Video & Transcript Research : 'foreign entity'
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MN
Minnesota 2025-2026 Regular Session
House Fraud Prevention and State Agency Oversight Policy Committee 3/23/26
Fraud Prevention and State Agency Oversight Policy
Transcript Highlights:
- positions, knowledge, and immense power to force a settlement on me for two purposes: save senior entities
- community, in our state, the way that these programs are designed, rather than going to fraudsters of foreign
- community, in our state, the way that these programs are designed, rather than going to fraudsters of foreign
- community, in our state, the way that these programs are designed, rather than going to fraudsters of foreign
- The wire transfers through banks to U.S. and foreign-located individuals, and recently established shell
HI
Hawaii 2025 Regular Session
PBS Info Briefing - Mon Nov 10, 2025 @ 10:15 AM HST
Hawaii House Floor Meeting
Transcript Highlights:
- Nearly three4s of all immigrants entered the U.S. since 2009 or earlier, and foreign-born residents make
- Nearly three4s of all immigrants entered the U.S. since 2009 or earlier, and foreign-born residents make
- Bill 440, uh, that focused on schools, healthcare facilities, uh, see I think those were the main entities
- ,<01:07:12.720>
uh <01:07:12.880>that <01:07:13.119>focused >> Um, main entities
Summary:
The Committee on Public Safety held an informational briefing on findings from the deportation data project and possible policy responses to increased federal immigration enforcement in Hawaii. In opening remarks, the chair said the committee was concerned about changing federal executive orders, policies, and enforcement actions, and framed the issue as one involving due process and public safety. The chair and presenters described reports of ICE activity on multiple islands, including raids, courthouse presence, and fear in immigrant communities, and said the committee was considering whether state policies should be advanced more quickly.
Mandy Fernandez of the ACLU of Hawaii presented updated deportation data and argued that increased immigration enforcement is creating fear, reducing crime reporting, and potentially making state and local agencies extensions of the federal immigration agenda if they accept federal funding with conditions. She said the deportation data project, housed at UC Berkeley Law with UCLA’s Center for Immigration Law and Policy, uses FOIA requests and its latest data runs through late July 2025. She reported 153 ICE arrests in Hawaii from January through July 2025, up from 41 in the same period in 2024; 96 removals, up from 15; a federal detention center average daily population of 91 in June 2025 versus 31 in June 2024; and 111 ICE detainers issued in Hawaii from September 2023 through July 2025, with 49 issued in 2025. She also cited an immigration court backlog of 1,144 pending cases as of August 2025 and noted that about one in five Hawaii residents were born outside the United States.
Haley Chang of the Office of the Public Defender said her office is seeing a marked increase in ICE presence around courthouses and more ICE contacts with clients, including reports of people being detained after court appearances or while on supervision. She emphasized that the office is not an immigration law office and that much of its information is anecdotal, but said the pattern appears new compared with prior years. In response to committee questions, she explained that ICE detainers are requests, not judicial warrants, and said local law enforcement is generally not required to honor them unless accompanied by a judicial warrant or other legal authority. She also said the public defender’s office had not yet seen new criminal charges arise solely from an ICE detention or failure to appear tied to immigration enforcement, though cases could be affected if defendants are removed from the criminal process.
CA
California 2025-2026 Regular Session
Assembly Floor Session Feb 3rd, 2025
California House Floor Meeting
Transcript Highlights:
- United States and the Constitution of the State of California and to defend it against all enemies, foreign
- We will be derelict in our duty to not protect this great state from threats. both foreign or domestic
- Foreign and domestic, but we cannot. I respectfully ask for your aye vote on Senate Bill 1.
- workers. are immigrants including 46% of nursing assistants and 47% of personal care aides who are foreign-born
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Wednesday, June 25, 2025)
US Federal House Floor Meeting
Transcript Highlights:
- And that means that we don't have to beg foreign dictators for oil.
