Video & Transcript Research : 'insurable interest'
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HI
Bills:
SB2042, SB2892, SB1163, SB2076, SB2116, SB2122, SB99, SB2088, SB2114, SB2117, SB2118, SB2245, SB2386, SB2079, SB2043, SB2155, SB2268, SB2932, SB3240
Keywords:
SB2042, Hawaii insurance, captive insurance, sponsored captive, class 4 captive, minimum capital, surplus requirement, unimpaired capital, insurance commissioner, HRS 431:19-104, commercial insurance, risk retention, insurance regulation, financial solvency, captives, Ways and Means, CPN, feral chickens, chickens, animal control
TX
Keywords:
disaster relief, flood preparedness, emergency funding, local government support, meteorological forecasting, property tax, school funding, enrollment changes, inflation adjustment, tax rate notice, school assessment, public education, accountability, transparency, education standards, STAAR, Texas Education Agency, TEA, public school accountability, school ratings
TX
Transcript Highlights:
- I agree, and Longhorn was interesting.
Keywords:
school assessment, public education, accountability, transparency, education standards, STAAR, Texas Education Agency, TEA, public school accountability, school ratings, A-F ratings, assessment reform, student testing, benchmark tests, interim assessments, through-year assessment, diagnostic reports, college career military readiness, CCMR, local accountability plans
TX
Keywords:
school assessment, public education, accountability, transparency, education standards, STAAR, Texas Education Agency, TEA, public school accountability, school ratings, A-F ratings, assessment reform, student testing, benchmark tests, interim assessments, through-year assessment, diagnostic reports, college career military readiness, CCMR, local accountability plans
TX
Texas 89th Regular
89th Legislative Session - First Called Session Aug 15th, 2025
Texas House Floor Meeting
Bills:
HB4, HB1, HB2, HB18, HB19, HB20, HB4, HB1, HB 2, HB20, HB19, HB18, HB 4, HB 1, HB 2, HB 18, HB 19, HB 20
Keywords:
redistricting, congressional districts, Texas Legislature, elections, 2020 Census, disaster response, emergency management, mass fatality, justices of the peace, training programs, emergency manager license, volunteer management, justice of the peace training, criminal history checks, state health services, emergency communication, interoperability, grant program, first responders, state council
TX
Texas 89th Regular
89th Legislative Session - Second Called Session Aug 15th, 2025
Texas House Floor Meeting
Bills:
HB4, HB1, HB2, HB18, HB19, HB20, HB4, HB1, HB 2, HB20, HB19, HB18, HB 4, HB 1, HB 2, HB 18, HB 19, HB 20
Keywords:
redistricting, congressional districts, Texas Legislature, elections, 2020 Census, disaster response, emergency management, mass fatality, justices of the peace, training programs, emergency manager license, volunteer management, justice of the peace training, criminal history checks, state health services, emergency communication, interoperability, grant program, first responders, state council
TX
Transcript Highlights:
- These updated codes would also likely lead to reduced insurance premiums. as insurance companies recognize
- In the insurance committee, we talked about lowering insurance rates.
- insurance.
- Especially with wind insurance, that's going to help us with wind insurance to raise this.
- They introduce long-term cost savings and reduced insurance risks.
Bills:
HB407, HB871, HB882, HB2011, HB3572, HB3578, HB4038, HB4866, HB4897, HB4978, HB5380, HB5555, HB5668, HB5670, HB5674, HB5676, HB5679, HB5688, SB673
Keywords:
solar energy, residential construction, building code, municipal regulations, energy compliance, building codes, interconnection, education, funding, teacher support, student resources, school infrastructure, municipal requirements, environmental sustainability, municipalities, construction, agricultural operation, International Code Council, county regulations, construction fees
TX
Transcript Highlights:
- Like you just brought up an interesting point. Could someone just transport a...
