Transcript Highlights:

• I don't know why they would do that, but apparently there are some lenders out there who will do that
• I don't know why they would do that, but apparently there's some lenders out there who will do that kind
• This will lower the inflationary cap from 5% down to 3%.
• They get capped at 5%, right? You're trying to cap that now at 3, right?

Summary: The House met after a quorum was established and began with several introductions of special guests, including job shadows, 4-H participants, and interns. The chamber then moved to House Bills for Perfection, taking up HB 1707, which would stop sales tax from being imposed on credit card processing fees charged to vendors. Members asked for clarification about the bill’s scope and the title amendment, and the bill sponsor explained that the measure simply prevents tax from being charged on those fees. HB 1707 was then ordered perfected and printed. The House next considered HB 2819, a bill responding to the end of penny minting by authorizing rounding of cash sales to the nearest five cents. Supporters said the bill would give businesses a clear legal framework and reduce compliance risk. The chamber adopted the committee substitute and ordered the bill perfected and printed. Members then took up HB 2103, a property-fraud and notary-fraud bill aimed at strengthening penalties, requiring warning signs in recorder of deeds offices, and speeding court review for alleged victims. Supporters said it was needed to deter fraudulent deed filings and protect homeowners, while opponents argued it focused too much on notaries and recorders rather than the people committing the fraud. The committee substitute was adopted and the bill was ordered perfected and printed. The House also debated HB 1800, which would lower the inflationary cap on certain property-tax revenue growth from 5% to 3%. The discussion centered on whether the change would protect taxpayers or reduce funding for schools, fire districts, libraries, and other local services. An amendment was adopted that broadened the title and added property-assessment language, and the bill was then ordered perfected and printed. Finally, the House considered HB 2600, dealing with ambulance district consolidation and governance. The bill was described as a response to struggling rural EMS systems, with provisions for consolidation plans, public hearings, and voter involvement. An amendment modified the process for subdistricts, at-large districts, timing, and merger procedures, and the committee substitute as amended was adopted and ordered perfected and printed. The House then moved to announcements and adjourned until the next scheduled meeting.

Transcript Highlights:

• I don't know why they would do that, but apparently there's some lenders out there who will do that kind
• I don't know why they would do that, but apparently there's some lenders out there who will do that kind
• This will lower the inflationary cap from 5% down to 3%.
• than 5% now, the school gets less, or taxing entity gets less than the rate of inflation, they get capped
• You're trying to cap that now at 3, right? Should inflation be over 5%? That is correct. Okay.

Summary: The House met after a quorum call and several members introduced job shadows, interns, and 4-H guests. Once 93 members were present, the chamber moved to House Bills for Perfection. House Bill 1707 was taken up first and amended with a title change; sponsors said it would stop the Department of Revenue from taxing credit card processing fees charged to vendors. Members described it as a small-business measure, and the bill was ordered perfected and printed as amended. The House then considered House Committee Substitute for House Bill 2819, which would authorize rounding cash sales to the nearest five cents in light of the penny’s elimination. Supporters said it would give businesses clear authority to round and avoid compliance problems or lawsuits. The substitute was adopted and the bill was ordered perfected and printed. House Committee Substitute for House Bill 2103 followed, a property-fraud and notary-fraud bill that would require warning signs in recorder offices, increase penalties for false filings and notary-related fraud, and raise fines for notary seal vendors. Supporters said it was aimed at deterring deed fraud and protecting homeowners; some members questioned whether it went far enough or whether it could burden honest notaries. The substitute was adopted and the bill was ordered perfected and printed. House Bill 1800, dealing with the Hancock Amendment inflationary growth factor for property tax assessments, drew the most debate. An amendment changed the title and another amendment lowered the cap on revenue growth from 5% to 3% when inflation exceeds that level. Supporters argued it would help taxpayers keep more of their money; opponents warned it would reduce funding for schools, fire districts, ambulance districts, libraries, and community colleges and could force more frequent ballot measures. The amendment and the bill were both adopted, and the bill was ordered perfected and printed. House Committee Substitute for House Bill 2600, which would create a clearer process for ambulance district consolidation and improve rural EMS access, was also amended to preserve county commission authority over subdistricts, allow at-large districts in some cases, require voter approval for mergers, and tighten timing and election procedures. Members said the changes would help struggling ambulance districts while keeping local control, and the substitute was adopted and ordered perfected and printed. The House then adjourned after announcements about upcoming committee meetings and events.

