Transcript Highlights:

• <01:10:02.880> start prediction markets grow, we will start prediction markets grow, we will
• law prediction markets by bringing law prediction markets by bringing law enforcement<01:10:24.400
• an prediction market or advertise an prediction market or advertise an illegal<01:10:41.760> prediction
• 01:14:26.880> form<01:14:27.040> of prediction markets to be a form of prediction markets
• and<01:24:41.760> I times prediction markets like and and I times prediction markets like

Bills: HF1758, HF4437, HF4353

Keywords: infertility, health insurance, fertility preservation, medical assistance, MinnesotaCare, prediction markets, sports betting, online wagering, event contracts, election betting, political betting, sportsbook, gambling regulation, lawful gambling license, Gambling Control Board, unauthorized gaming, esports betting, financial technology, payment processor, advertising restrictions

Summary: The Commerce, Finance, and Policy Committee met on April 9, approved the April 7 minutes, and then took up House File 1758, the Minnesota Building Families Act, with the intent to lay the bill over. The committee adopted two author’s amendments: the A2 amendment, which updated dates in the bill, and the A4 amendment, which added religious freedom exemption language to align the bill with a companion measure heard in the Health Committee. The bill was then presented as amended by Rep. Cherisa Watun, who said it would require insurance coverage for infertility diagnosis and treatment, lower cost sharing, and help families avoid severe financial strain. She emphasized that the bill would not change current surrogacy law and said the third-party language was needed so coverage would apply when assisted reproduction involves donated embryos or other genetic material. Supporters testified that infertility is common and costly, describing personal experiences with miscarriages, IVF, second mortgages, retirement savings, and other financial sacrifices to have children. Mariah Gran of the Minnesota Families Association said fertility coverage improves outcomes and can reduce costs, citing studies and employer experience. Anna Marie McDonald described losing fertility coverage after infertility was added to her medical record and said her family took out a second mortgage to afford IVF. Dr. April Bachelor, a reproductive endocrinologist, testified that lack of coverage pushes patients toward delayed care or riskier, less effective options and can lead to higher-risk pregnancies and higher long-term costs. Opponents argued the bill could be interpreted to cover surrogacy and objected to using insurance for IVF and related services. Dan Andre of the Minnesota Council of Health Plans said the mandate would create state defrayal costs in the individual and small group markets, with no cap on the state’s exposure, and noted a prior estimate of about $18 million annually. Rebecca Delahunt of the Minnesota Family Council said the bill’s language could be read to include surrogacy and raised ethical objections. Maggie Heny of the Minnesota Catholic Conference said couples should instead be helped through restorative reproductive medicine, not IVF, and warned of premium and taxpayer costs. Renee Oaks, a fertility care practitioner, also opposed the bill, saying infertility is often a symptom of treatable conditions and that restorative reproductive medicine can address underlying causes more effectively than IVF. The committee did not take final action on the bill beyond adopting the amendments and laying it over.

Transcript Highlights:

• So it's very appropriate to have prediction markets in that context.
• So it's very appropriate to have prediction markets in that context.
• markets and Legislation on prediction markets, and you guys really came up with it.
• They've come in and are offering prediction market wagering, sports wagering.
• Uh, moving on to HB 2198 relating to prediction markets.

Bills: HB2227, HB1775, HB1560, HB1642, HB1647, HB2003, HB1640, HB2198

Keywords: eviction, housing stability, tenant screening, court records, writ of possession, foreclosures, public sale, eligible bidders, housing, downpayment, judicial foreclosure, digital financial assets, consumer protection, financial kiosks, refunds, transaction security, HB1642, Hawaii, cryptocurrency ATM, crypto ATM

