Transcript Highlights:

• Fourth, it authorizes rather than requires OFR to deny an applicant's registration if certain persons
• Fourth, it authorizes rather than requires OFR to deny an applicant's registration if certain persons
• Fourth, it authorizes rather than requires OFR to deny an applicant's registration if certain persons
• To deny an applicant's registration if certain persons, such as a control person, has engaged in any
• Chair, and thank you for this personal privilege. I would like to acknowledge Ms.

Bills: S0198, S0570, S0772, S0808, S1038, S1040, S1286, S1440, S1504, S1668

Keywords: virtual currency, kiosks, money services business, regulation, financial services, consumer protection, cryptocurrency, registration, payment scams, task force, fraud prevention, property insurance, roofing requirements, inspector, insurance policies, homeowners insurance, roof age, residential structures, insurance renewal, investment

Summary: The Committee on Banking and Insurance met with a quorum present and took up a series of bills, beginning with SB 1286 by Senator Wright. That bill expands the law enforcement recruitment bonus program to include firefighters, creates a DFS grant review panel for fire-related grants, and establishes an institute for PTSD and first-responder behavioral health. Testimony from fire chiefs and others supported the measure, and the committee reported it favorably. The committee then considered several insurance and financial regulation bills. CS/SB 198 by Senator Rousan, as amended, regulates virtual currency kiosks with transaction limits, notice and receipt requirements, and OFR enforcement authority; witnesses described it as a needed anti-fraud measure, especially for seniors, and it was reported favorably. CS/SB 772 by Senator Burgess, as amended, allows limited licenses for portable electronics and eyewear insurance, and CS/SB 1504 by Senator Claudio, as amended, creates a pathway for high school students to qualify for insurance customer representative licensure; both were reported favorably. The committee also approved two cryptocurrency reserve bills by Senator Gruters: CS/SB 1038 creates the Florida Strategic Cryptocurrency Reserve framework, and CS/SB 1040 creates the related trust fund; both received technical amendments and favorable reports. CS/SB 1440 by Senator Martin, as amended, creates public records exemptions and cybersecurity reporting provisions for financial institutions and related entities, and it was reported favorably. Finally, SB 1668 by Senator Burton, which updates the NICA program’s funding and benefit structure, and CS/SB 570 by Senator Polsky, which creates a task force on payment scams, were both heard with supportive testimony and reported favorably. Senators later recorded additional affirmative votes on selected bills before the committee adjourned.

Transcript Highlights:

• Many digital assets have similarly been sold as ancillary assets to raise capital to develop a blockchain-based
• with any other person.
• have simply called this market in this new asset class crypto assets.
• There's just over 300 assets on our platform.
• The SEC has characterized all digital assets as crypto-asset securities, and they very plainly said this

Keywords: Digital Assets, Bitcoin, Stablecoins, Legislation, Bipartisan, Consumer Protection, Regulatory Framework, Financial Innovation, Testimony

Summary: The inaugural meeting of the Digital Assets Subcommittee brought a wave of excitement and anticipation regarding the future of digital assets, including Bitcoin and stablecoins. Chair Lummis expressed gratitude towards Senator Scott for establishing the subcommittee, indicating a commitment to promote responsible innovation while safeguarding consumers. Members discussed the necessity for a bipartisan legislative framework to regulate digital asset markets effectively while outlining the potential benefits such legislation could have on enhancing financial inclusion and streamlining payments. The meeting featured expert testimonies from key figures in the digital asset industry, highlighting the importance of creating clear regulatory guidance for digital assets to foster innovation without compromising consumer protections.

Transcript Highlights:

• So home, college savings accounts for kids, you know, personal assets.
• And so all this bill does is simply state that if an asset or property is owned by a natural person.
• for physicians' personal assets while preserving accountability for malpractice.
• The reason that "natural person" is included is because this is really about personal assets.
• It's really about those personal assets. So that's why the term "natural..."

