Video & Transcript Research : 'cost disclosure'
Page 1 of 500
AL
Keywords:
salvage title, salvage certificate of title, rebuilt title, flood vehicle, junk vehicle, total loss, motor vehicle title, vehicle branding, insurance claim, insurance company, Department of Revenue, vehicle inspection, rebuilder, automotive dismantler, parts recycler, secondary metals recycler, junkyard, vehicle identification number, VIN, stolen vehicle
OK
Oklahoma 2026 Regular Session
Business and Insurance 2ND REVISED Feb 26th, 2026 at 09:30 am
Business and Insurance
Transcript Highlights:
- If PBMs claim they save money but yet drug costs and premiums keep rising.
- My desire in incurring this bill was always and still is that this cost not to go to the consumer and
- the consumer and not costing the plans.
- It is an issue that we continue to see rising costs in, and we continue to see our small.
- It's going to cost consumers. It's going to do things that I'm bad. That I'm taxing the system.
Keywords:
prosthetics, health insurance, medical necessity, patient rights, insurance liability, pharmacy benefits manager, healthcare providers, claims processing, reimbursement, insurance regulation, employees insurance, contract awarding, certifications, state procurement, insurance plan, mental health, substance use disorders, utilization review, benefit coverage, pharmacy
TX
Bills:
HB 207, HB 235, HB 324, HB 449, HB 463, HB 502, HB 1121, HB 1445, HB 1465, HB 1778, HB 1977, HB 2000, HB 2066, HB 2596
Keywords:
child protection, sexual offenses, obscenity laws, visual material, anatomically correct dolls, mannequins, robots, criminal offenses, sexually explicit material, minors, artificial intelligence, sexually explicit, doll, mannequin, robot, law enforcement, healthcare, insurance, affordable care, access
TX
Bills:
HB 207, HB 235, HB 324, HB 449, HB 463, HB 502, HB 1121, HB 1445, HB 1465, HB 1778, HB 1977, HB 2000, HB 2066, HB 2596
Keywords:
child protection, sexual offenses, obscenity laws, visual material, anatomically correct dolls, mannequins, robots, criminal offenses, sexually explicit material, minors, artificial intelligence, sexually explicit, doll, mannequin, robot, law enforcement, healthcare, insurance, affordable care, access
LA
Transcript Highlights:
- The problem is with the bad actors who try to hide the costs.
- the cost and they're responsible for creating a cost and should bear the cost linking these expenses
- on... some kind of way, socializing that raising costs on us.
- bill is protecting: the cost being shipped to the ratepayers.
- bill is protecting the cost being shipped to the ratepayers.
Keywords:
home inspectors, board membership, licensing, term limits, Louisiana State Board, utility, reimbursement, overcharges, consumer protection, economic relief, hidden fees, junk fees, drip pricing, price transparency, mandatory fees, surcharges, unfair trade practices, advertising disclosures, total price, service fees
Summary:
The committee first heard House Bill 267 by Vice Chair Polly Thomas, which would revise the membership rules for the Louisiana State Board of Home Inspectors. The bill would update who may nominate board members, add qualifications and term limits, and allow the governor more flexibility in appointing or reappointing members from less populated districts. After adopting technical amendments, the committee reported the bill favorably with amendments.
The committee then considered House Bill 478 by Representative Knox, dealing with utility overcharge reimbursements. The bill requires reimbursements to be clearly labeled on customer bills and sets a deadline for repayment; after discussion with the Public Service Commission and utility representatives, the committee amended the bill to extend the repayment period from 45 to 90 calendar days and clarified that some settlement or regulatory credits would be treated differently. The bill was then reported favorably as amended.
