Transcript Highlights:

• Insurance agents and brokers are engaging in the business of insurance and should be subject to the insurance
• Domestic bail bond insurers, foreign bail bond insurers, and alien bail bond insurers.
• We have certain reporting requirements and duties that we put upon domestic bond insurers, and this bill
• They handle insurance operations among insurance carriers.
• They handle insurance operations among insurance carriers.

Bills: S0266, S0394, S0540, S0632, S0642, S0832, S0834, S1028

Keywords: public adjuster, contract cancellation, state of emergency, vulnerable adults, disciplinary actions, financial regulation, information security, financial exploitation, licensing, transportation, insurance, TNC, ride-sharing, automobile liability, bail bond, insurance regulation, foreign insurers, financial disclosure, premium reporting, residential property insurance

Summary: The Committee on Banking and Insurance met with a quorum and took up several bills, beginning with SB 834 on insurance requirements for nonprofit religious organizations and health care sharing ministries. The bill repeals a recent restriction on licensed insurance agents marketing or selling faith-based health care sharing programs. Supporters argued the change restores free speech and consumer education while preserving existing fraud and disclosure protections; opponents said allowing agents and brokers could create consumer confusion and has been associated with bad actors. A title amendment was adopted, and after debate the committee reported the bill favorably. The committee also heard and passed SB 642, which extends reporting and duty requirements to foreign and alien bail bond insurers, and SB 394, a technical bill updating reinsurance intermediary manager law to match current DFS practice. SB 266, which lets vulnerable adults rescind public adjuster contracts without penalty, was reported favorably after testimony from supporters in the insurance and elder law communities and a public adjuster who said the intent was good but the bill may need refinement. SB 832, a residential property insurance transparency bill requiring rate breakdown reports and a consumer resource center, also passed after discussion about consumer clarity and whether the required cost categories can be compiled as written. Later, the committee approved SB 540, which creates cybersecurity requirements for mortgage and money service businesses, closes a regulatory gap for certain investment advisers, adjusts OFR examination-payment deadlines, changes de novo charter requirements, allows virtual credit union meetings, and makes other financial regulation updates. Several amendments were adopted, including a substitute amendment removing fintech sandbox provisions. Finally, SB 1028 on Citizens Property Insurance Corporation was reported favorably after debate over a commercial lines clearinghouse intended to reduce Citizens’ exposure and shift more business to the private market; members discussed taxpayer risk, market competition, and consumer protections. The meeting ended with adjournment.

Transcript Highlights:

• more common, and arbitration may be used to settle an insurance dispute. between an insurance provider
• ... party insurance claims.
• lines insurers.
• When you're applying for insurance, we have about 160 property casualty insurers in Texas.
• There are people applying for insurance and then being declined insurance.

Bills: SB388, SB455, SB917, SB925, SB1006

Keywords: dispatchable generation, electricity, natural gas, ERCOT, energy credits, utilities regulation, renewable energy, arbitration, insurance contracts, surplus lines, Texas law, insurance policy, boiler inspection, boiler safety, inspection report deadline, certificate inspection, authorized inspector, inspection agency, Health and Safety Code, board of boiler rules

Transcript Highlights:

• to include dental loss ratio information in their annual reports to the insurance commissioner and requires
• the insurance commissioner to publish certain report information.
• <00:35:49.359> to<00:35:49.599> the<00:35:49.839> insurance their annual reports
• to the insurance their annual reports to the insurance commissioner<00:35:51.119> and<00:35:51.359
• report information. report information.

