New York 2025-2026 Regular Session

New York Senate Bill S10069

Introduced
4/27/26  

Caption

Enhances know your customer requirements and responsible gaming procedures; relates to the opening and closing of an authorized sports bettor's account; prohibits an authorized sports bettor from allowing another person to access such bettor's account; allows a bettor who does so to be designated a prohibited bettor; provides for the disposition of revenues from violation fines.

Summary

S10069 would add a new section to New York’s racing, pari-mutuel wagering and breeding law to impose detailed know-your-customer, identity verification, account security, and responsible gaming requirements on mobile sports wagering licensees. Before activating an account, operators would have to collect and verify core identifying information, require multi-factor authentication, prohibit pre-filled application data, and obtain affirmative acknowledgments from bettors about account ownership, age, and bans on account sharing, proxy betting, and automated wagering. The bill also requires licensees to allow bettors to close accounts at any time and to return remaining funds promptly, subject to lawful withholding. The bill goes beyond account setup and security by creating an ongoing monitoring and intervention framework for gambling-related harm. Licensees would have to identify risk factors such as escalating wagers, repeated deposits, late-night play, failed payment attempts, and frequent use of responsible gaming tools; conduct documented risk assessments when thresholds are met; and classify bettors as at-risk, elevated-risk, or high-risk. Each operator would need a responsible gaming lead, employee training, internal reviews, recordkeeping, and reporting to the Gaming Commission, which would also be authorized to audit compliance, issue deficiency findings, require corrective action, and impose penalties or license discipline. The bill also adds data privacy and deletion rules, including a right for bettors to request deletion of collected consumer data after account closure, with exceptions for legal retention requirements. In addition to creating the new section, the bill amends existing sports wagering provisions to fold these responsible gaming procedures into the annual problem gaming plan required of mobile sports wagering operators. It also updates cross-references in the racing law so the new standards apply alongside existing mobile sports wagering rules. A separate revenue provision directs fines for violations of the new problem gaming and responsible gaming requirements into a three-way split: education aid, problem gambling education and treatment, and commission administration and enforcement. The general sentiment reflected by the bill text and context is strongly regulatory and consumer-protective. The measure is framed as an effort to strengthen identity verification, prevent fraud and account misuse, and better identify and respond to gambling-related harm. Because there were no recorded committee transcripts or votes provided, there is no documented public debate in the materials, but the bill’s structure suggests support for tighter oversight of mobile sports betting rather than expansion of wagering access. The main points of contention likely involve the compliance burden on mobile sports wagering licensees and the scope of data collection and monitoring. Operators may view the required identity checks, multi-factor authentication, ongoing behavioral surveillance, record retention, and reporting obligations as costly and operationally complex, while privacy concerns could arise from collection of demographic information and consumer data, even though some of it is voluntary and deletion rights are included. The bill also gives the Gaming Commission broad rulemaking and enforcement authority, which may be seen as necessary for consumer protection by supporters but as potentially burdensome or uncertain by industry stakeholders.

Impact

The bill would amend the racing, pari-mutuel wagering and breeding law by adding a new section governing mobile sports wagering licensees’ account creation, identity verification, authentication, monitoring, responsible gaming procedures, data handling, and enforcement. It would also modify existing sections to incorporate the new responsible gaming requirements into the annual problem gaming plan and to align statutory definitions and cross-references. In practice, the bill would impose new compliance duties on sportsbook operators, expand the Gaming Commission’s oversight and enforcement powers, and redirect certain fines from violations of these new requirements into education, treatment, and enforcement-related funds.

Sentiment

The bill’s overall tone is precautionary and protective, emphasizing fraud prevention, consumer verification, and intervention for gambling-related harm. The available materials do not include committee debate or votes, so there is no recorded split in the context provided. Based on the text alone, the measure appears designed to strengthen regulation of mobile sports wagering and responsible gaming rather than to advance or liberalize betting activity.

Contention

The likely areas of contention are the breadth of required customer data collection, the operational burden of continuous monitoring and risk assessments, and the extent of commission authority to define thresholds and enforce compliance. Mobile sports wagering licensees may object to the cost and complexity of enhanced KYC, multi-factor authentication, recordkeeping, and account-suspension obligations, while privacy advocates may focus on collection and retention of personal and demographic information. Supporters, by contrast, would likely argue that these requirements are necessary to prevent account sharing, proxy betting, fraud, and gambling addiction-related harm.

Companion Bills

NY A09584

Same As Enhances know your customer requirements and responsible gaming procedures; relates to the opening and closing of an authorized sports bettor's account; prohibits an authorized sports bettor from allowing another person to access such bettor's account; allows a bettor who does so to be designated a prohibited bettor; provides for the disposition of revenues from violation fines.

Previously Filed As

NY A09584

Enhances know your customer requirements and responsible gaming procedures; relates to the opening and closing of an authorized sports bettor's account; prohibits an authorized sports bettor from allowing another person to access such bettor's account; allows a bettor who does so to be designated a prohibited bettor; provides for the disposition of revenues from violation fines.

NY A09125

Provides that mobile sports wagering operators and mobile sports wagering platforms are prohibited from limiting the size and frequency of deposits or wagers of authorized sports bettors because the bettor obtains financial benefit or due to the bettor's waging activity; provides exceptions for suspicious wagering activity and indications of a gambling disorder; requires such operators and platforms to provide electronic written notice when an authorized sports bettor is limited or banned.

NY A09343

Directs the state gaming commission to prohibit in-play sports wagers from bettors in this state.

NY A08724

Prohibits mobile sports wagering operators from enabling or otherwise permitting authorized sports bettors to deposit or withdraw funds to or from their account through gift certificates, open loop gift certificates, or e-wallets.

NY A08928

Prohibits mobile sports wagering operators and mobile sports wagering platforms from allowing more than five deposits from an authorized sports bettor in a twenty-four hour period.

NY A09557

Provides that only automated clearing houses or electronic funds transfers from such authorized sports bettor's personal bank account, wire transfers from an authorized sports bettor's personal bank account, personal checks delivered to the operator, a debit card issued by a financial institution that draws directly from such authorized sports bettor's personal bank account only and not a prepaid debit card, or in-person cash deposits at a casino or other approved location, may be used to fund mobile sports wagering accounts.

NY S10152

Provides that only automated clearing houses or electronic funds transfers from such authorized sports bettor's personal bank account, wire transfers from an authorized sports bettor's personal bank account, personal checks delivered to the operator, a debit card issued by a financial institution that draws directly from such authorized sports bettor's personal bank account only and not a prepaid debit card, or in-person cash deposits at a casino or other approved location, may be used to fund mobile sports wagering accounts.

NY S09047

Provides that mobile sports wagering operators and mobile sports wagering platforms are prohibited from limiting the size and frequency of deposits or wagers of authorized sports bettors because the bettor obtains financial benefit or due to the bettor's waging activity; provides exceptions for suspicious wagering activity and indications of a gambling disorder; requires such operators and platforms to provide electronic written notice when an authorized sports bettor is limited or banned.

NY S09048

Enacts the "choice in responsible gaming act"; requires mobile sports wagering operators to establish default betting limits on their platform and to notify authorized sports bettors of their ability to opt-out of the default betting limits.

NY A10495

Prohibits mobile sports wagering operators from imposing any condition requiring an authorized sports bettor to wager deposited funds as a prerequisite to withdrawing such funds.

Similar Bills

No similar bills found.