Video & Transcript Research : 'risk-proportionate'
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LA
Keywords:
water utility, tax credit, excessive rates, residential service, subcommittee, tobacco tax, excise tax, smokeless tobacco, vapor products, public health, FDA, risk-proportionate, tax credits, higher education, workforce development, brain drain, economic incentives, SB 73, Act 10, Act No. 774 of 2024
AL
Keywords:
contraceptive rights, healthcare access, civil action, Attorney General, contraception enforcement, prostate cancer, health insurance, screening, high risk, cost-sharing, African American men, savings accounts, catastrophe, emergency funds, financial security, state laws, criminal justice, parole, Board of Pardons and Paroles, risk assessment
US
US Federal 2025-2026 Regular Session
Hearings to examine risk management, credit, and rural business views on the agricultural economy, focusing on views from the field. Mar 11th, 2025 at 01:30 pm
Agriculture, Nutrition, and Forestry Committee
Transcript Highlights:
- without increasing the risk of the agency.
- The Risk Management Agency and FSA offer important risk management programs and financial relief to farmers
- The farmer takes the risk, the government takes risk, and as insurance providers, we also take risk.
- Uncertainty always provides added risk.
- So it's already a risk itself.
Keywords:
farm bill, rural economy, crop insurance, access to credit, young farmers, USDA funding freeze, agricultural policy, risk management
Summary:
The meeting of the agricultural committee focused on significant concerns regarding the current state of America's rural economy, highlighting the need for a strong five-year farm bill to address the challenges faced by farmers, particularly young and beginning farmers. Key testimony was given by multiple stakeholders including agricultural leaders and young farmers, emphasizing issues related to crop insurance, access to credit, and the adverse impact of recent USDA funding freezes. Various members discussed the necessity of risk management tools that farmers rely on to secure financing, which is crucial for sustaining agricultural operations and supporting rural communities. The importance of timely legislative action was underscored, as many farmers reported struggles in the current economic climate, raising urgency for reforms within the Farm Bill framework.
OK
Oklahoma 2026 Regular Session
Retirement and Government Resources REVISED Apr 21st, 2026 at 10:30 am
Retirement and Government Resources
Transcript Highlights:
- So does the pecuniary interest definition include future risk or risk assessments?
- We're trying to get away from anything that is not reasonably likely to affect or impact the financial risk
- unnecessary layer of bureaucracy and it prevents our financial experts from considering real-world risk
Bills:
HB1170
TX
Transcript Highlights:
- Many invasive procedures have well understood quantifiable risks, and when the probability of those risks
- When you list death, for example, as a known risk and complication of every procedure, regardless of
- physician specialties in their professional societies to ensure that the procedures listed and the risks
- Specifically those at risk of experiencing homelessness in Denton County.
- And for students, I really implore you to think this risk is especially great.
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/26/25
Commerce Finance and Policy
Transcript Highlights:
- It also benefits dentists by reducing the risks of non-payment with medical debt.
- If you could identify yourself for the record and begin. reducing the risks of reducing the risks of
- in Greater Minnesota to subsidize policyholders in the metro area despite meaningful differences in risk
- meaningful the metro area despite meaningful differences<01:42:08.639>
in <01:42:08.840>risk - in risk profiles third policies<01:42:11.199>
issued <01:42:11.520>under <01:42:11.800>
Keywords:
homeowners insurance, property insurance, commercial property insurance, insurance affordability, insurance market stabilization, reinsurance, catastrophic reinsurance fund, self-insured pool, premium costs, coverage notice, liability reform, climate risk, climate change, housing affordability, multifamily housing, rental housing, common interest communities, cooperatives, small business insurance, Minnesota Commerce Department
HI
Hawaii 2026 Regular Session
CPC Public Hearing - Wed Apr 22, 2026 @ 2:00 PM HST
Consumer Protection & Commerce
Transcript Highlights:
- conduct a comprehensive analysis on the best paths to maximize cost reduction and minimize financial risk
- testimony with comments. cost reduction and minimize financial cost reduction and minimize financial risk
- Hawaii<00:25:17.279>
residents <00:25:17.600>while <00:25:17.840>meeting risk - to Hawaii residents while meeting risk to Hawaii residents while meeting state<00:25:18.400>
goals
Keywords:
electric reliability, renewable energy, interconnection, Hawaii Electric Reliability Administrator, Public Utilities Commission, capacity shortfalls, energy policies, mail-order pharmacy, insurance, healthcare access, chronic disease management, cost savings, rural access, emergency healthcare, patient adherence, critical infrastructure, foreign influence, local control, energy dependence, economic resilience
Summary:
The Committee on Consumer Protection and Commerce heard several Senate concurrent resolutions related to utilities, pharmacy access, critical infrastructure, and energy policy. STR 96 SD1 asked the Public Utilities Commission (PUC) to report on the progress of the Hawaii Electric Reliability Administrator; the PUC offered written comments and the measure later advanced as is. STR 109 SD1 urged the insurance commissioner to study expanding mail-order pharmacy use. Testimony was split: DCCA’s insurance division, HMSA, and the Hawaii Association of Health Plans supported the study, while Shipa and the Hawaii Pharmacist Association opposed it, arguing mail-order pharmacy is already available and that in-person pharmacist counseling should be preserved. The measure was ultimately deferred.
