Video & Transcript Research : 'Consumer Protection'

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MN

Minnesota 2025-2026 Regular Session

House Energy Finance and Policy Committee 4/14/26

Energy Finance and Policy

Transcript Highlights:
  • strong consumer protection provisions. strong consumer protection provisions.
  • > ensure<01:12:18.520> a protect consumer interest and ensure a protect consumer interest
  • priority consumer protection issue. priority consumer protection issue.
  • Representative Swedzinski. needed consumer protections needed consumer protections offered<01:16:19.600
  • and consumer protections are imposed and consumer protections are imposed and third-party<01:
TX

Texas 89th Regular

Business and Commerce Apr 10th, 2025

Business & Commerce

Transcript Highlights:
  • This enables leadership to concentrate on overseeing the industry while prioritizing consumers at the
  • If the data center consumes X number of demand.
  • This bill provides confidentiality protections to include current and former administrators.
  • This bill is regarding title theft and protection from Title V.
  • However, when fraudulent documents are found, such protections no longer exist.
Summary: The meeting of the committee commenced with the establishment of a quorum, where members discussed and voted on five significant bills related to energy efficiency, insurance regulation, and public utility governance. Notably, Senate Bill 2717 was presented, incorporating feedback to foster collaboration among various state agencies for improved energy efficiency performance. This was followed by a detailed discussion on Senate Bill 1642, which proposed changes to the Texas Department of Insurance's executive structure to optimize management and consumer focus. Each bill saw active participation from senators who moved to adopt committee substitutes for clarity and responsiveness to stakeholder concerns, indicating a proactive approach to legislative issues.
TX
Transcript Highlights:
  • The floodplain notice requirement was created in 2021 to protect long-term leases for renters, people
  • Chairman and members, Senate Bill 2902 relates to the collection of consumer debt incurred by certain
  • First, the substitute streamlines the definitions of delivery consumer, delivery person, and delivery
  • This bill is regarding title theft and protection from title theft.
  • However, when fraudulent documents are filed, such protections no longer exist.
Summary: The Senate Committee on Business and Commerce met with a quorum and took up several pending bills, voting favorably on SB 1612, SB 2717, SB 1468, SB 1642, and SB 1789. SB 1612 was reported favorably with objections to the local and contested calendar, while SB 2717, SB 1468, SB 1642, and SB 1789 were reported favorably, with SB 1642 and SB 1789 sent to the floor. SB 2717 would create the Texas Energy Efficiency Council; SB 1642 would add an executive director to the Texas Department of Insurance structure; and SB 1789 would establish pole standards and clarify PUC authority and remedies. The committee also heard an ERCOT update from CEO Pablo Vegas on the updated long-term load forecast, which showed a much higher unadjusted growth projection driven largely by data centers. ERCOT described an adjusted forecast using historical delays and lower realized build rates, and members discussed reliability, generation timelines, and the importance of SB 6 for demand response and flexibility. The committee then heard and left pending SB 2629, which would allow condominium and property owners’ association meetings and voting by electronic means; SB 2702, which would let nationally certified professionals test backflow prevention assemblies without a separate TCEQ license; SB 2167, which would let TDLR pause new license applications tied to human trafficking emergency orders or pending SOAH cases; SB 2349, which would exempt short-term leases and certain leasebacks from flood disclosure requirements; SB 2121, which would tighten the data broker registry law; and SB 2443, which would authorize TDLR electronic delivery of notices and other documents. Testimony generally supported these bills as cleanup, modernization, or workforce-streamlining measures, with some members expressing caution about electronic meetings and emphasizing in-person accountability. The committee also heard SB 2902 on coerced debt and identity theft, with testimony from a law professor and family violence advocates supporting stronger protections for survivors and suggesting a police report as an additional proof option. SB 512, a refiled bill restricting money transmission license holders from fining users for terms-of-service violations, also received supportive testimony and was left pending. Later, the committee heard SB 2145 on allowing certain TIF boards to meet virtually in narrow circumstances, SB 2268 on extending Texas Energy Fund loan deadlines in some cases, SB 1495 creating an EV supply equipment advisory board, SB 2154 regulating delivery network companies under a statewide framework, SB 2184 lowering the age for pyrotechnic operator and fireworks display permits from 21 to 18, SB 2211 on combining data centers, power generation, and produced-water desalination projects, and SB 647 on title theft protections and clerk authority to refuse fraudulent filings. Most of these bills were left pending after brief testimony and questions, with members focusing on reliability, regulation, and safeguards against fraud.
TX

Texas 89th 2nd C.S.

