Bills: HR210, HR142, HCR150, HR132, HCR140, HR133, HCR141, HR182, HCR192, HR96, HCR104, HR57, HCR63, HR56, HCR62, HR39, HCR43, HR48, HCR52, HR119, HCR127, HR111, HCR119, HR88, HCR96, HR120, HCR128, HR117, HCR125, HR51, HCR55, HR54, HCR58, HR149, HCR159, HR64, HCR70, HR42, HCR46, HR84, HCR92, HR92, HCR100, HCR172, HR172, HCR182, HR75, HCR83, HR116, HCR124, HR36, HCR38, HR73, HCR79, HR125, HCR133, HR136, HCR144, HCR60, HCR20, HR32, HCR32, HR115, HCR123, HR108, HCR116, HR7, HCR8, HR47, HCR51, HR178, HCR188, HCR48, HCR49, HR15, HCR13, HR107, HCR115, HR168, HCR178, HR62, HCR68, HR83, HCR91, HR147, HCR155, HR164, HCR174, HR169, HCR179, HR175, HCR185, HR106, HCR114, HR183, HCR193, HR85, HCR93, HR137, HCR145

Keywords: Earl Kawaʻa, Earl Kawaa, H.R. 210, House Resolution, Hawaii Legislature, Hawaiian language, language revitalization, mānaleo, native Hawaiian speaker, Hawaiian culture, cultural preservation, Hoʻoponopono, Kamehameha Schools, Molokaʻi, Oʻahu, community mentorship, traditional practices, āina-based education, kaiapuni, Peace Corps

Transcript Highlights:

• They demonstrate lasting impact on learning.
• . learning. learning.
• isn't just learning how to read. isn't just learning how to read.
• be a sign that they have a learning be a sign that they have a learning disability.<01:09:00.000
• Actually ahead of his ready to learn.

Bills: HF1660, HF1824, HF1926, HF1002, HF994, HF1915, HF1336

Keywords: children, youth programming, needs assessment, community engagement, state funding, education, funding, school districts, state budget, rural schools, food support, Greater Minneapolis Council of Churches, food shelves, grant funding, Minnesota FoodShare, early childhood, Head Start, education funding, developmental programs, literacy

Transcript Highlights:

• A slight decrease since 2023 before LEARNS was enacted.
• By the LEARNS Act, it required a minimum base salary of at least $50,000.
• That is not to say there's been no improvement due to the LEARNS Act.
• Similarly, there had been a steeper decrease prior to the implementation of LEARNS.
• He said he was curious how much LEARNS has influenced some of the data.

Summary: The committee first approved the May 18 meeting minutes and then received a Legislative Audit presentation summarizing Arkansas Department of Education grant distributions for fiscal year 2025. Auditors said the department distributed about $4.6 billion in grants overall, including $3.2 billion from the Public School Fund, $1.1 billion in federal funds, and $268 million from other state and miscellaneous sources, across 56 Public School Fund programs, 14 other state programs, and 29 federal programs. Members asked about specific recipients and programs, including ClassWallet, master principal bonuses, Economics Arkansas, and CDC surveillance funding; audit staff and Department of Education representatives explained that the report was only a distribution summary and not a recipient-level audit. Members also questioned why many districts showed lower funding, and staff said the decline was largely due to reduced federal and one-time COVID-related funds. Senators and representatives also discussed whether some incentive programs, such as master principal and national board bonuses, were tied to student outcomes, and whether Economics Arkansas was the sole entity named in special language for financial literacy funding; department staff said they would follow up on several details. The committee then heard a Bureau of Legislative Research presentation on consumer price index projections from Moody’s Analytics and S&P Global, with discussion of CPI-U and core CPI estimates for future fiscal years. Dr. Carlos Silva explained that the forecasts generally trend toward about 2 percent over time and that recent projections may have understated actual inflation because of recent shocks. Members asked about the accuracy of past projections, and he said he would provide more detail later if needed. The bulk of the meeting focused on the final adequacy report on teacher recruitment, retention, and salaries. BLR staff reported that Arkansas had about 32,800 teachers and 473,000 students in 2025, with a statewide student-to-teacher ratio of about 14 to 1, average teaching experience of 11.9 years, and a slight increase in National Board Certified teachers. The report found that districts with higher poverty and minority concentrations generally had less experienced teachers, and that teacher shortages remained widespread, especially in special education, math, science, and foreign language. Members asked about licensure exceptions, alternative preparation pathways, incentives for ESL and special education endorsements, and the cost and return on investment of traditional versus alternative routes. Staff said some licensure exceptions are being phased out under Act 304 of 2025 and that they would follow up on several requested details. The report also found that teacher retention averaged 87 percent statewide in 2025, with districts retaining teachers at higher rates than charters, and that 30 percent of surveyed teachers were considering leaving the profession. Principals and teachers identified school leadership as the strongest positive factor in recruitment and retention, while workload and salary were the strongest negative factors. On salaries, BLR reported a statewide average teacher salary of $60,254 in 2025, with districts averaging $60,458 and charters $55,724. Arkansas ranked 45th nationally on average teacher salary in 2025, though its cost-adjusted ranking improved to 36th; among SREB states it ranked 12th, and among neighboring states it ranked fourth. Members asked about starting salaries, salary compression, district step increases, and whether the report should be shared more broadly with educators and school leaders. Staff said they would provide follow-up information on several questions, and the committee took no formal action beyond receiving the presentations and asking for additional data.