Bills:
HB407, HB871, HB882, HB2011, HB3572, HB3578, HB4038, HB4866, HB4897, HB4978, HB5380, HB5555, HB5668, HB5670, HB5674, HB5676, HB5679, HB5688, SB673
Keywords:
solar energy, residential construction, building code, municipal regulations, energy compliance, building codes, interconnection, education, funding, teacher support, student resources, school infrastructure, municipal requirements, environmental sustainability, municipalities, construction, agricultural operation, International Code Council, county regulations, construction fees
TX
Transcript Highlights:
- And probably insurance rates would probably be less.
- I'm interested to hear the testimony, but Um, oh, absolutely.
- insurance carrier that will insure you against intentional acts.
- Ellis conceded that most of them are covered by general liability insurance.
- It's not so interesting.
Bills:
HB 1520, HB 1525, HB 1530, HB 1535, HB 2068, HB 2091, HB 2347, HB 2372, HB 2805, HB 2815, HB 2867, HB 3154, HB 3482, HB 3483, HB 3663, HB 3781, HB 3901, HB 3915, HB 4135, HB 4153, HB 4158, HB 4329, HB 4331
Keywords:
Angelina and Neches River Authority, river authority, Sunset Advisory Commission, Texas Sunset Act, Special District Local Laws Code, local government, natural resources, board of directors, director training, board governance, public testimony, open meetings, public information, conflict of interest, ethics, complaint system, general manager, board president, staggered terms, removal of director
TX
Transcript Highlights:
- For people that may be interested in buying property near this lake.
- Most of them have insurance. That insurance covers this defense cost.
- I'm interested to hear the testimony, but, um, oh, absolutely.
- To answer one of the questions that came up, I'm not aware of any insurance, by any insurance carrier
- that will insure you against intentional acts.
Bills:
HB1520, HB1525, HB1530, HB1535, HB2068, HB2091, HB2347, HB2372, HB2805, HB2815, HB2867, HB3154, HB3482, HB3483, HB3663, HB3781, HB3901, HB3915, HB4135, HB4153, HB4158, HB4329, HB4331
Keywords:
Angelina and Neches River Authority, river authority, Sunset Advisory Commission, Texas Sunset Act, Special District Local Laws Code, local government, natural resources, board of directors, director training, board governance, public testimony, open meetings, public information, conflict of interest, ethics, complaint system, general manager, board president, staggered terms, removal of director
TX
Transcript Highlights:
- The fifth supports drainage infrastructure through grants and zero interest loans to cities. counties
- This is about if you... you're going to transfer interest in water rights, then the statute requires.
- Is there any intent or expressed interest or effort in this to sever water rights?
- This plan can be shaped in the best interest of the community. interests of the residents, in the best
- interests of the protection of the aquifer, and in the best interests of ensuring that housing remains
Bills:
HB1520, HB1525, HB1530, HB1535, HB2068, HB2091, HB2347, HB2372, HB2805, HB2815, HB2867, HB3154, HB3482, HB3483, HB3663, HB3781, HB3901, HB3915, HB4135, HB4153, HB4158, HB4329, HB4331
Keywords:
Angelina and Neches River Authority, river authority, Sunset Advisory Commission, Texas Sunset Act, Special District Local Laws Code, local government, natural resources, board of directors, director training, board governance, public testimony, open meetings, public information, conflict of interest, ethics, complaint system, general manager, board president, staggered terms, removal of director
TX
Transcript Highlights:
- With an interest or return component. Does that ever happen? It has come close.
- It's interesting that this wasn't already the law.
- Um, there are also features of rate requests that are often not in customers' interest.
- 5 versus 15, sorry, I got that wrong, is an interesting conversation.
- That would be interesting to see because that's free energy.
Bills:
SB483, SB522, SB783, SB1239, SB1254, SB1255, SB1259, SB1341, SB1664, SB1762, SB1856, SB1877, SB1977
Keywords:
utility, proprietary information, customer data, data protection, electric service, customer information, emergency communication, electric utility, privacy, certification, public accountants, interstate licensing, accounting, regulatory amendment, energy efficiency, construction regulations, building codes, Texas, sustainability, cost-effectiveness
TX
Transcript Highlights:
- These decisions require the taxing unit's interest and sinking rate be set higher than otherwise would
- Senate Bill 1453 seeks to amend the definition of current debt for purposes of calculating an interest
- If there is a motion that states the minimum interest and sinking tax rate, states the proposed rate,
- states the difference between the minimum and the proposed interest and sinking tax rate, describes
- And in the interest of transparency for these large, complex... ...would contend.