The committee also heard STR 164 SD1 on protecting Hawaii’s critical infrastructure from foreign influence. Greenpeace Hawaii and 350 Hawaii strongly supported the resolution, framing it as a consumer protection and resilience measure tied to reducing dependence on imports and strengthening local food and energy systems. No opposition was presented, and the resolution was moved out as is. STR 172 SD1 HD1 directed the PUC to conduct a comprehensive analysis of ways to maximize cost reduction and minimize financial risk while meeting state goals. DCCA, the Hawaii State Energy Office, and the PUC offered comments, and Earthjustice supported the measure; it was also advanced as is.
For STR 166 SD1, which concerns how the PUC should evaluate generational energy commitments, DCCA, the Hawaii State Energy Office, and the PUC provided comments, while 350 Hawaii, Greenpeace Hawaii, and others opposed any move toward LNG, arguing it would harm ratepayers and conflict with Hawaii’s renewable goals. After discussion, the committee amended the resolution to add language directing the PUC to evaluate any LNG or other imported-fuel proposal for its potential effects on or delays to the state’s renewable portfolio standards, including the 2045 deadline. The amended resolution then passed, and the committee adjourned.
NM
Transcript Highlights:
- aptly mentioned a while ago, that role of the Investment Council is always evolving as funds grow, as risks
- At the risk of stating the obvious, I think it's helpful to sometimes just reflect that we're really
- opportunities for improvement to try and strengthen the continuum of services for young people at risk
- would examine whether New Mexico itself should become an investor in these utilities and what the risks
- If structured properly, a state investment could provide New Mexico the same low-risk and high-value
Keywords:
youth violence, violence prevention, violence intervention, community violence intervention, credible messengers, peer support, restorative justice, violence interrupters, juvenile justice, at-risk youth, high-risk youth, public safety, Department of Health, New Mexico, statewide summit, data collection, reporting, interagency coordination, community-based organizations, law enforcement
AL
Alabama 2025 Regular Session
Alabama House Education Policy Committee Apr 9th, 2025
Education Policy
HI
Hawaii 2026 Regular Session
EEP Public Hearing - Fri Apr 17, 2026 @ 10:05 AM HST
Energy & Environmental Protection
Transcript Highlights:
- maximize cost reduction and minimize to maximize cost reduction and minimize financial<00:11:04.560>
risk - c><00:11:05.000>
Hawaii <00:11:05.200>residents <00:11:06.080>while financial risk - Hawaii residents while financial risk Hawaii residents while meeting<00:11:06.640>
state <00:11
Keywords:
dust monitoring, public health, environmental quality, Waimanalo Gulch, air quality, particulate matter, community engagement, health risks, pollution mitigation, mattress stewardship, environmental protection, recycling, producer responsibility, solid waste management, environment, pollution, tourism, disposable bodyboards, polystyrene, marine ecosystems
Summary:
The Committee on Energy and Environmental Protection held its final hearing of the session on April 17, 2026, and took up a series of Senate concurrent resolutions focused on environmental protection, waste reduction, and energy policy. Measures discussed included SCR 142 on dust monitoring near Waimanalo Gulch, SCR 39 on a mattress stewardship program, SCR 40 on banning disposable bodyboards, SCR 83 on a lithium-ion battery disposal facility, SCR 168 on a demolition waste reduction working group, SCR 96 on reporting on the Hawaii Electric Reliability Administrator, SCR 166 on PUC considerations for a generational energy commitment, and SCR 172 on a comprehensive analysis to reduce costs and financial risk while meeting state goals.
