Video & Transcript Research : 'building plan review'
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FL
Transcript Highlights:
- those buildings.
- planning efforts.
- complete and submitted by a plans reviewer for projects under $15,000 for structural accessory structures
- or deny a building permit within five business days if complete and submitted by a plans reviewer for
- Reviews and Inspections.
Keywords:
negligence, settlement, police conduct, municipal liability, personal injury, compensation, injuries, Miami-Dade County, rural electric cooperatives, energy production, Florida law, energy tariffs, regulation, impact fees, transportation capacity, local government, interlocal agreements, growth management, community planning, extraordinary circumstances
Summary:
The committee met with a quorum present and took up a series of local claims, public records, growth management, permitting, and nuisance bills. It first heard and approved SB 16, SB 14, and SB 24, all uncontested claims bills providing relief related to injuries or settlements involving the City of St. Petersburg and Miami-Dade County. The committee also approved SB 288 on rural electric cooperatives, which narrows statutory language to protect co-op decisions on generation and power purchases while preserving consumer protections, and SB 830, which creates a public records exemption for certain personal information of county and city managers and their families due to reported threats against local officials.
Members then considered SB 1138 on qualified contractors and development review, which would create a registry of licensed professionals to help local governments process pre-application reviews and plats more quickly. Local government groups raised concerns about preemption and preserving quasi-judicial authority, while private-provider supporters backed the bill; Senator Sharief voted no, and the bill was reported favorably. The committee also approved SB 168, expanding public nuisance law to include gambling houses and increasing penalties, and SB 686 on agricultural enclaves, which revises the enclave process, adds a public hearing path, limits it to certain residential projects in urban service areas, and was amended to change a date to June 30, 2026 before being reported favorably.
The committee next approved CS for SB 548 on growth management and impact fees, which clarifies plan-based methodology, extraordinary circumstances, interlocal agreements, and refund procedures for improper fee collections. Testimony reflected support for clearer standards but also concerns about fee increases and refund administration. Finally, SB 1234 on building permits and inspections was reported favorably; it would extend permit validity, exempt some low-value work from permitting, create a statewide residential permit form, speed review timelines, and expand private-provider use, drawing opposition from a Miami-Dade building official who argued for continued local oversight and support from private-provider advocates. Senator Jones requested to be recorded as voting affirmatively on several tabs and negatively on tab 9, and the committee adjourned after all bills were disposed of.
FL
Transcript Highlights:
- And it directs the Florida Building Commission to incorporate the standards into the Florida Building
- Because if I build an office building, whether it's medical or professional or passive office, if I build
- or a particular site plan.
- They do 20- and 30-year plans. We did a 2030 plan back in 2010, so now they're doing 2050 plans.
- So now they're doing 2050 plans or 2060 plans.
Keywords:
land use, disaster recovery, local government, federal assistance, Hurricane relief, legal notices, public accessibility, government transparency, digital publication, government agencies, temporary door locking device, emergency safety, building code, training programs, fire exit security, affordable housing, land development, starter homes, local government regulations, housing shortage
Summary:
The committee took up a series of land use, housing, local government, and public notice bills, along with a firefighter cancer bill and a bill on temporary door locking devices. SB 984 on firefighter cancer benefits and prevention was explained as clarifying access to death benefits and a one-time cancer payment for firefighters; it was reported favorably. SB 1612 required local governments to accept electronic payments online; it also passed favorably. SB 1180 created a recall framework for elected community development district board members and, through a strike-all amendment, also addressed synthetic turf enforcement and expanded compact urban mixed-use district definitions; the amendment was adopted and the bill was reported favorably. SB 936 allowed temporary door locking devices above the finished floor and directed the Building Commission to add standards to the Florida Building Code; it passed favorably.
The committee also considered SB 380 on legal notices, which would let certain local government entities publish notices on their own websites or other designated sites instead of relying on newspapers in more cases. The Florida Press Association, Common Cause, and newspaper representatives opposed the bill, arguing it would fragment public notice access and make notices harder to find and verify, while supporters said it would modernize and reduce costs. The bill’s amendment clarified which agencies were covered, and the committee reported the bill favorably. SB 962 on affordable housing narrowed prior zoning preemption language so working farms and farm operations would not be unintentionally captured by Live Local-style rules; it passed favorably. SB 1444 on state preemption and religious expression, private clubs, and minor home construction drew support from religious freedom advocates and opposition from cities and counties, which warned of vague terms and overbroad preemption; it was reported favorably.