Business and Commerce Apr 10th, 2025

Business & Commerce

Transcript Highlights:
  • "On the same day, but there were four abstentions, including the residential consumer and the Office
  • The floodplain notice requirement was created in 2021 to protect long-term leases for renters, people
  • This bill is regarding title theft and protection from title theft.
  • This bill is regarding title theft and protection from title theft.
  • However, when fraudulent documents are filed, such protections no longer exist.
Summary: The Senate Committee on Business and Commerce met with a quorum and first voted out several pending bills. Senate Bill 1612 was reported favorably to the full Senate with objections sent to the local and contested calendar. The committee then adopted committee substitutes and favorably reported Senate Bills 2717, 1468, 1642, and 1789, with 1642 and 1789 sent to the floor. SB 2717 would create the Texas Energy Efficiency Council and add agencies to it; SB 1468 and SB 1642 were discussed as changes affecting utility and insurance-related structures; and SB 1789 would establish pole standards, with the author saying it would clarify PUC authority and create more practical statewide standards. The committee also heard an ERCOT update from Pablo Vegas, who said Texas load growth remains strong but ERCOT is adjusting its large-load forecast downward using historical delays and realization rates for data centers and other large loads. He said the adjusted forecast is still very high, but more realistic for planning, and members discussed reliability, generation timelines, demand response, and the role of Senate Bill 6 in helping model large data centers as flexible load. The committee then took testimony on a series of bills and left most pending after public comment. SB 2629 would allow condominium and property owners associations to hold meetings and vote electronically; testimony supported it as a way to improve access, though some members expressed concern about overuse of virtual meetings. SB 2702 would let nationally certified professionals test backflow prevention assemblies instead of requiring a separate TCEQ license, and was supported as a workforce and public health measure. SB 2167 would let TDLR pause new massage-establishment license applications when an applicant is subject to a human trafficking emergency order or pending SOAH case. SB 2349 would exempt short-term residential leases and certain leasebacks from floodplain disclosure requirements while allowing the notice to be included in the lease packet. SB 2121 would tighten the data broker registry law from the prior session, and SB 2443 would allow TDLR to use electronic delivery for notices and contested-case documents. Additional bills focused on consumer protection, housing, and regulatory administration. SB 2902 would help victims of coerced debt and identity theft stop collection efforts by requiring proof such as a court order or FTC report; advocates said it would protect survivors while still preventing fraud. SB 512 would bar money transmission license holders from fining users for terms-of-service violations in a way that forfeits account funds, and supporters framed it as a protection against private financial penalties. SB 2145 would allow public improvement districts and tax increment finance districts to meet virtually with at least one member physically present, while SB 2268 would give the PUC flexibility to extend Texas Energy Fund loan deadlines in certain cases. SB 1495 would create an advisory board for electric vehicle supply equipment standards, SB 2154 would extend statewide regulation to delivery network companies, SB 2184 would lower the age for pyrotechnic operator and fireworks display licenses from 21 to 18, SB 438 would expand confidentiality protections for SOAH administrative law judges, SB 2211 would treat digital products and desalinated water as industrial products to support combined energy-water projects, and SB 647 would strengthen title-theft protections by improving notice and clerk authority to reject fraudulent filings. Most of these bills were left pending after testimony, and several drew support from industry, consumer, or advocacy witnesses along with some member concerns about electronic meetings, licensing, and data accuracy.
NM

