

Committee: House House Commerce & Economic Development Committee

Transcript Highlights:

• Um, and so we went through and made some suggestions, including increasing the loan cap amounts from
• Um, and so we went through and made some suggestions, including increasing the loan cap amounts from
• </c> uh including increasing the loan cap uh including increasing the loan cap amounts<00:26:42.559><
• So, um, you know, we, uh, as you know, we were looking into see if whether or not we could be a lender
• So, um, you know, we, uh, as you know, we were looking into see if whether or not we could be a lender

Transcript Highlights:

• We will pick up the phone and call national lenders.
• We will pick up the phone and call national lenders.
• Again, we support lenders in the state of California, large, medium, and small non-banking lenders, and
• The new lender informed us that the terms of forbearance would be exactly the same as our previous lender
• We were assured by this second lender, Mr.

Committee: House Banking and Finance

Transcript Highlights:

• Again, we support lenders in the state of California—large, medium, and small non-banking lenders.
• During the time our loan was sold to a new lender, the new lender informed us that the terms of forbearance
• would be exactly the same as our previous lender.
• We were assured by this second lender, Mr.
• Require lenders servicing these loans to provide audits. take a look at that, require lenders servicing

Summary: The Assembly Banking and Finance Committee held an outcomes review of AB 238, the wildfire mortgage forbearance law, focused on how the law has worked for survivors of the Eaton and Palisades fires. Chair Valencia and Assemblymember Harabedian said the hearing was intended to hear directly from survivors, assess whether the law is being implemented as intended, and identify fixes. Several survivors described losing homes, facing long rebuild timelines, and struggling with insurers, housing costs, and mortgage servicers. Many said they encountered confusion, inconsistent information, requests for financial documentation, lump-sum repayment demands, credit reporting problems, or loan modifications that they viewed as undermining the law’s purpose. Some urged clearer consumer education, a consumer bill of rights, and an extension of forbearance relief; one witness specifically advocated for AB 1847 to extend forbearance to 36 months. DFPI Chief Deputy Commissioner Suzanne Martindale said the department had received about 300 wildfire-related consumer complaints, mostly about mortgage forbearance, and that more than 91% had been resolved in the consumer’s favor. She said the department works with both state-licensed and federally regulated institutions, but its authority is limited when national banks are involved, so it often uses outreach and direct contact with lenders and federal partners to resolve complaints. She also described recurring complaint themes such as difficulty obtaining forbearance, customer-service breakdowns, withholding of insurance funds, and non-interest-bearing impound accounts. Committee members pressed DFPI on which institutions were noncompliant, what enforcement tools were available, and how much data the state could collect and make public. Representatives of the California Bankers Association and California Mortgage Bankers Association said lenders had provided early disaster relief and were working to comply with AB 238, but emphasized that mortgage servicing is constrained by federal law, investor requirements, and secondary-market guidelines. They argued that forbearance is temporary relief, not forgiveness, and warned that extending it without a clear repayment path can create future payment shock or larger debt burdens. They also said many servicers use disaster protocols tied to federal declarations and that clearer communication is needed. In response to committee concerns, the mortgage bankers said they would continue working with the Legislature and federal agencies, but could not promise changes beyond investor and agency rules. No votes or formal committee actions were taken during the hearing.

Transcript Highlights:

• We have the lowest foreclosure rate in the country of any lender, which is pretty remarkable.
• So the constraints of the adjusted gross income caps of $125,000 and $250,000 are the real challenge.
• But if we don't make progress to increase the cap this year, the veteran community will lose faith in
• It's the caps that's really what people are up against. So I just provide that as clarification.
• It's the caps that's really what people are up against. So I just provide that as clarification.

Committee: House Military and Veterans Affairs

Transcript Highlights:

• Our neighbors are constantly targeted by predatory lenders and scams, especially our senior citizens.
• </c> of a community bank where that lender of a community bank where that lender knows<04:50:46.000><
• Our local lenders, Mr.
• Our local lenders, Mr. financial crisis. Our local lenders, Mr.
• Did not have handouts for mega banks, big tech, payday lenders, debt collectors, or credit bureaus.

