Bills: HB387, HB388, HB468, HB548, HB827, HB848, HB921, HB924, HB953

Keywords: engineering, land surveying, construction, state fire marshal, plan review, contracting services, unsolicited contact, homeowners, penalties, regulations, wholesaling, real estate, earnest money, cancellation rights, residential properties, Louisiana Real Estate Commission, certified public accountant, CPA, accounting board, Louisiana State Board of Certified Public Accountants

Transcript Highlights:

• Senate Bill 512 makes clear that a user cannot be fined for a violation of terms of service by a money
• This applies to licensed money transmission license holders, such as companies like PayPal, Venmo, Cash
• The private company now gets to decide to take your money if you say something they disagree with.
• This serves as a disincentive for money transmission businesses from imposing these fines.
• I remind you that last session is when we really passed a fairly significant money service businesses

Bills: SB512, SB1024

Keywords: SB 512, Texas Finance Code, money transmission, money services business, money transmitter, money transmission licensee, terms of service, consumer protection, civil penalty, attorney general enforcement, account closure, refund of balance, financial services regulation, payments industry, fintech, prepaid accounts, remittance, licensee compliance, local government debt, municipal finance

Bills: SB57, SB130

Keywords: property, acknowledgment, conveyance, business entities, limited liability companies, legal tender, gold, silver, bullion, specie, precious metals, coinage, currency, money, alternative currency, sound money, monetary policy, payment, debt, financial institutions

Transcript Highlights:

• They get here by money.
• I'm here today to urge you to... ...money orders.
• We have strong anti-money laundering programs and work... ...anti-money laundering programs and work
• If you were sending money out...
• Uh, MSB is money servicing business and...

Bills: HB297

Keywords: cash transactions, money transmission, regulatory compliance, criminal penalties, Alabama Securities Commission, 1136, house, all

Transcript Highlights:

• So, we regulate money services businesses under Chapter 152 of the Texas Finance Code, as it relates
• That relates to the money transmission portion of that chapter.
• In Texas, the way money or monetary value is defined... ...under that chapter pretty much excludes most
• So money transmission that's engaged in through Bitcoin or Ethereum wouldn't be covered under Chapter
• House Bill 3805 seeks to clarify that this applies to money service businesses.

Bills: HB3803, HB3804, HB3805, HB3806, HB3833, HB4134, HB4233, HB4238, HB4243

Keywords: HB 3803, Texas Health and Safety Code, Chapter 712, perpetual care cemetery, perpetual care trust fund, cemetery regulation, financial confidentiality, confidential records, regulatory examination, Texas Department of Banking, commissioner disclosure, interagency information sharing, state agency enforcement, federal agency disclosure, trust fund oversight, burial services, cemetery trust, consumer protection, state banks, Texas Finance Code

Transcript Highlights:

• So that's how money goes into the fund. How would money go out of the fund?
• :08:31.280> be includes money that couldn't be includes money that couldn't be distributed<00:
• How would money go out of the fund. How would money go out of the fund?
• and in this case recovery money.
• and in this case recovery money.

Bills: HF1392, HF2233, HF695, HF2228, HF1289

Keywords: consumer protection, restitution, attorney general, consumer enforcement, unclaimed funds, victim compensation, settlement funds, special revenue fund, general fund, restitution account, consumer fraud, state treasury, eligible consumers, distribution of funds, tax subtraction, income tax, refund, unpaid compensation, Minnesota Department of Revenue, consumer redress

Transcript Highlights:

• committee to understand where the money committee to understand where the money comes<00:03:37.440
• The money is still there. It's general fund money. We're just not sending it through.
• money.
• It's available for money.
• <00:15:22.160> and what they wanted with the money and what they wanted with the money and

Bills: HB0075, HB0128

Keywords: virtual currency, kiosk, financial institutions, regulation, Wyoming Money Transmitters Act, penalties, severance tax, oil production, tax exemption, energy sector, economic impact, 916, all

Transcript Highlights:

• So, as we looked money into these ATMs.
• currently licensed with us as money currently licensed with us as money transmitters.<00:17:57.280
• along with any civil money penalties. along with any civil money penalties.
• "Laundered money." "Lot of money." "Mr.
• <00:58:51.440> transmitter, money transmitter, money transmitter, the<00:58:53.200> kiosk

Bills: HB0075, HB0128

Keywords: virtual currency, kiosk, financial institutions, regulation, Wyoming Money Transmitters Act, penalties, severance tax, oil production, tax exemption, energy sector, economic impact, 916, all

Transcript Highlights:

• general fund has a line item for the sheriff's education and training fund, and that's where that money
• We've issued money... required.
• We've issued money transmitters for records and we've asked them to provide very specific information
• What we have added, though, above the CFR, are the requirements for money transmitters to keep the $1,000

Bills: HB297, HB587

Keywords: cash transactions, money transmission, regulatory compliance, criminal penalties, Alabama Securities Commission, information technology, auditors, financial institutions, cybersecurity, certifications, state regulations, 1136, house, all

Transcript Highlights:

• A sovereign debt refers to money that a country's government borrows to finance its spending beyond its
• Money follows the flag, meaning that ancillary services should follow issuance such as trustee work,
• reviewed, included in proxy materials, and voted on, costing corporations and the shareholders time and money
• Well, it's his money to begin with, and he has invested it through his company and the acquisition of

Bills: HB74, HB175

Keywords: environmental project, public money, political subdivision, greenhouse gas emissions, federal law compliance, renewable energy, water conservation, retroactive child support, child conception, paternity, family law, health care expenses

Transcript Highlights:

• They'll walk them through how to do the transactions, and then the individuals will put their money in
• So that there's limits to the amount of money that can be deposited per transaction, like is already
• It is their money at the end of the day.
• But at the end of the day, if the member wants to withdraw their money, even past those conversations
• money.

Bills: S0198, S0570, S0772, S0808, S1038, S1040, S1286, S1440, S1504, S1668

Keywords: virtual currency, kiosks, money services business, regulation, financial services, consumer protection, cryptocurrency, registration, payment scams, task force, fraud prevention, property insurance, roofing requirements, inspector, insurance policies, homeowners insurance, roof age, residential structures, insurance renewal, investment

Summary: The Committee on Banking and Insurance met with a quorum present and took up a series of bills, beginning with SB 1286 by Senator Wright. That bill expands the law enforcement recruitment bonus program to include firefighters, creates a DFS grant review panel for fire-related grants, and establishes an institute for PTSD and first-responder behavioral health. Testimony from fire chiefs and others supported the measure, and the committee reported it favorably. The committee then considered several insurance and financial regulation bills. CS/SB 198 by Senator Rousan, as amended, regulates virtual currency kiosks with transaction limits, notice and receipt requirements, and OFR enforcement authority; witnesses described it as a needed anti-fraud measure, especially for seniors, and it was reported favorably. CS/SB 772 by Senator Burgess, as amended, allows limited licenses for portable electronics and eyewear insurance, and CS/SB 1504 by Senator Claudio, as amended, creates a pathway for high school students to qualify for insurance customer representative licensure; both were reported favorably. The committee also approved two cryptocurrency reserve bills by Senator Gruters: CS/SB 1038 creates the Florida Strategic Cryptocurrency Reserve framework, and CS/SB 1040 creates the related trust fund; both received technical amendments and favorable reports. CS/SB 1440 by Senator Martin, as amended, creates public records exemptions and cybersecurity reporting provisions for financial institutions and related entities, and it was reported favorably. Finally, SB 1668 by Senator Burton, which updates the NICA program’s funding and benefit structure, and CS/SB 570 by Senator Polsky, which creates a task force on payment scams, were both heard with supportive testimony and reported favorably. Senators later recorded additional affirmative votes on selected bills before the committee adjourned.