Keywords:
ad valorem taxation, tax exemption, franchise tax credit, income production, personal property, SB 464, school buffer zone, tobacco retailer, vape shop, e-cigarette, vaping, nicotine, tobacco products, retail permit, comptroller, Class A misdemeanor, school proximity, youth access, public school, private school
Summary:
The Senate Local Government Committee heard several bills by Senator Bettencourt focused on property tax and local government accountability. SB 32 would provide about $700 million in business tax relief by raising the business personal property exemption from $2,500 to $25,000 and continuing a 20% franchise tax credit for inventory taxes paid. Witnesses from NFIB, the Texas Retailers Association, and Texas Realtors supported the bill, saying business personal property and inventory taxes are burdensome and especially hard on small businesses. After no opposition testimony, SB 32 was left pending.
The committee also heard SB 1453, which would change how interest and sinking tax rates are calculated by using only the minimum debt service required under bond schedules, while still allowing a higher rate with a 60% governing body vote and a public explanation. A witness from the Texas Taxpayers and Research Association supported the bill as a way to keep debt rates from rising as property values increase and to preserve tax relief. The bill was left pending after testimony.
SB 1883 would tighten rules on local impact fees by requiring 60 days of public availability for capital improvement plans and land use assumptions, raising the approval threshold for adopting impact fees from a simple majority to two-thirds, limiting how often fees can be increased, and expanding notice requirements. Builders and developers testified in support, arguing that impact fees are often poorly reviewed, lack accountability, and are passed on to homebuyers, worsening housing affordability. Committee members discussed adding audit provisions and questioned the lack of city testimony. The bill was left pending with subcommittee action. SB 1452 would require a voter election to decide whether a municipal management district continues to exist, with dissolution if voters reject it; supporters said it would add accountability, while others noted some districts provide essential services and infrastructure. The committee heard testimony from district representatives and builders, then left SB 1452 pending before recessing.
TX
Transcript Highlights:
- that if it's just 5%, or if the number is higher, we'll actually make it easier for wealthy special interest
- They're a much larger company, but with a moratorium comes added expenses, you've got added additional interest
- These developments that we work on, uh, the interest carry alone.
Bills:
SB 32, SB 464, SB 996, SB 1163, SB 1173, SB 1277, SB 1452, SB 1453, SB 1548, SB 1882, SB 1883, SB 2016
Keywords:
ad valorem taxation, tax exemption, franchise tax credit, income production, personal property, SB 464, school buffer zone, tobacco retailer, vape shop, e-cigarette, vaping, nicotine, tobacco products, retail permit, comptroller, Class A misdemeanor, school proximity, youth access, public school, private school
NV
Nevada 2025 Regular Session
Assembly Committee on Ways and Means May 31st, 2025 at 09:00 am
Ways and Means
Transcript Highlights:
- And we're eager to talk about that with anybody that's interested in reaching out about it.
- and the fund for insurance administration and enforcement.
- Adam Plain, P-L-A-I-N, with the Nevada Division of Insurance.
- Adam Plain, P-L-A-I-N, with the Nevada Division of Insurance.
- How many other, up and above that, do you anticipate would be interested?
Bills:
AB568, SB90, SB133, SB147, SB229, SB233, SB240, SB245, SB280, SB378, SB393, SB417, SB434, SB494, SB495, AB62, SB104, SB119, SB132, SB193, SB262, SB422, SB431, SB435, SB468, SB503
Keywords:
higher education, Nevada System of Higher Education, operational expenses, instructional expenses, public funding, education funding, teacher grants, classroom supplies, instructional support, specialized personnel, civics education, Nevada Center for Civic Engagement, funding, youth programs, civic involvement, Southern Nevada, Clark County, Las Vegas Valley, regional planning, economic resiliency
AZ
Transcript Highlights:
- Kinder Morgan controls that pipeline, and they've evidently received enough interest from shippers to
- I'm interested in the process, because we did hear from the pro side that there's discussions being had
- You know, I respect you, and I know you have the best interest in trying to figure these things out.
