Transcript Highlights:

• Article 4 deals with the READ Act.
• Article 4 section one read act.
• This section was also the read act.
• House File 1306 under the Read Act House File 1306 under the Read Act subdivision<01:13:36.320><
• We have revisions to the read act.

Keywords: 1183, house

Transcript Highlights:

• protected and remains confidential. protected and remains confidential.
• Would you say that what you do in protecting that information is protecting against fraud?
• It's protecting the litigants.
• <04:44:44.878> It's administrative procedure act. It's administrative procedure act.
• Um, it's a robust protection.

Keywords: 1189, house, all

Transcript Highlights:

• The ayes have it, and the motion carries. an act relating to sustainable data an act relating to sustainable
• <00:08:54.480> to we have H. 944, an act relating to we have H. 944, an act relating to fiscal
• An act relating to the next steps in An act relating to the next steps in transforming<00:10:15.480><
• an act relating to posting of land. an act relating to posting of land.
• of protection from the date of posting. of protection from the date of posting.

Keywords: 927, senate, all

Transcript Highlights:

• House Bill 565, Representative Dossett, an act relating to fire protection.
• bill 565, Representative Dossett, an act bill 565, Representative Dossett, an act relating<00:06
• relating to fire protection. relating to fire protection.
• 759, Representative Payne, an act 759, Representative Payne, an act relating<00:07:32.680> to
• 2, Representative Derek Lewis, an act 2, Representative Derek Lewis, an act relating<00:07:55.680

Keywords: 958, all

Summary: The House convened, opened with an invocation and the Pledge of Allegiance, established a quorum with 96 members present, excused absent members, and approved the journal from March 4, 2026. The chamber also received notice that the Senate had passed Senate Bills 50 and 191 and requested concurrence. Several bills were reported for second reading and committee action, including measures on schools, barbering, virtual currency kiosks, eminent domain, DUI, fire protection, school district reporting, teacher certification, legal representation, cost and fee reporting, dentistry, credit insurance, harmful practices, elections, child welfare, health data, Medicaid directed payments, workplace violence in health care, utilities, solid waste, carbon sequestration, and coal/energy affordability. House Bill 534 was sent to the Rules Committee after receiving prior readings, and House Bill 600 was brought up for third reading and passage. House Bill 600, relating to the collection of delinquent tax bills, was explained as allowing counties to use a consolidated procedure to collect multiple delinquent tax cases more efficiently, requiring county attorney contracts with the Department of Revenue to include that option, and extending to counties some property-tax collection tools already used by cities for delinquent and dilapidated properties. A member from Jefferson raised concerns that the bill could allow foreclosure on occupied properties and warned about potential harm to elderly or low-income homeowners; the sponsor responded that the bill was not intended to remove anyone from their property. The House passed HB 600 by a vote of 82-11, and a clincher was applied. House Bill 662, concerning regulation of low-voltage battery-charged security fences by local governments, was described as a business-friendly measure supported by the Chamber of Commerce and affected industries, intended to define the fences and reduce regulatory uncertainty in commercial and industrial zones without removing local regulation. It passed unanimously, 96-0, and a clincher was applied. House Bill 364, relating to benefits for Kentucky National Guard members, was amended by House Floor Amendment 1 to define Commonwealth emergency pay and hazardous duty for Guard members on state active duty during emergencies. Supporters emphasized compensation for Guard members responding to disasters and emergencies, and members cited recent flood and crash responses as examples of their service. The bill passed 96-0, and a clincher was applied. House Bill 534, an elections bill, was taken up with House Committee Substitute 2 adopted. The sponsor said the bill was the product of work by the Secretary of State, the Board of Elections, county clerks, KREF, and others, and was intended to strengthen election laws. Debate focused on a provision that would remove from voter rolls individuals convicted of felonies even while appeals are pending; one member argued this would disenfranchise people before appeals are resolved and sought to offer an amendment, but a motion to suspend the rules for that amendment failed with only 18 votes in favor. Another member said the substitute was the best version of the bill and indicated he would offer amendments, including changes to the felony-appeal language and campaign finance timing, while also seeking to remove a section requiring federal cooperation. The transcript cuts off during that discussion, before final action on HB 534 is shown.

