Video & Transcript Research : 'deposit ratio'
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OK
Oklahoma 2026 Regular Session
Insurance REVISED: SB1592 - Removed Apr 7th, 2026 at 03:00 pm
Insurance
Keywords:
SB1684, Oklahoma Highway Remediation and Cleanup Services Act, highway cleanup, roadway remediation, tow truck, wrecker service, liability insurance, DEQ, Department of Environmental Quality, motor vehicles, licensing, public safety, cleanup operators, roadside services, commercial towing, insurance requirement, license fee, revocation, suspension, Turnpike Authority
OK
Oklahoma 2026 Regular Session
House of Representatives Second Regular Session of the 60th Legislature Day 50 Apr 30th, 2026 at 09:30 am
Oklahoma House Floor Meeting
Keywords:
bail bondsman, bondsman license, multicounty agent bondsman, surety bondsman, Insurance Commissioner, bail bond regulation, bond deposit, forfeiture, deposit ratio, writing capacity, license transfer, power of attorney, surety bond, bail industry, Oklahoma insurance law, financial solvency, administrative action, Oklahoma Local Food for Schools, school meals, local food procurement
HI
Hawaii 2026 Regular Session
EEP Public Hearing - Tue Feb 3, 2026 @ 9:30 AM HST
Energy & Environmental Protection
Transcript Highlights:
- Um, next up, House Bill 1928 relating to the deposit beverage container recycling program.
- <00:15:27.360>
beverage <00:15:27.760>container existing deposit beverage container - existing deposit beverage container program.<00:15:29.360>
And <00:15:29.519>we <00:15: - And then for House Bill 1928 related to deposit beverage container recycling.
- >
beverage <01:23:44.239>container related to deposit beverage container related to deposit
Keywords:
mattress recycling, waste management, producer responsibility, environmental health, steafardship program, electronic cigarettes, disposable devices, environmental protection, plastic pollution, lithium batteries, pollution control, public health, deposit beverage container, bottle bill, container deposit law, container redemption, recycling refund, extended producer responsibility, EPR, deposit return system
Summary:
The committee heard testimony on several measures related to waste, recycling, and environmental review. On HB 1924, which would establish a mattress stewardship program, the Department of Health said it stood on written testimony and offered comments, while Hawaii Reef and Ocean Coalition and one individual supported the bill and the International Sleep Products Association opposed it. No questions were raised and the committee moved on.
A large portion of the hearing focused on HB 2121, which would prohibit the sale of disposable vapes in Hawaii. The Department of Health supported the measure but suggested the bill may be better placed in a different part of state law because the cited waste-management section regulates products after consumption, while still praising the effort to remove disposable vapes from the market and environment. Testimony in strong support came from the Coalition for Tobacco Free Hawaii Youth Council, Hawaii Public Health Institute, Hawaii COPD Coalition, Hawaii Health and Harm Reduction Center, the City and County of Honolulu, and many individuals; supporters emphasized youth vaping, toxic waste, lithium battery fire risks, and environmental harm. There was at least one opposing individual and the International Sleep Products Association was listed in opposition. The committee noted there were many written testimonies and no immediate vote was taken.
The committee also heard HB 1928 on the deposit beverage container recycling program. The Department of Health stood on written testimony. The Solid Waste Task Force of Hawaii Environmental Change Agents and Upstream supported the bill but urged amendments to better integrate reuse and reusables, strengthen enforcement, clarify definitions, and protect existing redemption centers. The Hawaii Food Industry Association supported the concept of a backdrop program but preferred strengthening the existing program and raised concerns about undefined fees, existing infrastructure, and future audit costs. The Chamber of Commerce Hawaii supported the bill, and the chair said the measure needs work and that decision-making would occur in a few days.