- And when you insure it, they're going to replace it at the depreciated value.
- And when you insure it, they're gonna replace it at the depreciated value.
Bills:
HB2014, HB2031, HB2078, HB2102, HB2103, HB2117, HB2261, HB2262, HB2264, HB2278, HB2428, HB2494, HB2756, HB2758, HB2762, HB2782, HB2932, HB2933, HB2986
Keywords:
air emissions, fuel blends, environmental quality, feasibility study, Arizona Department of Agriculture, water rights, groundwater, Willcox, active management area, certificate of grandfathered rights, Arizona legislature, aggregate mining, reclamation plans, environmental protection, public safety, land use, domestic water, improvement district, water delivery, water hauling
AL
Alabama 2026 Regular Session
Alabama Senate Finance and Taxation General Fund Committee Mar 10th, 2026
Finance and Taxation General Fund
Transcript Highlights:
- This is the Children's Health Insurance Program, CHIP funding. Anybody need explanations?
Bills:
SB143, SB144, SB145, SB152, SB153, SB154, SB162, SB226, SB146, SB143, SB144, SB145, SB152, SB153, SB154, SB162, SB226, SB146
Keywords:
SB143, solid waste, garbage collection, trash fees, refuse collection, municipal fees, county fees, fee exemption, veterans benefits, veteran household, disabled veteran, VA benefits, Social Security exemption, low-income households, poverty level, county commission, municipal governing body, Alabama solid waste law, certificate of exception, public health
OK
Oklahoma 2026 Regular Session
Senate Legislative Session Mar 5th, 2026 at 09:30 am
Oklahoma Senate Floor Meeting
Transcript Highlights:
- education, local government, banking and finance, economic development, utilities, real estate, insurance
- It's very interesting that what I thought was gonna be a simple bill and trying to make Competition equivalent
- Energyitte will meet in Room 230, 20 minutes after business and insurance gets a cor.
- Business and insurance will meet in room 535 immediately following this session.
Bills:
SB2102, SB1940, SB1625, SB1442, SB1623, SB1242, SB1949, SB1592, SB1913, SB592, SB992, SB1241, SB259, SB1928, SB1426, SB1531, SB1561, SB1122
Keywords:
credit card fees, merchant discounts, payment card network, interchange fees, transparency in fees, Oklahoma law, payment card, rebate, merchant, tax compliance, health insurance, mandate, impact analysis, insurance department, public health, access to healthcare, SB1442, alcoholic beverage control, ABLE Commission, liquor license fees
OK
Oklahoma 2026 Regular Session
Senate Legislative Session Mar 5th, 2026
Oklahoma Senate Floor Meeting
Transcript Highlights:
- education, local government, banking and finance, economic development, utilities, real estate, insurance
- , restoration services, development, utilities, real estate, insurance, restoration services, manufacturing
- It's very interesting that what I thought was going to be a simple bill in trying to make competition
- Energy Committee will meet in Room 2.30, 20 minutes after Business and Insurance gets a quorum.
- Business and Insurance will meet in Room 535 immediately following this session.
Bills:
SB2102, SB1940, SB1625, SB1442, SB1623, SB1242, SB1949, SB1592, SB1913, SB592, SB992, SB1241, SB259, SB1928, SB1426, SB1531, SB1561, SB1122
Keywords:
credit card fees, merchant discounts, payment card network, interchange fees, transparency in fees, Oklahoma law, payment card, rebate, merchant, tax compliance, health insurance, mandate, impact analysis, insurance department, public health, access to healthcare, SB1442, alcoholic beverage control, ABLE Commission, liquor license fees
Summary:
The Senate convened with prayer, roll call, and several floor and gallery introductions recognizing the Doctor of the Day, Nurse of the Day, Mid-America Christian University, the Oklahoma Truckers Association, Leadership Wagoner County, the Broken Arrow Chamber, and an intern. The chamber then took up several bills in general order. Senate Bill 1426, requested by the Department of Human Services, would limit referrals to district attorneys to substantiated findings of abuse of vulnerable adults; it passed unanimously, 44-0.
