Video & Transcript Research : 'cost of borrowing'

Page 14 of 500
HI

Hawaii 2026 Regular Session

CPC Public Hearing - Thu Apr 9, 2026 @ 2:00 PM HST

Consumer Protection & Commerce

Transcript Highlights:
  • That jacks up the cost of the project That jacks up the cost of the project quite<00:36:16.240> a<
  • We cut out as much of the private sector financing costs out of the project.
  • We cut out as much of the private sector financing costs out of the project.
  • We cut out as much of the private sector financing costs out of the project.
  • <01:18:27.440> to<01:18:27.520> be the cost of anything is going to be the cost of
Summary: The committee on Consumer Protection and Commerce met on April 9, 2026, and heard testimony on several measures. SB 3302 SD1 HD1, dealing with homemade food products, would require the Department of Health to adopt rules for farm kitchens producing homemade food products that are no more stringent than rules for home kitchens. The Department of Health said it supported the bill with technical amendments, and the Hawaii Food Industry Association and Grassroot Institute of Hawaii also supported it. No opposition was heard. A lengthy discussion focused on SB 2061 SD2 HD1, which concerns a 99-year leasehold residential condominium project and HCDA’s rules for sales, income restrictions, and buyback pricing. HCDA supported the bill and said the House draft clarified unclear provisions and would help move the project to pre-sales. Testimony and committee questions centered on whether the project should remain owner-occupied in perpetuity or allow investor purchases after an initial sales period. HCDA explained that the bill was revised to make the project feasible in the market, that 60% of units would be income-restricted for buyers at or below 140% of area median income, and that the remaining units could be sold without owner-occupancy restrictions. Some members and testifiers expressed concern that the bill had shifted away from the original owner-occupancy vision and could become an investment property model, while others argued the changes were necessary for the project to pencil out and compete with fee-simple developments. No vote was taken during the discussion shown. The committee also heard SB 2050 SD1 HD1, which would allow chiropractic students in accredited programs to engage in clinical practice beginning July 1, 2028. The Hawaii Board of Chiropractic and the Hawaii State Chiropractic Association supported the measure, and one testifier described personal experience with student chiropractic care in California. Members questioned why the board requested delaying implementation until 2030, and the board said it needed more time to develop rules because it meets only a few times a year and rulemaking is lengthy. Finally, SB 2102 SD2 HD1, on industrial hemp in commercial feed, was introduced; the Department of Agriculture and Biosecurity offered comments, the Department of Health raised concerns about regulating pet food and possible jurisdictional conflict, and a farmer testifying in support suggested narrowing the bill to federally approved livestock feed rather than pet food.
OK

Oklahoma 2026 Regular Session

Economic Development, Workforce and Tourism 2ND REVISED Feb 24th, 2026 at 01:30 pm

Economic Development, Workforce and Tourism

Transcript Highlights:
  • Costs easier and making it easier to craft a budget net of those impacts.
  • It's Employer-paid, employee-paid, or a combination of both, we have the ability to set that cost share
  • Do we anticipate that that fee will cover the cost of compliance and the monitoring of those?
  • That's what the dev Well, tell me when you say the cost of you for the question, the developers have
  • However, if it's just on the cost approach, what about the fair market value of all of The other surrounding
OK

Oklahoma 2026 Regular Session

Business and Insurance 2ND REVISED Feb 26th, 2026 at 09:30 am

Business and Insurance

Transcript Highlights:
  • But does not include a flexible benefit plan provided pursuant to section 1342 of Title 74 of the Oklahoma
  • And of what we've got today in front of you, Senate Bill 1500 does pertain to PBMs and it has to do with
  • the date of release of the RFP.
  • We've heard that a lot of our rural pharmacies are going out of business.
  • This encompasses all of our community providers in every community in the state of Oklahoma.
AL