Finally, the committee took up HB 979 on environmental review and HB 1650 on environmental assessments. For HB 979, OPSD offered amendments, HCDA supported the bill but suggested clarifying the affordable-housing definition, Kauai Island Utility Cooperative supported it, and Earthjustice was asked about the court process for environmental challenges; the chair asked about shortening the challenge period and the relationship between environmental court, the intermediate court of appeals, and the Supreme Court. For HB 1650, OPSD and the State Historic Preservation Division stood on written testimony, OHA asked to retain historic sites, and several groups and individuals testified in support or opposition. Opponents argued that removing Wiki special district and historic sites from Chapter 343 trigger language would weaken environmental review and risk impacts to iwi kūpuna and historic resources.
KY
Kentucky 2026 Regular Session
Interim Joint Committee on Appropriations & Revenue. (6-3-26)
Appropriations & Revenue
Transcript Highlights:
- So, we have staff on our campus who serve them very closely in much closer ratios than our native bit
- <00:16:13.960>
than <00:16:14.320>our <00:16:14.480>native Much closer ratios - Next step we have on the agenda: taxation of financial deposit institutions, and we may have Barbara
- institutions and we of financial deposit institutions and we may<00:36:55.920>
have <00:36:57.000 - In a credit union, you can make a deposit, but you don't own the organization or have a part ownership
OK
Oklahoma 2026 Regular Session
Commerce and Economic Development Oversight REVISED: SB1101 and SB1966 - Added Apr 16th, 2026 at 10:30 am
Commerce & Economic Development Oversight
Keywords:
SB80, legislation, state law, public safety, community impact, local governance, dental coverage, insurance reporting, healthcare access, dental loss ratio, community benefits, Oklahoma law, Athletic Trainer, Compact, interstate practice, licensure, public health, workforce development, military spouses, telehealth
HI
Transcript Highlights:
- Dental loss ratio and our written testimony is moving across the continental U.S.
- It does differ from medical loss ratios.
- >
in include dental loss ratio information in include dental loss ratio information in their<00 - Dental loss ratio for Hawaii consumers.
- So they differ from medical loss ratios.
Keywords:
outdoor advertising, billboards, public safety, penalties, community pollution, elections, campaign finance, business entities, political activity, regulation, liability, non-natural persons, insurance, captives, examination, regulations, policyholders, dormant captive, tax exemption, Hawaii revised statutes
Summary:
The Senate Commerce and Consumer Protection Committee opened its first hearing of the year with remarks from Chair Jared Kohole outlining hearing procedures, a two-minute testimony limit, rules for remote testimony and decorum, and a revised testimony-publication pilot that keeps 96-hour notice but returns to a standard 24-hour testimony deadline. He then moved through the agenda, beginning with SB 2004 on outdoor advertising, which would increase penalties for violations of billboard and outdoor advertising laws. Testimony on that measure was limited; Henry Curtis of Life of the Land was first up, and written support was noted from Hawaiian Electric and the Outdoor Circle.
The committee then heard SB 2039 on election campaign finance, which would prohibit certain business entities from engaging in campaign finance activities. The Attorney General’s office offered comments and did not take a formal position at the hearing. Several proponents testified in support, including Josh Frost, Tom Moore of the Center for American Progress, Hapa/Hawaii Alliance for Progressive Action, and Common Cause Hawaiʻi, all arguing the bill would curb corporate and dark-money influence and return elections to the people. Moore distinguished between regulating corporate “rights” and limiting corporate “powers,” and said the state can redefine the powers it grants corporations. In questions, Senator McKelvey asked whether the bill could be expanded to include unions; the Attorney General said he would need to get back with legal analysis, while Moore said his preferred approach would include all entities and that leaving out nonprofits or unions would create problems. Members also discussed whether the bill would affect PACs, and Moore explained that the proposal would prohibit corporate and dark-money flows into PACs while leaving individual political giving and existing political committees in place. The committee then moved on to the next measure.
SB 2042, relating to insurance, was heard next. The bill would reduce the unimpaired minimum capital and surplus required of class 4 sponsored captive insurance companies under certain circumstances. The DCCA Insurance Division said it stood on its written testimony, and the Hawaii Captive Insurance Council testified in support, describing the change as a narrow, risk-based adjustment that would not affect the commissioner’s authority where actual risk resides and would help keep Hawaii competitive. The committee noted additional written support and proceeded without a vote or final action in the portion of the hearing provided.
