Video & Transcript Research : 'cost of borrowing'
Page 181 of 500
AZ
Transcript Highlights:
- takes away the enforcement of the entire portion of the statute.
- centers, 17,000 more poll workers, and an additional cost of $20 million in years following its implementation
- lots of those ideas.
- Just had another question about the cost, and we've heard tremendous cost estimates of switching, you
- I think that kind of undercuts a little bit of your argument.
Keywords:
sample ballots, elections, primary election, general election, mailing deadline, ballot mailing, county election officials, board of supervisors, secretary of state, early voting list, election administration, voter information, postal service, USPS processing center, city elections, town elections, special district elections, Arizona election law, ballot proofing, party chair
Summary:
The Judiciary and Elections Committee approved the minutes from February 18, February 20, and March 4, 2026, and then took up several election and traffic-related measures. House Bill 2006, which would require counties without a USPS processing and distribution center to mail printed sample ballots 14 days before an election instead of 11, was explained as a way to allow more time for mail delivery in affected counties. The Association of Counties supported the bill, and after brief discussion it passed on a 7-0 vote.
House Bill 2109, dealing with hands-free driving penalties, drew extensive debate. The bill would raise penalties for repeat violations, add a penalty when a violation results in a motorcycle crash, and expand the prohibition to watching, recording, or streaming video on a device while driving. Two amendments were offered to remove the citation ban and to strike the “records” language, but members and witnesses raised concerns that the remaining video-streaming language was vague and could unintentionally affect dash cams, rear cameras, CarPlay, navigation, rideshare safety cameras, and other in-vehicle systems. After robust discussion, the committee held the bill without prejudice to allow a stakeholder meeting and possible revision.
House Bill 2167, which would impose liability on the Attorney General for damages when a public nuisance or consumer fraud action is dismissed or found meritless under certain conditions, received divided testimony. Supporters argued it would curb overreach, while opponents said it would interfere with the AG’s ability to protect Arizonans. The committee approved the bill 4-3. Finally, HCR 2016, a referral measure that would eliminate county vote centers and on-site early voting and impose a precinct cap of 2,500 registered voters, drew strong opposition from voting rights groups, county officials, and rural and Navajo Nation witnesses who warned it would increase confusion, provisional ballots, costs, and access barriers. The committee did not act on the resolution and instead held it without prejudice for further stakeholder discussions.
LA
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 2/24/26
Commerce Finance and Policy
Transcript Highlights:
- This bill and all 54 pages of it has all kinds of examples where it just forces the costs onto other
- to cap recovery of those same costs. to cap recovery of those same costs.
- > and the cost of home ownership and the cost of home ownership and exacerbate<00:46:34.480>
segregation - The fee areas of the bill, the fee caps, and those kinds of things will inevitably raise costs for all
- The fee areas of the bill, the fee caps, and those kinds of things will inevitably raise costs for all
Keywords:
common interest community, CIC, homeowners association, HOA, condominium, planned community, cooperative, unit owner, association board, declarant, declarant control, special declarant rights, assessment lien, foreclosure, late fees, fines, attorney fees, resale disclosure, annual report, maintenance plan
FL
Florida 2026 Regular Session
Appropriations Committee on Transportation, Tourism, and Economic Development Feb 12th, 2026
Appropriations Committee on Transportation, Tourism, and Economic Development
Transcript Highlights:
- up to tens of thousands of dollars.
- One of our members worker directly and can go up to tens of thousands of dollars.
- In other words, unless there was a cost to—if they're taking care of all the cost, there's really no
- issue for us; that's not an issue to local government then because they're covering the entire cost of
- Those agreements would have—they would be covering their own cost of the MSTU.