Transcript Highlights:

• A fixed percentage cap doesn't account for these realities, and in some communities, modest aesthetic
• So rather than a single mandated cap, associations would like to be allowed to offer a menu of approved
• in with our homeowners are in the best position to strike that balance, and an arbitrary percentage cap
• It adds legislative intent that the Commission is not a retail mortgage lender and does not compete with
• It adds legislative intent that the Commission is not a retail mortgage lender and does not compete with

Summary: The committee heard public testimony on several housing-related bills. On SB 6054, Senator Hunt’s bill to prohibit common-interest community rules from blocking wildfire home-hardening materials, staff explained that HOA and condominium governing documents could still impose reasonable aesthetic rules, but not ones that make fire-resistant materials infeasible or more than 10% costlier. The sponsor described the bill as a response to HOA requirements for less fire-resistant roofs. Testifiers generally supported the goal but objected to the 10% cost cap, saying it could limit community-specific design choices and create unintended conflicts with aesthetic standards. The committee also heard SB 601 on scissor stairs in the building code. The sponsor and supporters from Futurewise, architects, and housing advocates said scissor stairs could make mid-rise and high-rise housing more efficient, reduce corridor space, and improve unit layouts without sacrificing life safety. They noted the design is used in places like Vancouver, B.C. and in some Washington venues, and argued the bill would help lower costs and increase housing supply. No opposition was presented during the hearing. For SB 6015 on permit-ready residential plans, staff said L&I would create a process for publishing approved plans for factory-built housing and certain small residential types, with local governments required to approve applications using those plans on qualifying lots starting in 2027. Supporters from builders, architects, Habitat for Humanity, and Sightline said statewide standard plans could reduce duplication, speed permitting, and help scale factory-built and potentially site-built housing. Counties and L&I were supportive in concept but raised concerns about mandating local adoption of model ordinances and about whether the bill should include site-built plans as well. The committee also heard SB 5470 on detached ADUs outside urban growth areas, with supporters saying it would help rural homeowners and intergenerational living, while Futurewise opposed the bill as written and sought tighter density, lot-size, and metering limits. Finally, the committee heard SB 5729, a permit-streamlining bill that would deem completeness for applications prepared by licensed professionals and limit local governments to three review cycles. Builders and business groups supported it as a way to reduce delays and costs, while counties, cities, and Futurewise argued it could lead to more denials, less communication, and unintended liability concerns. In executive session, the committee adopted the proposed substitute for SB 5884 and moved it forward with a do-pass recommendation to Ways and Means.

Transcript Highlights:

• First and foremost, it takes that 5% rent cap and makes it 2%.
• First and foremost, it takes that 5% rent cap and makes it 2%.
• On the efficacy of the rent cap, it's statutorily mandated by AB 1482.
• On the efficacy of the rent cap, it's statutorily mandated by AB 1482.
• Cap the rent at 5%. Hi, my name is Reverend Roy Huang.

Committee: House Housing and Community Development

Summary: The Assembly Housing and Community Development Committee heard AB 1157, the Affordable Rent Act, which would lower the statewide rent cap, remove the single-family home exemption, and eliminate the current sunset date on the Tenant Protection Act. The author and supporters argued the bill is needed to address severe rent increases, stabilize tenants now, and extend protections to renters in single-family homes. Supporters included tenants, labor, housing advocates, and some small landlords who said modest caps can still allow property maintenance and provide predictability. Opponents, including apartment, building, and property owner groups, argued rent control discourages housing production, can reduce maintenance, and should not be expanded before the Legislature receives the planned review of the existing law. Several committee members voiced mixed views: some supported moving the bill forward while warning about impacts on housing supply and small landlords, while others opposed it on supply and voter-opposition grounds. After extensive public comment from large numbers of supporters and opponents, the committee passed AB 1157 to the Assembly Judiciary Committee on a 7-5 vote. The committee also approved the consent calendar, which included AB 413, AB 1152, and AB 1275. It then heard ACA 3, a proposed constitutional amendment to require the University of California to offer limited down payment loans to eligible long-term UC support staff who are first-time homebuyers. The author and labor supporters said the measure would help lower-wage UC workers access homeownership and stay near their jobs, while UC and other opponents said the proposal was duplicative of existing CalHFA programs and would create unnecessary administrative and financing complications. The discussion ended with questions about financing mechanics and coordination with CalHFA, but no final vote on ACA 3 is reflected in the transcript excerpt.

