Video & Transcript Research : 'employer premiums'
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MN
Transcript Highlights:
- My name is Evan R., Deputy Commissioner at the Department of Employment and Economic Development.
- <00:03:59.879>
Economic the Department of Employment Economic the Department of Employment - Chair, if I may, I want to make sure, with the delay in this, there's no premiums that would be paid
- , and that's what the intent of this bill is: to make sure that the 50% that will be the employer side
- and that's what is this intent employers and that's what is this intent of<00:34:27.359>
this
Bills:
HF11
Keywords:
Minnesota Paid Leave, paid family and medical leave, family leave, medical leave, implementation delay, premium collection, employer premiums, state payroll tax, workforce, labor, benefits administration, DEED, Department of Employment and Economic Development, employer notice, seasonal employees, private plans, actuarial study, outreach and education, employee rights, reinstatement
MN
Transcript Highlights:
- My name is Evan Row, Deputy Commissioner at the Department of Employment and Economic Development.
- wage detail, a variety of tools for employers on the website, and I think the work is well underway.
- <00:03:47.799>
Economic at the Department of Employment Economic at the Department of Employment - <00:04:20.799>
wage program including um employer wage program including um employer wage - As an employer myself, I pay my employees top-notch hourly rates. We do other benefits.
Bills:
HF11
Keywords:
Minnesota Paid Leave, paid family and medical leave, family leave, medical leave, implementation delay, premium collection, employer premiums, state payroll tax, workforce, labor, benefits administration, DEED, Department of Employment and Economic Development, employer notice, seasonal employees, private plans, actuarial study, outreach and education, employee rights, reinstatement
TX
Texas 89th Regular
Licensing & Administrative Procedures Apr 29th, 2025
Licensing & Administrative Procedures
Transcript Highlights:
- the Thank You Dean Thompson SB 1 2 5 4 men's courage statute relating to regular of professional employer
- Professional employer organizations provide critical human resource.
- to timely renew its . . . license, creating uncertainty about the PEO's continuing status as a co-employer
- making the definition of a license holder consistent across codes, specifying that a PEO status as an employer
Keywords:
elevator inspection, building safety, construction standards, health and safety code, regulatory requirements, SB 378, Texas Occupations Code, barbering, cosmetology, barber, cosmetologist, licensing, professional licensing, unauthorized practice, medical procedures, skin incision, dermis, injections, devices, consumer safety
AZ
Transcript Highlights:
- or the fire district would then access that fund, get reimbursement, and we would not collect any premium
- And we would not collect any premium for any of those costs. We would drop our premiums.
- And the first part of the bill that you're voting on today says that we can never charge premium for
- And what I committed to them is: look at your balance sheets; here's what you'd save in your premium.
- Diaz—is Fire District X will see an $1,800 drop in their workers' comp premium.
Keywords:
corrections oversight, appropriation, independent office, public safety, funding, firefighters, insurance rates, workers' compensation, firefighter cancer reimbursement, rate deviations, cost analysis, premiums, border security, drug trafficking, human smuggling, law enforcement funding, Arizona, immigration, education reform, K-12
Summary:
The committee heard several appropriations and policy bills, with testimony often focused on public safety, education, and procurement. HB 263 would appropriate $1.5 million in FY2027 to the Independent Correctional Oversight Office; the sponsor and supportive testimony argued the office is needed to address serious problems in the corrections system, and the bill received a due pass recommendation, 17-1. HB 2993, as amended, would allow DPS to spend on legal services independent of the Attorney General and redirect $5 million from the Consumer Protection/Consumer Fraud Revolving Fund to the Gang and Immigration Intelligence Team Enforcement Mission Fund; the Speaker framed it as supporting law enforcement and public safety, and it passed 17-0.