Transcript Highlights:

• infrastructure in which to learn.
• infrastructure in which to learn.
• infrastructure in which to learn.
• infrastructure in which to learn.
• on the bill submit extraneous materials on the bill under<05:09:53.520> consideration.

Keywords: U.S. House of Representatives Floor Proceedings on Tuesday, December 2, 2025, 1012, house, all

Transcript Highlights:

• plants and develop plant-based building materials in Hawaiʻi and appropriates funds.
• We have the opportunity to grow building materials with plants.
• We have the opportunity to grow building materials with plants.
• We have the opportunity to grow building materials with plants.
• time again that these materials time again that these materials materials<02:21:51.640> like<

Keywords: 910, house, all

Summary: The joint House Agriculture and Food Systems and Tourism hearing focused on HB 189 and HB 966, both dealing with agricultural tourism. HB 189 would require counties to adopt ordinances governing review and permitting of agricultural tourism as secondary uses on working farms, require the principal agricultural use to pre-exist any tourism-related permit, and limit ag tourism to land where productive agriculture is occurring. HB 966 would create statewide uniform standards for agricultural tourism, require county registration of activities, require ag tourism to coexist with agricultural activity on a farming operation, and end the tourism use when agricultural activity ceases. Testimony on HB 189 was mixed. The Department of Agriculture and Kualoa Ranch opposed the bill, arguing that the proposed restrictions and income-based limits could burden bona fide farms and ranches, reduce flexibility for counties, and harm food production, jobs, and diversification efforts. Kualoa Ranch said ag tourism supports its food sales and community market and warned the bill could cost more than 350 jobs. The Hawaiʻi Cattlemen’s Council also opposed the measure for similar reasons. The Hawaiʻi Farmers Union supported the bill with suggested amendments, including clearer language around agricultural dedication. The Hawaiʻi Farm Bureau supported the intent of the bill but urged caution, saying ag tourism should remain tied to actual agricultural production and that counties need flexibility to address abuses without imposing overly rigid standards. Members discussed how to define a bona fide agricultural operation and whether property tax agricultural dedication could serve as a clearer qualifier. They also raised concerns about how counties would enforce revenue thresholds or separate accounting for tourism and farm income, and whether state law should better target clearly non-agricultural uses such as gondolas or other abusive developments. The Department of Agriculture and Farm Bureau said counties already have authority to regulate ag tourism through ordinances, but that any new standards should avoid unintended burdens on true farmers and ranchers. HB 966 was then introduced, and initial testimony again reflected support for the bill’s intent from some agricultural groups and opposition or caution from others. Kualoa Ranch said ag tourism can help educate visitors and support agriculture, the Hawaiʻi Farmers Union supported county flexibility, and the Hawaiʻi Farm Bureau reiterated concerns about the bill’s income comparison provisions and the need to distinguish legitimate agricultural tourism from misuse. No votes were taken during the hearing.

