Transcript Highlights:

• The suite of risk management tools should provide a critical backstop for producers and ensure adequate
• improve our farmers' most... most important risk management tool.
• Crop insurance is the premier risk management tool for the American farmer.
• The Risk Management Agency and FSA offer important risk management programs and financial relief to farmers
• Yes, crop insurance is the number one risk management tool in the belt for ag lenders.

Keywords: farm bill, rural economy, crop insurance, access to credit, young farmers, USDA funding freeze, agricultural policy, risk management

Summary: The meeting of the agricultural committee focused on significant concerns regarding the current state of America's rural economy, highlighting the need for a strong five-year farm bill to address the challenges faced by farmers, particularly young and beginning farmers. Key testimony was given by multiple stakeholders including agricultural leaders and young farmers, emphasizing issues related to crop insurance, access to credit, and the adverse impact of recent USDA funding freezes. Various members discussed the necessity of risk management tools that farmers rely on to secure financing, which is crucial for sustaining agricultural operations and supporting rural communities. The importance of timely legislative action was underscored, as many farmers reported struggles in the current economic climate, raising urgency for reforms within the Farm Bill framework.

Transcript Highlights:

• That framing is popular, but we don't believe it's accurate and risks pushing policy in the wrong direction
• scores and risk classifications, wildfire risk models, catastrophe models, and filing rates.
• models and risk scores are.
• However, we're not included in any of those wild risk or wildfire risk scoring.
• risk effectively.

Bills: SB5928

Keywords: wildfire risk, disclosure, safety, environmental policy, risk assessment, 904, all

Summary: The Senate Business, Trade and Economic Development Committee held a work session on protecting children online, centered on a proposal to limit addictive algorithmic feeds for minors and restrict push notifications during school hours and at night. Supporters included an Assistant Attorney General, former Meta executives, and a University of Washington psychologist, who argued that social media design exploits adolescent development, that the bill would still allow minors to access content by searching or following accounts, and that companies can implement age assurance and safety tools while remaining profitable. They also said the measure is a moderate, constitutionally defensible approach compared with broader bans, and that self-regulation by platforms has been insufficient. Opponents from NetChoice and the Association of Washington Business argued that the bill would burden protected speech, require age verification and disclosure of proprietary systems, and could reduce personalization that also supports safety and parental controls. Committee members asked about profitability, age verification methods, and possible peer-support tools, but no vote was taken during the work session. The committee then held a public hearing on Senate Bill 5928, requested by the insurance commissioner, which would require property insurers to provide more transparency around wildfire risk scores, classifications, models, and related discounts or mitigation factors. Staff explained that the bill would require disclosures to consumers, allow appeals and reconsideration of scores, require insurers to include certain mitigation information in rate filings, keep model information confidential, and post information about available discounts. Senator Warnick said the bill responds to rising wildfire-related nonrenewals and premium increases in her district and elsewhere, and is intended to help consumers understand what is driving insurance decisions and how to mitigate risk. Testimony on SB 5928 was mixed. The Office of Insurance Commissioner, a Colville tribal representative, fire district leadership, climate advocates, Washington Realtors, the Washington Hospitality Association, and the Independent Insurance Agents and Brokers of Washington generally supported the bill, emphasizing consumer transparency, the importance of mitigation, and the need to include community and local fire protection efforts in risk scoring. Several supporters said wildfire risk information should help property owners appeal inaccurate scores and reduce losses. Insurance trade groups, including NAMIC, the Northwest Insurance Council, and APCIA, opposed or signed in as other, warning that the bill could expose proprietary underwriting information, increase compliance costs, trigger more regulation and litigation, and potentially discourage insurers from using wildfire scoring at all. Some of those groups said they were willing to continue working on amendments, including narrowing the bill to rate-setting or clarifying commercial line coverage. No vote was taken, and the chair closed the hearing after thanking the presenters.

Transcript Highlights:

• A developer of a high-risk AI system must use reasonable care to protect consumers from risks of algorithmic
• implemented a risk management program and has completed an impact assessment.
• recognized AI risk management practices, ...require high-risk AI systems to adopt recognized AI risk
• management frameworks and disclose their risk management practices.
• I think the risks tell themselves right there.