New Mexico 2026 Regular Session

House - Judiciary Feb 14th, 2026 at 09:36 am

House Judiciary

Transcript Highlights:
  • When someone is fleeing abuse, going to court for an order of protection, Luxury; it's a protection.
  • And it really needs to be broader to protect all of us.
  • I'm asking you to support **SB 40** because protecting privacy protects our dignity, and every family
  • Well, a hit and run is not protected under the U.S. Constitution.
  • Well, a hit and run is not protected under the U.S. Constitution.
Bills: HB294, SB40, SB43, SB35
TX
Transcript Highlights:
  • This is the only product that I know of that cannot be held responsible for any injury to a consumer.
  • Imagine what your society would look like if any other manufacturer had this same protection.
  • We need to establish a level playing field for consumers and ensure families have the right to seek recourse
  • This is a step towards greater consumer protection and informed choice. caused harm or injury to an individual
TX
Transcript Highlights:
  • It allows courts to issue temporary restraining orders and put measures in place to protect victims.
  • This is about mandating, without even conscience protections, mandating every facility and every hospital
  • And that's why we think if we can include the protection language, my organization would not be against
  • Concerns have been raised that current law doesn't do enough to protect the innocent spouse.
  • Generally then, House Bill 4904 would establish liability protections for property owners who permit
LA

Louisiana 2026 Regular Session

Commerce May 5th, 2026

Commerce

Transcript Highlights:
  • How do we protect our consumers or your consumers?
  • When these mergers happen, how do we protect our consumers or your consumers so that they're not confused
  • So there's no abrasion with the consumer.
  • This is an effort to protect the child.
  • I'm interested in protecting the child.
AZ

Arizona 2026 Regular Session

02/17/2026 - House Natural Resources, Energy & Water

Natural Resources, Energy & Water

Transcript Highlights:
  • This is consumer choice.
  • This is an important protection. This is an important protection that must be considered.
  • I think there is, conceptually, the notion of consumer protection and information that's... ...the notion
  • of consumer protection and information that's in here is a good one.
  • It's a lot for us to try and consume and understand.
Summary: The committee heard a series of water, energy, housing, and environmental bills, with several measures amended before passage. House Bill 2099, as amended, would limit long-term storage credits and related CAP water storage during declared Colorado River shortages; water utilities, CAP, Phoenix, and other water interests raised concerns about flexibility, contracts, and the law of the river, while the sponsor said the bill was intended to address shortage conditions. The committee adopted the Griffin amendment and passed the bill 6-3. House Bill 2263, also amended, would restrict where Colorado River water diverted for replenishment in an AMA may be stored; CAP, tribal counsel, and AMWA opposed it as too restrictive and potentially excluding existing facilities, but the bill passed 6-3 after amendment. House Bill 2264, requiring the University of Arizona to promote Arizona history and the five Cs through the mining museum, passed unanimously. House Bill 2330 and House Bill 2341, both concerning certificates of environmental compatibility for energy projects, passed 6-3 after amendments expanding siting factors to include character of an area and known off-takers, respectively. House Bill 2918, which would end certain tax benefits for renewable energy and storage equipment after 2026, also passed 6-3. House Bill 2889, appropriating $1 million for uranium contamination monitoring and a statewide registry with tribal epidemiology partnerships, passed unanimously after discussion about moving the program to ADEQ and adjusting the reporting date. House Bill 2492, which would bar state and local urban growth boundaries that prevent new development, passed narrowly 4-3 with one present and two absent. House Bill 2782, focused on utility rate transparency and regulatory assets, passed 5-3 after a late amendment and a motion to suspend committee rules for amendment distribution. House Bill 4025, creating a study committee on gasoline and petroleum refineries, passed 6-3, and HCR 2057 supporting a geothermal permitting roadmap passed unanimously. HCR 2020, supporting housing developments outside designated service areas under certain groundwater conditions, passed 6-2. House Bill 4100, requiring notice to customers about potential water-rate increases if CAP water is lost, drew concerns about public confusion and negotiation impacts; testimony from municipal water users opposed the bill as too speculative and difficult to implement, and the transcript ends while that bill is still under discussion.
TX
Transcript Highlights:
  • The bill aims to increase efficiency, enhance consumer protection, and ensure that consumers throughout
  • And also services that are cancelable at any time, HB 3466. would not remove consumer protections as
  • Consumer protections like the three-day right to cancel are crucial for consumers, including older adults
  • In-home sales statutes were originally created to protect consumers from unsolicited door-to-door and
  • This bill does not change any of the protections in place for consumers under Section 1304.
MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 2/26/26