The committee then approved SB 218, which would limit the reach of last session’s hurricane recovery land-use preemption to counties actually damaged by hurricanes and restore normal local land-use authority in unaffected counties. SB 1434 on infill redevelopment would streamline zoning and subdivision approvals for environmentally impacted parcels in certain urban counties to encourage housing on contaminated or underused land; counties and local-government groups opposed it as an overbroad preemption and raised concerns about the environmental threshold and density provisions, but the bill was reported favorably. SB 1020 on chickees prohibited local ordinances from blocking chickee construction if setback requirements are met and made unauthorized attempts to circumvent the building code a misdemeanor; it passed favorably. Finally, SB 948 on local government land development regulations and orders, as amended, proposed a statewide starter-home framework with lot-split and zoning changes to increase housing supply; local-government and planning groups warned it would function as a rigid statewide zoning code and could drive overdevelopment, while housing advocates supported it as necessary state action. The committee reported the bill favorably after extensive debate.
HI
Hawaii 2026 Regular Session
GVO DEFER, GVO, GVO-EIG, GVO Public Hearings 02-10-2026
Government Operations
Transcript Highlights:
- Uh, we were planning to move this measure out.
- </c> planning to move this measure out. planning to move this measure out.
- </c> our contractors under like design build our contractors under like design build contracts.<00:10
- To build 25% of all that, is that something in your plans? And that makes sense, that number?
- </c> relating to regular session review relating to regular session review working<00:37:03.760><c> group
Keywords:
state construction, construction manager, design review, public works, capital improvement, DAGS, Department of Accounting and General Services, DOE, Department of Education, comptroller, pilot program, design review special fund, county permit review, accessibility compliance, Disability and Communication Access Board, state infrastructure, government construction, project oversight, civil service exemption, county agencies
Summary:
The Committee on Government Operations reconvened on February 10, 2026, to take up measures previously heard on February 5. It advanced SB 2983 on criminal destruction of trees with technical, non-substantive amendments and a committee report note asking Judiciary to clarify that removal of invasive species remains allowed; the measure passed with one no vote. SB 2930 on the state risk management revolving fund also passed with amendments, including blanking out the amount, setting a defective date, and directing Ways and Means to review a spreadsheet before further action. The committee likewise passed SB 2928 on making the small business procurement program permanent and SB 2970 on standards of conduct for state agency contracts, adopting the Ethics Commission’s recommended language assigning compliance responsibility to department directors and deputy directors. SB 2927 and SB 3068 on procurement were deferred to a time certain on February 12, and SB 3015 on personal information, SB 2929 on public notice, and SB 2938 on search and rescue were also deferred for further discussion or to avoid re-referral issues. SB 2662 on external consultants was amended to remove a cap and preemptive approval language, narrow the expertise standard, and note possible auditor staffing or appropriation needs; it then passed with amendments.
The joint GVO-EIG hearing then took up SB 2543 on state construction projects and an Office of the State Construction Manager within DAGS. Testimony from the Hawaii Iron Workers Stabilization Fund strongly supported the bill, saying it could reduce wasteful spending on large design-build projects and free money for tax credits and other public needs. DAGS, the University of Hawaii, and DLNR offered written comments, while one witness from KIC opposed the measure and asked for an exemption for member-owned electric cooperatives. A Hawaii Solar Energy Association witness also supported the bill but asked that landscape architects be excluded from the bill’s definition of design professionals, and Rocky Mold said Kauai permitting was efficient enough that he had no objection to carving it out. The committee adopted amendments from DNR, DAGS, and UH and passed SB 2543.
The hearing also considered SB 2435 on EV charging infrastructure at state facilities. DAGS and the Hawaii State Energy Office supported the concept and explained that the goal was to retrofit managed parking facilities with infrastructure that can meet current and future EV needs, while acknowledging that some stalls can sit unused and that the state must balance space and enforcement. Members raised concerns about whether dedicating 25% of stalls to EV charging would reduce usable parking, and about rural and Big Island conditions where EV range and battery capacity remain limiting. The discussion noted that DOT, DNR, DOE, and DOH may have their own parking facilities outside DAGS control. The committee then indicated it would broaden the bill to apply to all state agencies and lower the threshold in response to member concerns, with final action not fully shown in the transcript.