Bills: HB1170, HB2157, HB2225

Keywords: artificial intelligence, AI, generative AI, AI-generated content, deepfake, synthetic media, content provenance, provenance data, metadata, watermarking, disclosure, transparency, consumer protection, unfair or deceptive acts, unfair competition, Washington RCW, Title 19 RCW, platform regulation, AI detection tool, media authenticity

Summary: The committee held public hearings on three artificial intelligence bills. For HB 1170, which would require generative AI providers to offer provenance detection tools and include latent or manifest disclosures in AI-generated content, supporters said the bill would help combat deepfakes, disinformation, and harms to children. Opponents raised First Amendment, technical feasibility, and compliance concerns, arguing that watermarking can be removed or manipulated and that the bill could burden speech and small businesses. The Attorney General’s Office supported the goal but said the covered-provider definition and enforcement structure could be difficult to administer and costly. No vote was taken during the hearing. For HB 2157, regulating high-risk AI systems, staff explained that the bill would impose duties on developers and deployers to use reasonable care, conduct impact assessments, disclose AI use, and provide explanations for adverse decisions, with enforcement through private civil actions and a 45-day cure provision. The prime sponsor said the bill is intended to address discrimination in areas like hiring, housing, insurance, and health care, while limiting fiscal impact by avoiding AG enforcement. Supporters said the bill reflects needed consumer protections and risk-management practices. Business, tech, and civil liberties groups opposed it, warning that the definitions are too broad, the compliance burden is high, the private right of action invites litigation, and the bill could chill innovation and raise First Amendment issues. The Attorney General’s Office supported the concept but asked for changes, including AG enforcement, narrowing the cure provision, and revising presumptions and definitions. For HB 2225, concerning AI companion chatbots, staff said the bill would require chatbots that could be mistaken for humans to disclose that they are artificial, add protections for minors, prohibit manipulative engagement techniques, and require protocols for suicidal ideation and self-harm. The prime sponsor and Governor’s Office described the bill as a response to research and reported harms involving youth mental health, emotional dependency, and unsafe chatbot responses. The Attorney General’s Office supported the bill with technical edits, and several advocates, parents, psychologists, and faith and victim-rights groups testified in favor, describing suicides, sexual exploitation, and emotional manipulation linked to chatbots. Some witnesses urged stronger protections, clearer age-related triggers, and broader safeguards for harm to others and abuse. The hearing closed without a vote.

Transcript Highlights:

• So House Bill 2157 is the bill relating to regulating high-risk AI, and there is a proposed substitute
• by specifying that the chapter does not apply to insurers regulated under Title 48 RCW or any high-risk
• It removes the requirement that cities, towns, counties, and law enforcement review policies related
• It limits it to compliance with policies that were in effect prior to April 15, 2026.
• We also respond with Washington emergency management through EMAC deployments.

Bills: HB2397, HB2417, HB2157, HB2186, HB2225, HB2351

Keywords: fire services, reimbursement, state agencies, local jurisdictions, mobilization plan, military justice, victims' rights, militia, Washington code, legal protections, artificial intelligence, AI regulation, algorithmic discrimination, high-risk AI, machine learning, generative AI, synthetic content, impact assessment, risk management policy, consumer protection

Summary: The committee met on Friday, January 23rd, with executive session items and two public hearings, and first reviewed several bills in executive session. House Bill 2225, regulating AI companion chatbots, was briefed with two competing proposed substitutes and an amendment limiting enforcement to actions brought by the Attorney General. After discussion, the committee rejected the amendment and adopted the Thomas substitute, then voted 7-3 to report the bill out with a due pass recommendation. House Bill 2186, supporting acquisition of federal funds for economic development, was also considered with a substitute that narrowed Commerce’s duties unless there is a specific appropriation and adjusted timing and matching-fund provisions; it was reported out unanimously with a due pass recommendation. House Bill 2351 and House Bill 2157 were also briefed in executive session, but no final action was taken on them during the meeting. The first public hearing was on House Bill 2397, which would require more timely reimbursement to state agencies and local jurisdictions mobilized under the Washington State Fire Services mobilization plan. Testimony from fire officials and a finance manager described reimbursement delays of six to ten months, the strain on local budgets and reserves, and the risk that departments may stop participating in wildland deployments. Witnesses supported the bill but suggested technical refinements, including clarifying when the 60-day reimbursement clock starts and noting that staffing may be needed to meet the timeline. No one testified in opposition. The second public hearing was on House Bill 2417, which would add victim-rights protections to the Washington Code of Military Justice, aligning state military justice procedures with the federal Uniform Code of Military Justice. The prime sponsor and military legal witnesses explained that the bill would ensure consistent notice, participation, and fairness protections for victims when Guard members are serving under state authority, especially in Title 32 status. A veterans coalition also supported the measure, saying it closes an important gap and improves trust and accountability. No testimony was offered in opposition, and the bill was scheduled for future executive session.