HB 2271 dealt with firefighter cancer coverage and insurance rates. The bill would allow an insurer covering firefighters and fire investigators to file a uniform rate deviation only if it is not reimbursed by the municipal firefighter cancer reimbursement fund. Testimony described the measure as a temporary shell pending a broader consensus agreement to bring fire districts into the reimbursement system; members stressed that firefighters should not see changes in claim handling, but several said the bill still needed work. It received a due pass recommendation on a 16-1-1 vote. HB 2416 would appropriate $20 million to DPS for local border support, including law enforcement positions, prosecution and detention costs, and equipment; sheriffs and the Arizona Sheriffs Association supported it as a continuation of existing funding for drug interdiction and border-related crime, and it passed 11-6-1.
The committee also advanced HB 2692, which revises public construction procurement rules and authorizes progressive design-build and one-step competition for certain federally funded projects. Construction and procurement stakeholders said the bill was the product of a long consensus process, while some members worried about taxpayer impacts and the move away from standard procurement; it passed 10-7-1. HB 2478, as amended, creates the Arizona Commission on Student Outcomes to study K-12 accountability, standards, graduation requirements, early childhood education, and a trade pathways diploma, funded by Classroom Site Fund dollars; members debated whether the work should instead be done by ADE or the State Board, and the bill passed 11-7. The committee also heard HB 4044, which would create a Public Safety Parity Fund to support DPS and corrections salaries using investment earnings from the Budget Stabilization Fund and proceeds from forfeited digital assets; the sponsor and a troopers association witness argued it would provide a stable long-term funding source to address chronic vacancies and pay gaps.
TX
Transcript Highlights:
- I don't see where it would increase our premiums.
- I could think of: somebody coming back and saying, I literally can't see where it would increase premiums
- Many other testimonies that our insurance premiums and the way benefits are designed are a balancing
- One is that you have to look at the loss costs against the premium to know whether the system is working
- Because if you're in an escrow, you're going to find out that that insurance premium probably ate your
Bills:
HB854, HB 1052, HB1642, HB2076, HB3042, HB3695, HB3787, HB4062, HB4092, SB213, SB493, SB896, HB5519, HB4635
Keywords:
insurance, replacement cost, homeowner's policy, renter's policy, condominium insurance, property damage, claims process, telemedicine, teledentistry, telehealth, health benefit plan, insurance coverage, out-of-state services, anxiety, pain management, contraceptive devices, women's health, medical procedures, healthcare, laboratory
TX
Bills:
HB854, HB 1052, HB1642, HB2076, HB3042, HB3695, HB3787, HB4062, HB4092, SB213, SB493, SB896, HB5519, HB4635
Keywords:
insurance, replacement cost, homeowner's policy, renter's policy, condominium insurance, property damage, claims process, telemedicine, teledentistry, telehealth, health benefit plan, insurance coverage, out-of-state services, anxiety, pain management, contraceptive devices, women's health, medical procedures, healthcare, laboratory
TX
Transcript Highlights:
- Senate Bill 1254 relates to the regulation of professional employer services.
- Generally, it would reconcile the definition of professional employer organization. ...PEO license holders
- It also would provide that if a PEO fails to renew its license on time, its status as an employer of
Bills:
SB483, SB522, SB783, SB1239, SB1254, SB1255, SB1259, SB1341, SB1664, SB1762, SB1856, SB1877, SB1977
Keywords:
utility, proprietary information, customer data, data protection, electric service, customer information, emergency communication, electric utility, privacy, certification, public accountants, interstate licensing, accounting, regulatory amendment, energy efficiency, construction regulations, building codes, Texas, sustainability, cost-effectiveness
LA
Keywords:
HB 290, Act 426, sunset law, Department of the Treasury, Louisiana Treasury, re-creation, reauthorization, statutory entities, termination date, sunset review, Title 49, fiscal administration, state finance, agency continuation, legislative authority, insurance premiums, Municipal Fire and Police, dedicated fund, assessments, Louisiana legislation
AL
Alabama 2025 Regular Session
Alabama Senate Finance and Taxation General Fund Committee Feb 19th, 2025
Finance and Taxation General Fund
Transcript Highlights:
- convenient, low-cost, and portable retirement savings vehicle without creating a financial liability for employers
- , who will be responsible for... employers who will be responsible for facilitating the payroll deduction
- The program will be implemented in two phases over 24 to 36 months, starting with larger employers and
- I told you, not even half of employers have access to a retirement plan.
