US Federal House Bill HJR82

US Federal 2025-2026 Regular Session

• Introduced: 3/27/25
• Refer: 3/27/25

Caption

Disapproving the action of the District of Columbia Council in approving the Insurance Regulation Amendment Act of 2024.

Summary

H.J. Res. 82 is a congressional disapproval resolution aimed at nullifying the District of Columbia Council’s Insurance Regulation Amendment Act of 2024. The joint resolution states that Congress disapproves of the D.C. Council’s action in enacting D.C. Act 25-699 and identifies the date it was enacted and transmitted to Congress under the D.C. Home Rule Act. As written, the measure does not itself create new insurance rules; instead, it seeks to overturn a local D.C. law through Congress’s review authority over District legislation. If adopted, the resolution would prevent the Insurance Regulation Amendment Act of 2024 from taking effect, thereby preserving the prior insurance regulatory framework in the District of Columbia. Its practical impact would be on D.C. insurance regulation, insurers, policyholders, and any parties affected by the local amendment, while also reinforcing Congress’s oversight role under the Home Rule Act. Because the bill text is limited to disapproval language, the specific substantive insurance changes being rejected are not described in the resolution itself. The available context shows no committee transcript, recorded vote, or formal debate summary, so there is little direct evidence of support or opposition in the materials provided. The bill’s introduction and referral indicate it is part of a routine congressional review process for D.C. legislation. Overall, the sentiment reflected in the text is procedural and oppositional toward the D.C. Council’s action, but the broader political reaction is not documented here. The main point of contention is the balance between congressional oversight of the District of Columbia and the District’s authority to regulate local insurance matters. Supporters of the resolution would likely view it as an appropriate exercise of congressional review, while opponents would likely see it as federal interference with D.C. self-government. Because no discussion transcript is available, the specific policy objections to the underlying insurance amendment cannot be identified from the provided record.

Impact

The resolution would disapprove and block the District of Columbia’s Insurance Regulation Amendment Act of 2024, preventing that local law from taking effect and leaving existing D.C. insurance statutes and regulations in place. It affects the District’s insurance regulatory regime, insurers, consumers, and the scope of congressional oversight under the D.C. Home Rule Act.

Sentiment

The bill appears procedurally oppositional and reflects a congressional effort to overturn a D.C. Council enactment. However, no committee debate or vote history is provided, so the broader level of support or opposition cannot be measured from the available record.

Contention

The central contention is federal oversight versus District autonomy: whether Congress should disapprove a D.C. insurance law enacted by the elected Council. Supporters of the resolution would favor congressional review authority, while critics would likely argue that it intrudes on local self-government. The specific policy dispute over the insurance amendment itself is not described in the text provided.