- And that means that we don't have to<00:18:40.480>
beg <00:18:40.799>foreign <00:18:41.120 - to beg foreign dictators for oil. to beg foreign dictators for oil.
- >
illegally <03:14:37.120>under foreign nationals here illegally under foreign nationals - He once said, quote, “We don't have to give foreign aid.
FL
Florida 2025 Regular Session
Rules Apr 21st, 2025
Transcript Highlights:
- THERE ARE THREE CATEGORIES OF PLAYERS TO GIVE UP PERSONAL REPRESENTATIVE, YOU HAVE COVERED ENTITIES WHICH
- ARE THE PROVIDERS, THE HOSPITALS, DOCTORS, CLINICS, NURSING HOMES AND THEN YOU HAVE THIRD-PARTY ENTITIES
- THE THIRD-PARTY ENTITY REQUEST TAKE A VOLUMINOUS AMOUNT OF TIME TO PROCESS.
- , THAT LOCAL GOVERNMENT ENTITIES WHO HAVE REQUESTED A CHANGE ORDER MUST APPROVE OR DENY THE PRICE QUOTE
- IT'S SOMETHING WITH FOREIGN TRAINED PHYSICIANS AND OUR PAS AND YOU'VE PROBABLY HEARD THAT ALREADY.
ND
North Dakota 2026 1st Special Session
Health Care Committee Feb 12th, 2026 at 09:30 am
Transcript Highlights:
- At the time, the insurance commissioner was to recommend and pay for a private entity.
- Is that FDA or some other entity? Madam Chair, that's a great question.
- They're an entity that has entered the insurance arena specifically for political subdivisions as an
- Legislative Management contracts with a private entity to perform those cost-benefit analyses.
- The removal of reaction-producing foreign bodies previously required service authorization.
Summary:
The committee met to review the history and current treatment of North Dakota health insurance mandates, with presentations from Blue Cross Blue Shield of North Dakota, Sanford Health Plan, the Public Employees Retirement System (PERS), and the Insurance Department. The discussion focused on how mandates apply differently to fully insured, self-funded, ACA, Medicaid, and PERS plans; how the state’s benchmark plan and federal essential health benefits affect coverage; and how the existing process requires cost-benefit analysis and, for certain measures, a PERS pilot period before broader application. Presenters also reviewed the long list of existing state mandates, including provider, beneficiary, and coverage requirements, and noted that many were enacted decades ago and have not been revisited despite changes in medical evidence and treatment options.
Witnesses from the carriers argued that mandates should be reviewed periodically because some are outdated, can create unintended costs, and may not align with current medical guidance. Examples cited included PSA screening, off-label drug coverage, prior authorization rules, step therapy, and cost-sharing provisions for mental health and substance use treatment. They emphasized that carriers often cover services without a mandate when supported by clinical evidence, and that mandates can shift costs to employers and employees, especially in the fully insured small-group market. They also suggested possible policy improvements such as clearer mandate definitions, better transparency around cost-benefit analyses, a regular 10-year review of mandates, and more timely submission of proposals through the interim process.
PERS and the Insurance Department highlighted a recurring tension over what counts as a mandate and when a measure triggers the state’s defrayal obligation under federal law. PERS described its interim committee process, the April 1 deadline for fiscal-impact proposals, and the limited pilot program used for certain measures, noting that only a few bills have gone through the full pilot process. The Insurance Department explained that it views new benefit mandates through the lens of the ACA benchmark plan and essential health benefits, distinguishing true new benefits, such as infertility coverage, from changes to existing benefits, such as telehealth or insulin cost-sharing caps. No votes were taken on policy changes; the meeting was informational, with members asking questions about costs, applicability, transparency, and whether a periodic mandate review should be established.
TX
Transcript Highlights:
- Members, this requires licensing entities to implement continuing education tracking systems.
