Transcript Highlights:

• We have had significant increases in insurance costs, which are due to a variety of insurance costs and
• insurance companies challenging claims and then not paying.
• avenue for the consumer to create a savings account because of some of the things we're seeing in the insurance
• that up into, then I could pay that claims essentially out of that and keep that cost off of my insurance

Bills: HB2929 , HB2956 , HB2955 , HB3128 , HB3880 , HB4294 , HB2970 , HB3338 , HB3443 , HB3783 , HB3800 , HB3818

Committee: House Commerce & Economic Development Oversight

Keywords: homeowner insurance, insurance premium, claim history, insurance regulation, at-fault claims, flood insurance, state law, consumer protection, appraisal management, Real Estate Appraiser Board, appraiser registration, background checks, ownership requirements, captive insurance, protected cell, sponsored captive, captive insurer, insurance commissioner, premium tax, dormant captive

Transcript Highlights:

• This particular bill focuses on insurance coverage, roof adoption, and you. For questions.
• The Oklahoma Insurance Department requests the following changes to update provisions related to the
• homeowner's insurance in the Oklahoma Insurance Code.
• Oklahoma Insurance Department. Thank you so much. Underwriting purposes.
• Oklahoma Insurance Department. Thank you so much. Have pass, see no questions.

Bills: HB2929 , HB2956 , HB2955 , HB3128 , HB3880 , HB4294 , HB2970 , HB3338 , HB3443 , HB3783 , HB3800 , HB3818

Committee: House Commerce & Economic Development Oversight

Keywords: homeowner insurance, insurance premium, claim history, insurance regulation, at-fault claims, flood insurance, state law, consumer protection, appraisal management, Real Estate Appraiser Board, appraiser registration, background checks, ownership requirements, captive insurance, protected cell, sponsored captive, captive insurer, insurance commissioner, premium tax, dormant captive

Transcript Highlights:

• notice to the existing insurer.
• Um, so this is similar, but in health insurance and for life insurance.
• I had an insurance agent whose life insurance premium went down.
• insurance aspect, but we do support the concept of self-insurance in that area.
• for insurance.

Bills: HB106 , HB144 , HB145 , HB252 , HB1732 , HB2221 , HB2467 , HB2468 , HB2517 , HB2518 , HB2963 , HB3016 , HB3689 , HB3960 , HB4386 , HB4490 , HB4751 , HB5247 , HJR175 , HB2213 , HB106 , HB144 , HB145 , HB252

Committee: Senate Business & Commerce

Keywords: HB 106, oil and gas, Railroad Commission of Texas, overhead electrical lines, electrical distribution system, power line maintenance, administrative penalty, Natural Resources Code, oil and gas lease, well operator, energy safety, utility infrastructure, regulatory compliance, cleanup fund, oil and gas regulation and cleanup fund, production safety, leasehold operations, electric utility, distribution poles, inspection

Transcript Highlights:

• That is, that ensures... ...insurance program. Yes.
• electronics limited agent licensees to sell Iware insurance and provide...
• And this bill allows portable electronics limited agent licensees to sell Iware insurance and provides
• I just want to say I wish I could have insured my beard because I would like my beard back.
• Murphy, Florida Association of Insurance Agents, waiving in support. Thank you, sir.

Bills: S0204 , S0540 , S0772 , S1294 , S1474 , S1504 , S1708

Committee: Senate Appropriations Committee on Agriculture, Environment, and General Government

Keywords: gaming, slot machines, veterans organizations, regulatory compliance, Florida Gaming Control Commission, declaratory statement, criminal penalties, financial regulation, vulnerable adults, information security, financial exploitation, licensing, biosolids, agronomic rate, land application, environmental protection, Florida statutes, nutrient management, recordkeeping, farming

