Video & Transcript Research : 'foreclosure procedures'
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AL
Alabama 2025 Regular Session
Alabama House Economic Development and Tourism Committee Mar 19th, 2025
Tourism
Transcript Highlights:
- about the technicalities of what... ...input about the technicalities of what was in our bill and procedures
- It sets up a procedure for citizens to report via website emails to the Alabama Control Fund.
AL
Alabama 2025 Regular Session
Alabama House Economic Development and Tourism Committee Mar 5th, 2025
Tourism
Transcript Highlights:
- If they're unable to make that payment, then it goes into foreclosure.
- foreclosure.
- So is there a process before the actual foreclosure?
- process that the law says is like a mortgage foreclosure.
- It's a 10-day notice requirement for foreclosure. 10-day notice requirement for foreclosure, no right
Keywords:
HB145, scrap tires, scrap tire disposal, illegal dumping, ADEM, Alabama Department of Environmental Management, environmental enforcement, Class 2 municipality, municipal court, local enforcement, delegation agreement, primacy, waste management, tire recycling, tire hauling, environmental quality act, misdemeanor penalties, Class A misdemeanor, Class B misdemeanor, Class C misdemeanor
MN
Minnesota 2025-2026 Regular Session
House Judiciary Finance and Civil Law Committee 3/13/25
Judiciary Finance and Civil Law
Transcript Highlights:
- I'm an attorney at Mid-Minnesota Legal Aid and have worked a lot in the foreclosure arena.
- <00:09:02.519>
process completely stop the foreclosure process completely stop the foreclosure - And then the foreclosure sale can proceed after that.
- Cook replied that he is a foreclosure attorney and has been for the last 34 years.
- Cook replied that he is a foreclosure attorney and has been for the last 34 years.
Keywords:
mortgage foreclosure, redemption, foreclosure surplus, sheriff's sale, junior lienholder, mortgagor, homeowner protections, loss mitigation, dual tracking, foreclosure redemption period, certificate of redemption, certificate of sale, sheriff, county recorder, registrar of titles, homeownership center, lien priority, real property, foreclosure by advertisement, surplus funds
MN
Minnesota 2025-2026 Regular Session
Public Safety Committee Meeting - 2025-03-28
Public Safety Finance and Policy
Transcript Highlights:
- We are developing an actual policy and procedure manual, which is in process.
Bills:
HF2432
Keywords:
HF2432, judiciary finance bill, public safety finance bill, corrections policy, crime victims, victim services, Minnesota victims of crime account, court fees, marriage license fee, financial crimes, fraud investigations, insurance fraud, Bureau of Criminal Apprehension, BCA, Commerce Fraud Bureau, wage theft, automobile theft prevention, nonprofit security grants, 911 funding, POST Board
MN
Minnesota 2025-2026 Regular Session
House Public Safety Finance and Policy Committee 3/28/25
Public Safety Finance and Policy
Transcript Highlights:
- The agency will digitize its data, and it is also developing an actual policy and procedure manual, which
Bills:
HF2432
Keywords:
HF2432, judiciary finance bill, public safety finance bill, corrections policy, crime victims, victim services, Minnesota victims of crime account, court fees, marriage license fee, financial crimes, fraud investigations, insurance fraud, Bureau of Criminal Apprehension, BCA, Commerce Fraud Bureau, wage theft, automobile theft prevention, nonprofit security grants, 911 funding, POST Board
HI
Hawaii 2026 Regular Session
CPC Public Hearing - Thu Feb 5, 2026 @ 2:00 PM HST
Consumer Protection & Commerce
Transcript Highlights:
- We've got a lot of fraud bills on the agenda and a couple of foreclosure ones.
- We've got a lot of fraud bills on the agenda and a couple of foreclosure ones.
