West Virginia 2026 Regular Session

West Virginia House Bill HB5105

Introduced
2/3/26  
Refer
2/3/26  
Refer
2/12/26  
Refer
2/13/26  
Engrossed
2/23/26  
Refer
2/24/26  

Caption

Relating to financial exploitation of a person in recovery

Impact

The bill modifies the West Virginia Code to enhance protections for vulnerable populations against financial exploitation. It establishes specific actions individuals can take if they believe they are victims of exploitation. In addition to civil remedies, the bill also introduces criminal penalties for offenders, thereby reinforcing the legal consequences for those found guilty of financial exploitation, particularly in the context of trust-based relationships.

Summary

House Bill 5105 aims to address financial exploitation against vulnerable groups, including elderly individuals, persons in recovery, and incapacitated adults. The bill establishes a framework for victims to seek justice for financial exploitation by creating civil actions and allowing for the freezing of assets. It emphasizes the intentional misappropriation of funds and provides a definition of financial exploitation, ensuring that individuals who exploit these vulnerable populations can be brought to justice.

Sentiment

There appears to be strong support for HB 5105, as it is seen as a necessary measure to protect some of the state's most vulnerable citizens. Lawmakers and advocacy groups are advocating for this bill as a way to prevent exploitation and provide victims with recourse. However, there may be concerns over the enforcement of the bill and the effectiveness of the legal protections it offers, particularly in light of existing relationships of trust that could complicate exploitation cases.

Contention

Notable points of contention include how the bill restricts certain defenses based on a person’s relationship to the victim, which could raise concerns about due process or the balance of power in such cases. Additionally, discussions may arise regarding the effectiveness of the law in practice, particularly in ensuring that courts adequately protect victims while also addressing the rights of those accused of exploitation.

Companion Bills

No companion bills found.

Previously Filed As

WV HB3095

Relating to financial exploitation of a person in recovery

WV SB848

Enacting bank protections for eligible adults from financial exploitation

WV HB3294

Enacting the Bank Protections for Eligible Adults from Financial Exploitation Act

WV SB739

Relating to recovery residences

WV SB74

Creating pilot program for recovery residences in Cabell County

WV SB663

Creating Fair Access to Financial Services Act

WV HB3242

Creating a domestic violence registry

WV HB3514

Relating to persons convicted of a crime

WV HB3269

Reorganizing the Board of Banking and Financial Institutions, the Division of Financial Institutions, and the Lending and Credit Rate Board

WV HB3324

To require parole boards to take into account the sentencing judge’s recommendation at the time of sentencing

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