Bills: HB186 , HB185 , HB182 , HB183 , HB184 , HB312 , HB460 , HB405 , HB186 , HB185 , HB182 , HB183 , HB184 , HB312 , HB405

Committee: Senate Finance and Taxation General Fund

Keywords: Alabama budget, general fund appropriations, fiscal year 2026, state budget, appropriations act, HB186, executive branch funding, legislative branch funding, judicial branch funding, debt service, capital outlay, corrections, Medicaid, public health, mental health, transportation, education, law enforcement, tourism, veterans affairs

Transcript Highlights:

• At year-end, when we bought that loan from the Japanese, the control of the senior secured lender.

Bills: HB2007 , HB2462 , HB2621 , HB2921 , HB3187 , HB3331 , HB3332 , HJR144 , HB3514 , HB3528 , HB3539 , HB3563 , HB3720 , HB3726 , HB3751 , HB3859 , HB3947 , HB4148 , HB4164 , HB4337 , HB4346 , HB4368 , HB4706 , HB4916 , HB4950 , HB4967 , HB5177 , HB5603

Committee: House Transportation

Keywords: commercial signs, county approval, transportation code, regulations, road signage, high occupancy vehicle lane, pregnant operators, transportation, parental rights, motor vehicle regulations, live video feed, state agency, transparency, public safety, confidentiality, personal information, local government, airport data, public records, regional transportation

Transcript Highlights:

• makes changes to subscriber contributions, the fee charged to policyholders on top of the premium, capping
• The lien provision likewise increases costs as lenders would Likewise increase costs as lenders would

Summary: The committee heard and advanced several insurance, financial regulation, and public safety bills. SB 1656, a large Office of Insurance Regulation bill, was taken up with a delete-all amendment and extensive discussion. The bill would increase transparency in insurance rates and mitigation data, update reciprocal insurer rules, limit use-and-file rate filings, expand cybersecurity breach notification, and strengthen oversight of continuing care retirement communities (CCRCs). Residents and senior advocates generally supported stronger oversight to prevent bankruptcies like the Unison case, while CCRC operators and industry groups warned that lien authority, reserve requirements, and other provisions could raise borrowing costs and burden well-run communities. The committee adopted the delete-all amendment and then reported the bill favorably after debate and public testimony. The committee also passed SB 1658 on the public records database for uniform mitigation verification forms, with a clarifying amendment protecting policyholders’ personal information. SB 1612 on financial institutions was reported favorably after an amendment and substitute amendment dealing with credit union investment limits and reimbursement rules for board members. SB 1740, an insurance bill aimed at reducing premiums and insolvency risk, was amended to prioritize rate-decrease filings and prohibit AI as the sole basis for claim denials; it was then reported favorably. SB 1212 on firefighter health and safety was amended to add occupational disease language and other firefighter protections, including safer gear, cancer prevention, and possible telehealth mental health services, and was also reported favorably. Finally, SB 1184 on residual market insurers was amended to preserve existing excess-and-surplus line standards, strengthen consumer disclosures, and clarify Citizens-related appointment rules before being reported favorably. Throughout the meeting, committee members repeatedly noted that several bills were still being refined with stakeholders, and multiple public witnesses testified in support of or opposition to the CCRC and insurance provisions, focusing on resident protection, financial stability, and unintended cost impacts.

Transcript Highlights:

• So it's capped at $15,000. So that has been in place for over a decade at this point.
• about where Massachusetts ranks when it comes to our unemployment system, whether it's that $15,000 cap
• Like, we work with the Attorney General's office on the enforcement of those predatory lenders for...
• General's office on the enforcement of those predatory lenders for...
• I said lenders, made the same mistake I made, sorry. Lender. Okay, gotcha. For the utility lender.

Committee: Joint Joint Committee on Ways and Means

Transcript Highlights:

• And so if the cap is, as I'm understanding, borrowers may hold one loan at a time, capped at 1 million
• I read that as a total cap of a million.
• It's capped at a million dollars.
• So the whole program is capped at a million dollars.
• This cap applies to this particular loan program.