Summary: The Appropriations Committee on Agriculture, Environment, and General Government met with a quorum present and first took up confirmation votes for appointees on tabs 2 through 6, which were recommended favorably without public testimony. The committee then heard CS/SB 1474, which would direct DEP to stop issuing or reissuing permits for Class B biosolids land application when a wastewater treatment facility is reasonably accessible within 50 miles, and it was reported favorably. The committee also heard SB 1708, which removes a timing requirement for veterinarians licensed in good standing elsewhere to qualify for Florida licensure; it received support from Americans for Prosperity and the ASPCA and was reported favorably. Members then considered CS/SB 204 on illegal slot machine operations. An amendment was adopted that set the baseline penalty at a second-degree misdemeanor, elevated violations involving six or more machines or repeat offenses to a third-degree felony, and made violations by a person of authority involving six or more machines or multiple prior convictions a second-degree felony. Testimony supported the bill’s effort to target larger illegal operations while protecting veterans’ organizations and other lawful users from felony exposure; the bill as amended was reported favorably. The committee also adopted a strike-all for CS/SB 1294 addressing Class AA biosolids, requiring agronomic-rate application, recordkeeping, IFAS guidance, and application of fertilizer-related requirements to bulk land application products, with an effective date of November 1, 2026; it was reported favorably after limited questions about oversight and IFAS’s role. Later, CS/SB 772 was heard to allow portable electronics limited licensees to sell “iware” insurance and define that term, and it was reported favorably. CS/SB 1504 updated pre-licensure education for the 440 customer service representative license so a high school student completing a half-credit insurance and personal finance elective can apply upon turning 18; it received supportive testimony from industry groups and was reported favorably. Finally, the committee adopted a strike-all amendment to CS/SB 540 creating cybersecurity program requirements for mortgage and money service businesses, extending oversight to certain investment advisers, clarifying emergency suspension authority for anti-money laundering violations, extending payment deadlines for examination costs, and adjusting director experience requirements for financial institutions; the bill as amended was reported favorably. Senators McClain and Truenow requested to be recorded as voting in the affirmative on tabs 11 and 13, and the committee adjourned at the end of the agenda.

Transcript Highlights:

• Dialysis patients deserve choice in their secondary insurance coverage.
• So I actually got lucky with my employer insurance.
• They have a coverage that... ...employer insurance.
• Medigap is the supplemental insurance that...
• Actual analysis shows that insurers choose to adjust premiums.

Bills: H4353 , H4425 , H4453 , H4623 , H4770 , S2587 , S2737

Committee: Joint Joint Committee on Health Care Financing

Keywords: behavioral health, Medicaid, reimbursement rates, healthcare providers, service delivery, accreditation, Medicare, end-stage renal disease, healthcare access, patient coverage, renal failure, MassHealth, asset limit, personal vehicle exemption, vehicle value, healthcare, autism, ABA services, assistive technology, children

Bills: SB100 , SB122 , SB127 , HB182 , HB275 , SB100 , SB122 , SB127 , HB182 , HB275

Committee: House Boards, Agencies and Commissions

Keywords: property tax, ad valorem tax, real property assessment, assessment cap, county-wide reappraisal, CPI-U, Consumer Price Index, tax assessor, Class II property, Class III property, local government revenue, property tax relief, reappraisal, tax increment district, retroactive tax law, Alabama Code 40-7-2.2, appropriation, education funding, Southern Preparatory Academy, fiscal responsibility

Transcript Highlights:

• I worked for a couple of insurance companies, so I have that side of me.
• Well, insurance is when something bad happens, right?
• services for state-regulated insurance.
• I'm Insurance Commissioner Patty Kuderer.
• That's the nature and the purpose of health insurance.

Bills: SB5877 , SB5967

Committee: Senate Health & Long-Term Care

Keywords: anesthesiology, medical personnel, surcharges, licensing, healthcare regulations, preventive services, state authority, healthcare access, insurance coverage, public health, 904, all

Transcript Highlights:

• Members, this bill concerns the Texas Department of Insurance and its executive level composition.
• In a regulatory market overseeing a $290 billion insurance market, a single commissioner structure presents
• The Business and Organizations Code already allows for electronic voting by condominium property owners
• Someone who is staying at a short-term rental cannot even buy flood insurance, right?
• The notice requires a clause informing the tenant that most renter's insurance policies do not cover

Bills: SB 438 , SB 512 , SB 647 , SB 648 , SB 1495 , SB 2121 , SB 2145 , SB 2154 , SB 2167 , SB 2184 , SB 2211 , SB 2268 , SB 2349 , SB 2443 , SB 2629 , SB 2702 , SB 2902

Committee: Senate Business & Commerce

Keywords: SB 438, Texas, State Office of Administrative Hearings, SOAH, administrative law judge, ALJ, public information act, open records, confidentiality, privacy, home address, home telephone number, emergency contact information, social security number, family members, Government Code 552.117, Government Code 552.1175, Tax Code 25.025, public records, government transparency

Summary: The meeting of the committee commenced with the establishment of a quorum, where members discussed and voted on five significant bills related to energy efficiency, insurance regulation, and public utility governance. Notably, Senate Bill 2717 was presented, incorporating feedback to foster collaboration among various state agencies for improved energy efficiency performance. This was followed by a detailed discussion on Senate Bill 1642, which proposed changes to the Texas Department of Insurance's executive structure to optimize management and consumer focus. Each bill saw active participation from senators who moved to adopt committee substitutes for clarity and responsiveness to stakeholder concerns, indicating a proactive approach to legislative issues.

