Transcript Highlights:

• When a bank fails, Massachusetts.
• or failing<05:09:42.480><c> bank</c> failing bank failing bank if<05:09:44.400><c> the</c><05:09:44.638
• </c> other qualified biders for that failed other qualified biders for that failed bank bank bank and
• </c> resolving failing banks. resolving failing banks.
• ><c> even</c> the failed bank acquisition process even the failed bank acquisition process even when<

Bills: HR1181 , HR139 , HB6556 , HB3074

Keywords: Arab American, heritage, cultural recognition, National Arab American Heritage Month, diversity, community contributions, social justice, education, Iran, nuclear, sanctions, JCPOA, global security, U.N. Security Council, weapons proliferation, bank mergers, failed bank, financial stability, economy, acquisition limitations

Transcript Highlights:

• The Biden administration's failed unified certification portal rollout resulted in delays, errors, and
• The Biden administration's<02:24:41.040><c> failed</c><02:24:41.760><c> unified</c> administration's
• failed unified administration's failed unified certification<02:24:43.600><c> portal</c><02:24:44.319
• Uh he was convicted of violating<03:56:15.359><c> the</c><03:56:15.520><c> Bank</c><03:56:15.760><c>
• ><c> to</c><05:49:06.400><c> hold</c> The agency continually fails to hold The agency continually fails

Bills: HB4423 , HB5348 , HB4430 , HB4431 , HB4429 , HB3716 , HR225 , HB5349 , HB5346 , HB5345 , HB5284 , HB4313 , HR1262 , SB616 , HR176 , HB2159 , HB4323 , HB2066 , HB4549 , HB4495 , HB4491 , HB3174

Keywords: Burma, Myanmar, World Bank, International Bank for Reconstruction and Development, IBRD, foreign aid, sanctions, military coup, democracy, development financing, multilateral lending, Treasury Department, Executive Director, international financial institutions, human rights, junta, national interest waiver, Social Security, SSN, Social Security number

Transcript Highlights:

• The Texas Department of Banking website lists 180 companies that have this type of license in Texas.
• Chairman, you highlighted the city of Amarillo, who utilized TANs to go around that particular failed
• Let's just say, for example, that under what we were talking about, a bond proposal fails.
• Under this current legislation, they wouldn't be allowed to do it because it failed two years prior,
• If we can't go and issue those tax notes for that, we'll have to go to a private bank and issue bonds

Bills: SB512 , SB1024

Committee: House Pensions, Investments & Financial Services

Keywords: SB 512, Texas Finance Code, money transmission, money services business, money transmitter, money transmission licensee, terms of service, consumer protection, civil penalty, attorney general enforcement, account closure, refund of balance, financial services regulation, payments industry, fintech, prepaid accounts, remittance, licensee compliance, local government debt, municipal finance

Transcript Highlights:

• Troxler, Senate Bill 621 seeks a prohibition on the establishment, operation, or ownership of a public bank
• Endeavors outside of those core functions, like running one or more public banks, siphon away finite
• duties, while it aggressively pursues all manner of social justice initiatives, including public banking
• , but I was just going to be curious as to what services and to what level of involvement a public bank
• What we all understand and basically know about what our banking system is all about.

Bills: SB414 , SB621 , SB2395

Committee: House Pensions, Investments & Financial Services

Keywords: bond election, ballot proposition, debt obligation, municipal bonds, local government finance, property tax, ad valorem tax, school district bonds, county bonds, special taxing district, voter information document, public debt, municipal finance, tax-supported debt, election ballot language, bond transparency, homestead tax impact, capital improvements, general obligation bonds, public bank

Transcript Highlights:

• The bill allows certain entities to act as land banks.
• Land banks must prepare an annual report containing information.
• I am with the Spokane Regional Land Bank.
• will mean to the Spokane Land Bank and land banks across the state.
• And so while everybody can land bank, this coordinated land banking allows us to create a pipeline of