Transcript Highlights:

• House Bill 2157 is the bill relating to high-risk AI systems.
• And the application of the remaining policies only applies to policies that are in effect prior to April
• Really, the policy before you is Thank you, Chair Ryu.
• The policy before you is about clarity, balance, and compassion.
• So I've been very supportive of this policy in the past.

Bills: HB2157, HB2351, HB2365, HB2357, HB2446, HB2523, HB2606

Keywords: artificial intelligence, AI regulation, algorithmic discrimination, high-risk AI, machine learning, generative AI, synthetic content, impact assessment, risk management policy, consumer protection, civil rights, discrimination, facial recognition, automated decision-making, deployers, developers, Washington RCW, Title 19 RCW, employment, housing

Summary: The Technology, Economic Development, and Veterans Committee met on January 27, first in executive session and later for public hearings. In executive session, the committee considered House Bills 2157 (high-risk AI systems), 2351 (protecting emergency responders and emergency response operations), 2365 (digital equity), 2357 (establishing the Washington Division of Civil Air Patrol), and 2446 (developing the quantum technology industry). Staff briefed proposed substitutes and amendments for each bill. The committee adopted amendments to HB 2157 exempting activities regulated by the Fair Credit Reporting Act and covered entities under HIPAA, and then advanced the bill. HB 2351 and HB 2365 also advanced after debate and amendment votes; several definition-related amendments to HB 2365 were adopted, while others, including a data-sharing amendment and a rural-area amendment, were rejected. HB 2357 passed without amendment, and HB 2446 advanced after adoption of an amendment extending the strategy deadline, broadening eligible contractors, and making a technical correction. The committee then held a public hearing on House Bill 2523, which would make the community reinvestment program ongoing, require periodic updates and reporting, and direct a study of fund distribution and use. Testifiers from workforce boards, tribal programs, reentry services, community organizations, and Commerce described successful uses of the program for job training, reentry, small business support, and economic mobility, and urged continued investment. Some witnesses suggested technical changes, including stronger accountability and clearer reporting. Commerce staff said the program had reached many organizations and people and supported the bill with technical recommendations. A second public hearing was held on House Bill 2606, which would update the Office of Privacy and Data Protection’s duties and performance measures in response to a JLARC audit. The bill would remove certain reporting requirements, add measures tied to privacy training, public contacts, staff education, and privacy assessments, and expand the office’s duties to include review of agency AI projects. The prime sponsor and the state chief privacy officer both said the bill aligns the office’s statute with its current capacity and JLARC’s recommendations, and the hearing concluded with no further committee action before adjournment.

Transcript Highlights:

• Many invasive procedures have well understood quantifiable risks, and when the probability of those risks
• I am the president of Summit Property Management based in Dallas.
• A month or two later, and the manager who's not represented by, by counsel, we try to get our managers
• They all said they had verbal leases with the previous management.
• I'm the policy manager at Texas Network of Youth Services. We call ourselves TNoise.

Bills: HB15, HB171, HB204

Keywords: flood risk, campground, safety regulations, civil penalty, guest safety, Harris County, flood control, governance, expansion, public health, local governance, environmental management

Bills: SB 410, SB 795, SB 2510, SB 728, SB 2689, HB 143

Keywords: Gulf Coast Protection District, navigation safety, special districts, state governance, Texas legislation, Gulf Coast, flood protection, storm risk management, coastal restoration, natural resources, prescribed burns, self-insurance, fire management, liability protection, rural land management, recycling, environment, sustainability, economic development, Texas Recycling Fund

Transcript Highlights:

• We are attentive to the risks on both sides of our dual mandate, and policy is well positioned to deal
• the risks.
• , liquidity risk, interest rate risk, and things like that.
• They're worried about their reputational risk because they don't like our policy. takes of these reports
• Is that a wise policy?