Transcript Highlights:

• There's not going to be any tax money. There's not going to be any tax money.
• But the big money would be in way.
• encompasses what shall be known as money encompasses what shall be known as money laundering<01:
• And the concept behind that is that if you have somebody that's purchasing money with money laundered
• > um purchasing money with money laundered um purchasing money with money laundered um through

Bills: HB0120, HB0043, HB0128

Keywords: energy production, natural gas, industrial sovereignty, manufacturing, tax exemptions, money laundering, illegal investment, financial institutions, criminal activity, Wyoming legislation, severance tax, oil production, tax exemption, energy sector, economic impact, 916, all

Bills: HB0120, HB0043, HB0128

Keywords: energy production, natural gas, industrial sovereignty, manufacturing, tax exemptions, money laundering, illegal investment, financial institutions, criminal activity, Wyoming legislation, severance tax, oil production, tax exemption, energy sector, economic impact, 916, all

Transcript Highlights:

• <00:29:47.040> in to go to the kiosk and put her money in to go to the kiosk and put her money
• my guess is I would have to have a money my guess is I would have to have a money transmitter's<
• ,<00:53:47.600> you<00:53:47.800> are to be a money transmitter, you are to be a money
• <00:53:59.280> on they're not actually sending money on they're not actually sending money
• , concrete way track their their money, concrete way track their their money, the<01:30:05.080>

Bills: HB0098, HB0075, HB0041, HB0101

Keywords: gun control, Second Amendment, constitutional rights, misdemeanor, law enforcement, virtual currency, kiosk, financial institutions, regulation, Wyoming Money Transmitters Act, penalties, death benefits, retirement, survivor support, public safety, guardianship, monitoring, ward protection, financial independence, case management

Transcript Highlights:

• that this data will now be private and not reviewable by the public because we are dealing with grant money
• Representative Harder can tell me if I'm misunderstanding it, but I thought it was giving kind of a pot of money
• Pay it if you have the money, but the child also needs... the child needs the money, obviously, to live
• I don't know how much money would be required to simply add accounts to that system so that attorneys

Bills: HF2233, HF1524, HF1893, HF1396, HF2456, HF2959, HF2300, HF2412, HF3022, HF2825, HF1862, HF1373, HF1039, HF3070

Keywords: Uniform Special Deposits Act, special deposit, banking law, financial institutions, escrow, escrow account, trust account, security deposit, beneficiary, depositor, creditor process, garnishment, attachment, levy, setoff, recoupment, financial market infrastructure, retirement benefits, compensation, earnest money

Transcript Highlights:

• :10:43.920> that<00:10:44.160> saves<00:10:44.399> taxpayers<00:10:44.959> money
• <00:10:45.360> because and that saves taxpayers money because and that saves taxpayers money
• It means you could earn money doing investigations without committing any crime.
• You would be able to drive armored trucks with firearms and haul money to banks and do those kinds of
• You would be able to drive armored trucks with firearms and haul money to banks and do those kinds of

Bills: HF2233, HF1524, HF1893, HF1396, HF2456, HF2959, HF2300, HF2412, HF3022, HF2825, HF1862, HF1373, HF1039, HF3070

Keywords: Uniform Special Deposits Act, special deposit, banking law, financial institutions, escrow, escrow account, trust account, security deposit, beneficiary, depositor, creditor process, garnishment, attachment, levy, setoff, recoupment, financial market infrastructure, retirement benefits, compensation, earnest money

Transcript Highlights:

• to reread the bill here quickly, but when I read it before, it sounded like we're giving a pot of money
• do have our testifier who can give a little more information if it's the will of the chair. pot of money
• to the Industry Group to pot of money to the Industry Group to then<00:11:33.160> distribute<
• , but the child also needs the money to live.
• , but the child also needs the money to live.

Bills: HF2233, HF1524, HF1893, HF1396, HF2456, HF2959, HF2300, HF2412, HF3022, HF2825, HF1862, HF1373, HF1039, HF3070

Keywords: Uniform Special Deposits Act, special deposit, banking law, financial institutions, escrow, escrow account, trust account, security deposit, beneficiary, depositor, creditor process, garnishment, attachment, levy, setoff, recoupment, financial market infrastructure, retirement benefits, compensation, earnest money

Transcript Highlights:

• just wanted to make sure that there was some kind of mechanism to help the person who has lost their money
• And hopefully we will be getting a lot of federal money coming into this.
• Is there any money in there for them to make improvements?
• Is there any money in there for them to make improvements?
• So both of those, right, there’s a long-time funding source that gave money to those, but they are also

