US Federal 2025-2026 Regular Session

US Federal House Bill HB6256

Introduced
 
Introduced
11/21/25  

Caption

Floodplain Enhancement and Recovery Act

Summary

HB6256, titled the Floodplain Enhancement and Recovery Act, would amend the Homeowner Flood Insurance Affordability Act of 2014 to create a new federal framework for ecosystem restoration projects in floodplains and regulatory floodways. The bill defines an ecosystem restoration project as one intended to restore or improve natural and beneficial functions of aquatic resources or floodplains, and it directs FEMA to issue implementing guidance within 180 days of enactment. The bill would exempt requests for flood insurance rate map changes tied to ecosystem restoration projects from review or processing fees. It would also allow communities to approve certain restoration projects in adopted regulatory floodways even if they increase base flood elevations, so long as a professional engineer determines the cumulative increase will not exceed a specified threshold, no insurable structures or critical infrastructure are adversely affected, and the community submits a post-project analysis to FEMA within 180 days of completion. The bill also includes a rule clarifying that existing landowner notification procedures for development in regulatory floodways are not altered.

Impact

If enacted, the bill would amend 42 U.S.C. 4101e and revise the table of contents of the Homeowner Flood Insurance Affordability Act of 2014 to add a new section on ecosystem restoration projects. It would affect FEMA’s floodplain management and flood insurance map-change processes by removing certain fees, establishing conditions under which restoration projects may proceed in floodways, and requiring FEMA guidance for implementation. The bill would primarily affect communities, project sponsors, engineers, FEMA, and property owners in flood-prone areas, especially where restoration work intersects with flood insurance mapping and floodway regulation.

Sentiment

Based on the bill text and the limited context provided, the measure appears generally supportive of environmental restoration and floodplain resilience efforts. The bipartisan sponsorship suggests broad interest in the proposal, and there is no recorded committee debate or vote history indicating organized opposition. The overall tone is policy-oriented and technical rather than partisan, with an emphasis on enabling restoration projects while preserving flood safety safeguards.

Contention

The main potential point of contention is the bill’s relaxation of existing floodway restrictions for ecosystem restoration projects, particularly the allowance for projects that may increase base flood elevations. Concerns could arise from local governments, FEMA, insurers, or property owners worried about flood risk, impacts on insurable structures, or effects on critical infrastructure. Supporters are likely to emphasize the bill’s safeguards—engineering review, elevation limits, and post-project analysis—while critics may question whether those protections are sufficient or whether the FEMA threshold should be more restrictive.

Companion Bills

US SB1564

Same As Floodplain Enhancement and Recovery Act

Previously Filed As

US SB1564

Floodplain Enhancement and Recovery Act

US HB7264

Restoring America’s Floodplains Act

US SB2215

Restoring America’s Floodplains Act

US HB7560

LCBP Enhancements Act of 2026 Patrick Leahy Lake Champlain Basin Program Enhancements Act of 2026

US HB1465

Environment - Stream and Floodplain Restoration Projects - Requirements and Limitations

US SB688

Environment - Stream and Floodplain Restoration Projects - Requirements and Limitations

US SB3833

LCBP Enhancements Act of 2026 Patrick Leahy Lake Champlain Basin Program Enhancements Act of 2026

US H907

NC Recovery and Resiliency Act

US HB904

Va. Disaster Assistance Fund; post-disaster recovery, floodplain mitigation and resilience projects.

US SB2027

County, city, and township floodplain management ordinances and to provide definitions.

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