Bills: SB2004, SB2039, SB2042, SB2043, SB2044, SB2132

Keywords: outdoor advertising, billboards, public safety, penalties, community pollution, elections, campaign finance, business entities, political activity, regulation, liability, non-natural persons, insurance, captives, examination, regulations, policyholders, dormant captive, tax exemption, Hawaii revised statutes

Summary: The Senate Commerce and Consumer Protection Committee opened its first hearing of the year with remarks from Chair Jared Kohole outlining hearing procedures, a two-minute testimony limit, rules for remote testimony and decorum, and a revised testimony-publication pilot that keeps 96-hour notice but returns to a standard 24-hour testimony deadline. He then moved through the agenda, beginning with SB 2004 on outdoor advertising, which would increase penalties for violations of billboard and outdoor advertising laws. Testimony on that measure was limited; Henry Curtis of Life of the Land was first up, and written support was noted from Hawaiian Electric and the Outdoor Circle. The committee then heard SB 2039 on election campaign finance, which would prohibit certain business entities from engaging in campaign finance activities. The Attorney General’s office offered comments and did not take a formal position at the hearing. Several proponents testified in support, including Josh Frost, Tom Moore of the Center for American Progress, Hapa/Hawaii Alliance for Progressive Action, and Common Cause Hawaiʻi, all arguing the bill would curb corporate and dark-money influence and return elections to the people. Moore distinguished between regulating corporate “rights” and limiting corporate “powers,” and said the state can redefine the powers it grants corporations. In questions, Senator McKelvey asked whether the bill could be expanded to include unions; the Attorney General said he would need to get back with legal analysis, while Moore said his preferred approach would include all entities and that leaving out nonprofits or unions would create problems. Members also discussed whether the bill would affect PACs, and Moore explained that the proposal would prohibit corporate and dark-money flows into PACs while leaving individual political giving and existing political committees in place. The committee then moved on to the next measure. SB 2042, relating to insurance, was heard next. The bill would reduce the unimpaired minimum capital and surplus required of class 4 sponsored captive insurance companies under certain circumstances. The DCCA Insurance Division said it stood on its written testimony, and the Hawaii Captive Insurance Council testified in support, describing the change as a narrow, risk-based adjustment that would not affect the commissioner’s authority where actual risk resides and would help keep Hawaii competitive. The committee noted additional written support and proceeded without a vote or final action in the portion of the hearing provided.

Transcript Highlights:

• Does your health insurance... Down to your car. Does your car insurance ever go down? No.
• My car insurance, homeowners insurance goes up when my neighborhood has more break-ins or more cars are
• Every time we file a report during quarterly reports, I end up calling two or three times and having
• Every time we file a report during quarterly reports, I end up calling two or three times and having
• is reporting the same way.

Bills: HB99, HB49, HB164, SB30, SB43, SB50, SB136

Keywords: medical malpractice, malpractice reform, patient's compensation fund, PCF, health care liability, tort reform, damage caps, punitive damages, hospital liability, physician liability, nurse practitioner, certified nurse-midwife, outpatient facility, ambulatory surgical center, urgent care, free-standing emergency room, insurance surcharge, superintendent of insurance, New Mexico hospitals, medical review process

Bills: HB3940, HB3078, HB3043

Keywords: Oklahoma National Guard, compensation, education assistance, career technology, military benefits, veterans, donations, Oklahoma Department of Veterans Affairs, state agency, executive branch, HB3043, ODVA, seasonal employees, project labor, pro rata jobs, unclassified service, state personnel law, state employee benefits, paid leave, paid holidays

Transcript Highlights:

• Clarification of the definition of a corporate executive officer related to workers compensation insurance
• Clarification of the definition of a corporate executive officer related to workers compensation insurance
• And on line 63, there's a $326,000 each biennium for the worker misclassification report.
• Jumping down to page report.
• two mandatory reports to the legislature that<00:20:11.840> are<00:20:12.160> quite<00

Bills: HF3228, HF2441

Keywords: workers' compensation, insurance programs, employee protection, Minnesota statutes, safety regulations, prevailing wage, certified payroll, payroll reporting, construction contracts, public works, project registration, labor standards, contractor compliance, subcontractor reporting, state government, Department of Administration, Commissioner of Labor and Industry, Metropolitan Council, highway construction, public construction

Transcript Highlights:

• The Texas Office of Public Insurance Counsel reports that the ADA's Texas legislative recommendation
• If the insurer is unable to contact the insured, the insurer denies the third party's claim.
• An insurance company has a duty when their insured causes an accident and their insured gets sued.
• The insurance company has a duty to defend that insured.
• We have a report. We have a report that we got.