Bills: HB2268 , HB3000 , HB3043 , HB3066 , HB3078 , HB3143 , HB3144 , HB3244 , HB3298 , HB3320 , HB3467 , HB3321 , HB3329 , HB3431 , HB3464 , HB3499 , HB3500 , HB3586 , HB3590 , HB3650 , HB3671 , HB3695 , HB3700 , HB3701 , HB3764 , HB3767 , HB3834 , HB3931 , HB3934 , HB3940 , HB3944 , HB3979 , HB3985 , HB4113 , HB4294 , HB4302 , HB4317 , HB4324 , HB4359 , HB4426 , HB4427 , HB4430 , HB4431 , HB4434 , HJR1077 , SR42 , SR35 , HJR1023 , HB1225 , HB1374 , HB1381 , HB1590 , HB1675 , HB2153

Keywords: HB2268, Oklahoma Health Care Authority, OHCA, appropriation, General Revenue Fund, PACE, Programs of All-Inclusive Care for the Elderly, elderly care, aging Oklahomans, long-term care, Medicaid, health care funding, provider reimbursement, rate increase, low-income seniors, senior services, integrated care, emergency measure, cosmetology, barbering

Transcript Highlights:

• So, as we go through this, I'll cap.
• No one else has that 1% cap.
• </c><00:54:20.079><c> is</c> other place that has the 1% cap is other place that has the 1% cap is Washington
• They're all uh, our fellow states cap.
• So, we're just going have no cap at all.

Committee: Senate Commerce and Consumer Protection

Transcript Highlights:

• </c><01:14:19.920><c> cap</c><01:14:20.320><c> because</c> there's still a natural cap cap because there's
• still a natural cap cap because of<01:14:20.719><c> the</c><01:14:20.800><c> the</c><01:14:20.960><c
• </c> &gt;&gt; uh be limited by that $10 billion cap.
• &gt;&gt; uh be limited by that $10 billion cap.
• So um pure lender lending transactions.

Summary: The commission met to review stable tokens, real-world asset tokenization, and blockchain-based trust, approved the agenda and December 12 minutes, and heard a presentation from Anchorage Digital after postponing a planned Bitco presentation because of its IPO quiet period. Anchorage’s Melinda Delos, Joe Mioli, and Kevin Wasaki introduced the firm, describing it as a global digital assets platform and the first crypto-native institution in the U.S. to receive a federal banking charter. They said their approach emphasizes security, regulated custody and trading services, and responsible innovation for institutional clients, banks, states, and sovereigns. The presentation focused on post-Genius Act momentum in the stablecoin market. Anchorage said the law provided regulatory clarity and helped spur activity with major clients, including Athena, Tether, and Western Union. The speakers highlighted Western Union’s planned stablecoin as especially significant because it reflects adoption by a long-established traditional payments company, and they said the project illustrates how stablecoins can support programmable, real-time, interoperable payments. They also noted that Anchorage is providing issuance infrastructure for the Western Union project. The commission and presenters also discussed government uses of tokenized assets, including reserve legislation, digital assets for tax collection and fees, and a Marshall Islands initiative to use a tokenized sovereign bond for direct citizen payments. In response to a question, Anchorage said it would follow up on which states are using digital assets for revenue collection, mentioning Louisiana and Pennsylvania as examples. The banking discussion centered on remittances, instant payments, and interbank settlement, with Anchorage arguing that stablecoins can reduce settlement time, fees, and foreign exchange risk while improving traceability and auditability.

Transcript Highlights:

• They're going to be able to increase the harvest cap or storage capacity and work with their farmers.
• approved for $192,224 working<00:17:15.520><c> with</c><00:17:15.760><c> his</c><00:17:16.240><c> lender
• </c> working with his lender working with his lender that<00:17:18.319><c> he</c><00:17:18.640><c> identified
• 19.520><c> learned</c><00:18:19.679><c> when</c><00:18:19.919><c> we</c><00:18:20.080><c> did</c> lender
• And what we learned when we did lender.

Summary: The Tobacco Settlement Agreement Fund Oversight Committee met on June 11 but did not have a quorum, so it could not approve the prior minutes. The committee then received a compliance and program update from Brandon Reed and Bill McClowski of the agricultural development board, who said the office is fully staffed, has digitized most records, and has added a Facebook page to share board actions, projects, and compliance work. They also reported that the board and finance corporation continue to operate with strong county-council participation and that the office had completed numerous site visits, program reviews, and project closeouts over the reporting period. The presenters reviewed monthly funding actions from December through May, including board approvals ranging from hundreds of thousands to several million dollars, with a December finance meeting delayed by a snowstorm. They highlighted that the Kentucky Agriculture Finance Corporation now has 57 loans generating more than $2 million per month in payments, and that the revolving loan program has grown to support more than $24 million annually in repayments available for relending. They also noted that 75% of the portfolio is in beginning farmer loans and that the office had recently surpassed 1,000 active loans. Several projects were discussed in detail. These included a grain facility in Callaway County supporting organic corn production for expanding egg-layer operations, a Union County cattle business expansion, a West Liberty Veterinary Clinic project to build a working cattle facility, a Grayson County farmers market project, a Casey County veterinary services project, and a packing warehouse for the Kanye family to support specialty crops. The presenters emphasized that county and state tobacco settlement funds are often combined, sometimes with participation loans, to leverage local investment. They also stressed the importance of supporting greenhouses, farmers markets, specialty crops, and large-animal veterinary services as key agricultural priorities. No votes or formal actions were taken beyond the lack of quorum and the informational presentations.

