Video & Transcript Research : 'risk protection'

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HI

Hawaii 2026 Regular Session

EEP Public Hearing - Fri Apr 17, 2026 @ 10:05 AM HST

Energy & Environmental Protection

Transcript Highlights:
  • Convening the Committee on Energy and Environmental Protection.
  • recommendations on the establishment of dust monitoring stations in and around Waimanalo Gulch to protect
  • protection. My name is Andrew Kahapea. protection. My name is Andrew Kahapea.
  • c><00:11:05.000> Hawaii<00:11:05.200> residents<00:11:06.080> while financial risk
  • Hawaii residents while financial risk Hawaii residents while meeting<00:11:06.640> state<00:11
Summary: The Committee on Energy and Environmental Protection held its final hearing of the session on April 17, 2026, and took up a series of Senate concurrent resolutions focused on environmental protection, waste reduction, and energy policy. Measures discussed included SCR 142 on dust monitoring near Waimanalo Gulch, SCR 39 on a mattress stewardship program, SCR 40 on banning disposable bodyboards, SCR 83 on a lithium-ion battery disposal facility, SCR 168 on a demolition waste reduction working group, SCR 96 on reporting on the Hawaii Electric Reliability Administrator, SCR 166 on PUC considerations for a generational energy commitment, and SCR 172 on a comprehensive analysis to reduce costs and financial risk while meeting state goals. Testimony was generally supportive of the environmental and waste-management measures. The Department of Health supported SCR 39 and provided comments on SCR 142; Climate Protectors Hawaii supported SCR 39, SCR 83, SCR 168, and SCR 172; the Office of Planning and Sustainable Development and Hawaii Reef and Ocean's Coalition submitted comments or support on SCR 168; and the Public Utilities Commission provided comments on SCR 96 and SCR 166. On SCR 166, Greenpeace Hawaii testified in opposition to LNG, arguing it would worsen pollution and climate impacts, while Earthjustice supported the intent but suggested amendments. Earthjustice also supported SCR 172 and offered friendly amendments to improve the study language. In decision-making, the chair recommended deferral of SCR 142 because an existing regulatory framework already addresses the issue. The committee then voted to pass SCR 39, SCR 40, SCR 83, SCR 96, and SCR 166 unamended. SCR 168 was passed with amendments to reflect OPSD's requested changes and to make the working group temporary, with a two-year term and annual reports due before session. SCR 172 was passed with amendments accepted from Earthjustice. Rep. Quinlan was noted as excused for the votes, and the committee adjourned after adopting the final recommendation.
HI

Hawaii 2026 Regular Session

CPC Public Hearing - Wed Apr 22, 2026 @ 2:00 PM HST

Consumer Protection & Commerce

Transcript Highlights:
  • We are convening the Committee on Consumer Protection and Commerce.
  • 164 SD1, prioritizing efforts to protect 164 SD1, prioritizing efforts to protect Hawaii's<00:23
  • Please pass this resolution as is to protect Hawaii consumers. Mahalo. support of STR 164.
  • Please pass this to consumer protection.
  • <00:23:51.600> Hawaii resolution as is to protect Hawaii resolution as is to protect Hawaii
Summary: The Committee on Consumer Protection and Commerce heard several Senate concurrent resolutions related to utilities, pharmacy access, critical infrastructure, and energy policy. STR 96 SD1 asked the Public Utilities Commission (PUC) to report on the progress of the Hawaii Electric Reliability Administrator; the PUC offered written comments and the measure later advanced as is. STR 109 SD1 urged the insurance commissioner to study expanding mail-order pharmacy use. Testimony was split: DCCA’s insurance division, HMSA, and the Hawaii Association of Health Plans supported the study, while Shipa and the Hawaii Pharmacist Association opposed it, arguing mail-order pharmacy is already available and that in-person pharmacist counseling should be preserved. The measure was ultimately deferred. The committee also heard STR 164 SD1 on protecting Hawaii’s critical infrastructure from foreign influence. Greenpeace Hawaii and 350 Hawaii strongly supported the resolution, framing it as a consumer protection and resilience measure tied to reducing dependence on imports and strengthening local food and energy systems. No opposition was presented, and the resolution was moved out as is. STR 172 SD1 HD1 directed the PUC to conduct a comprehensive analysis of ways to maximize cost reduction and minimize financial risk while meeting state goals. DCCA, the Hawaii State Energy Office, and the PUC offered comments, and Earthjustice supported the measure; it was also advanced as is. For STR 166 SD1, which concerns how the PUC should evaluate generational energy commitments, DCCA, the Hawaii State Energy Office, and the PUC provided comments, while 350 Hawaii, Greenpeace Hawaii, and others opposed any move toward LNG, arguing it would harm ratepayers and conflict with Hawaii’s renewable goals. After discussion, the committee amended the resolution to add language directing the PUC to evaluate any LNG or other imported-fuel proposal for its potential effects on or delays to the state’s renewable portfolio standards, including the 2045 deadline. The amended resolution then passed, and the committee adjourned.
AL