Bills: SB458, SB819, SB1238, SB1642, SB1643, SB1644, SB1791, SB1810, SB1824, SB1825, SB758, SB1455, SB1706

Keywords: insurance appraisal, property insurance, auto insurance, homeowners insurance, residential property, disputed loss, loss valuation, appraisal clause, appraiser, umpire, Texas Department of Insurance, TDI, insurance dispute resolution, claims adjustment, total loss, windstorm insurance, FAIR Plan, surplus lines insurance, policyholder, insurer

Bills: SB80, SB1101, SB1813, SB1966

Keywords: SB80, legislation, state law, public safety, community impact, local governance, dental coverage, insurance reporting, healthcare access, dental loss ratio, community benefits, Oklahoma law, Athletic Trainer, Compact, interstate practice, licensure, public health, workforce development, military spouses, telehealth

Transcript Highlights:

• House File 1724 insurance...
• mistakenly regulated under insurance mistakenly regulated under insurance laws.<00:05:04.000>
• use their insurance for the specialist. use their insurance for the specialist.
• monthly premiums for insurance. monthly premiums for insurance. Thank<00:19:24.640> you.
• It's been amazing. invested and our insurance guy that came invested and our insurance guy that came

Bills: HF2400, HF1724, HF3437, HF4333, HF2874, HF4052

Keywords: real estate, appraisers, disciplinary actions, sanction matrix, Minnesota Statutes, direct primary care, healthcare agreements, medical services, patient care, health insurance, mortgage fees, residential loans, commercial loans, finance regulations, investment properties, insurance, supplemental health insurance, short-term care, home health care, nursing care

Transcript Highlights:

• It provides a clear wellness report card for parents to help personalize. I'm sorry?
• A report to the legislature includes any report that must be submitted to the legislature, the Speaker
• A report to the legislature includes any report that must be submitted to the legislature, the Speaker
• As just a point of reference, our office puts out about 50 reports on an annual basis.
• I mean, there are two things that we addressed in our report.

Bills: HB2008, HB2075, HB2203, HB2395, HB2409

Keywords: school libraries, public school libraries, library funding, professional associations, library associations, librarians, information services, dues, membership fees, public monies, school governing body, county free library district, municipal library, library contracts, library services, books and programs, Arizona education, Title 15, Library Freedom Act, school district transparency

Summary: The committee took up several education bills. HB 2395 would create a voluntary Arizona School Fitness Program in ADE to recognize schools that participate in nationally recognized fitness testing or events and allow the designation on school report cards. Supporters, including the sponsor and outside witnesses, argued it would encourage student activity and support the whole child; the bill passed with a 6-0 do pass recommendation. HB 2409, the Getting Arizona Ready for AI Act, would create a voluntary summer AI course program through ADE with curriculum on digital hygiene, civic integrity, and AI for small business/entrepreneurship, with optional facility use and academic credit. The sponsor said it was meant to prepare students for AI-driven job disruption without requiring new appropriations; it passed 4-2. HB 2203 would direct ADE to review public school and agency reporting requirements for duplicative, expired, or obsolete reports and recommend consolidation or repeal, and an amendment making a technical correction was adopted before the bill passed 6-0. HB 2008 would bar school libraries from using public money to pay dues to certain professional library associations; opponents from Secular AZ and the ACLU argued it was viewpoint discrimination and a threat to professional association rights, but the bill still received a do pass recommendation on a 6-0 vote, with one member explaining a no vote because the problem did not exist. The committee also heard HB 2075, which would require school districts to submit superintendent and CFO employment contracts to ADE, post them online, keep them available for five years after termination, and create a searchable database with compensation details. The Goldwater Institute supported the bill, citing difficulty obtaining contracts through public records requests and examples of very high superintendent compensation and opaque contract terms; the Arizona School Administrators opposed the bill as singling out districts while not applying to charters or other public-dollar schools, though they said they could support it if expanded to all schools receiving public funds. Members debated whether charters are political subdivisions and whether the bill should extend to charters and ESAs, and some discussion also focused on transparency and public records access. The bill ultimately received a 4-2 do pass recommendation.

