Transcript Highlights:

• So what index or what are you going to use for this consumer standards for the index?
• I think it's a consumer price index, but maybe my co-sponsor could help me out on that.
• Senator Woods, this is based upon the Consumer Price Index for all urban consumers, published in that
• For all urban consumers published in that sector.
• We're using the Consumer Price Index for All Urban Consumers, published by the United States Department

Bills: SB145 , SB143

Committee: Senate Senate Finance

Keywords: auditing, financial reporting, state auditor, public agencies, capital outlay, compliance, federal audits, agriculture, New Mexico Department of Agriculture, fee update, regulatory fees, egg inspection, egg grading, egg dealer, pesticide control, pesticide registration, pesticide applicator, pest management consultant, plant protection, nursery license

Transcript Highlights:

• And third, the Consumer Protection Act is a state law that prohibits unfair competition or deceptive
• definitions if the Consumer Protection Act is the chosen enforcement mechanism, it is critical that
• Treating violations as an unfair or deceptive business practice under the Consumer Protection Act is
• A violation of the bill's requirement is established as a per se violation of the Consumer Protection
• A violation of the bill's requirement is established as a per se violation of the Consumer Protection

Bills: HB2278 , HB2325 , HB2481 , HB2503

Committee: House Technology, Economic Development, & Veterans

Keywords: tourism, promotion areas, state funding, economic development, community engagement, tourism promotion, Washington Tourism Marketing Authority, assessment, self-supported assessment, visitor economy, destination marketing, statewide marketing, lodging, hotels, restaurants, travel services, attractions, recreation, retail, beverage producers

Transcript Highlights:

• I believe that that provision is what has led to the lack of protections for the consumer.
• I think that should be a part of the business practice, and I think it's protections for the consumer
• our consumers.
• I believe this bill here and what we're attempting to do, I think it's consumer protections.
• I think it's consumer protections. It's simply just transparency.

Bills: HB3048 , HB3259 , HB3646 , HB3696 , HB3780 , HB3781 , HB3802 , HB3818 , HB4294 , HB4488 , HB2929

Committee: House Insurance

Keywords: insurance, nonadmitted insurers, surplus lines, insurance regulation, Oklahoma, health insurance, contracting entities, medical providers, enrollment, beneficiary rights, property and casualty, rates, filing, Insurance Commissioner, regulation, property, regulations, actuary, rate filing, independent review

Transcript Highlights:

• I would just like to advocate that Florida pass this bill and put in protections that would regulate
• I think that this bill will make meaningful regulation to protect seniors from scammers and fraud.
• Any protection that we can put in place to protect our members and their finances goes a long way.
• But at the end of the day, as a financial institution, we are limited as to what we can do to protect
• But at the end of the day, as a financial institution, we are limited as to what we can do to protect

Bills: S0198 , S0570 , S0772 , S0808 , S1038 , S1040 , S1286 , S1440 , S1504 , S1668

Committee: Senate Banking and Insurance

Keywords: virtual currency, kiosks, money services business, regulation, financial services, consumer protection, cryptocurrency, registration, payment scams, task force, fraud prevention, property insurance, roofing requirements, inspector, insurance policies, homeowners insurance, roof age, residential structures, insurance renewal, investment

Summary: The Senate Committee on Banking and Insurance met with a quorum present and took up a series of bills, beginning with SB 1286, which expands Florida’s first responder recruitment bonus program to include newly employed firefighters, creates a DFS grant review panel, and establishes a PTSD institute within DFS. Supporters from the fire service and local government spoke in favor, and the bill was reported favorably. The committee then considered SB 198 on virtual currency kiosks. After adopting a substitute amendment, members heard testimony from consumer advocates, industry representatives, and credit unions about scam prevention, elder financial exploitation, and the need for regulatory certainty. The bill was reported favorably as a committee substitute. Members also approved SB 772, which allows limited licenses for portable electronics and eyewear insurance, and SB 1504, which creates a pathway for high school students to qualify for insurance customer representative licensure through insurance and personal finance coursework. Later, the committee approved SB 1038 and SB 1040, which together create a Florida Strategic Cryptocurrency Reserve and the related trust fund, both with technical amendments. SB 1440, dealing with public records exemptions tied to cybersecurity events and financial regulation, was also reported favorably after amendment. The committee then heard SB 1668 on the NICA program, with testimony both supporting solvency reforms and raising concerns about benefits and retroactivity; the bill was reported favorably. Finally, SB 570 created a task force on payment scams under DFS, was amended to reduce FDLE staffing requirements, and was reported favorably. The meeting ended after senators requested to be recorded as voting in the affirmative on certain bills and the committee adjourned.