Bills: SB257

Keywords: supply chain resilience, critical supply chains, critical goods, manufacturing, domestic manufacturing, reshoring, nearshoring, supply chain security, supply chain shock, supply chain disruption, critical infrastructure, emerging technologies, semiconductors, microelectronics, artificial intelligence, quantum computing, robotics, advanced manufacturing, blockchain, cybersecurity

Bills: SB166, HB365, HB272, HB232, HB234, SB278, SB277

Keywords: Ten Commandments, public education, displays, funding, Alabama law, sex education, abstinence, public schools, parental consent, human reproductive process, teen pregnancy, educational policy, sexual risk avoidance, 1136, house, all

Transcript Highlights:

• House Bill 5317 gives the Risk Management Board the authority to create a self-insured retention fund
• Office of Risk Management.
• The State Office of Risk Management administers the Voluntary Insurance Program.
• Stephen Allbreath, testifying on behalf of the State Office of Risk Management.
• I'm the State Risk Manager for Texas. In that capacity, I serve as the Executive Director.

Bills: HB1958, HB2031, HB2879, HB3285, HB3995, HB4487, HB4558, HB4560, HB4876, HB4899, HB5212, HB5317, HB5543, HB5567, SB1333

Keywords: firearm possession, tenant rights, landlord regulations, civil penalties, property code, justified use of force, deadly force, property rights, home defense, smart devices, data privacy, personal data collection, user consent, mobile application, data transparency, HOA, property owners association, property owners' association, Texas Property Code, Chapter 202

Bills: SB19, HB40, HB27, HB40, HB27, HB40, HB27

Keywords: contraceptive rights, healthcare access, civil action, Attorney General, contraception enforcement, prostate cancer, health insurance, screening, high risk, cost-sharing, African American men, savings accounts, catastrophe, emergency funds, financial security, state laws, criminal justice, parole, Board of Pardons and Paroles, risk assessment

Transcript Highlights:

• Building a technology company is a long, high-risk journey.
• QSBS recognizes that risk and rewards its long-term commitment.
• I'm a senior policy analyst at the Washington State Budget and Policy Center.
• Yeah, that comes from estimates from the Institute of Taxation and Economic Policy.
• So we took a huge risk. We took a huge risk and a huge pay cut to solve this ourselves.

Bills: SB5893, SB6229, HB1376, SGA9306

Keywords: forest health, wildfire reduction, appropriations, environmental policy, natural resource management, capital gains, taxation, small business, state revenue, investment, economic growth, tax prepayment, tax regulation, financial planning, economic policy, 904, all

Summary: The Ways and Means Committee began with a hearing on the governor’s appointment of Kristen L. Frazier to the Board of Tax Appeals. Frazier described her long career as House fiscal counsel, her teaching and writing on Washington constitutional law, and her recent service on the board. Members praised her experience and confirmed they would vote on the appointment at a later meeting. The committee then heard Senate Bill 5893, which would transfer $65 million from the Natural Climate Solutions Account to the Wildfire Response, Forest Restoration, and Community Resilience Account to help fully fund wildfire response and forest health work. Staff explained the bill’s relationship to prior Climate Commitment Act and wildfire-resilience funding, and testimony from forest landowners, industry groups, and the Department of Natural Resources strongly supported the measure as necessary for wildfire suppression, forest thinning, and community protection. DNR said the funding would support current strategies and avoid major cuts to firefighting, detection, and partner pass-throughs. Next, the committee heard Senate Bill 6229, which would remove the state capital gains tax exemption for gains from qualified small business stock beginning in 2026. Staff estimated the bill would affect about 260 taxpayers and raise about $1.2 million in fiscal year 2027. Startup founders, venture capital representatives, and tech industry groups opposed the bill, arguing it would discourage entrepreneurship, investment, and job creation; a policy advocate supported it as a way to make the tax code less regressive and raise revenue from wealthy taxpayers. The committee also heard House Bill 1376, which would allow taxpayers to prepay capital gains tax up to six months early without interest; testimony was brief and opposed the bill as an additional tax burden. In executive session, the committee received briefings on a proposed substitute for Senate Bill 5395 on prior authorization transparency and AI use in health care, and on Substitute Senate Bill 5860 regarding school board compensation. The committee adopted the proposed second substitute for SB 5395 and voted it do pass to the Rules Committee. It then moved SB 5860 without recommendation to the Rules Committee. The meeting adjourned after those actions.

