New Jersey 2024-2025 Regular Session

New Jersey Assembly Bill AR163

Introduced
9/26/24  

Caption

Urges lending institutions in State to stop financing projects that contribute to climate change.

Impact

The resolution reflects a growing recognition of the negative impacts that financing fossil fuel projects has on both the planet and vulnerable populations. Specific examples cited include the adverse effects of fracking in Argentina on the indigenous Mapuche people, whose health and economic wellbeing have been threatened, and similar harmful consequences for families in Mozambique displaced by gas extraction projects. By highlighting these issues, AR163 is positioned to influence lending practices within the state, encouraging financial institutions to align their operations with sustainable practices that prioritize environmental integrity.

Summary

Assembly Resolution No. 163, introduced in New Jersey, urges lending institutions within the state to cease financing projects that contribute to climate change. The resolution highlights the critical issue of greenhouse gas emissions resulting from the exploration, development, and combustion of fossil fuels, such as oil, gas, and coal, which are linked to catastrophic environmental consequences, including extreme weather events. The resolution underscores the contradiction between international commitments, like the Paris Agreement, and the continued significant financing of fossil fuel projects by major lending institutions. From 2016 to 2020, these institutions provided approximately $3.8 trillion to the oil and gas sector, despite increasing awareness of the detrimental effects of these industries on global climate conditions.

Contention

While the resolution aims to motivate change within the financial sector, it may also encounter pushback from lending institutions that are resistant to immediate changes in their funding strategies. The concerns around potential financial losses and the economic implications of halting financing for fossil fuel projects could lead to contention among stakeholders. Additionally, the resolution's implementation will depend on the degree of influence the New Jersey legislature can exert over private lending practices, raising questions about the balance between state legislative authority and corporate financial autonomy.

Companion Bills

NJ SR15

Same As Urges lending institutions in State to stop financing projects that contribute to climate change.

NJ SR81

Carry Over Urges lending institutions in State to stop financing projects that contribute to climate change.

NJ AR142

Carry Over Urges lending institutions in State to stop financing projects that contribute to climate change.

Previously Filed As

NJ SR17

Urges lending institutions in State to stop financing projects that contribute to climate change.

NJ SR36

A resolution expressing the sense of the Senate that the United States, States, cities, Tribal nations, businesses, institutions of higher education, and other institutions in the United States should work toward achieving the goals of the Paris Agreement.

NJ SB1652

Relating To Climate Change.

NJ SB1652

Relating To Climate Change.

NJ SB3123

Sustainable International Financial Institutions Act of 2025

NJ HB5952

Sustainable International Financial Institutions Act of 2025

NJ HCR44

Recognizing a health and safety emergency disproportionately affecting the fundamental rights of children due to the Trump administration's directives that unleash fossil fuels and greenhouse gas emissions that contribute to climate change, while suppressing climate change science.

NJ SB1471

Climate Change Financial Risk Act of 2025

NJ HB2823

Climate Change Financial Risk Act of 2025

NJ A3903

Establishes Climate Change Mitigation and Resilience Financing Program in NJ Infrastructure Bank; imposes per-kilowatt hour charge on electric energy consumption to finance climate change mitigation and resilience projects.

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