Finally, the committee took up House Bill 924 by Representative Glorioso, a consumer-protection measure aimed at contractor solicitation after disasters. The bill would restrict certain direct solicitations of residential property owners during a declared disaster period, address misleading insurance-related practices, and add disclosure and rescission requirements. After substantial debate over impacts on legitimate contractors, emergency repairs, and enforcement, the committee adopted a conceptual amendment shortening the disaster-response period from six months to 30 days. Testimony was split, with the sponsor, the insurance commissioner, and some contractors supporting the bill as a fraud-prevention measure, while other contractors argued it would hurt small businesses and was better addressed through enforcement. The transcript ends before final committee action on HB 924.
OK
Oklahoma 2026 Regular Session
Judiciary and Public Safety Oversight Mar 5th, 2026 at 10:30 am
Judiciary and Public Safety Oversight
Transcript Highlights:
- Members, 3430 aims to make the collection process more efficient for the court costs and fines and fees
- Court costs, fines, and fees collection is actually down a few percent.
- Sherman, one of the other concerns I have from a legal standpoint is that the bill uses the language 'cost
- From a legal standpoint, we've never had a definition of 'cost judgment' or 'criminal judgment.'
- Number one is a criminal or a cost judgment, and you know how that implements with the Title 28 Section
Bills:
HB2650, HB3277, HB3386, HB3419, HB3430, HB3742, HB3791, HB3835, HB3905, HB3968, HB4119, HB4153, HB4408
Keywords:
probate, estate administration, summary administration, decedent, inheritance, vehicle inspection, title registration, salvage vehicles, ownership, Oklahoma Statutes, evictions, forcible entry, mediation, residency proof, children, housing law, corruption, nonpublic information, government accountability, criminal law
AZ
Transcript Highlights:
- from financial responsibility in 36-510-01D, which previously exempted evaluation agencies from the cost
- This would have less cost to the counties without the requirement for the parties, the agencies, and
- This includes the service of these documents, what they'll cost, how it will be undertaken, and more.
- is that some larger agencies in more populated areas believe there may be a cost.
- And the state system eliminated cost sharing for this current plan year.
Keywords:
mental health, involuntary evaluation, service of process, court-ordered treatment, evaluation agencies, AHCCCS, remote work, state agency, employment, public health, healthcare, behavioral health, prior authorization, American Indian health program, medicaid, medical examiner, death investigation, body disposal, autopsy, veteran burial
HI
Hawaii 2026 Regular Session
CPC Public Hearing - Tue Mar 31, 2026 @ 2:00 PM HST
Consumer Protection & Commerce
Transcript Highlights:
- Requires homeowners insurers to provide policyholders with annual disclosures of replacement value cost
- Contractor costs will go up. gone up. Contractor costs will go up.
- You've heard concerns about cost and complexity. The cost of underinsurance already exists.
- the cost to rebuild or replace. the cost to rebuild or replace.
- cost and value of said improvements. cost and value of said improvements.
Keywords:
landscape architecture, licensure, educational requirements, examination, professional standards, consumer protection, junk fees, live-event tickets, short-term lodging, transparency, pricing disclosure, deceptive practices, insurance, captives, regulations, policyholders, SB2623, Hawaii pharmacy law, Board of Pharmacy, registered pharmacy technician
Summary:
The committee first heard HCR 168 and HR 158, which would create a temporary working group to study utility capacity, coastline infrastructure lifespan, and the costs of needed expansions. Public Utilities Commission staff said the commission was not the right entity to direct all of the work because it lacks authority over many affected agencies. Members discussed whether the study should be limited to a coastal area or broadened to the whole island, and in decision-making the committee amended the measure to focus on the County of Honolulu, correct references to the Public Utilities Commission, and revise the working group membership to include the PUC chair, legislative designees, and directors or designees from DLNR, DOT, HIEMA, and DCCA Consumer Advocacy. The committee then passed both resolutions with amendments; the vote was adopted unanimously, with some members excused.