Keywords:
negligence, settlement, appropriation, highway safety, damages, law enforcement, motorcycle accident, compensation, Department of Transportation, legal claim, land use, development, sustainability, environmental protection, housing policy, labor pool, employment, temporary work, placement fee, Department of Commerce
Summary:
The Appropriations Committee on Transportation, Tourism, and Economic Development heard several bills and reported most of them favorably. The first major measure, CS/SB 1220, was described as a broad transportation package expanding FDOT authority over trails, seaports, aviation, advanced air mobility, delivery devices, and related technology, while also addressing toll revenue use, autonomous vehicle penalties, digital driver licenses, and an FDOT study on alternative-fuel vehicles. An amendment narrowed some provisions, including local regulation of personal delivery devices and FDOT airport language. Senator Smith and others raised concerns about language involving FDOT assistance to local governments on federal grant applications, but the bill passed unanimously after support from industry and local-government appearance cards.
The committee also approved SB 1112, the Labor Pool Act, which would prohibit labor pools from charging placement fees when workers are hired permanently by a third-party employer and require annual registration with the Department of Commerce. The sponsor and supporters said the bill would reduce barriers to full-time employment, improve oversight, and help returning citizens and low-wage workers; multiple witnesses testified in support, including labor advocates and individuals describing high placement fees. Senators from both parties praised the bill’s worker and reentry benefits, and it passed unanimously. The committee then favorably reported SB 2, a claims bill for the estate of Danielle Maudsley arising from a fatal FHP arrest incident and settlement, and SB 26, another claims bill providing relief for the estate of Mark Legata after alleged FDOT negligence.
Senate Bill 1352 on motor vehicles also passed without opposition. It would create a secure online portal for license plate seizure processing, allow disabled veterans to retain their DV plate designation upon reissuance or transfer, ban license plate covers and similar devices that obscure plates, and route certain online driver license and ID transactions through county tax collectors. SB 1192, a customer service pilot requiring callback queues for certain calls to the Department of Commerce and Department of Children and Families, was likewise reported favorably to improve response times and reduce hold times.
The most extensive debate centered on CS/SB 354, the Blue Ribbon Projects bill, which would create a new process for very large developments on 10,000-acre or larger parcels if the owner sets aside 60% of the land for conservation or reserve uses. Supporters said it was intended to promote long-range planning, preserve land, and provide certainty for infrastructure and services, while opponents from counties, planning groups, and environmental organizations argued it would preempt local land-use authority, weaken public participation, and allow conservation requirements to be too vague. An amendment added more detail, but concerns remained about administrative approval, timelines, and the definition of reserve areas. Despite opposition from some members, the committee reported the bill favorably on a divided vote. SB 1670 was temporarily postponed, and the committee adjourned after recording one member’s vote on SB 1220.
NM
New Mexico 2026 Regular Session
House - Appropriations and Finance Feb 6th, 2026 at 04:27 pm
House Appropriations & Finance
Transcript Highlights:
- of that.
- of...
- And part of restoration is that when we aren't able to do that, it costs more money.
- know, in many cases, FEMA's not going to cover all of the costs.
- The Forest Reserve Act of 1891 pulled all of our forests out of private ownership.
Keywords:
general appropriation, budget, Medicaid, education funding, public safety, SB193, acequia, community ditch, irrigation works construction fund, water infrastructure, ditch infrastructure, irrigation, New Mexico water law, agricultural water, farmers, Rio Grande, acequia association, forest land protection revolving fund, state fund transfer, irrigation projects
HI
Transcript Highlights:
- behalf of the attorney general. behalf of the attorney general.
- Whereas, um, to head the director of the Department of Health.
- Whereas, um, to head the director of the Department of Health.
- agency instead of department of health? agency instead of department of health?
- of Health.
Keywords:
SB2841, human trafficking, trafficking awareness, transient accommodations, hotel industry, lodging, hospitality, hotel workers, housekeeping, front desk staff, contract workers, third-party contractors, employee training, signage, reporting requirements, National Human Trafficking Hotline, labor trafficking, sex trafficking, commercial sexual exploitation of children, anti-trafficking
Summary:
The joint Judiciary, Labor, and Technology Committee heard two bills in the morning session and later took up two Judiciary decision-making items. SB 2841 would require human trafficking awareness training for transient accommodation workers. Testimony was generally supportive from the Department of Labor and Industrial Relations, the Department of Law Enforcement, and the Hawaii Hotel Alliance/American Hotel and Lodging Association, which also proposed amendments to preserve existing industry training programs and broaden coverage. Members clarified that the administration wanted DLE to be the lead agency instead of DLIR, while the Attorney General would still handle approval of training programs. The committee recommended passage with amendments, including coverage for third-party contractors and implementation dates, and the measure was adopted with no recorded opposition.