Transcript Highlights:

• A 20-year eligibility term is simply what allows lenders and bidders to price projects responsibly.
• A 20-year eligibility term is simply what allows lenders and bidders to price projects responsibly.
• and biders to price allows lenders and biders to price projects<00:30:20.480><c> responsibly.
• </c><00:54:20.240><c> Lenders</c> are stalling in New Hampshire.
• Lenders are stalling in New Hampshire.

Committee: Senate Energy and Natural Resources

Bills: SB263 , SB370 , SB663 , SB924 , SB987 , SB1939 , SB1937 , SB1598 , SB2798 , SB2801 , SB2580 , SB2569 , SB2514 , SB2064 , SB1940 , SB1621 , SB2601 , SB1379 , SB1376 , SB1372 , SB1353 , SB2216 , SB2166 , SB2148 , SB535 , SB777 , SB827 , SB1141 , SB1330 , SB1352 , SB1664 , SB1612 , SB1862 , SB1936 , SB1453 , SB1448 , SB1398 , SB2137 , SB2111 , SB53 , SB226 , SB1677 , SB1723 , SB1839 , SCR8 , SB31 , SB33 , SB3 , SB1405 , SB1948 , SB243 , SB20 , SB217 , SB264 , SB269 , SB650 , SB681 , SB528 , SB502 , SB740 , SB916 , SB995 , SB2581 , SB3031 , SB24 , SB2570 , SB1566 , SB552 , SJR1 , SB646 , SB379 , SB1171 , SB1121 , SB1120 , SB1061 , SB1036 , SB1019 , SB890 , SB11 , SB868 , SB1188 , SB1254 , SB2778 , SB2543 , SB2443 , SB1333 , SB1259 , SB1401 , SB1404 , SB2139 , SB2165 , SB2237 , SB2268 , SB1202 , SB1198 , SB1212 , SB1451 , SB1470 , SB1498 , SB965 , SB1547 , SB1667 , SB1818 , SB1902 , SB2129 , SB2078 , SB2069 , SB1737 , SB1589 , SB1318 , SB387 , SB1150 , SB1574 , SB2127 , SB3034 , SB860 , SB1278 , SB263 , SB370 , SB663 , SB924 , SB987 , SB1939 , SB1937 , SB1598 , SB2798 , SB2801 , SB2580 , SB2569 , SB2514 , SB2064 , SB1940 , SB1621 , SB2601 , SB1379 , SB1376 , SB1372 , SB1353 , SB2216 , SB2166 , SB2148 , SB535 , SB777 , SB827 , SB1141 , SB1330 , SB1352 , SB1664 , SB1612 , SB1862 , SB1936 , SB1453 , SB1448 , SB1398 , SB2137 , SB2111 , SB53 , SB226 , SB1677 , SB1723 , SB1839 , SCR5 , SCR32 , SCR8 , HB3228 , HB2802 , HB45 , HB1318 , HB5560 , HB2894 , HB4344 , HB4238 , HB2775 , HB34 , HB33 , HB 12 , HB148 , HB 130 , HB4273 , HB4850 , HB2733 , HB4783 , SB1833

Keywords: SB 263, Texas franchise tax, cost of goods sold, COGS, broadcasters, television broadcasting, radio broadcasting, media tax, broadcast license, FCC, 47 C.F.R. Part 73, 47 C.F.R. Part 74, film production, television production, tax deduction, margin tax, Texas Tax Code, depreciation, amortization, broadcast rights

Transcript Highlights:

• Mortgage lenders are opposed for a slightly different reason outlined in our letter.
• It has been nearly a decade since the passage of AB 617, which as part of the cap-and-trade negotiations
• Property owners are often forced either to reduce the size of their design to stay under the cap, which
• To stay under the cap, which limits the potential usefulness, or abandon their ADU plans altogether.
• The lender has confirmed it.