- the grant amount, are you only referencing the grant from this program or all the grants that this entity
- And let's talk about real numbers that start impacting our other taxing entities, the more we continue
- So the only people who can raise property taxes or levy a property tax at all are local taxing entities
- Board of Veterinary Medical Examiners into statute so they can successfully operate as their own entity
Bills:
SB4, SB23, SB3, SJR2, SJR85, SB34, SB60, SB75, SB706, SB1814, SB1220, SB523, SB565, SB1253, SB840, SB764, SB2383, SB2155, SB1535, SB1405, SB1423, SB1566, SB1804, SB1728, SB1816, SB1952, SB1948, SB2037, SB2068, SB1455, SB213, SB243, SB627, SB646, SB670, SB896, SB917, SB1184, SB971, SB1255, SB1261, SB1283, SB1358, SB991, SB1733, SB21, SB231, SB739, SB1252, SB1371, SB664, SB40, SB9, SJR1, SB687, SB1332, SB458, SB482, SB927, SB984, SB651, SB1620, SB2124, SB2448, SB841, SB843, SB402, SB2662, SB2053, SB2332, SB2112, SB745, SB1247, SB1789, SB27, SB207, SB2938, SB1901, SB1227, SB1248, SB912, SB1321, SB2143, SB2145, SB1497, SB1239, SB2180, SB1388, SB1662, SB1951, SB1537, SB493, SB378, SB1020, SB1018, SB992, SB958, SB920, SB1350, SB1762, SB552, HCR109, SB2185, SB4, SB23, SB3, SJR2, SJR85, SB34, SB60, SB75, SB706, SB1814, SB1220, SB523, SB565, SB1253, SB840, SB764, SB2383, SB2155, SB1535, SB1405, SB1423, SB1566, SB1804, SB1728, SB1816, SB1952, SB1948, SB2037, SB2068, SB1455, SB213, SB243, SB627, SB646, SB670, SB896, SB917, SB1184, SB971, SB1255, SB1261, SB1283, SB1358, SB991, SB1733, SB21, SB231, SB739, SB1252, SB1371, HB2970, HB 109, SB2308
Keywords:
property tax, homestead exemption, school funding, state aid, constitutional amendment, elderly, disabled, ad valorem taxation, school district funding, SJR 2, Senate Joint Resolution 2, property tax relief, school property tax, ad valorem tax, residence homestead, school district taxes, Texas Constitution Article VIII, public school finance, homeowner exemption, elderly exemption
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Wednesday, June 4, 2025)
US Federal House Floor Meeting
Transcript Highlights:
- Instead, it emboldens our foreign competitors.
- To depend on foreign countries, and we never destroy federalism for the future of an industry that we
- Army entity at Redstone Arsenal in Huntsville, Alabama.
- at Redstone Arsenal in Army entity at Redstone Arsenal in Huntsville,<07:21:48.878>
Alabama. - Army entity at Redstone Arsenal in Huntsville, Alabama.
US
US Federal 2025-2026 Regular Session
Hearings to examine the posture of the United States European Command and United States Africa Command in review of the Defense Authorization Request for fiscal year 2026 and the Future Years Defense Program; to be immediately followed by a closed he Apr 3rd, 2025 at 08:30 am
Senate Armed Services Subcommittee on Personnel
Transcript Highlights:
- For more UN videos visit www.un.org www.un.org foreign military sales system.
- Exercises, training events, security cooperation, and foreign military sales.
- Let's stop confu- using symbolism with strategy, and while we're at it, maybe let's stop waving foreign
Summary:
The committee convened to discuss various bills and hear testimonies related to legislative matters, including public concerns and implications surrounding the proposed legislation. Notably, the members engaged in a vigorous debate over SB4, where several representatives shared differing viewpoints on its impact on local communities and the environment. Public testimonies were heard, with advocates arguing for the bill's potential benefits, while opponents raised significant concerns regarding the fiscal implications and land use. Following these discussions, the committee moved to vote on HB2214, which passed without issue, illustrating the bipartisan support for certain initiatives tied to public welfare.