Transcript Highlights:

• act the bill establishes<00:01:24.600> explicit<00:01:25.040> legal<00:01:25.360> protections
• establishes explicit legal protections establishes explicit legal protections to<00:01:26.439>
• in entertainment mediums the ACT in entertainment mediums the ACT recognizes<00:02:18.400> the
• to go through that if needed the ACT to go through that if needed the ACT establishes<00:02:28.080
• <00:04:07.560> already California has some protections already California has some protections

Keywords: Meeting Start: 00:00:00 Roll Call: 00:00:24 SB 7: 00:00:51 SB 130: 00:06:00 SB 244: 00:11:17 SB 236: 00:13:31, 958, all

Summary: The Senate Judiciary Committee met with a quorum and considered four bills. Senate Bill 7, sponsored by Sen. Bledsoe, would create a Right of Publicity Act to prohibit unauthorized commercial use of a person’s unclothed likeness, including for living and deceased individuals, while carving out exemptions for artistic and news-related uses. Bledsoe said the bill is intended to address privacy, dignity, and AI-generated image misuse, and noted she may offer a floor amendment to address concerns from broadband and internet providers. Sen. Thomas supported the bill but questioned the 10-year duration, and Bledsoe said that timeframe was somewhat arbitrary. The committee voted 8-0 to pass SB 7 with favorable expression to the floor. Senate Bill 130, presented by Sen. Maiden, addressed gift card scams and theft of redemption information. A committee substitute was adopted, and Maiden described the bill as a response to organized retail crime, citing major gift card scams in Louisville and Lexington and explaining how tampered cards are returned to shelves and later drained after purchase. He said the substitute would create clear criminal penalties, make gift card tampering a felony, and add gift card fraud to the credit card fraud statute. Members shared personal experiences with compromised gift cards, and the committee approved SB 130 8-0 with favorable expression. Senate Bill 244, a reorganization cleanup bill presented by Sen. Howell and Attorney General’s office counsel Will Schroer, would complete name and structural changes following the transfer of Administrative Hearings and Child Support from the Cabinet for Health and Family Services to the Attorney General’s office and align the bill with prior data privacy legislation. The committee voted 9-0 to send SB 244 to the floor with favorable expression. Senate Bill 236, sponsored by Sen. Smith, drew extended discussion about a veteran’s case involving an old misdemeanor/DUI matter and a later warrant or failure-to-appear issue. The witness described being arrested years later despite having rebuilt her life, and senators debated whether the bill’s proposed time limit could create loopholes or affect court procedures; members emphasized that the underlying charge would remain and that the bill was aimed at unserved failure-to-appear warrants. The committee ultimately voted to advance SB 236 with favorable expression, with several members explaining their support while noting concerns about possible future language changes.

Transcript Highlights:

• Bill 2280; an act relative to fire protection, House Bill 2644; and an act pertaining to public fire
• Second reading of the bill: An act relative to primary insurance, House Bill 1301.
• Bill 2280; an act relative to fire protection, House Bill 2644; and an act pertaining to public fire
• Bill 2280; an act relative to fire protection, House Bill 2644; and an act pertaining to public fire
• Second reading of the bill: An act relative to primary insurance, House Bill 1301.

Keywords: 995, all

Summary: The House opened with the Pledge of Allegiance and then took up several routine reports and local bills. It adopted a resolution commending the AADC Family Network and recognizing October 23, 2025, as AADC Deficiency Awareness Day in Massachusetts. The House also concurred with a Senate petition on energy-conservation windows being referred to the Committee on Housing. The chamber then acted on a slate of bills scheduled by the Committee on Steering Policy and Scheduling. It advanced House Bills 1194, 2280, 2644, 2646, and 1301 to third reading, covering cleanup of accidental home heating oil spills, permitting reforms for businesses and landowners, fire protection, public fire safety and professionalism, and primary insurance. Each was taken up under suspension of Rule 7A and ordered to a third reading without objection. The House also passed several local bills to be engrossed: House Bills 3896 on recall elections in Berlin, 3901 exempting Natick’s assistant fire chief from civil service, 4212 allowing Lancaster to dissolve its animal control commission, and 4347 concerning Williamsburg Library Trustees. House Bill 4380, amending Agawam’s charter, was amended on the floor to change the election timing language and add an effective-date section, then passed to be engrossed as amended. The House then recessed briefly, adopted an order to meet the following Tuesday at 11 a.m., and adjourned to an informal session.