Bills: HB195, HB279, SB30, HB234, HB292, SB100, SB23, SB221, SB261, SB264

Keywords: medical malpractice, judgments, independent providers, insurance, personal assets, settlements, healthcare, healthcare privacy, electronic medical records, reproductive health, gender-affirming care, data protection, location tracking, confidentiality, SB30, induced abortion, abortion reporting, vital statistics, public health reporting, medical records

Transcript Highlights:

• . >> Tell you what happened to me is I called Leland 'cause I know Leland on a personal level and I said
• give them a cut of it. >> Tell you what happened to me is I called Leland 'cause I know Leland on a personal

Bills: SB282, SB282

Keywords: virtual currency, cryptocurrency, tax exemption, state tax law, digital assets, manufactured homes, certificate of title, Alabama Department of Revenue, law amendment, 1999 models, 1136, house, all

Transcript Highlights:

• musicians, songwriters, and in fact, everyone in Texas, with a framework to protect. ...a most very personal
• It acknowledges a digital exclusive right; it can be licensed, it's personal, it can be used by the public
• I've worked hard to develop a personal sound. people know and trust.
• and attorneys to the action to the provider in the preceding two years. a list of persons an attorney
• Three days ago, we had a person who was supposed to be the guardian. ...and they're placed in someone

Bills: SB1960, SB1730, SB766, SB2342, SB2501, SB2903

Keywords: digital rights, replication, Voice likeness, visual likeness, private causes of action, fee structure, online service providers, postmortem rights, self-defense, stand your ground, castle doctrine, use of force, deadly force, civil immunity, civil liability, tort claims, attorney fees, court costs, lost income, Chapter 9 Penal Code

Bills: HB351, HB351

Keywords: ad valorem tax, road funding, local government, referendum, Choctaw County, data privacy, consumer rights, personal data, data protection, Alabama Personal Data Protection Act, 1136, house, all

Transcript Highlights:

• Those skills in turn allow the person a good chance to become a sustainable owner of the asset.
• One of our external the asset.
• And she is a phenomenal person.
• And she is a phenomenal person.
• this person in any way into the future. this person in any way into the future.

Bills: HF2135, HF776, HF1581, HF1158, HF2226

Keywords: child welfare, fiscal analysis, third-party consultant, program evaluation, Minnesota, HF776, Minnesota Family Assets for Independence Initiative, family assets for independence, FAI, asset-building, matched savings, financial literacy, family savings, economic mobility, children youth and families, general fund appropriation, family support, low-income families, financial stability, budget bill

Transcript Highlights:

• We are basically a traits person. organization that focuses, it's non-profit, we focus on education for
• It also requires that within 30. days of a change of the person with care and control that they report
• While the program has been successful. persons with SDMAs who are involved in criminal or civil court
• Senate Bill 66 would allow persons with SDMAs to use their supporters at their own risk. own expense
• Similarly, the bill would allow persons authorized to enter into a supportive decision-making agreement

Bills: SB66, SB2165, SB2342, SB2878, SB2903

Keywords: disability, supported decision-making, legal assistance, confidentiality, access to justice, autonomy, civil rights, advocacy, Texas Family Code, DFPS, Department of Family and Protective Services, child welfare, foster care, substitute care, missing child, missing from placement, permanency hearing, parent-child relationship, SAPCR, conservatorship

Transcript Highlights:

• It really codifies the existing interpretation of the rule that digital assets are not taxable property
• your district between 15... ...depending on your district, between 15 and 30% of people own digital assets
• the people we represent and give them some regulatory certainty and exemption on taxes on digital assets
• If y'all remember, we did a business personal property tax exemption at 40,000.

Bills: SB282, SB300, HB72, HB396, SB282, SB300, HB72, HB396

Keywords: virtual currency, cryptocurrency, tax exemption, state tax law, digital assets, ad valorem tax, tangible personal property, business incentives, economic impact, firefighter, license plate, fees, funds distribution, support programs, memorial, disabled veterans, property tax exemption, debt-to-income ratio, homestead, veterans affairs

Transcript Highlights:

• medium businesses, SMBs, on implementing reasonable cybersecurity controls, safeguarding sensitive personal

Bills: SB1540, SB2610, SB2373

Keywords: election officials, confidentiality, personal information, government transparency, public safety, cybersecurity, data breach, breach of system security, exemplary damages, punitive damages, liability shield, safe harbor, small business, mid-sized business, Texas Business & Commerce Code, sensitive personal information, personal identifying information, identity theft, fraud prevention, NIST

Transcript Highlights:

• This expands the definition of "child" in the Children's Mental Health Act to include a person ages 18
• Utilizing data-based and person-centered approaches to address disability waiver spending, including
• In 1985, the average life expectancy of a person with Down syndrome was just 29 years old.
• The last person via Zoom is Chakwanamakinta. She's no longer there.
• We have one person who signed up late. We'll give you a minute to testify.