Transcript Highlights:

• We have learned recently of the Area 51 veterans who served in the Nevada test sites, who obviously show
• We have learned recently of the Area 51 veterans who served in the Nevada test sites, who obviously show
• Imagine a family there waiting anxiously for an ambulance, only to learn that the first responders were
• in the in the extraneous material in the in the record. record. record.
• <06:04:57.840> Without material in this bill. Without material in this bill.

Keywords: U.S. House of Representatives Floor Proceedings on Monday, July 21, 2025, 1012, house, all

Transcript Highlights:

• So I think some folks might be surprised to learn... learn I'm particularly interested in rural systems
• Enacted in 1999, and last material. amended in 2011, the act is now more than 25 years old.
• So having these options would be something I'd love to learn more about and perhaps.
• So I'd like to learn more about that maybe. Maybe we can help fill in those gaps. I'd love it.
• That's how I learned about all this stuff and I started on it.

Keywords: 1184, house, all

Transcript Highlights:

• I learned that from him.
• That you did learn. I too want to thank some people.
• I've always enjoyed learning new things.
• I learned a lot over six years with has been quite a learning experience.
• I learned a lot over six years with Chairman Stinner.

Bills: LR509, LR510, LR511

Keywords: congratulations, Nebraska Sandhills Cowboy Hall of Fame, Deloris Marshall Adamson, recognition, achievement, service, retirement, Nebraska Legislature, public service, legislature, Nebraska, 956, all

Transcript Highlights:

• So that is why I of deicing materials.
• So, um, again, having that incorporated into the administrative rules, and just as deicing materials
• of deicing material. of deicing material.
• brine liquids and the rock salt material as well. >> Thank you, Mr.
• I think everything is kind of material.

Keywords: 1189, house, all

Transcript Highlights:

• It's almost like a raw material, to be honest, because of how inefficient it was.
• So, uh, I was just amazed at, uh, what I learned over the summer about nuclear.
• over the summer at, uh, what I learned over the summer about<00:40:58.960> nuclear.
• There's a lot of materials. But I don't want to disparage that program at all.
• There's a lot of materials. But I don't want to disparage that program at all.

Keywords: Meeting Start 00:00:00 Roll Call 00:00:10 SB 11 Discussion 00:01:20 SB 11 Vote 00:05:00 SB 41 Discussion 00:5:43 SB 41 Vote 00:15:03 SB 59 Discussion 00:20:30 SB 59 Vote 00:28:15 SB 57 Discussion 00:29:40 SB 57 Vote 00:40:00 SB 125 Discussion 00:42:43 SB 125 Vote 00:50:53 SB 191 Discussion 00:53:19 SB 191 Vote 00:59:38, 958, all

Summary: The committee first took up Senate Bill 11, a proposal to create a matching-grant program for neighborhood storm shelters in rural Kentucky. Sponsor Steve Meredith and supporters from the Kentucky League of Cities and the City of Morgantown said the idea was to use FEMA-style funding to help residents who live far from community shelters, noting that in some rural counties it can take 30 to 45 minutes to reach a shelter during severe weather. The committee adopted the substitute and passed the bill 11-0, with no nay votes. The committee then considered Senate Bill 41, which would require a ballot referendum whenever a taxing entity raises property taxes more than 4 percent, rather than relying on the current petition process. Sponsor Gary Boswell said the bill would give taxpayers more direct control and argued that local governments should simply avoid raising taxes above the threshold. Superintendents from Rockcastle and Casey counties opposed the bill, saying it would weaken local control, add election costs, delay budgets, and make it harder for school districts to keep up with inflation, insurance, transportation, and construction costs. After debate, the committee passed the bill 7-3 with favorable expression. Next, the committee heard Senate Bill 59, which would add criminal penalties to KRS 65.013, the law barring public funds from being used to advocate for or against ballot questions. Sponsor Steve Rawlings said the measure was prompted by reports of school officials using public resources to oppose a 2024 ballot issue and argued the law needs real enforcement to protect taxpayers and election integrity. Members raised concerns about First Amendment issues and the bill’s gray areas, especially for public employees speaking on their own time; Rawlings said the substitute removed volunteer references, allowed balanced issue debates, and clarified that employees acting on their own time and resources would not be prohibited. The committee passed the bill 8-3 with favorable expression. The committee also began hearing Senate Bill 57, as substituted, from Senator Danny Carroll. The bill would create a nuclear-ready site readiness pilot program under the Kentucky Nuclear Energy Development Authority, with up to three projects receiving up to $25 million each to help cover early site permitting and related licensing costs. Carroll, along with witnesses from the UK Center for Applied Energy Research and the Public Service Commission, said the goal is to build a nuclear energy ecosystem in Kentucky, with safeguards including surety bonds, deadlines, and cost-recovery provisions. The discussion was still underway when the transcript ended.