Alabama 2026 1st Special Session

Alabama Senate Banking and Insurance Committee Feb 25th, 2026

Banking and Insurance

Transcript Highlights:
  • management bond program to division risk management bond program to satisfy<00:05:31.120> the
  • But in 2024, we had something called the Tourism Protection Act.
  • Protection Act.
  • <00:11:46.720> Uh<00:11:47.200> it tourism tax protection act here.
  • Uh it tourism tax protection act here.
Bills: SB294, HB296, HB300, SB269
HI

Hawaii 2026 Regular Session

AGR Public Hearing - Wed Feb 4, 2026 @ 9:00 AM HST

Agriculture & Food Systems

Transcript Highlights:
  • or high risk.
  • maintains a plant pono and a weed risk maintains a plant pono and a weed risk assessment.<00:24:
  • or high<00:24:55.840> risk.
  • evaluator or or whether it's low risk evaluator or or high<00:36:34.400> risk.
  • high risk. Yeah. high risk. Yeah.
Summary: The committee heard opening remarks and then took testimony on several agriculture-related bills. HB 2425 would exempt agricultural enterprises on former commercial sugarcane lands in conservation use districts from certain permitting and site plan requirements. The Department of Agriculture supported the measure and stood on written comments. The Hawaii Farm Bureau supported the intent but said the bill appeared to cite the wrong statute and suggested amending the conservation district law instead. Other testimony was generally supportive, while some witnesses raised concerns about using the right statutory vehicle. Committee members questioned whether the bill should be redirected through a different chapter. The committee then heard HB 596, which would require retail sellers of plants to disclose invasiveness risk, direct the Invasive Species Council to create a labeling system and weed risk assessments, and establish fines. The Department of Land and Natural Resources strongly supported the bill, saying point-of-sale labels would help consumers make informed choices. Supporters from the Coordinating Group on Alien Pest Species said the state’s noxious weed and restricted plant lists are outdated or incomplete and that the bill would help prevent harmful species from being purchased and planted. Opponents, including the Hawaii Farm Bureau and Hawaii Food Policy Foundation, argued the measure was too broad, could stigmatize plants and producers, and might be better implemented through voluntary education or narrower definitions. Committee discussion focused on possible amendments, including using printable labels from a website and limiting the bill to larger commercial retailers. HB 2573 would create a five-year agriculture and biosecurity workforce development pilot program involving the Department of Agriculture and Biosecurity, Leeward Community College, and the Department of Human Resources Development. DHRD said it supported the intent but wanted clearer responsibilities; the University of Hawaiʻi, the Department of Agriculture and Biosecurity, the Hawaii Farm Bureau, the Hawaii Food Policy Foundation, and others supported the proposal. DAB said the program would help build needed biosecurity staffing and training, and that law-enforcement-related curriculum could be incorporated. Finally, the committee began hearing HB 207, which would expand the important agricultural land qualified agricultural tax credit to include certain Hawaiian homelands and additional agricultural costs such as orchards, fruit crops, and clearing former sugar and pineapple lands. The Department of Taxation and DAB stood on written comments, while the Department of Hawaiian Homelands strongly supported the bill, calling it a potential game-changer for developing agricultural lands and offsetting infrastructure costs; the department also asked that the credit be broadened beyond agriculture alone.
MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 3/26/25

Commerce Finance and Policy

Transcript Highlights:
  • It also benefits dentists by reducing the risks of non-payment with medical debt.
  • If you could identify yourself for the record and begin. reducing the risks of reducing the risks of
  • House File 2149 would strengthen business protections for local retailers.
  • representative rer uh this protects representative rer uh this protects actually<01:25:45.440>
  • injury protection is not only to protect injury protection is not only to protect the<01:45:41.080
US
Transcript Highlights:
  • We could see a bill get a wide majority of votes if it protects consumers, if it protects our national
  • consumers and protects national security.
  • Warren 52 would reduce these risks.
  • The standing of the U.S. dollar protects consumers and protects our national security.
  • is financial risk.
Bills: SB875
Summary: This meeting focused on the markup of the Genius Act and the FIRM Act, two significant pieces of legislation addressing stablecoin regulation and the financial industry's regulatory framework. The Chairman noted the importance of providing clarity to the digital asset community and protecting American consumers, while also promoting innovation and competition within the financial sector. Members of both parties expressed varying viewpoints, with some highlighting concerns related to national security and the potential risks associated with stablecoins.
FL

