National Scam Prevention Coordination Act
HB6681, titled the National Scam Prevention Coordination Act, would create a new Office of the National Fraud and Scam Prevention within the Executive Office of the President. The office would be led by a Senate-confirmed director appointed by the President and would serve as the central White House advisor on fraud and scam prevention policy, strategy, and coordination across federal agencies. Its responsibilities would include coordinating information sharing and data protection, advising on public education efforts, monitoring federal implementation, reporting annually to Congress, and helping coordinate responses to major fraud and scam campaigns.
The bill also authorizes the office to work with private-sector entities, international partners, and relevant federal departments and agencies, including the Department of Justice, Homeland Security, Treasury, State, the FCC, and the FTC. It creates a “fraud data shield” program allowing entities to share non-personally identifiable scam data with the office, and it provides civil liability protection for good-faith sharing of such information. The bill defines fraud, scam, incident response, and “significant consequence,” with the latter generally covering campaigns causing more than $5 million in losses, affecting more than 1,000 people, or threatening national economic or cybersecurity interests. The authority and office would sunset five years after enactment.
If enacted, the bill would add a new presidential-level coordination office and a new statutory framework for federal fraud and scam prevention efforts. It would not directly create new criminal offenses, but it would change how federal agencies coordinate on fraud prevention, incident response, data sharing, reporting, and public outreach. It would also affect private entities that may choose to share non-personally identifiable scam data and would formalize interagency roles for agencies involved in consumer protection, law enforcement, communications, financial crime, and cybersecurity.
Based on the bill text and available context, the measure appears to be framed as a bipartisan, administrative response to a growing fraud and scam problem, with an emphasis on coordination rather than new enforcement powers. The introduction by Mr. Whitesides and Mr. Shreve suggests at least some cross-party sponsorship, and the bill’s structure reflects a policy-oriented effort to centralize expertise and improve federal responsiveness. No committee debate or recorded votes are available in the provided material, so there is no documented opposition or support beyond the bill’s sponsorship and referral.
The main potential points of contention are likely to be the creation of a new office in the Executive Office of the President, the scope of its coordinating authority, and whether the federal government needs another layer of bureaucracy to address fraud and scams. Some stakeholders may question the bill’s broad definitions, the inclusion of international and private-sector coordination, and the liability protections for data sharing. Others may support those same features as necessary to improve information sharing, response speed, and national-level coordination against large-scale fraud campaigns.