Video & Transcript Research : 'risk-proportionate'

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US
Transcript Highlights:
  • without increasing the risk of the agency.
  • The Risk Management Agency and FSA offer important risk management programs and financial relief to farmers
  • The farmer takes the risk, the government takes risk, and as insurance providers, we also take risk.
  • Uncertainty always provides added risk.
  • So it's already a risk itself.
Summary: The meeting of the agricultural committee focused on significant concerns regarding the current state of America's rural economy, highlighting the need for a strong five-year farm bill to address the challenges faced by farmers, particularly young and beginning farmers. Key testimony was given by multiple stakeholders including agricultural leaders and young farmers, emphasizing issues related to crop insurance, access to credit, and the adverse impact of recent USDA funding freezes. Various members discussed the necessity of risk management tools that farmers rely on to secure financing, which is crucial for sustaining agricultural operations and supporting rural communities. The importance of timely legislative action was underscored, as many farmers reported struggles in the current economic climate, raising urgency for reforms within the Farm Bill framework.
OK

Oklahoma 2026 Regular Session

Retirement and Government Resources REVISED Apr 21st, 2026 at 10:30 am

Retirement and Government Resources

Transcript Highlights:
  • So does the pecuniary interest definition include future risk or risk assessments?
  • We're trying to get away from anything that is not reasonably likely to affect or impact the financial risk
  • unnecessary layer of bureaucracy and it prevents our financial experts from considering real-world risk
Bills: HB1170
TX

Texas 89th 2nd C.S.

Judiciary & Civil Jurisprudence Mar 12th, 2025

Judiciary & Civil Jurisprudence

Transcript Highlights:
  • Many invasive procedures have well understood quantifiable risks, and when the probability of those risks
  • When you list death, for example, as a known risk and complication of every procedure, regardless of
  • physician specialties in their professional societies to ensure that the procedures listed and the risks
  • Specifically those at risk of experiencing homelessness in Denton County.
  • And for students, I really implore you to think this risk is especially great.
Bills: HB15, HB171, HB204
MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 3/26/25

Commerce Finance and Policy

Transcript Highlights:
  • It also benefits dentists by reducing the risks of non-payment with medical debt.
  • If you could identify yourself for the record and begin. reducing the risks of reducing the risks of
  • in Greater Minnesota to subsidize policyholders in the metro area despite meaningful differences in risk
  • meaningful the metro area despite meaningful differences<01:42:08.639> in<01:42:08.840> risk
  • in risk profiles third policies<01:42:11.199> issued<01:42:11.520> under<01:42:11.800>
HI

Hawaii 2026 Regular Session

CPC Public Hearing - Wed Apr 22, 2026 @ 2:00 PM HST

Consumer Protection & Commerce

Transcript Highlights:
  • conduct a comprehensive analysis on the best paths to maximize cost reduction and minimize financial risk
  • testimony with comments. cost reduction and minimize financial cost reduction and minimize financial risk
  • Hawaii<00:25:17.279> residents<00:25:17.600> while<00:25:17.840> meeting risk
  • to Hawaii residents while meeting risk to Hawaii residents while meeting state<00:25:18.400> goals
Summary: The Committee on Consumer Protection and Commerce heard several Senate concurrent resolutions related to utilities, pharmacy access, critical infrastructure, and energy policy. STR 96 SD1 asked the Public Utilities Commission (PUC) to report on the progress of the Hawaii Electric Reliability Administrator; the PUC offered written comments and the measure later advanced as is. STR 109 SD1 urged the insurance commissioner to study expanding mail-order pharmacy use. Testimony was split: DCCA’s insurance division, HMSA, and the Hawaii Association of Health Plans supported the study, while Shipa and the Hawaii Pharmacist Association opposed it, arguing mail-order pharmacy is already available and that in-person pharmacist counseling should be preserved. The measure was ultimately deferred. The committee also heard STR 164 SD1 on protecting Hawaii’s critical infrastructure from foreign influence. Greenpeace Hawaii and 350 Hawaii strongly supported the resolution, framing it as a consumer protection and resilience measure tied to reducing dependence on imports and strengthening local food and energy systems. No opposition was presented, and the resolution was moved out as is. STR 172 SD1 HD1 directed the PUC to conduct a comprehensive analysis of ways to maximize cost reduction and minimize financial risk while meeting state goals. DCCA, the Hawaii State Energy Office, and the PUC offered comments, and Earthjustice supported the measure; it was also advanced as is. For STR 166 SD1, which concerns how the PUC should evaluate generational energy commitments, DCCA, the Hawaii State Energy Office, and the PUC provided comments, while 350 Hawaii, Greenpeace Hawaii, and others opposed any move toward LNG, arguing it would harm ratepayers and conflict with Hawaii’s renewable goals. After discussion, the committee amended the resolution to add language directing the PUC to evaluate any LNG or other imported-fuel proposal for its potential effects on or delays to the state’s renewable portfolio standards, including the 2045 deadline. The amended resolution then passed, and the committee adjourned.
NM

