Video & Transcript : 'insurance liability' :

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NM

New Mexico 2026 Regular Session

Senate - Judiciary Feb 6th, 2026

House Judiciary

Transcript Highlights:
  • There's no information about what kind of insurance someone had that's contained in this data.
  • And the Guttmacher data actually does also contain information about what kinds of insurance people had
  • Lowering statutory expectations shifts risk and liability from the state to local governments, often
  • of Senate Bill 50, cautions that removing enforceable refresher standards in these evolving high-liability
  • areas can weaken statewide consistency and increase exposure under well-established liability frameworks
Bills: HB99 , HB49 , HB164 , SB30 , SB43 , SB50 , SB136
Summary: Senate Judiciary began by announcing that Senate Bill 136 would be rolled over because the sponsor was unavailable. The chair then addressed criticism from the floor over how a prior bill had been handled, defending the committee’s practice of using committee substitutes and amendments without waiting for a new version from council, and emphasizing his authority to set hard stops and limit debate when he believes discussion is repetitive or dilatory. Several members responded, with some supporting the chair’s approach and others arguing that contentious bills deserve more time and fuller committee vetting. The committee then heard Senate Bill 30, which would repeal New Mexico’s requirement that induced abortions be reported to the state registrar. The sponsors argued the reporting law is outdated, unnecessary for public health, and potentially dangerous because provider information can be disclosed under broader vital statistics statutes; supporters from the ACLU, League of Women Voters, Bold Futures, and NOW echoed privacy and safety concerns. Opponents argued the reporting requirement provides transparency and public health data. After debate, the committee approved SB 30 on a roll call vote. Next, the committee heard Senate Bill 43, a bipartisan measure to modernize the Adult Parole Board statute after a prior veto. The bill would update parole factors for life-sentenced inmates, authorize per diem and closed hearings, and prevent parole hearings from being scheduled on victims’ birth or death dates. It received support from corrections officials and victims’ advocates, and the committee passed it without objection. The final major item was Senate Bill 50, which would remove several statutory in-service training mandates for law enforcement and give the Standards and Training Council more flexibility to set curriculum. Supporters said the current requirements are outdated and too rigid; opponents warned the bill could weaken recurring training in domestic violence, sexual assault, crisis intervention, and other high-risk areas. A motion to table failed, and the committee ultimately passed SB 50 on a roll call vote, despite divided member views.
CA
Transcript Highlights:
  • Insurance premiums.
  • Insurance premiums.
  • Insurance Commissioner Ricardo Lara, Department of Insurance, and Taylor, Vice President, Personal Insurance
  • insurance companies. ...protecting the insurance market and making sure we still have insurance companies
  • , to renter's insurance.
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Wednesday, April 15, 2026)

US Federal House Floor Meeting

Transcript Highlights:
  • Affordable Care Act insurance.
  • Affordable Care Act insurance.
  • Affordable Care Act insurance.
  • Affordable Care Act insurance.
  • Affordable Care Act insurance.
TX
Transcript Highlights:
  • To clarify the flow of liability and compensation from a broker to their agent, it also adds further
  • , health insurance related to a car rental, or travel agents who wish to sell trip insurance.
  • Generally then, Senate Bill 2077. would expand eligibility for service in the Texas Mutual Insurance
  • agent, works for an insurer or an affiliate of an insurer that writes work... or holds any financial
  • With Texas Mutual Insurance, please state your name and position. Good morning, Mr.
LA