Committee: Senate Local Government

Summary: The committee heard several bills focused on wildfire resilience, land use, and local government transparency. SB 911 by Senator Becker would require notification to fire enforcement agencies when a home in a high fire severity zone is sold with an agreement for the buyer to bring the property into defensible-space compliance; the California Association of Realtors said it would drop opposition if the bill is amended to use the preliminary change of ownership report, and the bill passed 4-0 to Appropriations. SB 994 by Senator Cabaldon would bar local officials from signing nondisclosure agreements that prevent them from sharing information with the elected decision-makers of their jurisdiction; supporters framed it as a transparency measure, and it also passed 4-0 to Appropriations. SB 1041 by Senator Riggins would expand PACE financing for wildfire home-hardening improvements and add consumer protections, but it drew strong opposition from homeowner advocates, county treasurers, bankers, and others over predatory lending and lien concerns; it passed 3-2 and remained on call. The committee also considered SB 1075 by Senator Reyes, which would require local governments in AB 617 communities to consider air-quality reduction measures in land-use approvals for industrial and commercial projects. Environmental justice groups supported the bill as a way to implement community air plans, while counties, cities, business groups, builders, trucking interests, and others opposed it as duplicative of CEQA and a barrier to investment and jobs. After debate over local control and environmental justice, the bill passed 3-2 and remained on call. SB 958 by Senator Cabaldon would advance the Midway Rising redevelopment project in San Diego, replacing a former arena and parking lots with housing, affordable units, parks, and a new entertainment venue; with no opposition voiced, it passed 3-0 to Appropriations. Another wildfire-related measure, SB 1182 by Senator Allen, would require local governments to consider insurance availability in safety planning for development in high fire hazard areas and direct state technical guidance on the issue. Supporters said insurance access is now a key indicator of risk, while some members questioned whether the bill would add useful information or burden local governments; the bill received a 1-1 vote and remained on call. The committee then began hearing SB 1116 by Senator Caballero, a starter-home/infill housing bill creating a streamlined ministerial path for small projects up to 10 units, but the transcript cuts off before testimony or a vote on that measure.

Transcript Highlights:

• The legal cap is 5%.
• And then the top tier, which is the higher tier, the loans exceeding $10,000, I cap the rate at 17%.
• So, I capped the rate at 17%. The current law was 21%, so we actually reduced the top one down 4%.
• One, most of us know that we got predatory lenders out there like payday lenders. Right. Right.
• And so look, well, I said, you know where I am on payday lenders and where I afford on this.

Bills: HR133 , HR134 , HR135 , HR136 , HR137 , HR138 , HR139 , HR140 , HR141 , HR142 , HR143 , HR144 , HR145 , HR146 , HR147 , HR148 , HR149 , HR150 , HR151 , HR152 , HR119 , HR120 , HR121 , HR122 , HR123 , HR125 , HR126 , HR127 , HR128 , HR129 , HR130 , HR131 , HR132 , HCR53 , HCR54 , HCR55 , HCR56 , SCR3 , SCR22 , SB4 , SB18 , SB66 , SB106 , SB201 , SB256 , SB274 , SB292 , SB326 , SB386 , SB406 , SB422 , SB423 , SB456 , SB475 , HCR3 , HB1 , HB3 , HB27 , HB71 , HB214 , HB225 , HB241 , HB244 , HB306 , HB312 , HB313 , HB314 , HB345 , HB366 , HB383 , HB446 , HB473 , HB511 , HB514 , HB655 , HB730 , HB743 , HB836 , HB983 , HB1027 , HB1037 , HB1043 , HB1082 , HB1091 , HB1096 , HB1103 , HB1126 , HB1167 , HB1174 , HB1175 , HB1230 , HB1237 , HB1238 , SB162 , SB349 , SB350 , SB382 , SB383 , HB76 , HB132 , HB181 , HB210 , HB250 , HB265 , HB275 , HB291 , HB322 , HB342 , HB475 , HB486 , HB616 , HB635 , HB639 , HB690 , HB740 , HB757 , HB761 , HB774 , HB808 , HB855 , HB872 , HB883 , HB886 , HB903 , HB949 , HB962 , HB996 , HB1003 , HB1036 , HB1054 , HB1071 , HB1076 , HB1078 , HB1113 , HB1132 , HB1146 , HB1232 , HB1233 , HB21 , HB24 , HB29 , HB31 , HB39 , HB45 , HB77 , HB136 , HB150 , HB263 , HB273 , HB299 , HB315 , HB376 , HB377 , HB431 , HB444 , HB450 , HB519 , HB533 , HB538 , HB559 , HB562 , HB663 , HB664 , HB715 , HB717 , HB805 , HB822 , HB823 , HB834 , HB864 , HB867 , HB1017 , HB1018 , HB1068 , HB1134 , HB1137 , HB1234 , HB1235 , HB1236 , HB961 , HB399 , HB868 , HB905 , HB180 , HB192 , HB284 , HB476 , HB915 , HB952 , HB1006 , HB401 , HB51 , HB58 , HB140 , HB982 , HB1010 , HB750 , HB911 , HB977 , HB901 , HR20 , HR74 , HB9 , HB151 , HB193 , HB310 , HB393 , HB459 , HB577 , HB582 , HB605 , HB614 , HB615 , HB682 , HB733 , HB773