Bills: HB530, HB559, SB317, HB568, HB530, HB559, SB317, HB568

Keywords: tax exemption, Kidz Eatz, sales tax, non-profit, local government, loitering, mask mandate, public safety, school policy, college regulations, law enforcement, Alabama Innovation Corporation, board of directors, staggered terms, economic development, entrepreneurship, voting rights, restoration, pardons, Parole Board

Transcript Highlights:

• My name is Lani Ichinose, Department of Health Solid Waste Management Branch.
• Ichinose, Department of Health Solid Ichinose, Department of Health Solid Waste<00:03:37.200><c> Management
• We stand on our Waste Management Branch. We stand on our written<00:03:38.840><c> testimony.
• climate or a world plunged manageable climate or a world plunged into<00:08:57.920><c> chaos.
• Hawaii residents while financial risk Hawaii residents while meeting<00:11:06.640><c> state</c><00:11

Bills: SCR142, SCR39, SCR40, SCR83, SCR168, SCR96, SCR166, SCR172

Keywords: dust monitoring, public health, environmental quality, Waimanalo Gulch, air quality, particulate matter, community engagement, health risks, pollution mitigation, mattress stewardship, environmental protection, recycling, producer responsibility, solid waste management, environment, pollution, tourism, disposable bodyboards, polystyrene, marine ecosystems

Summary: The Committee on Energy and Environmental Protection held its final hearing of the session on April 17, 2026, and took up a series of Senate concurrent resolutions focused on environmental protection, waste reduction, and energy policy. Measures discussed included SCR 142 on dust monitoring near Waimanalo Gulch, SCR 39 on a mattress stewardship program, SCR 40 on banning disposable bodyboards, SCR 83 on a lithium-ion battery disposal facility, SCR 168 on a demolition waste reduction working group, SCR 96 on reporting on the Hawaii Electric Reliability Administrator, SCR 166 on PUC considerations for a generational energy commitment, and SCR 172 on a comprehensive analysis to reduce costs and financial risk while meeting state goals. Testimony was generally supportive of the environmental and waste-management measures. The Department of Health supported SCR 39 and provided comments on SCR 142; Climate Protectors Hawaii supported SCR 39, SCR 83, SCR 168, and SCR 172; the Office of Planning and Sustainable Development and Hawaii Reef and Ocean's Coalition submitted comments or support on SCR 168; and the Public Utilities Commission provided comments on SCR 96 and SCR 166. On SCR 166, Greenpeace Hawaii testified in opposition to LNG, arguing it would worsen pollution and climate impacts, while Earthjustice supported the intent but suggested amendments. Earthjustice also supported SCR 172 and offered friendly amendments to improve the study language. In decision-making, the chair recommended deferral of SCR 142 because an existing regulatory framework already addresses the issue. The committee then voted to pass SCR 39, SCR 40, SCR 83, SCR 96, and SCR 166 unamended. SCR 168 was passed with amendments to reflect OPSD's requested changes and to make the working group temporary, with a two-year term and annual reports due before session. SCR 172 was passed with amendments accepted from Earthjustice. Rep. Quinlan was noted as excused for the votes, and the committee adjourned after adopting the final recommendation.

Transcript Highlights:

• The bill before you is House Bill 2174, establishing accident risk zones.
• , but we are here in strong support of this policy goal.
• Members first management ordinances.
• It's legal-risk-driven.
• And because this bill includes in the definition of high-risk worker, or high-risk population, outdoor

Bills: HB2267, HB2183, HB2174, HB1529

Keywords: urban forestry, local government, environmental policy, tree management, community planning, heat response, counties, public health, emergency management, climate action, crash prevention, traffic safety, roadside regulations, emergency zones, public safety, state legislation, infrastructure, county resources, road construction, maintenance