Louisiana 2026 Regular Session

Senate May 28th, 2026

Louisiana Senate Floor Meeting

Transcript Highlights:
  • Seeing no questions, move to adopt without objection. piece of legislation I had this year an insurance
  • Louisiana Citizens Property Insurance Corporation.
  • House Bill 1199 by Representative Jordan is an act in Title 22 relative to health insurance.
  • Yes, this legislation came through insurance.
  • I sit on Senate Insurance, I mean on Senate Retirement.
Summary: The Senate convened with 26 members present, heard a prayer from Dr. Steve Horn, and recited the pledge. The chamber then handled messages from the House, including concurrence in SCR 83 and appointment of conference committee members on several disagreements. A number of Senate resolutions were introduced or adopted, mostly creating study task forces or commending individuals and organizations, including resolutions on energy infrastructure, breast pump access, insurance coverage for auto repairs, biomarker testing, higher education funding, public-private partnership contracting, and various commendations. Several resolutions were adopted without objection, while others were returned to the calendar or concurred in by recorded vote, including SCR 29 and SCR 33 with House amendments. The Senate also considered House and Senate bills and resolutions returned from the House, with many measures adopted or concurred in. Notable actions included concurrence in HCR 117 on homeowner insurance claims processes, adoption of HCR 5 on special red drum harvest permits, and passage of bills on TOPS Tech eligibility (HB 325), vapor product permitting (HB 623), ABLE/Tuition Trust administration (HB 749), design services contracting (HB 755), rare cancer advisory board composition (HB 761), non-emergency medical transportation reimbursement (HB 1028), public meeting notices (HB 1049), healthy food retail financing (HB 1194), genetic testing coverage for SCN2A disorders (HB 1199), grocery initiative grants (HB 1222, which failed), and a constitutional amendment on retirement debt repayment order (HB 27). The chamber also adopted HCR 95, creating a joint rule requiring a fiscal review of certain tax measures for sales and use tax uniformity. Several measures drew extended debate. HB 181, which would allow the legislative auditor access to Medicaid and SNAP-related tax information for eligibility verification and fraud review, prompted concerns about privacy and scope but ultimately passed 26-8. HB 1220 on the State Board of Medical Examiners generated amendment discussion about board composition and transparency, including live video broadcasting of meetings, but was returned to the calendar before final action. HB 1018, creating a temporary local moratorium on certain alcohol permits in one Shreveport district, passed after discussion about broader policy solutions. The Senate then recessed for lunch at 2 p.m. after completing the subject-to-call list for the morning session.
HI
Transcript Highlights:
  • American Council of Life Insurance in support. Hunt Capital Partners in support.
  • American Council of Life Insurance in support. Hunt Capital Partners in support.
  • American Council of Life Insurance in support. Hunt Capital Partners in support.
  • </c><01:09:38.880><c> Hunt</c><01:09:39.199><c> Capital</c> Insurance in support.
  • Hunt Capital Insurance in support.
Summary: The joint House committees on Housing and Education heard HB 1713, HD1, which would repeal school impact fees and transfer remaining balances in the school impact fee and certain fair share accounts to the school facilities special fund. The Department of Education testified in opposition, while the Hawaii Housing Finance and Development Corporation, the Attorney General’s office (with comments and suggested constitutional amendments), the Department of Hawaiian Home Lands, the School Facilities Authority, Grassroot Institute of Hawaii, NAP Hawaii, Avalon Development Company, Mark Development, Maui Chamber of Commerce, Housing Hawaii’s Future, Landis Research Foundation, BIA Hawaii, and others testified in support. The Tax Foundation of Hawaii offered comments. The DOE said the bill would weaken a key tool for matching school facilities to residential growth, while supporters said the current program leaves funds unused or restricted in ways that limit their effectiveness. A lengthy discussion followed about the difference between the older school impact fee program and the separate fair share agreements tied to land use entitlements and change-of-zone approvals. DOE Deputy Superintendent Jesse Suki explained that fair share funds are tied to the district where they were collected, may be too small to build a full school on their own, and are held until needed for projects such as Core Ridge, Central and West Maui, and other planned schools. Committee members pressed DOE on why funds had remained unspent for years, how much money was in the accounts, and whether the department had reviewed audit findings about the program. Members also questioned whether homeowners ultimately bear these costs through developers passing them along. The committee did not take a vote during the portion of the meeting provided. The discussion ended with members and DOE debating whether the current statute should remain in place, whether past entitlements should be affected, and whether the bill should be amended to better address remaining construction-related obligations and the use of collected funds.
WA