Transcript Highlights:

• shouldn't be reporting anyway.
• There is a federal CBC report on this abortion data, but again, that data hasn't been reported after
• It's not aggregate reporting.
• It's not aggregate reporting.
• They have not reported since 2019.

Bills: HB195, HB279, SB30, HB234, HB292, SB100, SB23, SB221, SB261, SB264

Keywords: medical malpractice, judgments, independent providers, insurance, personal assets, settlements, healthcare, healthcare privacy, electronic medical records, reproductive health, gender-affirming care, data protection, location tracking, confidentiality, SB30, induced abortion, abortion reporting, vital statistics, public health reporting, medical records

Transcript Highlights:

• The bill will be reported due past.
• She has insurance company B. The truck driver has insurance company A.
• to present evidence to the Oklahoma Insurance Department and the hearing officer if a police report
• So as it pertains to insurance premiums, what is going on here is insurance company A is creating for
• So as it pertains to insurance premiums, what is going on here is insurance company A is creating for

Bills: HB3790, HB2941, HB2959, HB3087, HB3974, HB3500, HB3697, HB3262, HB3582, HB4226, HB3037, HB4139, HB4143, HB4144, HB2936, HB3322, HB4296, HB3278, HB4202, HB4176, HB3303, HB3648, HB4119

Keywords: home repairs, consumer protection, contracts, homeowner rights, rescission, fentanyl, overdose, first responders, drug reporting, immunity, controlled substances, penalties, school abuse reporting, child abuse, neglect, mandatory reporting, student safety, school employee misconduct, administrator reporting, superintendent

Transcript Highlights:

• We'll report your bills that do pass out of committee. Thank you, Mr. Chairman.
• We'll report your bills. Do pass. Thank you. Thank you, members.
• We'll report your bill out of committee as a do pass. Pass, Mr. Chairman. Thank you, members.
• We'll report your bill out of committee as a do pass.
• See, we will report your bill out of committee as due passed. Thank you, Mr. Chairman.

Bills: HB3257, HB3428, HB3043, HB3044, HB3078, HB3940, HB3432

Keywords: veterans, disability benefits, federal law, Oklahoma Statutes, military service, veterans benefits, workplace poster, human resources, employment law, mental health resources, educational resources, HB3043, Oklahoma Department of Veterans Affairs, ODVA, seasonal employees, project labor, pro rata jobs, unclassified service, state personnel law, state employee benefits

Transcript Highlights:

• Okay, we have a motion to have another amendment to report. You have an amendment to report.
• responsible for reporting, and if they did, who they should report it to.
• We talk about mandatory reporting. I used to do mandatory reporting.
• It'll be reported favorable. Senate Bill 465 will be reported favorable as amended.
• Report Senate Bill 261 by substitute. I see no questions. We will report that bill.

Bills: SB83, SB135, SB143, SB155, SB157, SB202, SB237, SB261, SB276, SB295, SB450, SB465, SB506, HB1070

Keywords: human trafficking, trafficking prevention, school safety, public schools, elementary and secondary education, charter schools, mandatory reporting, victim identification, victim services, child trafficking, sex trafficking, labor trafficking, commercial sexual activity, DCFS, Department of Children and Family Services, Louisiana State Police, governor's office of human trafficking prevention, counselor training, mental health professional, administrator training

Transcript Highlights:

• We have a motion and a second to favor the report. If there's no more questions,...
• Bill reported? Okay. Any questions? All in favor? Okay. Any questions? Thank you very much.
• So, now you make a motion we get a report as adopted as amended. Yes, sir. Thanks. amended.

