Video & Transcript Research : 'risk transfer'
Page 1 of 500
AL
Keywords:
business regulation, nonprofit entities, electronic filing, merger agreements, limited liability companies, partnerships, property transfer, termination fees, SB84, agricultural nonprofit, farm bureau, nonprofit agricultural organization, health benefits, member benefits, family coverage, health insurance exemption, insurance regulation, Title 27, Alabama insurance code, risk transfer
DE
Delaware 2025-2026 Regular Session
Senate Elections & Government Affairs Committee Meeting Jun 18th, 2026
Elections & Government Affairs
Transcript Highlights:
- This act provides updates to Title 30 related to the realty transfer tax.
- And presently, if someone wants to transfer their property to a grandchild, they have to transfer it
- They have to transfer it to their child, who in turn passes it to the grandchild.
- And this change expedites the transfer to the grandchild.
- There have been circumstances whereby a child cannot be located, which has created problems with the transfer
Keywords:
home improvement, consumer protection, consumer fraud, dispute resolution, mediation, contractor registration, home repair, renovation, homeowner, building contractor, construction fraud, treble damages, attorney fees, Department of Justice, Division of Consumer Protection, Department of Labor, good faith, unfair trade practices, Delaware, regulations
Summary:
The Senate Elections and Government Affairs Committee met in hybrid format, approved the June 10 draft minutes, and then heard a long agenda of bills. HB 89 (home improvement fraud dispute resolution) was presented as a consumer protection measure developed with DOJ to address contractor fraud, especially against vulnerable homeowners; members voiced support and asked to be added as sponsors. HB 283 updated realty transfer tax exemptions to use gender-neutral “spouses” language and add a direct grandparent-to-grandchild transfer exemption; it drew supportive public comment. HS1 for HB 390 would let DelDOT choose electronic-only bidding for projects, remove newspaper bid-opening notices, and clarify bidding records, with no opposition raised. HB 328/H.A. 2 modernizes the Register of Regulations statute, keeps newspaper distribution requirements, and delays some effective dates to 2027; it was described as a technical update. HB 365 would create the Delaware Indigenous Affairs Commission, prompting supportive testimony from Indigenous community members and some discussion about representation and internal tribal اختلافs, but no formal opposition. HB 423 would automatically enroll new state employees in the 457B deferred compensation plan unless they opt out, with exclusions for collective bargaining units and implementation tied to payroll readiness; it was presented as a retirement-savings measure. SS1 for SB 342 would modernize the Delaware Motion Picture and Television Development Commission to support a broader film/media incentive package, with support from the Delaware Arts Alliance and a request to help attract productions to Delaware.
The committee also heard SB 331, a cleanup bill on garagekeeper liens for manufactured housing and related assets. The sponsor and an attorney explained it as clarifying who can recover funds and attorney’s fees in lien sales, but the Chief Magistrate and the manufactured housing association said the issue should be addressed more carefully and possibly in another section of code; they were open to further work. HB 436 would update the Smyrna charter, including school impact fees, election challenge procedures, vacancy rules, domicile standards, Board of Elections terms, and meeting schedules. HS1 for HB 376 made technical and organizational changes to the Millville charter, including a tiebreaker for municipal elections and a property tax cap, with the town solicitor saying there was little substantive change. HB 460 would require New Castle County municipalities to submit permit data monthly rather than on a much slower schedule, limited to closed permits with certificates of occupancy, to improve property assessment data; it was presented as part of broader reassessment/data-quality efforts.
Public comment was heard on several items, especially HB 365 and SS1 for SB 342. Indigenous speakers supported the commission as a way to preserve heritage, improve representation, and create a formal seat at the table. The Delaware Arts Alliance supported the film commission modernization bill as part of a broader creative-economy plan. No recorded votes were taken on the individual bills in the transcript, and the meeting ended with a unanimous motion to adjourn.
OK
Keywords:
HB4274, Oklahoma schools, interdistrict transfer, open transfer, school enrollment, military families, active duty, National Guard, Reserve orders, military installation, residency requirements, district of choice, public school transfer, student transfer, special education, IEP, Section 504, military housing, base housing, electronic enrollment
MN
Minnesota 2025-2026 Regular Session
House Human Services Finance and Policy Committee 3/18/26
Human Services Finance and Policy
Transcript Highlights:
- Is there a risk of a worsening condition without quick lift, as you say, uh, an obstructed airway or
- <00:53:06.319>
to 2023, provided employees transferring to 2023, provided employees transferring - So this language just effectuates transferring those studies into the NetStudy 2.0 system.