Summary: The committee on Consumer Protection and Commerce met on February 5, 2026, and heard testimony on several bills, beginning with HB 227 relating to eviction records. Supporters, including the Public First Law Center and the Office of Hawaiian Affairs, argued the bill would help people who prevail in eviction cases avoid long-term housing harm from online court records, while the Public First Law Center said keeping records off eCourt Kokua would not violate the First Amendment because the records would still be available in person. Members discussed access-to-justice concerns, and a witness said legal aid attorneys could still access the records through the attorney-only Jeff’s system and the court’s access-to-justice room. The chair also asked about precedent, and a witness cited a Hawaii Supreme Court case as supporting removal from the online database rather than sealing records entirely. The committee then took up HP 1775 relating to foreclosures, but the transcript only shows in-person opposition comments from the Hawaii State Bar Association Collection Law Section, the Hawaii Credit Union League, and the Hawaii Bankers Association. The credit union and banking groups said they had concerns about broader negative impacts on mortgage lending and other requirements, but no detailed discussion or action was captured before the committee moved on. The next measure, HB 1560 relating to consumer protection, drew support from the Office of Consumer Protection and cryptocurrency companies including Coinflip and America Digital, which said they already use wallet-pinning and other safeguards to prevent fraud. AARP Hawaii did not take a formal position but said the bill addressed a real problem, noting that Hawaii residents, especially in Kona, had lost more than $920,000 in 2024 to cryptocurrency ATM scams and arguing that stronger oversight was needed. The committee also heard HB 1642, which would ban cryptocurrency kiosks. The Office of Consumer Protection supported the ban as the best way to protect consumers from fraud, while Coinflip, Bitcoin Depot, and America Digital opposed it, arguing kiosks provide cash-based access to crypto, especially for unbanked or underbanked consumers, and that targeted regulation would be better than an outright ban. AARP Hawaii took no formal position but strongly emphasized the harm caused by scams, saying victims are often frightened into acting quickly and that kiosk transactions currently lack enough friction or intervention. Finally, HB 1647, also on consumer protection, would impose liability on host businesses that provide space for crypto kiosks. The Office of Consumer Protection warned small businesses might not understand the liability, while Coinflip, Bitcoin Depot, and America Digital opposed the bill, saying it would unfairly shift enforcement duties to host stores and could discourage businesses from hosting kiosks, effectively creating a de facto ban. No votes or final committee actions were taken in the portion of the meeting provided.

Transcript Highlights:

• It weakens markets and reduces consumer welfare.
• It weakens markets and harms literacy.
• <00:37:45.200> Um market. So thank you for this bill. Um market.
• He said libraries don't operate in a free market system.
• He said libraries don't operate in a free market system.

Bills: HF3698, HF4243, HF4239, HF4241, HF4242, HF4240

Keywords: libraries, electronic books, digital audiobooks, licensing agreements, public access, campaign finance, elections, political contributions, disclosure, reporting thresholds, economic interest statements, financial disclosure, ethics, public officials, local officials, metropolitan governmental unit, metropolitan area, candidate filings, principal campaign committee, political committee

Bills: HB2198, HB2021, HB1881, HB1964, HB1990, HB2151, HB2599, HB2414

Keywords: gambling, prediction markets, Hawaii gambling laws, financial contracts, ethical concerns, electric bicycles, micro-mobility devices, safety regulations, traffic laws, insurance exemption, high-speed electric devices, land use, ropeway, transportation, state regulation, government exemption, building code, permitting process, training, state council

Transcript Highlights:

• Um, free market determines it and you see a lot of Teslas already on the road.
• it and you see a free market determines it and you see a lot<00:26:48.400> of<00:26:48.559>
• of the market for fossil fuels<01:03:49.520> or<01:03:49.760> missed<01:03:50.079>
• He writes that methane<01:05:05.520> marketed<01:05:06.000> as<01:05:06.240> natural
• as natural gas or LG is methane marketed as natural gas or LG is a<01:05:08.480> super<01:05:

Bills: HB2198, HB2021, HB1881, HB1964, HB1990, HB2151, HB2599, HB2414

Keywords: gambling, prediction markets, Hawaii gambling laws, financial contracts, ethical concerns, electric bicycles, micro-mobility devices, safety regulations, traffic laws, insurance exemption, high-speed electric devices, land use, ropeway, transportation, state regulation, government exemption, building code, permitting process, training, state council

Transcript Highlights:

• I predict what will happen.

Bills: SB298, SB300, SB371

Keywords: employee relocation, headquarters, Small Business Administration, Washington metropolitan area, telework, cost reduction, rural markets, geographic diversity, disaster loans, accountability, reporting, loan forgiveness, federal funding, SBA reforms, small business, disaster assistance, transparency, report publication, government accountability

Transcript Highlights:

• Um, so, we do have a lot of these in the market right now, and I hope part of what you're working out
• Um, so, we do have a lot of these in the market right now, and I hope part of what you're working out
• Depending on job market conditions, it could take most of fiscal year 28 to fully staff the office

Bills: HF3489, HF3393, HF3785, SF856, HF4006, HF4615, HF3919, HF4591, HF3682, HF4240

Keywords: grooming, child protection, student safety, sexual exploitation, educator licensing, teacher discipline, mandatory reporting, mandated reporter training, school misconduct, predatory offender, child abuse, sexual abuse, sex trafficking, child sexual abuse material, child pornography, position of authority, school employee, school administrator, license revocation, license suspension

Transcript Highlights:

• violent criminals are far more likely to use firearms that were stolen and obtained on the black market
• were stolen and obtained on<00:18:25.200> the<00:18:25.280> black<00:18:25.520> market
• <00:18:25.920> with<00:18:26.080> obliterated on the black market with obliterated
• on the black market with obliterated serial<00:18:27.159> numbers<00:18:28.120> than<00
• The market value is in the $400 range.