Bills: HB3257 , HB3428 , HB3043 , HB3044 , HB3078 , HB3940 , HB3432

Committee: House Veteran and Military Affairs

Keywords: veterans, disability benefits, federal law, Oklahoma Statutes, military service, veterans benefits, workplace poster, human resources, employment law, mental health resources, educational resources, HB3043, Oklahoma Department of Veterans Affairs, ODVA, seasonal employees, project labor, pro rata jobs, unclassified service, state personnel law, state employee benefits

Bills: HB3257 , HB3428 , HB3043 , HB3044 , HB3078 , HB3940 , HB3432

Committee: House Veteran and Military Affairs

Keywords: veterans, disability benefits, federal law, Oklahoma Statutes, military service, veterans benefits, workplace poster, human resources, employment law, mental health resources, educational resources, HB3043, Oklahoma Department of Veterans Affairs, ODVA, seasonal employees, project labor, pro rata jobs, unclassified service, state personnel law, state employee benefits

Summary: The committee heard several veterans-related bills. House Bill 3257 would treat 100% disabilities caused by medical malpractice at a VA facility as service-connected for purposes of Oklahoma state benefits, aligning state treatment with federal benefits; members asked about the bill’s scope and its relation to military service and citizenship, and it passed 6-0. House Bill 3432 would allow veterans to attend public school sporting events without paying gate admission; one member spoke against the idea of preferential treatment for veterans, but the bill passed 5-1. House Bill 3428 would require the Department of Labor, working with the Oklahoma Department of Veterans Affairs, to create a workplace poster for employers with more than 50 employees listing veteran benefits and contact information for assistance programs. The author emphasized it was not a recruitment effort and said the poster would mainly provide hotline numbers and claims assistance information; it passed 7-0. House Bill 3043 would let ODVA hire PRN, seasonal, or as-needed employees during peak periods instead of relying on full-time staff, and members discussed possible reporting additions; it passed 7-0. The committee also considered House Bill 3044, which continues the existing tax return donation option for the ODVA equipment capital improvement program, and it passed 7-0. House Bill 3078, as amended, changed the donation mechanism to a direct link to the ODVA website rather than a checkbox on state transaction forms, and the amendment was adopted before the bill passed 8-0. Finally, House Bill 3940, a broad cleanup/omnibus measure revising National Guard and State Guard provisions, retention and education assistance rules, museum-related authority, and other technical matters, was presented as a follow-up to prior legislation, amended by PCS, and passed 7-0 with one member absent/abstaining; the committee then adjourned.

Transcript Highlights:

• As a brief reminder, Senate Bill 5919 is the bill that encourages fire districts and insurance providers
• This gives opportunities for the insurance companies to work together to create voluntary incentives

Bills: SB5919 , SB5816

Committee: House Agriculture & Natural Resources

Keywords: fire safety, insurance incentives, best practices, community protection, voluntary measures, juice grapes, agriculture, commerce, state regulation, market access, 904, all

Transcript Highlights:

• , uh, insurance taxes, how much it costs to have an executive director, things of that nature.
• </c><00:13:32.120><c> uh</c> um building expenses insurances uh um building expenses insurances uh Insurance
• What kind of insurance do they need?
• In other words, a regular insurance company that pays for that exact same service—you know, they have
• We saw a 13-year-old kid last year who came to the clinic and did not have any insurance.

Bills: HF1005

Committee: House Human Services Finance and Policy

Keywords: health insurance, medical assistance, behavioral health, reimbursement rates, primary care services, physician fee schedule, managed care, residential services, 1183, house

Transcript Highlights:

• I would like to call this meeting of Business and Insurance to order.
• Is that the construct we currently have in the dental insurance community?
• We in my business in the insurance world oftentimes We fight when a vehicle is totaled, and the insured
• We've discussed this with insurance carriers, the insurance department.
• With that, Business and Insurance is adjourned.

Bills: SB1732 , SB1217 , SB1443 , SB1455 , SB1457 , SB1459 , SB1465 , SB1944 , SB1946 , SB1218 , SB1942 , SB1352 , SB2132 , SB1920 , SB1285 , SB1304 , SB1305 , SB1326 , SB1590 , SB1767

Committee: Senate Business and Insurance

Keywords: professional licensing, licensing fees, home inspection, home inspector, Construction Industries Board, CIB, contractor license, journeyman license, apprentice registration, alarm endorsement, code inspector, electrical license, plumbing license, mechanical license, permit fees, renewal fee, reciprocity, poultry house contractor, poultry house wiring, environmentally controlled poultry house

Transcript Highlights:

• Business and Insurance will meet as soon as we can get a quorum in room 535 after we adjourn.