Transcript Highlights:

• The Worker Protection Act will help Colorado be a place where everyone can thrive, not just the
• Act.
• Uh, members, I am proudly co-sponsoring the Workers Protection Act because Colorado law should protect
• I am simply asking for your vote for the Workers Protection Act because this is how we can keep the American
• Act.

Keywords: 981, all

Transcript Highlights:

• All I'm trying to do is protect these citizens.
• Same area are the individuals who are granted TPS protection, or what is called Temporary Protected Status
• Members, no one is going to protect someone who commits the types of acts that Representative Little
• To consider the rights of the innocent people who deserve to be protected from these senseless acts of
• Water Protection Committee's annual report.

Bills: SB664, SB40, SB9, SJR1, SJR5, SB27, SB207, SB2938, SB1901, SB1227, SB1248, SB912, SB1321, SB2143, SB2145, SB1497, SB1239, SB2180, SB1388, SB1762, SB1662, SB1951, SB1537, SB493, SB378, SB1020, SB1018, SB992, SB958, SB920, SB1350, SCR25, SB687, SB1332, SB2185, SB552, SB664, SB40, SB9, SJR1, SJR5, SB458, SB482, SB927, SB984, SB651, SB1620, SB2124, SB2448, SB841, SB843, SB402, SB2662, SB2053, SB2332, SB2112, SB745, SB1247, SB1789, SB27, SB207, SB2938, SB1901, SB1227, SB1248, SB912, SB1321, SB2143, SB2145, SB1497, SB1239, SB2180, SB1388, SB1762, SB1662, SB1951, SB1537, SB493, SB378, SB1020, SB1018, SB992, SB958, SB920, SB1350, HCR76, HCR127, HCR9, HCR40, HCR118, HR559, HCR59, HCR135, HCR141, HCR46, HCR109, HCR10, SCR25, HB2525, HB142, HB140, HB29, HB451, HB3809, HB3307, HB 1130, HJR1, HB9, SB17, SB260, SB509, SB1506, SB1637, SB2308

Keywords: Texas courts, judicial officers, associate judge, magistrate, master, referee, hearing officer, court administration, Government Code Chapter 54, Government Code Chapter 54A, bail training, Article 17.024, Article 15.17, local administrative judge, State Commission on Judicial Conduct, Office of Court Administration, county courts, criminal justice, criminal jurisprudence, judicial qualifications

Transcript Highlights:

• And we have the consumer protection market conduct exams: are they following consumer protection laws
• And so that's the consumer protection side.
• So we're protecting consumers, and we're protecting our very fragile market.
• Illegal—excuse me—willful or wrongful acts.
• We see the pain up close, and we share the urgency to act.

Summary: The committee heard testimony on several insurance-related bills. SB 1209 by Senator Allen, sponsored by Insurance Commissioner Ricardo Lara, would give the Department of Insurance stronger enforcement tools when insurers fail to implement corrective actions identified in market conduct or financial examinations. Supporters said the bill would close gaps that allow repeated violations, improve solvency oversight, and protect policyholders; opponents argued CDI already has broad authority and raised concerns about duplicative penalties, due process, and the bill’s scope. Members discussed amendments to limit the bill to legal violations rather than recommendations, apply penalties per exam rather than per policy, and clarify accounting language. The committee voted to send SB 1209 to Appropriations, with the bill placed on call after a roll vote that included one no vote from Senator Niello. The committee also considered SB 1301, which would require more detailed non-renewal notices for residential property insurance, give policyholders time and information to address correctable issues, and restrict certain non-renewal reasons such as claims below deductible or not covered by the policy. Support came from homeowners, fire survivors, and consumer groups who said notices are often vague and leave families unable to keep coverage; insurers opposed the bill, warning that California’s notice period is already among the longest in the country and that the bill could worsen availability and add burdensome reporting requirements. The author said he was willing to reduce the notice period from 180 days to about three months and work on a mitigation-based process. The committee passed the bill to Appropriations, with Senator Niello voting no and the item placed on call. SB 1026 by Senator Gonzalez would tighten regulation of bail fugitive recovery agents by allowing the Department of Insurance to suspend or revoke licenses without a criminal conviction, adding conduct restrictions, and requiring continuous liability coverage and proper appointment notices. Supporters, including Commissioner Lara, said the bill addresses serious misconduct and loopholes that have led to unsafe conduct and weak oversight. Bail industry representatives and crime victims’ advocates opposed the measure, arguing that the required insurance coverage is unavailable or unlawful as written, that the bill would be hard to comply with, and that it could reduce the number of recovery agents and delay justice. The committee moved SB 1026 to Appropriations, with Senator Niello voting no and the bill placed on call. The committee then heard SB 982 by Senator Wiener, the Affordable Insurance and Recovery Act, which would authorize the Attorney General to sue fossil fuel companies to recover costs tied to climate disasters and insurance losses, with supporters framing it as a way to shift some climate-related costs away from policyholders and taxpayers. The author said amendments would remove retroactivity and delay liability until 2032, while supporters from flood and wildfire survivor groups and climate organizations said the bill would help fund recovery and stabilize insurance costs. Opponents from industry and building trades argued the bill was legally vulnerable, would create a de facto tax or liability scheme, and could harm jobs, energy production, and affordability. Testimony on SB 982 was extensive, but the transcript ends before any committee vote or final action on that bill.