Bills: SB210, SB225, HB280, HB287, HB94, HB88, SB157, HB7, HB8, HB42

Keywords: hospital liens, medical billing, government healthcare, insurance claims, patient rights, blood tests, DUI, law enforcement, traffic offenses, chemical analysis, public nuisance, event liability, local government, community health, legal action, transparency, reporting, public safety, regulation, accountability

Bills: SB 128, SB 640, SB 672, SB 904, SB 1141, SB 1263, SB 1525, SB 1528, SB 2041, SB 2306, SB 2308, SB 2357, SB 2446, SB 2695, SB 2857, SB 2891, SB 2583

Keywords: hospital reporting, child abuse, neglect, administrative penalty, medical ethics, child protection, hearing instruments, licensing, continuing education, patient protection, medical evaluations, parent-child relationship, Department of Family and Protective Services, adversary hearing, protected rights, legal custody, prescription drugs, prior authorization, neurodegenerative diseases, health benefits

Bills: SB 128, SB 640, SB 672, SB 904, SB 1141, SB 1263, SB 1525, SB 1528, SB 2041, SB 2306, SB 2308, SB 2357, SB 2446, SB 2695, SB 2857, SB 2891, SB 2583

Keywords: hospital reporting, child abuse, neglect, administrative penalty, medical ethics, child protection, hearing instruments, licensing, continuing education, patient protection, medical evaluations, parent-child relationship, Department of Family and Protective Services, adversary hearing, protected rights, legal custody, prescription drugs, prior authorization, neurodegenerative diseases, health benefits

Transcript Highlights:

• insurance affordable for folks. insurance affordable for folks.
• from the insurance companies?
• contribute to making health insurance contribute to making health insurance more<00:34:20.000>
• insurance in their premiums. insurance in their premiums.
• report from the insurance an additional report from the insurance companies?

Bills: HF4502, HF3388, HF4106, HF400, HF4138, HF4118, HF4203

Keywords: trusted contact, financial exploitation, elder abuse, elder financial abuse, fraud prevention, financial institution, banking, credit union, broker-dealer, account security, dormant account, consumer protection, scam, suspicious activity, protective services, law enforcement reporting, Minnesota Statutes chapter 45A, HF3388, Minnesota premium security plan, reinsurance

Transcript Highlights:

• . >> Beginning on page two, standing committee report numbers 21101 through 21106 for adoption.
• President, I move the adoption of standing committee reports numbers 21101 through 21106. >> Senator
• accordance with the order of the day and any supplemental orders of the day that may be filed later today. reports
• numbers 21101 through 21106. reports numbers 21101 through 21106.

Bills: SB2043, SB2044, SB2004, SB2143, SB2411, SB2455, SB2519, SB2661, SB2665, SB2731, SB2737, SB2767, SB2794, SB2830, SB3334

Keywords: insurance, captives, examination, regulations, policyholders, dormant captive, tax exemption, Hawaii revised statutes, financial reporting, outdoor advertising, billboards, public safety, penalties, community pollution, elections, chief election officer, vacancy, order of succession, election commission, campaign finance

Transcript Highlights:

• Right now, they forward every report that's made to them.
• And also, any reports that they get will be kept so that if substantiated findings come along later,
• Thank you for your report. The gentleman from Hawnee is recognized for debate on the bill.
• Energyitte will meet in Room 230, 20 minutes after business and insurance gets a cor.
• Business and insurance will meet in room 535 immediately following this session.

Bills: SB2102, SB1940, SB1625, SB1442, SB1623, SB1242, SB1949, SB1592, SB1913, SB592, SB992, SB1241, SB259, SB1928, SB1426, SB1531, SB1561, SB1122

Keywords: credit card fees, merchant discounts, payment card network, interchange fees, transparency in fees, Oklahoma law, payment card, rebate, merchant, tax compliance, health insurance, mandate, impact analysis, insurance department, public health, access to healthcare, SB1442, alcoholic beverage control, ABLE Commission, liquor license fees