New Jersey 2024-2025 Regular Session

New Jersey Senate Bill SR15

Introduced
1/9/24  
Introduced
1/13/26  
Refer
1/9/24  

Caption

Urges lending institutions in State to stop financing projects that contribute to climate change.

Impact

The resolution draws attention to the current federal tax structure that includes Social Security benefits as taxable income, a move that dates back to reforms in 1984 and 1993. It points out that currently, single filers with relatively low income levels are still subject to taxes on up to 85% of their Social Security benefits—a situation that has not been adjusted for inflation over the years. The bill asserts that exempting these benefits from federal income taxes will offer greater financial security for recipients, ensuring they retain more of their income for necessary expenses.

Summary

Senate Resolution 15 (SR15) urges the President and Congress to enact legislation that exempts Social Security benefits from federal income tax. This resolution highlights the issues faced by Social Security recipients, particularly those whose gross incomes exceed $25,000 and are consequently taxed on their benefits. The amendment aims to provide financial relief to the elderly and disabled individuals who rely on these benefits, which account for a significant portion of their total income.

Sentiment

The sentiment around SR15 is predominantly positive, especially among supporters who view it as essential for promoting the welfare of the elderly and financially vulnerable populations. The resolution reflects a broader concern regarding the economic pressures faced by this demographic, and it points to efforts at both the state and federal levels to provide relief. However, the debate over taxation policies remains contentious, with potential opposition from those wary of the fiscal implications of such tax exemptions.

Contention

Notably, the resolution does not possess the power to change tax laws directly; rather, it serves as a formal request to federal lawmakers. The document mentions existing proposals—including H.R. 9359, the Social Security Tax Freedom Act—which echo similar concerns regarding the taxation of benefits. The inclusion of these proposals highlights legislative momentum towards re-examining how the government treats Social Security benefits, a topic that has implications not only for beneficiaries but for overall fiscal policy in the United States.

Companion Bills

NJ AR163

Same As Urges lending institutions in State to stop financing projects that contribute to climate change.

NJ SR81

Carry Over Urges lending institutions in State to stop financing projects that contribute to climate change.

NJ AR142

Carry Over Urges lending institutions in State to stop financing projects that contribute to climate change.

NJ SR122

Carry Over Commemorates 100th anniversary of New Jersey Association of School Business Officials.

Previously Filed As

NJ SR17

Urges lending institutions in State to stop financing projects that contribute to climate change.

NJ SR15

Urges President and Congress to exempt Social Security benefits from federal income tax.

NJ AR132

Urges President and Congress to exempt Social Security benefits from federal income tax.

NJ SB988

Contributions by the Department of Financial Institutions to Trump accounts.

NJ AB996

Contributions by the Department of Financial Institutions to Trump accounts.

NJ ACR40

Urges United States Congress to enact "Alice Paul Voter Protection Act."

NJ SCR49

Urges Congress to pass legislation that exempts military retirement pay from federal income taxation.

NJ ACR132

Urges Congress to pass legislation that exempts military retirement pay from federal income taxation.

NJ ACR60

Urges United States President, Congress, and USDA to take steps to protect SNAP beneficiaries from fraud.

NJ SR176

Recognizes the growing retirement security crisis, highlights its contributing factors, and urges efforts to improve retirement security for all citizens.

Similar Bills

No similar bills found.