Transcript Highlights:

• bill for the Secretary of State, which will help determine fraudulent business filings and help consumers
• filings uh determine fraudulent business filings and<00:09:09.040><c> help</c><00:09:09.440><c> consumers
• </c><00:09:10.320><c> or</c><00:09:10.480><c> business</c><00:09:10.800><c> owners</c> and help consumers
• or business owners and help consumers or business owners who<00:09:11.360><c> may</c><00:09:11.600><

Bills: HF2783

Committee: House State Government Finance and Policy

Keywords: state government finance, biennial budget, appropriations, Minnesota Management and Budget, Healthy Aging Subcabinet, Office of Healthy Aging, older adults, aging policy, long-term care, caregivers, public health, Medicaid fraud, medical assistance fraud, attorney general subpoena power, fraud enforcement, business filing fraud, Secretary of State, deceptive mailings, consumer protection, certified public accountant

Transcript Highlights:

• Protection, Consumer Fraud Revolving Fund to the Peace Officers Training Fund in fiscal year 2027.
• Protection, Consumer Fraud Revolving Fund to the Gang and Immigration Intelligence Team Enforcement
• So House Bill 2993 restores the focus on real protection, not political posturing.
• So that left—so that's about 8,000 firefighters are protected in that reinsurance pool.
• Every child should be given the tools to protect themselves from such a lifelong...

Bills: HB2063 , HB2271 , HB2416 , HB2478 , HB2593 , HB2692 , HB2813 , HB2992 , HB2993 , HB4044

Committees: House Appropriations , House House Appropriations Committee of Reference

Keywords: corrections oversight, appropriation, independent office, public safety, funding, firefighters, insurance rates, workers' compensation, firefighter cancer reimbursement, rate deviations, cost analysis, premiums, border security, drug trafficking, human smuggling, law enforcement funding, Arizona, immigration, education reform, K-12

Transcript Highlights:

• fraud, while also respectfully suggesting a targeted amendment to better balance consumer protection
• This is real consumer protection here with teeth.
• The bill creates consumer protection for pet sales and financing agreements.
• The bill creates consumer protection for pet sales and financing agreements.
• So the bill basically is about protecting animals from cruelty and protecting consumers from fraud and

Bills: S0198 , S0422 , S1236 , S1356 , S1456 , S1722

Committee: Senate Commerce and Tourism

Keywords: virtual currency, kiosks, money services business, regulation, financial services, consumer protection, cryptocurrency, registration, ADS-B, automatic dependent surveillance-broadcast, aviation, airports, airport fees, landing fees, departure fees, touch-and-go landing, general aviation, pilot privacy, airspace radius, aircraft tracking

Transcript Highlights:

• to disobey. and cosmetologists who violate the terms of their licenses Enforcement and greater protection

Bills: HB2450 , SB378 , SB764 , SB917 , SB1254 , SB1255

Committee: House Licensing & Administrative Procedures

Keywords: elevator inspection, building safety, construction standards, health and safety code, regulatory requirements, SB 378, Texas Occupations Code, barbering, cosmetology, barber, cosmetologist, licensing, professional licensing, unauthorized practice, medical procedures, skin incision, dermis, injections, devices, consumer safety

Transcript Highlights:

• </c><00:04:56.440><c> the</c> essential to the work to protect the essential to the work to protect the
• It differentiates us time consuming.
• :28.920><c> against</c><01:07:29.680><c> fraud</c> protecting our uh entities against fraud protecting
• Rights is written to protect individuals Rights is written to protect individuals against<01:41:08.080
• 43.880><c> from</c><01:42:44.120><c> overreach</c> need to protect ourselves from overreach need to protect

Bills: HF2354 , HF3621 , HF3429 , HF3483

Committee: House Judiciary Finance and Civil Law

Keywords: medical assistance, fraud prevention, subpoena authority, criminal penalties, consumer protection, fraud, payment withholding, withheld payments, program integrity, public funds, state agency, program participant, credible allegation of fraud, administrative reconsideration, contested case, chapter 14, data practices, confidential data, protected nonpublic data, anti-fraud

Transcript Highlights:

• It protects students from potentially traumatic practices, supports school staff with clear guidance
• It protects students from potentially traumatic practices, supports school staff with clear guidance
• That clarity protects students and school employees.
• That clarity protects students and school employees.
• What are we doing to protect the teacher? What are we doing to protect the aide?