- language just effectuates transferring language just effectuates transferring those<01:09:10.480
- allows these studies to be transferable allows these studies to be transferable across<01:10:14.239
Keywords:
assisted living, healthcare, training, unlicensed personnel, resident rights, safety regulations, nursing home, long-term care, guardian, conservator, arbitration, mandatory arbitration, consumer protection, fee increase, rate increase, price hike, private pay, public funds, Medicaid, waiver services
MN
Minnesota 2025-2026 Regular Session
House Public Safety Finance and Policy Committee 3/10/26
Public Safety Finance and Policy
Transcript Highlights:
- transfer affidavit in with the court.
- transfer affidavit in with the court.
- >
in them had a firearm transfer affidavit in them had a firearm transfer affidavit in with<00 - subject to file the proof of transfer subject to file the proof of transfer with<00:26:15.279>
pose a higher lethality risk to victims. pose a higher lethality risk to victims.
Keywords:
theft, vulnerable adults, public safety, penalties, Minnesota statutes, chemical irritants, law enforcement, transparency, building owners, tenant rights, notification, remediation, firearm restrictions, domestic violence, court orders, criminal convictions, firearms prohibition, gun surrender, order for protection, protective order
TX
Texas 89th 2nd C.S.
Licensing & Administrative Procedures May 6th, 2025
Licensing & Administrative Procedures
Bills:
SB 28
Keywords:
groundwater, groundwater conservation district, Water Code, Water Development Board, modeled available groundwater, aquifer, water permit, groundwater transfer, export groundwater, out-of-district transfer, management area, desired future conditions, well permit, retail public utility, potable water, emergency interconnect, subsidiary, controlled entity, aquifer management, water resources
AL
Keywords:
contraceptive rights, healthcare access, civil action, Attorney General, contraception enforcement, prostate cancer, health insurance, screening, high risk, cost-sharing, African American men, savings accounts, catastrophe, emergency funds, financial security, state laws, criminal justice, parole, Board of Pardons and Paroles, risk assessment
US
US Federal 2025-2026 Regular Session
Hearings to examine risk management, credit, and rural business views on the agricultural economy, focusing on views from the field. Mar 11th, 2025 at 01:30 pm
Agriculture, Nutrition, and Forestry Committee
Transcript Highlights:
- without increasing the risk of the agency.
- The Risk Management Agency and FSA offer important risk management programs and financial relief to farmers
- The farmer takes the risk, the government takes risk, and as insurance providers, we also take risk.
- Uncertainty always provides added risk.
- So it's already a risk itself.
Keywords:
farm bill, rural economy, crop insurance, access to credit, young farmers, USDA funding freeze, agricultural policy, risk management
Summary:
The meeting of the agricultural committee focused on significant concerns regarding the current state of America's rural economy, highlighting the need for a strong five-year farm bill to address the challenges faced by farmers, particularly young and beginning farmers. Key testimony was given by multiple stakeholders including agricultural leaders and young farmers, emphasizing issues related to crop insurance, access to credit, and the adverse impact of recent USDA funding freezes. Various members discussed the necessity of risk management tools that farmers rely on to secure financing, which is crucial for sustaining agricultural operations and supporting rural communities. The importance of timely legislative action was underscored, as many farmers reported struggles in the current economic climate, raising urgency for reforms within the Farm Bill framework.
US
US Federal 2025-2026 Regular Session
Hearings to examine reforming SBIR-STTR for the 21st century. Mar 5th, 2025 at 01:30 pm
Small Business and Entrepreneurship Committee
Transcript Highlights:
- That is why my Innovate Act introduces a new definition of foreign risk.
- It wasn't until something else took a risk on us in late 2018, the SBIR program.
- The SBIR program took a risk on us, our three-page white paper, and our idea.
- So this is the idea, is to risk, make small investments, and capture the best idea.
- We do not take high risk.
Keywords:
SBIR, STTR, Innovate Act, small business, innovation, legislative reforms, economic growth, funding, technology transfer
Summary:
The meeting focused on the Small Business Innovation Research and Small Business Technology Transfer Programs (SBIR-STTR), emphasizing the critical reforms necessary to enhance their effectiveness. Chair Ernst introduced the Innovate Act to streamline processes, ensuring funding is awarded based on merit and addressing existing abuses within the system. The discussion was robust, with numerous members expressing concerns about phase transitions and the need for targeted funding to support impactful technological innovations. The conversation also highlighted the program's importance in fostering economic growth, particularly for small businesses in rural areas, and the urgency for legislative changes as the program's authorization approaches expiration.