Commerce Finance and Policy

Transcript Highlights:
  • <00:16:19.279> consumers the things that we do protect consumers the things that we do protect
  • We have spent for consumer protection.
  • Thank protect consumers in the state.
  • > that consumer protection policy proposal that consumer protection policy proposal that includes
  • protect consumers, support law will help protect consumers, support law enforcement,<00:29:38.720>
Bills: HF3642, HF2700, HF3615
Summary: The Commerce Finance and Policy Committee met on House File 3642, which would prohibit virtual currency kiosks in Minnesota. The bill was laid over, and the committee adopted a DE1 author’s amendment. Chair Kaggel and Representative Perryman described the measure as a response to widespread scams using crypto kiosks, especially against older adults and other vulnerable people, and said they would continue working with the Department of Commerce and other stakeholders. Testimony from law enforcement and advocates strongly supported the ban. A St. Cloud police sergeant and a Woodbury detective described cases in which victims lost large sums, said the current safeguards and refund rules are being bypassed, and argued that the kiosks are difficult to investigate because funds move quickly and often overseas. An AARP Minnesota volunteer also supported the bill, saying kiosks are a preferred tool for scammers and that existing protections have not kept pace with the problem. The Department of Commerce said it strongly supports the bill and reported that it has received 120 complaints over three years involving nearly $1 million in reported losses, with 2025 the worst year so far. The main opposition came from CoinFlip’s general counsel, who argued that the problem is fraud generally, not kiosks themselves, and said Minnesota already has consumer protections, including refunds for eligible victims. He urged stronger regulation rather than a ban, citing blockchain analytics, hold periods, and 24-hour customer service as alternatives. Committee members then asked questions about how long kiosks have operated in Minnesota, how many there are, who owns them, and the scale of losses; Commerce said there are hundreds statewide, operated by a variety of companies, and that reported losses are likely undercounts.
AZ

Arizona 2026 Regular Session

03/11/2026 - House Appropriations

Appropriations

Transcript Highlights:
  • SB 1308 is first and foremost important consumer protection legislation, but it also has a crucial national
  • The consumer fraud it is intended to address is serious.
  • Let's say you buy a security camera system to protect your home and loved ones.
  • This is both consumer fraud and a national security problem.
  • Yeah, I think oftentimes when you're bringing these kinds of consumer protection cases, you need funding
Bills: SB1097, SB1308
Summary: The House Appropriations Committee met on March 11, 2026, and considered two bills. The first, SB 1097, was described as the annual name claimants’ bill, appropriating $370,211.08 from the General Fund and $33,021.08 from other specified funds to pay claims against state agencies in fiscal year 2026. There was no public testimony, no questions from members, and the committee voted 14-0 to give the bill a due pass recommendation. The committee then heard SB 1308, which would create a Foreign Adversary Fraud Office and Fund in the Attorney General’s Office to pursue consumer fraud involving technology produced by foreign adversaries. The bill also appropriates $500,000 from the General Fund for fiscal year 2027 and establishes a mechanism to transfer excess fund balances to a new Foreign Adversary Technology Rip and Replace Fund administered by the Department of Homeland Security. Kelly Curry testified in support on behalf of State Armor, arguing the bill addresses both consumer fraud and national security risks tied to connected technologies and foreign-made surveillance equipment. Members asked about similar cases and settlements in other states, and Curry cited recent filings in Nebraska, Tennessee, and Texas, as well as a Missouri case that reportedly settled in the tens of millions. During the vote, some members explained support while expressing general caution about creating new funds or appropriations outside the budget process. The committee approved SB 1308 on a 10-4-2 vote and sent it forward with a due pass recommendation before adjourning.
MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 3/25/26

Commerce Finance and Policy

Transcript Highlights:
  • protects Minnesota consumers, and protects Minnesota consumers, and rightfully<01:10:23.160>
  • <01:12:33.000> protections, compliance, and consumer protections, compliance, and consumer
  • <01:12:47.480> consumers<01:12:48.120> and<01:12:48.320> generate protect consumers
  • Postal Service, and DOJ Consumer Protection Division.
  • <01:31:44.160> consumers environment while protecting consumers environment while protecting
HI