Bills: HB30 , HB120 , HJR1 , SB210 , SB306 , HB30 , HB120 , HJR1 , SB210 , SB306

Committees: Senate Senate Education , Senate House Education

Keywords: teacher residency, Teacher Residency Act, public schools, teacher preparation, educator pipeline, teacher recruitment, teacher retention, student teachers, apprenticeship, co-teaching, mentor teachers, residency stipend, teacher salary, level one teacher, charter schools, school districts, New Mexico education, teacher workforce, principal stipend, cohort model

Transcript Highlights:

• Voting yes would show that you value the protected class of students with disabilities so much that you
• I'm here to speak against that portion of SB 64, which seeks to strip special education protection from
• I've heard the reassurances that gifted services are adequately protected as a general ed function.
• I'm already seeing that. ...without that protection of the special education umbrella.
• So it's really just an administrative move to ensure that the gifted education and all their protections

Bills: HB30 , HB120 , HJR1 , SB210 , SB306

Committee: House House Education

Keywords: teacher residency, Teacher Residency Act, public schools, teacher preparation, educator pipeline, teacher recruitment, teacher retention, student teachers, apprenticeship, co-teaching, mentor teachers, residency stipend, teacher salary, level one teacher, charter schools, school districts, New Mexico education, teacher workforce, principal stipend, cohort model

Transcript Highlights:

• SB 712, cited as the Direct Sales Consumer Protection Act, creates a new section in Chapter 849 to prohibit
• As it pertains to protecting the state from adversary intelligence entities.
• They've sworn an oath to protect Fourth Amendment rights.
• We need to have a state law enforcement entity that is focused on protecting information and protecting
• But, like, we have no protection against this as people with independent thought.

Bills: S0086 , S0642 , S0712 , S0758 , S0896 , S1224 , S1300 , S1370 , S1712

Committee: Senate Criminal Justice

Keywords: unauthorized aliens, commercial motor vehicles, safety regulations, civil penalties, law enforcement, bail bond, insurance regulation, foreign insurers, financial disclosure, premium reporting, pyramid schemes, consumer protection, fraud prevention, legal affairs, penalties, justice, administrative commission, membership, state attorneys, public defenders

Transcript Highlights:

• They don't have any just-cause protections.
• They don't have any just-cause protections.
• It specifies eligibility requirements and employee protections under the program.
• </c> requirements and employee protections requirements and employee protections under<00:29:47.440><
• </c> amendments to ensure protection amendments to ensure protection regarding<01:25:24.960><c> confidentiality

Bills: SB2198 , SB2140 , SB3055 , SB3090 , SB3091 , SB3092 , SB2761

Committee: House Labor

Keywords: workforce development, craftspersons, skilled trades, artisan, craftsmanship, trade recognition, award program, DLIR, Department of Labor and Industrial Relations, Meilleur Ouvrier de France, vocational education, career pathways, cultural preservation, workforce excellence, apprenticeship, Hawaii trades, economic diversification, public nominations, governor awards, historically significant venue

Transcript Highlights:

• quantum, to double the size of your problems, in our case, you add one atom to your machine, which consumes

Bills: SB145 , SB143 , HB2 , SB145 , SB143

Committees: Senate Senate Finance , Senate House Appropriations & Finance

Keywords: auditing, financial reporting, state auditor, public agencies, capital outlay, compliance, federal audits, agriculture, New Mexico Department of Agriculture, fee update, regulatory fees, egg inspection, egg grading, egg dealer, pesticide control, pesticide registration, pesticide applicator, pest management consultant, plant protection, nursery license

Transcript Highlights:

• protection already exist.
• That matters to consumers and to the integrity of sports.
• These platforms provide no consumer protections, no age verification, no problem gambling safeguards,
• Kevin is here in person and— With Taxpayers Protection Alliance.
• Protecting consumers from becoming addicted gamblers is a laudable goal, but other states have established

Bills: HB2205 , HB2309 , HB2206 , HB2123 , HB2120 , HB2411

Committee: House State Government & Tribal Relations

Keywords: sports wagering, gambling regulation, state control, licensing, consumer protection, state employment, classified service, civil service, job qualifications, degree requirements, postgraduate degree, master's degree, doctorate, higher education, Office of Financial Management, OFM, classification plan, salary survey, market rate pay, compensation