Washington 2025-2026 Regular Session

House Appropriations Feb 5th, 2026 at 10:30 am

Appropriations

Transcript Highlights:
  • And finally, beginning July 1, 2026, all revenues and receipts in the salary insurance contribution increase
  • The Office of the Insurance Commissioner's review of the actuarial analysis is to determine whether the
  • The bill designates the Office of the Insurance Commissioner to provide an independent, expert review
  • Insurance by the state and these CCRCs are financially sound is worth it to CCRC residents.
  • This is a technical fix to avoid a $30 million tax liability to the state of Washington, to workers,
OK
Transcript Highlights:
  • We're going to cover commercial insurance, Medicaid, and Medicare, and see where that money's going.
  • The board will analyze that, make recommendations to the insurance commissioner, and he will help make
  • Members, House Bill 3498 is a targeted modernization of our corporate code and limited liability company
Summary: The committee heard a series of bills, mostly on broadband, artificial intelligence, business law, public safety, funeral services, health care transparency, and licensing. HB 2293 extended the Oklahoma Broadband Office sunset to December 31, 2030 to allow it to administer remaining broadband grant funds. HB 3545 set standards for state agency use of AI, including human oversight for high-risk decisions, transparency for AI-generated content, and annual public reporting. HB 3546 prohibited AI systems and other non-human entities from being granted legal personhood under Oklahoma law. HB 3260 added the Oklahoma Funeral Directors Association to the list of approved continuing education providers for funeral directors. HB 3147 created a Route 66 centennial specialty license plate to support preservation and centennial activities, HB 3369 eased food truck fire code requirements by allowing portable extinguishers instead of mandatory automatic suppression systems, HB 4453 created the Oklahoma Health Care Cost Transparency Board, HB 3660 addressed national organic reduction, HB 3081 lowered the age for fire extinguisher technicians from 21 to 18, HB 2035 allowed funeral homes to sell certain third-party transportation packages, and HB 3498 modernized corporate and LLC statutes to improve Oklahoma’s competitiveness for business formation. Most bills were presented by their authors, several with proposed committee substitutes or corrections that were adopted without objection. Members asked a few questions, particularly on the AI bills, the Route 66 plate, the food truck fire code change, and the corporate law modernization. The AI personhood bill drew discussion about legal liability and human rights, while the corporate code bill was described as modeled on Delaware-style business law to attract and retain companies in Oklahoma. Votes were largely unanimous in favor. HB 3545, HB 3546, HB 3260, HB 3147, HB 3369, HB 4453, HB 3081, HB 2035, and HB 3498 all received do-pass recommendations, with vote totals ranging from 11-0 to 16-0. HB 3660 passed 15-1. HB 3673 was laid over at the author’s request, and Chairman West’s bill was also laid over to the committee’s next meeting on Thursday.
HI
Transcript Highlights:
  • First up, DHS in health insurance.
  • If the liability insurance of, like, Department of Health covers these volunteer physicians, shouldn't
  • insurance</c> um available.
  • If the liability insurance um available.
  • If the liability insurance of<00:26:22.000><c> like</c><00:26:22.640><c> Department</c><00:26:23.120>
Summary: The committee heard testimony on a large number of health-related measures, with the most extensive discussion on SB 2283, which would expand mail-order pharmacy access for prescription drugs. Supporters including HMSA, the Board of Pharmacy, and health plan groups said mail order could lower costs, improve adherence, and reduce hospitalizations, while independent pharmacies and rural neighbor-island providers warned it could harm local pharmacies, reduce access for patients who rely on face-to-face service, and create delivery and storage problems for medications. No vote was taken on SB 2283 during the excerpt, and the chair moved on after hearing testimony. The committee also heard SB 2855 on opioid antagonists, with the Insurance Division and HMSA noting that medically necessary opioid antagonists are already covered and suggesting the issue may be addressed through education or administrative fixes. Fentanyl and substance abuse groups supported the measure. SB 3045 on health insurance coverage for continuous glucose monitors drew broad support from diabetes and health organizations; HMSA said it had already expanded coverage for members on injectable insulin but raised concerns about supply constraints and said it had not yet seen an auditor study referenced in discussion. Members asked whether the bill would extend coverage beyond current policy. SB 2843 on domestic violence received support from the Public Defender’s Office, prosecutors, and victim-related organizations, who said the pilot program for misdemeanor domestic violence cases had reduced backlogs and improved court efficiency. A prosecutor also supported retaining coercive control as a petty misdemeanor tool in larger domestic violence cases. SB 2845 on healthcare facility access drew strong support from many health, legal, and advocacy groups, who said it would protect patients and staff from disruptive interference at healthcare facilities; one opponent argued it would chill lawful speech and protest and unfairly exempt labor demonstrations. The committee then heard SB 2854 and SB 3202, both healthcare-related measures, with testimony largely in support. SB 2854 drew comments from health and dental groups, and SB 3202 focused on workforce and licensing issues, including support for retired physicians volunteering, preceptor tax credits, and adding advanced midwifery and physician assistant-related provisions. The chair repeatedly enforced a one-minute testimony limit and moved through the agenda without recorded votes in the excerpt.
NH
Transcript Highlights:
  • </c><03:36:59.600><c> for</c> the FDIC provides the insurance for the FDIC provides the insurance for
  • </c> The state to waive out liability—that's the way this reads, right?
  • Hazardous becomes non-hazardous and we want to waive liability.
  • And do you think the state should waive the liability?
  • They have strict liability on a generator or an operator of a site.
Summary: The discussion focused on a cannabis legalization/regulation bill and whether it should be retained for further study or moved forward. Members debated the fiscal impact, with one side emphasizing that the bill would cost about $7.1 million in the first two years before generating revenue, while supporters argued the House should make a statement in favor of legalization despite likely opposition from the Senate and governor. There was also disagreement over strategy: some said retaining the bill until closer to the next election would give the issue more visibility, while others said delaying would only avoid sending a bill the Senate was unlikely to take up anyway. A major point of contention was whether cannabis should be regulated by a new cannabis commission or placed under the Liquor Commission. Supporters of the Liquor Commission argued it already has enforcement infrastructure, especially for age restrictions, and could handle cannabis more efficiently without creating a new bureaucracy. Opponents said cannabis is a different industry that would require specialized expertise, and they objected to expanding the Liquor Commission, which they described as unpopular and costly. The committee also discussed past versions of the bill, including concerns about limited licenses and the perception that the earlier approach favored large businesses. Members reviewed specific provisions such as licensing fees, THC limits, and cultivation categories. One member noted a $10,000 fee for retail cannabis stores and cannabis product manufacturers authorized to perform extractions, while a smaller tier-one cultivator fee was described as a lower-cost option for small growers. There was also discussion of whether the bill would allow sales through general retail outlets or only dedicated cannabis stores, and whether plants and seeds were covered. No final vote or action was clearly recorded in the excerpt, but the main procedural question was whether to retain the bill for more work or advance it as written.
NH

