US Federal 2025-2026 Regular Session

US Federal Senate Bill SB1613

Introduced
 
Introduced
5/6/25  

Caption

Tax Relief for New Businesses Act

Summary

SB 1613, the “Tax Relief for New Businesses Act,” would amend the Internal Revenue Code to expand and reorganize tax deductions for business formation costs. The bill combines the existing rules for start-up expenditures and organizational expenditures into a single framework under section 195, and it raises the amount of immediately deductible new-business expenses from $5,000 to $50,000, with the phaseout threshold increased from $50,000 to $150,000. It also makes conforming changes across multiple Code provisions to remove the separate treatment of organizational expenditures and to update related references. The bill further revises how these expenses interact with net operating loss rules. It creates a special election allowing taxpayers to treat start-up and organizational net operating losses separately from other NOLs, with more favorable treatment for those losses, including a 100 percent limitation rather than the usual 80 percent cap. The measure also provides that the election is irrevocable and applies at the entity level for partnerships and S corporations. The effective date is for expenses paid or incurred in taxable years beginning after December 31, 2025.

Impact

If enacted, the bill would change federal tax law by expanding the immediate deduction available to new businesses for formation-related costs and by simplifying the statutory structure governing those deductions. It would repeal section 248, fold organizational expenditures into section 195, revise section 709 on syndication fees, and make conforming amendments to several other Internal Revenue Code provisions affecting corporations, partnerships, S corporations, and certain regulated entities. The practical effect would be to reduce upfront tax costs for many new businesses and potentially improve early-stage cash flow.

Sentiment

The available record shows the bill was introduced and referred to the Senate Committee on Finance, with no recorded votes or committee transcript excerpts provided. Based on the bill’s title, sponsors, and structure, the measure appears to be framed as pro-small-business tax relief and administrative simplification. There is no direct evidence in the supplied materials of organized support or opposition, but the proposal is clearly intended to be favorable to new business formation.

Contention

The main policy questions raised by the text are the size of the deduction increase, the consolidation of separate deduction regimes, and the special NOL treatment for start-up and organizational losses. Potential points of contention could include the revenue cost of expanding deductions, whether the higher thresholds disproportionately benefit certain business structures, and the complexity of the new election rules for partnerships and S corporations. The bill also makes technical changes that could affect how syndication fees and organizational costs are treated, which may draw scrutiny from tax practitioners and affected business entities.

Companion Bills

No companion bills found.

Previously Filed As

US HB3249

Mom and Pop Tax Relief Act

US HB1778

American Innovation Act of 2025

US SB4207

American Innovation Act of 2026

US HB1130

Bonus Tax Relief for America’s Seniors Act

US HB7536

GRADUATE Act Generating Relief for Academic Debt Using Assisted Tax Efficiency Act

US HB5366

Doug LaMalfa Federal Disaster Tax Relief Certainty Act

US HB1447

No Deductions for Marijuana Businesses Act

US SB471

No Deductions for Marijuana Businesses Act

US SB1773

Tax Relief for Victims of Crimes, Scams, and Disasters Act

US HB1093

INC TX-NEW BUSINESSES

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