Bills: SB2026 , SB1376 , SB1355 , SB2115 , SB1533 , SB1732 , SB1217 , SB1443 , SB1455 , SB1457 , SB1459 , SB1465 , SB1944 , SB1946 , SB1218 , SB1942 , SB1352 , SB2132 , SB1920 , SB1285 , SB1304 , SB1305 , SB1326 , SB1590 , SB1767

Keywords: military discharge, veterans, DD Form 214, confidentiality, grandchildren access, Oklahoma National Guard, education assistance, military benefits, dependents, CareerTech Assistance Act, burial grant, memorial headstone, eligibility requirements, funding, Oklahoma Department of Veterans Affairs, fiscal management, state law, veteran burial, burial assistance, indigent veterans

Transcript Highlights:

• Business and Insurance will meet. Thank you, Mr. President, Mr. Floor Leader.

Bills: SB2026 , SB1376 , SB1355 , SB2115 , SB1533 , SB1732 , SB1217 , SB1443 , SB1455 , SB1457 , SB1459 , SB1465 , SB1944 , SB1946 , SB1218 , SB1942 , SB1352 , SB2132 , SB1920 , SB1285 , SB1304 , SB1305 , SB1326 , SB1590 , SB1767

Keywords: military discharge, veterans, DD Form 214, confidentiality, grandchildren access, Oklahoma National Guard, education assistance, military benefits, dependents, CareerTech Assistance Act, burial grant, memorial headstone, eligibility requirements, funding, Oklahoma Department of Veterans Affairs, fiscal management, state law, veteran burial, burial assistance, indigent veterans

Summary: The Senate convened, a quorum was established, and Senator Yek delivered the opening prayer. The body then granted unanimous consent for an entourage to appear on the floor for a citation presentation honoring Oklahoma State Troopers Michael Patnode and Joy McLaughlin for their quick response and lifesaving assistance during a medical emergency at the Capitol on January 13, 2026. The citation praised their professionalism and noted that emergency responders arrived in less than eight minutes because of their actions. The floor leader also recognized the Senate staff and others involved in the incident, noting that the person who had the medical emergency was recovering and had returned part-time. Senator Nice introduced an intern, Cottrell Strain, a sophomore English major at Langston University with an interest in politics. Several announcements followed, including a Farm City Festival lunch on the second floor, a Veterans and Military Affairs Committee meeting, and a Business and Insurance Committee meeting. The Senate also adopted a motion to celebrate Senator Julie Daniels’ birthday. No legislation was debated or voted on in the transcript beyond the citation and the procedural motions, and the chamber adjourned until Monday, February 16, 2026, at 1:30 p.m.

Transcript Highlights:

• I'd like to call this meeting of Business and Insurance to order. A couple of housekeeping items.
• In my business in the insurance world, oftentimes we fight when a vehicle is totaled and the insured,
• We've discussed this with insurance carriers, the insurance department.
• I believe the insurance department is going to find this and it's already there.
• With that, Business and Insurance is adjourned.

Bills: SB1732 , SB1217 , SB1443 , SB1455 , SB1457 , SB1459 , SB1465 , SB1944 , SB1946 , SB1218 , SB1942 , SB1352 , SB2132 , SB1920 , SB1285 , SB1304 , SB1305 , SB1326 , SB1590 , SB1767

Committee: Senate Business and Insurance

Keywords: professional licensing, licensing fees, home inspection, home inspector, Construction Industries Board, CIB, contractor license, journeyman license, apprentice registration, alarm endorsement, code inspector, electrical license, plumbing license, mechanical license, permit fees, renewal fee, reciprocity, poultry house contractor, poultry house wiring, environmentally controlled poultry house