Senate Bill 1531 was presented as a placeholder vehicle for possible future FAA action on drones and unmanned aircraft, with questions focused on why the bill was being kept open and what language might later be added. It passed 33-12. Senate Bill 1561 would allow EMTs to be subject to progressive discipline for drug or other violations instead of automatic license revocation; it passed 46-0.
The most extensive debate centered on Senate Bill 1122, which lowers the ad valorem assessment rate for broadband providers from 22.85% to 15% and was described by supporters as a way to create parity, encourage broadband expansion, and keep providers investing in rural Oklahoma. Opponents argued it would give a tax break to large legacy broadband companies, reduce county revenue by an estimated $20 million, and do little for homeowners, farmers, or other taxpayers facing property tax pressure. After extended questioning and debate, the bill passed 28-19. The Senate also laid over SB 1555, heard announcements, and adjourned until Monday, March 9 at 1:30 p.m.
WA
Washington 2025-2026 Regular Session
Senate Floor Session Feb 27th, 2026 at 09:00 am
Washington Senate Floor Meeting
Transcript Highlights:
- Interesting, my mother was a piano teacher, but I never learned how to play.
- The banks, they're making money on the interest.
- The banks, they're making money on the interest.
- first, Medicaid, or regents or other private insurance for a service.
- , Medicaid, or regents or other private insurance for a service.
Bills:
SB6061, SB6234, SB6170, SB6176, SB6182, SB6335, SB5647, SB6047, HB2367, HB2606, SB5998, SB6005, SB6003, SB6129, SB6225, SB6228, SB6231
Keywords:
tourism, self-supported assessment, funding, statewide promotion, economic development, sewage, grinder pumps, residential buildings, regulation, construction, contracting rules, state highway construction, procurement limits, state regulations, infrastructure funding, vehicle registration, enforcement, renewal, transportation, state law
Summary:
The Senate met on February 23, 2026, opened with the usual roll call, pledge, prayer, and approval of the previous journal. Members then adopted Senate Resolution 8698 recognizing piano teachers, with several senators sharing personal remarks about their own teachers and the role of music education in families and communities. Guests from the Washington State Music Teachers Association and the National Guild of Piano Teachers were recognized in the gallery.
The chamber then moved into budget debate, considering a series of amendments to the operating budget. Several proposals focused on housing costs, local planning, utility rates, and state spending restraint. Amendment 0772, which would have created a housing-related task force and increased funding, was rejected after debate over housing affordability and regulatory costs. Amendment 0785, restoring growth management planning funding for local governments, was also rejected. Amendment 0791, directing the Department of Commerce to study the effects of climate and clean energy laws on utility costs, and Amendment 0769, related to grid capacity and clean energy investments, were both adopted.
Other amendments drew sharper partisan debate. Amendment 0798, which would have reduced the Supreme Court from nine justices to five and redirected savings to public defense, failed. Amendments 0794 and 0795, seeking funding for ballot measure costs tied to initiatives, also failed. Amendment 0799, intended to redirect Pacific Tower lease savings to developmental disability services, was rejected after discussion of the building’s current public uses. Amendment 0773, capping state spending growth and tying it to median wage growth, failed on a roll call vote, while Amendment 0777, addressing concurrent use of paid family and medical leave and sick leave by state employees, also failed after extended debate. Later, Amendment 0776 on tort liability reporting was adopted, as were Amendment 0758 creating a DSHS work group on community-based services for people with intellectual and developmental disabilities, and Amendment 0786 was introduced to reduce cash and food assistance work-related funding, with debate beginning before the transcript ends.