Transcript Highlights:

• So, we're going to be learning a lot over the next two weeks or so.
• happy to provide additional materials happy to provide additional materials and<01:17:32.320>
• Turman so we can include them in the materials as well?
• include them in the materials as well? include them in the materials as well?
• So uh we've been learn more about.

Keywords: 919, house, all

Summary: The task force met on October 22, 2025, with a quorum present and several members participating remotely. Members approved the minutes from the previous meeting. Michelle Urick of the Legislative Coordinating Commission then gave an administrative update on proxy voting and the task force’s operating procedures. She said the enabling statute only authorizes the officially appointed member to act and vote, so proxy voting is not allowed, and votes must be cast in person at the meeting where the item is considered. She also said members may submit written positions, but not vote before or after a meeting. In response to concerns about attendance for future votes, the chair said the January meetings would be rescheduled if possible using a Doodle poll so more members could be present in person. The group also agreed to treat the revised document as operating procedures rather than a formal charter, with no separate adoption action needed at that time. The task force then moved into testimony on homeowners and commercial property insurance. Paul Edgar of Minnesota Realtors said rising insurance costs are adding to housing affordability pressures, citing an increase in the monthly principal, interest, taxes, and insurance payment on a median-priced Minnesota home from $1,622 in 2021 to $2,642 in September 2025. He said higher insurance costs and limited coverage can affect buyers’ financing, especially for condominiums and townhomes, and urged continued work on liability and insurance-related laws that may discourage condo development. He also referenced prior bipartisan reforms to Minnesota’s condominium construction defects law and said his organization supports further improvements to encourage more condo production. Keenan Ravery of the Minnesota Mortgage Association focused on how insurance requirements affect mortgage lending. He explained that lenders require insurance both at origination and throughout the life of the loan, with standards aimed at protecting collateral rather than providing full homeowners coverage. He said replacement-cost coverage has long been the norm, but recent issues with roofs, deductibles, HO-6 policies, and force-placed insurance have become pain points for consumers and lenders. He said his association is working with national trade groups on reforms that could allow more flexibility in coverage types and deductibles, and he expressed hope that Fannie Mae, Freddie Mac, and the Federal Housing Finance Agency may announce policy changes in the coming months or by early 2026. No votes or substantive policy actions were taken beyond approving the minutes and agreeing to pursue scheduling adjustments for January.

Transcript Highlights:

• ability to accept certain situations, or if someone was in an accident and couldn't produce the materials
• ability to accept certain situations, or if someone was in an accident and couldn't produce the materials
• ability to accept certain situations, or if someone was in an accident and couldn't produce the materials
• Someone was in an accident and couldn't produce the materials. That may put them at a disadvantage.
• <00:20:56.080> that's anything more that we learn that's anything more that we learn that's

Keywords: 1189, house, all

Transcript Highlights:

• You know, that's the first thing you learn. Not of the law, but of the conduct. >> Okay.
• Not of not of the first thing you learn.
• Under the current law, evidence custodians must retain any evidence that may contain biological material
• <00:41:15.359> suitable<00:41:15.839> for<00:41:16.160> DNA biological material
• suitable for DNA biological material suitable for DNA analysis. analysis. analysis.