Summary: The Business and Insurance Committee considered a long agenda of Senate bills covering real estate, construction licensing, insurance, alcohol regulation, medical marijuana, and other business matters. Among the measures discussed were SB 1732, which preserves Oklahoma’s current rule that brokers are not required to enter into a buyer brokerage agreement before showing real estate; SB 1443, which codifies payment rules for anesthesia services and physical status modifiers; and several sunset-extension bills for boards and agencies including the architects and interior designers board, the Construction Industries Board, the Abstractors Board, and the engineering and surveying board. The committee also heard bills on workers’ compensation, dental insurance billing practices, salvage title thresholds, energy standards for state-funded buildings, self-storage lien modernization, and medical marijuana training and licensing issues. Testimony and debate focused heavily on consumer costs, market competition, and regulatory clarity. Supporters of the dental bill (SB 1942) argued it would keep insurers from setting prices for non-covered services and allow patients and providers to negotiate directly, while opponents warned it could raise costs for consumers; the bill passed 8-2. Similar free-market arguments were made for the real estate, anesthesia, and alcohol-related bills, while consumer protection concerns were raised on the self-storage and dental measures. SB 1590, which would expand a fortified-roof grant program to commercial buildings, drew discussion about funding and the state’s role in helping reduce insurance costs. SB 1767 sought stronger enforcement against out-of-state spirit shipping, with concerns noted about lost tax revenue and age verification. Most bills received committee approval, often unanimously or by wide margins, including SB 1732, SB 1217, SB 1443, SB 1455, SB 1457, SB 1459, SB 1466, SB 1944, SB 1946, SB 1352, SB 2132, SB 1920, SB 1285, SB 1304, SB 1305, SB 1326, SB 1590, and SB 1767. Several bills were amended in committee, often to update sunset dates or clarify language, and title-striking motions were adopted on some measures that were still being worked on. The meeting ended with the chair noting that 20 bills had been handled and the committee adjourned.

Transcript Highlights:

• That is, that ensures... ...insurance program. Yes.
• It's related to limited licenses for portable electronics and eyewear insurance, and this bill allows
• portable electronics limited agent licensees to sell eyewear insurance and provide...
• I just want to say I wish I could have insured my beard because I would like my beard back.
• Murphy, Florida Association of Insurance Agents, waiving in support. Thank you, sir.

Bills: S0204 , S0540 , S0772 , S1294 , S1474 , S1504 , S1708

Committee: Senate Appropriations Committee on Agriculture, Environment, and General Government

Keywords: gaming, slot machines, veterans organizations, regulatory compliance, Florida Gaming Control Commission, declaratory statement, criminal penalties, financial regulation, vulnerable adults, information security, financial exploitation, licensing, biosolids, agronomic rate, land application, environmental protection, Florida statutes, nutrient management, recordkeeping, farming

Transcript Highlights:

• This is a meeting of the Senate Insurance Committee. We only have two bills today.

Bills: HB761 , HB1199

Committee: Senate Insurance

Keywords: rare cancers, advisory board, medical recommendations, oncologists, Louisiana cancer treatment, genetic testing, SCN2A, medical necessity, health insurance, rehabilitative services, neurological disorders

Summary: The Senate Insurance Committee met on May 27, 2006, with five members present. The committee announced it had two bills on the agenda and began with House Bill 761, carried by Senator Wheat, which concerns the advisory board created to recommend new treatments for rare conditions. The opening remarks indicate the bill relates to the board’s role and recommendations, though the transcript cuts off before the full explanation or testimony. No testimony, debate, or vote on HB 761 is included in the excerpt provided. The record ends shortly after the bill is introduced, so no further committee action is shown.

Transcript Highlights:

• Insurance premiums, high deductibles, and high prices for care.
• And I want to add that through this entire time, I have been fully insured.
• survivors done by the American Cancer Society Cancer Action Network found 58% of respondents were insured
• Maybe because they didn't have enough money at the start, maybe because their insurance company found
• This is a heavily negotiated provision that adds a representative to the insurance task force for the

Bills: HF1646 , HF2443

Committee: House Commerce Finance and Policy

Keywords: medical debt, debt relief, healthcare financing, consumer protection, financial hardship, commerce, cannabis, insurance, housing, ombudsperson, affordability, property, task force, financial institutions

Transcript Highlights:

• I think that when we are talking about procedures that insurance companies are not involved in, that
• I think we all understand the fact that the way insurance is now being run is very egregious towards
• One of the things that these these insurance contracts can do is they can change the contract at any
• If the service is not actually covered, paid for by the insurance company, they shouldn't.
• Business and Insurance will meet in room 535, 10 minutes after the start of telecommunications.

Bills: SR29 , SB667 , SB1466 , SB1942 , SB1989 , SB1670 , SB1716 , SB1521 , SB1273 , SB1433 , HJR1032 , SB1969 , SB1953 , SB1277 , SB1287 , SB1061 , SB1916 , SB1589 , SB2178 , SB1444 , SB1438 , SB1501 , SB1873 , SB1364

Keywords: Black History Month, Black Oklahomans, civil rights, Tulsa Race Massacre, Greenwood, Jim Crow, segregation, all-Black towns, Boley, Langston University, Clara Luper, NAACP Youth Council, Oklahoma Civil Rights Trail, Black history, African American history, racial justice, commemorative resolution, Black excellence, state history, heritage month