Testimony was generally supportive of the environmental and waste-management measures. The Department of Health supported SCR 39 and provided comments on SCR 142; Climate Protectors Hawaii supported SCR 39, SCR 83, SCR 168, and SCR 172; the Office of Planning and Sustainable Development and Hawaii Reef and Ocean's Coalition submitted comments or support on SCR 168; and the Public Utilities Commission provided comments on SCR 96 and SCR 166. On SCR 166, Greenpeace Hawaii testified in opposition to LNG, arguing it would worsen pollution and climate impacts, while Earthjustice supported the intent but suggested amendments. Earthjustice also supported SCR 172 and offered friendly amendments to improve the study language.
In decision-making, the chair recommended deferral of SCR 142 because an existing regulatory framework already addresses the issue. The committee then voted to pass SCR 39, SCR 40, SCR 83, SCR 96, and SCR 166 unamended. SCR 168 was passed with amendments to reflect OPSD's requested changes and to make the working group temporary, with a two-year term and annual reports due before session. SCR 172 was passed with amendments accepted from Earthjustice. Rep. Quinlan was noted as excused for the votes, and the committee adjourned after adopting the final recommendation.
AL
Alabama 2026 1st Special Session
Alabama Senate Banking and Insurance Committee Feb 25th, 2026
Banking and Insurance
Transcript Highlights:
- It would allow the Department of Finance Division Risk Management Bond Program to satisfy the requirements
- would allow the department finance It would allow the department finance division<00:05:28.400>
risk - management<00:05:29.280>
bond <00:05:29.680>program <00:05:30.240>to division risk - management bond program to division risk management bond program to satisfy<00:05:31.120>
the
Keywords:
public officers, bonding, risk management, notification, delinquency, consumer protection, rental home, marketplace guarantees, insurance, commissioner of insurance, healthcare, breast cancer screening, insurance coverage, deductible, copayment, emergency medical services, ambulance reimbursement, health care insurers, balance billing, provider networks
MN
Minnesota 2025-2026 Regular Session
Human Committee Meeting - 2026-04-09
Human Services Finance and Policy
Transcript Highlights:
- It's been labeled as one of the 14 high-risk programs by DHS. staff. I just need to case staff.
- The growth of ICS is often described as exponential and lumped in with other high-risk services that
- And that mismatch is creating a serious compliance risk across the entire system.
- across the entire compliance risk across the entire system. system. system.
- As you know, this benefit has now been added to the 14 high-risk services.
Keywords:
human services, community support, integrated care, disability services, stakeholder consultation, homeless youth, grants, funding, Minnesota, mental health, substance use disorder, education, workforce development, licensure, direct care services, healthcare, long-term care, personal care assistants, employment support, medical assistance
Summary:
The Human Services Finance and Policy Committee approved the April 8, 2026 minutes and then heard House File 1767, as amended by the DE4 amendment. Representative Garande explained that the bill, originally intended to codify Integrated Community Supports (ICS), was being redirected because of concerns about fraud vulnerability and program integrity. The DE4 would create a smaller legislative study group to redesign ICS, pause DHS changes for about six months while the group develops a transition plan, continue DHS fraud investigations and enforcement, and ultimately terminate ICS as currently structured.
Testimony in support came from Mr. Buck and Zania Harut of the Residential Providers Association of Minnesota, both of whom argued that ICS is unstable, inconsistently implemented, and in need of a new statutory foundation. They said the current system mixes different service models under one rate framework, lacks clear codification, and has shifting policy guidance that creates compliance problems for providers and risks to people receiving services. They emphasized that the bill would preserve oversight and enforcement while allowing time to build a replacement service with clearer rules, documentation standards, and guardrails.
Members asked about effects on counties, providers, data, audits, and fraud enforcement. Representative Curran and Mr. Berg said the bill would not change funding structures or DHS’s existing authority to audit, request documentation, investigate fraud, or sanction bad actors, and that the study group would use existing data to identify where problems are concentrated. Vice Chair Gillman supported the study-group approach as a bipartisan, public process and raised concerns about whether the bill would prevent DHS from acting on known fraud; Curran responded that the language was intended to preserve those enforcement actions. The discussion ended without a final vote on the bill in the portion provided, beyond adoption of the DE4 amendment.