Keywords: 912, senate, all

Summary: The Judiciary Committee heard testimony on several bills related to bribery and public corruption. On SB 2249, which would increase penalties for bribery under certain circumstances, the Honolulu Prosecutor’s Office and Honolulu Police Department supported the measure, arguing that Hawaii’s current class B felony penalty is probationable and too weak to secure cooperation in corruption cases, especially after the U.S. Supreme Court’s Snyder decision narrowed federal bribery prosecutions. The Public Defender opposed the bill, arguing that elevating bribery to a class A felony and making it non-probationable was excessive, overbroad, and would remove judicial discretion. Multiple individuals also testified in support. Committee members questioned the prosecutor about removing deferred acceptance of plea provisions and asked HPD about the $20,000 threshold; the prosecutor said alternative charges could still be used in plea bargaining, and HPD said the threshold aligns with first-degree theft. The committee also discussed how current law tolls the bribery statute of limitations while an official remains in office, with the prosecutor explaining it can extend up to six years total. The committee then heard SB 2494, which would set a nine-year statute of limitations for bribery offenses. The Public Defender opposed the extension, saying the justification based on the length of federal investigations was too broad and that bribery already has a longer limitations period than most felonies. The Honolulu Prosecutor’s Office supported the bill, saying bribery cases often involve coordination with federal investigators, that federal and state evidence-gathering methods may differ, and that a longer period would help ensure admissible evidence and allow state prosecution when federal law no longer applies. Members asked whether there were public examples of cases lost to the current limitations period; the prosecutor said he was not aware of any publicly available examples, but maintained nine years was a reasonable period. The committee also considered SB 2737, which would create a misdemeanor for failure by a state or county elected official to report bribery. The Department of the Attorney General offered comments and suggested changing the term to “public servant” for consistency with existing law. The Honolulu Prosecutor’s Office supported the intent but warned the reporting requirement could create Fifth Amendment issues for witnesses who might otherwise be useful in grand jury proceedings. The bill drew broad public support, with 33 supporters and no opposition noted. Finally, the committee took up SB 3071, which revises sex trafficking and promoting prostitution statutes by redefining “profits from prostitution” and adding an affirmative defense for certain lawful transactions. The Public Defender opposed the measure, saying it still could reach people without the required criminal intent and that the affirmative defense language could be applied unevenly. The Attorney General and Honolulu Prosecutor supported the bill, saying it better addresses concerns raised by the State v. Ibarra decision while closing loopholes that allow traffickers to disguise profits as loans or gifts. The prosecutor emphasized that traffickers are sophisticated and can structure transactions to evade current law.

Transcript Highlights:

• We often, the state, with other states, sometimes consult on a method to remove that material.
• be in dire straits and building materials would go through the roof?
• be in dire straits and building materials would go through the roof?
• overpopulating the building material overpopulating the building material industry<01:21:33.199>
• over time what they what they learned over time what they what they learned was<02:53:36.560>

Keywords: 1189, house, all

Transcript Highlights:

• Can we learn that this week? Leader: I had a question for you, Madam Chair.
• Can we learn that this week? Madam Chair: I'm so glad you asked that, Leader.
• Building codes and contractors, they just come and bid and use the cheapest materials, and then on bonds
• committee household 2755 allows the state land commissioner to renew an existing mineral or mineral materials
• lease without public auction under outline condition mineral or mineral materials lease without public

Keywords: 1182, all

Summary: The caucus reviewed a long calendar of House bills across education, health, water, land, housing, labor, public safety, and taxation. Several measures dealt with artificial intelligence, including bills on AI disclosures for minors, AI-assisted divorce arbitration, an Arizona AI education program, AI privilege protections, and a required AI course in schools. Other topics included ESA administration funding, a prohibition on public money for certain foreign-controlled genetic sequencing devices, towing regulations, DUI and ignition interlock changes, health facility and nursing facility complaint timelines, internationally trained physicians, nurse anesthetist reimbursement, pharmacy penalties, childhood cancer research, cybersecurity encryption, school mental health instruction repeal, superintendent performance pay, adoption disclosures in student health settings, anti-Semitism in schools, and a range of water, land, and housing bills. Members frequently raised concerns about local control, unfunded mandates, constitutional issues, and the scope of state intervention. Several bills drew criticism for affecting school curriculum, public education, reproductive rights, protest activity, or tribal communities. Others were supported as technical fixes, consumer protections, or funding measures. The caucus also discussed a series of bills related to the Mexican gray wolf, state land management, solar and wind siting, groundwater transport, and rural development, with some members objecting that the proposals would undermine federal protections or tribal interests. A number of bills were pulled from consent for further discussion, including HB 2020, HB 2957, HCR 2044, HB 2352, HB 2667, HB 2906, HB 2093, HB 2386, HB 2481, HB 2830, HB 2076, HB 2411, HB 2136, HB 2665, and HB 2904. The meeting ended with an announcement of the Latino Caucus guest presentation and an emotional tribute to Reverend Jesse Jackson, followed by presentation of an Affordability Award to Representatives Lorena Austin and Stephanie Simacek for work on economic justice and working families. The caucus then adjourned.