Transcript Highlights:

• These labor protections are rigorous, but they are rigorous for a reason.
• Everything that we do is not only to protect ourselves, but it’s to protect the communities.
• This is the Stand for Security Act.
• And increasingly, these workers are not simply protecting property.
• And I think in a way this is also for the staffing agencies to be protected.

Keywords: 988, house, all

Transcript Highlights:

• . >> This act improves legal protections against not consensual distribution of intimate images.
• One is it protects the defendant.
• The Toledo maintains creation of the Emily Adkins Family Protection Act to improve screening for and
• Will they protect the well, this protect the homeowner and with the requirements in your bill?
• In short, we support SB 1388 as it protects our freedom to navigate the waterways and it protects our

Keywords: 999, senate, all

Transcript Highlights:

• > are<00:03:41.519> available Many short acting opioids are available Many short acting
• suggested uh that there are protections suggested uh that there are protections at<00:20:01.280>
• It fains to protection of rights.
• When a power difference is present, the greatest protections should protect those with less power.
• protect healthc care for all Kuckians. protect healthc care for all Kuckians.

Keywords: 958, all

Summary: The Senate Standing Committee on Health Services met with a quorum and first moved through administrative regulations without comment. The committee then heard Senate Bill 56, sponsored by Senator Gerald Neal, which would require Medicaid and its managed care entities to treat non-opioid pain medications on equal footing with opioid analgesics by prohibiting more restrictive coverage controls, prior authorization, or step therapy for non-opioids. Neal argued the bill would improve access to safer pain treatment options and reduce the risk of opioid use disorder, and Billy O'Brien of Young People in Recovery testified in support, describing personal experiences where non-opioid options were difficult to obtain despite a desire to avoid opioids. After discussion, the bill received a motion and second and passed the committee on a 10-0 vote. The committee then took up Senate Bill 72, sponsored by Senator Don Douglas and presented with Greg Chaffin of Alliance Defending Freedom. Douglas described the bill as a provider recruitment and retention measure intended to protect health care workers from being compelled to act against their conscience and to address workforce shortages and pressure in health care settings. He said the bill would protect individual beliefs while maintaining professionalism. A large number of witnesses then testified, and the chair limited public comments to two minutes each because of the number of speakers and the controversy surrounding the bill. Most public testimony opposed SB 72. Speakers including representatives of the Kentucky Council of Churches, a psychologist, an ordained minister and nurse, a nurse practitioner, and an ACLU policy strategist argued the bill was overly broad, could allow refusals of care by a wide range of health care workers, and could delay or deny treatment, especially for vulnerable patients and in rural or emergency settings. Several cited concerns about discrimination, patient safety, and the lack of adequate protections for patients. One witness recounted the death of an 18-year-old pregnant patient as an example of the harm that can result from delayed care. The transcript ends during additional testimony on SB 72, before any committee vote or final action on that bill is shown.

Transcript Highlights:

• I'm testifying today on H. 796, an act to establish the Office of Older Adult Advocate.
• to protect vulnerable elders, H-786 and S-466.
• Each of our adult protective service agencies, the Department of Disability and Protective Services Commission
• It's an act to improve care and prepare for the new era of Alzheimer's and dementia...
• It's an act to improve care and prepare for the new era of Alzheimer's and dementia.