The committee next considered HCR 145 and HR 137, which would convene a working group on climate change impacts on insurance availability and affordability. The Insurance Division stood on its written comments, the Climate Change Mitigation and Adaptation Commission supported the intent, and the Attorney General opposed the measure, warning that a working group could create discoverable materials that might complicate the state’s climate litigation and noting a technical ambiguity in the reference to the Hawaii Hurricane Relief Fund administrator. After questions about discovery and the lawsuit, the committee amended the resolutions to replace the administrator reference with the chair of the Hawaii Hurricane Relief Fund Board of Directors, remove the Attorney General as convener while keeping the office as a member, and have the working group share findings and recommendations with the House CPC and Senate CPN committees instead of issuing a report. The committee passed the measures with amendments, with Rep. Martin voting with reservations.
In the later agenda, the committee heard SB 2607, SD 1 on landscape architect licensure. The Board of Professional Engineers, Architects, Surveyors, and Landscape Architects supported the bill, explaining it modernizes licensure requirements to align with national standards and clarifies the profession’s design-focused role. The bill was discussed as distinguishing landscape architecture from groundskeeping and from civil engineering drainage work. No opposition was heard.
The committee also heard SB 2031, SD 2 on consumer protection and price transparency for live ticket events and short-term lodging. The Office of Consumer Protection supported the bill, saying it largely mirrors an FTC rule requiring all-in pricing and would give the state enforcement authority and remedies. The Hawaii Financial Services Association opposed the bill as drafted and sought a limited exemption for credit card issuers relying on third-party hotel information, while the Hawaii Hotel Alliance supported the measure but asked for language deeming compliance with the federal rule sufficient for short-term lodging. Committee members questioned whether those proposed exemptions would conflict with federal law or weaken state enforcement, and the discussion focused on preemption, liability, and the value of state remedies such as restitution.
AL
Transcript Highlights:
- HB491 would create unnecessary regulatory burdens, cost, consumer and retailer confusion, and undermine
- There are other ways you can achieve colors without these dyes, but it's a little more cost-prohibitive
- All kidding aside, this bill that I'm bringing forward today has to do with remembering that cost is
- obviously a... ...remembering that cost is obviously a concern in healthcare, but it shouldn't be the
- providers are not... ...that healthcare providers are not gagged in any way and can talk freely about the costs
Keywords:
midwifery, licensed midwives, State Board of Midwifery, licensure fees, professional liability insurance, complaints investigation, emergency care plan, out-of-hospital care, HB491, public schools, K-12, school nutrition, school lunch, cafeteria, artificial dyes, food additives, food coloring, synthetic dyes, Red Dye No. 3, Red Dye No. 40
AL
Alabama 2025 Regular Session
Alabama Senate County and Municipal Government Committee Mar 18th, 2025
County and Municipal Government
Transcript Highlights:
- The goal is that they have full notice of the cost of buying debt, and many times you... ...the cost
- This piece of legislation is not going to take down the cost of eggs.
- Not going to take down the cost of eggs.
- If you retire, you have received your cost of living or whatever, but you're...
- Cost of living or whatever, but you're retiring, and a new person is brought in.
Keywords:
vehicle registration, disability access, fines, law enforcement, public accommodation, bond financing, municipal bonds, county debt, local government debt, debt service schedule, bond disclosure, public finance, bond underwriter, county commission, city council, refunding bonds, swap agreements, interest rate swaps, derivatives, fiscal transparency
AL
Alabama 2025 Regular Session
Alabama House Ethics and Campaign Finance Committee Feb 19th, 2025
Ethics and Campaign Finance
Transcript Highlights:
- Would it be beneficial for them to have that information, their economic disclosures, before the election
- Well, the reason for the disclosures is so that...
- The reason for the disclosures is so that individuals have an understanding of the economic conflicts
Bills:
HB250
Keywords:
HB250, Alabama Ethics Commission, statement of economic interests, financial disclosure, candidate ethics, campaign finance, candidate filing deadline, qualifying papers, declaration of candidacy, independent candidate, ballot access, election law, ethics reform, public officials, public employees, asset disclosure, income disclosure, real estate holdings, indebtedness disclosure, late filing penalty
AL
Alabama 2025 Regular Session
Alabama House Commerce and Small Business Committee Feb 12th, 2025
Commerce and Small Business
Transcript Highlights:
- The bill clarifies that recap disclosures are required before a buyer...