TX
Transcript Highlights:
- entities are doing the exact same thing, but yet the governmental entity has immunity that the private
- The sexual predator rapes... ...predator at a governmental entity.
- Well, ordinarily, the governmental entity, if the governmental entity believed that the individual was
- Do we have those same duties in the governmental entity world?
- Do we have those same duties in the governmental entity world?
TX
Transcript Highlights:
- Additionally, the change of foreign language allowing the eviction suits to be filed in adjacent precinct
- Increased strain on local nonprofits, faith-based entities, emergency medical services, and public health
- I came to this great country as a foreign student at the UTD's graduate school and I was only able to
CA
California 2025-2026 Regular Session
Assembly Military and Veterans Affairs Committee Jun 30th, 2026
Military and Veterans Affairs
MA
Massachusetts 2025-2026 Regular Session
Senate Session Jun 21st, 2026 at 11:00 am
Massachusetts Senate Floor Meeting
Transcript Highlights:
- Much of this investment that followed benefited foreign interests and not the Haitian people.
- That long history of foreign interference has had lasting effects and helps explain why Haiti faces such
Summary:
The Senate took up debate on the FY2026 general appropriations bill, with several members speaking in support of the Ways and Means budget. Senators Comerford, O’Connor, Feeney, and DiDomenico emphasized the budget as a values-driven response to federal uncertainty, highlighting investments in MassHealth, education, housing, food security, local aid, libraries, transit, mental and behavioral health, and support for vulnerable residents. They also praised the budget’s lack of new taxes and its focus on spending within available revenues, while noting major cost pressures from health care and federal policy instability.
Specific programs and items repeatedly cited included universal free community college, expanded financial aid, rural and minimum school aid, TAFDC/EAEDC increases, the Healthy Incentives Program, universal school meals, housing supports, Home and Healthy for Good, and funding for Pappas Rehabilitation Hospital. Speakers framed these investments as both fiscally responsible and morally necessary, and several noted that amendments would be considered during the debate. No votes on the budget itself were taken in the excerpt.
After the budget remarks, Senator Miranda spoke in recognition of Haitian Flag Day and the history of Haiti, including foreign interference and the importance of protecting Haitian immigrants in Massachusetts. Another senator then honored Malcolm X on the 100th anniversary of his birth, connecting his legacy to the budget process and calling for investments in equity, education, housing, and health care. The Senate then adopted an order to meet the next day at 10 a.m. with the general appropriations bill as the only item on the calendar, and adjourned.
MA
Massachusetts 2025-2026 Regular Session
Senate Session (Full Formal with Calendar) Jun 21st, 2026 at 11:00 am
Massachusetts Senate Floor Meeting
Transcript Highlights:
- He was also an ambassador of Belgium and a Minister of Foreign Affairs and Communities in the country
- not only comes from a family that has helped Cape Verde for decades, including being Minister of Foreign
Summary:
The Senate opened with recognitions of several young climate advocates visiting the State House and then adopted an adjournment in memory of Nancy Driscoll, with remarks honoring her long public service and family legacy. The chamber then took up Senate No. 2947, An Act Regarding Fair Housing Practices in the Commonwealth, after a Ways and Means redraft. Senators supporting the bill described housing discrimination against voucher holders and Black applicants, emphasized the need for stronger enforcement, transparency, and fair housing education, and noted the bill’s goal of increasing penalties and public reporting for discriminatory brokers.
Several amendments were debated. Senator Tarr offered an amendment to require annual HUD-related compliance certifications from municipalities and public agencies, notification to the Attorney General of federal findings, corrective action plans, and possible enforcement consequences; it was defeated on a roll call, 6-30. Senator Kennedy’s gender-neutral language amendment changing “salesmen” to “salespersons” was adopted. Senator Payano’s amendment to require publication of license suspensions as well as revocations for discriminatory conduct was also adopted. Senator Edwards withdrew an amendment that would have expanded housing protections for returning citizens. Senator Keenan’s amendment to anonymize complaint summaries while preserving publication of revoked licensees’ names was adopted.