TX
Transcript Highlights:
- our institutions of higher education and explore innovative solutions to combat evolving security risks
Keywords:
homeland security, border security, critical infrastructure, Department of Public Safety, intelligence operations, public-private partnerships, SB 2202, firearm trafficking, gun trafficking, terrorism, foreign terrorist organization, Texas-Mexico border, United Mexican States, Mexico, DPS, second-degree felony, weapons transfer, illegal firearms transfer, arms smuggling, cross-border crime
TX
Transcript Highlights:
- Current state law includes an offense to knowingly receive remuneration for the transfer or transport
- However, state law does not include a penalty for knowingly transferring a firearm to a foreign terrorist
- SB 2202 creates the criminal offense of knowingly transferring a firearm for profit to a foreign terrorist
- A person commits an offense if they intentionally or knowingly transfer for profit or any other form
- So that person would have to know that the person to whom the firearm is being transferred is someone
Keywords:
homeland security, border security, critical infrastructure, Department of Public Safety, intelligence operations, public-private partnerships, SB 2202, firearm trafficking, gun trafficking, terrorism, foreign terrorist organization, Texas-Mexico border, United Mexican States, Mexico, DPS, second-degree felony, weapons transfer, illegal firearms transfer, arms smuggling, cross-border crime
Summary:
The Senate Committee on Border Security heard Senator Birdwell present SB 2202, which would create a state offense for knowingly transferring a firearm for profit or other remuneration to a member of a foreign terrorist organization. Birdwell argued the bill responds to cartel violence and southbound gun trafficking, and he explained a committee substitute that removed an exemption for federally licensed gun dealers and removed a requirement that DPS coordinate with Mexican law enforcement. He said the goal was to give Texas a state-level tool if federal enforcement is lacking.
Invited testimony came from DPS Colonel Freeman Martin and border prosecution unit chair Tanya Ash. Both said the bill could be useful in some organized-crime and cartel cases, but they emphasized that proving a defendant knowingly transferred a gun to a foreign terrorist organization would be difficult and would usually require strong direct or circumstantial evidence, such as recorded statements, informants, or coordinated investigations. They said the measure would be more workable in complex cartel cases than in routine patrol stops, and they noted existing state and federal tools already address straw purchases, firearms trafficking, and related offenses. Members also discussed tracing seized firearms, cooperation with ATF, and the limits of state jurisdiction over international issues. No public testimony was offered, and SB 2202 was left pending.
The committee then took up SB 36 as pending business. A committee substitute was adopted without objection, and the substitute bill was reported favorably to the full Senate by a 4-0 vote, with Senators Birdwell, Flores, Hinojosa of Hidalgo, Eckhardt, and Hinojosa of Nueces participating. The committee also accepted a motion in writing and ordered the bill recommended for local and uncontested calendar placement. The chair then announced the committee would recess subject to call.
OK
Oklahoma 2026 Regular Session
Retirement and Government Resources REVISED Apr 21st, 2026 at 10:30 am
Retirement and Government Resources
Transcript Highlights:
- So does the pecuniary interest definition include future risk or risk assessments?
- We're trying to get away from anything that is not reasonably likely to affect or impact the financial risk
- unnecessary layer of bureaucracy and it prevents our financial experts from considering real-world risk
Bills:
HB1170
TX
Transcript Highlights:
- Many invasive procedures have well understood quantifiable risks, and when the probability of those risks
- When you list death, for example, as a known risk and complication of every procedure, regardless of
- physician specialties in their professional societies to ensure that the procedures listed and the risks
- Specifically those at risk of experiencing homelessness in Denton County.
- And for students, I really implore you to think this risk is especially great.
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/26/25
Commerce Finance and Policy
Transcript Highlights:
- It also benefits dentists by reducing the risks of non-payment with medical debt.
- If you could identify yourself for the record and begin. reducing the risks of reducing the risks of
- in Greater Minnesota to subsidize policyholders in the metro area despite meaningful differences in risk
- meaningful the metro area despite meaningful differences<01:42:08.639>
in <01:42:08.840>risk - in risk profiles third policies<01:42:11.199>
issued <01:42:11.520>under <01:42:11.800>
Keywords:
homeowners insurance, property insurance, commercial property insurance, insurance affordability, insurance market stabilization, reinsurance, catastrophic reinsurance fund, self-insured pool, premium costs, coverage notice, liability reform, climate risk, climate change, housing affordability, multifamily housing, rental housing, common interest communities, cooperatives, small business insurance, Minnesota Commerce Department
TX
Transcript Highlights:
- Current state law includes an offense to knowingly receive... remuneration for the transfer or transport
- However, state law does not include a penalty for knowingly transferring a firearm to an individual they
- SB2202 creates the criminal offense of knowingly transferring a firearm for profit to a foreign terrorist
- A person commits an offense if they intentionally or knowingly transfer for-profit or any other form.