Bills: HB6955 , HB8800 , HR1118

Keywords: banking reform, financial institutions, community banks, credit unions, regulatory relief, economic stability, mergers and acquisitions, supervisory practices, CACFP, Child and Adult Care Food Program, National CACFP Week, child nutrition, school meals, after-school meals, Head Start, child care, day care, adult day care, emergency shelters, military child care

Transcript Highlights:

• So your mortgage bank lender wants to make sure that they remain the first lien holder.
• So your mortgage bank lender wants to make sure that they remain the first lien holder.
• Massachusetts, we have to start by allowing cities to put a cap on exorbitant rent increases.
• Strong rent caps still allow for solid returns.
• I feel like these lenders are taking everything from those of us who have nothing.

Committee: Joint Joint Committee on Municipalities and Regional Government

Summary: The Joint Committee on Municipalities and Regional Government held a long public hearing focused mainly on two sets of issues: proposals to amend or repeal the MBTA Communities Act, and bills to allow local rent stabilization. Committee chairs opened by explaining the hearing would be tightly managed because of the very large number of speakers, with testimony limited to two minutes per person and written testimony still accepted by email. Members and witnesses were called in a mix of in-person and virtual order throughout the hearing. On the MBTA Communities Act, several legislators and local officials argued the law is too rigid and should be revised to account for local conditions. Speakers from small, rural, or infrastructure-limited communities such as Hanson, Halifax, Marshfield, Winthrop, Dracut, Carver, Rehoboth, and others said the law’s one-size-fits-all approach does not fit towns with limited water, sewer, transit access, or buildable land. Some filed bills would repeal the law, exempt certain communities, or create appeals processes based on infrastructure, environmental, or historical constraints. Supporters of the law’s changes emphasized local control and the need to avoid forcing development where communities believe it is impractical or inconsistent with town character. A large portion of the hearing was devoted to rent stabilization legislation, especially S. 1447 and related House bills. Supporters included legislators, city councilors, tenant advocates, labor leaders, housing nonprofits, public health organizations, and residents who described sharp rent increases, displacement, homelessness risk, and the strain on working families, seniors, students, and people with disabilities. They argued local-option rent stabilization would let municipalities cap excessive increases and prevent no-fault evictions while preserving flexibility for local conditions. Opponents, including small landlords and property owners, said rent control would discourage investment, worsen housing quality, burden responsible owners, and drive small landlords out of the market. Some witnesses also supported a Cape Cod/Island transfer fee bill and a suburban infrastructure fund, arguing those would provide local revenue for housing or roads. No votes or formal committee actions were taken during the hearing.

Transcript Highlights:

• The key caveats here, though, there is a price cap.
• And like I said, there's a price cap and a buyer benefit requirement, like we discussed.
• So they would meet that price cap, and the builder would do what they're supposed to do and structure
• that purchase price at $425,000 and then instead use those credits to buy discount points with their lender

Committee: House Public School Capital Outlay Oversight Task Force

Transcript Highlights:

• And by the lenders today.
• SBA lenders have Credit Opportunity Act.
• It forces creates a mess for lenders.
• </c><00:42:16.720><c> Right</c> against lenders and borrowers? Right against lenders and borrowers?
• The lender cannot get information from a trade group. I reserve.

Bills: HB2966

Keywords: citizenship, small business, loan eligibility, immigration status, entrepreneurship

Transcript Highlights:

• So, I'm curious why they haven't or have they approached private lenders or maybe potentially taking
• Um, I believe this would be a question in terms of the lender.
• </c><01:02:12.960><c> or</c><01:02:13.280><c> maybe</c> they approached private lenders or maybe they
• </c> be a question in terms of the lender. be a question in terms of the lender.
• a few days but uh he was up at the cap a few days ago<01:14:50.000><c> and</c><01:14:50.239><c> he</

Committee: House Health Finance and Policy

Transcript Highlights:

• </c><00:12:16.560><c> can</c> a more fair process so that lenders can a more fair process so that lenders
• </c> represent generally the mortgage lenders represent generally the mortgage lenders that<00:12:29.920
• </c><00:14:57.959><c> any</c> have to pay the foreclosing lender any have to pay the foreclosing lender
• So this amendment that gives that lender more flexibility is a good provision.
• They'll have a 30-day appeal period usually under most lender programs.