AL
Alabama 2026 Regular Session
Alabama House Transportation, Utilities and Infrastructure Committee Mar 17th, 2026
Transportation, Utilities and Infrastructure
Transcript Highlights:
- What's popped up is a solar farm has been planned.
- </c><00:12:01.440><c> A</c><00:12:01.680><c> lot</c> a a solar farm has been planned.
- A lot a a solar farm has been planned.
- </c><00:14:07.519><c> these</c> So in the process of building these So in the process of building these
- </c> build one anywhere for a year. build one anywhere for a year.
Keywords:
HB542, district attorney, prosecutor, supernumerary district attorney, Employees' Retirement System, ERS, Alabama retirement, public employee retirement, pension, retirement benefits, post-retirement employment, salary cap, dual participation, double dipping, District Attorneys' Plan, assistant district attorney, deputy district attorney, state pension, survivor benefits, Office of Prosecution Services
TX
Texas 89th Regular
Water, Agriculture, and Rural Affairs Mar 17th, 2025
Water, Agriculture and Rural Affairs
Keywords:
water management, bond issuance, eminent domain, regional authority, fee structures, local governance, environmental quality, oyster cultivation, coastal management, natural resources, marine ecosystems, Texas Parks and Wildlife, Texas Water Development Board, guidance principles, flood plan, state water plan, rule review, infrastructure, water discharge, general permit
MN
Transcript Highlights:
- So we could get into the building without having to use equipment and other things, and you have to build
- We have old buildings, and we are learning that old buildings only create new problems.
- ability to work in this building.
- the, we have to update the buildings, we have to provide for the buildings.
- What's the plan for that? that.
Bills:
HF3220
Keywords:
school safety, school security, emergency access, law enforcement access, master key box, secure key box, entry device, school grants, education finance, Department of Education, charter schools, school districts, cooperative units, appropriation cancellation, one-time appropriation, school safety plan, emergency preparedness, public safety, school building security
MN
Transcript Highlights:
- We have old buildings, and we are learning that old buildings only create new problems.
- </c> existing buildings and infrastructure. existing buildings and infrastructure.
- to work in this building.
- </c> ongoing maintenance of our buildings. ongoing maintenance of our buildings.
- This is the capital side, and we have to build, we have to update the buildings.
Bills:
HF3220
Keywords:
school safety, school security, emergency access, law enforcement access, master key box, secure key box, entry device, school grants, education finance, Department of Education, charter schools, school districts, cooperative units, appropriation cancellation, one-time appropriation, school safety plan, emergency preparedness, public safety, school building security, 1183
AZ
Arizona 2026 Regular Session
02/04/2026 - Senate Regulatory Affairs and Government Efficiency
Regulatory Affairs and Government Efficiency
Transcript Highlights:
- letting them choose their topic of interest, whereas those who are in education go through rigorous review
- While there is no specific reporting data available for alternative pathway options, by reviewing the
- and analyze any ...communicated this with the stakeholders and will continue to review and analyze any
- But 14 months later, in January of this year, when they came back for another review, they found that
- So I don't know if something happens, if some sort of, you know, I build some adverse condition that
Keywords:
health profession, regulatory boards, criminal activity, notification, auditor general, investigations, veterinary technicians, certification, education alternative, Arizona Revised Statutes, veterinary education, ALTCS, providers, ownership change, healthcare, Arizona Long Term Care System, naturopathic physician, naturopathic medicine, naturopathic doctor, naturopathic physicians medical board
MN
Minnesota 2025-2026 Regular Session
House Children and Families Finance and Policy Committee 4/14/26
Children and Families Finance and Policy
Transcript Highlights:
- </c> new responsibilities around case reviews new responsibilities around case reviews without<00:08:
- </c> statewide rollout, a plan. statewide rollout, a plan.
- We don't. preschoolers build character, where preschoolers build character, where school<01:25:38.000
- No plan to move.
- However, should the bill plan to move.
Keywords:
child welfare, African American children, racial disproportionality, family preservation, reunification, foster care, kinship care, relative placement, noncustodial parent, guardian ad litem, ombudsperson, Department of Human Services, county social services, active efforts, reasonable efforts, child protection, placement, out-of-home placement, Northstar kinship assistance, data disaggregation
AZ
Transcript Highlights:
- It's planning and zoning that actually approves it, reviews it, and the division's done.
