To require a standard financial aid offer form, and for other purposes.

To amend title 35, United States Code, to address matters relating to patent subject matter eligibility, and for other purposes.

<p><strong>Natural Disaster Recovery Program Act of 2025</strong></p><p>This bill establishes Federal Emergency Management Agency (FEMA) funding sources for unmet needs caused by major disasters, expands FEMA’s assistance for housing and home repair, and requires certain considerations in FEMA’s recommendations on presidential emergency/disaster declarations.</p><p>The bill establishes the National Disaster Recovery Reserve Fund for FEMA to provide grants to states and Indian tribal governments for unmet need. The bill defines unmet need as any necessary expense for activities related to a declared major disaster, including disaster relief or resilience activities. In addition, the bill authorizes FEMA to set aside funding from the Disaster Relief Fund to provide grants to states and Indian tribal governments for unmet needs resulting from a declared disaster, including home repair, economic recovery measures, and other services assisting disaster victims.&nbsp;</p><p>Also, the bill makes the following changes regarding housing assistance:</p><ul><li>authorizes FEMA’s Individuals and Households Program (IHP) to provide home repair assistance directly to homeowners when there is a lack of available housing resources,&nbsp;</li><li>expands IHP home repair assistance for persons with disabilities,&nbsp;</li><li>extends the maximum duration of&nbsp;IHP’s direct housing assistance from 18 to 24 months,</li><li>authorizes&nbsp;IHP permanent housing construction where FEMA considers it a cost-effective alternative, and&nbsp;</li><li>authorizes minor home repairs in the essential assistance federal agencies may provide following a disaster.&nbsp;</li></ul><p>Additionally, the bill requires FEMA to give greater weight to local impacts, and events over the past five years, when making recommendations to the President regarding emergency or major disaster declarations.</p>

To amend title 10, United States Code, to include training regarding financial protections under the Servicemembers Civil Relief Act in certain financial literacy training programs for members of the Armed Forces, and for other purposes.

To amend title 35, United States Code, to invest in inventors in the United States, maintain the United States as the leading innovation economy in the world, and protect the property rights of the inventors that grow the economy of the United States, and for other purposes.

To make protection against damage and loss resulting from the erosion and undermining of shorelines available under the National Flood Insurance Program, and for other purposes.

To support the national defense and economic security of the United States by supporting vessels, ports, and shipyards of the United States and the U.S. maritime workforce.

To provide health insurance benefits for outpatient and inpatient items and services related to the diagnosis and treatment of a congenital anomaly or birth defect.

To amend title 18, United States Code, to increase penalties for certain computer fraud and related offenses that involve critical infrastructure, and for other purposes.

To require the Director of the Office of Management and Budget to establish a limit for the total amount of additional unfunded regulatory costs that may be imposed in a fiscal year, and for other purposes.

To immediately halt investment by United States persons in the energy sector of Venezuela until the legitimate results of the July 28, 2024, election are respected.

To increase access to broadband telecommunications services in rural areas, to increase minimum broadband speeds in rural areas, and to provide grants, loans, and loan guarantees to finance the costs of the construction, improvement, and acquisition of facilities and equipment for broadband service in rural areas, and other purposes.

To prohibit the reduction, elimination, or suspension of funding for land-grant colleges and universities.

To amend title VI of the Civil Rights Act of 1964 to prohibit discrimination under any program or activity receiving Federal financial assistance on the ground of religion, to amend the Higher Education Act of 1965 to provide for rigorous enforcement of prohibitions against discrimination by institutions of higher education on the basis of antisemitism, and for other purposes.

To amend the Federal Crop Insurance Act to provide premium support for certain plans of crop insurance, and for other purposes.