Bills: HF2354, HF3407, HF4359, HF4192, HF3356, HF3695, HF1597, HF3155, HF3871, HF4437, HF4446, HF3990

Keywords: medical assistance, fraud prevention, subpoena authority, criminal penalties, consumer protection, ghost guns, unserialized firearms, 3D-printed guns, 3D printer firearms, CNC milling, home-built firearms, firearm serialization, serial numbers, unfinished frame, unfinished receiver, ghost gun ban, gun control, firearm design files, CAD files, digital gun blueprints

Transcript Highlights:

• So what are prediction markets?
• > prediction markets circumvent our prediction markets circumvent our authority<00:26:27.360> and<
• > market The most well-known prediction market The most well-known prediction market Koshi<00:
• ability to offer a prediction market. ability to offer a prediction market.
• good summary about prediction markets. good summary about prediction markets.

Bills: HF2354, HF3407, HF4359, HF4192, HF3356, HF3695, HF1597, HF3155, HF3871, HF4437, HF4446, HF3990

Keywords: medical assistance, fraud prevention, subpoena authority, criminal penalties, consumer protection, ghost guns, unserialized firearms, 3D-printed guns, 3D printer firearms, CNC milling, home-built firearms, firearm serialization, serial numbers, unfinished frame, unfinished receiver, ghost gun ban, gun control, firearm design files, CAD files, digital gun blueprints

Transcript Highlights:

• quality and ensuring that our constituents remain vulnerable to price shocks. from volatile oil and gas markets

Bills: SB347, SB351

Keywords: brownfields, brownfield cleanup, site remediation, environmental cleanup, contaminated property, redevelopment, revitalization, CERCLA, Superfund, EPA grants, state response programs, environmental justice, disadvantaged communities, small communities, local government grants, nonprofit eligibility, community engagement, Alaska Native tribes, Regional Corporations, Village Corporations

Transcript Highlights:

• <00:04:03.560> technology The vendor may use predictive technology The vendor may use predictive
• , there is only one company in the market, there is only one company in the market, then<00:31:17.160
• We pay above market salaries.
• <01:31:17.040> We<01:31:17.200> have pay above market salaries.
• We have pay above market salaries.

Bills: HF3753, HF4299, HF4700, HF4282, HF4139, HF3530, HF4031

Keywords: school safety, threat assessment, pilot project, education, real-time monitoring, public safety, HF4299, school safety specialists, Minnesota School Safety Center, appropriation, general fund, fiscal year 2026, school security, school violence prevention, student safety, Department of Public Safety, school resource support, education funding, peace officer, training reimbursement

Transcript Highlights:

• opportunities for small and mid-sized farmers, allowing them to diversify their income. and meet market
• I would like to begin by emphasizing our shared objective. to establish a more regulated market that
• The office would promote farm-to-table and farm-to-market food points to encourage local farmers to work
• Okay, and then the next one would be often farm-to-market price or complete natural products, especially
• Will this bill ensure that products from small producers in rural counties are paid a fair market value

Bills: HB147, HB 1113, HB 1203, HB 1269, HB 1276, HB 1277, HB1437, HB147

Keywords: livestock, brands, marks, earmarks, tattoos, electronic registry, Texas Animal Health Commission, county clerk, Agriculture Code, cattle, hogs, sheep, goats, horses, animal identification, brand registry, livestock traceability, electronic filing, rerecording, law enforcement access

Transcript Highlights:

• encourage the creation of capital markets in Texas.
• He introduced his capital markets package.
• Let me take a moment to give an example. that Senator Nichols is a market maker.
• This is the bulk of what we're doing. doing here on our capital markets package for Texas.
• We want those resources. to come online and be used as part of our market structure.

Bills: SB264, SB542, SB924, SB1008, SB1029, SB1036, SB1057, SB1058, SB1185, SB1202, SB1358, SB1364, SB1376, SB1569, SB1664, SB1697, SJR50

Keywords: SB 264, Texas Workers' Compensation Act, group self-insurance, self-insured groups, workers' compensation, Texas Department of Insurance, commissioner of insurance, certificate of approval, guaranty fund, trust fund, wind down, dissolution, labor code, insurance regulation, employer coverage, risk pool, business and commerce, trade workforce economic development, property owners' association, water conservation

Transcript Highlights:

• You have to have a way to hedge the market and make sure you're not losing money there.
• At the time, California was our third largest market.
• We prefer to let the free market dictate the pricing.
• We would love to see the free market decide.
• systems, and the power... ...that is in the power market that we have available today.