MN
Minnesota 2025-2026 Regular Session
House Human Services Finance and Policy Committee 3/17/26
Human Services Finance and Policy
Transcript Highlights:
- problem where some providers, not all, are not meeting the standards of care, putting individuals at risk
- of care putting the standards of care putting individuals<01:26:38.520>
at <01:26:38.720>risk - c> And<01:26:39.480>
we <01:26:39.640>have <01:26:40.000>a individuals at risk - And we have a individuals at risk.
Keywords:
workplace regulations, employee rights, meal breaks, rest breaks, exemptions, medical assistance, data matching, eligibility, reporting, human services, assisted living, health regulations, inspection authority, vulnerable adults, local government, program integrity, high-risk providers, enrollment requirements, fraud prevention, compliance
TX
Keywords:
Gulf Coast Protection District, navigation safety, special districts, state governance, Texas legislation, Gulf Coast, flood protection, storm risk management, coastal restoration, natural resources, prescribed burns, self-insurance, fire management, liability protection, rural land management, recycling, environment, sustainability, economic development, Texas Recycling Fund
TX
Texas 89th Regular
Trade, Workforce & Economic Development Apr 30th, 2025
Trade, Workforce & Economic Development
Transcript Highlights:
- Office of Risk Management.
- The State Office of Risk Management administers the Voluntary Insurance Program.
- fund where agencies can pay into something similar to a risk pool to cover losses.
- Stephen Allbreath, testifying on behalf of the State Office of Risk Management.
- I'm the State Risk Manager for Texas. In that capacity, I serve as the Executive Director.
Bills:
HB1958, HB2031, HB2879, HB3285, HB3995, HB4487, HB4558, HB4560, HB4876, HB4899, HB5212, HB5317, HB5543, HB5567, SB1333
Keywords:
firearm possession, tenant rights, landlord regulations, civil penalties, property code, justified use of force, deadly force, property rights, home defense, smart devices, data privacy, personal data collection, user consent, mobile application, data transparency, HOA, property owners association, property owners' association, Texas Property Code, Chapter 202
NM
Transcript Highlights:
- and procured their own risk assessment.
- , they procured their own risk assessment.
- . ...individualized risk assessment being done of hospitals.
- They have to undergo a risk assessment, an individual risk assessment, and pay an additional charge associated
- with that risk assessment.
Keywords:
sexual crimes, statute of limitations, criminal justice, victim rights, child abuse, procurement, contracting, small business, local government, disaster recovery, emergency procurement, certification, public spending, juvenile justice, delinquency, rehabilitation, community corrections, risk assessment, public safety, health regulations
AL
Alabama 2026 1st Special Session
Alabama Senate Banking and Insurance Committee Jan 14th, 2026
Banking and Insurance
Bills:
SB19
Keywords:
SB19, prostate cancer, prostate cancer screening, PSA test, digital rectal exam, preventive screening, health insurance mandate, no cost sharing, copay, deductible, coinsurance, high-risk men, African American men, men over 50, men over 40, family history, genetic marker, health benefit plan, insurer coverage, Alabama insurance code
FL
Florida 2026 Regular Session
Appropriations Committee on Transportation, Tourism, and Economic Development Feb 18th, 2026
Appropriations Committee on Transportation, Tourism, and Economic Development
Transcript Highlights:
- said road designations should be for people who are special in that sense—people who were heroes or risked
- It directs FHFC to establish and oversee the Vacancy Relief and Risk Mitigation Trust Fund, as well as
- a vacant dwelling for a veteran who does not have a home for up to 45 days, and also to provide a risk
- certainly not least, tab number seven: CS for Senate Bill 1604 on trust funds, vacancy relief trust fund, risk
- This delete-all amendment creates the vacancy relief and risk mitigation trust fund rather than two separate
Keywords:
transportation, memorial, honorary designation, Miami-Dade, Charlie Kirk, transit-oriented development, housing affordability, mixed-use zoning, urban development, traffic congestion, elections, voter registration, citizenship, provisional ballots, election fraud, vertiports, aviation, airport infrastructure, economic development, veterans
Summary:
The committee first heard CS for SB 1342 on transit-oriented development by Senator Rouson, which seeks to expand housing near fixed transit corridors by updating TOD definitions and applying Live Local-style land-use principles to those areas. An amendment narrowed definitions, limited the bill to land-use and development regulations, removed a private cause of action, and added exclusions for environmentally sensitive areas, historic properties, and military installations. Supporters said the bill would increase housing supply near existing infrastructure and maximize the state’s transit investments, while local government groups and city leagues opposed it as a sweeping preemption of local zoning authority that could force high-density development without public hearings or adequate infrastructure planning. The committee adopted the amendment and then reported the bill favorably.