Summary: The committee held public hearings on several local government bills. HB 2174 would allow counties, cities, towns, or the Department of Transportation to designate “accident risk zones” on roads with repeated crashes, hold a public hearing, conduct engineering and traffic investigations, increase enforcement, and use half of traffic penalties for safety improvements. The sponsor and local officials from Pasco and Colotis described fatal crashes on U.S. 12 and U.S. 395 and said the bill could provide a short-term safety tool while long-term roadway fixes are pursued. Supporters included counties and the Washington counties risk pool, though they raised concerns about liability, implementation, and the need for clearer language; a motorcycle advocate also asked for language to avoid targeted enforcement. The committee then closed the hearing on HB 2174. HB 2267 would direct the Department of Commerce to create a model urban forestry ordinance and guidance for local governments, prioritize avoiding tree removal, and create a grant program for jurisdictions that adopt the model or a substantially similar ordinance. The sponsor said the bill is intended to balance housing growth with tree canopy retention, climate resilience, stormwater management, and urban heat reduction. Environmental groups, the Puget Sound Partnership, and FutureWise supported the bill, while the Building Industry Association of Washington and the Master Builders Association opposed it, arguing that tying grants to the model ordinance could turn guidance into a mandate and that the bill could disadvantage housing production or create GMA-related legal risk. The committee then closed the hearing on HB 2267. HB 2183 would require counties planning under the Growth Management Act to adopt extreme heat response plans by July 1, 2027, covering immediate response, long-term mitigation, protection of high-risk populations, tribal coordination, and public education. The sponsor and physicians from Washington Physicians for Social Responsibility described the 2021 heat dome as a deadly mass-casualty event and argued counties need coordinated planning because hospitals and EMS were overwhelmed. Local public health officials supported the goal but asked for revisions to reduce duplication with existing emergency and hazard mitigation plans and to clarify leadership roles; the Department of Labor and Industries requested a reference to existing outdoor worker heat protections. Finally, HB 1529 would let counties perform roadway striping and paving work for cities without counting it against city public works limits or bidding thresholds, which the sponsor said would help smaller cities like Shelton use county equipment more efficiently. Cities and counties supported the bill as a practical cost-saving tool, while asphalt contractors, business groups, and labor representatives opposed it, citing concerns about competition, quality control, prevailing wage jobs, and the need for more stakeholder work. The committee ended the day after hearing all testimony and adjourned.

Transcript Highlights:

• </c> year-long policy disagreements. year-long policy disagreements.
• </c> for for the good polic chief policy for for the good polic chief policy director<01:11:12.960><c
• best to comply with that policy.
• </c> before, Rocky Mountain Power is a policy before, Rocky Mountain Power is a policy taker<01:38:38.880
• </c> comply with that policy. comply with that policy.

Bills: SJ0001, SF0017

Keywords: mineral leasing, federal lands, Wyoming, energy policy, local control, federalism, forestry management, good neighbor authority, state lands, employee funding, donations, revolving account, 916, all

Bills: SJ0001, SF0017

Keywords: mineral leasing, federal lands, Wyoming, energy policy, local control, federalism, forestry management, good neighbor authority, state lands, employee funding, donations, revolving account, 916, all

Transcript Highlights:

• think that some of the kind of corporate work in terms of how PBMs and how prescriptions are now managed
• think that some of the kind of corporate work in terms of how PBMs and how prescriptions are now managed
• conduct a comprehensive analysis on the best paths to maximize cost reduction and minimize financial risk
• Hawaii</c><00:25:17.279><c> residents</c><00:25:17.600><c> while</c><00:25:17.840><c> meeting</c> risk
• to Hawaii residents while meeting risk to Hawaii residents while meeting state<00:25:18.400><c> goals

Bills: SCR96, SCR109, SCR164, SCR172, SCR166

Keywords: electric reliability, renewable energy, interconnection, Hawaii Electric Reliability Administrator, Public Utilities Commission, capacity shortfalls, energy policies, mail-order pharmacy, insurance, healthcare access, chronic disease management, cost savings, rural access, emergency healthcare, patient adherence, critical infrastructure, foreign influence, local control, energy dependence, economic resilience

Summary: The Committee on Consumer Protection and Commerce heard several Senate concurrent resolutions related to utilities, pharmacy access, critical infrastructure, and energy policy. STR 96 SD1 asked the Public Utilities Commission (PUC) to report on the progress of the Hawaii Electric Reliability Administrator; the PUC offered written comments and the measure later advanced as is. STR 109 SD1 urged the insurance commissioner to study expanding mail-order pharmacy use. Testimony was split: DCCA’s insurance division, HMSA, and the Hawaii Association of Health Plans supported the study, while Shipa and the Hawaii Pharmacist Association opposed it, arguing mail-order pharmacy is already available and that in-person pharmacist counseling should be preserved. The measure was ultimately deferred. The committee also heard STR 164 SD1 on protecting Hawaii’s critical infrastructure from foreign influence. Greenpeace Hawaii and 350 Hawaii strongly supported the resolution, framing it as a consumer protection and resilience measure tied to reducing dependence on imports and strengthening local food and energy systems. No opposition was presented, and the resolution was moved out as is. STR 172 SD1 HD1 directed the PUC to conduct a comprehensive analysis of ways to maximize cost reduction and minimize financial risk while meeting state goals. DCCA, the Hawaii State Energy Office, and the PUC offered comments, and Earthjustice supported the measure; it was also advanced as is. For STR 166 SD1, which concerns how the PUC should evaluate generational energy commitments, DCCA, the Hawaii State Energy Office, and the PUC provided comments, while 350 Hawaii, Greenpeace Hawaii, and others opposed any move toward LNG, arguing it would harm ratepayers and conflict with Hawaii’s renewable goals. After discussion, the committee amended the resolution to add language directing the PUC to evaluate any LNG or other imported-fuel proposal for its potential effects on or delays to the state’s renewable portfolio standards, including the 2045 deadline. The amended resolution then passed, and the committee adjourned.