- /c><00:13:57.360>
a <00:13:57.519>couple <00:13:57.680>of <00:13:57.839>foreclosure - the agenda and a couple of foreclosure the agenda and a couple of foreclosure ones.<00:13:59.120
- Next up, HP 1775 relating to foreclosures. a part of uh working on the landlord a part of uh working
Keywords:
eviction, housing stability, tenant screening, court records, writ of possession, foreclosures, public sale, eligible bidders, housing, downpayment, judicial foreclosure, digital financial assets, consumer protection, financial kiosks, refunds, transaction security, HB1642, Hawaii, cryptocurrency ATM, crypto ATM
Summary:
The committee on Consumer Protection and Commerce met on February 5, 2026, and heard testimony on several bills, beginning with HB 227 relating to eviction records. Supporters, including the Public First Law Center and the Office of Hawaiian Affairs, argued the bill would help people who prevail in eviction cases avoid long-term housing harm from online court records, while the Public First Law Center said keeping records off eCourt Kokua would not violate the First Amendment because the records would still be available in person. Members discussed access-to-justice concerns, and a witness said legal aid attorneys could still access the records through the attorney-only Jeff’s system and the court’s access-to-justice room. The chair also asked about precedent, and a witness cited a Hawaii Supreme Court case as supporting removal from the online database rather than sealing records entirely.
The committee then took up HP 1775 relating to foreclosures, but the transcript only shows in-person opposition comments from the Hawaii State Bar Association Collection Law Section, the Hawaii Credit Union League, and the Hawaii Bankers Association. The credit union and banking groups said they had concerns about broader negative impacts on mortgage lending and other requirements, but no detailed discussion or action was captured before the committee moved on. The next measure, HB 1560 relating to consumer protection, drew support from the Office of Consumer Protection and cryptocurrency companies including Coinflip and America Digital, which said they already use wallet-pinning and other safeguards to prevent fraud. AARP Hawaii did not take a formal position but said the bill addressed a real problem, noting that Hawaii residents, especially in Kona, had lost more than $920,000 in 2024 to cryptocurrency ATM scams and arguing that stronger oversight was needed.
The committee also heard HB 1642, which would ban cryptocurrency kiosks. The Office of Consumer Protection supported the ban as the best way to protect consumers from fraud, while Coinflip, Bitcoin Depot, and America Digital opposed it, arguing kiosks provide cash-based access to crypto, especially for unbanked or underbanked consumers, and that targeted regulation would be better than an outright ban. AARP Hawaii took no formal position but strongly emphasized the harm caused by scams, saying victims are often frightened into acting quickly and that kiosk transactions currently lack enough friction or intervention. Finally, HB 1647, also on consumer protection, would impose liability on host businesses that provide space for crypto kiosks. The Office of Consumer Protection warned small businesses might not understand the liability, while Coinflip, Bitcoin Depot, and America Digital opposed the bill, saying it would unfairly shift enforcement duties to host stores and could discourage businesses from hosting kiosks, effectively creating a de facto ban. No votes or final committee actions were taken in the portion of the meeting provided.
MN
Minnesota 2025-2026 Regular Session
House Judiciary Finance and Civil Law Committee 3/24/26
Judiciary Finance and Civil Law
Transcript Highlights:
- It increases participation and competition at foreclosure sales by both permitting online foreclosure
- >
auctions Online access to foreclosure auctions Online access to foreclosure auctions removes - while keeping the rest of foreclosure while keeping the rest of foreclosure process<01:03:14.560
- <01:04:13.240>
sale modernization of the foreclosure sale modernization of the foreclosure - We've seen that by foreclosures.
Keywords:
submetered utility service, tenant rights, digital payment, eviction protection, housing policy, biometric data, consent, data protection, civil penalties, privacy laws, HF4585, Minnesota, harassment restraining order, HRO, restraining order, temporary restraining order, petitioner notice, service of process, law enforcement notification, sheriff
MN
Minnesota 2025 1st Special Session
House Judiciary Finance and Civil Law Committee 3/27/25
Judiciary Finance and Civil Law
Transcript Highlights:
- Uh, it clarifies foreclosure surplus dealings that the sheriff has to deal with, as well as informing
- <00:01:52.479>
Uh, <00:01:52.799>it Uh, it clarifies foreclosure surplus dealings that - rule offered plaintiffs some procedural rule offered plaintiffs some procedural protection<01:34
- That will come down to Minnesota rules of civil procedure and different evidentiary issues.
- That will come down to Minnesota rules of civil procedure and different evidentiary issues.