OK
Oklahoma 2026 Regular Session
Commerce and Economic Development Oversight Apr 14th, 2026 at 03:00 pm
Commerce & Economic Development Oversight
Keywords:
bail bondsman, bondsman license, multicounty agent bondsman, surety bondsman, Insurance Commissioner, bail bond regulation, bond deposit, forfeiture, deposit ratio, writing capacity, license transfer, power of attorney, surety bond, bail industry, Oklahoma insurance law, financial solvency, administrative action, SB1061, Oklahoma Secure and Fair Enforcement for Mortgage Licensing Act, SAFE Act
MN
Minnesota 2025 1st Special Session
House Children and Families Finance and Policy Committee 2/25/25
Children and Families Finance and Policy
Transcript Highlights:
- So does that mean that during those things the ratio is lower, or the ratio is higher, or it's irrelevant
- So does that mean that during those things the ratio is lower, or the ratio is higher, or it's irrelevant
- But the ratios still apply. That's my understanding of the language.
- But the ratios still apply. Thank you, I really appreciate that.
- I do just always worry about safety, and I always worry about that when it comes to ratios.
Keywords:
child care, aides, supervision, child care centers, staffing regulations, childcare, day care, licensed child care center, early childhood education, child care licensing, director qualifications, staff ratios, group size, staff-to-child ratio, substitutes, volunteers, assistant teacher, teacher qualifications, infant care, toddler age
MN
Minnesota 2025-2026 Regular Session
Commerce Committee Meeting - 2025-04-03
Commerce Finance and Policy
Keywords:
foreclosure, mortgage postponement, homeowners, redemption period, Minnesota Statutes, cannabis, hemp, lower-potency, edibles, regulations, licensing, local control, consumer safety, age restrictions, commerce policy, financial institutions, insurance regulation, limited long-term care insurance, Medicare supplement, health insurance
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 4/3/25
Commerce Finance and Policy
Keywords:
foreclosure, mortgage postponement, homeowners, redemption period, Minnesota Statutes, cannabis, hemp, lower-potency, edibles, regulations, licensing, local control, consumer safety, age restrictions, commerce policy, financial institutions, insurance regulation, limited long-term care insurance, Medicare supplement, health insurance
MN
Minnesota 2025-2026 Regular Session
Commerce Committee Meeting - 2025-04-02
Commerce Finance and Policy
Transcript Highlights:
- It includes the Uniform Special Deposits Act, written by the Uniform Law Commission, and those are special
- deposits in banks where the benefit is determined based on a contingent event in the future.
- It has provisions related to safety deposit boxes and their automatic renewal.
- The reason it was moved up to $90,000 is kind of in response to the ratio, which requires a two square
- That was The purpose of the ratio, and this bill removes that ratio.
Keywords:
medical cannabis, cultivation, cannabinoid products, plant canopy, Minnesota statutes, cannabis, hemp, lower-potency, edibles, regulations, licensing, local control, consumer safety, age restrictions, commerce policy, financial institutions, insurance regulation, limited long-term care insurance, Medicare supplement, health insurance
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 4/2/25
Commerce Finance and Policy
Transcript Highlights:
- Oh, it has provisions related to safety deposit boxes and their automatic renewal.
- That was the purpose of the ratio, and this bill removes that ratio.
- That was the purpose of the ratio, and this bill removes that ratio.
- ,<00:58:20.640>
and size, removing the canopy ratio, and size, removing the canopy ratio, - If we remove the ratio businesses?