Florida 2026 Regular Session

Appropriations Committee on Criminal and Civil Justice Jan 21st, 2026

Appropriations Committee on Criminal and Civil Justice

Transcript Highlights:
  • CS for SB 32 on injunctions for protection by Senator Sharif, you were recognized to explain the bill
  • Under current law, those victims often have no avenue for civil protection.
  • Under current law, those victims often have no avenue for civil protection.
  • Senate Bill 210 provides a public records exemption designed to protect the privacy and safety.
  • involved in petitions for injunctions for protection against serious violence by a known person.
Summary: The Appropriations Committee on Criminal and Civil Justice met with a quorum present and considered several bills. The committee heard and approved SB 504, allowing local governments to adopt standardized policies for code enforcement officers to use body cameras, and SB 506, which creates a related public records exemption for certain body camera recordings, including protections for minors and private information. Senator Smith raised questions about notice to property owners and use limitations, and Senator Osgood asked whether cameras must be on at all times; the sponsor said he would follow up on specifics. Both bills had support from local government and code enforcement groups and were reported favorably after adoption of an amendment to SB 504 clarifying training and familiarity with camera rules. The committee also approved CS/SB 32, creating a new injunction for protection against serious violence by a known person, and SB 210, the companion public records exemption for petitions involving that injunction. Senator Sharif said the bills fill a gap for victims who do not qualify under existing injunction categories, and supporters waived in favor. SB 676, by Senator Arrington, was also reported favorably; it creates a graduated penalty structure for contributing to the delinquency of a minor when the underlying conduct involves certain animal cruelty offenses, and increases penalties for fighting or baiting animals. Senator Osgood spoke in support, tying the bill to protecting children and animals, and several law enforcement and animal welfare groups waived in support. The committee further approved SB 432, which adds certain concentrated 7-OH to Schedule I, exempts FDA-approved veterinary xylazine products, creates a first-degree felony with a mandatory minimum for certain candy-like xylazine products, and establishes trafficking penalties for xylazine. Senator Osgood spoke at length in support, emphasizing overdose risks and the impact on people with substance use disorder. Finally, the committee passed SB 524, which revises duties and appointments related to the Medical Examiners Commission and district medical examiners, clarifies responsibilities within Chapter 943, and changes notification and curriculum approval provisions for criminal justice standards. All measures were reported favorably, and the committee adjourned without objection.
OK
Transcript Highlights:
  • Yes, they're clearly trying to put the first dollar risk onto the doctors into to The people providing
  • Ok, you reckon us for a follow-up, so Another concern is that carriers to avoid collection risk will
  • be very cost-effective Premium wise, would then hit the plan with the potential $10,000 collection risk
  • those type of plans, and the plans that they would keep, they would roll the Potential collection risk
  • They're going to look at what my risks are.
US
Transcript Highlights:
  • We are attentive to the- Risks on both sides of our mandate.
  • with the risks and uncertainties that we face.
  • , liquidity risk, interest rate risk, and things like that.
  • in the system and miss key idiosyncratic risks faced by the firms.
  • The fact that they're a sovereign risk.
Bills: SB257
MN

Minnesota 2025-2026 Regular Session

House Public Safety Finance and Policy Committee 2/25/26

Public Safety Finance and Policy

Transcript Highlights:
  • the ones who are protecting those who protect us or who work on us.
  • > who protecting those who protect us or who protecting those who protect us or who work<00:43
  • effect effective legal protection. effect effective legal protection.
  • and then protecting the people who are themselves protecting medical settings.
  • and then protecting the people who are themselves protecting medical settings.
TX

Texas 89th Regular

Trade, Workforce & Economic Development Apr 30th, 2025

Trade, Workforce & Economic Development

Transcript Highlights:
  • Office of Risk Management.
  • And I don't see anything as far as consumer protection.
  • That they are not sure there is a provision to protect them in this bill.
  • Members, this bill strengthens consumer protection and addresses emergency.
  • Wallace had recently acquired a firearm for protection.
MN