SB 2533 would adjust the salaries of the Campaign Spending Commission’s executive director and associate director to better align with comparable enforcement/compliance positions. The commission supported the bill, saying its salaries lag behind similar offices by about $30,000 and that recruitment and workload have become more difficult, while one testifier opposed the proposal. Members questioned why the bill used the Department of Health as the salary comparator and whether Ethics would be a better benchmark; the committee agreed to revise the bill to peg the salaries to the Ethics Commission instead, blank out the dollar amounts for further review, and note the requested appropriation in the report. The committee recommended passage with amendments, and the measure was adopted.
In the Judiciary decision-making agenda, SB 2203, concerning the use of masks or personal disguises by law enforcement officers, was amended to allow exceptions for officers who are unmasked nearby or who are supporting undercover operations, to change the term to “facial covering,” and to add definitions covering federal, state, and county law enforcement. The committee also set a far-future effective date and passed the bill with amendments. SB 2442, relating to judiciary purchase-of-service contracts with community-based organizations, was also passed with amendments; the committee added a far-future effective date, clarified the consumer price index reference, and noted a recommended appropriation amount of $4.26 million in the committee report. All measures were adopted without recorded no votes or reservations.
NM
Transcript Highlights:
- I'd ask you to go back with your staff and take a look at some type of plan to see what it would cost
- Can I assume it's kind of a sunk cost in your IT systems anyway, and you're not adding any type of manpower
- of sexual assault.
- Hopefully, we'll get some of this taken care of. Thank you, Madam Chair.
- And one of the things that was a part of the Survivors Bill of Rights is that every kit now has a tracking
Keywords:
SB132, DOIT, Department of Information Technology, software replacement, equipment replacement, technology funding, revolving fund, capital equipment, enterprise services, state IT budgeting, software budgeting, amortization, depreciation, State Treasurer, Department of Finance and Administration, New Mexico, information technology, IT infrastructure, fund accounting, legislative appropriation
TX
Transcript Highlights:
- I have a couple of questions regarding costs to counties.
- So, is this bill prepared to have the state cover some of the costs of this?
- The question of who bears the cost is an important one.
- But I believe the cost of not doing this is far greater than that. Absolutely.
- Is that also a concern of yours? Yes, ma'am. I wonder if there's been any cost-benefit analysis.
Keywords:
education, funding, student resources, technology access, equal opportunity, veterans treatment court, mental health, criminal justice, rehabilitation, eligibility criteria, veterans, treatment court, military service, legislation, private prisons, inmate confinement, criminal justice reform, Texas Department of Criminal Justice, government contracts, inmate housing
TX
Texas 89th Regular
Homeland Security, Public Safety & Veterans' Affairs Mar 26th, 2025
Homeland Security, Public Safety & Veterans' Affairs
Transcript Highlights:
- Targeted prevention based on data will reduce the substantial cost of victim services and criminal justice
- But of those, 889 of the unanalyzed kits were outside. of the statutory time frame of 90 days, and 277
- It costs a lot of money, and in El Paso County, our jails are pretty much at the... full capacity, operational
- I don't see much in the way of downside from a cost standpoint.
