US Federal House Bill HB7737

US Federal 2025-2026 Regular Session

• Introduced: 2/26/26
• Refer: 2/26/26

Caption

SEEDS Act of 2026

Summary

HB7737, the SEEDS Act of 2026, would amend the Internal Revenue Code to expand the types of investments that may be held in “Trump accounts.” Specifically, it would add an index comprised of digital assets as an eligible investment option under section 530A(b)(3)(B), allowing these accounts to include diversified digital-asset index products rather than only traditional permitted investments. The bill also makes the Trump accounts contribution pilot program permanent. It removes the word “pilot” from section 6434 of the tax code and deletes the sunset date that would have ended the program on January 1, 2029. The changes would apply to investments made after enactment and to taxable years beginning after December 31, 2025.

Impact

If enacted, the bill would directly amend two sections of the Internal Revenue Code of 1986 and broaden the investment menu for Trump accounts to include digital asset indexes. It would also convert the Trump accounts contribution pilot program into an ongoing, permanent program, eliminating its scheduled expiration. The practical effect would be to authorize continued tax-favored account contributions and to open a new pathway for exposure to digital assets through indexed products.

Sentiment

There is no recorded committee debate or vote history in the provided materials, so the bill’s sentiment cannot be measured from discussion or roll-call data. Based on the text alone, the measure appears supportive of expanding savings-account investment choices and making the Trump accounts program permanent, suggesting a pro-expansion posture toward both the accounts and digital-asset investing.

Contention

No specific points of contention are documented in the provided transcripts or votes. Potential areas of disagreement, however, are implicit in the bill’s subject matter: whether digital asset indexes are appropriate for tax-advantaged savings accounts, and whether a program initially structured as a pilot should be made permanent without further evaluation. Those concerns would likely center on risk, investor protection, and the policy rationale for extending the program indefinitely.