- Did you know this is not a plan? It's not like a plan.
- So let's build single-family homes, let's build apartments, let's build brownstones and condos, and then
- So let's build single-family homes, let's build apartments, let's build brownstones and condos, and then
- So let's build single family homes, let's build apartments, let's build brownstones and condos, and then
Keywords:
workers' compensation, industrial commission, safety regulations, employee protection, penalties, compliance, municipal planning, homeowners associations, design regulations, property rights, building permits, single-family homes, liquor, alcohol, spirituous liquor, liquor license, liquor licensing, Arizona Department of Liquor Licenses and Control, restaurant to-go cocktails, mixed cocktails
TX
Bills:
HB345, HB721, HB2580, SB815, HB3057, HB4603, HB3233, SB495, HB3863, HB3914, HB4570, HB5099, HB5173, SB458
Keywords:
insurance, appraisal process, disputed losses, residential property, policyholder rights, insurer obligations, natural disasters, appraisal expenses, umpire selection, policyholder, insurer, umpire, claims management, health care, cost disclosure, benefit plan, administrators, traumatic brain injury, health benefit plans, insurance coverage
TX
Transcript Highlights:
- The plan is not required to pay an enrollee.
- They have to come up with a plan or program.
- We've also had problems with plans trading plans, if you will.
- It should be evaluated by qualified human reviewers.
- This plan has been around since 2008.
Bills:
HB345, HB721, HB2580, SB815, HB3057, HB4603, HB3233, SB495, HB3863, HB3914, HB4570, HB5099, HB5173, SB458
Keywords:
insurance, appraisal process, disputed losses, residential property, policyholder rights, insurer obligations, natural disasters, appraisal expenses, umpire selection, policyholder, insurer, umpire, claims management, health care, cost disclosure, benefit plan, administrators, traumatic brain injury, health benefit plans, insurance coverage
LA
Louisiana 2026 Regular Session
Commerce May 20th, 2026
Commerce, Consumer Protection, and International Affairs
Transcript Highlights:
- architectural plans and engineering plans equally.
- And it's on the front of the building as well. And it's literally all over the store.
- And building new housing.
- official or building inspector.
- They don't need a building. They don't need vehicles. They just need some leadership.
Keywords:
economic development, rural communities, infrastructure, workforce training, Louisiana Economic Development, engineering, land surveying, construction, state fire marshal, plan review, hidden fees, junk fees, drip pricing, price transparency, mandatory fees, surcharges, consumer protection, unfair trade practices, advertising disclosures, total price
Summary:
The Senate Commerce Committee met on April 20, approved the prior meeting minutes, and then heard a series of bills and resolutions. It first advanced H. CR 66, which directs Louisiana Economic Development, working with the Governor’s Office of Rural Development, to study rural parish economic assets, infrastructure, workforce, and development opportunities. The committee also moved HB 387, a clarification allowing the fire marshal to review architectural and engineering plans equally, and HB 1223, which seeks to promote clinical trials in Louisiana by having LED market the state’s research capacity and by adjusting internal review board procedures. HB 1228, a cleanup bill for hearing aid dealers that updates definitions, contracts, testing periods, licensing, and related requirements, was also reported favorably, as was HB 950, which would create an elderly consumer perception program through the Office of Elderly Affairs to help seniors recognize scams and fraud.
The committee spent the most time on HB 617, a broad “hidden fees” consumer transparency bill. The author and supporters said it would require mandatory fees to be included in upfront pricing so consumers can make informed choices, while opponents from grocery, restaurant, hotel, housing, retail, and business groups argued the bill was vague, overly broad, and likely to create compliance burdens and litigation risk. Housing advocates objected to the bill’s housing exemption, warning it could weaken renters’ ability to bring claims over undisclosed fees. After extensive debate over variable pricing, sales taxes, enforcement, and the scope of the bill, Senator Morris moved to defer HB 617, and the committee agreed without objection.