After the Ways and Means amendment, as amended, was adopted, the bill was ordered to a third reading and then passed to be engrossed by a unanimous roll-call vote of 37-0, later clarified as 38-0. The Senate then adopted an order to meet again the following Tuesday at 11 a.m. and adjourned in memory of John Arizian and Nancy Driscoll.
CA
California 2025-2026 Regular Session
Assembly Water, Parks, and Wildlife Committee Jun 16th, 2026
Transcript Highlights:
- Richard Filgus with the California Foreign Bureau, in support. Thank you.
- Richard Filgus with the California Foreign Bureau, in support. Thank you.
Summary:
The committee heard several bills related to wildlife access, groundwater enforcement, desert plant regulation, outdoor equity, and water supply planning. SB 1021 would direct the Fish and Game Commission to create accommodations for children with life-threatening illnesses to participate in hunting and fishing opportunities; supporters described the bill as therapeutic and family-centered, while an opposition group argued the state should focus on non-lethal outdoor activities. SB 997 would give the North Fork Kings Groundwater Sustainability Agency lien authority to enforce fees and penalties under SGMA; the author and agency said the bill closes an enforcement gap for a special-legislation GSA, and it drew broad support from local government and agricultural groups. The committee also considered SB 1061, which would streamline relocation permits for Western Joshua trees on private property; the author and local officials said the current law creates burdens for homeowners and infrastructure, while supporters framed the bill as a balance between conservation and property rights.
Members also heard SB 1268, which would codify the Outdoors for All initiative to expand park access and outdoor equity, especially in underserved communities; it received strong support from environmental, parks, local government, and community organizations, with members praising the effort to improve access. SB 1085 would restore water supply assessment requirements for large developments even when CEQA exemptions apply, so local agencies still receive early information about water availability; the sponsor and water agencies said the bill helps prevent “paper water” problems and supports planning in drought conditions, and the building industry indicated it would remove its opposition after amendments. The committee accepted amendments on several bills, took roll once quorum was established, and advanced the measures by vote.
Votes taken included SB 997, SB 1021, SB 1061, SB 1085, and SB 1268, all of which were reported out of committee, with SB 1061, SB 1085, and SB 1268 later recorded as passing 11-0. SB 997 was approved on a due-pass motion to Judiciary, SB 1021 was sent to Appropriations as amended, SB 1061 and SB 1085 were sent to Appropriations and Local Government respectively, and SB 1268 was sent to Natural Resources. The meeting concluded with the committee adjourning after completing the votes.
AZ
Transcript Highlights:
- supports... ...a skilled workforce, and a dynamic business environment that supports bilateral trade and foreign
- We met with their president, with the foreign minister, business leaders, and members.
Summary:
The House opened with prayer, the Pledge of Allegiance, approval of the journal, and recognition of the Doctor of the Day, Dr. Kelly Arwari. Members then used points of personal privilege to introduce a range of guests and groups, including clergy, healthcare advocates, short-term rental representatives, firefighters, and a Guatemalan ambassador, and the chamber also heard a proclamation recognizing the bilateral relationship between Arizona and Guatemala. Additional announcements highlighted School Counselors Week and Black History Month, along with committee meeting notices and other procedural items.
The House then moved into Committee of the Whole and considered several bills. HB 2029, relating to groundwater grant funds and water-use identification, was recommended do pass; HB 2045, addressing drive-by shootings, was recommended do pass; HB 2062, creating a Buffalo Soldiers territorial monument, was recommended do pass; HB 2126 was amended on the floor and then recommended do pass as amended after friendly amendments were described as tightening the language; and HB 2131 was recommended do pass. The Committee of the Whole report was adopted, and those measures were referred to engrossing.