Bills: HF1027 , HF101 , HF1021

Committee: House Judiciary Finance and Civil Law

Transcript Highlights:

• It allows new farmers to weather early storms, secure necessary financing from lenders, and make long-term
• dedicated team of professionals—people like their veterinarians, financial advisers, nutritionists, and lenders
• the committee, I don't really know too much about this, and so just trying to figure out: Is there a cap
• the committee, I don't really know too much about this, and so just trying to figure out: Is there a cap

Transcript Highlights:

• Early childhood education gets 25% with a cap of $20 million. The sports fund gets 25% with no cap.
• The bill is asking that we put a cap on the sports fund so they would still get $20 million. ...and take
• the cap off early childhood education.
• House Bill 545 by Representative Reiser is an act to amend Title 9 relative to maximum charges by lenders
• Members, this bill increases the amount a lender may charge for an origination fee, changing it from

Bills: SR113 , SR114 , SCR64 , SCR65 , SCR66 , SCR67 , SCR12 , HB59 , HB66 , HB79 , HB153 , HB165 , HB326 , HB387 , HB455 , HB513 , HB660 , HB719 , HB762 , HB802 , HB816 , HB833 , HB895 , HB950 , HB975 , HB1011 , HB1028 , HB1039 , HB1051 , HB1053 , HB1057 , HB1080 , HB1084 , HB1155 , HB1215 , HB1224 , HB1228 , HB1234 , HB1251 , HB1252 , HB1254 , HB1256 , HB221 , HCR11 , HCR27 , HCR28 , HCR32 , HCR49 , HCR50 , HCR60 , HCR64 , HCR66 , HCR67 , HCR68 , HCR78 , HCR81 , HCR58 , SB25 , SB250 , SB348 , SB444 , SB485 , HB22 , HB28 , HB33 , HB41 , HB47 , HB87 , HB115 , HB162 , HB195 , HB214 , HB217 , HB233 , HB283 , HB290 , HB316 , HB319 , HB324 , HB345 , HB362 , HB363 , HB368 , HB377 , HB380 , HB382 , HB386 , HB392 , HB406 , HB431 , HB441 , HB466 , HB503 , HB511 , HB514 , HB533 , HB559 , HB575 , HB590 , HB593 , HB618 , HB636 , HB655 , HB664 , HB685 , HB692 , HB707 , HB715 , HB732 , HB738 , HB741 , HB748 , HB776 , HB807 , HB822 , HB856 , HB860 , HB868 , HB887 , HB888 , HB896 , HB905 , HB908 , HB961 , HB980 , HB990 , HB992 , HB999 , HB1000 , HB1010 , HB1146 , HB1157 , HB1233 , HB1236 , HB1243 , SB29 , SB30 , SB32 , SB41 , SB42 , SB43 , SB47 , SB84 , SB93 , SB113 , SB192 , SB199 , SB219 , SB220 , SB221 , SB222 , SB241 , SB253 , SB255 , SB289 , SB292 , SB306 , SB314 , SB351 , SB399 , SB404 , SB424 , SCR9 , SB132 , SB35 , SB65 , SB135 , SB215 , SB246 , SB249 , SB269 , SB282 , SB296 , SB323 , SB363 , SB369 , SB474 , SB490 , SB492 , SB500 , HCR26 , HCR45 , HCR31 , HB238 , HB241 , HB242 , HB250 , HB260 , HB265 , HB275 , HB300 , HB320 , HB338 , HB339 , HB349 , HB379 , HB399 , HB427 , HB463 , HB464 , HB468 , HB545 , HB550 , HB551 , HB565 , HB588 , HB639 , HB725 , HB805 , HB808 , HB834 , HB847 , HB853 , HB858 , HB861 , HB883 , HB916 , HB937 , HB1012 , HB1027 , HB1044 , HB1054 , HB1091 , HB1117 , HB90 , HB127 , HB138 , HB150 , HB201 , HB268 , HB273 , HB285 , HB315 , HB354 , HB355 , HB360 , HB376 , HB445 , HB506 , HB606 , HB649 , HB665 , HB681 , HB721 , HB746 , HB757 , HB781 , HB835 , HB844 , HB857 , HB872 , HB886 , HB889 , HB892 , HB982 , HB987 , HB1037 , HB1068 , HB1072 , HB1078 , HB1085 , HB1132 , HB1137 , HB1167 , HB1174 , HB1232 , HB1238 , HB23 , HB136 , HB17 , HB21 , HB51 , HB55 , HB74 , HB106 , HB108 , HB133 , HB140 , HB159 , HB168 , HB215 , HB226 , HB263 , HB296 , HB299 , HB322 , HB364 , HB519 , HB535 , HB538 , HB568 , HB571 , HB622 , HB635 , HB676 , HB772 , HB784 , HB1006 , HB1018 , HB1043 , HB1070 , HB1134 , HB1237 , HB1239 , HB62 , HB193 , HB203 , HB210 , HB220 , HB228 , HB246 , HB420 , HB475 , HB486 , HB574 , HB584 , HB750 , HB813 , HB815 , HB826 , HB870 , HB949 , HB953 , HB1045 , HB1092 , HB1151 , HB1162 , HB1176 , HB1177 , HB1196 , HB1214 , HB1241 , HB36 , HB73 , HB119 , HB126 , HB129 , HB166 , HB211 , HB245 , HB271 , HB280 , HB337 , HB351 , HB677 , HB712 , HB723 , HB726 , HB728 , HB759