Bills: SB383, SB1012, SB1181, SB1705, SB2075, SB2221, SB2586, SB2864, SB2994

Keywords: SB 383, ERCOT, Texas Utilities Code, interconnection, wind power facility, offshore wind, coastal wind, nearshore wind, Gulf of America, Texas coast, three marine leagues, electric grid, transmission line, distribution facility, renewable energy, battery storage, energy storage, grid access, power grid, electric service

Transcript Highlights:

• At the time, California was our third-largest market.
• You know, we prefer to let the free market dictate the pricing.
• I mean, we would love to see the free market decide.
• systems, and the power that is in the power market that we have available today.
• But the second part of the bill takes a market approach to them outperforming their goals.

Bills: SB383, SB1012, SB1181, SB1705, SB2075, SB2221, SB2586, SB2864, SB2994

Keywords: SB 383, ERCOT, Texas Utilities Code, interconnection, wind power facility, offshore wind, coastal wind, nearshore wind, Gulf of America, Texas coast, three marine leagues, electric grid, transmission line, distribution facility, renewable energy, battery storage, energy storage, grid access, power grid, electric service

Summary: The committee took up a long list of pending bills before moving to several bills on the day’s posting. It reported favorably SB 438, SB 512, SB 647, SB 648, SB 715, SB 758, SB 1964, SB 2121, SB 2145, SB 2167, SB 2330, SB 2349, SB 2443, SB 2629, SB 2702, SB 1495, and SB 2268, with several of those adopted from committee substitutes. Some measures were sent to the local and uncontested calendar, while others were reported to the full Senate. Votes on the pending-business bills were generally strong, though SB 715 and SB 2330 drew recorded opposition; SB 647 and SB 648 had one member present not voting because of confusion over the deed-related bills. A major discussion centered on SB 715, which would establish a reliability standard and penalties/incentives for generation resources. Senator Sparks said the committee substitute would avoid unfairly penalizing existing dispatchable generation, allow wind and solar to qualify through storage or backup power, give the PUC flexibility to set standards and phase in the program, and exempt switchable units. Critics raised concerns that it could raise consumer costs and destabilize the market, while supporters argued it would improve reliability. The committee substitute was adopted and the bill was reported out 6-4. The committee also heard testimony on SB 2330, dealing with payroll deduction for association dues, where the author said the bill would end state involvement in dues collection except for first responders covered by meet-and-confer agreements. Members questioned why teachers and other employees were treated differently, and the bill was reported out 6-5. Other notable bills included SB 2864 on building-integrated photovoltaics, SB 1012 on sale of surplus state property, SB 2221 on fraudulent UCC filings, SB 1705 regulating cryptocurrency kiosks with licensing, transaction limits, fee caps, and a 72-hour hold, SB 1181 on combative sports licensing, SB 2586 on HOA transparency, SB 2075 as a TDLR cleanup bill, and SB 383 restricting offshore wind interconnection based on impacts to shipping, wildlife, and coastal interests. Several of these were left pending after testimony, with SB 1705 drawing both law enforcement support and industry concerns over the fee caps and limits.

Transcript Highlights:

• I think there's a lot of debate about the future in many ways, especially in smaller markets about what
• Let's define the outcome we want, flexible, large load, and then let the market solve for the solutions
• Uh, to, to both, uh, improve upon, you know, the ERCOP market, um, and also set, um, set the stage for
• signals to, to, to, you know, get more generation into, into the ERCOT market.
• HB 4016 is a common-sense market-ready solution to a problem we can't afford to ignore.

Bills: HB 1951, HB 2715, HB 3092, HB 3237, HB 3278, HB 3511, HB 3592, HB 3675, HB 3778, HB 3782, HB 3826, HB 3970, HB 4016, HB 4049, HB 4341, HB 4344, HB 4406, HB 4427

Keywords: collective bargaining, public works, government contracts, labor agreements, state funding, removal from office, political subdivisions, local government, judicial proceedings, administrative judicial region, electric transmission, public convenience, landowner consent, utility regulation, energy infrastructure, energy consumption, higher education, governmental entities, sustainability, electricity reduction

Transcript Highlights:

• In many ways, especially in smaller markets, there is considerable debate about our future regarding
• Let's define the outcome we want: flexible large load and then let market solve for the solutions.
• That is something we're leaving to the market participants to decide.
• The bill aims to create the right market signals to get more generation into the ERCOT market.
• HB4016 is a common sense, market-ready solution to a problem we can't afford to fix.