- So the employer might say, "Okay, well, this is too much trouble because you're temporary."
Keywords:
State Auditor, property investigations, negligence, loss report, civil actions, Alabama Retirement Savings Program, state-facilitated retirement savings, auto-IRA, automatic enrollment, payroll deduction IRA, retirement savings access gap, private sector workers, small business retirement plan, portable retirement account, Roth IRA, traditional IRA, life-cycle fund, capital preservation fund, financial literacy, Department of Workforce
LA
Transcript Highlights:
- was giving them some extra money, but it was supposed to be coming out of a portion of insurance premiums
Keywords:
inmates, department of public safety, per diem, local correctional facilities, jail funding, insurance premiums, Municipal Fire and Police, dedicated fund, assessments, Louisiana legislation, hazardous waste, cleanup fund, environmental protection, state treasury, Consumer Price Index, law enforcement, firefighters, health insurance, survivors benefits, Lafayette
TX
Texas 89th Regular
Senate Committee on Business and Commerce Mar 25th, 2025 at 08:00 am
Business & Commerce
Transcript Highlights:
- Chairman and members, Senate Bill 1254 relates to the regulation of professional employer services.
- Generally, it would reconcile the definition of professional employer organizations, or PEOs, and license
- It also would provide that if a PEO fails to renew its license on time, its status as an employer of
Bills:
SB483, SB522, SB783, SB1239, SB1254, SB1255, SB1259, SB1341, SB1664, SB1762, SB1856, SB1877, SB1977
Keywords:
utility, proprietary information, customer data, data protection, electric service, customer information, emergency communication, electric utility, privacy, certification, public accountants, interstate licensing, accounting, regulatory amendment, energy efficiency, construction regulations, building codes, Texas, sustainability, cost-effectiveness
Summary:
The Senate Business and Commerce Committee met with a quorum and first took up pending business, voting out several bills. Senate Bills 1697, 1569, 1202 as substituted, 1029, 1364, 1185, 924, 1008 as substituted, 264, 1376, and 1358 as substituted were reported favorably, with some sent to the local and uncontested calendar. The committee also adopted a substitute for SB 1202 and later corrected votes on several measures. SB 924 and SB 1376 drew some opposition, while the rest of the pending bills were reported without dissent or with limited nays.
The committee then heard testimony on SB 1856, which would create an annual capacity-cost recovery rider for Entergy Texas customers in the MISO region. The author and Entergy argued the bill would better match rates to actual capacity costs and improve transparency, while the Texas Association of Manufacturers and the Public Utility Commission raised concerns about the short 10-day review period, rider proliferation, and the preference for full rate cases over piecemeal adjustments. The bill was left pending. The committee also heard and left pending SB 522 on CPA reciprocity, SB 1664 requiring TDUs to provide clearer, standalone rate-change disclosures, SB 1877 expanding OPUC’s access to market data, SB 1254 and SB 1255 as TDLR cleanup bills on professional employer organizations and mold assessors, SB 1341 updating manufactured housing rules, SB 1239 on sovereign debt and Texas governing law, and SB 1259 streamlining the surveyor-in-training licensing process.
Additional bills discussed included SB 1977, which would cap recoverable legal expenses in electric, water, and sewer rate cases; OPUC and some consumer advocates supported the idea as a way to reduce ratepayer costs, while utility representatives warned it could discourage participation and increase rate shock. The committee also heard SB 1762 clarifying that geothermal energy conservation wells are not battery resources, and SB 783 allowing SECO to proceed with future energy-code rulemaking for state-funded buildings. Both drew supportive testimony from industry and environmental groups. All remaining bills heard during the meeting were left pending, and the committee recessed subject to the call of the chair.