Bills: HB1974 , HB2265 , HB2452

Committee: House Housing

Keywords: land bank, land banking authority, affordable housing, housing crisis, housing supply, public corporation, public housing authority, nonprofit housing, tax-foreclosed property, blight remediation, redevelopment, anti-displacement, equity, redlining, racial segregation, deed restriction, affordability covenant, property tax exemption, excise tax exemption, predevelopment

Transcript Highlights:

• This is the Land Bank Bill. I briefed this proposed substitute in committee.
• removes several provisions, including the requirement that the county formally authorize the land bank
• I commend the Spokane Regional Land Bank for kicking this off to include nonprofits in this land banking
• land banking work that are going to get some additional benefits.
• So with that I Also doing land banking work that are going to get some additional benefits.

Bills: HB1974 , HB2118 , HB2236 , HB2269

Committee: House Housing

Keywords: land bank, land banking authority, affordable housing, housing crisis, housing supply, public corporation, public housing authority, nonprofit housing, tax-foreclosed property, blight remediation, redevelopment, anti-displacement, equity, redlining, racial segregation, deed restriction, affordability covenant, property tax exemption, excise tax exemption, predevelopment

Transcript Highlights:

• First, land owned by a nonprofit land bank is exempt from property tax.
• In addition, the bill exempts all property sales to or by a land bank from real estate excise tax.
• Banks to hold property tax-free.
• And you may not know, but I actually helped shepherd the first state land bank legislation.
• Land trusts and land banks really work well together.

Bills: HB2367 , HB1974 , HB2650 , HB2626

Committee: House Finance

Keywords: coal-fired plant, preferential treatment, energy policy, electric generation, regulatory reform, land bank, land banking authority, affordable housing, housing crisis, housing supply, public corporation, public housing authority, nonprofit housing, tax-foreclosed property, blight remediation, redevelopment, anti-displacement, equity, redlining, racial segregation

Transcript Highlights:

• Public Bank Alliance.
• Commercial banks.
• It is a wholesale bank, so it does not compete with local banks or community banks.
• So California public banks, similar to the Bank of North Dakota model, are wholesale banks.
• In the U.S., we only have one bank: that's Bank of North Dakota.

Bills: SB5754

Committee: Senate Ways & Means

Keywords: public bank, state bank, finance, banking regulations, economic development, state investment

Transcript Highlights:

• The state and other jurisdictions will benefit if the bill fails here.
• House Bill 1974 is the bill creating land bank authorities.
• authority and establish a land bank.
• House Bill, 1974, is the bill creating land bank authorities.
• authority and establish a land bank.

Bills: HB1983 , HB1974 , HB2334 , HB2367 , HB2650 , HB2655

Committee: House Finance

Keywords: timberland, real estate, excise tax, governmental entities, property taxation, land bank, land banking authority, affordable housing, housing crisis, housing supply, public corporation, public housing authority, nonprofit housing, tax-foreclosed property, blight remediation, redevelopment, anti-displacement, equity, redlining, racial segregation

Transcript Highlights:

• always be a bank.
• But if you're a bank, you are a bank.
• Farmers and Merchants Bank, a division of Merchants and Marine Bank.
• We are still a bank.
• We are still a bank. They're saying, ...and many, many banks disagree. We are still a bank.

Bills: HB387 , HB673 , HB947 , HB975 , HB1102 , HB1228 , HB1229 , HCR66 , SB102 , SB165 , SB280 , SB291 , SB326 , SB521

Committees: House Commerce , House Commerce, Consumer Protection, and International Affairs

Keywords: engineering, land surveying, construction, state fire marshal, plan review, security cameras, abandoned property, blighted structures, property management, digital assets, abandonment, custodian, escheatment, blockchain, cryptocurrency, unclaimed property, state treasurer, Department of Public Service, statutory entities, public administration

Transcript Highlights:

• <c> shut</c> Their banks failed, and Congress shut down the agency in 2008.
• </c> exists are banks competing with banks. exists are banks competing with banks.
• The bank illegally repossessed service members' cars. They failed to submit a credible living will.
• We want to make sure that a failing bank can be saved by a white knight.
• We want to make sure that a failing bank can be saved by a white knight.