- Information I know one of the witnesses here will have the breakdown, and it's basically gonna cost about
Bills:
HB1583, HB1775, HB1832, HB1836, HB1837, HB1866, HB1983, HB2029, HB2217, HB2318, HB2363, HB2486
Keywords:
mental health, emergency detention, peace officer, mental illness, prevention of harm, border security, private landowners, study and report, General Land Office, participation, controlled substances, opioid antagonists, law enforcement training, substance abuse prevention, Texas-Mexico border, criminal justice, public safety, law enforcement, National Park Service, arrest powers
MN
Minnesota 2025 1st Special Session
House Housing Finance and Policy Committee 3/18/25
Housing Finance and Policy
Transcript Highlights:
- so one of the things that it kind of so one of the things that it kind of bothered<00:10:43.040>
- :20:36.200>
these into the renovation of one of these into the renovation of one of these units - <00:36:40.560>
of <00:36:40.880>public $86,000 of of public $86,000 of of public resources - a lot of them out they spend a lot of a lot of them out they spend a lot of money<00:48:38.760><
- the cost that you see um and we some of the cost that you see um and we can<01:24:48.239>
have
Keywords:
landlord-tenant, victim confidentiality, domestic violence, sexual assault, stalking, tenant privacy, housing law, eviction, unpaid rent, damages, release of information, shared database, protective order, victim of violence, Minnesota Statutes 504B.206, housing finance, civil law, autism, rental properties, reasonable accommodation
AL
Alabama 2025 Regular Session
Alabama Senate State Governmental Affairs Committee Feb 19th, 2025
State Governmental Affairs
Transcript Highlights:
- of the job.
- of the job.
- of the job.
- of the job.
- of the job.
Keywords:
sewer, wastewater, public service commission, PSC, utility regulation, private utility, regulated utility, affiliated system, consolidation, rate jurisdiction, rate setting, wastewater management entity, common ownership, control, Jefferson County Board of Health, local constitutional amendment, public utilities, Alabama Code Title 37, Alabama Code Title 22, certification
KY
Kentucky 2026 Regular Session
Senate Standing Committee on Families and Children (3-21-24) - Reupload
Keywords:
KY LRC YouTube, https://www.youtube.com/watch?v=rSuOCorklUw, 2026-06-21T07:17:07+00:00, 2.2.24, Data collected via generic collector engine, This meeting was uploaded from back up. It is a meeting of both Senate and House Standing Committees on Families and Children.
The House portion of the meeting adjourns after the block grant presentation.
Senate Roll Call – 00:07
House Roll Call – 00:41
SS Block Grant Presentation – 01:15
Senate Vote – 12:41
House Vote – 13:02
House Adjournment – 13:35
Senate Continuation – 15:19
HB 271 Testimony – 15:35
HB 271 Questions/Comments – 19:36
HB 271 Vote – 40:30, 958, all, 2.2.42, 2.1.47
LA
Transcript Highlights:
- First, can we get approval of the minutes of May 21st?
- We're going to go out of order, as we always do. Mr.
- Hearing no objection, 4424 is part of the bill.
- some of the old outdated methods.
- So we can make a study resolution out of it.
Keywords:
migratory waterfowl, hunting regulations, flooded crops, wildlife management, environmental impact, hunting, Kisatchie National Forest, Louisiana Department of Wildlife and Fisheries, deer hunting, dogs, conservation, hunting heritage, federal regulations, Senator Kennedy, wildlife, U.S. Fish and Wildlife Service, legislative support, environment, protective measures, boating safety
LA
Keywords:
water utility, tax credit, excessive rates, residential service, subcommittee, tobacco tax, excise tax, smokeless tobacco, vapor products, public health, FDA, risk-proportionate, tax credits, higher education, workforce development, brain drain, economic incentives, SB 73, Act 10, Act No. 774 of 2024
AL
Alabama 2026 1st Special Session
Alabama Senate County and Municipal Government Committee Apr 2nd, 2026
County and Municipal Government
Transcript Highlights:
- Members, this deals with the Board of Archives and History and, Clerk, if you could take the roll, please
- The House has made some changes to the Senate version of the bill that removed the look-back period,
- Everybody's able to look at it ahead of time, and everybody's got it.
- The Clerk's got it, and we've all got a copy of it. And so, I don't necessarily have an issue.
- Everybody's able to look ahead of time.