Hawaii 2026 Regular Session

GVO DEFER, GVO Public Hearings 02-05-2026

Government Operations

Transcript Highlights:
  • we can go ahead and perhaps mirror the labeling laws that we have to ensure Hawaii products are protected
  • we can go ahead and perhaps mirror the labeling laws that we have to ensure Hawaii products are protected
Summary: The committee met for decision-making on measures heard earlier in the week and took up a series of government operations, procurement, public records, public meetings, and related bills. Several measures were deferred one week to February 12, 2026, including bills on state construction projects, government accountability, gubernatorial appointments, the legislature, public procurement, and a bill on Hawaiian lei sales, largely so the committee could compare similar measures, address concerns, or integrate related reports. The committee also deferred SB 2449 on public meetings for the year, citing concerns that the proposed business-day definition was overly prescriptive and unnecessary. The committee passed several bills with amendments. These included measures clarifying UIPA applicability to records created or maintained by agencies, with amendments changing “government function” to “agency function” and committee report language noting Attorney General concerns and exempting ERS for now; SB 2811 on state building projects with technical amendments and a delayed effective date; SB 2809 on budget-related reports; SB 2336 on trees, with a Senate draft and removal of “political subdivision”; SB 2308 on small purchase vendor compliance, setting the threshold at $5,000 and adding a delayed effective date; SB 2601 on procurement, reorganizing misdemeanor language and leaving funding/FTE issues to Ways and Means; SB 2219 on a capital visitor center working group; and SB 2849 on public meetings, with technical amendments and a delayed effective date. Bills on neighborhood board concerns and public notice were also adopted, with SB 2929 drawing testimony both for and against. Testimony was generally supportive on procurement and small business measures, especially SB 2928 establishing permanent small business procurement coordinator positions, which drew strong support from the State Procurement Office, DBEDT, the Chamber of Commerce, DOT, the Ethics Commission, and others. On public notice, the County of Maui supported allowing website posting, while another witness raised concerns about accessibility, centralized notice locations, and impacts on kūpuna and people with disabilities. On search and rescue, the committee heard support for creating a statewide coordination structure, along with discussion of where such an office should reside; the Attorney General raised constitutional and placement concerns, while witnesses suggested law enforcement, DLNR, or DoD as possible homes. The committee also heard support for a bill protecting home addresses of covered public servants and candidates, though the Public First Law Center urged broader coverage and a better fit with existing law.
HI