Bills: SJR13 , HB1969 , HR1223 , HR426 , HR430

Keywords: SJR13, S.J.Res. 13, joint resolution, Congressional Review Act, CRA, OCC, Office of the Comptroller of the Currency, Department of the Treasury, bank merger, bank mergers, Bank Merger Act, business combinations, merger review, financial regulation, banking regulation, bank consolidation, regulatory disapproval, federal banking rule, rule repeal, Public Law 119-19

Bills: SB342 , SB342 , SB159

Committee: House Ways and Means Education

Keywords: land bank, land bank authority, local land bank authority, Alabama Land Bank Authority, tax delinquent property, tax sale, tax lien, redemption period, quiet title, blight remediation, vacant property, foreclosure, ad valorem tax, property tax exemption, intergovernmental agreement, county government, municipal government, redevelopment, brownfields, floodplain management

Transcript Highlights:

• </c><03:57:23.600><c> banks</c><03:57:24.160><c> from</c> largest too big to fail banks from largest
• too big to fail banks from growing<03:57:24.800><c> even</c><03:57:25.120><c> larger</c><03:57:25.520
• and customers trying to pull out another $100 billion the next morning when the bank failed.
• Upon learning of when the bank failed.
• It supports community banks, and it focuses on supply-side solutions, not failed subsidies that only

Bills: HB1531 , HB6644 , HB3190 , HB3390 , HB3682 , HB5616 , SB3705

Keywords: Taiwan, China, banking organizations, financial regulators, national security, housing, affordability, institutional investors, vacant properties, grants, homeownership, urban development, Burma, sanctions, foreign relations, accountability, economic oversight, military accountability, discount window, Federal Reserve

Bills: AB40 , AB2674 , SB328 , SB344

Committee: House Natural Resources

Keywords: AB 2674, financial abuse, financial deception, elder financial abuse, bank fraud, scam prevention, consumer protection, depository institution, bank, credit union, suspicious transaction, fraud hotline, trusted third party, power of attorney, guardianship, conservatorship, elder abuse, senior citizen, treble damages, civil action

Summary: The Assembly Natural Resources Committee heard several measures, led by AB 40, which would require a full CEQA environmental impact report before approval of any new or expanded large coal terminal and require updated review if the project changes significantly. The author and supporters, including West Oakland community advocates and environmental groups, argued the bill was needed because an outdated environmental review did not analyze coal at the scale now proposed for the Oakland terminal and because West Oakland already bears heavy pollution burdens. Opponents, including business and terminal representatives, argued the project had already undergone extensive review and litigation and warned the bill would set a precedent for reopening settled approvals. Members questioned whether the air district had already approved the project and whether the bill was targeting a single facility. The author responded that the air district still had to issue a discretionary permit and that the bill was narrowly tailored to large coal terminals. The committee ultimately concurred in the Senate amendments to AB 40 on a recorded vote, with the bill passing out of committee. The committee also heard SB 344, which creates a project-specific pathway for San Diego’s Midway Rising redevelopment, a large mixed-use project with thousands of housing units, including affordable housing, parks, and a new arena. Support came from labor, the city, and business groups, while members raised questions about whether the bill was effectively insulating the project from CEQA litigation. The author said the bill does not exempt the project from CEQA but confirms the final EIR’s sufficiency once certified. SB 344 received a due pass recommendation and passed the committee. Finally, the committee heard SB 328 for the Concord Reuse Project Area, which would streamline implementation of the former Concord Naval Weapons Station reuse plan by creating an exemption within the Surplus Land Act and related disposition process for qualifying projects. The author and supporters emphasized decades of planning, extensive environmental review, a project labor agreement, and commitments to 25% affordable housing and open space. After questions about enforcement of affordability and tribal consultation, the bill received a due pass recommendation and passed. The committee also adopted a consent resolution and passed AB 2674, a transparency measure requiring CARB to post landfill temperature and monitoring data it already receives.