Keywords:
medical cannabis, cultivation, cannabinoid products, plant canopy, Minnesota statutes, cannabis, hemp, lower-potency, edibles, regulations, licensing, local control, consumer safety, age restrictions, commerce policy, financial institutions, insurance regulation, limited long-term care insurance, Medicare supplement, health insurance
AL
Keywords:
resisting arrest, penalties, criminal justice, law enforcement, public safety, youthful offender, capital murder, victims' rights, immunity, civil liability, use of force, recruitment, illegal alien, enhanced sentencing, criminal offenses, minor victims, felonies, Alabama legislature, bail reform, cash deposit
AL
Alabama 2026 1st Special Session
Alabama Senate Education Policy Committee Feb 25th, 2026
Education Policy
Keywords:
military installations, tall structures, local government, construction approval, wind energy facilities, archives, history, board of trustees, vacancies, government control, computer science, education reform, digital literacy, high school graduation, teacher training, education, public schools, constitution amendment, national anthem, weekly broadcast
AL
Alabama 2026 1st Special Session
Alabama House Military and Veterans Affairs Committee Jan 14th, 2026
Military and Veterans Affairs
Transcript Highlights:
- you're exempt from paying property taxes, they still include property taxes in your debt-to-income ratio
- they calculate the debt-to-income, they will not include your property taxes in your debt-to-income ratio
- :38.559>
And <00:18:38.799>so <00:18:39.360>um <00:18:40.160>if income ratio - And so um if income ratio calculation.
- So that's the only change income ratio.
Keywords:
Alabama Board of Athletic Trainers, diversity, government oversight, Sunset Law, congressional districts, HB77, absentee voting, absentee ballot, disabled voter, disability accommodation, voter assistance, ballot delivery, ballot application, designee, caregiver, election manager, vote by mail, mail ballot, ballot harvesting, voter access
AL
Keywords:
law enforcement, immunity, civil liability, use of force, recruitment, bail reform, cash deposit, judicial discretion, criminal justice, Alabama law, youthful offender, capital murder, public safety, victims' rights, juvenile offenders, delinquent acts, juvenile court, nonfelony offenses, water safety offenses, illegal immigration
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/19/25
Commerce Finance and Policy
Transcript Highlights:
- Uh these safety deposits end up there.
- <01:14:57.440>
whatever <01:14:57.840>we deposit deposit boxes and do whatever we deposit - safety deposit boxes if at all possible. safety deposit boxes if at all possible.
- industry who do um offer safety deposit industry who do um offer safety deposit boxes<01:18:45.679
- going to be paying that safety deposit going to be paying that safety deposit box<01:19:22.080><
Keywords:
fire safety, public safety, statewide fire code, code cleanup, repeal, obsolete statutes, matches, strike-anywhere matches, safety matches, match packaging, match storage, tent safety, flame resistant tents, public assembly tents, flammable materials, fire code modernization, Minnesota Statutes chapter 325F, commerce policy, financial institutions, insurance regulation
MN
Keywords:
pension, retirement, omnibus pension, MSRS, PERA, TRA, public employees retirement, state employees retirement, correctional employees, police and fire retirement, State Patrol retirement, teachers retirement, firefighter relief association, volunteer firefighter, state aid, postretirement adjustment, COLA, annuity, disability benefit, duty disability
AL
Alabama 2025 Regular Session
Alabama House Ways and Means Education Committee Apr 9th, 2025
Ways and Means Education
Keywords:
HB447, school buses, student transportation, public schools, local boards of education, dual enrollment, career technical education, CTE, community college, trade school, technical college, offsite educational venues, student access, transportation policy, school bus law, Alabama education law, Montgomery County, probate court, judge of probate, will registration
TX
Transcript Highlights:
- your dog to pick up plastic bottles and arrange them for recycling, but only if we have a bottle deposit
- that will impose... ...cost because they're going to have to label it to indicate that there's a deposit
- circularity, trying to get all these beverage containers back to their highest, best uses through deposit
- The reason that I am interested in the deposit refund is we have a tremendous amount of floatable bottles
- material out of their car windows and letting it wind up looking like this in a storm sewer is a deposit
Keywords:
Gulf Coast Protection District, navigation safety, special districts, state governance, Texas legislation, Gulf Coast, flood protection, storm risk management, coastal restoration, natural resources, prescribed burns, self-insurance, fire management, liability protection, rural land management, beverage container recycling, deposit return system, container deposit, bottle bill, recycling refund