Wisconsin Assembly Bill AB1058

Wisconsin 2025-2026 Regular Session

• Introduced: 2/26/26
• Refer: 2/26/26
• Failed: 3/23/26

Caption

An Act to amend 704.085 (1) (a); to create 704.085 (1) (c) of the statutes; Relating to: access to prospective tenants’ credit scores and consumer credit reports.

Impact

If enacted, AB1058 would amend existing state laws concerning rental applications and tenant screenings. It seeks to create a more equitable environment between landlords and prospective tenants, which is particularly relevant in a housing market where credit scores often dictate rental opportunities. By offering alternative screening methods, the bill aims to reduce barriers for individuals who may have lower credit scores but can demonstrate reliability in other ways, promoting accessibility within rental markets. It strengthens consumer protections while maintaining the landlords' ability to screen tenants effectively.

Summary

Assembly Bill 1058 introduces significant changes to how landlords can access the credit information of prospective tenants in Wisconsin. The bill stipulates that landlords are prohibited from requiring access to a tenant's credit score or consumer credit report as part of the rental application process. Instead, landlords must inform prospective tenants of their right to decline access to this information, and they are required to provide alternative methods for screening tenants' ability to pay future rent. This regulatory shift aims to enhance tenant protections and provide greater autonomy in their leasing processes.

Contention

While supporters of AB1058 argue that the bill is a necessary step toward ensuring tenant protection and fair access to housing, there are concerns from certain landlord associations about the implications of limiting access to credit reports. These opponents fear that the inability to consider credit scores could lead to increased risks of non-payment among tenants. Debates around the bill highlight the broader tensions between landlord interests in ensuring tenants are financially reliable and the push for enhanced tenant rights to facilitate fair treatment and equal opportunities in the rental housing market.