Keywords: 995, all

Summary: The Aging and Independence/Elder Affairs Committee heard testimony on several bills, with the main focus on H.769/S.468, an act to improve care and prepare for the new era of Alzheimer’s and dementia. Legislators and advocates described the bill’s provisions, including expanded dementia training for first responders, a dementia services coordinator/director in state government, improved hospital discharge and caregiver access protections, dementia care coordination benefits for certain MassHealth members, public awareness and data collection requirements, and expanded support for geriatric workforce recruitment. Representative Danielle Gregoire and Senator Gomez framed the measure as a zero-cost, bipartisan continuation of the 2018 Alzheimer’s and Dementia Act, while the Alzheimer’s Association, Boston Public Health Commission, police representatives, clinicians, and family caregivers all testified in support, emphasizing public health needs, early diagnosis, caregiver involvement, and safer emergency and hospital care. The committee also heard testimony on H.796/S.476, which would establish an Office of Older Adult Advocate and a special commission on a statewide long-term services and supports benefit program. Representative Steve Ultrino supported an independent older adult advocate to help navigate fragmented state services and improve constituent services, while committee members asked about funding and the office’s relationship to existing secretariats. On the long-term care commission bill, NAFA Massachusetts and LeadingAge Massachusetts supported creating a stakeholder commission to review actuarial findings and explore public-private financing options for long-term care, stressing that neither public nor private coverage alone is sufficient and that middle-income families need more planning tools and options. The committee also took testimony on H.786/S.466, a bill to protect vulnerable elders by expanding the Executive Office of Elder Affairs’ authority to investigate abuse or neglect in non-traditional custodial settings such as prisons, jails, shelters, group homes, and certain treatment facilities. Prisoners Legal Services said the bill would close a jurisdictional gap that leaves some older adults without an investigative agency once they age out of DPPC coverage. No votes were taken during the hearing, and the meeting ended with a motion to adjourn.

Transcript Highlights:

• Section 2: This act shall take effect immediately. Call the roll.
• That's what you're protecting.
• THAT'S WHAT YOU'RE PROTECTING.
• Comrie, an act to amend the Public Authorities Law. >> Read the last section. >> Section 2, this act
• >> SECTION 2, THIS ACT SHALL Calendar 791, Senate Print 2050, Senator Webb, an act to amend the

Keywords: 993, senate, all

Summary: The Senate convened with ceremonial opening proceedings, approved the prior journal, and then moved through a series of calendar actions, including discharging and substituting identical companion bills from committee and restoring several bills to the Third Reading Calendar after reconsideration. The chamber also took up a supplemental budget calendar and a controversial supplemental budget extender, with Senator O’Mara questioning the delay in final budget negotiations, the size of the extender, table targets, and unresolved policy issues such as auto insurance reforms, SEQRA, New York for All, and CLCPA changes. Senator Serrano responded that negotiations were ongoing and that the extender was a clean measure to keep state government functioning. The budget extender bills were then passed, with Senator Weik voting in the negative on one of them. The Senate also adopted a resolution memorializing May 4, 2026, as 10th Mountain Division and Fort Drum Day, and hosted Major General Scott Naumann and other Fort Drum leaders and soldiers for remarks on the division’s deployments, readiness, economic impact, and requests for continued state support on items such as microreactors, health care, DMV services, dining facilities, airports, and mineral-related development. The Fort Drum resolution drew extensive bipartisan praise from Majority Leader Stewart-Cousins, Minority Leader Ortt, Senator Scarcella-Spanton, Senator Ashby, Senator Walczyk, and others, who emphasized the division’s military history, its role as a major employer and economic driver in Northern New York, and the sacrifices of service members and their families. Several senators highlighted individual soldiers in attendance and their service records, while the resolution was opened for co-sponsorship and adopted. The Senate also recognized a visiting child author, Thomas Ortiz, who was introduced for publishing a book encouraging kindness and friendship. After the ceremonial segment, the Senate returned to regular business and passed a series of bills on the calendar, including measures affecting environmental conservation, executive law, public service, education, public authorities, real property tax, criminal procedure, election law, and civil rights. Some bills drew negative votes from a bloc of senators, particularly on the environmental, criminal procedure, election, and civil rights measures, but all listed bills were ultimately passed. The Senate then adjourned until the next day.