Transcript Highlights:

• </c> strong consumer protection provisions. strong consumer protection provisions.
• > ensure</c><01:12:18.520><c> a</c> protect consumer interest and ensure a protect consumer interest
• </c> priority consumer protection issue. priority consumer protection issue.
• Representative Swedzinski. needed consumer protections needed consumer protections offered<01:16:19.600
• <c> and</c> consumer protections are imposed and consumer protections are imposed and third-party<01:

Bills: HF4560 , HF4559 , HF2317 , HF3179 , HF4880 , HF2862 , HF4374

Committee: House Energy Finance and Policy

Keywords: Public Utilities Commission, PUC, energy regulation, utility regulation, electric utility, public utility, rate case, multiyear rate plan, decoupling, rate decoupling, greenhouse gas, social cost of carbon, environmental cost, resource planning, certificate of need, distributed renewable energy, interconnection, budget billing, electronic filing, contested case

Transcript Highlights:

• And right now, consumers in Texas may sit down at a restaurant...
• There are people that, so if you consume...
• They wanted to have language that essentially placed the burden on the consumer... ...so that the consumer
• The protection of public servants exercising their duties becomes essential. consistent with the protections
• those who protect us.

Bills: HB2226 , HB2269 , HB2343 , HB2760 , HB3621 , HB4079 , HB4204 , HB4518 , HB4531 , HB4555 , HB4850 , HB4876 , HB4903 , HB4996 , HB5122

Committee: House Trade, Workforce & Economic Development

Keywords: construction trust funds, Property Code, Chapter 162, construction payments, mechanics lien, contractors, subcontractors, laborers, material suppliers, materialmen, real property improvement, assignment of payment rights, unpaid trust funds, trust fund beneficiaries, construction industry, payment protection, Texas construction law, property owners association, landscaping, grass maintenance

Transcript Highlights:

• We believe privacy is a human right, and the First Amendment protects our freedom of speech.
• All-in pricing is favorable for consumers.
• Cleaning up speculative tickets is also something that's going to be favorable for consumers.
• In fact, HB3621 blocks our efforts to protect our patrons.
• I think the consumers deserve transparency, and it's confusing.

Bills: HB2226 , HB2269 , HB2343 , HB2760 , HB3621 , HB4079 , HB4204 , HB4518 , HB4531 , HB4555 , HB4850 , HB4876 , HB4903 , HB4996 , HB5122

Committee: House Trade, Workforce & Economic Development

Keywords: construction trust funds, Property Code, Chapter 162, construction payments, mechanics lien, contractors, subcontractors, laborers, material suppliers, materialmen, real property improvement, assignment of payment rights, unpaid trust funds, trust fund beneficiaries, construction industry, payment protection, Texas construction law, property owners association, landscaping, grass maintenance

Transcript Highlights:

• is likely that the market will lower prices to make these dental procedures more affordable for consumers

Bills: SR29 , SB667 , SB1466 , SB1942 , SB1989 , SB1670 , SB1716 , SB1521 , SB1273 , SB1433 , HJR1032 , SB1969 , SB1953 , SB1277 , SB1287 , SB1061 , SB1916 , SB1589 , SB2178 , SB1444 , SB1438 , SB1501 , SB1873 , SB1364

Keywords: Black History Month, Black Oklahomans, civil rights, Tulsa Race Massacre, Greenwood, Jim Crow, segregation, all-Black towns, Boley, Langston University, Clara Luper, NAACP Youth Council, Oklahoma Civil Rights Trail, Black history, African American history, racial justice, commemorative resolution, Black excellence, state history, heritage month

Transcript Highlights:

• Members, what this bill does, it helps people refinance their homes or businesses while protecting the
• Members, what this bill does, it helps people refinance their homes or businesses while protecting the
• applies prospectively to avoid federal compliance issues and supports recruitment and retention while protecting

Bills: HB1784 , HB1245 , HB1268 , HB2116 , HB2193 , HB2206 , HB1739 , HB1889 , HB1904 , HB3172 , HB4225 , HB4352 , HB3625 , HB4263

Committee: House Banking, Financial Services and Pensions

Keywords: education reform, local control, student outcomes, curriculum changes, school funding, retirement, pension, public employees, Oklahoma Public Employees Retirement System, benefits, survivorship, contribution rates, disability retirement, deferred option plan, service credit, contributions, distributions, HB2116, Oklahoma Law Enforcement Retirement System, OLERS