Summary: The House met with a quorum and spent much of the day on personal privileges, recognizing visiting groups and designating several commemorative days, including Sigma Gamma Rho Day, Alpha Kappa Alpha Day, Italian Festival royalty, Acadiana’s Red and White Day, and Louisiana Automobile Dealer Day. Members also welcomed students, civic leaders, former legislators, a state pageant titleholder, and a visiting African law enforcement delegation focused on combating human trafficking. The chamber received Senate bills and committee reports, and several resolutions were adopted without objection, including condolences resolutions and commendations for schools, festivals, and public service organizations. The House then took up a long series of bills, with many passing on final passage after brief debate or technical amendments. Measures addressed topics such as notification of inmate releases from parish jails and DOC facilities (HB 76), ethics and financial disclosure, video voyeurism involving deceased persons (HB 265, renamed the Jacob Carter Dignity and Death Act), health insurance claim practices (HB 291), victim access to parole testimony without fees (HB 32), special education due process burden of proof (HB 342), AI disclosure in medical settings (HB 475), the psychology interjurisdictional compact (HB 486), homelessness provider oversight (HB 616), AI disclosure in campaign calls (HB 639), Medicaid managed care claim review (HB 740), menhaden fishing restrictions (HB 757 and HB 855), HIV exposure law modernization (HB 808), and rare cancer treatment advisory board changes (HB 761). Most of these bills passed with strong support; HB 342 passed 98-3, HB 639 passed 86-9, HB 808 passed 99-0, and HB 855 drew the most extended debate, with supporters citing science-based conservation and opponents warning about harm to the menhaden industry and coastal jobs. The House also adopted committee amendments and set several major fiscal measures as special orders for April 16, including HB 1, HB 2, HB 3, HB 313, HB 383, HB 983, and HB 1126. Additional bills were advanced to third reading from committee reports, and the chamber returned some measures to the calendar for later consideration. Overall, the meeting was marked by ceremonial recognitions, a heavy legislative agenda, and multiple substantive policy votes across education, health, criminal justice, transportation, ethics, and natural resources.

Transcript Highlights:

• Advantage lender just to get started.
• LSPs by SBA lenders.
• It's no lender fee up to $500,000.
• And so I've been an SBA lender for my entire career.
• I think any high-touch lender is very important.

Committee: Senate Small Business and Entrepreneurship Committee

Keywords: SBA, 7A loan program, underwriting standards, loan defaults, Community Advantage Program, small business funding, testimony

Summary: The committee meeting focused on discussions regarding the SBA's 7A loan program and its implementation challenges. Members raised significant concerns about recent changes to the underwriting standards, which have been criticized for leading to an increase in loan defaults. Ranking members expressed a desire for a return to stronger guidelines to protect taxpayers and ensure the program remains a viable source for small businesses struggling to secure funding. Testimonies from community lenders highlighted their efforts to support underserved communities and stressed the importance of the Community Advantage Program.