Keywords:
education trust fund, appropriations, budget, fiscal year 2026, public education, K-12, pre-K, early childhood education, community colleges, higher education, Alabama Community College System, teacher pay, teacher stipend, school nurses, literacy, numeracy, reading coaches, math and science teachers, career and technical education, CTE
HI
Hawaii 2026 Regular Session
CPC Public Hearing - Wed Mar 18, 2026 @ 2:00 PM HST
Consumer Protection & Commerce
Transcript Highlights:
- Aloha, Chair, Vice Chair, members of the committee. Oahu. Um these rising insurance costs Oahu.
- <00:19:51.760>
of will be used to to to cover the cost of will be used to to to cover the - cost of this<00:19:52.040>
insurance <00:19:52.520>and <00:19:52.840>climate <00: - You know, there is a problem that the cost goes up for us, but that's the cost of doing business and
- Out of state. Out of state, not Huh? Out of state.
Keywords:
insurance, climate change, responsible parties, damages, Hawaii Property Insurance Association, Hurricane Relief Fund, civil action, climate disasters, extreme weather, SB888, Hawaii, consumer protection, smart home security, smart household security device, home security camera, video doorbell, Ring, Nest, connected devices, internet of things
Summary:
The committee heard SB 1166 SD2, a bill on insurance and climate-related damages that would authorize the Hawaii Property Insurance Association and, in amended versions discussed during testimony, other public and private entities to pursue civil actions to recover losses tied to climate disasters and extreme weather. DCCA’s Insurance Division and the Department of the Attorney General raised legal concerns, saying the bill’s scope may not fit the insurance code section being amended, that it could create subject-matter and title issues, and that some subrogation language may be duplicative of existing rate-filing practice. Lawyers for Justice opposed the measure, arguing it conflicts with existing subrogation law and recent Hawaii Supreme Court rulings that treat the judicial lien process as the exclusive remedy. The American Petroleum Institute also opposed, warning the bill would add liability and litigation risk for companies operating under existing permits and could undermine energy reliability and investment.
Supporters said the bill would help shift climate-related insurance costs away from residents and onto fossil fuel companies and other responsible parties. Testimony in support came from the Polluters Pay Hawaii Coalition, Center for Climate Integrity, Hawaii Island Council, Our Hawaii, Sierra Club of Hawaii, and others, who described recent flooding, storm damage, rising premiums, non-renewals, and underinsurance as evidence of a worsening climate-driven insurance crisis. Several supporters urged amendments to give the Attorney General explicit authority to recover insurance-related losses for the Hurricane Relief Fund, HPIA, and private insurers, and to ensure recovered amounts benefit policyholders. Committee members questioned whether HPIA is a private entity, whether the Attorney General could represent it, whether the bill could create double recovery or affect pending climate litigation, and whether insurers would have standing or damages if they are only paying contractual claims.
The committee then took up SB 888 SD2, a consumer protection bill that would restrict smart household security device operators from sharing user data with law enforcement without consent or a judicial order, and would bar conditioning device use on such consent. The Office of Consumer Protection testified in support and said an Illinois law could serve as a useful template for exceptions to the warrant requirement. An individual supporter said the measure would protect immigrant communities, judges, and others from surveillance and misuse of private data. No vote was taken during the portion of the meeting provided, and the chair noted additional written testimony submitted in support of SB 1166.
AL
Alabama 2026 1st Special Session
Alabama House Transportation, Utilities and Infrastructure Committee Mar 11th, 2026
Transportation, Utilities and Infrastructure
Transcript Highlights:
- A lot of the cost you're not getting reimbursed for a lot of times ends up in the customer's hands and
- Utilities are granted access to public right-of-way at no cost and often occupy that public right-of-way
- the public right-of-way at no cost, would impose a permanent financial obligation.
- And the lack of that fiscal note, the clear cost is an issue.
- about of those members. fire engine cost about of those members. fire engine cost about $960,000
Keywords:
medical clinic board, clinic board, hospital bankruptcy, Chapter 11, bankruptcy, debt restructuring, municipal indebtedness, municipal bankruptcy, health care provider, acute care hospital, lease property, board immunity, director liability, civil liability, healthcare finance, insolvency, debt readjustment, federal bankruptcy law, Alabama Code 11-58-5.2, library materials
MN
Minnesota 2025-2026 Regular Session
House State Government Finance and Policy Committee 3/5/26
State Government Finance and Policy
Transcript Highlights:
- activities and costs incurred, didn't have the violent mobs. ...at the majority of the states that didn't
- Um, you know, was part of this cost because law enforcement wasn't allowed.