New Hampshire 2026 Regular Session

Senate Health and Human Services (04/01/2026)

Health and Human Services

Transcript Highlights:
  • ,</c> licensing boards, employers, insurers, licensing boards, employers, insurers, and<00:13:15.600>
  • Your insurance company will not cover it.
  • ><c> not</c><00:49:51.520><c> cover</c> Your insurance company will not cover Your insurance company
  • They will not take the insurance it.
  • </c> to ultimately ultimately get insurance to ultimately ultimately get insurance coverage<01:51:12.600
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Health Care Financing Jun 21st, 2026 at 11:00 am

Joint Committee on Health Care Financing

Transcript Highlights:
  • So in Newton, we're self-insured.
  • So in Newton, we're self-insured.
  • Today is health insurance cost.
  • First, you pay for insurance premiums, then you pay a deductible when you use your insurance.
  • See. paid insurance executives.
Summary: The Joint Committee on Health Care Financing held a public hearing on 16 bills, with the chairs noting a busy legislative day and asking speakers to keep testimony brief. The committee first heard testimony on Senate 860/House 1405, the Medicare for All bill, with Sen. Jamie Eldridge and many advocates, clinicians, municipal officials, and patients arguing that a single-payer system would make care a right, reduce administrative waste, lower costs, and protect residents from rising premiums, medical debt, and hospital closures. Several speakers cited the Steward hospital crisis, affordability problems, and polling or ballot questions showing public support for single-payer coverage. No vote was taken during the hearing. The committee then took testimony on S. 863, a bill on non-opioid options for chronic pain. Pain specialists, patients, and advocates said the bill would improve care coordination for MassHealth members, expand access to non-opioid medications, require provider education, and collect data on chronic pain. Testifiers described long delays in diagnosis and treatment, stigma toward pain patients, and the need for multidisciplinary care and transportation support. Again, the committee heard testimony only and took no action. A large portion of the hearing focused on H. 1360/S. 869, which would prevent discrimination against people with disabilities in health care. Disability advocates, clinicians, and patients described being denied or delayed care, pressured into DNR orders, or treated based on assumptions about quality of life rather than medical facts. Speakers referenced COVID-era crisis standards of care, discriminatory metrics, and personal stories involving canceled procedures, inadequate accommodations, and poor treatment in hospitals. Committee members thanked speakers for their testimony and said they would review the bill and its implications, but no vote was announced. The committee also heard testimony on H. 1399, an individual Medicare marketplace option for municipal retirees, where supporters said it would give cities and towns a lower-cost alternative for retiree health benefits through HRAs and individual Medicare plans. The hearing then returned to Medicare for All testimony, with additional supporters repeating arguments about cost, access, municipal budget pressure, and the need for global budgeting and universal coverage. The transcript ends with continued testimony and no recorded committee vote or final action on any bill.
NH