Transcript Highlights:

• , the typical cost of sale are addressed in a foreclosure, and we just want to make sure that our lenders
• bill's concept or purpose, he wants clarification of the actual costs associated with Section 8 so lenders
• He added that the typical cost of sale is addressed in foreclosure, and that lenders and bankers across
• </c><00:31:53.240><c> and</c> sure that our our our lenders and sure that our our our lenders and bankers
• whatever actual costs are could theoretically eat away at the entirety of the mortgage value, with no caps

Summary: The House Agriculture Committee first spent much of the meeting recognizing the large number of 4-H and FFA students and guests in attendance, with members from several counties introducing their groups and praising the programs for developing future agricultural and civic leaders. Comments emphasized the value of youth involvement in agriculture, leadership, and public speaking, and several members noted their own 4-H or FFA backgrounds. The committee then took up House Bill 356, and adopted a committee substitute before hearing testimony on the revised measure. House Bill 356, sponsored by Representative Carney, would create the Kentucky Urban Youth Agriculture Initiative, expanding the original urban farming concept into broader agricultural education, agribusiness, advocacy, and work-ready skills. The substitute removed the requirement that participants have access to farmland, lowered the age floor from six to five, broadened participation, and established a pilot program with implementation left to Cooperative Extension. Supportive testimony came from a 4-H student and Kentucky 4-H representatives, who described how the program helps youth explore many interests and removes barriers for urban students. Members from both parties praised the bill as a way to reach more youth and strengthen agricultural education. The committee approved House Bill 356 as amended by the committee substitute on a roll call vote, with all members present voting yes. The committee then heard House Bill 315 from Representative Sharp, a foreign adversary land bill intended to limit certain foreign entities’ ability to purchase Kentucky land. Before member questions, Tim Shank of the Kentucky Bankers Association testified in opposition to one section of the bill, saying banks already screen borrowers through federal systems and that Section 8’s reference to an Attorney General lien for “actual costs” was too vague. He warned the language could create uncertainty for mortgage holders and potentially affect credit availability for farmers. Representative Sharp said he had just learned of the concern and may need to work with the Attorney General’s office to address it. He also said the bill was largely the same as last year’s version, except for the removal of a leasing-related paragraph, and the committee began discussion of the bill after that testimony.

Transcript Highlights:

• And as proposed to be amended in the committee analysis, the bill ensures that lenders and loan servicers
• The bill creates the Community Anti-Displacement and Preservation Act, or CAP, within HCD.
• CAP was envisioned... ...and preserving it as deed-restricted housing for the long term.
• is designed as a partnership between HCD and HCD, To build new affordable housing, CAP is designed as
• Equal housing lender. Terms and conditions apply. Audio disclaimers are not new.

Summary: The committee heard testimony on several bills, beginning with SB 16, which would require county behavioral health directors to create clear pathways for clinicians to be authorized to initiate 5150 involuntary holds. The author and supporters argued the bill would reduce reliance on law enforcement and create more consistent crisis response standards statewide, while county behavioral health directors opposed it as an unfunded mandate that could increase law enforcement involvement and create implementation burdens. Members raised questions about county costs and funding, but the author emphasized the bill’s role in building a more clinical response system. SB 561 would require public guardians to acknowledge conservatorship referrals, make determinations within a reasonable time, and provide status updates on request. Supporters said the bill would reduce delays that leave vulnerable adults in limbo, while the opposition from public guardian representatives was removed after amendments. SB 381 drew extensive public testimony in support; it would allow California-born adoptees, and descendants of deceased adoptees, access to original birth certificates, with a nonbinding contact preference form for birth parents. Supporters framed the bill as a matter of dignity, identity, and health, and there was no formal opposition on the record. The committee also discussed SB 880, which would give tenants and prospective owner-occupants notice and a first opportunity to make an offer when institutional investors sell certain homes. Supporters said it would expand homeownership opportunities and preserve neighborhood stability, while opponents warned about conflicts with federal law, bundled-sale restrictions, and impacts on build-to-rent and affordable housing projects. Members and the author discussed possible amendments to address those concerns. SB 1238 would impose a duty of care and additional transparency requirements on HOA managers and boards; supporters said it would protect homeowners from mismanagement, while the main opposition argued the duty should remain contractual and could increase litigation. Finally, SB 423 would require disclosure of emergency-service records related to private detention facilities, and SB 28 would make changes to the CARE Court process, including a statewide ombudsperson and expanded oversight; both drew support and opposition, with concerns focused on transparency, privacy, implementation, and the balance between treatment and coercion. SB 574, discussed at the end, would require disclosure and human oversight for AI use in courts and legal practice and create a complaint process for ADR providers, with the State Bar noting requested amendments related to complaint handling and confidentiality.

Transcript Highlights:

• services, products, and professionals, anywhere from state-chartered banks and credit unions to mortgage lenders
• , debt collectors,... ...anywhere from state-chartered banks and credit unions to mortgage lenders, debt
• collectors, payday lenders, and more.
• going to spend and then everybody else will pay for it through their licensing fees, which we don't cap