Transcript Highlights:

• ,</c> multilateral development banks, multilateral development banks, something<01:21:06.320><c> that
• By failing to disease, and infertility.
• </c><02:01:44.480><c> to</c> the outbreak will spread if we fail to the outbreak will spread if we fail
• ><c> the</c><03:08:16.160><c> confidence</c> repeatedly failed to earn the confidence repeatedly failed
• They not only your bank account data.

Bills: HB8595 , HB4288 , HB4647 , HB6963 , HB5362 , HB6007

Keywords: appropriations, State Department, foreign aid, foreign assistance, diplomacy, embassy security, consular services, passport backlog, visa wait times, international broadcasting, Fulbright, Peace Corps, Millennium Challenge Corporation, foreign military financing, security assistance, counterterrorism, nonproliferation, democracy promotion, human rights, global health

Bills: HB610 , HB620 , HB582 , HB610 , HB620 , HB582

Committee: House Commerce and Small Business

Keywords: state bank, public bank, government funds, financial services, constitutional amendment, tax abatements, international headquarters, publicly traded companies, economic incentives, Alabama tax reform, social-emotional learning, education policy, parental consent, K-12 education, teacher training, student surveys, disciplinary action, automatic renewal, consumer protection, cancellation policy

Transcript Highlights:

• banks and privately held banks are able to keep records of their shares, and to allow for the use of
• Instead of having to use paper stock certificates, publicly traded banks and larger banks currently do
• to allow, like I say, state banks, savings banks, and savings and loans and their holding companies to
• Publicly traded banks and larger banks currently do this.
• to allow, like I say, state banks, savings banks, and savings and loans and their holding companies to

Bills: HB1163 , HB1168 , HR252 , HR253 , HCR103 , HCR108 , SB80 , SB131 , SB251 , SB254 , SB279 , SB384 , SB414 , SB468 , SB469 , SB496

Committees: House Commerce , House Commerce, Consumer Protection, and International Affairs

Keywords: fireworks, retail sales, fire safety, legislation, holiday celebrations, construction standards, precast concrete, DOTD, building regulations, minimum requirements, public projects, private projects, consumer protection, credit card fees, cash transactions, rounding practices, transparency, low-income, economic impact, residential construction

Transcript Highlights:

• Chair: The Chair calls Marcus Adams on behalf of the Texas Department of Banking.
• Cash out of her bank accounts, etc. And there was nothing she could do.
• We show you registered as Marcus Adams on behalf of Texas Department of Banking.
• Representative Bo, in the past, has any of the cemetery failed?
• Representative Bo: Has any perpetual care cemetery failed in the past?

Bills: HB3803 , HB3804 , HB3805 , HB3806 , HB3833 , HB4134 , HB4233 , HB4238 , HB4243

Committee: House Pensions, Investments & Financial Services

Keywords: HB 3803, Texas Health and Safety Code, Chapter 712, perpetual care cemetery, perpetual care trust fund, cemetery regulation, financial confidentiality, confidential records, regulatory examination, Texas Department of Banking, commissioner disclosure, interagency information sharing, state agency enforcement, federal agency disclosure, trust fund oversight, burial services, cemetery trust, consumer protection, state banks, Texas Finance Code

Bills: SB342 , HB379 , HB326 , HB233 , HB388 , SB342 , HB379 , HB326 , HB233 , HB388

Committee: Senate Finance and Taxation Education

Keywords: land bank, land bank authority, local land bank authority, Alabama Land Bank Authority, tax delinquent property, tax sale, tax lien, redemption period, quiet title, blight remediation, vacant property, foreclosure, ad valorem tax, property tax exemption, intergovernmental agreement, county government, municipal government, redevelopment, brownfields, floodplain management

Bills: HF1277 , HF1006

Committee: Senate Taxes

Keywords: data centers, tax exemption, Minnesota statutes, economic development, employment growth, property tax, abatement, land bank, redevelopment, political subdivision