New Mexico 2026 Regular Session

Senate - Rules Feb 13th, 2026 at 09:19 am

Senate Rules

Transcript Highlights:
  • aptly mentioned a while ago, that role of the Investment Council is always evolving as funds grow, as risks
  • At the risk of stating the obvious, I think it's helpful to sometimes just reflect that we're really
  • opportunities for improvement to try and strengthen the continuum of services for young people at risk
  • would examine whether New Mexico itself should become an investor in these utilities and what the risks
  • If structured properly, a state investment could provide New Mexico the same low-risk and high-value
Bills: SM20, SM9, SJR6, HB124
HI

Hawaii 2026 Regular Session

EEP Public Hearing - Fri Apr 17, 2026 @ 10:05 AM HST

Energy & Environmental Protection

Transcript Highlights:
  • maximize cost reduction and minimize to maximize cost reduction and minimize financial<00:11:04.560> risk
  • c><00:11:05.000> Hawaii<00:11:05.200> residents<00:11:06.080> while financial risk
  • Hawaii residents while financial risk Hawaii residents while meeting<00:11:06.640> state<00:11
Summary: The Committee on Energy and Environmental Protection held its final hearing of the session on April 17, 2026, and took up a series of Senate concurrent resolutions focused on environmental protection, waste reduction, and energy policy. Measures discussed included SCR 142 on dust monitoring near Waimanalo Gulch, SCR 39 on a mattress stewardship program, SCR 40 on banning disposable bodyboards, SCR 83 on a lithium-ion battery disposal facility, SCR 168 on a demolition waste reduction working group, SCR 96 on reporting on the Hawaii Electric Reliability Administrator, SCR 166 on PUC considerations for a generational energy commitment, and SCR 172 on a comprehensive analysis to reduce costs and financial risk while meeting state goals. Testimony was generally supportive of the environmental and waste-management measures. The Department of Health supported SCR 39 and provided comments on SCR 142; Climate Protectors Hawaii supported SCR 39, SCR 83, SCR 168, and SCR 172; the Office of Planning and Sustainable Development and Hawaii Reef and Ocean's Coalition submitted comments or support on SCR 168; and the Public Utilities Commission provided comments on SCR 96 and SCR 166. On SCR 166, Greenpeace Hawaii testified in opposition to LNG, arguing it would worsen pollution and climate impacts, while Earthjustice supported the intent but suggested amendments. Earthjustice also supported SCR 172 and offered friendly amendments to improve the study language. In decision-making, the chair recommended deferral of SCR 142 because an existing regulatory framework already addresses the issue. The committee then voted to pass SCR 39, SCR 40, SCR 83, SCR 96, and SCR 166 unamended. SCR 168 was passed with amendments to reflect OPSD's requested changes and to make the working group temporary, with a two-year term and annual reports due before session. SCR 172 was passed with amendments accepted from Earthjustice. Rep. Quinlan was noted as excused for the votes, and the committee adjourned after adopting the final recommendation.
AL