The committee also heard HB 797, which would create a “Bayou Gold” certification program for certain gold vendors and transactional gold products. The sponsor said the program would encourage vendors to keep gold insured, segregated, and closer to Louisiana consumers, with the Treasury administering the certification through participant fees. Several senators and an outside witness raised concerns that the state seal could be mistaken for an endorsement, could create liability or consumer confusion, and would favor a narrow set of vendors. Despite opposition, the committee reported HB 797 favorably, with members noting it still had to go to Finance. Later, the committee advanced HB 1186, which would create a more uniform statewide building code and licensing system for inspectors, add disciplinary authority, and impose a small permit fee to support the program, and HB 1222, which would let LED develop a grocery initiative to address food deserts and food insecurity. The meeting concluded with the committee hearing HB 1256 on abandoned digital assets, which would require dormant digital assets to be held in original form for three years so owners can reclaim them.
TX
Texas 89th Regular
Senate Committee on Health and Human Services (Part I) Mar 5th, 2025
Health & Human Services
Transcript Highlights:
- ERISA-based PBM plans follow state law. preemption, the U.S.
- This is to make sure that all PBMs, including those that are employer-sponsored plans and ERISA plans
- This is just gonna increase the cost on plans.
- ERISA plans, they argue, are exempt from following state statute.
- And so this bill builds on that framework.
Keywords:
SB 502, Texas peace officers, Health and Human Services Commission, HHSC Office of Inspector General, OIG investigators, law enforcement classification, Schedule C, state employee benefits, injury benefits, peace officer status, commissioned officers, state auditor classification, Government Code, Code of Criminal Procedure, human services, health and human services, law enforcement compensation, public employee benefits, Texas state law enforcement, child welfare
TX
Texas 89th Regular
Senate Committee on Health and Human Services (Part II) Mar 5th, 2025
Health & Human Services
Transcript Highlights:
- Currently, these provisions apply to ERISA plans.
- And if that's through an ERISA plan or any other plan...
- Sort of mandate-like plan, this will eliminate another option.
- Eighty percent of the plans have gone to ERISA.
- An ERISA plan, the savings is baked into the total plan.
Keywords:
SB 502, Texas peace officers, Health and Human Services Commission, HHSC Office of Inspector General, OIG investigators, law enforcement classification, Schedule C, state employee benefits, injury benefits, peace officer status, commissioned officers, state auditor classification, Government Code, Code of Criminal Procedure, human services, health and human services, law enforcement compensation, public employee benefits, Texas state law enforcement, child welfare
TX
Transcript Highlights:
- These provisions apply to ERISA plans.
- And if that's through an ERISA plan or any other plan, a sort of mandate-like plan, uh, this, this will
- Um, 25 years ago or so, 80% of the market was in fully funded plans.
- Blue Cross would have a gold, blue, uh, silver, and a bronze plan.
- , the, the savings is, is baked into the total plan.
Keywords:
SB 502, Texas peace officers, Health and Human Services Commission, HHSC Office of Inspector General, OIG investigators, law enforcement classification, Schedule C, state employee benefits, injury benefits, peace officer status, commissioned officers, state auditor classification, Government Code, Code of Criminal Procedure, human services, health and human services, law enforcement compensation, public employee benefits, Texas state law enforcement, child welfare
WA
Washington 2025-2026 Regular Session
House Consumer Protection & Business Mar 3rd, 2026 at 08:00 am
Consumer Protection & Business
Transcript Highlights:
- And another report by the Department of Labor and Industries that reviews the industry impact of changes
- , or a building of any occupancy up to 4,000 square feet.
- In addition, the board must also impose a $6.50 fee, paid quarterly, to the Building Code Council for
- I have been practicing for 12 years, where I work on civic buildings that range from public libraries
- In commercial construction, many professions come together, and we build and design spaces together.
Keywords:
commercial interior designer, interior design licensure, registered interior designer, NCIDQ, Washington State Board for Architects, professional regulation, title protection, firm registration, seal and signature, continuing education, building code, nonstructural interior design, space planning, interior architecture, design profession, public safety, occupational licensing, architects, engineering scope, permit review
Summary:
The Consumer Protection & Business Committee opened with a public hearing on House Bill 2616, described as a broad “state farm bill” framework covering agriculture, food security, labor, environmental exemptions, grants, studies, and cannabis licensing. Staff outlined provisions including state purchasing of Washington-grown food, temporary packaging and refrigerant exemptions, changes to Climate Commitment Act agricultural fuel treatment, an exception to mass layoff notice rules for agricultural and dairy workers, grant programs for equipment retrofits and crop residue alternatives, several studies on tax incentives, market access, workforce development, and overtime impacts, and a transfer of cannabis production, processing, and testing oversight to the Department of Agriculture. Representative Reeves said the bill was intended to start a state-level conversation about supporting farms as small businesses, citing farm losses, food security concerns, and farmer mental health, and said the bill would not move this session but would be developed further over the summer for a 2027 return.