- So, that person would have to know that the person to whom the firearm is being... ...transferred to
Keywords:
homeland security, border security, critical infrastructure, Department of Public Safety, intelligence operations, public-private partnerships, SB 2202, firearm trafficking, gun trafficking, terrorism, foreign terrorist organization, Texas-Mexico border, United Mexican States, Mexico, DPS, second-degree felony, weapons transfer, illegal firearms transfer, arms smuggling, cross-border crime
TX
Transcript Highlights:
- our institutions of higher education and explore innovative solutions to combat evolving security risks
Keywords:
homeland security, border security, critical infrastructure, Department of Public Safety, intelligence operations, public-private partnerships, SB 2202, firearm trafficking, gun trafficking, terrorism, foreign terrorist organization, Texas-Mexico border, United Mexican States, Mexico, DPS, second-degree felony, weapons transfer, illegal firearms transfer, arms smuggling, cross-border crime
AL
Alabama 2025 Regular Session
Alabama House Commerce and Small Business Committee Mar 6th, 2025
Commerce and Small Business
Transcript Highlights:
- It only requires any unexpired warranty to transfer, so you can sell your house to the new owner.
- If you purchase a warranty, it transfers with the house.
HI
Hawaii 2026 Regular Session
CPC Public Hearing - Wed Apr 22, 2026 @ 2:00 PM HST
Consumer Protection & Commerce
Transcript Highlights:
- conduct a comprehensive analysis on the best paths to maximize cost reduction and minimize financial risk
- testimony with comments. cost reduction and minimize financial cost reduction and minimize financial risk
- Hawaii<00:25:17.279>
residents <00:25:17.600>while <00:25:17.840>meeting risk - to Hawaii residents while meeting risk to Hawaii residents while meeting state<00:25:18.400>
goals
Keywords:
electric reliability, renewable energy, interconnection, Hawaii Electric Reliability Administrator, Public Utilities Commission, capacity shortfalls, energy policies, mail-order pharmacy, insurance, healthcare access, chronic disease management, cost savings, rural access, emergency healthcare, patient adherence, critical infrastructure, foreign influence, local control, energy dependence, economic resilience
Summary:
The Committee on Consumer Protection and Commerce heard several Senate concurrent resolutions related to utilities, pharmacy access, critical infrastructure, and energy policy. STR 96 SD1 asked the Public Utilities Commission (PUC) to report on the progress of the Hawaii Electric Reliability Administrator; the PUC offered written comments and the measure later advanced as is. STR 109 SD1 urged the insurance commissioner to study expanding mail-order pharmacy use. Testimony was split: DCCA’s insurance division, HMSA, and the Hawaii Association of Health Plans supported the study, while Shipa and the Hawaii Pharmacist Association opposed it, arguing mail-order pharmacy is already available and that in-person pharmacist counseling should be preserved. The measure was ultimately deferred.
The committee also heard STR 164 SD1 on protecting Hawaii’s critical infrastructure from foreign influence. Greenpeace Hawaii and 350 Hawaii strongly supported the resolution, framing it as a consumer protection and resilience measure tied to reducing dependence on imports and strengthening local food and energy systems. No opposition was presented, and the resolution was moved out as is. STR 172 SD1 HD1 directed the PUC to conduct a comprehensive analysis of ways to maximize cost reduction and minimize financial risk while meeting state goals. DCCA, the Hawaii State Energy Office, and the PUC offered comments, and Earthjustice supported the measure; it was also advanced as is.
For STR 166 SD1, which concerns how the PUC should evaluate generational energy commitments, DCCA, the Hawaii State Energy Office, and the PUC provided comments, while 350 Hawaii, Greenpeace Hawaii, and others opposed any move toward LNG, arguing it would harm ratepayers and conflict with Hawaii’s renewable goals. After discussion, the committee amended the resolution to add language directing the PUC to evaluate any LNG or other imported-fuel proposal for its potential effects on or delays to the state’s renewable portfolio standards, including the 2045 deadline. The amended resolution then passed, and the committee adjourned.
TX
Texas 89th Regular
S/C on Family & Fiduciary Relationships Mar 31st, 2025
S/C on Family & Fiduciary Relationships
Transcript Highlights:
- Transferring documents costs a dollar a page.
- Currently, when probate files are transferred between counties, the original.
- requesting a transfer to pay for the paper copy of the will to be delivered to the transferee court.
- To be transferred electronically.
- Of the person requesting to transfer the case. The next provision relates to community debts.
Keywords:
electronic devices, family violence, criminal prosecution, protective orders, tracking, harassment, family allowance, decedent's estate, surviving spouse, minor children, inheritance, child support, maintenance, HB 1734, Family Code, Section 155.207, suit affecting the parent-child relationship, SAPCR, continuing exclusive jurisdiction, jurisdiction transfer
TX
Texas 89th Regular
S/C on Family & Fiduciary Relationships Mar 31st, 2025
S/C on Family & Fiduciary Relationships
Keywords:
electronic devices, family violence, criminal prosecution, protective orders, tracking, harassment, family allowance, decedent's estate, surviving spouse, minor children, inheritance, child support, maintenance, HB 1734, Family Code, Section 155.207, suit affecting the parent-child relationship, SAPCR, continuing exclusive jurisdiction, jurisdiction transfer