Alabama 2025 Regular Session

Alabama House Judiciary Committee Feb 12th, 2025

Judiciary

Transcript Highlights:
  • They seized 2,500 grams of fentanyl, 12,000 grams of cocaine, 100,000 grams of marijuana, 37 firearms
  • Okay, and also, I've been asked with this part of it if there... ...could be some type of list of examples
  • Yes, some of that information, some of the things you see in front of you actually come from the work
  • The cost could be incurred if the board hires a third party to help analyze some of the data created
  • several codes of the state of Alabama.
AL

Alabama 2026 1st Special Session

Alabama House Ways and Means General Fund Committee Mar 31st, 2026

Ways and Means General Fund

Transcript Highlights:
  • <00:10:32.959> of for all Britain state employees cost of for all Britain state employees
  • cost of living<00:10:33.600> increase<00:10:33.920> for<00:10:34.160> fiscal<00:
  • top of the agenda. top of the agenda.
  • some of some of the do want to highlight some of some of the larger<00:21:35.520> transfers<00
  • motion of adjournment. motion of adjournment.
MN

Minnesota 2025-2026 Regular Session

Cap Committee Meeting - 2025-04-23

Capital Investment

Transcript Highlights:
  • and the State of Minnesota, with the city handling the operating costs, while the state has regularly
  • That will be for 40 units of housing, and we anticipate it costing around 16 million dollars.
  • Some of those problem materials, such as mattresses, would incur a charge because there's a cost for
  • The remainder of the costs are shared between the city and county, which is why we are here today.
  • improvements at the cost of $6.3 million.
MN

Minnesota 2025-2026 Regular Session

House Capital Investment Committee 4/23/25

Capital Investment

Transcript Highlights:
  • and the state of Minnesota, with the city handling the operating cost while the state has regularly
  • More than half of Northland residents are rent burdened, struggling to keep up with rising housing costs
  • be for 40 units of housing and that we anticipate<00:15:29.279> costing<00:15:30.000> uh
  • The remainder of the costs are shared between the city and county, which is why we are here today.
  • improvements at the cost of $6.3 million.
LA

Louisiana 2026 Regular Session

Health and Welfare May 26th, 2026

Health and Welfare

Transcript Highlights:
  • one of a list of items on behalf of or to LDH, such as policy guidance or advisory opinions, position
  • our contracts, all of our memberships and associations, all of our travel, all of our conferences.
  • financial accounting, the cost-benefit analysis, and all of the description.
  • There is a question of whether it will cost $500,000, but I think it's not a question that it will at
  • And so that's really kind of the meat of why I put this together.
Bills: HR290, HR298, SB405, SCR61, HR318
OK

Oklahoma 2026 Regular Session

Energy REVISED Apr 16th, 2026 at 10:00 am

Energy

Transcript Highlights:
  • some of their cost in moving water.
  • I think I made this statement before, it possibly Could be the start of a lot of good things that technology
  • Senator Woods, you're recognized to present the exact no of Megan Langley of Westville.
  • the woods, but I'll kind of give you a synopsis of her background.
  • , a seven-year term ending January 1st of 2033.
OK
Transcript Highlights:
  • that they incur from claims, aren't long-term rates really a function of the underlying cost and not
  • Cost of repairs in the last five or six years has nearly doubled, and insurance rates, along with those
  • Look at the price of coverage premiums and the deductibles and the cost of health care in general, it's
  • whole industry, which is then passed on to all of the... ...property valuation just drives up costs
  • It doesn't reduce the cost of the underlying insurance itself.
MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 3/26/25

Commerce Finance and Policy

Transcript Highlights:
  • higher costs out of pocket when they go to the out-of-network provider.
  • insurance the cost pressures of the insurance the cost pressures of the insurance Market<00:35:11.280
  • of<01:30:49.639> a about a third of the premium cost of a about a third of the premium cost
  • cost of collecting this administrative cost of collecting this fee<01:41:54.639> May<01:41:54.920
  • <01:44:21.920> of 1940 um um that uh that the cost of 1940 um um that uh that the cost of
AL