TX
Transcript Highlights:
- This bill allows the employer to reduce the employee's wages for the time missed.
- So, it does protect the employer as well.
- And, again, this is not anti-employer.
- That is the reimbursement from TIFMAS to the employer.
- Those are used to cite employers for violating OSHA's rules.
Keywords:
heat illness prevention, workplace safety, Texas Workforce Commission, advisory board, employee rights, administrative penalties, training requirements, employee training, occupational health, employer penalties, worker rights, heat illness, volunteer firefighter, volunteer emergency responder, emergency medical services volunteer, EMS volunteer, firefighter, fire department, emergency services, declared disaster
MN
Keywords:
taxation, pass-through entity, qualifying owner, partnership, S corporation, tax return, overtime compensation, tax deduction, income tax, federal regulations, tax reform, tip income, federal tax deduction, Minnesota Statutes, individual income, employer contributions, Trump accounts, federal law, gross income exclusion, 1183
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/5/26
Commerce Finance and Policy
Transcript Highlights:
- Many were enacted for important reasons, but each new mandate increases premiums for employers and employees
- but each new mandate increases premiums but each new mandate increases premiums for<00:03:13.920
- shifted directly onto premium payers. shifted directly onto premium payers.
- to pay the premiums, but they don't<00:51:26.319>
have <00:51:26.559>employment <00:51: - their rates and lower premiums. their rates and lower premiums.
Keywords:
HF3388, Minnesota premium security plan, reinsurance, health insurance, group health carriers, MCHA, MNsure, individual market, premium stabilization, carrier assessment, health insurance assessment, premium security plan account, state innovation waiver, high-risk pool, reinsurance payments, healthcare premiums, insurance carriers, deferral of assessment, financially impaired condition, HF400
Summary:
The committee approved the minutes from the prior day and then heard House File 400, a bill described as a defrayal measure for health insurance mandates. Representative Perryman said the bill would not block future mandates, but would require the state to pay the added costs of any new mandated benefits so those costs would not be shifted to premium payers. She and supporters framed the bill as a way to protect affordability for Minnesota employers, workers, and families, especially in the fully insured market.
Testimony in support came from the Minnesota Chamber of Commerce and the Minnesota Council of Health Plans. They argued that Minnesota has a high number of mandated benefits, that each new mandate adds cost to premiums, and that businesses—especially small and midsize employers—are already struggling with rising health insurance costs. The health plans representative said the bill would use the existing Commerce defrayal process to reimburse plans for eligible mandate-related claims, allowing those costs to be removed from premium rates. Several members echoed support, saying the bill would improve transparency by showing the fiscal impact of proposed mandates and help prevent people from being priced out of coverage.
Members also explored how mandates apply in the market and how premiums are set. Deputy Commissioner Julia Dryer explained that, unless otherwise specified, mandates generally apply to the individual, small group, and fully insured large group markets, while self-insured ERISA plans and other markets are generally outside that scope. Representative Elkins noted that the affected market is relatively small and said small businesses are increasingly moving to self-insured plans because of cost. He and others raised concerns about affordability, while Representative Smith argued that mandates often ensure needed care and that the bill shifts costs to taxpayers rather than insurers. Representative Bacham added a personal example from tribal self-insurance, saying preventive physicals had saved lives and asking whether other factors besides mandates are driving insurer costs. No amendments were offered, and the bill was laid over for possible future consideration.
TX
Transcript Highlights:
- than premiums for widowed men.
- pay lower premiums.
- SB 51 obligates employers to pay health insurance premiums of their employees through the end of the
- . employers.
- part of the premiums.