The chamber next took up HB 2792, an emergency measure concerning property tax exemptions for veterans, and passed it 57-0, with several members speaking in support and describing it as a cleanup measure tied to prior budget action and veteran tax relief. Members then debated HCR 2043, which calls on Congress to convene an Article V convention to propose a federal term-limits amendment; supporters argued term limits are needed and that the resolution is a way to pressure Congress, while opponents warned about the risks of a constitutional convention and questioned the process. The resolution passed 33-24 and was conveyed to the Senate. The House then recessed, returned briefly for additional committee and bill-routing announcements, and adjourned until 10 a.m. Thursday, February 5, 2026.
NH
New Hampshire 2026 Regular Session
House Executive Departments and Administration (02/04/2026)
Executive Departments and Administration
Transcript Highlights:
- So is your organization, because you are a regional entity, actively working to get rid of the annual
- that might be regulated um by the entity that might be regulated um by the insurance<03:14:05.760>
<03:49:04.319>- that will be hurt by person or entity that will be hurt by this<03:39:07.760>
is <03:39:08.000I <03:49:04.640>particularly <03:49:05.520>represent Foreign - that will be hurt by person or entity that will be hurt by this<03:39:07.760>
- I particularly represent Foreign War.
FL
Transcript Highlights:
- The budget also addresses a range of operational technology and workload needs for entities under the
- And so none of that is tied to immigration enforcement or foreign enforcement. ...to immigration enforcement
Summary:
The Senate took up the 2026-2027 budget package, beginning with an overview of the $115 billion General Appropriations Bill (SB 2500/HB 500). Appropriations Chair Hooper said the budget is smaller than last year’s, maintains strong reserves, and includes a 3% pay raise for all state employees and 5% raises for state law enforcement, firefighters, correctional officers, and park rangers. Committee chairs then highlighted major spending in their areas, including $34.9 billion for Pre-K-12 education, $11.9 billion for higher education, a $2.1 billion-plus increase in health and human services, $7.9 billion for criminal and civil justice, $16.8 billion for transportation/tourism/economic development, and major environmental and regulatory investments such as Everglades restoration, water quality, and land acquisition.
Members asked detailed questions about several items. Topics included the Emergency Management Trust Fund, arts and cultural grants, Florida Forever land acquisition versus conservation easements, teacher salaries and charter school funding, New College funding, ADAP/HIV drug assistance, Medicaid rate reductions for non-critical access hospitals, DOC operational deficits and inmate health/food costs, judicial staffing, and school enrollment supplements. Chairs explained that some reductions reflected shifts in how scholarship and categorical funds are tracked, that the ADAP appropriation would take effect immediately upon enactment but would only cover part of the year, and that hospital reductions were tied to a broader DPP funding increase. Questions also covered lottery staffing, concealed carry licensing workload, and whether vacant positions were being eliminated as part of budget right-sizing.
After the budget discussion, the Senate substituted House bills for the Senate budget bills and adopted amendments placing the Senate language onto the House vehicles. The chamber then passed HB 500, HB 503, and HB 5201, and agreed to conference on each. It also passed SB 7028/HB 5205 on retirement, SB 2506 on fuel taxes, SB 2508 on the state agency law enforcement radio system, SB 2510/HB 5401 on court trust funds, SB 2512 on judgeships, SB 2514 on K-12 education, SB 2516 on higher education, and SB 2518 on health, with each bill passing by unanimous or near-unanimous votes and then being sent to conference or requested of the House for concurrence.
FL
Transcript Highlights:
- The budget also addresses a range of operational technology and workload needs for entities under the
- And so none of that is tied to immigration enforcement or foreign enforcement.
