US Federal 2023-2024 Regular Session

US Federal Senate Bill SB1180

Introduced
4/18/23  

Caption

FEMA Loan Interest Payment Relief Act

Impact

Should this bill be enacted, it would permit local governments and electric cooperatives to seek reimbursement from FEMA for interest payments made on loans obtained for disaster relief activities. This would ensure that jurisdictions recovering from disasters can alleviate some of their financial burdens related to loan interest, thereby allowing for more funds to be allocated towards essential recovery efforts. The bill mandates that at least 90% of the loan proceeds must directly contribute to activities that qualify for federal assistance under the Stafford Act.

Summary

SB1180, titled the 'FEMA Loan Interest Payment Relief Act', seeks to amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act. The primary objective of the bill is to enable the reimbursement of interest expenses incurred by local governments and electric cooperatives on qualifying loans. This measure is crucial for aiding local entities that have taken loans to fund activities related to disaster recovery, especially during times when significant federal assistance is required.

Contention

While the bill aims to provide substantial financial relief to local agencies, there could be concerns regarding the fiscal implications for the federal budget. Critics might argue that extending this form of assistance could lead to increased federal liabilities or affect the overall funding strategies for disaster relief. Moreover, ensuring that the proceeds from loans are strictly used for qualifying activities may necessitate rigorous oversight and accountability measures, which could raise administrative challenges.

Companion Bills

US SB116

Related The Hurricanes of 2022 Disaster Relief Rectification Act

US HB2672

Related FEMA Loan Interest Payment Relief Act

Previously Filed As

US HB2836

FEMA Loan Interest Payment Relief Act

US HB176

Create Zero Interest Down Payment Loan Fund

US AB490

Personal Income Tax Law: deduction from gross income: car loan interest payments.

US H7314

Provides modifications for payments of interest on student loans shall be subtracted from federal adjusted gross income to an amount equal to the payments of interest for the satisfaction of outstanding student loans.

US S2673

Provides modifications for payments of interest on student loans shall be subtracted from federal adjusted gross income to an amount equal to the payments of interest for the satisfaction of outstanding student loans.

US AB765

Employment Training Fund: federal loan interest payments.

US SB31

Zero-interest Natural Disaster Loans

US HB8045

Student Loan Interest Elimination Act

US SB4169

Student Loan Interest Elimination Act

US H5759

Allows a deduction from federal adjusted gross income for interest payments on outstanding student loans.

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