Alabama 2026 1st Special Session

Alabama House Ways and Means Education Committee Mar 18th, 2026

Ways and Means Education

Transcript Highlights:
  • <00:46:05.680> the the state of Alabama and all of the the state of Alabama and all of the
  • They were truly interested in the low cost of living that we have in Alabama and the competitive benefits
  • that come with that low cost of living.
  • We were so excited to be able to tell them about this low cost of living.
  • :59.040> Alabama of the pillars of Innovate Alabama of the pillars of Innovate Alabama program
HI

Hawaii 2026 Regular Session

CPC Public Hearing - Wed Feb 18, 2026 @ 2:00 PM HST

Consumer Protection & Commerce

Transcript Highlights:
  • underlying potential cost of of a loss underlying potential cost of of a loss in<00:10:29.920> those
  • Cost remains one of the most significant barriers.
  • cost or lack of one gets delayed due to cost or lack of insurance.<01:14:15.120> We<01:14:15.280
  • 15.920> care cost insurance and and most of the care cost insurance and and most of the care we
  • to be 90% of the material cost for the lei.
Summary: The committee heard testimony on HB 20, which would create a lava zone insurance subsidy/fund. The Insurance Division opposed the bill, arguing that lava zones 1 and 2 are the highest-risk areas, that a subsidy would not reduce the underlying risk or loss costs, that it could invite similar subsidy requests for other hazards, and that the bill may conflict with HICV by diverting funds from the CRF. Members discussed the lack of authorized homeowners insurance in those lava zones, the role of HPIA and the surplus market, and the difference between the proposed lava-zone subsidy and the Hawaii Hurricane Relief Fund. The chair noted 37 submitted testimonies in support and one in opposition, and the committee then moved on without taking a vote on HB 20 in the portion provided. The committee then took up HB 2612, relating to mortgages, which would clarify that a mortgage does not exist independently of the debt it secures and is not independently enforceable from that debt. The Hawaii Credit Union League and Hawaii Financial Services Association opposed the bill, while several individuals testified in support, arguing it would restore Hawaii’s long-standing lien-state rule and prevent so-called “zombie mortgages” after the Hawaii Supreme Court’s White decision. Supporters said the bill would protect borrowers from delayed foreclosures and predatory lending practices, while opponents and the Insurance Division emphasized that foreclosure actions still require proof of standing and possession of the note, and that lenders generally pursue foreclosure without seeking deficiency judgments. Committee members questioned the Insurance Division about how the current market works, whether lenders could wait out the statute of limitations and then foreclose only on the mortgage, and whether equitable tolling or later defaults could allow refiling. The division said it is still trying to attract authorized insurers back into the lava-zone market, but has seen little progress. No vote or final action on HB 2612 was taken in the excerpt provided.
TX

Texas 89th Regular

State Affairs Mar 12th, 2025

State Affairs

Transcript Highlights:
  • And I believe this approach better reflects the responsibilities of of each of the entities. Mr.
  • There are levels of treatment, levels of reinforcement, and levels of inspection.
  • direct response of the of the smoke gas creek fire?
  • If that occurs, it could either greatly increase the cost of premiums. for individuals in this state
  • on behalf of AECT, the Association of Electric Companies of Texas, testifying in support of of House
TX

Texas 89th Regular

State Affairs Mar 12th, 2025

State Affairs

Transcript Highlights:
  • of a layout of the map of the U.S.
  • But would require the agreement to include a formula for calculating DPS's annual cost of providing law
  • From the City of Austin a portion of their municipal sales taxes based on DPS's annual cost of providing
  • of of the William P.
  • frustrated because of our lack of staffing.
OK