Keywords:
mortgage foreclosure, redemption, foreclosure surplus, sheriff's sale, junior lienholder, mortgagor, homeowner protections, loss mitigation, dual tracking, foreclosure redemption period, certificate of redemption, certificate of sale, sheriff, county recorder, registrar of titles, homeownership center, lien priority, real property, foreclosure by advertisement, surplus funds
AZ
Transcript Highlights:
- was described, House Bill 2780 makes targeted technical updates to Arizona's judicial tax lien foreclosure
- What it does is it clarifies when a judicial tax lien foreclosure should proceed as a public... ...counties
- What it does is it clarifies when a judicial tax lien foreclosure should proceed as a public sale rather
- than as a straight foreclosure, and it establishes objective standards for that decision and standardizes
Keywords:
judicial foreclosure, tax lien, redemption rights, excess proceeds, property auction, income tax, federal tax conformity, revenue analysis, legislative session, tax reporting, municipal fees, county fees, utility rates, moratorium, tax classification, local government, inflation, economic stability, tax increases, cost-of-living protection
Summary:
The committee first heard House Bill 2780, a technical cleanup measure related to Arizona’s judicial tax lien foreclosure and excess proceeds process. The sponsor and a witness said the bill clarifies when a court should order a public sale, standardizes distribution of sale proceeds, and corrects inconsistencies left from prior reforms. No opposition was raised, and the committee approved HB 2780 unanimously on a 9-0 do pass vote.
The committee then took up House Bill 4029, which would require the Governor’s Office of Strategic Planning and Budgeting and the Joint Legislative Budget Committee to evaluate the revenue impact of federal tax conformity changes earlier in the process, and would require the Department of Revenue to issue tax forms consistent with statute. An amendment was adopted to have OSPB and JLBC each make the evaluation and to require a governor’s report if the impact is $100 million or more, along with new reporting deadlines for DOR. Supporters argued the bill would force earlier action on conformity and prevent tax forms from diverging from statute; opponents said it added bureaucracy and could delay filing. The committee approved HB 4029 as amended by a 5-4 vote.
The committee also heard House Bill 4030 and the related HCR 2052, both aimed at limiting local tax and fee increases. HB 4030 would bar municipalities and counties from adopting, imposing, or collecting increased fees, transaction privilege taxes, and utility rates from July 1, 2026, through June 30, 2030. The sponsor said the measure was intended to protect taxpayers from inflation and rising local costs. Cities, counties, and utility representatives opposed the bills, warning they would hinder infrastructure financing, water and wastewater projects, road improvements, and public safety services, and could force general fund subsidies or delayed maintenance. Supporters argued local governments have seen substantial revenue growth and should be restrained from further increases. The committee did not reach a final vote on HB 4030 or HCR 2052 in the portion provided.
MN
Minnesota 2025-2026 Regular Session
Commerce Committee Meeting - 2025-04-03
Commerce Finance and Policy
Transcript Highlights:
- Most residential foreclosures are conducted by advertisement, in which the court is not involved.
- Because of that court decision, more foreclosures are taking place by action.
- It's not clear that it's available in a judicial foreclosure.
- they can advise clients that they may. use the postponement tool in a judicial foreclosure.
- It addresses a need in foreclosure law, so I think it's a good bill. Thank you.
Keywords:
foreclosure, mortgage postponement, homeowners, redemption period, Minnesota Statutes, cannabis, hemp, lower-potency, edibles, regulations, licensing, local control, consumer safety, age restrictions, commerce policy, financial institutions, insurance regulation, limited long-term care insurance, Medicare supplement, health insurance
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 4/3/25
Commerce Finance and Policy
Transcript Highlights:
- Because of that court decision, more foreclosures are taking place by action.
- It's not clear that it's available in a judicial foreclosure.
- they can advise clients that they may use the postponement tool in a judicial foreclosure.
- It addresses a need in foreclosure law, so I encourage members' support. Thank you so much.
- addresses a need in more in foreclosure addresses a need in more in foreclosure law<00:04:27.360
Keywords:
foreclosure, mortgage postponement, homeowners, redemption period, Minnesota Statutes, cannabis, hemp, lower-potency, edibles, regulations, licensing, local control, consumer safety, age restrictions, commerce policy, financial institutions, insurance regulation, limited long-term care insurance, Medicare supplement, health insurance
TX
Texas 89th Regular
Licensing & Administrative Procedures Apr 1st, 2025
Licensing & Administrative Procedures
Transcript Highlights:
- .** Administrative procedures come to order. The clerk will call the roll. Chair Phelan? Here.