The committee then took up CS for SB 1334 on elections by Senator Grall, which would require documentary proof of citizenship in voter registration and related election processes, update how citizenship is verified through REAL ID and the SAVE database, clarify that paper ballots are the primary voting method, and add other election-related changes such as candidate eligibility rules and timelines. Two technical amendments were adopted. During extended questioning, senators raised concerns about how documents would be submitted and stored, whether voters without Florida IDs or REAL IDs—especially students, disabled voters, seniors, and homeless Floridians—could be flagged or burdened, and what fiscal and workload impacts the bill would have on supervisors of elections and state agencies. Supporters argued the bill would streamline verification and reduce duplicate paperwork, while many public speakers and some senators said it would create barriers to voting, increase costs, and risk disenfranchising eligible voters. The transcript ends during debate on the bill, before a final vote is shown.
Later, the committee considered CS for SB 1362 on advanced air mobility by Senator Harrell. A strike-all amendment aligned the bill with the House version and added vertiports and charging systems as eligible projects for public-private partnership funding, with FDOT authorized to fund certain vertiport costs within available resources. The bill drew support from industry and local representatives, and the committee adopted the amendment and reported the bill favorably. The committee also heard SB 174, which designates a portion of State Road 985 in Miami-Dade County as Charlie Kirk Memorial Avenue and directs FDOT to install markers at an estimated cost of $2,400. The bill prompted significant debate over whether Kirk’s legacy warranted a state road designation, with opponents citing his controversial statements and arguing the honor was political and divisive, while supporters said the designation recognizes civic engagement near FIU and is symbolic rather than regulatory. The transcript ends during debate on SB 174, before any final action is shown.
OK
Oklahoma 2026 Regular Session
Government Modernization and Technology Feb 9th, 2026 at 03:00 pm
Government Modernization and Technology
Transcript Highlights:
- So it will require human oversight for any high-risk decisions, transparency whenever there's AI-generated
Keywords:
broadband, Oklahoma Broadband Office, broadband access, statewide broadband plan, internet connectivity, funding, grant programs, expansion council, termination plan, Oklahoma, Gas Hub, artificial intelligence, national laboratory, public-private partnerships, aerospace, high-performance computing, economic development, state agencies, high-risk AI decisions, deepfakes
US
US Federal 2025-2026 Regular Session
Business meeting to consider an original bill entitled, "GENIUS Act of 2025", and S.875, to curtail the political weaponization of Federal banking agencies by eliminating reputational risk as a component of the supervision of depository institutions. Mar 13th, 2025 at 09:00 am
Banking, Housing, and Urban Affairs Committee
Transcript Highlights:
- The banks make decisions based on financial risk, not political preference.
- If they pose that kind of risk, they shouldn't be able to get a license.
- You don't make that much profit without taking some risk.
- Warren 52 would reduce these risks.
- is financial risk.
Bills:
SB875
Keywords:
banking regulation, federal agencies, reputational risk, financial services, supervision, FIRM Act, bank supervision, depository institutions, federal banking agencies, FDIC, OCC, Federal Reserve, NCUA, CFPB, credit unions, Operation Choke Point, financial discrimination, safety and soundness, supervisory guidance, examination manual
Summary:
This meeting focused on the markup of the Genius Act and the FIRM Act, two significant pieces of legislation addressing stablecoin regulation and the financial industry's regulatory framework. The Chairman noted the importance of providing clarity to the digital asset community and protecting American consumers, while also promoting innovation and competition within the financial sector. Members of both parties expressed varying viewpoints, with some highlighting concerns related to national security and the potential risks associated with stablecoins.