Bills: HB1951, HB2715, HB3092, HB3237, HB3278, HB3511, HB3592, HB3675, HB3778, HB3782, HB3826, HB3970, HB4016, HB4049, HB4341, HB4344, HB4406, HB4427

Keywords: collective bargaining, public works, government contracts, labor agreements, state funding, removal from office, political subdivisions, local government, judicial proceedings, administrative judicial region, electric transmission, public convenience, landowner consent, utility regulation, energy infrastructure, energy consumption, higher education, governmental entities, sustainability, electricity reduction

Transcript Highlights:

• In a free market, you know, the best bid gets the work. Okay. All right, thank you.
• That study did not adjust for market size or the scale of the project, and a lot of factors need to be
• I find it hard to believe that 97.245 percent of the market is in fear of this small percentage that
• Years, which is a very difficult prediction to digest.
• All forecasts are wrong because you can't predict the future.

Bills: HB1951, HB2715, HB3092, HB3237, HB3278, HB3511, HB3592, HB3675, HB3778, HB3782, HB3826, HB3970, HB4016, HB4049, HB4341, HB4344, HB4406, HB4427

Keywords: collective bargaining, public works, government contracts, labor agreements, state funding, removal from office, political subdivisions, local government, judicial proceedings, administrative judicial region, electric transmission, public convenience, landowner consent, utility regulation, energy infrastructure, energy consumption, higher education, governmental entities, sustainability, electricity reduction

Transcript Highlights:

• sports wagering and prediction markets. sports wagering and prediction markets.
• already exists prior to the prediction already exists prior to the prediction market. market. market
• <00:40:58.800> markets prediction markets prediction markets uh<00:41:00.240> legal<00:
• prediction market on red or black. prediction market on red or black.
• <01:27:17.640> markets, uh banning predictions markets, uh banning predictions markets, but

Keywords: 1187, senate, all

Transcript Highlights:

• We can even predict trait values and look at how well our prediction aligns to what they really achieve
• So I'm a free market guy. I think the market capitalism will drive how that is.
• So you bring up the free market. Is that what this bill is about, free market?
• I believe this goes back to marketing and where do we market. And where do we market?
• This goes back to marketing, and where do we market some of these animals?

Bills: HB3270, HB3145, HB3056

Keywords: farmed cervidae, chronic wasting disease, genetic resistance, wildlife management, agriculture, wildlife tagging, hunting regulations, Cervidae family, feral swine, exotic wildlife, conservation, commercial hunting, raw milk, unpasteurized, farm sales, Oklahoma Milk and Milk Products Act, local producers, advertising

Summary: The committee heard a lengthy presentation from Texas A&M professor Chris Seaberry on chronic wasting disease (CWD) genetics in deer and elk. He argued that susceptibility to CWD is polygenic, that genomic prediction can identify more resistant animals with high accuracy, and that selecting for resistant breeding values plus the PRNP codon 96 S allele could reduce disease prevalence. He said his work has been used in USDA/APHIS programs, that some facilities have been cleaned up using these methods, and that concerns about inbreeding, increased shedding, or harm to hunting quality are overstated. Committee members questioned the science, the risk of releasing potentially infected animals, the financial incentives for breeders, and whether wildlife agencies were resisting the program for philosophical or institutional reasons. The witness and senators also discussed the Department of Wildlife’s role, the Attorney General’s opinion, and whether the state should act more quickly or wait for more data. The committee then took up House Bill 3270, which would shift rulemaking authority for the deer-release/CWD program from the Department of Wildlife to the Department of Agriculture after members said Wildlife had failed to promulgate rules for two years. The Department of Wildlife testified that it believed it had complied by collecting native deer samples and that it had been operating under a different understanding until the Attorney General’s March 5 opinion clarified the original law. After debate over agency inaction, the adequacy of the science, and the impact on deer breeders and hunters, the committee voted 3-9 against the bill, and HB 3270 failed. The committee also confirmed Jessica Wilcox to an executive nomination by a 12-0 vote. It then advanced House Bill 3145, which clarifies tagging rules for commercial hunts by making $10 tags apply only to male native wildlife and $0 tags apply to female, feral swine, and exotic wildlife; the bill passed 12-0. Finally, the committee heard House Bill 3056, which would allow unpasteurized cow, goat, and sheep milk to be sold at feed stores and farmers markets with labeling; members questioned gallon limits and whether the bill included adequate warning language, but no final action was taken in the portion provided.