- Disclosures are required before a buyer of property, but a written agreement is not required at this
Bills:
HB230
Keywords:
real estate, brokerage, broker, salesperson, licensee, consumer disclosure, agency disclosure, RECAD, Real Estate Consumers Agency and Disclosure Act, Alabama Real Estate Commission, buyer agreement, listing agreement, transaction broker, single agent, dual agency, compensation disclosure, commission, referral agreement, referral fee, written agreement
TX
Transcript Highlights:
- Less litigation means lower costs for all of us consumers.
- Appraisals are there to resolve these cost disputes, not coverage and causation.
- But cost disputes, the amount of the loss, to do that quickly, but understanding that some matters can
Bills:
HB345, HB721, HB2580, SB815, HB3057, HB4603, HB3233, SB495, HB3863, HB3914, HB4570, HB5099, HB5173, SB458
Keywords:
insurance, appraisal process, disputed losses, residential property, policyholder rights, insurer obligations, natural disasters, appraisal expenses, umpire selection, policyholder, insurer, umpire, claims management, health care, cost disclosure, benefit plan, administrators, traumatic brain injury, health benefit plans, insurance coverage
TX
Transcript Highlights:
- So there's a potential for some cost savings.
- This is the difference in the cost. This is how much you would save.
- Of course, they would do that for some cost, right?
- And what that comes to is those aren't costs of doing business; those are costs of getting. and paid.
- It's the cost of their rates of interest.
Bills:
HB345, HB721, HB2580, SB815, HB3057, HB4603, HB3233, SB495, HB3863, HB3914, HB4570, HB5099, HB5173, SB458
Keywords:
insurance, appraisal process, disputed losses, residential property, policyholder rights, insurer obligations, natural disasters, appraisal expenses, umpire selection, policyholder, insurer, umpire, claims management, health care, cost disclosure, benefit plan, administrators, traumatic brain injury, health benefit plans, insurance coverage
HI
Hawaii 2026 Regular Session
CPC Public Hearing - Wed Apr 22, 2026 @ 2:00 PM HST
Consumer Protection & Commerce
Transcript Highlights:
- impetus behind this is that if we went all the mail order, there probably going to be a reduction in cost
- impetus behind this is that if we went all the mail order, there probably going to be a reduction in cost
- the Public Utilities Commission to conduct a comprehensive analysis on the best paths to maximize cost
- members, Maria to on behalf of Michelangelo, we will stand on our written testimony with comments. cost
- reduction and minimize financial cost reduction and minimize financial risk<00:25:16.640>
to <
Keywords:
electric reliability, renewable energy, interconnection, Hawaii Electric Reliability Administrator, Public Utilities Commission, capacity shortfalls, energy policies, mail-order pharmacy, insurance, healthcare access, chronic disease management, cost savings, rural access, emergency healthcare, patient adherence, critical infrastructure, foreign influence, local control, energy dependence, economic resilience
Summary:
The Committee on Consumer Protection and Commerce heard several Senate concurrent resolutions related to utilities, pharmacy access, critical infrastructure, and energy policy. STR 96 SD1 asked the Public Utilities Commission (PUC) to report on the progress of the Hawaii Electric Reliability Administrator; the PUC offered written comments and the measure later advanced as is. STR 109 SD1 urged the insurance commissioner to study expanding mail-order pharmacy use. Testimony was split: DCCA’s insurance division, HMSA, and the Hawaii Association of Health Plans supported the study, while Shipa and the Hawaii Pharmacist Association opposed it, arguing mail-order pharmacy is already available and that in-person pharmacist counseling should be preserved. The measure was ultimately deferred.