New Hampshire 2026 Regular Session

House Labor, Industrial and Rehabilitative Services (01/27/2026)

Labor, Industrial and Rehabilitative Services

Transcript Highlights:
  • There is a very highly structured process if you are a large insurance company.
  • And I believe that this is a model act created by the National Association of Insurance Commissioners
  • </c> process if you are a large insurance process if you are a large insurance company.<04:10:13.760>
  • </c><04:10:17.600><c> Commissioners,</c> Association of Insurance Commissioners, Association of Insurance
  • We have a private insurance.
LA

Louisiana 2026 Regular Session

House of Representatives Jun 1st, 2026

Louisiana House Floor Meeting

Transcript Highlights:
  • This SCR 59 by Senator Barrow memorializes Congress to act to lower the insurance rates based on the
  • Flood insurance rates should be cut in half based upon the construction of this project.
  • insurance as well as, I think that's all it does.
  • insurance.
  • insurance of not less than a million dollars.
MN

Minnesota 2025-2026 Regular Session

House Human Services Finance and Policy Committee 2/26/26

Human Services Finance and Policy

Transcript Highlights:
  • If we could look at that threshold, we hold a lot of insurance already: professional liability, umbrella
  • insurance, employee dishonesty, cyber liability insurance.
  • Insurance costs have been skyrocketing.
  • If we could look at that threshold, we hold a lot of insurance already: professional liability, umbrella
  • insurance, employee dishonesty, cyber liability insurance.
Bills: HF3423 , HF2354 , HF3634
KY
Transcript Highlights:
  • to patients and and increase liabilities to patients and and increase their<00:21:26.880><c> insurance
  • </c><00:21:28.159><c> Thank</c><00:21:28.320><c> you</c><00:21:28.480><c> very</c> their insurance costs
  • Thank you very their insurance costs.
  • structured process, and bear in mind that no provider wants to expose himself from a professional liability
  • structured process, and bear in mind that no provider wants to expose himself from a professional liability
Summary: The committee first heard Senate Bill 173 from Senator David Givens, which would create a legislative review process for the state health plan and state plan amendments, modeled after the administrative regulations process. Givens argued the legislature should have a stronger policy role in reviewing the plan, saying the bill would allow lawmakers to find components deficient rather than approve them outright. He tied the proposal to Medicaid spending growth and projected enrollment changes, saying the state needs a new oversight tool. Committee members generally supported the concept, though Senator Berg expressed concern that the legislature lacks the executive branch’s healthcare expertise. The bill was reported favorably on a unanimous roll call vote. The committee then took up Senate Bill 137, sponsored by Chairman Meredith, which would create a pathway for certain internationally trained physicians to practice in Kentucky without repeating residency in the United States. Supporters said the bill is aimed at addressing Kentucky’s physician shortage, especially in rural areas, and cited projections of a statewide shortage of about 3,000 physicians by 2030 and a shortage of primary care doctors in particular. Testimony from Cicero Action and Baptist Health emphasized that many foreign-trained physicians are already fully trained, that residency slots are limited, and that the bill could help fill shortages in underserved counties while preserving quality through existing exams, ECFMG certification, English proficiency requirements, primary source verification, and mentoring/oversight. Several members raised questions and concerns. Senator Berg asked about verification, required exams, and oversight, and Senator Tishner raised concerns about fraudulent credentials in some countries and whether the bill could admit underqualified physicians. Witnesses responded that applicants would still have to pass the same exams, obtain ECFMG certification, and undergo primary-source credentialing and employer oversight. Supporters also argued the bill would not displace U.S.-trained physicians because it would use otherwise limited residency capacity more efficiently. After discussion, the committee adopted the bill and reported it favorably by unanimous vote.
OK