Transcript Highlights:

• , group or blanket policies, franchise health policies, and health maintenance organizations (HMOs).
• particular risk.
• , credit risk, and terrorism.
• We have Barney Bishop, Florida Risk Institute. We have Barney Bishop, Florida Risk Institute.
• What I'd like to add is, first of all, I am the CFO of the Florida Sheriff Risk Management Fund, and

Bills: S0158, S0314, S0618, S0684, S0838, S0990, S1000, S1082, S1452, S1494, S1500, S1568, S1706

Keywords: pet insurance, consumer protection, insurance regulation, policy disclosure, agent training, payment stablecoin, financial regulation, anti-money laundering, state oversight, digital currency, financial services, workers compensation, Florida statute, commercial insurance, insurance board, electronic signatures, vehicle titles, insurance regulations, auditing, total loss vehicles

Summary: The Banking and Insurance Committee heard and advanced a wide range of insurance, financial services, and probate bills. Early in the meeting, SB 1000 on trust fund interest for attorney trust accounts was explained as setting a floor and ceiling tied to the Wall Street Journal prime rate and was reported favorably. The committee then took up CS/SB 1082 on a statewide provider and health plan claim dispute resolution program for emergency out-of-network claims. After extensive discussion about the relationship between the state and federal No Surprises Act processes, an amendment was withdrawn due to concerns about clarity and scope, but the bill itself was supported by providers and insurers and was reported favorably. The committee also approved SB 684 on electronic signatures for total loss vehicles and vessels, CS/SB 158 on pet insurance consumer disclosures and agent education, SB 1494 expanding breast cancer screening coverage, CS/SB 314 on digital assets and stablecoin issuers, and CS/SB 1500 on uncontested probate procedures and small-estate administration. SB 618 on workers’ compensation insurance was amended to raise the consent-to-rate cap for workers’ compensation policies from 10% to 20% and then reported favorably, with supporters saying it would help keep higher-risk employers in the voluntary market. CS/SB 1568 creating a Florida Stablecoin Pilot Program was amended to remove authority for a Florida coin and limit the program to existing stablecoins, then passed. Later, the committee approved CS/SB 838 on electronic payment convenience fees for retail installment contracts, with the sponsor emphasizing that a fee-free payment option must still be offered. SB 1452, the Department of Financial Services agency bill, was amended and reported favorably; it covered My Safe Florida Home administration, insurance and licensing changes, unclaimed property updates, and other DFS-related provisions. The committee also passed SB 1706 on the My Safe Florida Condominium Pilot Program, targeting owner-occupied condominiums at or below 80% of area median income, and SB 990 on protected cell captive insurance companies, which supporters said would modernize Florida’s captive insurance laws and encourage more competition. The meeting ended with all listed bills reported favorably and the committee adjourned.

Transcript Highlights:

• It would allow the Department of Finance Division Risk Management Bond Program to satisfy the requirements
• ><c> to</c> division risk management bond program to division risk management bond program to satisfy
• </c><00:08:47.360><c> company</c> there is the property management company there is the property management
• , the local property management person, the merchant of record.
• </c> insure insurance insurance policy insure insurance insurance policy holders<00:24:51.600><c> by<

Bills: SB294, HB296, HB300, SB269

Keywords: public officers, bonding, risk management, notification, delinquency, consumer protection, rental home, marketplace guarantees, insurance, commissioner of insurance, healthcare, breast cancer screening, insurance coverage, deductible, copayment, emergency medical services, ambulance reimbursement, health care insurers, balance billing, provider networks