Bills: HF2434

Keywords: healthcare, personal care assistance, worker retention, disability services, state funding

Bills: HF2434

Keywords: healthcare, personal care assistance, worker retention, disability services, state funding, 1183, house

Transcript Highlights:

• Uh the first person on the list is Commissioner Gandhi, followed by um CEO Marshall Smith.
• Uh the first person on the list is Commissioner Gandhi, followed by um CEO Marshall Smith.
• unequal cuts depending on where a person unequal cuts depending on where a person lives<01:53:41.440
• Uh, the last person via Zoom is Chauana Mint. She's no longer there.
• We have one person who signed up late.

Bills: HF2434

Keywords: healthcare, personal care assistance, worker retention, disability services, state funding, 1183, house

Transcript Highlights:

• Section 12 broadens the requirement relating to persons using approved screeners.
• I'd also like to offer a personal thank you.
• That person is an essential role, our custodian.
• They're often the first person our kids see in the morning.
• They're the first person our kids see in the morning and the very last person they say goodbye to at

Bills: HF1388

Keywords: BARR Center, Building Assets, Reducing Risks, education finance, school funding, grant appropriation, evidence-based program, student achievement, social and emotional learning, school climate, teacher effectiveness, high school graduation, students in poverty, students of color, BIPOC, equity in education, Minnesota Department of Education, urban schools, suburban schools, rural schools, school coaching

Transcript Highlights:

• we all know we have uh, you know, I can't remember how many—pick a big number—and that's how much personal
• we all know we have uh, you know, I can't remember how many—pick a big number—and that's how much personal
• I can't remember how many—pick a big number—and that's how much personal data is generated every day

Bills: HB351, SB109, HB351, SB109

Keywords: ad valorem tax, road funding, local government, referendum, Choctaw County, Tuskegee University, education funding, Alabama Education Trust Fund, appropriation, agricultural research, data privacy, consumer rights, personal data, data protection, Alabama Personal Data Protection Act, peer-to-peer car sharing, vehicle insurance, liability, shared vehicles, taxation

Bills: SB301, SB329

Keywords: Lee County, Alabama, business personal property tax, business property tax, personal property tax return, electronic filing, e-filing, tax administration, revenue commissioner, county tax, business tax return, tax preparer, third-party preparer, property tax returns, online tax filing, local legislation, land redemption, taxation, administrative fee, 1136

Transcript Highlights:

• Thank you for personal thank you.
• They're often the first person our kids see in the morning and the very last person that they say goodbye
• They're often the first person our kids see in the morning and the very last person that they say goodbye
• They're often the first person our kids see in the morning and the very last person that they say goodbye
• They're often the first person our kids see in the morning and the very last person that they say goodbye

Bills: HF1388

Keywords: BARR Center, Building Assets, Reducing Risks, education finance, school funding, grant appropriation, evidence-based program, student achievement, social and emotional learning, school climate, teacher effectiveness, high school graduation, students in poverty, students of color, BIPOC, equity in education, Minnesota Department of Education, urban schools, suburban schools, rural schools, school coaching

Transcript Highlights:

• Chairman, I personally would like to say that if we're going to move a number, I don't see...

Bills: SB207, SB72

Keywords: cotton, agriculture, levy, assessment, referendum, Alabama law, medical cannabis, cannabis license, integrated facility license, Alabama Medical Cannabis Commission, AMCC, medical marijuana, dispensary, cultivation, processing, license appeal, administrative hearing, judicial review, consultant selection, license denial

Bills: SJR81

Keywords: tax exemption, ad valorem, tangible personal property, income production, constitutional amendment, 1185, senate, all

Bills: HB65, HB67, HB73, HB205, HB225, HB339, HB550

Keywords: sexual harassment, public employees, training requirements, mandatory education, elected officials, public records, personal information, protected individuals, ethics, transparency, public meetings, voting, electronic voting machine, government accountability, term limits, governor, Louisiana constitution, elections, gubernatorial, law enforcement