New York 2025-2026 Regular Session

New York Senate Bill S01010

Introduced
1/8/25  
Refer
1/8/25  

Caption

Permits coverage under Child Health Plus to take effect retroactively to the first day of the month in which the application was submitted for children who meet the eligibility criteria, provided that the applicant for insurance submits a completed and signed application and required information and documentation within sixty days of the child's birth.

Summary

This bill amends the Public Health Law to require retroactive enrollment in Child Health Plus for eligible children. Under the proposal, if a child meets the program’s eligibility criteria and the applicant submits a completed and signed application, along with any required information and documentation, within 60 days, coverage must begin on the first day of the month in which the application was submitted. The bill also creates a presumption of eligibility for subsidy payments or coverage when the application is timely filed, and it applies the same presumptive enrollment procedures already used for eligible children under the program. The measure is aimed at preventing gaps in coverage for children whose applications are processed after the date they first seek coverage, especially newborns and other children whose eligibility is established after initial submission. It takes effect immediately and would change how Child Health Plus enrollment is administered by approved organizations and the health insurance exchange marketplace, requiring them to backdate coverage to the start of the application month once eligibility is confirmed.

Impact

The bill would amend section 2511 of the Public Health Law to expand retroactive coverage rules for Child Health Plus, a state children’s health insurance program. It would require approved organizations and the health insurance exchange marketplace to enroll eligible children retroactively to the first day of the month of application, provided the application is completed and supporting documentation are submitted within 60 days. This would affect state-administered child health coverage procedures, enrollment timing, and subsidy determinations, and could increase the number of children receiving coverage for services incurred before final eligibility determination.

Sentiment

Based on the bill text and available context, the bill appears to be framed as a consumer- and child-protection measure with a generally favorable policy purpose: ensuring children do not lose coverage because of administrative processing delays. There is no recorded committee transcript or vote history in the provided material, so no formal opposition or support is documented here. The proposal’s immediate effective date suggests an intent to implement the change quickly.

Contention

The main policy issue is the retroactive start date for coverage and the administrative burden it may place on insurers, approved organizations, and the health insurance exchange marketplace. Supporters would likely emphasize continuity of care for children and fairness to families who apply promptly, while potential critics could raise concerns about added program costs, verification challenges, and the risk of paying claims before eligibility is fully confirmed. No specific legislators or stakeholder groups are identified in the provided record.

Companion Bills

NY A10488

Same As Relates to retroactive enrollment in child health insurance plans

Previously Filed As

NY A10488

Permits coverage under Child Health Plus to take effect retroactively to the first day of the month in which the application was submitted for children who meet the eligibility criteria, provided that the applicant for insurance submits a completed and signed application and required information and documentation within sixty days of the child's birth.

NY S10228

Eliminates the prospective enrollment waiting period for children under the age of nineteen enrolling in the child health insurance plan program by enrolling a child retroactively to the first day of the month in which they are approved for coverage under such program.

NY A10397

Eliminates the prospective enrollment waiting period for children under the age of nineteen enrolling in the child health insurance plan program by enrolling a child retroactively to the first day of the month in which they are approved for coverage under such program.

NY HF3015

Permit applications required to be submitted to affected Tribes.

NY HF3015

Permit applications required to be submitted to affected Tribes.

NY HF534

Permissible methods of submitting an application for a permit to carry a handgun expanded.

NY SF439

Permissible methods of submitting an application for a permit to carry a handgun expansion

NY S01415

Requires the department of transportation to issue a notice of completed application upon receipt and following an initial review of the application and determining that the application is complete or identifying additional information required or to be submitted by the applicant and requires the commissioner of transportation to establish regulations regarding the time within which such application is processed.

NY A03806

Requires the department of transportation to issue a notice of completed application upon receipt and following an initial review of the application and determining that the application is complete or identifying additional information required or to be submitted by the applicant and requires the commissioner of transportation to establish regulations regarding the time within which such application is processed.

NY SB317

Providing additional requirements for applications to the water technical assistance fund and the water projects grant fund, including the requirement that applicants demonstrate the availability of a 25-year water supply, prohibiting grants for issues related to water rights that are impaired by another other water right, prioritizing applications based on various criteria and mandating annual submissions on September 15.

Similar Bills

No similar bills found.