Transcript Highlights:

• I mean, you talk about people that need this material.
• I've lived on a well all my life... ...about people that need this material.
• So I would say that they have access to the materials. Senator Polsky: Thank you.
• know that you could milk oats, but, I mean, it just, if you're going to call that beverage or that material
• So I see where there is a Florida Agriculture Legacy Learning Center.

Summary: The Senate opened with prayer, the Pledge of Allegiance, and several gallery introductions, including family members, university guests, local officials, and student groups. The chamber then moved to special order bills, beginning with two Open Government Sunset Review measures: SB 7010, preserving a public records exemption for certain Department of Financial Services receiver information, and SB 7008, preserving confidentiality for financial technology sandbox application records. Both bills passed unanimously after brief explanations and no amendments. The Senate also passed SB 1430 on post-judgment execution proceedings for terrorism victims, SB 910 on veterans benefits assistance, SB 832 on former phosphate mining lands, SB 796 on general permits for distributed wastewater treatment systems, and SB 700, the Department of Agriculture and Consumer Services bill. SB 832 drew debate over a possible lawsuit and created a narrow strict-liability defense for landowners who survey and record notice of former phosphate property. SB 700 generated the most extended debate, especially over a provision removing fluoride from public water systems and related amendments on public health, local control, and study requirements; several fluoride-related amendments failed, while a technical amendment passed. The bill also included provisions on agricultural regulation, labeling, drones, lending, charities, housing for agricultural workers, and youth programs. The Senate then approved several claims bills, including relief for Darlene Angerville and J.R., Eric Miles Jr. and Jennifer Miles, and Marcus Button, all involving catastrophic injuries and settlements paid by the relevant public entities. SB 994 on driver’s license education requirements passed after an amendment that increased penalties for texting while driving and added a distracted-driving education component. SB 1718, preserving a public records exemption for minors seeking an abortion without parental consent or notification, also passed unanimously. Several other bills were temporarily postponed. At the end of the session, the Rules Chair moved to immediately certify all bills passed that day to the House, retain postponed bills on the special order calendar, and move CS for SB 7016 back to second reading; all motions were adopted. The Senate then adjourned until Wednesday, April 16, at 2:00 p.m. or upon the call of the President.

Transcript Highlights:

• The first time I ever learned about 30 by 30 was from you, Assembly Member Colorado.
• support it we'd love to be out as a co-author as well thank you and thank you the first time I ever learned
• in 2016, we've opened about a dozen new facilities, only two of which are permitted to take food materials
• Part of it is procuring that material from composting facilities once it's been recycled.
• Part of is procuring that material from composting facilities once it's been recycled.

Summary: The committee heard and advanced a series of natural resources and climate-related bills. AB 70 would codify a definition of pyrolysis and allow procurement credit for projects using organic waste to generate pipeline biomethane; supporters said it would help divert organic waste from landfills, reduce methane, and support energy reliability. AB 30 would authorize E15 fuel sales in California, with supporters arguing it could lower consumer fuel costs and emissions, while opponents from boating and marine groups raised concerns about engine damage and the need for clear labeling and continued E10 availability. AB 66 would create a CEQA exemption for emergency evacuation routes in high fire-risk areas; supporters emphasized wildfire evacuation safety, while some members worried the bill lacked sufficient guardrails and environmental review. AB 399 would let the Coastal Commission consider blue carbon sequestration in coastal permitting and authorize blue carbon demonstration projects; environmental groups supported it, while business groups objected to new costs and regulatory uncertainty. AB 491 would codify California’s nature-based solutions climate targets for lands and wetlands, with supporters citing climate and adaptation benefits and the Farm Bureau opposing statutory targets. AB 580 would extend Metropolitan Water District authority related to the Colorado River Aqueduct, and AB 43 would make permanent state authority to protect federally designated wild and scenic rivers if federal protections are weakened. The committee also considered AB 436 to streamline siting and permitting of composting facilities and AB 539 to streamline certain Coastal Act procedures and reporting. Most measures received due-pass recommendations and were reported out on roll calls, with several bills also moving on consent; AB 404 was pulled at the author’s request.