Bills: S0314, S0530, S0576, S0800, S0990, S1078, S1440, S1568, S1588, S1614

Keywords: payment stablecoin, financial regulation, anti-money laundering, state oversight, digital currency, financial services, Florida lottery, state lottery, lottery tickets, lottery retailer, Department of the Lottery, Division of Security, ball machine, lottery vending machine, instant tickets, online lottery tickets, major procurement, vendor disclosure, performance bond, retailer bond

Summary: The committee heard and advanced several bills related to engineering regulation, cybersecurity, financial services, and state administration. CS/SB 800 would increase penalties for repeated unlicensed engineering practice and create an engineering student loan assistance program funded by licensure fees and fines; it was reported favorably after questions about whether it would reimburse victims of unlicensed practitioners, with the sponsor noting it would not and that affected individuals would need to pursue complaints and private legal action. CS/SB 576 created a local government cybersecurity protection program administered by Florida Digital Service, with state purchasing of cybersecurity services and priority for fiscally constrained counties; it received support from local government and industry groups and was reported favorably. CS/SB 1078 set transition requirements for gubernatorial administrations, including liaisons, briefing books, office space, IT access, and controlled access to agency records under a memorandum of understanding, and it also passed favorably. The committee also approved CS/SB 314, which creates a regulatory framework for payment stablecoin issuers in Florida, and CS/SB 530, which updates lottery operations, security, retailer rules, and bonding requirements. CS/SB 1614, after adoption of a technical substitute amendment, would limit local governments’ eligibility for certain state funding if they have excess funds, have recently been audited by the legislative audit committee, or fail to affirm expenditure of prior funds; the sponsor said it would give the Joint Legislative Auditing Committee more enforcement leverage, and the bill was reported favorably. CS/SB 990 authorizes protective cell captive insurance companies to expand insurance market capacity and potentially lower premiums, while CS/SB 1588 is a step toward implementing last session’s gold and silver legal tender law; both were reported favorably. Additional bills passed included CS/SB 1440, which adds cybersecurity-related exemptions and reporting provisions for financial institutions, loan originators, and money service businesses, and CS/SB 1568, which creates a Florida Stable Coin Pilot Program allowing DFS fees to be paid with approved stablecoins. The stablecoin bill was amended to add guardrails, including fee limits, website notice requirements, and restrictions if no approved issuers are available. The committee also received a brief budget overview highlighting major funding items such as Florida Forever, Everglades restoration, water quality, Farmers Feeding Florida, citrus recovery, school lunches, state parks, and law enforcement and staffing items, and members later recorded additional votes before the committee adjourned.

Transcript Highlights:

• say oh my gosh it's gonna cost and they have to pass that down to the consumers there is certainly money
• But this is the Oklahoma Money Transmission Modernization Act.
• The legitimate players that are in the money transmitter space, as far as bitcoin kiosks are great with

Bills: HB4322, HB4202, HB4203, HB4457, HB3983, HB3660, HB3802, HB2933, HB2955, HB2956, HB3781, HB3521, HB3794, HB3796, HB3800

Keywords: funeral services licensing, funeral director, embalmer, funeral director in charge, dual licensure, mortuary science, Oklahoma Funeral Board, funeral establishment, commercial embalming establishment, crematory, cremation, alkaline hydrolysis, apprenticeship, licensing requirements, professional regulation, undertaker, mortician, burial services, death care industry, workers' compensation

Transcript Highlights:

• money.
• So, thank you. it is dark money. it is dark money.
• big money in politics. big money in politics.
• like dark money and launder. like dark money and launder.
• corporations, and dark money. So I do corporations, and dark money.

Bills: HF4133, HF3419

Keywords: homeowner's insurance, peace officer, property damage, just compensation, exclusion policy, corporate powers, entity law, business corporations, nonprofit corporations, LLC, limited liability company, cooperative, partnership, trust, foreign entity, campaign finance, election spending, political spending, ballot measure, ballot initiative