Keywords: condolence resolution, memorial resolution, sympathy, tribute, Martha Elizabeth Odom, Louisiana Senate, bereavement, obituary, student recognition, ballet, dance, softball, soccer, tennis, creative writing, theater, high school honors, Ascension Episcopal School, University of the South, Sewanee

Transcript Highlights:

• and loan terms established by the lender.
• The lender and contractor have a financial relationship, even through hidden dealer fees.
• The lender denies responsibility for the project not working.
• Filing statements from multiple lenders, Mr.
• Lenders like Wells Fargo and their product from assisting small businesses.

Committee: House Banking and Finance

Transcript Highlights:

• We have the lowest foreclosure rate in the country of any lender, which is pretty remarkable.
• Governor's leadership for a partial tax exemption of $20,000, along with the adjusted gross income caps
• So the constraints of the adjusted gross income caps of $125,000 and $250,000 are the real challenge.
• But if we don't make progress to increase the cap this year, the veteran community will lose faith in
• It's the caps that's really what... ...people are up against.

Summary: The Assembly Committee on Military and Veteran Affairs heard several veteran-focused measures, with extensive testimony in support from veterans’ organizations and individual veterans. SB 888 would exclude VA service-connected disability compensation from household income calculations for the low-income disabled veterans’ property tax exemption, addressing a situation where disability benefits can disqualify veterans from tax relief. SB 1354 would prohibit military personnel from another state, territory, or district from entering California to perform military or law enforcement functions without the Governor’s express permission, while preserving Title X activity, training, and mutual aid arrangements. SB 623 would place the Veterans Bond Act of 2026 on the ballot to authorize a $1.25 billion general obligation bond for the CalVet Home Loan Program, which supporters said is nearing depletion of bond authority and remains a critical path to homeownership for veterans and military families. SB 1407 would increase the state income tax exclusion for military retirement pay and surviving spouse benefits to the first $40,000, subject to income caps, as a retention measure to keep military retirees in California. Supporters for the bills emphasized housing stability, affordability, retention of veterans in California, and the economic benefits of keeping military retirees and their income in the state. SB 888 and SB 623 drew broad support from veterans’ groups, county veterans service officers, and related organizations, with no opposition testimony. SB 1354 also received support from veterans’ advocates, while committee members sought clarification on training, mutual aid, and the bill’s scope, and the author agreed to work on amendments. SB 1407 drew strong support from veterans and military organizations, but also formal opposition from the California Tax Reform Association, which argued the state already provides generous veteran benefits and that the tax break would be unfair to other public servants. The committee voted to advance all four measures. SB 888 was approved and re-referred to Revenue and Taxation; SB 1354 was approved as amended and re-referred to Public Safety; SB 623 was approved as amended, given urgency, and re-referred to Housing and Community Development; and SB 1407 was approved and re-referred to Revenue and Taxation. The consent item, SCR 143, was adopted unanimously. After the initial votes, the committee later took add-on votes to confirm passage of SB 888 and SB 1354, and the meeting adjourned.

Transcript Highlights:

• We're an association of more than 400 mission-driven business service providers and community lenders
• and loan terms established by the lender.
• The lender and contractor have a financial relationship, even through hidden dealer fees.
• The contractor is often paid by the lender before the project is completed or operational.
• The lender denies responsibility for the project not working.