- Plus, if you're looking at the costs to not look at the causes and proportional responsibilities of the
- costs or damage, but the prevention of costs or damage, but the prevention of escalation<00:35:21.760
- of the costs incurred responsibilities of the costs incurred is<00:35:49.119>
uh <00:35:49.520
Keywords:
civil rights, law enforcement, federal collaboration, accountability, state law, immigration enforcement, economic impact, Operation Metro Surge, study, appropriation, local government, Legislative Commission on Legislative Security, legislator security, elected official security, staff security, statehouse security, capitol security, legislative district safety, political violence prevention, threat assessment
Summary:
The committee first attempted to approve minutes from February 24 and March 3, but members identified multiple spelling errors in names, so approval was held and the motion withdrawn. The committee then took up House File 3477, a bill by Representative Long proposing a civil remedy for constitutional violations by government actors, including federal actors. An author’s amendment (A4) was adopted to remove a subdivision and clarify retroactivity. In discussion, members raised concerns about Supremacy Clause and immigration-related issues; the author responded that the bill applies evenly to state and federal actors and is meant to enforce constitutional rights, not immigration law. After debate, the motion to re-refer the bill to the general register failed on a 6-7 vote, with one member excused.
The committee next heard House File 3480, authored by Representative Howard, which would commission an independent economic impact study of Operation Metro Surge. An A2 amendment was adopted to add a dollar amount for the study and clarify timing. Representative Howard said the study would help the legislature understand statewide impacts and noted reported harm to businesses, child care, schools, and local governments. Testimony in support came from Laura Santiago, reading a statement from Christopher Gomez of Willmar, who described ICE agents entering his family’s restaurant, the detention and deportation of family members, and resulting business losses. Rachel Ser, Minneapolis emergency management director, cited a preliminary city assessment estimating major impacts including food insecurity, lost wages, business revenue losses, hotel cancellations, and rental assistance needs. Some members questioned the cost and usefulness of the study, while others said suburban and greater Minnesota communities also wanted the data. The transcript ends during continued discussion of the bill.
AL
Alabama 2026 1st Special Session
Alabama House Commerce and Small Business Committee Feb 18th, 2026
Commerce and Small Business
Transcript Highlights:
- . >> I'll take care of it.
- You got... >> You still have... a bunch of you. Okay, we have a quorum.
- We're seeing a tremendous amount of roll up in franchisors, that's owners of franchises being procured
- 05:42.320>
owners <00:05:42.639>of up in franchiseors that's owners of up in franchiseors - week in hours of operation. Burger King. week in hours of operation. Burger King.
Keywords:
financial services, banking, insurance, debanking, social credit score, ESG, environmental, social, and governance, diversity, equity, and inclusion, DEI, religious freedom, free speech, viewpoint discrimination, political discrimination, firearms, gun industry, ammunition, fossil fuels, oil and gas, mining, timber
OK
Oklahoma 2026 Regular Session
General Government REVISED: HB4434 - Added Feb 17th, 2026 at 01:30 pm
General Government
Transcript Highlights:
- years ago, as we have discussed, part of the program was a division of how the assets of the fund were
- It was 75% of the program.
- This beautiful monument is a gift from the Woody Williams Foundation at no cost to us other than, of
- on some of the consultation of design?
- We work with a lot of these families. Absolutely. Input on some of the consultation of design.
Keywords:
housing, legislative committee, affordable housing, Oklahoma Housing Finance Agency, policy improvement, HB4414, Oklahoma Homebuilder Program, OHFA, single-family housing, homebuilder loans, 0% interest loan, housing finance, workforce housing, Legislative Workforce Housing Committee, housing needs assessment, community housing assessment, disaster recovery housing, federally declared natural disaster, rural housing, urban housing