Oklahoma 2026 Regular Session

Senate Legislative Session Feb 10th, 2026 at 01:30 pm

Oklahoma Senate Floor Meeting

Transcript Highlights:
  • Members of the Senate, it is my honor to present Amandaisher for The Nurse of the Day, Amanda, has built
  • Continued support of Oklahoma nurses serving as Nurse of the Day is sincerely appreciated and helps highlight
  • He attended the University of Oklahoma College of Medicine, class of 1970.
  • So, if all the pages for the second week of session would please come to the front of the chamber.
  • My plans are to either attend the University of Vanderbilt or the University of Harding to pursue a degree
TX
Transcript Highlights:
  • the securitization of estimated system restoration costs.
  • So, everyone is affected by this, and it makes the cost of goods go up.
  • Raising cost of goods and raising cost of labor being two of the major drivers for that.
  • just to cover... the cost of the $3 million.
  • sale, to offset the costs of doing business with credit card companies?
TX
Transcript Highlights:
  • before the end of this month, as well as our agreement to forego a portion of the costs that we incurred
  • of that 20 years ago is not the cost of that today.
  • And the cost of that in a hurry is not the same as the cost of doing it over a long period of time, which
  • platters just to cover the cost of the $3 million.
  • into the pricing on every single good or service, just like your cost of materials. overhead, your cost
TX

Texas 89th Regular

Business and Commerce (Part I) Apr 3rd, 2025

Business & Commerce

Transcript Highlights:
  • Combined, all of these actions will fully make our customers whole for the cost of the 15 large generators
  • Combined, all of these actions will fully make our customers whole for the cost of the 15 large generators
  • reductions and foregoing costs. ...of rate reductions and foregoing costs.
  • of that 20 years ago is not the cost of that today, and the cost of that in a hurry is not the same
  • as the cost of doing it over a long period of time, which you chose not to do.
Summary: The Senate Committee on Business and Commerce met with a quorum and first took up several pending and uncontested bills. It favorably reported SB 1405, SB 1762, SB 1977, SB 2077, SB 2148, and SB 1968, and also moved SB 2321 to the local and uncontested calendar. The committee then heard SB 819, which would change how the Public Utility Commission reviews proposed utility-scale solar and related interconnection projects. The committee substitute would shift the default so interconnection is allowed unless the PUC affirmatively prohibits it within 180 days, limit denial to cases where harm substantially outweighs benefits, remove public meeting requirements, retain setback and financial assurance provisions, add optional application materials such as national security and environmental information, and restore local control over county tax abatements. The substitute was adopted and SB 819 was favorably reported to the full Senate on a 7-3 vote. The committee then took up SB 231, focused on CenterPoint’s use of large emergency generators after Hurricane Beryl. Senator King explained that the original bill was intended to prevent customers from being charged for non-mobile generators that were leased at great cost and did not match the bill’s emergency-response purpose. CenterPoint’s Jason Ryan apologized for the company’s communication failures and said the company would make customers whole through a combination of rate reductions, foregone storm-cost recovery, and a donation of the 15 large generators to ERCOT for about two years to address a San Antonio-area reliability issue, with the company absorbing the associated costs. PUC Executive Director Connie Corona said the commission could enforce the agreement through its contested-case process. Public testimony included consumer and reliability advocates, one of whom argued utility-scale microgrids should be preserved as a policy option. SB 231 was left pending. The committee also heard SB 986, which would create an alternative process for routine Public Information Act requests so local governments can make initial redactions without sending every routine exception to the Attorney General, while preserving an appeal path and training requirements. Supporters said it would reduce backlog and speed access to records; opponents argued it would shift the burden to requesters and encourage delay. The AG’s office testified that the process could improve efficiency and still fit within current timelines if used promptly. SB 986 was left pending. Finally, SB 584 was briefly laid out to require consumer reporting agencies that buy data from others to ensure the information complies with Texas law on excluded items such as bankruptcies, judgments, and tax liens, and SB 600 was heard on heir property. SB 600’s substitute would strengthen notice, require an attorney ad litem, add an heir’s bill of rights, allow settlement conferences, and require fair-market-value sales protections; supporters said it would curb predatory partition practices, while opponents warned some provisions could burden or diminish minority heirs’ property rights. SB 584 and SB 600 were left pending after testimony.
LA

Louisiana 2026 Regular Session

House of Representatives Apr 8th, 2026

Louisiana House Floor Meeting