Minnesota 2025-2026 Regular Session

Commerce Committee Meeting - 2026-04-07

Commerce Finance and Policy

Transcript Highlights:
  • <00:23:05.280> our but do we have the means to protect our but do we have the means to protect
  • <00:28:45.440> law, which is a consumer protection law, which is a consumer protection law
  • <01:34:23.840> They'll safety and risk standards. They'll safety and risk standards.
  • IVOs must define measurable risk IVOs must define measurable risk metrics,<01:34:47.600> conduct
  • country with a model that protects country with a model that protects consumers,<01:35:53.920>
Bills: HF4456, HF4544, HF3698
AL

Alabama 2026 1st Special Session

Alabama House Insurance Committee Jan 28th, 2026

Insurance

Transcript Highlights:
  • Basically, it's protecting the dollars of an existing HSA, and it's basically a consumer protection bill
  • Basically, it's protecting the dollars of an existing HSA, and it's basically a consumer protection bill
  • Basically, it's protecting the dollars of an existing HSA, and it's basically a consumer protection bill
  • Basically, it's protecting the dollars of an existing HSA, and it's basically a consumer protection bill
  • Basically, it's protecting the dollars of an existing HSA, and it's basically a consumer protection bill
FL

Florida 2026 Regular Session

Appropriations Committee on Agriculture, Environment, and General Government Feb 18th, 2026

Appropriations Committee on Agriculture, Environment, and General Government

Transcript Highlights:
  • by the Florida Digital Service. ...government cybersecurity protection program to be administered by
  • I would appreciate this major step forward for our counties and cities to protect very important data
  • I would appreciate this major step forward for our counties and cities to protect very important data
  • With that, I'd ask for your favorable. counties and cities to protect very important data.
  • We went on, some of us, to form a nonprofit, the Florida Risk Institute.
Summary: The committee heard and advanced several bills related to engineering regulation, cybersecurity, financial services, and state administration. CS/SB 800 would increase penalties for repeated unlicensed engineering practice and create an engineering student loan assistance program funded by licensure fees and fines; it was reported favorably after questions about whether it would reimburse victims of unlicensed practitioners, with the sponsor noting it would not and that affected individuals would need to pursue complaints and private legal action. CS/SB 576 created a local government cybersecurity protection program administered by Florida Digital Service, with state purchasing of cybersecurity services and priority for fiscally constrained counties; it received support from local government and industry groups and was reported favorably. CS/SB 1078 set transition requirements for gubernatorial administrations, including liaisons, briefing books, office space, IT access, and controlled access to agency records under a memorandum of understanding, and it also passed favorably. The committee also approved CS/SB 314, which creates a regulatory framework for payment stablecoin issuers in Florida, and CS/SB 530, which updates lottery operations, security, retailer rules, and bonding requirements. CS/SB 1614, after adoption of a technical substitute amendment, would limit local governments’ eligibility for certain state funding if they have excess funds, have recently been audited by the legislative audit committee, or fail to affirm expenditure of prior funds; the sponsor said it would give the Joint Legislative Auditing Committee more enforcement leverage, and the bill was reported favorably. CS/SB 990 authorizes protective cell captive insurance companies to expand insurance market capacity and potentially lower premiums, while CS/SB 1588 is a step toward implementing last session’s gold and silver legal tender law; both were reported favorably. Additional bills passed included CS/SB 1440, which adds cybersecurity-related exemptions and reporting provisions for financial institutions, loan originators, and money service businesses, and CS/SB 1568, which creates a Florida Stable Coin Pilot Program allowing DFS fees to be paid with approved stablecoins. The stablecoin bill was amended to add guardrails, including fee limits, website notice requirements, and restrictions if no approved issuers are available. The committee also received a brief budget overview highlighting major funding items such as Florida Forever, Everglades restoration, water quality, Farmers Feeding Florida, citrus recovery, school lunches, state parks, and law enforcement and staffing items, and members later recorded additional votes before the committee adjourned.
TX

Texas 89th 2nd C.S.

Human Services Mar 18th, 2025

Human Services

Transcript Highlights:
  • If a child is identified as a clear concern for the risk of sex trafficking, There are care coordinating
  • Um, Caroline Roberts representing children at risk, and you are for the bill, is that correct?
  • collected in Lighthouse, of which nearly 10% scored a clear concern, which is that highest level of risk
  • behaviors. 95% of clear concern screenings in Texas show at least one of those risk indicators.
  • The ability to screen children puts into perspective just how many are at high risk and helps teams know