Oklahoma 2026 Regular Session

Local and County Government Feb 17th, 2026

Local and County Government

Transcript Highlights:
  • Senate Bill 2019 creates the political subdivision liability insurance guarantee program and the political
  • These will be with your shared insurance groups in those political subdivisions such as schools, municipalities
  • This is a voluntary buy-in, reinsurance insurance program that they can pay into if they want to.
  • One I'm hearing insurance, the next I'm hearing about...
  • Insurance, and the next I'm hearing about civil issues as it relates to civil rights.
Bills: SB1288 , SB1705 , SB1878 , SB2019 , SB2118
Summary: The Senate Local and County Government Committee heard several bills related to local government finance, liability, bail, and jail operations. Senate Bill 1288, by Senator Gillespie, would require the state and political subdivisions to equally share FEMA-related matching costs for federally declared disasters; supporters said it would codify long-standing practice and provide certainty for local governments, with an estimated fiscal impact of just under $4.9 million. After questions about future appropriations and delayed reimbursements, the bill advanced on a 9-0 vote. Senate Bill 2019, by Senator Logan, would create a political subdivision liability insurance guarantee program and fund to help local governments and shared insurance pools manage large federal civil rights judgments. Members questioned the bill’s scope and whether it applied to catastrophic events or civil rights cases; the author said it was intended to spread the burden of large judgments over time and reduce pressure on property taxpayers. The committee adopted a title-off motion and advanced the bill 7-2. Chair Hamilton presented Senate Bills 1705, 1878, and 2118. SB 1705 would bar nonprofits from bailing people out of jail if they receive public funds, with supporters citing public safety and opponents raising concerns about impacts on nonprofit and church-based assistance; it passed 7-2. SB 1878 would establish a uniform bail schedule, limit personal recognizance release for certain repeat or higher-risk offenders, and require court approval to lower certain bonds; it also passed 7-2. SB 2118 would clarify how county sheriffs may use commissary funds for jail-related purposes such as training, equipment, inmate care, and operations; it passed 7-2. The committee then adjourned.
WA

Washington 2025-2026 Regular Session

Senate Transportation Mar 2nd, 2026 at 01:30 pm

Transportation

Transcript Highlights:
  • exchange for the county's cleanup work, Ecology offered the county an early resolution to their liability
  • This type of settlement quickly resolves the county's liability to the state for its minor contribution
  • This type of settlement quickly resolves the county's liability to the state for its minor contribution
  • But if the county is telling you that they don't care about their liability, they're going to clean this
  • I don't know if the county says they don't care about their liability.
Bills: HB2495
NM

New Mexico 2025 Regular Session

Senate Chamber Oct 1st, 2025

New Mexico Senate Floor Meeting

Transcript Highlights:
  • President, Senator, this would not change liability at all. Senator Woods, you have the floor.
  • . that if the vaccines on the CDC's recommended list result in an injury, there is a shield from liability
  • vaccines which are on New Mexico's list but not on the federal list. would not be protected from liability
  • We are putting lives at danger and increasing the liability of New Mexicans. I yield, Mr.
  • One reason in particular was the liability insurance of that little hospital there in Clayton went from
MS

Mississippi 2026 Regular Session

MS Senate Floor - 5 March, 2026; 10:00 AM

Mississippi Senate Floor Meeting

Transcript Highlights:
  • commissioner, and the insurance commissioner is supposed to make it public in December.
  • Members of the Senate, I think this is a great bill that came out of insurance.
  • </c> Mississippi Children's Health Insurance Mississippi Children's Health Insurance Program.
  • </c> that came out of insurance. that came out of insurance.
  • Oh, 54 was insurance. I'm sorry, 55. Oh, 54 was insurance.