Transcript Highlights:

• THINK WE WILL CONTINUE TO SEE THAT TAKEOUT PROCESS CONTINUE AND WE ARE DOING IT IN A WAY SOMETHING WE LEARNED
• SEEING INFUSION OF CAPITAL INTO THOSE COMPANIES AND WE ARE SEEING THE COMPANIES THAT HAVE SURVIVED LEARNING
• AND WHAT WE SEE HERE WITH THIS AND THAT IS THE COST OF LUMBER AND THE COST OF MATERIALS AND THE COST
• IT IS A DENSELY BACKED PIECE OF MATERIAL THAT THE ACTUARIES GO THROUGH LINE BY LINE AND MAKE DETERMINATIONS

Keywords: 999, senate, all

Transcript Highlights:

• a material impact to administrative<00:36:46.640> expenses.
• <01:02:54.240> Um basis for a material uh cost savings.
• Um basis for a material uh cost savings.
• And then we soon learned that our plan's allowable for a hearing aid was $1,000.
• :46.400> and still learning about banking and still learning about banking and insurance,<01:32

Keywords: Meeting Start 00:00:00 Call to Order and Roll Call 00:00:23 Kentucky Bankers Association 00:02:32 How to Read and Understand KRS 6.948 Health Mandate and Federal Cost Defrayal Impact Statements 00:25:40 Proposed Amendments to Kentucky's Essential Health Benefit-Benchmark Plan 00:50:18 Proposed Health Insurance Legislation for the 2026 Session 01:04:22 Reimbursement for Covered Benefits Delivered Through the Psychiatric Collaborative Care Model 01:01:46 Coverage of Eating or Feeding Disorders 01:18:47 Coverage of Hearing Loss 01:25:31, 958, all

Summary: The Interim Joint Committee on Banking and Insurance met for its first interim meeting, established a quorum, approved routine opening items, and welcomed a new committee assistant and a legislative intern. The committee first heard a Kentucky Bankers Association presentation from Tim Shank and John Cooper focused on the state’s housing shortage, which they described as affecting all 120 counties and especially low- and moderate-income and workforce housing. They urged support for a proposed $20 million banker-backed revolving fund, paired with tax credits, to finance new housing construction; they said the program would be flexible, could support alternatives such as manufactured housing, and would use below-market loans with tax credits vesting over five years only after units are completed. They also asked for extension of the historical tax credit carryforward from five to seven years and for continued support of new market tax credits, arguing that supply-chain delays make the longer period necessary for historic rehabilitation projects. The bankers also raised concerns about credit unions, arguing that because credit unions do not pay the same taxes as banks, they should not be allowed to acquire healthy state-chartered banks or hold state and local deposits. They cited the recent purchase of First State Bank of Middlesborough as an example, saying the transaction would reduce state, county, and city tax revenue and weaken local tax bases. In response to committee questions, the presenters said local regulations, zoning, parking, sidewalk, and utility easement issues can significantly delay housing projects, and they emphasized that state policy and infrastructure support are needed to help address affordability and development barriers. The committee then shifted to a Department of Insurance presentation by Commissioner Sharon Clark on how to read KRS 6.948 health mandate and federal cost defrayal impact statements. Clark explained that the mandate statements were created in 1998 so legislators would have actuarial estimates of how proposed health insurance mandates would affect administrative costs, premiums, and total costs, and she noted that later legislation added federal cost-defrayal analysis. She also reviewed the background of the Affordable Care Act’s essential health benefits framework and said the department’s statements are intended to help lawmakers make informed decisions on proposed health coverage mandates. No votes or formal actions were taken during the portion of the meeting provided.

Transcript Highlights:

• And we asked for a lot of materials.
• I'll be speaking just a couple of points from the materials that I handed out.
• You provide, as I understand it, the money to actually pay for the materials.
• And we're learning our lessons and how things are distributed. Please, Ms.
• And more to learn. Thank you very much. Okay. And more to learn. Thank you very much.

Keywords: 996, all