New York Assembly Bill A06132

New York 2025-2026 Regular Session

• Introduced: 2/26/25
• Refer: 2/26/25
• Refer: 1/7/26

Caption

Requires coverage for hearing aids for patients who are covered under a policy or contract of insurance if the hearing aids are fitted and dispensed by a licensed audiologist certified by the American Speech-Language-Hearing Association following medical clearance by a physician licensed to practice medicine and an audiological evaluation.

Summary

Bill A06132 mandates that insurance policies providing hospital, medical, or surgical coverage must include coverage for hearing aids, provided certain conditions are met. Specifically, the hearing aids must be fitted and dispensed by a licensed audiologist certified by the American Speech-Language-Hearing Association, following medical clearance from a physician and an audiological evaluation. The bill allows insurers to limit the benefit to $5,000 per hearing aid for each hearing-impaired ear every 24 months. Additionally, insurers are permitted to offer coverage that exceeds these minimum requirements.

Impact

If enacted, this bill would amend existing insurance laws in New York to ensure that individuals with hearing impairments have access to necessary hearing aids through their health insurance plans. This change would potentially increase affordability and access to hearing aids for patients, thereby improving their quality of life. The bill's provisions would apply to all policies issued or renewed after its effective date, thereby impacting a wide range of insurance contracts across the state.

Sentiment

The sentiment surrounding Bill A06132 appears to be generally supportive, with discussions emphasizing the importance of accessibility to hearing aids for individuals with hearing impairments. However, there may be concerns regarding the financial implications for insurers and the potential for increased premiums as a result of mandated coverage.

Contention

Notable points of contention may arise from insurance companies regarding the financial burden of mandated coverage, particularly the $5,000 limit per hearing aid. Some stakeholders may argue that such mandates could lead to increased insurance costs for all policyholders. Conversely, advocates for the bill argue that access to hearing aids is a critical health need that should be covered by insurance.