Alabama 2026 1st Special Session

Alabama Senate Banking and Insurance Committee Feb 25th, 2026

Banking and Insurance

Transcript Highlights:
  • It would allow the Department of Finance Division Risk Management Bond Program to satisfy the requirements
  • would allow the department finance It would allow the department finance division<00:05:28.400> risk
  • management<00:05:29.280> bond<00:05:29.680> program<00:05:30.240> to division risk
  • management bond program to division risk management bond program to satisfy<00:05:31.120> the
Bills: SB294, HB296, HB300, SB269
MN

Minnesota 2025-2026 Regular Session

Human Committee Meeting - 2026-04-09

Human Services Finance and Policy

Transcript Highlights:
  • It's been labeled as one of the 14 high-risk programs by DHS. staff. I just need to case staff.
  • The growth of ICS is often described as exponential and lumped in with other high-risk services that
  • And that mismatch is creating a serious compliance risk across the entire system.
  • across the entire compliance risk across the entire system. system. system.
  • As you know, this benefit has now been added to the 14 high-risk services.
Summary: The Human Services Finance and Policy Committee approved the April 8, 2026 minutes and then heard House File 1767, as amended by the DE4 amendment. Representative Garande explained that the bill, originally intended to codify Integrated Community Supports (ICS), was being redirected because of concerns about fraud vulnerability and program integrity. The DE4 would create a smaller legislative study group to redesign ICS, pause DHS changes for about six months while the group develops a transition plan, continue DHS fraud investigations and enforcement, and ultimately terminate ICS as currently structured. Testimony in support came from Mr. Buck and Zania Harut of the Residential Providers Association of Minnesota, both of whom argued that ICS is unstable, inconsistently implemented, and in need of a new statutory foundation. They said the current system mixes different service models under one rate framework, lacks clear codification, and has shifting policy guidance that creates compliance problems for providers and risks to people receiving services. They emphasized that the bill would preserve oversight and enforcement while allowing time to build a replacement service with clearer rules, documentation standards, and guardrails. Members asked about effects on counties, providers, data, audits, and fraud enforcement. Representative Curran and Mr. Berg said the bill would not change funding structures or DHS’s existing authority to audit, request documentation, investigate fraud, or sanction bad actors, and that the study group would use existing data to identify where problems are concentrated. Vice Chair Gillman supported the study-group approach as a bipartisan, public process and raised concerns about whether the bill would prevent DHS from acting on known fraud; Curran responded that the language was intended to preserve those enforcement actions. The discussion ended without a final vote on the bill in the portion provided, beyond adoption of the DE4 amendment.
MN

Minnesota 2025-2026 Regular Session

House Human Services Finance and Policy Committee 3/17/26

Human Services Finance and Policy

Transcript Highlights:
  • problem where some providers, not all, are not meeting the standards of care, putting individuals at risk
  • of care putting the standards of care putting individuals<01:26:38.520> at<01:26:38.720> risk
  • c> And<01:26:39.480> we<01:26:39.640> have<01:26:40.000> a individuals at risk
  • And we have a individuals at risk.
TX

Texas 89th Regular

Trade, Workforce & Economic Development Apr 30th, 2025

Trade, Workforce & Economic Development

Transcript Highlights:
  • Office of Risk Management.
  • The State Office of Risk Management administers the Voluntary Insurance Program.
  • fund where agencies can pay into something similar to a risk pool to cover losses.
  • Stephen Allbreath, testifying on behalf of the State Office of Risk Management.
  • I'm the State Risk Manager for Texas. In that capacity, I serve as the Executive Director.
NM