Hawaii 2026 Regular Session

GVO Public Hearing 02-03-2026

Government Operations

Transcript Highlights:
  • information before taking final administrative action that materially and adversely affects the person's protected
Summary: The committee heard several government operations measures, beginning with SB 2064 on state construction projects, which would create an office of the state architect within DAGS to oversee design review and approvals for state construction. DAGS said it stood on its written testimony, DECAB supported the bill, DOT supported it, and HGA opposed it. No audience testimony or member questions were taken, and the chair moved on. The committee then took up SB 2312 on government contracts, which would make records held by private contractors performing government functions subject to UIPA. The State Procurement Office, Attorney General, OIP, ERS, DHS, and HGA offered comments or opposition, while the League of Women Voters, Public First Law Center, All Hawaii News, Grassroots, and several individuals supported the bill. Public First Law Center argued the bill closes a loophole and does not expand or reduce existing exemptions, while OIP and others raised concerns about privacy, confidential information, and the need for clearer procedures. Members discussed possible clarifying amendments, including changing “government function” to “agency,” and the bill was left for further consideration. Other measures discussed included SB 2662 on government accountability, which would require justification and caps for external consultants; ERS and DOT opposed it, while the American Council of Engineering Companies of Hawaii and Airlines Committee of Hawaii argued consultants are often more efficient and necessary for major projects. The committee also heard SB 2744 on due process, for which no testimony was received; SB 2809 on budget-related reports, with comments from B&F and the Tax Foundation; SB 2862 on gubernatorial appointments, opposed by the Governor’s Office and the Hawaii Correctional System Oversight Commission and supported by one individual; a bill on continuous legislative sessions, with comments from B&F, LRB, and Hope for Hawaii; SB 2336 on tree management standards, supported by an individual and the Outdoor Circle; and SB 2075 on public procurement local preferences, which drew broad support with comments from SPO and the Attorney General and discussion of simplifying the preference structure. No votes were taken in the excerpt, and the chair repeatedly moved measures along after testimony and questions.
TX
Transcript Highlights:
  • making sure every single youth camp in Texas has a rigorous, professional-grade emergency plan to protect
  • And it's also a protection mechanism to know who is going through private property.
  • look at more collaborative ways to to ensure that we're doing everything possible to prepare and protect
  • Changes are made to the accreditation program. ...They make it more transparent, protect the privacy
Bills: HB1, HB 2, HB 3, HB 5, HB20, HB 22
Summary: The committee meeting primarily focused on the discussion and passage of several key bills, including SB5, which pertains to supplemental appropriations for disaster relief. This bill was passed unanimously, highlighting the committee's commitment to addressing disaster preparedness. HB20, aimed at reducing fraudulent charitable solicitations during disasters, also saw significant debate, with positive sentiments expressed by its sponsor, Mr. Darby. Additionally, HB22, which expands the authority of the comptroller to fund emergency communication systems, was passed with overwhelming support, indicating a consensus on improving emergency response capabilities within the state. The session concluded with discussions about future legislative measures aimed at strengthening infrastructure against disasters.
TX
Transcript Highlights:
  • making sure every single youth camp in Texas has a rigorous, professional-grade emergency plan to protect
  • This license will be issued by the Texas Commission on Fire Protection, and SB 2 gives the agency the
  • And it's also a protection mechanism to know who is going through private property.
  • And it's also a protection mechanism to know who is going through private property.
  • This is a comprehensive, targeted approach to protect Texans from criminals who prey on our citizens
Bills: HB1, HB2, HB3, HB5, HB20, HB22
Summary: The House convened in special session with a gubernatorial proclamation adding subjects related to penalties for legislators who absent themselves, ivermectin access, and groundwater study authority. The chamber also handled routine motions, committee scheduling, and first-reading referrals before moving to the main floor calendar focused largely on disaster response and public safety legislation. The central theme throughout the day was the July 4 flooding and related tragedies, with repeated references to families of victims and the need for stronger preparedness and prevention measures. House Bill 1, on youth camp emergency plans and preparedness, was the most emotional and heavily amended measure. Members adopted changes requiring annual emergency plans for resident youth camps, staff training, parent notification, evacuation maps, floodplain-related disclosures, restrictions on sleeping quarters in flood-prone areas, and funding for enforcement. One proposed amendment to require air conditioning or heat in sleeping quarters failed, while another amendment on floodplain restrictions passed after debate over floodplain versus floodway language. HB 1 ultimately passed the House 136-1 on second reading and later 135-1 on final passage. Senate Bill 2 / House Bill 2 on disaster preparedness, response, and recovery also advanced after extensive discussion. The bill creates training for justices of the peace in mass-fatality events, establishes an emergency manager licensing system, sets local succession procedures, creates a statewide volunteer management system, authorizes drone interdiction in disaster zones, expands disaster loan eligibility, and adds review and planning provisions for certain infrastructure and weather-related issues. Members debated the scope of the training, drone impacts on press coverage, volunteer registration, and infrastructure-related amendments; some proposals were adopted and others tabled or withdrawn. SB 2 passed the House 130-4 on third reading and later 132-4 on final passage. The House also passed House Bill 3 creating the Texas Interoperability Council and a grant program for emergency communications equipment, House Bill 20 addressing disaster-related scams and fraudulent charitable solicitations, House Bill 22 expanding allowable uses of the broadband infrastructure fund for emergency communications, and Senate Bill 5 providing supplemental appropriations for disaster relief, including funds for local warning systems and weather monitoring. Each of these bills passed overwhelmingly, with only one or a few dissenting votes, and members repeatedly emphasized the need to improve coordination, communications, funding, and fraud prevention in the wake of recent disasters.