The committee also heard STR 164 SD1 on protecting Hawaii’s critical infrastructure from foreign influence. Greenpeace Hawaii and 350 Hawaii strongly supported the resolution, framing it as a consumer protection and resilience measure tied to reducing dependence on imports and strengthening local food and energy systems. No opposition was presented, and the resolution was moved out as is. STR 172 SD1 HD1 directed the PUC to conduct a comprehensive analysis of ways to maximize cost reduction and minimize financial risk while meeting state goals. DCCA, the Hawaii State Energy Office, and the PUC offered comments, and Earthjustice supported the measure; it was also advanced as is.
For STR 166 SD1, which concerns how the PUC should evaluate generational energy commitments, DCCA, the Hawaii State Energy Office, and the PUC provided comments, while 350 Hawaii, Greenpeace Hawaii, and others opposed any move toward LNG, arguing it would harm ratepayers and conflict with Hawaii’s renewable goals. After discussion, the committee amended the resolution to add language directing the PUC to evaluate any LNG or other imported-fuel proposal for its potential effects on or delays to the state’s renewable portfolio standards, including the 2045 deadline. The amended resolution then passed, and the committee adjourned.
TX
Texas 89th Regular
S/C on Academic & Career-Oriented Education May 8th, 2025
S/C on Academic & Career-Oriented Education
Transcript Highlights:
- If a district covers the cost of certification exams and associated requirements, such as Application
- Districts must submit a formal application and documentation verifying the costs incurred, and the TEA
- For students, it only allows one reimbursement for examination costs.
- This allows other CTE examination costs to be reimbursed for teachers.
- The third thing is that school districts that pay for the costs can be reimbursed by applying to the
Keywords:
education, teacher certification, cost subsidies, public school funding, career and technology education, reimbursement, subsidy, education funding, student subsidies, cost reimbursements, public school finance, public school, examination fees, apprenticeship, workforce development, career education, high school students, technical education, employment, 1184
TX
Texas 89th Regular
Senate Committee on Business and Commerce Mar 25th, 2025 at 08:00 am
Business & Commerce
Bills:
SB 483, SB 522, SB 783, SB 1239, SB 1254, SB 1255, SB 1259, SB 1341, SB 1664, SB 1762, SB 1856, SB 1877, SB 1977
Keywords:
utility, proprietary information, customer data, data protection, electric service, customer information, emergency communication, electric utility, privacy, certification, public accountants, interstate licensing, accounting, regulatory amendment, energy efficiency, construction regulations, building codes, Texas, sustainability, cost-effectiveness
TX
Bills:
SB 483, SB 522, SB 783, SB 1239, SB 1254, SB 1255, SB 1259, SB 1341, SB 1664, SB 1762, SB 1856, SB 1877, SB 1977
Keywords:
utility, proprietary information, customer data, data protection, electric service, customer information, emergency communication, electric utility, privacy, certification, public accountants, interstate licensing, accounting, regulatory amendment, energy efficiency, construction regulations, building codes, Texas, sustainability, cost-effectiveness
LA
Louisiana 2026 Regular Session
House and Governmental Affairs Apr 8th, 2026
House and Governmental Affairs
Keywords:
local law, special bill, legislative process, transparency, election amendment, Medicaid, SNAP, fraud detection, income tax, legislative auditor, data sharing, state revenue, lobbying, public service, ethics, statewide officials, compensation, disclosure requirements, government employment, financial disclosure
MN
Minnesota 2025-2026 Regular Session
House Energy Finance and Policy Committee 3/12/26
Energy Finance and Policy
Transcript Highlights:
- A rider or a cost tracker.
- more cost to the system.
- cost.
- Um, so higher demand supply cost. About 20% of our power supply cost.
- that is energy cost. That's 4.5 cents. that is energy cost. That's 4.5 cents.
Keywords:
utilities, rate cases, cost recovery, reporting requirements, gas infrastructure, 1183, house