New Mexico 2026 Regular Session

Senate - Judiciary Feb 11th, 2026 at 05:25 pm

Senate Judiciary

Transcript Highlights:
  • and procured their own risk assessment.
  • , they procured their own risk assessment.
  • . ...individualized risk assessment being done of hospitals.
  • They have to undergo a risk assessment, an individual risk assessment, and pay an additional charge associated
  • with that risk assessment.
Bills: SB41, SB153, SB165, SB261, SB264
FL

Florida 2026 Regular Session

Appropriations Committee on Transportation, Tourism, and Economic Development Feb 18th, 2026

Appropriations Committee on Transportation, Tourism, and Economic Development

Transcript Highlights:
  • said road designations should be for people who are special in that sense—people who were heroes or risked
  • It directs FHFC to establish and oversee the Vacancy Relief and Risk Mitigation Trust Fund, as well as
  • a vacant dwelling for a veteran who does not have a home for up to 45 days, and also to provide a risk
  • certainly not least, tab number seven: CS for Senate Bill 1604 on trust funds, vacancy relief trust fund, risk
  • This delete-all amendment creates the vacancy relief and risk mitigation trust fund rather than two separate
Summary: The committee first heard CS for SB 1342 on transit-oriented development by Senator Rouson, which seeks to expand housing near fixed transit corridors by updating TOD definitions and applying Live Local-style land-use principles to those areas. An amendment narrowed definitions, limited the bill to land-use and development regulations, removed a private cause of action, and added exclusions for environmentally sensitive areas, historic properties, and military installations. Supporters said the bill would increase housing supply near existing infrastructure and maximize the state’s transit investments, while local government groups and city leagues opposed it as a sweeping preemption of local zoning authority that could force high-density development without public hearings or adequate infrastructure planning. The committee adopted the amendment and then reported the bill favorably. The committee then took up CS for SB 1334 on elections by Senator Grall, which would require documentary proof of citizenship in voter registration and related election processes, update how citizenship is verified through REAL ID and the SAVE database, clarify that paper ballots are the primary voting method, and add other election-related changes such as candidate eligibility rules and timelines. Two technical amendments were adopted. During extended questioning, senators raised concerns about how documents would be submitted and stored, whether voters without Florida IDs or REAL IDs—especially students, disabled voters, seniors, and homeless Floridians—could be flagged or burdened, and what fiscal and workload impacts the bill would have on supervisors of elections and state agencies. Supporters argued the bill would streamline verification and reduce duplicate paperwork, while many public speakers and some senators said it would create barriers to voting, increase costs, and risk disenfranchising eligible voters. The transcript ends during debate on the bill, before a final vote is shown. Later, the committee considered CS for SB 1362 on advanced air mobility by Senator Harrell. A strike-all amendment aligned the bill with the House version and added vertiports and charging systems as eligible projects for public-private partnership funding, with FDOT authorized to fund certain vertiport costs within available resources. The bill drew support from industry and local representatives, and the committee adopted the amendment and reported the bill favorably. The committee also heard SB 174, which designates a portion of State Road 985 in Miami-Dade County as Charlie Kirk Memorial Avenue and directs FDOT to install markers at an estimated cost of $2,400. The bill prompted significant debate over whether Kirk’s legacy warranted a state road designation, with opponents citing his controversial statements and arguing the honor was political and divisive, while supporters said the designation recognizes civic engagement near FIU and is symbolic rather than regulatory. The transcript ends during debate on SB 174, before any final action is shown.
US
Transcript Highlights:
  • The banks make decisions based on financial risk, not political preference.
  • If they pose that kind of risk, they shouldn't be able to get a license.
  • You don't make that much profit without taking some risk.
  • Warren 52 would reduce these risks.
  • is financial risk.
Bills: SB875
Summary: This meeting focused on the markup of the Genius Act and the FIRM Act, two significant pieces of legislation addressing stablecoin regulation and the financial industry's regulatory framework. The Chairman noted the importance of providing clarity to the digital asset community and protecting American consumers, while also promoting innovation and competition within the financial sector. Members of both parties expressed varying viewpoints, with some highlighting concerns related to national security and the potential risks associated with stablecoins.