Summary: The Assembly Banking and Finance Committee met to hear several bills focused on consumer and small business financial protections. SB 97, by Senator Grayson, would update and clarify California’s digital financial assets law; supporters from the blockchain industry and consumer groups said it would improve compliance clarity while preserving room to align with possible federal action. The committee passed SB 97 on a due-pass motion to the Privacy and Consumer Protection Committee, with the roll left open for absent members. The committee also heard SB 362, which would strengthen disclosure rules for small business financing by requiring clearer pricing information throughout the marketing process. Supporters said the bill would help small businesses compare offers and avoid harmful financing, while some industry groups objected to the bill’s treatment of communications and APR disclosures during negotiations. After discussion, the committee passed SB 362 to the Judiciary Committee, with several members voting aye and the roll left open. SB 784, a bill addressing predatory home-improvement and solar financing practices, drew extensive testimony. The author and supporters described scams targeting seniors, low-income homeowners, and non-English speakers, and said the bill would add safeguards such as confirmation calls, document access, fee transparency, and longer cancellation periods. Solar industry groups moved to neutral after amendments, while banks and other lenders raised concerns about overbreadth and impacts on legitimate lending. The committee passed SB 784 to Judiciary, with some members not voting or changing votes during the roll call. Finally, SB 825 sought to give the Department of Financial Protection and Innovation clearer authority to enforce existing consumer financial protection laws against its licensees, especially in light of reduced federal CFPB enforcement. Supporters argued California needs independent state enforcement tools, while banking and mortgage groups opposed the bill as duplicative and unnecessary, urging coordination with federal regulators and proposing narrower amendments. The committee passed SB 825 to Appropriations on a due-pass vote, and then adjourned after completing the agenda.

Transcript Highlights:

• deposits, we issue mortgage revenue bonds, and we use those funds to then work with our participating lenders
• We do hear from some of our lenders that, you know, without that lower interest rate, they would not
• So that's everything from the mortgage lender, the appraiser, the inspector, somebody buying paint, carpet
• There is a bit of a shift from smaller, small-cap E&P companies or private-equity-backed companies to

Summary: The committee met as the Regulatory Division of the budget section and received updates on several Industrial Commission-related agencies and programs. Legislative Council first reviewed base budget materials, then the North Dakota Housing Finance Agency reported on its current appropriation and staffing, noting that its new FTEs were being filled gradually and that it remained largely funded through special and federal funds. Agency leaders described homeownership lending, loan servicing, and housing incentive fund activity, including below-market mortgage rates, down payment assistance, and a growing servicing portfolio that has increased workload but not yet required additional FTEs. Housing Finance also detailed use of the Housing Incentive Fund and homeless grant dollars. Officials said the multifamily HIF round drew more than $73 million in requests and awarded $25 million, while the single-family program supported rural development and community land trusts. Homeless grant funding was split between emergency shelter, prevention, and rapid rehousing, with performance-based scoring used to renew or reallocate awards. Members discussed housing affordability, aging households, rental assistance, and the need to coordinate housing and site-preparation messaging with Commerce. The agency asked that HIF, single-family, and homeless funding be maintained or increased in the next session. The Department of Mineral Resources then presented its budget and operations update. Staff said the agency was on track financially, had filled most of its new reclamation FTEs, and was not expecting major litigation costs beyond normal late-biennium invoices. The director reviewed agency initiatives including Project North Star IT modernization, organizational restructuring, succession planning, rulemaking, and implementation of the development incentive well tax program and critical minerals rules. He also discussed oil and gas activity, explaining that longer laterals, especially three- and four-mile wells and the first five-mile spacing case, are helping keep production relatively flat even as rig counts ease. Members asked about gas capture, hedging, break-even prices, and the effects of Iran and Venezuela on oil markets. The committee also heard about enhanced oil recovery grants and the Pipeline Authority. The EOR program’s $25 million appropriation was fully allocated to six projects, with total awards reaching about $45.1 million when other fund balances were included, subject to a possible 5% reduction if federal DOE money does not materialize. Officials said the projects are public, reimbursement-based, and will produce results over the next several years. Finally, the Pipeline Authority outlined natural gas transmission projects, including the imminent Bakken Express line and the proposed Bakken East project, which WBI was selected to advance after an Industrial Commission RFI process. The project is moving through open season, survey permission, and regulatory work, with in-service dates projected for 2029 and 2030.