Transcript Highlights:

• protect jobs, and keep people healthy. protect jobs, and keep people healthy.
• The impact that that act 310 is year.
• Act 310 is a chance to act on the Legislature's vision, continue Hawaii's leadership as the first state
• Act 310 is a chance to<01:24:26.400> act<01:24:26.639> on<01:24:26.800> the<01:24
• He said they have the capacity to immediately deploy these Act 310 funds to protect Hawaii families.

Keywords: 912, senate, all

Summary: This joint informational briefing focused on Act 310 grants and aid, with committee members hearing one-minute testimony from organizations first in person and then by Zoom. At the outset, the chairs explained there would be no Q&A during the briefing and asked testifiers to focus on how federal cuts were affecting their work. The meeting was organized by registration number and included both neighbor island and Oʻahu applicants. Testimony centered on organizations seeking state support to offset federal funding losses or anticipated reductions. Health and social service providers described impacts from Medicaid, SNAP, ACA subsidy, Title X, and other federal changes, including Aloha Care, Community Clinic of Maui, Healthy Mothers Healthy Babies, West Hawaiʻi Community Health Center, Hawaiʻi Disability Rights Center, Hawaiʻi Youth Services Network, Alcoholic Rehabilitation Services of Hawaiʻi, and Kokua Kalihi Valley. Other groups highlighted losses affecting food security, housing, disaster preparedness, and climate resilience, including the Kohala Center, Feeding Hawaiʻi Together, Hawaiian Lending and Investments, Dynamic Community Solutions, and the Pacific Tsunami Museum. Several arts, youth, and education organizations also testified, including Hawaiʻi Literacy, Hawaiʻi Youth Symphony, Honolulu Theatre for the Youth, Sounding Joy Music Therapy, Big Brothers Big Sisters Hawaiʻi, Girl Scouts of Hawaiʻi, Kids Hurt Too Hawaiʻi, and US Vets, each requesting funding to preserve programs and staffing. No votes or formal committee actions were taken during the briefing. The only action was procedural: the chairs moved through the applicant list, limited testimony time, and then transitioned from neighbor island in-person testimony to Oʻahu and later Zoom participants.

Transcript Highlights:

• Act of 1965. Act of 1965.
• power to protect it. Please oppose SB1. power to protect it. Please oppose SB1.
• Rights Act.
• bled for under the Voting Rights Act. bled for under the Voting Rights Act.
• a violation of the Voting Rights Act. a violation of the Voting Rights Act.

Bills: SB1

Keywords: special primary election, redistricting, State Senate districts, federal court ruling, injunction, vacated order, election calendar, 2026 general election, 2026 primary election, runoff election, party nominee, Governor proclamation, Alabama elections, district boundaries, court-ordered redistricting, special election, nomination process, Secretary of State, election law, 1136

Transcript Highlights:

• Texas DREAM Act.
• dream act is eliminated or changed.
• HB 232, which will repeal the Texas Dream Act.
• This student is asking others to protect the Texas Dream Act. Protect students like her.
• We led the way in passing the DREAM Act.

Bills: HB232

Keywords: disaster recovery, natural disaster, weather disaster, emergency relief, flood relief, hurricane relief, storm damage, wildfire, tornado, hail, windstorm, extreme heat, ice storm, snowstorm, property damage, personal injury, temporary housing, relocation assistance, lost wages, state emergency management

Transcript Highlights:

• revenue goes into the Hawaiian Home General Loan Fund established under the Hawaiian Homes Commission Act
• of 1920 as amended homes commission acts of 1920 as amended um<00:16:14.959> so<00:16:15.279>
• than virtually every Consumer Protection than virtually every Consumer Protection Law<00:21:24.440
• Marketplace and um consumer protection Marketplace and um consumer protection rights<00:23:53.679>
• <00:26:50.679> authority Office of Consumer Protection authority to enforce.