Bills:
HB712, HB722, HB946, HB1687, HB1809, HB1899, HB2528, HB2583, HB2741, HB2750, HB3021, HB3150, HB3265, HB3658, HB3812, HB3960, HB4392, HB4432
Keywords:
prostate cancer, health benefit plans, insurance coverage, cost sharing, preventive health care, auto insurance, total loss evaluation, disclosure, insurance materials, vehicle appraisal, HB 946, Texas Insurance Code, automobile insurance claims, oral release, written release, settlement agreement, claim release, property damage, bodily injury, psychological injury
TX
Transcript Highlights:
- Better, and yet the premium never reflects that over time.
- The data shows that single individuals, including widows, are often assessed higher premiums.
- These various factors can significantly influence the overall insurance premiums, and it's essential
- It underscores the importance of evaluating all relevant factors affecting insurance premiums rather
- Shortly after, her homeowner's insurance premium jumped from $185.60 to $283.75.
Bills:
HB712, HB722, HB946, HB1687, HB1809, HB1899, HB2528, HB2583, HB2741, HB2750, HB3021, HB3150, HB3265, HB3658, HB3812, HB3960, HB4392, HB4432
Keywords:
prostate cancer, health benefit plans, insurance coverage, cost sharing, preventive health care, auto insurance, total loss evaluation, disclosure, insurance materials, vehicle appraisal, HB 946, Texas Insurance Code, automobile insurance claims, oral release, written release, settlement agreement, claim release, property damage, bodily injury, psychological injury
TX
Transcript Highlights:
- It would require the Texas Workforce Commission to create a publicly accessible database of employers
- Employers that are wrongfully... um, well, let me go back. So the substitute.
- States that the comptroller shall bar any employer listed in the commission database.
- The employers will be kept from state contracts until they are removed from the list.
- This addition helps motivate employers to pay the owed wages.
Keywords:
healthcare, Medicare, insurance, financial assistance, families, wage theft, employers, penalties, Texas Workforce Commission, employee rights, employer database, worker rights, death investigation, emergency services, medical benefits, exposure claims, public safety, workforce development, TWC, youth workforce
MN
Minnesota 2025-2026 Regular Session
House Workforce, Labor, and Economic Development Finance and Policy Committee 2/26/26
Workforce, Labor, and Economic Development Finance and Policy
Transcript Highlights:
- effectively from education to employment effectively from education to employment and<00:07:04.800
- >
essential <00:27:08.960>in pressures, employers are essential in pressures, employers - to have employers reach out.
- to have employers reach out.
- to have employers reach out.
Keywords:
student career pathways, education framework, experiential learning, employer engagement, career technical education, HF2238, Minnesota, workforce development, construction trades, youth skills training, youth apprenticeship, pre-apprenticeship, construction training, career and technical education, CTE, child labor laws, minor labor, labor exemption, workforce pipeline, skilled trades
KY
Kentucky 2026 Regular Session
Interim Joint Committee on Tourism, Small Business, and Information Technology (10-26-23)
Keywords:
KY LRC YouTube, https://www.youtube.com/watch?v=ItoOwwqB52U, 2026-06-21T07:17:05+00:00, 2.2.24, Data collected via generic collector engine, Challenges and Opportunities for Small Businesses in Kentucky – Data from Employer Surveys Presenters 00:02:59
The Threat of Cyberattacks on Our Nation’s Critical Infrastructure 01:08:16, 958, all, 2.2.42, 2.1.47
TX
Transcript Highlights:
- Child waste and abuse has driven up health insurance premiums.
- HB4012 is closed. critical loopholes exploited by fraudsters, protects Texas families from rising premiums
- I pay a monthly premium; it's $900 a month just because I'm 62 years old, with no medical problems and
- The bill has no mandates; it doesn't require the state or private plans to participate, and employers
- Coverage or charged more due to their health history, not only do these individuals face high premiums
Keywords:
prescription drugs, drug pricing, pharmacy benefits, health insurance, health benefit plan, insurer, HMO, self-insured employer, public employer, school district, county, municipality, university system, higher education, retirees, dependent coverage, stop-loss coverage, bulk purchasing, group purchasing, purchasing pool