New York 2025-2026 Regular Session

New York Senate Bill S04840

Introduced
2/13/25  
Refer
2/13/25  

Caption

Requires a surety bond for contractors and subcontractors where no public fund has been established for the financing of a public improvement.

Summary

S04840 amends New York’s Lien Law to add a payment-security requirement for certain public improvement projects when no public fund has been established to finance the work. For public improvements with an estimated cost over $250,000, the chief financial officer of the public owner would be required to ensure that the private entity behind the project posts a surety bond, or alternatively an irrevocable letter of credit, in an amount equal to the construction cost. The bond or letter of credit must guarantee prompt payment to the contractor, subcontractors, and all persons furnishing labor or materials on the project. The bill is aimed at protecting workers and suppliers on public improvement projects by creating a financial backstop when the usual public-funding structure is absent. It also updates the statute’s language to use gender-neutral references and clarifies that the security must be issued by a surety licensed in New York. The measure would apply prospectively to contracts entered into on or after its effective date.

Impact

If enacted, the bill would amend Section 5 of the Lien Law to expand payment protection for contractors, subcontractors, laborers, and material suppliers on certain public improvement projects. It would impose a new obligation on the chief financial officer of the public owner to require a surety bond or irrevocable letter of credit for qualifying projects without an established public fund, thereby creating an additional statutory safeguard for payment claims and changing how such projects are financed and secured.

Sentiment

The available record shows no committee transcript or vote history, so there is no documented floor or committee debate to indicate support or opposition. Based on the bill’s text, the measure appears to be framed as a protective, pro-payment-security reform for construction participants rather than a controversial policy change.

Contention

The main potential point of contention is the new financing and compliance burden placed on private entities and public owners for large public improvement projects that lack a dedicated public fund. Requiring a surety bond or letter of credit equal to construction costs could increase project costs, limit flexibility in structuring deals, or be difficult for some entities to obtain. On the other hand, contractors, subcontractors, laborers, and suppliers would likely support the added payment assurance, since the bill is designed to reduce nonpayment risk.

Companion Bills

NY A04905

Same As Requires a surety bond for contractors and subcontractors where no public fund has been established for the financing of a public improvement.

Previously Filed As

NY S03551

Requires a surety bond for contractors and subcontractors where no public fund has been established for the financing of a public improvement.

NY A04905

Requires a surety bond for contractors and subcontractors where no public fund has been established for the financing of a public improvement.

NY HB1915

Establishes rules to govern contracts between contractors, subcontractors, and other parties to construction contracts

NY SB517

Home improvement contract requirements: subcontractors.

NY HB3166

Establishes rules to govern contracts between contractors, subcontractors, and other parties to construction contracts

NY SF2376

A bill for an act relating to bonds and letters of credit for general contractors and subcontractors. (Formerly SF 576, SSB 1151.)

NY HB1950

Requiring subcontractors on public works contracts to be indemnified for certain expenses incurred as a result of late payments from a contractor or a subcontractor.

NY HB4010

Relating to required payments for changes to the scope of work on construction contracts; prescribing an effective date.

NY HB442

Bonds; authorize issuance to provide funds for public school improvements.

NY HB206

Bonds; authorize issuance to provide funds for public school improvements.

Similar Bills

No similar bills found.