Keywords: 910, house, all

Summary: The joint hearing of the House Committees on Tourism, Housing, and Economic Development and Technology began with House Bill 604, which would raise the transient accommodations tax by 1 percentage point starting January 1, 2026 and direct the revenue to the Hawaiian Homes General Loan Fund. The Department of Hawaiian Home Lands supported the bill as a source of consistent funding, while the Grassroots Institute of Hawaii and the Tax Foundation of Hawaii opposed it, warning that Hawaii already has very high tourism taxes and that further increases could hurt visitors, workers, and the broader economy. The committees later voted to pass HB 604 with amendments as an HD1 and to defer the date; the vote was adopted, with one member noted as having reservations in the housing committee vote and one no vote in that committee. The committees then heard House Bill 973, which would require transient accommodations brokers and others to display all resort fees, taxes, and government-imposed charges upfront in advertised prices and would establish penalties. The Office of Consumer Protection expressed concerns about the bill’s intent requirement and noted a forthcoming federal FTC rule on junk fees; the Hawaii Hotel Alliance strongly supported the measure as promoting transparency and uniformity, and a public witness also supported price transparency while questioning the size of the penalties. After questions about federal rescission of the FTC rule and enforcement authority, the committees voted to pass HB 973 with amendments as an HD1, including removal of the intent requirement and technical changes, and the recommendation was adopted unanimously. House Bill 594, relating to hotel service disruptions, would require hotel keepers to give notice of disruptions to guests and third-party vendors and allow damages. The Attorney General’s office recommended amendments to add a purpose section and savings clause to address First Amendment and contract clause issues, and Unite Here Local 5 supported the bill, saying guests are not always notified of disruptions and that the measure would improve transparency; the union agreed with the legal amendments. The committees voted to pass HB 594 with amendments as an HD1 and to defer the date, adopting the recommendation. The final measures were House Bill 448 and House Bill 449, both related to technology enablement and economic development for small businesses, including tourism-related businesses. HTDC strongly supported both bills but emphasized that technology should be targeted to the actual problem and coordinated with sister agencies rather than applied broadly; the Hawaii Food Industry Association and Chamber of Commerce also supported HB 448, and HB 449 received support from HTDC and HFIA. The committees adopted amendments to HB 448, including moving a $250,000 appropriation to the committee report, and to HB 449, including deleting duplicative language tied to HB 448 and moving a $500,000 appropriation to the committee report; both bills were passed as HD1s with deferred dates, and the hearing adjourned after the votes were adopted.

Transcript Highlights:

• The Trafficking Victims Protection Act has a really important recognition in it, and that is that there
• Which refers to the Trafficking Victims Protection Act.
• I thought that was a depraved act.
• So this is not—it's an easy issue to say, oh, you don't protect kids, we protect kids oh you know you
• everyone. including how we best protect survivors.

Keywords: 988, house, all

Transcript Highlights:

• to act.
• It's important because it provides First Amendment protections.
• In the Consumer Protection Division, we protect the legitimate business community from deceptive business
• we can investigate under the Arkansas Deceptive Trade Practices Act.
• and some protections.

Summary: A joint House-Senate Insurance and Commerce meeting focused on the growing threat of financial fraud in Arkansas, with members hearing from bankers, regulators, law enforcement, AARP, and mortgage and insurance industry representatives. Witnesses described a wide range of scams, including spoofed bank calls and texts, fake websites and social media impersonation, romance and investment scams, business email compromise, gift card fraud, check fraud, wire fraud, reverse mortgage scams, and crypto kiosk schemes. Several speakers emphasized that fraud is increasingly organized, technology-driven, and amplified by artificial intelligence, and that seniors are disproportionately targeted and often suffer the largest losses. Testimony highlighted both prevention and recovery efforts. Bankers said institutions spend heavily on training, customer education, and fraud detection, but often cannot stop losses once customers have been convinced to authorize transfers. The Attorney General’s office described its Consumer Protection Division, a new Financial Fraud Task Force, and examples of recovering funds quickly from crypto kiosk and wire fraud cases. The State Bank Department and Securities Department said Arkansas’s 2025 crypto ATM legislation and related education requirements have helped, and they urged continued public education. The Insurance Department reported major insurance-fraud trends, including fake insurance cards, forged policies, premium-finance schemes, and staged auto accidents, and said it prosecutes these cases aggressively. Members asked about reporting scams, the security of tap payments, how fraud losses are tracked, the role of crypto kiosks, and whether Arkansas should pursue model legislation or stronger action against telecom and social media companies. Witnesses said tap payments are generally safer than chip or swipe, that crypto transfers are often unrecoverable, and that spoofed caller ID and impersonation ads remain major problems. Paul Benda of the American Bankers Association urged state and federal action against telecom and social media platforms and supported national scam legislation. No new bills were voted on at the meeting, but members approved the November 3, 2025 minutes and several witnesses offered to share model legislation, consumer education materials, and state-by-state fraud data with the committee.