Summary:
The Senate began with prayer and the Pledge of Allegiance, then moved into floor consideration of the 2026-2027 budget. Appropriations Chair Hooper presented Senate Bill 2500, describing a $115 billion budget that reduces overall spending from the prior year, maintains reserves, and includes a 3% pay raise for state employees and 5% raises for state law enforcement, firefighters, correctional officers, and park rangers. Committee chairs then outlined major spending in their areas, including K-12 education, higher education, health and human services, criminal and civil justice, transportation/tourism/economic development, and environmental and agricultural programs. Highlights included increased funding for school scholarships and safety, workforce and university programs, Medicaid and child welfare, corrections operations, affordable housing, rural communities, Everglades and water quality projects, and infrastructure.
Members then asked detailed questions about several budget items. Senators sought clarification on the Emergency Management Trust Fund, arts and cultural grants, Florida Forever land acquisition versus conservation easements, teacher salaries, charter school capital outlay funding, EASE grants, New College funding, DOC inmate counts and reimbursement, lottery staffing, concealed weapons licensing positions, election security funding, iBudget waiver support, ADAP funding, Medicaid hospital rate reductions, and scholarship and enrollment supplements in K-12 education. Chairs explained that some reductions reflected technical shifts or right-sizing, that some funds were being moved below the line for better tracking, and that several items—such as ADAP and corrections operations—would likely remain conference issues with the House.
After questions, the Senate substituted House bills for the budget and implementing measures and adopted amendments placing the Senate language onto the House vehicles to prepare for conference. The chamber passed the budget-related bills and several conforming measures, including bills on retirement, fuel taxes, the state agency law enforcement radio system, court trust funds, judgeships, and K-12 and higher education conforming changes. Votes on the major bills were overwhelmingly unanimous or near-unanimous, and the Senate repeatedly voted to accede to the House’s request for conference on the substituted bills.
AR
Arkansas 2026 1st Special Session
INSURANCE & COMMERCE - SENATE AND HOUSE Feb 13th, 2026
Transcript Highlights:
- of issues with fraudulently taking the Arkansas taxpayer or the beneficiaries of those particular entities
- The bulk of that is medical fraud, and the bulk of that is done by foreign actors or organized crime.
Summary:
A joint House-Senate Insurance and Commerce meeting focused on the growing threat of financial fraud in Arkansas, with members hearing from bankers, regulators, law enforcement, AARP, and mortgage and insurance industry representatives. Witnesses described a wide range of scams, including spoofed bank calls and texts, fake websites and social media impersonation, romance and investment scams, business email compromise, gift card fraud, check fraud, wire fraud, reverse mortgage scams, and crypto kiosk schemes. Several speakers emphasized that fraud is increasingly organized, technology-driven, and amplified by artificial intelligence, and that seniors are disproportionately targeted and often suffer the largest losses.
Testimony highlighted both prevention and recovery efforts. Bankers said institutions spend heavily on training, customer education, and fraud detection, but often cannot stop losses once customers have been convinced to authorize transfers. The Attorney General’s office described its Consumer Protection Division, a new Financial Fraud Task Force, and examples of recovering funds quickly from crypto kiosk and wire fraud cases. The State Bank Department and Securities Department said Arkansas’s 2025 crypto ATM legislation and related education requirements have helped, and they urged continued public education. The Insurance Department reported major insurance-fraud trends, including fake insurance cards, forged policies, premium-finance schemes, and staged auto accidents, and said it prosecutes these cases aggressively.
Members asked about reporting scams, the security of tap payments, how fraud losses are tracked, the role of crypto kiosks, and whether Arkansas should pursue model legislation or stronger action against telecom and social media companies. Witnesses said tap payments are generally safer than chip or swipe, that crypto transfers are often unrecoverable, and that spoofed caller ID and impersonation ads remain major problems. Paul Benda of the American Bankers Association urged state and federal action against telecom and social media platforms and supported national scam legislation. No new bills were voted on at the meeting, but members approved the November 3, 2025 minutes and several witnesses offered to share model legislation, consumer education materials, and state-by-state fraud data with the committee.