Testimony on HB 2616 was overwhelmingly supportive, with 366 pro and 75 con sign-ins. Supporters from the Tree Fruit Association, potato, onion, wheat, dairy, organic orchard, asparagus, and agricultural cooperative sectors said Washington farmers face low margins, high regulatory and labor costs, refrigeration and processing challenges, and international competition. Several speakers emphasized the need to avoid further harm to farms, preserve local processing and markets, and use state research and incentives to keep family farms viable. Committee members asked about stakeholder outreach, the role of Washington State University, the impact of federal versus state policy, and possible ways to help small farms navigate compliance and market access.
The committee then opened a hearing on House Bill 2721, which would create registration and regulation for commercial interior designers and rename the State Board of Architects to include registered commercial interior designers. Staff explained that the bill would establish education, examination, registration, seal, and enforcement requirements, create a license account, and exempt certain work such as residential structures, farm buildings, and small buildings up to 4,000 square feet. Proponents from interior design organizations said the bill reflects national model law standards, has been developed in collaboration with architects, and would recognize qualified designers already doing code-related work on public buildings, health care facilities, schools, and workplaces. They argued it would improve clarity, public safety, and business opportunities, especially for women-owned small firms. The chair noted the bill would not move this year and closed the hearing after taking limited testimony and member questions about scope, diversity, and the practical effects of delaying enactment.
TX
Transcript Highlights:
- to keep their plan affordable.
- A health benefit plan on page three, a health benefit plan issuer that provides prescription drug benefits
- They can evaluate plans, compare, review Medicare formularies, and select a network that meets their
- House Bill 2750 builds on that momentum.
- They are also administering the drug plans for the health plans that are paying the full costs.
Bills:
HB712, HB722, HB946, HB1687, HB1809, HB1899, HB2528, HB2583, HB2741, HB2750, HB3021, HB3150, HB3265, HB3658, HB3812, HB3960, HB4392, HB4432
Keywords:
prostate cancer, health benefit plans, insurance coverage, cost sharing, preventive health care, auto insurance, total loss evaluation, disclosure, insurance materials, vehicle appraisal, HB 946, Texas Insurance Code, automobile insurance claims, oral release, written release, settlement agreement, claim release, property damage, bodily injury, psychological injury
TX
Transcript Highlights:
- Outside entities utilized by health plans are captured by adding "affiliate of a health insurance plan
- from qualifying for utilization review.
- They have to do a 3D conformational plan in addition to a traditional plan. ...to try to get something
- It also makes clear that a physician's direction of utilization review conducted by a utilization review
- Because, you know, certain health plans may not want to even... they won't have doctors to review stuff
Bills:
HB712, HB722, HB946, HB1687, HB1809, HB1899, HB2528, HB2583, HB2741, HB2750, HB3021, HB3150, HB3265, HB3658, HB3812, HB3960, HB4392, HB4432
Keywords:
prostate cancer, health benefit plans, insurance coverage, cost sharing, preventive health care, auto insurance, total loss evaluation, disclosure, insurance materials, vehicle appraisal, HB 946, Texas Insurance Code, automobile insurance claims, oral release, written release, settlement agreement, claim release, property damage, bodily injury, psychological injury
AL
Alabama 2025 Regular Session
Alabama Senate County and Municipal Government Committee Feb 11th, 2025
County and Municipal Government
Transcript Highlights:
- they are wanting to clarify essentially that this deals really with Title 39 and not their design-build
- Don't try to be the health department or the building department.
- Don't try to be the building official unless you are—and then good...
- Once it's approved, that building goes down in a historic district; a glass building goes up completely
- , for example, there was a water and sewage authority that would not issue a permit related to a building
Keywords:
competitive bidding, procurement, disclosure statements, state contracts, contract protest, board governance, occupational licensing, Sunset Law, public accountability, training requirements, SB40, Houston/Hunter Act, firearm hold agreement, gun storage, temporary firearm storage, firearms dealer, federal firearms licensee, FFL, civil immunity, gun owner