- Forty-three out of fifty states do not require professional... ...procedures to renew the license annually
- Chair Thompson and members of the Licensing and Administrative Procedures Committee, thank you for allowing
Keywords:
cosmetology, licensure, interstate compact, state regulations, public safety, workforce mobility, charitable raffles, nonprofit, wildlife conservation, ticket sales, fundraising, master electrician, electrical work, occupational licensing, work scope, Texas law, Texas Real Estate Commission, TREC, real estate broker, sales agent
AL
Alabama 2026 1st Special Session
Alabama House Boards, Agencies and Commissions Committee Feb 4th, 2026
Boards, Agencies and Commissions
Bills:
HB150
Keywords:
improvement district, special assessment, assessment lien, public infrastructure, bond financing, bond interest rate, county commission, tax assessor, tax collector, judge of probate, ad valorem tax, tax lien, tax sale, foreclosure, delinquent taxes, municipal finance, public improvements, infrastructure financing, collection enforcement, property lien
TX
Transcript Highlights:
- if a decision was motivated by an improper motive such as bias, revenge, or anger, disregarding procedural
Bills:
SB 53
TX
Texas 89th 2nd C.S.
S/C on Academic & Career-Oriented Education Apr 3rd, 2025
S/C on Academic & Career-Oriented Education
Bills:
HB 295
MN
Minnesota 2025 1st Special Session
House Commerce Finance and Policy Committee 3/12/25
Commerce Finance and Policy
Transcript Highlights:
- The language allows for electronic notice for foreclosure situations if agreed to by the lenders and
- The language allows for electronic notice for foreclosure situations if agreed to by the lenders and
- The language allows for electronic notice for foreclosure situations if agreed to by the lenders and
Keywords:
mortgage, qualified mortgage, QM, points and fees, conventional loan, consumer lending, home loan, residential real estate, lender fees, service charge, finance charge, closing costs, Minnesota Statutes 47.20, housing finance, borrower protections, cooperative apartment loan, contract for deed, real estate lending, foreclosure, notice requirements
TX
Texas 89th 2nd C.S.
89th Legislative Session - Second Called Session Sep 2nd, 2025
Texas House Floor Meeting
WY
Wyoming 2026 Regular Session
Senate Corporations, Elections & Political Subdivisions Committee, February 20, 2026
Corporations, Elections & Political Subdivisions
Transcript Highlights:
- not only the processes and procedures not only the processes and procedures that<00:02:25.200>
procedures uh in that issue at large. procedures uh in that issue at large. - Post-election audit procedures. Correct.
- And those uh those procedures election.
- the county canvasing board procedures. the county canvasing board procedures.
WY
Wyoming 2026 Regular Session
House Corporations, Elections & Political Subdivisions, February 20, 2026
Corporations, Elections & Political Subdivisions
HI
Hawaii 2026 Regular Session
Senate Special Committee on COVID-19 - March 25, 2020
Hawaii Senate Floor Meeting
Keywords:
HI Senate YouTube, https://www.youtube.com/watch?v=ZPUShzPUs6Q, 2026-07-02T01:22:43+00:00, 2.2.24, Data collected via generic collector engine, Meeting of the Special Committee
Senate State of Hawaii COVID-19
Wednesday, March 25, 2020
Agenda:
The special committee will convene to assess and advise the Senate regarding the State of Hawaii's COVID-19 plans and procedures to include, but not limited to:
1) Confirm the development of the state departmental plans and procedures;
2) Review and assess current state departmental plans and procedures;
3) Review and assess whether state departmental plans and procedures are properly and timely implemented to safeguard public health and safety; and
4) To communicate and disseminate information obtained therefrom.
The special committee will be meeting with the following:
12:30 p.m. Department of Health
Dr. Bruce Anderson, Director
1:30 p.m. Department of Defense
General Kenneth Hara, Adjutant General, 912, senate, all, 2.2.42, 2.1.47